Five years right to an account Criticism of high basic account fees

Status: 06/18/2021 4:44 p.m.

Everyone has had the right to a basic account for five years. This should help poorer people to get a checking account. It hits hard when banks turn the fee screw in times of negative interest rates. Paying salaries, shopping online, electricity bills – hardly anything works without a checking account. In the past, for example, people without a permanent address or refugees often had a difficult time opening an account. With the Implementation of an EU directive from 2014 The legal situation in Germany changed five years ago: since then, every citizen has been entitled to a so-called basic account. It is intended to give everyone an inexpensive way to conduct banking transactions with a checking account. But the fees for these financial products are increasing – to the displeasure of those affected and the critics. The prerequisite for setting up a basic account is that you are legally resident in the European Union. The account holder receives a bank card and can transfer money. A bank may only reject the application to open a basic account in rare cases, for example if a customer already uses an account with another bank in Germany.

Hundreds of thousands of basic accounts already

According to the latest figures from the financial supervisory authority BaFin, just under 761,500 basic accounts had been opened in Germany by June 2020. However, many institutes are paying dearly for the “Jedermann Accounts”. According to a study by Stiftung Warentest from last December, the range extends from twelve euros to 250 euros per year.

“The success of the basic account is at stake,” warns Julian Merzbacher from the Association of Citizens’ Movement Finanzwende. “Access to an account shouldn’t be a question of the wallet, because it is essential. Other European countries, in which the fees are capped at a low level, show that there is another way.”

Deutsche Bank put in its place

If necessary, the courts have to take action. In the past year the Federal Court of Justice (BGH) ruled in proceedings against Deutsche Bank . A monthly basic price of 8.99 euros and 1.50 euros for a paper transfer as part of a basic account are too high and therefore ineffective, judged the Karlsruhe judges (Az .: XI ZR 119/19). Since then, the bank has had to offer its basic account cheaper.

Fee cap required

In the opinion of Merzbacher’s colleague Michael Findeisen, Germany has only inadequately implemented the EU’s requirements. “The fee regulation urgently needs to be improved,” said the expert to the Protestant press service. The 68-year-old played a key role in shaping the relevant law, as head of division in the Federal Ministry of Finance. Five years later, Findeisen is retired and volunteers for the citizens’ movement Finanzwende.

Findisen demands a binding fee cap from politicians. “It is clear: the banks cannot earn anything with the basic account. But they can cross-finance that with the income from other financial services and products.”

The new Google Workspace service will reach more than 3 billion users. Photo: Google Google Workspace is essentially a new version of the previous G-Suite, it will be available to everyone including those using a free Google account. This change will enable deeper collaboration between users using services such as gmail, calendar, drive, documents, sheets, slides, meetings or chat. Not all, but many users will soon get Google’s modern look and feel for services. All of them can be integrated in one tab to help users more convenient in operations. Google will separate the workspace into a top-level form of communication alongside Gmail, chat, and meetups. Google is focusing on some new features such as improved message flow, more emojis, user roles, moderation tools. Google WorkSpace allows users to carry their own encryption keys instead of managing the user’s own code. Photo: Google Users will receive many interface changes. The left sidebar will look like the bottom bar of Gmail on iOS and Android today. The right side will continue to provide various shortcuts for other features like Calendar, Tasks, and Keep. On the security front, Google announced a partnership with providers Flowcrypt, Futurex, Thales, and Virtru to allow users to carry their own encryption keys instead of managing their own. Vice President and GM, Google Workspace, Javier Soltero, said Googe’s focus is on giving consumer workers, teachers and students an equitable approach to collaboration, while still providing flexibility. Enables small groups of different users to take their own approach to communication and collaboration. Sure, Google will charge for its new service, but it’s unclear how much users will pay. With the new interface, users will have access to premium features, including smart booking services, professional video meetings and personalized email marketing. Some markets will be available in the near future and implemented by Google such as: US, Canada, Mexico, Australia, Brazil and Japan.

According to editor Doroteya Borisova of biên PhoneArena , how Apple handles the account depends on whether relatives seek legal intervention or not. In iCloud’s terms and conditions, Apple says that it can proactively delete iCloud accounts that have been inactive for a year or more, or have been discontinued by users. The data stored in the iPhone, iCloud of the deceased is a difficult problem to handle if the loved one does not have their password. Photo: iMore. This provision indicates that Apple may, in its sole discretion, check whether an account has been discontinued before proceeding with the deletion of the account. However, this will be notified 30 days in advance via the user’s email. Who can access the iCloud of the deceased? iCloud is inherently where all of your iPhone’s information is stored, including backups, photos, videos, iMessages and texts, and purchase history for Apple services (including music and movies). You can assume that a deceased person’s Apple ID will be assigned to the closest family members, to recover the last stored memories. However, according to the legal terms that the user agreed to from the beginning, the loved one does not automatically access the account of the deceased. The clause also stipulates that if there is an intervention from the law, relatives can access the data of the deceased. The procedure to prove to Apple includes providing the name and Apple ID of the deceased person who is requesting access, proof of ownership of the Apple ID, and a court order. Forgot password feature when logging into iCloud. Photo: lifewire.com Plus, if you can access the deceased person’s iCloud-linked email account, legal troubles won’t be an issue. By using the “Forgot Password” feature when signing in to iCloud, you can easily change your account’s password with the account’s associated email. However, Borisova also noted that this practice may violate Apple’s terms of use, leading to the suspension or termination of the account if detected. Here’s what happened to user Jeff Fischer in 2020. Fischer said he was a relative of a deceased person. This person’s account still has 100 USD payable in iTunes. Fischer said he wants to recover the money and send it back to the account holder’s sister. “It took me a lot of phone calls and emails to Apple support to find an employee who knew these issues. I provide the death certificate and notarized copy of my legal status as the decedent’s representative. However, instead of transferring the money from one Apple ID to another, they insist on closing the account and then issuing a check for the remaining credit,” Fischer said. So what about the iPhone? If the deceased is the only individual with the iPhone’s password, access to the phone is not possible even though you are authorized to access their iCloud. Even the FBI does not have a special way to get the password on the iPhone. The only way is to have to set up iCloud on a separate phone or completely factory reset the iPhone of the deceased. However, this means that any information that has not been backed up on iCloud will be lost. Apple’s Legacy Contact feature in iOS 15 update later this year. Photo: PhoneArena. From iOS 15, iCloud account holders can set up trusted contacts, allowing information to be passed on to these people if the account holder dies. Those on the trusted list can then request access to the deceased person’s account. They just need to provide a copy of the death certificate.

Lisa (BLACKPINK) Instagram account with her high followers The number of 54 million followers also puts Lisa in the top 6 Asian celebrities with the most followers on Instagram. Previously, the BLACKPINK member also owned a series of records on this social network, such as: Kpop artist has the most likes on Instagram, and is a kimchi star with more than 6 posts. million likes. In 2020, Lisa also listed her name in the top 20 most influential Instagram accounts in the world. Lisa is the first K-pop artist to reach 5 million likes on an Instagram post in less than 21 hours Another photo of her also set a record for likes – more than 6.4 million likes The milestones that Lisa has achieved show her popularity and wide coverage. Participating in activities in China, attending music events in Europe and America with BLACKPINK also helped Lisa increase her influence on social networks. Lisa works hard to upload group pictures or take pictures with world famous artists Besides, all four members of BLACKPINK including Lisa, Jennie, Róse, Jisoo also ranked in the top 4 Instagram accounts of Korean stars with the highest number of followers up to now.

Street link This fake is called “Coca-Cola Welfare Fund”. Furthermore, the user after clicking on website Above, provide personal information, link to Facebook will receive a gift worth 2 million VND from this “fake” brand. Website pretending to be Coca-Cola. The web interface is designed similar to website mainstream Coca-Cola. However, after trying the login steps, the Facebook account will immediately be disabled hacker intrusion, the user loses control of his personal page. Accounts that are disabled hacker Intrusion will continue to send spam links link Go to your friends Facebook account and post continue the way link up newsfeed to attract the attention of those who are curious and want to receive the gift of 2 million VND. Roads link “poison” contains virus could get into the computer or smartphone personal data, stealing important user data such as passwords, pictures even ID numbers, CCCD and bank passwords and many other security information. Coca-Cola denied any connection to this fake website. The Coca-Cola brand has confirmed that this brand currently does not have any Welfare Fund link on the whole is due hacker impersonate. Up to the present time, the road link This fake is still spreading extremely widely on the Facebook platform in Vietnam. Facebook users need to be wary of strange links, not linked by personal accounts and absolutely do not provide information on any website. website any suspicious signs. Ceiling paint According to News TGDD

And recently, he also made Facebook users happy like opening the flag in their stomach when together with friends, he formed a group called “7onez – Free support” to support problems about Facebook and other social networks. . For the purpose of serving the community’s interests, the group will have members who are experienced in Facebook security, and support to recover accounts when locked, especially problems/questions will be supported free of charge. online fees. Hieu PC’s personal Facebook post Facebook Although just established, the group has attracted nearly 6K people, with the introduction “This is a small group of 7onez used to help you improve your security and recover your Facebook, Gmail, Instagram accounts… Free of charge. Supporters will be those who are censored and selected by the 7onez administration.” So if you have problems with account security or your account is locked, just post or inbox will be answered by everyone, support to get back quite quickly and especially can avoid scam cases. Free support group

Former US President Donald Trump has shut down his own new social media platform, which was launched less than a month ago. (Source: KnowTechie) The above information has been confirmed by Mr. Jason Miller, a senior aide to Mr. Trump, to US media. Accordingly, the new media platform called “From the desk of Donald Trump” (From the desk of Donald Trump) has been permanently closed. Channel CNBC “This is just a supplement to the broader efforts we’ve been making,” Miller said. We hope to have more information on the larger efforts soon,” but did not specify a time. Asked if the decision was a “precondition” for Trump to join “another social media platform,” Miller said: “Yes, it really is.” The communication platform “From Donald J.Trump’s desk”, launched on May 4, has a lot in common with Twitter. Twitter and Facebook have permanently locked the account of former President Trump after the attack on the US Capitol on January 6, accusing him of inciting violence. (According to CNBC)

Not ashamed to be the oldest sister of BLACKPINK, Jisoo is extremely clear and decisive. Setting up an Instagram account, Jisoo has already chosen a suitable name for her, just register and use it until now. Jisoo is the only member of BLACKPINK who hasn’t changed her Instagram name once and @ soyaaa__ is now familiar to everyone. Jennie also only went through one name change and immediately had an account that is extremely easy to remember, melodious and luxurious. Before closing the name @ jennierubyjane , Jennie used to choose @ jennierubyjanekim and then dropped my Kim for brevity. Lisa went through three name changes and BLINKs recognized her official name @ lalalalisa_m It’s cool, easy to remember, and sounds as lovely as a song. But Lisa’s previous choices were all difficult to read and complicated, and it was eye-opening. Rosé actually only changed her name twice to get the official name @ roses_are_rosie. All three names that Rosé gave are related to flowers, the first two include sunflower, lily and finally rose. But looking at the process of Rosé finding a name for her pet’s Instagram, netizens were shocked. It turns out that Rosé opened an account before naming the dog Hank, so the main vocalist BLACKPINK thought of Benny, Benju, Nougat and Cobalt. Even after closing Hank’s name, Rosé had to try 7749 suggestions before “closing the order” @ hank_says_hank. Roughly, Rosé has changed at least 25 names for the dog’s account.

“After information was spread online about the image of artist Hoai Linh’s account statement, the Bank checked and verified the incident and discovered that an employee intentionally copied the screen and leaked it. Currently, MB has suspended this person’s work and will take disciplinary action at the highest level; at the same time, transfer the entire case file to the investigating agency for handling in accordance with the law.” , the statement said. MB Bank also confirmed that the disclosure of information on the air was caused by a breakdown in the bank’s information technology system or a hacker attack. Because this system is built on the most advanced technology and security platforms in the world today, the bank’s online transaction rate reaches 90% with hundreds of millions of safe transactions. The MB representative also said that in the spirit of respecting the law, the Bank is committed to taking strict measures to ensure absolute compliance with the provisions of the law on protecting customer information throughout the system. The Bank will take appropriate disciplinary measures for all individuals who disclose/leave information, do not comply with professional ethics regulations, do not comply with legal regulations, industry and MB. It is known that a week ago, on social networks, a “controversial” case appeared, artist Hoai Linh was more than 6 months late paying over 14 billion VND in relief money for flood victims in the Central region, transferred by benefactors. come. Just a few days later, the online community released photos of dozens of statements showing the transactions of comedian Hoai Linh’s account opened at MB bank. Immediately, a wave of protests against MB’s disclosure/passage of confidential customer account information. After about 3 days of actively researching, until today, May 27, MB has an official feedback.

After the investigation process, the Military Bank (MB) said that MB discovered an individual working at this bank to leak customer information, this individual had seriously violated the regulations of the Bank. Bank. MB’s announcement emphasized that, in the spirit of respecting the law, the Bank is committed to taking strict measures to ensure absolute compliance with the provisions of the law on protecting customer information. MB transferred the profile of the person who leaked Hoai Linh’s account information to the investigating agency At the same time, there will be appropriate disciplinary measures for individuals who disclose/leave information, fail to comply with professional ethics regulations, and do not comply with Laws and regulations of the bank. Currently, MB has suspended the work of the above violator and will organize disciplinary action with the highest form of the violator, and at the same time, the bank has transferred the file to the investigation agency for handling. MB confirmed that the above information disclosure was not caused by a breakdown in the bank’s information technology system or a hacker attack. Because the bank’s IT system is built on the most advanced technology and security platforms in the world today, the bank’s online transaction rate reaches 90% with 100 million safe transactions. For example, for the APP MB product, the bank has brought financial experiences beyond expectations to customers. MB’s representative also emphasized that transaction information at MB is protected by 3 layers of fences, including: First, the eMB application protection system with the feature of refusing to install with unsafe devices; anti-decompile and lock protect sensitive data; The second layer of encryption protects when the application transmits information to the service server at the bank, ensuring data integrity and inviolability; The final barrier of protection is built on each feature provided by Ebank (when applying Smart eKYC technology to identify customers, additional AI is used for face and voice authentication; using Generation Digital OTP. 3.0 with the addition of Dynamic Key security technology being used by the Singapore government…). Along with that, “In order not to let similar incidents happen again, in order to secure information and transaction data of customers, MB has also reviewed the working processes, strictly decentralized and tightened more work discipline” – MB representative confirmed.

In the spirit of respecting the law, the Bank commits to take strict measures to ensure absolute compliance with the provisions of the law on protecting customer information; take appropriate disciplinary measures for individuals who disclose/leave information, do not comply with professional ethics regulations, do not comply with the provisions of law, regulations of the bank. Specifically, the Bank has suspended the work of individual violators and will organize disciplinary action with the highest form of violators, and at the same time transfer the file to the investigating agency for handling. Information to the press, MB confirmed that the disclosure of information was not due to a breakdown in the bank’s information technology (IT) system or a hacker attack. The bank’s IT system is built on the most advanced technology and security platforms in the world today, the bank’s online transaction rate reaches 90% with 100 million safe transactions. For example, for the APP MB product, the bank has brought financial experiences beyond expectations to customers. Transaction information is protected by 3 layers of fences including: The first is the eMB application protection system with the feature of refusing to install with unsafe devices; anti-decompile and lock protect sensitive data; The second layer of encryption protects when the application transmits information to the service server at the bank, ensuring data integrity and inviolability; The final barrier of protection is built on each feature provided by Ebank (when applying Smart eKYC technology to identify customers, additional AI is used for face and voice authentication; using Generation Digital OTP. 3.0 with the addition of Dynamic Key security technology being used by the Singapore government…). “In order not to let similar incidents happen again, in order to secure the information and transaction data of our customers, we have also reviewed the working processes, strictly decentralized and tightened the working discipline. more work”- MB emphasized.

Regarding this incident, MB Bank said that after receiving information from public opinion that the artist Hoai Linh’s account was spread on the social network that was supposed to be opened at MB, the Bank checked and verify the facts. And MB has discovered an individual working at the Bank to leak customer information. This individual has seriously violated the Bank’s regulations. In the spirit of respecting the law, MB is committed to taking strict measures to ensure absolute compliance with the provisions of the law on protecting customer information. The Bank will take appropriate disciplinary measures for individuals who disclose/leave information, fail to comply with professional ethics regulations, and do not comply with laws and regulations of the bank. Regarding MB’s handling method for violators, the Bank has suspended the violators’ work and will organize disciplinary action with the highest form of violators, and the bank has transferred the files to the violators. to the investigating agency for handling. In addition, the Bank confirmed that the above information disclosure was not caused by a breakdown in the bank’s information technology system or a hacker attack. The bank’s IT system is built on the most advanced technology and security platforms in the world today, the bank’s online transaction rate reaches 90% with 100 million safe transactions. For example, for the App MB product, transaction information is protected by three layers of fences, including: The first is the eMB application protection system with the feature of refusing to install with unsafe devices; anti-decompile and lock protect sensitive data; the second is an encryption layer that protects when the application transmits information to the service server at the bank, ensuring data integrity and inviolability; third, the ultimate protective barrier is built on each feature that Ebank offers… In order not to let similar incidents happen again, in order to secure information and transaction data of customers, MB’s representative said that the Bank has reviewed the working processes, strictly decentralized and tightened stricter work discipline.

MB confirmed that this information disclosure was not caused by a breakdown in the bank’s IT system or a hacker attack The Bank’s handling method for violators: The Bank has suspended the violator’s work and will organize disciplinary action with the highest form of violators, and the bank has transferred the file to to the investigating agency for handling. MB confirmed that the above information disclosure was not caused by a breakdown in the bank’s information technology system or a hacker attack. The bank’s IT system is built on the most advanced technology and security platforms in the world today, the bank’s online transaction rate reaches 90% with 100 million safe transactions. For example, for the APP MB product, the bank has brought financial experiences beyond expectations to customers. Transaction information is protected by 3 layers of fences including: First, the eMB application protection system with the feature of refusing to install with unsafe devices; anti-decompile and lock protect sensitive data; The second layer of encryption protects when the application transmits information to the service server at the bank, ensuring data integrity and inviolability; The final barrier of protection is built on each feature provided by Ebank (when applying Smart eKYC technology to identify customers, additional AI is used for face and voice authentication; using Generation Digital OTP. 3.0 with the addition of Dynamic Key security technology being used by the Singapore government…). “In order not to let similar incidents happen again, in order to secure the information and transaction data of our customers, we have also reviewed the working processes, strictly decentralized, and tightened the working discipline. more work” – MB representative confirmed.

Facebook tightens control of fake news. Illustration Recently, Facebook has taken “strong” action against users who constantly share fake information on this company’s social platform. In the announcement, Facebook said it would reduce engagement of all of a user’s news feed posts if this person regularly shares content labeled as fake news from one of its fact-checking partners. In addition, Facebook will also implement measures to notify users if they are interacting with content that has been reviewed by fact-checking partners. In recent times, false information and conspiracy theories have appeared a lot on social platforms with many users, such as Facebook or Twitter. Therefore, Facebook affirms: “Whether it’s fake or misleading information about Covid-19, vaccines, climate change, elections or other topics, we are working to ensure that more and more people are Few people have to see that kind of information on our platforms.” Earlier this year, Facebook said it removed 1.3 billion fake accounts between October and December last year. The move comes ahead of an examination by the US House of Representatives Energy and Commerce Committee on how technology platforms tackle the problem of disinformation.

The suspected bank statement of comedian Hoai Linh was released. Immediately after receiving the feedback, MB checked and verified the above incident, discovered that an individual working at the bank had leaked customer information, this individual had seriously violated regulations. of the bank. “In the spirit of respecting the law, the Bank is committed to taking strict measures to ensure absolute compliance with the provisions of the law on protecting customer information. The Bank will take appropriate disciplinary measures for individuals who disclose/leave information, do not comply with professional ethics regulations, do not comply with the Laws and regulations of the bank,” the notice stated. Before the above incident, the bank suspended the work of the violating individual and will organize disciplinary action with the highest form, at the same time, the bank has transferred the file to the investigation agency for handling. In addition, the bank confirmed that the above information disclosure was not caused by a breakdown in the bank’s information technology system or a hacker attack. The bank’s IT system is built on the most advanced technology and security platforms in the world today, the bank’s online transaction rate reaches 90% with 100 million safe transactions. According to the bank, for the APP MB product, the bank has brought financial experiences beyond expectations to customers. Transaction information is protected by 3 layers of fences including: The first is the eMB application protection system with the feature of refusing to install with unsafe devices; Anti-decompile code and locking protect sensitive data. The second layer of encryption protects when the application transmits information to the service server at the bank, ensuring data integrity and inviolability; The final barrier of protection is built on each feature provided by Ebank (when applying Smart eKYC technology to identify customers, additional AI is used for face and voice authentication; using Generation Digital OTP. 3.0 with the addition of Dynamic Key security technology being used by the Singapore government…). According to MB, in order not to let similar incidents happen again, and to keep customers’ information and transaction data secure, the bank has also reviewed the working processes, strictly decentralized and stricter work discipline.

Many people are curious about the owner of the Dogecoin account worth 12 billion USD – Photo: iStock. The story behind the man who owns the world’s largest Dogecoin virtual currency account is probably not as attractive as the story of investors on social networks like Elon Musk or his fans. However, since the beginning of the year, with the price of Dogecoin increasing by more than 100%, the account value has reached 12 billion USD, making many people curious about its owner. According to Business Insider, this Dogecoin “shark” account has the address DH5yaieqoZN36fDVciNyRueRGvGLR3mr7L, owning a total of 36.7 billion Dogecoins since 2019, equivalent to 28% of the total number of Dogecoins in circulation. Many analysts and investors began to dissect who is behind this “huge” virtual currency account. Some people even send a small amount of Dogecoin to the above “shark” account to try to find out the identity of the owner. “The above account could be linked to a cryptocurrency exchange,” said Patrick Lodder, a core developer of Dogecoin. Working for the Dogecoin project since 2014, Lodder said that anyone can send Dogecoin coins to a public account, but the amount deposited into an account cannot be a “clue” for identification. account holder, unless it is an extremely large amount. Buying Dogecoin since 2019, the above “shark” account is rarely sold. The last sale was 100 million Dogecoin in April 2021 and is also the only sale this year. Based on this information, CoinDesk’s director of research suggested that the account must be owned by an individual, not a transaction. In response to this information, Lodder said it could be a cold wallet of an exchange. “An exchange that manages a lot of Dogecoin might not keep it on a server but store it offline – on a cold wallet, for example. This explains why there are not many sales from this account. With such a high value virtual currency account, it is safer to store it in a cold wallet,” Lodder analyzed. Lodder said the only way to determine for sure who the account owner is is for the person to speak up and present evidence, but this is a risky job if you look at the “terrible” account value. “above. On social networks, countless speculations about the owner of the above account. Following the data on the blockchain, an account on the news site Reddit hypothesized that this “shark” address could be one of the cold wallets of Robinhood – the famous free-to-use stock exchange. in U.S.A. This theory is agreed by more than 4,000 people in the Reddit community. However, many others believe that this account may belong to “Dogecoin father” Elon Musk. Like many other cryptocurrencies, Dogecoin is a decentralized currency, not managed by an authority or entity. This makes it more secure and less vulnerable to change by any entity. However, this also creates rumors of lack of control and endangers the coin. “Rumours of ‘sharks’ selling Dogecoins can scare investors into selling,” Lodder said. Dogecoin was born in 2013 as a satire to the crazy craze of virtual currency and was designed with the design concept from the famous “Doge” trend on the Internet. Dogecoin was not originally created as a means of payment but simply as a joke. However, this virtual currency is still bought and sold on virtual currency exchanges. Dogecoin often increases in price when it is promoted by famous individuals on social networks. In early 2021, Dogecoin was only $0.004, even when Bitcoin – the largest virtual currency on the market – skyrocketed to nearly $30,000. In early May, this virtual currency set a record of $0.718/Dogecoin.

To install the VssID application, on March 23, the Vietnam Social Security Administration issued Official Letter 702/BHXH-CNTT guiding the registration of electronic transactions with the social insurance agency for individuals under 18 years old who do not have an ID card/CCCD. According to the guiding document, the installation of VssID application will be done in the following steps. Step 1: Visit the Public Service Portal of Vietnam Social Insurance at: https://dichvucong.baohiemxahoi.gov.vn. Step 2: On the home screen, select “Login” to display the public service portal login screen. Home screen Step 3: Select “Personal” and log in information. On the login screen, select “Personal”, enter “Username” (the username is the social insurance number of the registered parent or guardian), “Password” and “Check code” after Then select “Login”. On the login screen, select “Personal” Step 4: After successfully logging in, go to the account information section, select the function: “Register for children” to perform. Screen after successful login Step 5 : Declare information for individuals under 18 years old. The child’s social insurance number is the last 10 digits of the child’s health insurance card number. Child registration selection screen Step 6 : Select “Select” to display the list of social insurance agencies and select the receiving social insurance agency. Select the social insurance agency to receive the registration application Step 7 : Select “Recognize” so that the system automatically outputs a pdf file according to the declaration form and sends the information to the receiving Social Insurance Agency. After the system receives the registration declaration, it will automatically send a notification message to the individual’s phone number. Screen to open registration form file file Step 8: Go to the nearest social insurance agency to complete the registration of electronic transactions with the social insurance agency. Note: Parents bring the child’s birth certificate, ID card/CCCD/passport to the nearest social insurance agency or the Vietnam Social Insurance Customer Care and Support Service Center to complete the registration process. Look up the address of the nearest Social Insurance agency at https://baohiemxahoi.gov.vn/tracuu/Pages/tra-cuu-co-quan-bao-hiem.aspx or look it up on the VssID app. Parents are not required to print the declaration form when coming to the social insurance agency to complete the procedure, instead just provide the case number or the social insurance number in the message sent by the Vietnam social insurance agency after submitting the application. successful registration. People go to any social insurance agency to complete the registration procedure. To assist parents in creating a VssID account for their child, parents can send the registration form to the school for the school to assist in completing the registration of electronic transactions with the social insurance agency.

WhatsApp will block users who do not accept the new terms after May 15. Photo: WhatsApp After May 15, people who bypass WhatsApp’s new privacy rules will result in that account being restricted from accessing the app and eventually not being able to view the list of chats and calls. voice or video. After a few weeks, that user will be blocked from all resources including sending messages, but the account has not been removed from the system. Within 120 days of receiving the notification and the user stops logging in, that account will be deleted, all data will still be available if the user syncs with Messenger. WhatsApp updated its new policy earlier this year, all users were informed that the service would share data with other Facebook companies. Many users just want their data shared as little as possible, as some reports suggest that WhatsApp is collecting and sharing data related to location, IP address, phone model, operating system, etc. Your operating system, browser, mobile network, ISP, or even information about how you’re texting, calling, groups you’re in, status, profile picture, or the last time the user was online. To use the application, users must accept the new WhatsApp terms. However, the 27 European countries will not be affected by this new policy thanks to a privacy law known as GDPA and users will not have their personal data shared with another 3rd party.

Inspector of Hanoi Department of Information and Communications sanctioned Mr. Tran Van Duy for administrative violations. On May 10, the Hanoi Department of Information and Communications issued Decision No. 53/QD-XPVPHC, sanctioning an administrative violation against Mr. Tran Van Duy for providing false information. Specifically, at 19:30 on May 4, Mr. Tran Van Duy (born in 1982 in Hoang Liet ward, Hoang Mai district, Hanoi) used a personal facebook page named “Hanoi Pho” ( address: https://www.facebook.com/hanoiphotv) posted information “Hanoi street is open in the first day of blockade”, accompanied by a video about Hanoi street experience, false information content In fact, violating the provisions of Article 5 of Decree No. 72/2013/ND-CP dated July 15, 2013 of the Government on management, provision and use of Internet services and online information. Facebook account “Hanoi Pho” is a personal electronic information page set up by Mr. Tran Van Duy, through the use of the social network facebook to provide and share information. According to the above regulations, Mr. Duy is only allowed to post personal information, however, Mr. Tran Van Duy has posted on this account information about Hanoi’s cuisine and information about the Covid-19 epidemic. Pursuant to Point a, Clause 3, Article 99 of Decree No. 15/2020/ND-CP dated February 3, 2020 of the Government providing for penalties for administrative violations in the fields of post, telecommunications, radio frequencies, With regard to information technology and electronic transactions, the Inspector of Hanoi Department of Information and Communications has fined Mr. Tran Van Duy for an administrative violation with an amount of VND 12.5 million. The remedy is to force the removal of the offending information.

The case that the information of 533 million Facebook accounts has just been released by hackers has made the issue of user privacy once again the focus of all attention. Agreeing on the fee of 5 million dong to regain the account after clicking on a strange link sent by a friend thanks to a vote on Facebook, Ms. LA, the owner of a famous beauty spa in Hanoi, spent 2 more days considering the proposal. about identity verification. Due to the characteristics of her job and the desire to create credibility with her partner, Ms. LA accepts to spend an additional 50 million to ask an intermediary to register for a green certificate. People who need to authenticate their Facebook accounts and other social networks like LA are not rare, especially business people, or celebrities. They are willing to spend a small amount of money to assert something that is their own property. While some platforms allow for free and simple identity verification, with Facebook it is both a difficult challenge and an intermediary fee is an option that is almost mandatory. That seemingly absurd thing is still happening every day, every hour, but no one is sure whether those verified accounts are guaranteed forever or not, because of the status of blue-tick accounts being occupied. becoming an online sales channel in recent times is easy to find. Especially when information about the data of 533 million Facebook users has just been released, many people cannot help but worry. The above data source is being sold by hackers on a hacker forum last week, including information such as phone number, login ID, full name, home address, date of birth, profile and email address … Which involves users in 106 countries, with 32 million Americans, 11 million British and 6 million Indians. In this regard, Facebook said the stolen data did not include users’ financial, health and password information. However, these data can provide valuable information for hackers and other breaches. More importantly, this is not the first time Facebook’s user data has been exposed on a large scale. Facebook user data is regularly leaked The 2015 cult case involving the British consulting firm Cambridge Analytica illegally used the personal data of more than 87 million Facebook users to target political ads. This is a scandal that caused Facebook to accept a settlement of up to $ 5 billion, and also caused founder Mark Zuckerberg to testify before the US Congress. Then in September 2019, a database of more than 400 million phone numbers related to Facebook accounts was released, including about 50 million Vietnamese users. Just 3 months later, the information of 267 million users including login IDs, names and phone numbers continued to fall into the hands of hackers. At the same time, the data leak in Belgium and Luxembourg, including that of European Justice Didier Reynders, many EU cabinet members and diplomats, has caused Facebook to suffer for a while. long time. However, Facebook explained that these data leaks were not caused by hackers breaking into the system, but rather by a vulnerability in the sync communication tool that was exploited by vandals in 2019. Facebook later The company has discovered the vulnerability and fixed it, and confirmed that similar incidents will not happen again in the future. Meanwhile, Mike Clark, Facebook’s director of product management, is constantly moving to try to downplay the impact of this large-scale leak. By March 2021, netizens were again shocked by the information that the data of 41 million Facebook users in Vietnam was distributed by hackers. Talking to a VietNamNet reporter at the time, a Facebook representative acknowledged that the leaked data was from users of this social network, but said “this may be information obtained before we (Facebook – PV) made changes over the past few years to protect users’ information. However, whether Facebook really protects users’ information according to what the head of this platform often says, that is another story. Judging by the recent situation, it seems that the problem of leaking Facebook user information is difficult to completely solve and needs to be looked at in detail. The spread of user information may first be because Facebook did not pay attention to this aspect, nor did it establish a complete and strict system to protect user information. At the same time, after a data breach, Facebook did not thoroughly summarize the problem, how to fix loopholes and prevent new problems from appearing. Not only that, a Facebook spokesperson said it is not clear which users should be notified in the recent incident. Because users cannot patch the vulnerabilities themselves and their personal data has been spread on the Internet, Facebook will not specifically notify the users involved. As a result, Facebook’s performance in this area is relatively poor, and user data leaks are frequent. After all, compared to other social software, users’ dependence on Facebook is still very high. If it leaks many times, I am afraid that it will easily cause irreparable losses and bad consequences. Legal privacy of Facebook users With the data of 87 million users exposed in the Cambridge Analytica scandal, the 10 countries with the most Facebook accounts being collected are the US, Philippines, Indonesia, UK, Mexico, Canada, India, Brazil, Vietnam and Australia. Vietnam has 427,446 user accounts whose data has been collected. CEO Mark Zuckerberg admitted that Facebook made mistakes and that his company failed to protect customer data, losing users’ trust. “We have a responsibility to protect your data, and if we can’t do that, we don’t deserve to serve you,” Zuckerberg wrote in a post on his personal Facebook page after the scandal. In addition to the $5 billion settlement with the US Federal Trade Commission (FTC) at the time, the two sides reached a landmark settlement against allegations of misuse of user data. . According to the settlement reached by the FTC, when more than 500 user information is illegally stolen, Facebook is required to report it within 30 days. In connection with this case, Facebook also had to pay £500,000 (about $ 649,000) after a fine from the UK Information Commissioner’s Office (ICO). By October last year, a user group called Facebook You Owe Us in the United Kingdom, led by the law firm Milberg London and supported by former CEO Richard Lloyd, continued to sue Facebook and seek compensation. another large sum. Meanwhile, most of Facebook’s data disclosure scandals have a direct impact on users of this social network in Vietnam. No one has been able to determine how many of the 427,446 Vietnamese user accounts in the Cambridge Analytica incident, or the 41 million accounts in the newly announced case in March 2021, were affected, even appropriated and had to be stolen. spend a small amount of money to get your account back like LA One thing is for sure, users are solely responsible for the security of personal account information in accordance with the general provisions of most platforms, including Facebook. However, if personal information on platforms like Facebook is leaked without subjective reasons from the user, on the contrary due to a security incident from the platform, who will be responsible for this? Since Facebook is obligated to compensate users in the US or EU affected by security incidents on the platform, why are 69,280,000 users using this social network in Vietnam, accounting for 70 .1% of the entire population (statistics as of June 2020), of which many are victims of Facebook incidents, are automatically responsible? This question, the writer would like to leave the answer open, because currently Vietnam does not have specific regulations and sanctions that apply specifically to social networking platforms, or the object of application in this case is outside of Vietnam. the scope of control under applicable law due to not having a home office. However, it is a problem that needs to be solved in the near future…

The site, described as a “safe place to free speech”, acts as Mr Trump’s personal channel, allowing him to keep his fans up to date with the latest news over the course of months. blocked by Twitter and Facebook. Former US President Donald Trump recently launched his own media platform to directly inform his supporters and followers. (Photo: AP) Trump’s recent statements have been posted to the website without fear of censorship. Users can also share statements to their own social networks. The 212k interactions with the former president’s new platform include likes and comments left by users of the social networks Facebook, Twitter, Pinterest and Reddit. It is known that before Mr. Trump was blocked on Twitter, each of his messages on the platform received hundreds of thousands of interactions. In total, former President Trump has 88 million followers on Twitter, 32 million on Facebook, 24 million on Instagram, and about 3 million subscribers on YouTube. Earlier, Trump’s new website was launched on the same day that Facebook’s Supervisory Board decided to continue to block the social network account of former US President Donald Trump. Meanwhile, Twitter said it would still ban Mr. Trump’s account permanently. Former President Trump was also “banned” from Instagram, YouTube, Snapchat, Twitch and other social networks. Tech companies have accused the former US president of causing riots at the Capitol on January 6. “The Trump website is a great resource for finding the latest news from the office,” said Jason Miller, a communications strategist who served as a key advisor to the Trump 2016 and 2020 campaigns. his room, but this is not a new social media platform. We will have more information in the near future.” The website “From Donald Trump’s Desk” is backed by Campaign Nucleus, a digital ecosystem created for the efficient management of political organizations and campaigns, managed by former Brad Parscale Trump’s campaign founded. In early April, Mr. Trump signed up for a new social network called “Campaign Nucleus”, which can be used to send emails, messages and statements to the media. Other users will also be able to contact party representatives and participate in chats.

However, in the comments section, the artists showed a lack of basic knowledge about cryptocurrencies. After receiving many reactions, on the morning of May 12, the posts on the website simultaneously “evaporated”. “This is an advertising campaign” Duong Nguyen Huy, owner of a cryptocurrency trading community in Vietnam, said that the series of artists posting about cryptocurrencies is an advertising campaign, because the shared content is the same. both the image and the spelling, no different from a semicolon. “Artist’s posts have started to have an impact. From official accounts (with green ticks), information is widely spread on the Internet, becoming a topic of discussion at offices and cafes. coffee after only a few hours”, Mr. Huy said that this campaign has attracted the attention of many people. Posts promoting cryptocurrencies by many famous people in Vietnam. Photo: Huynh Loc. Not only Dogecoin, Shiba Inu also increased in price thanks to Tesla CEO. On May 7, responding to a Twitter user’s comment, Musk said “looking for a Shiba dog”. Immediately after this statement, the Shiba Inu (SHIB) coin rose sharply. After just a few days, the price of Shiba Inu has increased by almost 40 times. With nearly 400,000 billion SHIB coins in circulation, the market capitalization at one point surpassed the 20 billion USD mark. Besides, according to Mr. Huy, the cryptocurrency market has many potential risks. For example, the cryptocurrency market has experienced a sharp decline in the period from 2018 to early 2020 regardless of whether it is Bitcoin or Ethereum. However, the artist’s posts on the evening of May 11 did not have any risk warnings. Because of the ambiguity, need the prestige of the celebrity In the list of cryptocurrencies posted by the artists, in addition to the animal names, there is a different coin, placed in the middle of the list is FXT Token. Unlike the other cryptocurrencies on the list advertised by the artists, FXT Token is an anonymous coin. “Anonymous is because it is not listed by big and reputable exchanges, but can only be purchased through small exchanges. The total transaction volume of this coin is only about 500,000 USD/day. That means anyone with about 200,000 USD will also can manipulate its price,” analyzed Dinh Tran, co-founder of a blockchain investment fund in Ho Chi Minh City. Meanwhile, other coins on the list of artists listed have daily transactions from a few hundred million to several billion dollars a day. “Putting FXT Token into the list of worth investing in is very ignorant. It is this ambiguity that makes FXT Token need to rely on celebrity advertising,” said Mr. Dinh. The artist’s post is then captured, shared immediately in multi-level groups, calling for investment. Talk to Zing , the founder of the largest Crypto information platform in Vietnam, said that FXT Token is trying to borrow the influence of celebrities to reassure investors and create fear of missing out (FOMO) to blow. price of this currency. As a result, screenshots of posts by Vietnamese artists were widely shared by the FXT Token community in hundreds of online earning groups. “To Ngoc Trinh, Kieu Minh Tuan, Kha Nhu… still participating, what are you waiting for?”, the content of the status line reposted the screenshot of the person claiming to be the leader Lio****. This shows the significant influence of using artist reputation to promote “junk” cryptocurrency. The predecessor of FXT Token is a binary exchange, similar to the gambling model. Screenshots. The fact that artists have no knowledge, but still promote Dogecoin, Shiba Inu or FXT Token can be misleading, even causing many people to participate in scam projects. The above articles can also have a negative impact on the capital investment sector, which has many things that are not properly understood. “Celebrities have no expertise, knowledge and experience in the field of cryptocurrencies… This sector is easily fooled by bad projects, created just to make money, selling ‘junk’ to homes. investment,” said Mr. Huy. Before the invitation to invest in cryptocurrencies, Mr. Huy advised participants to carefully research information on official sources, absolutely do not invest if invited by friends, or join invitation groups. rich prospect when “playing” coin. Do apps that promise big profits help you get rich? Thanks to the development of technology, new type of multi-level fraud models easily raise capital and disappear faster, leaving no trace.

According to Mr. Phan Vinh (Linh Nam, Hanoi), about a week ago, he was constantly tagged (marked) on posts on the social network Facebook. All of these posts have the same content related to an accident. In addition to information about the victim’s name, the article also includes a link for users to verify for themselves. “I know many people with the same name as the victim, the post is not full, so I can’t be sure who it is. Moreover, I didn’t know who the person tagged me, so I ignored those posts,” Vinh said. Users need to be wary of being tagged in Facebook posts by strangers. Photo: Trong Dat Vinh made a correct decision because if he clicked on the link, he would most likely be turned into a victim of scammers. This is not a new trick when many crooks intentionally create a fake website and trick users into accessing it. Once you click on the link attached to the article, you will be asked to log in (usually with a Facebook or Google account) to continue viewing the content. At this time, the bad guys will have their account passwords in hand to use them for impure purposes. In addition to the risk of losing the account, the victim also has the risk of revealing personal information, sensitive images, … Not only that, the bad guy can also cheat through the victim’s account Island borrow money from their friends. Usually, phishing posts have a familiar motif, with content that piqued the user’s curiosity. These posts are often accompanied by a link to another website. This is the first feature that users need to pay attention to. Bad guys often use links impersonating news agencies to trick users into accessing fake websites. Photo: Trong Dat Users also need to be wary of being tagged by strange accounts. If you see a post tagged with a large number of users (usually 99 people), absolutely do not click on the link because it is definitely a scam content. In addition, if you accidentally visit a strange link, users should not log in to their Facebook, Google, bank accounts, etc. when they receive a request, no matter what website. In fact, bad guys often use a fake website with a realistic interface to steal information, especially passwords for Facebook accounts, banks, … Therefore, users should only log in. sensitive accounts when actively accessing the websites of those services themselves. To be more careful, with websites related to financial and banking services, users should star (bookmark) these websites on the bookmarks bar of the browser. When someone asks you to borrow money on Facebook, don’t trust it, call that person directly (or through another app) to verify this information. Only with such vigilance, can users escape the “claw” of online scammers.

Johannes Caspar, head of data protection in Hamburg, the city where Facebook is based in Germany, said: “The aforementioned ban is intended to protect the rights and freedoms of millions of users in Germany, who are have agreed to the terms of use (app). It is very important to prevent damage and disadvantages associated with such a black box process.” Germany also urged the European Union to apply a similar ban in 27 member states. WhatsApp was acquired by Facebook in 2014 for $19 billion WhatsApp users around the world have been asked to agree to the new rules and conditions by May 15. Facebook, which has 60 million users in Germany, is encouraging its 1.5 billion users globally to update the WhatsApp app as soon as possible. WhatsApp was acquired by Facebook in 2014 for $19 billion and now competes with other messaging rivals such as Signal and Telegram, both of which claim to have a higher level of personal data protection than WhatsApp. Since the beginning of this year, when running the WhatsApp software, a window will automatically pop up. The first page says that WhatsApp is updating its terms of use and data protection regulations, which states that WhatsApp cannot read or listen to chats because they are encrypted, WhatsApp is adjusting the chat business is simpler. The second page says that WhatsApp is updating its terms of use and data protection policy, asserting that WhatsApp does not change the privacy of private chats, but adds information on how to chat with businesses. business as desired and how the business can manage user chats. At the bottom of page 2 there is only the “agree” button and the user cannot do otherwise. If you do not agree to the new update, starting May 15, the use of WhatsApp may experience problems, such as not being able to receive or send messages, even if the account is not deleted or disabled. In short, WhatsApp requires users to agree to their new policy to be able to continue using the service after May 15, in which the update will allow more information to be shared from WhatsApp with Facebook. and other apps like Instagram and Messenger (such as contacts and profile data), except for encrypted chat content. Responding to the German ban, a WhatsApp spokesperson asserted that the ban was imposed without a legitimate basis and was based on a “fundamental misunderstanding” about the purpose and effect of the update. Therefore, the ban will not affect the continued rollout of the update.

Illustration. Source: Internet. Implementing an effective Mobile Money pilot requires readiness in terms of technical infrastructure, technology, human resources, finance and moreover, the security issue cannot be taken lightly. Ready to “enter” Mobile Money Mobile Money service helps people, especially in remote and isolated areas, have more means of non-cash payment, especially for small expenditures under 100,000 VND. People will be able to withdraw and top up money at telecommunications transaction points or business transaction points authorized by DNVT as a legal entity. Sharing about Viettel’s preparation to deploy Mobile Money service, Deputy General Director of Viettel Digital Services Corporation, Major Truong Quang Viet said: “Viettel has successfully tested Mobile Money for 40,000 customers. internally, ready to provide services to 100% of Viettel customers In addition, we have a set of knowledge ready to train for Mobile Money transaction points, so as soon as it is approved by the authorities , all transaction or payment acceptance points of Viettel have a certain understanding of Mobile Money to support users.Besides, Viettel also prepares a 24/7 customer care system for advice and answers. all customer inquiries. Preparing to enter a completely new field, Deputy General Director of MobiFone Telecommunications Corporation Bui Son Nam informed: MobiFone established MobiFone Digital Service Center and prepared the entire technical infrastructure to ensure deploy Mobile Money as soon as the Government allows. Commenting on the advantages of operators when implementing Mobile Money, Deputy Director of the Department of Telecommunication (Ministry of Information and Communications) Tran Duy Hai said: “Thanks to taking advantage of the telecommunications network infrastructure and transaction points on the Internet. Nationwide, DNVT has many advantages when deploying this service, however, the implementation process also faces certain difficulties such as: Changing user habits or DNVT previously only stopped at deploying e-wallets, now the network will be expanded and deployed to remote areas, accompanied by requirements for risk prevention and control, ensuring the safety of money in the account, and anti-money laundering … “. Security comes from both sides As a non-cash payment activity, one of the biggest concerns of users when using Mobile Money is information security and safety. Regarding this issue, according to Deputy Director Tran Duy Hai: In the Prime Minister’s decision to allow pilot service, the pilot enterprise must have a system that meets the requirements of ensuring system safety. Level 3 information in accordance with current law. In addition, there must be a system to store the arising Mobile Money transaction history; at the same time, there must be a backup copy of archival information in service of inspection, examination and information provision upon request from competent state management agencies. For accounting documents, enterprises conducting the pilot must store them in accordance with the provisions of the Law on Accounting,… From the point of view of a cybersecurity expert, Deputy Chief Technology Officer of Vietnam Cybersecurity Technology Joint Stock Company Ngo Quoc Vinh also gave warnings about security when people in remote areas approach Mobile. Money. The reason is that people in this area do not have knowledge about network security as well as have no conditions to equip measures to protect equipment or personal data. Cybercriminals will take advantage of that and be well-prepared to target financial theft. Specifically, making the most of fake websites, messages, and information to reach users. Mr. Ngo Quoc Vinh also said that in order to be licensed, service providers must comply with and equip a series of security architectural solutions at the request of the State. Therefore, what businesses need to do is to continuously strictly maintain the state of the system to ensure information security to the highest level. At the same time, continuously improve the security level for users’ terminals when using the service. Meanwhile, users themselves must raise awareness that digital assets are targets for cybercriminals to exploit personal data and steal assets. Users need to follow instructions and directions from authorities in the field of information security. When they comply with that regulation and raise their awareness, the ability to prevent and combat risks will increase. Major Truong Quang Viet said: Viettel has experience in deploying telecommunications services to 70 million users, deploying e-wallets in 6 markets around the world. ViettelPay digital ecosystem is the infrastructure for Viettel to deploy Mobile Money. ViettelPay has ensured that security related regulations meet the world’s leading standards. Besides, Viettel has a network security company that protects users from attacks on the system or stealing accounts. Referring to measures to prevent money laundering, Viettel’s representative said that this enterprise applies big data technology and artificial intelligence to ensure the detection of all unusual transactions. Responding to users’ concerns when the Mobile Money service only transfers within one provider, Deputy Director Tran Duy Hai explained: “Mobile Money accounts can only pay with internal accounts in telecommunications carriers. registration, there is no cross-linking between carriers to help limit risks that may arise during the testing process.After a period of implementation of technical solutions along with evaluation of the results of the test implementation process. point, internetwork can be suggested”.

By comparison, Trump’s tweet last October was retweeted hundreds of thousands of times and received more than 1.5 million likes. After the US presidency, Mr. Trump is no longer an Internet celebrity. Photo: Business Insider. In other words, the number of interactions on a single post by Trump in office is more than the total interaction of the new blog. According to the Business Insider , a personal page launched last week that allows Trump to communicate with his fans. He can post statements, videos and pictures. So far, the site works a lot like the timeline on the old Twitter account. That is, Mr. Trump mainly uses it to post statements against his critics. The former US president was banned from Twitter and other major social media platforms after the attack on the Capitol on January 6. He was impeached for his role in inciting riots through false statements about the 2020 election. Mr Trump regularly uses social media to spread one-sided personal assessments, including the “stolen election” comment. Polls show that many Republicans believe in Donald Trump’s disinformation campaign. The fact that the former US President’s personal website has been estranged from the online community shows that the ban on Twitter and other social networks has had a great impact on Mr. Trump’s ability to communicate with the public. The largest social network in the world before Facebook was born The video shows the popular social networking sites from 1997-2020. The rankings are referenced, using data from Wikipedia, the Internet Archive and Google Books.

Be wary when Vietnamese artists openly promote virtual currency The incident is said to have originated on May 11, when a series of worthless, anonymous coins were “inflated” thanks to a status line of US billionaire Mark Zuckerberg. Tech billionaire, the boss of Facebook posted a photo of two goats. It is worth noting that the caption about the goat name Max and Bitcoin has made the virtual currency investment community extremely excited. Cryptocurrency investors immediately thought that the Facebook boss was implicitly showing special interest in the current Bitcoin virtual currency. By the afternoon of the same day, the virtual currency fever began to spread rapidly in Vietnam when many Vietnamese artists posted identical statuses, alluding to this virtual currency fever.
A series of names such as Ngoc Trinh, Kieu Minh Tuan, Le Duong Bao Lam, Kha Nhu … were involved in posting an advertisement for virtual currency. In the top line, the idea is just to mention the potential of some virtual currencies (cryptocurrency, digital currency, aka coin) whose origin is related to Meme Doge (animated image of the image) a dog), in the middle is the FXT Token that makes the online community “wake up”. This virtual currency is said to be related to the Lion multi-level virtual currency project, which has signs of fraud. Investing in FXT Token is promised daily profit, which can be up to 2-3 times the capital, that’s why many people turn their eyes to this project. However, internationally, this virtual currency has been warned that it has a multi-level fraud factor, can only be listed on small exchanges, and is considered a “junk coin”.
The name FXT Token has been warned by some mainstream media in Vietnam about signs of fraud. This incident has been warned by the Da Nang City Police since the beginning of February 2021. Accordingly, Lion Group’s activities do not comply with the law, investors who lose money will not be protected by law.
About a week ago, press agencies started to report on the perversion and fraud of Lion Group. A few days ago, Lion Group’s multi-level exchange disabled participants’ ability to withdraw money. That is, FXT buyers are now holding onto a pile of illiquid, worthless virtual currency.

In Vietnam, the State Bank has repeatedly issued recommendations to organizations and individuals not to invest, hold and perform transactions related to virtual currencies.
Owning, buying, selling, and using virtual currencies as an asset has many potential risks for people and is not protected by law. Currently, the State Bank of Vietnam does not accept virtual currencies as currency as well as legal means of payment in Vietnam.
Meanwhile, the lawyers acknowledged that it is a violation to publicly advertise goods that are not allowed by law in Vietnam. Artists who openly promote cryptocurrencies should be punished for administrative violations. At the same time, the cultural and information management agency must also issue a warning because these are the people who influence the public, when advertising any service or goods, they must find out the origin.

It is impossible for money to turn a blind eye to false advertising, affecting many other people, not to mention aiding scammers. Because artists and celebrities on social networks have a lot of followers and followers, their behavior is often considered by the public as a measure, even a standard, so it is easy to cause mass effect. .

Ms. Nguyen Phuong Hang – wife of Mr. Huynh Uy Dung (also known as giant Dung “lime kiln”) – constantly spoke about the fraudulent behavior of Mr. Vo Hoang Yen. However, to date, there are no official results on this case. Ms. Nguyen Phuong Hang attracted the attention of the online community with livestreams denouncing Mr. Vo Hoang Yen or alone “declaring war” with many showbiz artists. (Screenshots) Not only caused a stir on social networks with denunciations of Mr. Vo Hoang Yen, Ms. Phuong Hang was also willing to “declare war” on her own with many showbiz artists. Specifically, Ms. Phuong Hang continuously held the livestream, communicated and answered questions from people who were concerned about the controversy between her husband and wife and Mr. Vo Hoang Yen, and Ms. Hang also answered harshly. The artist, YouTuber is meant to offend himself. Taking advantage of Ms. Phuong Hang’s livestreams to attract many viewers, many Facebook accounts, YouTube have returned to Ms. Hang’s videos to re-upload (re-upload) on these platforms to interact. A video with the content re-uploading the livestream of Ms. Phuong Hang reached 162,000 views in just a few hours. (Screenshots) (Screenshots) Re-up is a term that refers to content produced by retrieving other people’s content, merging and aggregating it to post on your channel for the purpose of making money. This is a “gold mine” for accounts to interact with, even make money, because the work to do is simply take other people’s videos posted. The videos of Ms. Phuong Hang livestream were uploaded by individuals and online shops for interaction. (Screenshots) On the Facebook and YouTube platform – two of the most popular social networking and video platforms in Vietnam today, just type the keywords “Ms. Phuong Hang”, “Ms. Phuong Hang livestream”, … series The results returned were videos of Ms. Phuong Hang livestream re-uploaded by individuals and online shops for interaction. Many channels even edit, select images and set a shocking title for the livestreams of Ms. Phuong Hang with the aim of attracting views and increasing interaction for easy online sales. Besides, these video re-up accounts can also make money by reselling the account. Many YouTube channels have selected images and titles in a way that shocked Ms. Phuong Hang’s livestreams with the aim of attracting views and increasing interaction. (Screenshots) Accordingly, when the threshold from a few tens to a few hundred thousand subscribers is reached, the channel owners will perform the next job of renaming and selling the channel for a profit of several tens or even hundreds of million dong if the channel have big followers. Channel buyers can use the channel for their advertising purposes and even switch to clean content, and request to enable monetization from Google. Up to now, the livestreams of the wife of giant Dung “lime kilns” are still attracting a lot of attention from the online community.

Social network icons Instagram, Facebook and WhatsApp. Photo: Kyodo / VNA According to the Vietnam News Agency reporter in Germany, the Hamburg Office of the Data Protection Commissioner, where Facebook has a branch in Germany, has sent a ban to the social network that owns the popular messaging service WhatsApp. From the beginning of this year, when running the WhatsApp software, a window will automatically pop up. The first page states that WhatsApp is updating its terms of use and data protection regulations, in which the first statement: WhatsApp cannot read or listen to chats because they are encrypted, and second: WhatsApp are making adjustments to make it simpler to chat with businesses. Next, the second page said that WhatsApp is updating its terms of use and data protection regulations, which confirmed that WhatsApp does not change privacy in private chat, but added information on how to get it. chat with the business as desired and how the business can manage user chat sections. Especially at the bottom of page 2 there is only the “agree” button and the user cannot do otherwise. If you do not agree with the new update, starting May 15, using WhatsApp may experience problems, such as being unable to receive or send messages, even if the account is not deleted or disabled. In short, WhatsApp requires users to agree to their new policy in order to continue using the service after May 15, in which an update will allow more information from WhatsApp to be shared with Facebook. and other apps like Instagram and Messenger (such as contacts and profile data), except for encrypted chat content. According to a statement by the Hamburg’s Office of the Data Protection Commissioner, the terms of the above agreement will be invalidated in Germany for three months, and the office will refer the case to the European Data Protection Authority, The independent EU agency enforces the rules across the bloc. According to Hamburg State Data Protection Commissioner Johannes Caspar, Facebook’s data protection breaches in the past as well as the September general elections in Germany indicate the risk of “mass building user profiles”. can be taken advantage of. He emphasized the ruling was intended to protect the rights and freedoms of millions of users across Germany. The official is concerned not only about privacy, but that records could be used to “influence voter choices and manipulate democratic decisions”. Currently in Germany there are about 60 million WhatsApp users, the most popular chat application currently in the country. However, in response to the ban, a WhatsApp spokesperson confirmed that the ban was issued without a legitimate basis and is based on a “basic misunderstanding” of the purpose and effect of the update. Therefore, a ban will not affect further rollout of the update.

Penalty for Facebook account holder for posting false information about Covid-19 translation Specifically, at 19:30 on May 4, 2021, Mr. Tran Van Duy used his personal website facebook called “Ha Noi Pho” (address: https: //www.facebook. com / hanoiphotv) publishes the information “Hanoi Thong Tho Street in the First Day of Blockade #hnp” together with 01 video about Hanoi street experience dated May 4, 2021, content is false information, violation provisions in Article 5 of the Government’s Decree No. 72/2013 / ND-CP dated July 15, 2013 on management, provision and use of Internet services and online information. According to Clause 4 Article 20 of the Government’s Decree No. 72/2013 / ND-CP dated July 15, 2013 on management, provision and use of Internet services and online information: “Personal websites are Personal website means an website established or established by an individual through the use of social networking services to provide and exchange information of that individual, not representing the team. organizations or individuals and do not provide aggregate information “. The facebook account “Hà Nội Phố” is a personal website set up by Mr. Tran Van Duy through the use of facebook social networks to provide and share information. According to the above regulations, Mr. Duy can only post personal information, however, Mr. Tran Van Duy has posted on his facebook account “Hà Nội Phố” information about Hanoi cuisine and information about translation Covid-19. . Pursuant to Point a, Clause 3, Article 99 of the Government’s Decree No. 15/2020 / ND-CP dated February 3, 2020, providing for the sanctioning of administrative violations in the fields of post, telecommunications and radio frequency, In information technology and electronic transactions, the Inspector of the Hanoi Department of Information and Communications sanctioned Mr. Tran Van Duy an amount of 12.5 million VND. Remedy: Forcible removal of infringing information. At the same time, Mr. Duy has removed the infringing information.

Tran Van Duy, Facebook account owner “Hà Nội Phố” was fined 12.5 million VND for posting false information. (Source: Hanoi Department of Information and Communication) May 10, Director Department of Information and Communications of Hanoi Nguyen Thanh Liem said that the unit decided to sanction an administrative violation against Tran Van Duy (born in 1982, residing in Hoang Mai district, Hanoi city), a Facebook account holder named “ Hanoi Street “(Address: https // www.facebook.com / hanoiphotv) due to the behavior of” providing false information. ” Specifically, at 19:30 on May 4, 2021, Tran Van Duy used his Facebook account “Ha Noi Pho” to post information “Hanoi is clear in the first day of blockade” with a video about Hanoi street test on May 4, 2021. Through verification, the Inspector of the Hanoi Department of Information and Communications affirmed that the content of the information posted above is untrue, violating the provisions of Article 5 – Decree No. 72/2013 / ND-CP dated 15 / 7/2013 by the Government to manage, provide and use internet services and online information. Pursuant to Point a, Clause 3, Article 99 – Decree No. 15/2020 / ND-CP dated February 3, 2020 of the Government stipulating sanction administrative violations In the fields of post, telecommunications, radio frequency, information technology and electronic transactions, the Inspector of the Hanoi Department of Information and Communications fined VND 12.5 million for administrative violations against Tran. Literature. Currently, Tran Van Duy has removed false information from his Facebook account./.

State treasury officer in Nam Sach – Hai Duong is in control of the budget capital payment documents To prevent this situation and to avoid state budget loss, the State Treasury is promoting the management of digital certificates in electronic transactions. Strictly obey the management of digital certificates Implement reform of administrative procedures in the field of State Treasury (State Treasury) in accordance with the direction of the Government and the Ministry of Finance, in addition to focusing on implementing Decree 11/2020 / ND-CP of Government regulations on administrative procedures in the field of the State Treasury and the State Treasury have promoted the application of information technology in transactions with budget spending units (SDNS) by online public services (public services). Up to now, the State Treasury’s payment service system has completed connecting 100% of the SDNS units that are required to conduct transactions via telecom service. This has created many advantages for the management units and SDNS because transactions are done quickly, transparently, safely, economically and efficiently. In the coming time, the State Treasury will soon improve many functions and utilities on public service, both creating more favorable conditions for management units and SDNS, and moving towards digitizing treasury in all professional activities. However, in the period of the 4.0 technology revolution which is strongly developing, besides the outstanding advantages, there are still many potential risks and high risks such as information “hacking” if the security is not guaranteed. said. Moreover, the risk often occurs when SDNS units do not strictly manage digital certificates, digital signatures, CFS program accounts. For example, many account holders (usually the heads of the SDNS unit), because of work, do not have time, so they always deliver pin codes, digital certificates, digital signatures to the chief accountant or representative ( authorization is not allowed). Notably, many account holders who are not familiar with computers should hand over all digital certificates and pin codes to others in contravention of regulations, or ask someone else to use their digital certificates to sign them for payment transactions in financial activities. In addition, there are also cases where, subjectively, account holders disclose information about their pin codes, fail to maintain digital certificates in accordance with regulations, especially regularly install and plug digital certificates on their personal computers. exiting the public service service program after finishing the job … Taking advantage of this loophole, bad objects have conditions to try to misappropriate the fund, causing loss of money from the state budget. Synthesizing from reality over many years, there have been many cases of money and state property loss of management units and SDNS from the authorization and authorization of the use of digital certificates, digital signatures and passwords. not in accordance with the law in electronic transactions. In order to prevent risks in the management of state budget funds, the State Treasury sent an official dispatch to the local State Treasury units to request the management units and SDNS to fulfill their assigned tasks and functions. and work position. At the same time, thoroughly grasp the contingent of cadres, civil servants and public employees who are specialized in the State budget accounting to perform their functions and powers, strictly comply with the accounting process and budget expenditure from the state budget. In addition, the State Treasury also requires heads of SDNS units to pay attention and carefully consider the process of comparing and confirming monthly account balances with the State Treasury. If detecting the unreasonability, it is necessary to promptly contact the State Treasury where the transaction is conducted for specific consideration. At the same time, the account holders must be fully responsible for the information registered for transactions on the cash register system of the State Treasury, especially the information about email notification received from the treasury. The whole state treasury system took part Determined to build a healthy, transparent, economical, efficient national finance, especially, not letting the state budget be lost, the entire State Treasury system has joined the “risk warning”. Ms. Tran Thi Khanh Trinh, Head of State Accounting Department, Ninh Thuan State Treasury, said that the IT service level 4 has been deployed to 100% of compulsory SDNS units in the area. With 757 units of SDNS and payment vouchers per month of over 10,000 transactions, the peak month of nearly 20,000 transactions has contributed to strong administrative reform, creating favorable conditions for SDNS unit, reducing travel time. and reduce operating costs for entities in transactions with the Treasury. However, along with the advantages, the risk of risks also increases. Therefore, Ninh Thuan State Treasury has sent an official dispatch on strengthening the management of digital certificates in transactions with the State Treasury to send to SDNS units and investors. In this dispatch, Ninh Thuan State Treasury has recommended heads of SDNS units to manage and use digital signatures, digital certificates, and the issued CFS program account to transact and send documents of state budget expenditure control via the system. The State Treasury’s payment services ensure strict compliance with current regulations. Heads of SDNS units, investors absolutely do not let their digital signature handover, digital certificates, or CFS program accounts be issued to others for management, revealing information about digital certificates. and login accounts (login codes and passwords) of the members of the unit on the cash register system of the State Treasury. SDNS units, investors are fully responsible for the information registered for transactions on the State Treasury’s transaction service system (especially the information about email notification received from the system). The State Treasury’s public service services are also highly appreciated by the SDNS units in Quang Nam when simplifying administrative procedures towards reducing documents, reducing paperwork, reducing the focal point of document delivery and receipt, and reducing direct transactions with customers … However, according to the report at Quang Nam State Treasury, during the implementation process, a few SDNS participating units are still subjective, not strictly complying with regulations on electronic transactions in financial activities. easy to lead to violations of the management and use of the state budget. Accordingly, Quang Nam State Treasury also recommends SDNS units to strictly comply with regulations on electronic transactions in financial activities. In particular, in order to make transactions through telecom services smoothly, reduce congestion, cause insecurity in transactions, Quang Nam State Treasury has asked SDNS units to subscribe to large-capacity packages; equipped with high-configuration computers and had to exit the application when no longer participating in digitally signing on electronic vouchers in financial activities. With recommendations given to SDNS units, the State Treasury is calling on individuals and organizations to work together to make the management of the state budget fund more transparent, safe and efficient. This is also the desire of the State Treasury to strictly comply with the process and regulations on electronic transactions with the State Treasury via public service providers. Deploying risk warning application on a large scale Since August 2019, the State Treasury (State Treasury) has deployed a large scale application of risk warning. The application has provided an additional online information channel via mobile devices to inform customers about: The fluctuation of the account balance of the budget user unit at the State Treasury; processing and delivery status of dossiers, vouchers of payment requests, cash withdrawal papers of budget using units in the course of transactions with the State Treasury. At the same time, adding the process of direct delivery and receipt of documents – this is a function that is closely linked to the online public service system, assisting the treasury officer to print the instruction sheet for completing the application. records, records receipt and results delivery appointment for applications submitted directly at the headquarters of the State Treasury unit.

Recently, many people participating in social insurance and health insurance (health insurance) have installed and used the VssID application to check and monitor their participation in social insurance and health insurance. PLO Also, some readers have received questions about how to install and use the VssID application on smartphones. User is installing VssID application. Photo: HUUYNH TRUONG GIANG How to install the VssID application According to the Ho Chi Minh City Social Insurance Agency, before installing the application, the insured needs to prepare information to declare such as ID card or CCCD, social insurance number or health insurance card code (the last 10 digits on the health insurance card). Then download the VssID application to your phone. For Android operating system: Go to Google Play icon / Play Store. For iOS: AndApp Store icon. Type in the search box for the keyword “VssID” and select Search. There are four steps to signing up for an account. The user enters the VssID icon on the mobile phone screen and performs the following steps: Step 1: Click “Register Now” and select “Continue” to display the registration screen. Step 2: Select the object for registration “Personal” and then click “Next”. Step 3: Declare the information of transaction registration with the social insurance agency electronically on the Declaration form. It should be noted, users must write the correct phone number to confirm registration information and OTP code. Users should choose the nearest social insurance agency to submit electronic transaction registration documents. Then click “Record” to complete the registration. Step 4: Bring your ID card / CCCD card to the nearest social insurance agency for personal electronic transaction account approval. The system will send SMS (account, password) to the registered phone number. User can change password after first login. How to use the VssID application To use the VssID di5ng application, users do two steps: Step 1 : Enter the account (social insurance code) and password (previously sent to the registered phone number) into the corresponding boxes to log into the application. Step 2 : After logging into the VssID application, users enter the Personal management function to display the user’s information such as: social insurance number, full name, date of birth, ID / CCCD / Passport, phone number phone calls, health insurance card functions, insurance participation process, information on entitlement to social insurance benefits, …

Youtube allows to change the name and photo without affecting your Google account Each Youtube channel is associated with a Google account, if you want to change the avatar as well as the name of the channel, it must change from the user’s Gmail account. The accounts have been verified by Youtube, if the name changes on Youtube Studio, the account will lose the verification badge. But now with this new update, YouTube users can change the information immediately without affecting their linked accounts. This becomes more reasonable for any user account when Youtube and Gmail are two platforms with different functions. Synchronizing the same profile as the name of Gmail must be the same as the name on the Youtube channel, leading to an impact on the brand or expertise of these two channels. This feature can be updated from a request from a YouTube creator, and it’s available for both personal and brand accounts on the world’s largest video sharing social media platform. Previously, YouTube also added a feature that checks to verify copyright information before users upload any video. To perform the renaming, users need to log in on a computer and go to YouTube Studio, then scroll to the Custom tab to perform the renaming. For mobile devices, users need to tap on your profile picture, then on your channel, then click Edit channel to perform necessary operations.

Recently, on social networks, there has been a situation of buying and selling clips from camera accounts stolen by bad objects. Depending on the quality of the content, the associations that sell the 18+ clip will collect a fee from 100,000 to 250,000 VND per joining. Not only providing depraved content, some groups also share hacked camera access accounts for a package fee of about 3-4 million VND. The fact that cameras are installed everywhere, the number of cameras is constantly increasing, making data from the camera a source of information targeted by many objects. (Artwork: Internet) According to experts of the National Cyber ​​Security Monitoring Center (NCSC), the Information Security Department, the Ministry of Information and Communications, the sale of account information on social networks is not a new behavior, but it has exported. appeared long ago. However, in the past, normally subjects only sold bank accounts, social networks or accounts containing information such as email, phone number, identity card number … Nowadays, when cameras are installed everywhere, the number is constantly increasing, being a source of information targeted by many audiences, the camera account also becomes “hot goods” on the account trading pages. “This form of purchase is becoming more popular because the number of cameras is increasing. Victims who lost their camera account can be monitored by others through their own camera, ”said the NCSC representative. Many users accidentally revealed the camera system login information According to experts, there are many reasons for the widespread purchase and sale of clips and camera accounts on the network, in part due to regulations and sanctions against acts of buying, selling and distributing personal data. not enough deterrent. Commenting on the reason that the personal camera system is vulnerable to hacker attacks, both subjectively and objectively, NCSC’s representative said: “Subjective is because users accidentally reveal account login information. camera. And objectively, because users use poor quality camera equipment, do not ensure enough information security, leading to the device can be hacked by hackers, thereby getting the login account “. Having the same opinion with the representative of NCSC, a security expert for IoT devices at Viettel Cyber ​​Security, Ha Toan, emphasized: A fundamental reason that makes personal and household cameras easy. Hacker attacks are due to the user’s limited knowledge of using IoT devices or cameras. For example, do not change the default password of the device when it is put into use. According to Toan, another reason is that the camera device of the manufacturer does not have a protection mechanism such as verifying the integrity of the firmware running on the camera device, allowing hackers to buy camera equipment and insert backdoors. (back door – PV) and then sold to the market. “During the work, we also discovered many backdoors allowing remote access in cameras originating in China”, Viettel Cyber ​​Security expert added. Along with that, there are cameras that have vulnerabilities in firmware due to programming errors such as buffer overflow, hardcode login information, logic errors … allowing hackers to exploit to take control of the device. Camera account information can also be revealed because the installation staff deliberately fails to notify the password change during installation or notice the change but does not notice the change of the entire service as mentioned above also includes services RTSP, onVIF. Raise awareness of personal information protection, choose a reputable camera To overcome the widespread situation of buying and selling clips, camera accounts in particular as well as personal information and data, experts say that the Decree on personal data protection should be issued soon and come to life. This draft Decree has regulated heavy fines for violations of personal data protection regulations. “The more penalties for handling violations related to the purchase and sale of personal data will help increase deterrence and reduce the rate of violation”, expert of Vietnam Cyber ​​Security Joint Stock Company (VSEC) Vuong Trong Nhan stated his point of view. But experts also emphasized the limitation in the sense of protecting personal data of users as well as the organization providing services related to user data. Making recommendations to users, VSEC experts advise them to first increase their sense of self-protection by not using the camera manufacturer’s default password, setting a strong password and setting a Private network system is only for indoor security equipment, instead of sharing the same Wi-Fi network. According to representatives of NCSC, individuals and businesses when using cameras need to have strict regulations and decentralization when allowing users to access their camera systems, need to change passwords regularly to avoid in case the login information is known by many people, the risk of leaking is also higher. Emphasizing on the safety factor of the device, experts say that choosing to buy cameras manufactured from major brands, products that have been assessed for information security as well as choose a reputable installation unit. is an effective solution to help users avoid the risk of information insecurity. On the other hand, is it time for camera manufacturers to pay more attention to whether their equipment meets information security requirements?

@China News Network The personal accounts of children participating in employee medical insurance can be used by their parents to implement mutual aid within the family. Author: Zhang Ni Incorporate more general outpatient expenses into the payment scope of the overall planning fund, implement family mutual aid in personal accounts, and do not need to run errands to large hospitals for minor illnesses… Recently, the General Office of the State Council issued the “Guidelines on Establishing and Improving the Outpatient Mutual Assistance Mechanism of Basic Medical Insurance for Employees Opinion”, major changes that affect the whole family’s medical treatment will happen! Data map: A patient uses the face recognition system to make an appointment with an expert number under the guidance.Photo by Wang Guangzhao ——Incorporate more general outpatient fees into the payment scope of the overall fund Employee medical insurance was established in 1998. It implements a security model that combines social pooling and personal accounts. The pooled fund guarantees hospitalization and outpatient major illnesses, and the personal account guarantees outpatient expenses for minor illnesses and medicines. The opinions announced this time put forward the establishment and improvement of an overall insurance mechanism for general outpatient expenses of medical insurance for employees, based on the medical insurance work for outpatient chronic diseases and special diseases (hereinafter collectively referred to as outpatient chronic diseases) that are burdened by the masses such as hypertension and diabetes. , Gradually include common outpatient expenses for frequently-occurring and common diseases into the scope of payment by the overall planning fund. In addition, general outpatient clinics cover all insured employees of employee medical insurance, and the payment ratio within the policy range starts from 50%. As the medical insurance fund’s capacity increases, the level of protection is gradually increased, and the payment of benefits can be appropriately tilted to retirees. According to Chen Jinfu, deputy director of the National Medical Insurance Administration, on the 22nd, the opinions issued this time mainly include three measures in establishing an outpatient mutual aid guarantee mechanism. One is to establish an overall plan for general outpatient clinics, and gradually include frequently-occurring and common diseases in outpatient clinics into the medical insurance overall plan for reimbursement. These expenses were basically solved by personal accounts. The second is to strengthen the outpatient protection for chronic diseases and special diseases, and gradually include the outpatient expenses for diseases with high costs and long treatment cycles into the scope of outpatient protection. For some outpatients, chronic diseases, and serious illness related treatments, they are seen in the outpatient clinic, but they are managed according to the hospitalization policy. Third, in addition to attending designated medical institutions, insured persons can settle and purchase medicines at designated retail pharmacies with prescriptions outside the hospital. Those who meet the regulations will be included in the payment scope of the overall planning fund, and the corresponding designated retail pharmacies will also be included in such a designated scope of protection. This also means, In the future, more outpatient expenses will be included in the medical insurance reimbursement, which will help to reduce the medical burden of the insured.

Data map: People swipe their cards to pay at the window of a hospital in Qinghai.Photo by Zhang Tianfu

——The unit payment is no longer included in the personal account

According to opinions, in the future, the personal account credit method will also be improved.

The document proposes that it is necessary to scientifically and reasonably determine the crediting method and crediting level of personal accounts. The personal accounts of employees should be credited by the basic medical insurance premiums paid by individuals. The crediting standard is controlled at 2% of the insurance payment base in principle and paid by the unit. All the basic medical insurance premiums of the retirees are included in the overall planning fund; in principle, the individual accounts of retirees are allocated from the overall planning fund at a fixed amount, and the amount allocated is gradually adjusted to about 2% of the average level of the basic pension in the year that the overall planning area implemented the reform according to this opinion.

Regarding this adjustment, Chen Jinfu explained that after the reform of the personal account, the personal accumulation is still owned by the individual, and the rights and interests have not changed. After more than 20 years of reforms, the personal account has a cumulative balance of 1 trillion yuan. The money has not moved, and it is still personal rights.

He emphasized, Reforming personal accounts is not about canceling personal accounts, but adjusting the credit ratio of personal accounts. This is a rotation of two aspects, realizing a kind of system transformation. The decrease in new credits in general personal accounts means the establishment, expansion, improvement, and enhancement of the outpatient mutual aid guarantee system. Reducing the part does not mean that the guarantee will be lost, but put it in the big pool of mutual aid guarantee, forming a new guarantee mechanism.

Data map: outpatient building of a hospital.Photo by China News Agency reporter Yin Liqin

——Personal accounts implement family mutual aid

Among the documents issued this time, there is also the implementation of family mutual aid in personal accounts that attracts people’s attention.

According to the document, personal accounts are mainly used to pay for out-of-pocket expenses incurred by insured persons in designated medical institutions or designated retail pharmacies. It can be used to pay for the medical expenses incurred by the insured persons themselves, their spouses, parents, and children when they seek medical treatment in designated medical institutions, as well as the expenses incurred by individuals for purchasing drugs, medical equipment, and medical consumables in designated retail pharmacies. Explore personal accounts for personal payment for spouses, parents, and children participating in basic medical insurance for urban and rural residents.

According to the policy, the personal out-of-pocket expenses after the reimbursement of the overall planning fund can be paid in cash or through a personal account.

After the reform, the scope of use of personal accounts has been expanded. The personal accounts of children participating in employee medical insurance can be used by their parents to implement mutual aid within the family.

Data map

——No need to run errands to see a big hospital for minor illnesses

According to reports, the establishment and improvement of a mutual assistance mechanism for employee medical insurance outpatient clinics will also have a positive impact on the improvement of primary medical and health services.

Chen Jinfu said that the outpatient guarantee mechanism has a collective effect on the allocation of primary medical resources, the improvement of primary service capabilities, and the general outpatient guarantee for the masses.

Through this reform, the employee medical insurance has roughly replaced 200 billion funds. According to estimates and the current per capita outpatient medical level, it should be said that 80 billion funds should be invested in primary medical institutions. With personal payment, at least 100 billion additional fund resources can be added to support primary medical institutions.

For ordinary people, there are system dividends, Minor illnesses can be seen in primary medical institutions, and there is no need to run errands to see a major hospital, and the cost of medical treatment will be greatly reduced. At the same time, for the entire country’s resource allocation, it has formed a better allocation under the condition that the total amount of medical resource allocation remains unchanged.

Data map: Old people in a medical institution in Haidong City, Qinghai Province swipe their medical insurance cards.Photo by Zhang Tianfu

——Retirees reduce the burden of outpatient expenses

The establishment of an outpatient mutual aid mechanism this time has improved the protection of the elderly.

According to Fan Weidong, head of the Treatment Protection Department of the National Medical Insurance Administration, the opinion proposes that the general outpatient overall protection level should start at 50%, and it is clearly required that all localities provide additional preferential payments to retired elderly people on this basis. When the reform is implemented and the outpatient protection mechanism is fully implemented, it is preliminary estimated that this system can reduce the burden of outpatient expenses for retirees by nearly 100 billion yuan.

In addition, this time we will improve the outpatient guarantee mechanism, It is specifically proposed to further increase the types of diseases that are included in outpatient chronic diseases and outpatient special diseases, The outpatient chronic disease protection paid by the overall fund has been strengthened, which is a great benefit for the elderly. In other words, during the reform process, this part of the population will benefit even more and the benefits will be wider.

Data map: The newly opened “smart pharmacy” on the streets of Kunming attracts citizens to experience.Photo by Ren Dong, a reporter from China News Agency

——Eligible retail pharmacies are included in the scope of the overall fund settlement

Data shows that by the end of 2020, there are about 390,000 designated medical pharmacies nationwide, and the annual expenditure of personal accounts for designated pharmacies is about 200 billion yuan or more. So, what impact will the establishment of an outpatient mutual aid mechanism have on retail pharmacies?

Fan Weidong said that this reform also paid great attention to continue to play the positive role of designated retail pharmacies in medical security services, and introduced some measures to continue to support the development of pharmacies.

In addition to the original personal account that can continue to be used for drug purchases in pharmacies, three main support measures have been clarified: first, include eligible retail pharmacies into the settlement scope of the overall fund; second, expand the scope of use of personal accounts and implement Family mutual aid; third, qualified “Internet +” medical services can also be included in the scope of basic medical insurance. For eligible online medical services, funds can also be paid in accordance with regulations.

He emphasized that through the above measures, the preliminary judgment is that designated retail pharmacies can play a more important and active role in the process of basic medical security services. For the pharmacy retail industry, it will usher in a broader development. space.

Editor: Park Lina

Editor: Kan Feng

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▲MI5 Social Account@mi5official homepage screenshot

On April 22, MI5, a well-known British intelligence agency, released the first message on Inatagram (a Facebook software).

@mi5official is its first social network platform account. This marks that this 112-year-old old intelligence agency has finally entered the era of network information.

“Let you take a look at the door”

The first online post published by MI5 was an empty picture: white walls, blue “pod”-shaped entrances, electronic access control systems and mysterious rolling gates.

After the entrance, office windows are faintly visible. This is the entrance to the office area of ​​MI5, and no “outsiders” have seen its true colors before.

Entering the social platform is an important part of McCallum’s so-called “10-year blueprint”, which is known as “the youngest person in charge of MI5.”

McCallum is 46 years old and took office last year.

McCallum published an article in the British “Daily Telegraph” on April 21, saying, “We must get rid of the stereotype that people in MI5 always work behind closed doors and drink martinis in small circles.”

In McCallum’s view, in order to deal with the “special professional work” of today’s era, MI5 must learn to cooperate with the public, academia and private enterprises. Therefore, “more openness is the key” and MI5 “must become a Open and closely connected organization”.

McCallum admits that the stereotyped and outdated image of MI5 is not conducive to attracting young people to join, so he not only deliberately chose Instagram, which has a lower average age, but also published an exclusive signed article in the “Daily Telegraph” to target youth audiences. The main media.

According to McCallum, the “Pods Post” is only the first step in MI5’s “open image offensive.”

In the future, with the help of this online social platform account, netizens will have the opportunity to participate in an online Q&A session with in-service intelligence officials. The latter will share some “information related to the profession, such as how to instruct a group of’noobs’, how to monitor suspicious persons, etc.”.

He also promised that in the future, some archive materials hidden in the underground museum of MI6 will be published on the platform.

▲The picture comes from the film and television series “Military Intelligence Division Five: The Controversy of Interests”

What’s the point?

MI5 was established in 1909 and is nominally affiliated with the British Ministry of the Interior. Its headquarters is located in the Thames Building, a historic building under Grade II protection near the South Bank of Central London.

This is also the British intelligence agency closest to the Houses of Parliament, only a few hundred meters away.

The MI5 and MI6 (MI6), which were established in the same year and are nominally affiliated to the Ministry of the Interior, and the weirdly named “British Government Communications Headquarters” (GCHQ) are also known as the three major military intelligence agencies in the United Kingdom.

The three major military intelligence agencies have their respective focuses.

The main task of MI6 is to “go out”, that is, to send spies abroad to engage in various secret activities with the purpose of collecting intelligence on opponents.

The main mission of MI5 is to “prevent entry”, that is, to take various measures to prevent and combat opponents’ espionage and infiltration, and to protect British national security from espionage and terrorism.ofdamagewithThreats and so on.Its opponents are not only overseas, but also domestic.

The mission of the “British Government Communications Headquarters” is to monitor, intercept and decipher various foreign electronic information and intelligence.

To put it simply, MI6 is a “special agent”, and its most famous “public relations image” is the famous “007” – although many experts complain that “007 is a complete distortion of MI6’s image.”

MI5 is a “spy catcher.” In 1987, a best-selling book written by the former senior agent Wright was called “The Spy Hunter.”

The “British Government Communications Headquarters” is “listening to the sidelines” and specializes in spying on the privacy of others.

Compared with the other two counterparts, MI5, which is responsible for domestic counterintelligence, has been dwarfed by the British public.

This is not only because of the lack of “007”, but also because of their long-standing “small circle martini club” stereotype and somewhat excessive secrecy measures.

The book “The Spy Catcher” was almost “hunted and killed” because it disclosed some “inside information” and turned into a banned book-but these contents are actually mediocre and have long been decrypted.

It was not until 1993 that ordinary British people knew the name of the head of MI5 (Mrs. Stella Linmington) for the first time.

To this day, only the director of MI5 officials has publicly participated in the public servants’ oath ceremony.

Originally, the other two colleagues in the United Kingdom were also doing similar things, and MI5 has not yet felt the pressure.

But in 2018, the “British Government Communications Headquarters,” known as the “most mysterious military intelligence organization” and always hiding behind the scenes, opened an Intagram account; in 2020, the head of MI6, Moore, opened a Twitter account. Internet celebrities”.

In order to make up for the image of public relations, MI5 has also made some efforts before this.

In 2017, McCallum’s predecessor, Sir Parker, became the first head of MI5 to be interviewed on TV. The following year he released the first live TV speech of the head of MI5 in Berlin.

But these are obviously far from enough.

As McCallum said, the British public will still be accustomed to believing that the “spy catchers” of MI5 are “male, white, non-Cambridge or Oxford-born”, and they look like “model 007”. “In fact, people of color account for 8.6% of the 5,000 employees in the five offices. It is only 3.1% of the British Government Communications Headquarters and only 7.7% of MI6. In fact, I am a Scottish person. I thought of doing this, and never expected to take the lead.”

As many analysts have said, the real intention of MI5 is to use online social platforms to expand their ears and eyes of “special agents”, thereby improving the efficiency of their “professional work.”

▲”Movie 007: Ghost Party” stills.

“Just let you take a look at the door”

But don’t overestimate the “openness” of MI5. Just as someone ridiculed on the Internet and social media, MI5 “let you take a look at the door”, and it’s still far away from the door.

Compared with the fierce fighting between MI6 Moore and online platforms, McCallum’s relationship with these “new friends” is very delicate.

Of course, he also praised social networking platforms and their service providers for their “contributions during the response to the epidemic”, but it is more like a duplicity that the British are used to.

More often, he will criticize these platforms and service providers for “not doing enough to prevent false information and terrorist activities.”

It is worth mentioning that his gestures are not only representative of individuals, nor only MI5: his immediate boss, the Secretary of State for the Interior Patel, also criticized Facebook encryption less than a week ago, “let our intelligence personnel be more It’s hard to lock in cyber pedophilia”.

Relatively speaking, McCallum is still friendly to Instagram, but the two sides sometimes hold guns and sticks. Instagram has implicitly supported Facebook on the issue of “encryption” a few days ago, and criticized the behavior of British intelligence agencies without naming names.

Of course, McCallum and MI5 still have to use these platforms because they want to “see big things.”

Just a few days ago, MI5 launched a campaign called “Think Before Linking”, led by its branch, the National Infrastructure Protection Center (CPNI). The movement claimed that “in the past five years, some hostile countries have targeted more than 10,000 British citizens in cyber attacks, using professional social networking platforms to do everything possible to recruit troops and steal secrets.”

The MI5 claimed that these methods include “perfectly harmless behaviors, such as academic seminars, headhunting, etc.”.

Obviously, McCallum and MI5 intend to use high-profile appearances on social networking platforms to make their “big events” more sensual.

The question is, does this work?

Some people even pointed out that McCallum was “too young” if he wanted to improve the image of MI5 only with the help of online platform public relations. The reason why MI5 has the worst reputation among the three major military intelligence agencies in the UK is not just because of its “old image”, but more of it is related to the “nature of work.”

In “The Spy Catcher”, the victims are mostly British citizens, for the shameful activities such as “inner ghosts” and “red flag agents” during the period of the “Cold War” and the active trade union.

□Tao Duanfang (Columnist)

Editor: Chen Jing Intern: Tang Jiejing Proofreading: Wei Zhuo

Specifically, the AB Ditizen digital bank application has just been integrated with the comprehensive automatic electronic customer identification feature – eKYC. Accordingly, customers can register to open a 100% online account right on the application with only 5 registration steps in about 5 minutes without going directly to the transaction counter. In addition, AB Ditizen is also applying the program to immediately donate the same account number with the customer’s phone number when opening new via AB Ditizen eKYC, helping users to increase their stylish experience when using digital banks. At the same time, a series of essential online financial services, including maintenance fees at AB Ditizen digital bank, will be served free of charge until December 31, 2016. Through that, AB Ditizen’s citizens can freely carry out money transfer transactions (including money transfer in ABBANK and interbank money transfer) with various forms such as account number, phone number, code. QR code … fast, secure, and worry-free about fees. These services aim to help customers more easily access digital financial services, enhance experience activities and receive more benefits, thereby gradually forming a habit of not using cash in the trend. Save digitized spending in modern society. Accordingly, ABBANK joined the group of banks with free digital banking service for customers, and is also one of the few banks providing products with competitive and modern technology platforms. .

Many security experts warned WhatsApp users not to click on the pink settings link for WhatsApp called WhatsappPink. Many security experts including Mr. Rajesh Rajaharia have voiced a warning about a virus hidden in a fake pink update link for WhatsApp called WhatsappPink. Once a user clicks on the WhatsappPink link, the virus will help hackers break in, take all access to WhatsApp in particular as well as their phones in general. The ultimate goal of a hacker is to steal victims’ personal information and bank passwords. According to Mr. Rajaharia, if a user has clicked on the fake pink update link for WhatsApp and lost access to their account or suspected something unusual happened to their account, they should immediately take action. like uninstall WhatsappPink immediately; uninstall all WhatsApp web services; clear browser cache from settings; double-check access to all applications on your phone; If you suspect losing access to any application try to get it back immediately. Warning about WhatsappPink by security expert Rajesh Rajaharia Experts also warn users to follow the basics and never install other mobile apps than those available on the official Google or Apple app store. For its part, WhatsApp has also warned users through media reports that: “Anyone can receive an unusual or suspicious message through any service, including email, private messages, and so on. text the phone and we strongly encourage everyone to be cautious before answering or participating. WhatsApp also suggests users send them a report about malicious links similar to WhatsappPink if they received it.

On the KrebsOnSecurity blog, cybersecurity expert Brian Krebs issued a warning about the leaked data, including the application user’s email address, phone number, license plate number, customer birth date, and email address. and password. (Photo: Seacoast Online) Information about the data breach was first discovered by the threat intelligence firm Gemini Advisory based in New York City (USA). “Gemini Advisory shared an image showing that my personal data was publicly available on a crime forum, including my ParkMobile account information in screenshots, along with information about the data. stolen. The data contains email addresses and phone numbers, as well as license plates for four different vehicles that I have used in the past 10 years, ”said cybersecurity expert Brian Krebs. (Photo: ParkMobile) On March 26, ParkMobile notified users that they had discovered “a cybersecurity incident related to a vulnerability in the third party software we use.” “We immediately launched an investigation with the assistance of a leading cybersecurity company to resolve the incident. We have also notified the appropriate law enforcement authorities. The investigation is still ongoing and we cannot provide details at this time, “said ParkMobile. (Photo: ParkMobile) According to ParkMobile, no user’s credit card information was stolen. “Our investigation indicated that no sensitive data or credit card information that we encrypted, was affected. We will continue to maintain the security and monitor our systems closely, ”the statement said. According to cybersecurity expert Brian Krebs, if you are already using ParkMobile, quickly change your password. (Artwork: Shutterstock) In the event that this password is used by you with other accounts as well, you should change everything to limit the likelihood of an attack, although it may take a while to complete.

Send a petition to Ho Chi Minh City Women’s Newspaper, Ms. TBC – in Thu Dau Mot city, Binh Duong province – said that she had just been stolen by an object, appropriated more than 58 million dong in credit card. Ms. C. said, on March 2, she saw the phone displaying a message “unable to call”. The next day, she went to VNPT Binh Duong Business Center to check and rebuild a new sim, but the staff said that the sim card was not damaged, it was still working in two directions; “Cannot call” may be caused by phone malfunction. A fake message on the network operator calling for users to upgrade to a 4G sim. Phone subscribers need to be very wary of this kind of message – Photo: Provided by Competition and Consumer Protection Department On March 4, she asked to renew a new sim and a new one to work properly (listen, call). On March 12, when she accidentally read an article about the theft of money from her credit card, she immediately logged into her Fe Credit credit card account to check, and discovered that the money in the account was completely withdrawn in the form of purchase payment. Suspecting that her sim information was leaked during the sim remake process, Ms. H. came to complain at VNPT Binh Duong Business Center, just learned on March 2, there was a transaction to replace her sim card in Ho Chi Minh City. “I live in Binh Duong, have never made a transaction to replace my sim card in Ho Chi Minh City. VNPT Binh Duong Business Center also confirmed to only perform one SIM replacement transaction in Binh Duong. Thus, there is a fraudster who falsified my papers to perform a sim replacement transaction in Ho Chi Minh City and then appropriated property “- Ms. C. said. Not long ago, Dang Thanh Hai – in Ho Chi Minh City, the owner of a Viettel subscriber – suddenly blocked his mobile phone number, then was withdrawn 30 million dong from his bank account. Mr. Vu Minh Nhat – in Hanoi, the owner of a Mobifone subscriber – also had his sim stolen and then hacked into his bank account, losing 74.8 million dong via online payment. In the above two cases, the fraudster used a notarized copy of the identity card (ID card), went to the phone store (also the agent of the network operator) to register the procedure. In the case of Mr. Hai, the employee does not compare the copy of ID card with the original ID card; In the case of Nhat, the staff did not see the original ID card, nor did they require the latest contacts to verify. Recently, Thanh Hoa City Police, Thanh Hoa Province prosecuted seven subjects for counterfeiting ID cards according to customer information and then pasted their photos, to transaction points of network operators such as Viettel, Vinaphone to report the loss of their sim cards. suggest to redo the sim with the old number After being granted phone numbers from the carriers, the subjects used fake IDs and stolen phone numbers to make unsecured loan contracts from Fe Credit with loans from 20-70 million VND, appropriating a total of 500 million dong. The network operator can not be indifferent In the case of Ms. TBC, the representative of Vinaphone’s mobile phone network admitted, Vinaphone staff made a mistake in the process. Rather, in order to be reissued (in case of no sim), the subscriber must present his ID card, fill out an application form to reissue the sim, provide five outgoing and five dialed phone numbers. come. But the transaction staff in Ho Chi Minh City did not ask the replacement sim (the fraudster) to present ID card, just provide five phone numbers to call out and call. As a result, the fraudster easily obtained the sim of Mrs. C. and then appropriated more than 58 million dong in the credit card. Why does the fraudster know the five dialed and dialed numbers of the sim owner? According to Mr. Vo Do Thang – Director of Athens International Security and Network Management Training Center – the crook can use many of his own sims to phone, send text messages to the subscriber owner to call back and easily get the list. these calls. The situation of sim theft is happening more and more, but the network operators have not changed the sim re-issuance process as well as require transaction staff to be more cautious in re-issuing the sim, in order to ensure safety for customers. According to Mr. Vo Do Thang, the easy re-issuance of sim cards has created a gap for the fraudster who steals the sim. Employees often check for passport or not check, while counterfeiting ID is not difficult; Furthermore, they also have no inspection skills so it is difficult to detect tampering. “If the network operator takes one more step, such as issuing a password when issuing the sim for the first time, there is a secret question that only the subscriber knows, using artificial intelligence to detect the sim owner’s face … Having forged papers, it is not possible to steal the sim card ”- Mr. Vo Do Thang proposed. The representative of Vinaphone added that this company had collected information related to the theft of Ms. C.’s sim and transferred it to the police station to assist the victim. According to FeCredit Finance Company, because Mrs. C. was not at fault in this case, she is not responsible for the lost credit card amount. Why do I lose money in credit card when I lose my sim card? Most of the victims in the sim lost cases are stolen money by fraudsters by making online payments. Three factors are required to pay for online purchases: First, a mobile phone number – the credit card holder must register this number with the bank to authenticate transactions and receive bank notices. Second is the card number (the serial number printed on the front of the credit card). Third is the OTP authentication code (one-time password) sent via registered phone number with the bank. According to Mr. Vo Do Thang, the victim’s credit card number has been stolen by the fraud before, the sim theft is just the last step to steal money. After the sim is stolen, the fraudster will take the victim’s credit card number to pay online, then use the sim to receive the OTP code. Therefore, not everyone who loses their sim card will lose money in their credit card, in their bank account, only when they have revealed their credit card or account information before that the fraudster can steal the money. The victim’s credit card information may be exposed during previous online transactions by entering fraudulent websites, being infected with malicious code on the phone to steal card information or possibly due to The credit institution does not guarantee security. According to Mr. Vo Do Thang, criminals just need to steal credit card information, steal sim cards, and get OTP codes to steal money in the victim’s account shows that it is a great risk. Online payment processes of most credit institutions are still lax. “In this situation, the most important card users need to closely protect their card and account information, to avoid providing it to strangers. Absolutely do not visit strange websites or open attachments that are sent to unknown origin to avoid being installed with malicious code. Should be equipped with anti-virus software, anti-software with self-copy function (Trojan), keyboard manipulation monitoring programs (Keylogger), equipped with firewall protection … (According to Women HCMC)

Reuters will start charging an access fee of $ 34.99 / month. (Source: Getty images) On April 15, British news agency Reuters News – one of the world’s largest news agencies specializing in providing articles, images, graphics and videos for newspapers, radio stations, television stations, Internet and other Other media – notification will start charge for access to news on its website. According to the notice posted on the Reuters homepage, the fee to register an account at Reuters.com will cost 34.99 USD / month – the same as the fee that the competitor of Reuters is Bloomberg financial news agency (US) is applicable to customers. The announcement said Reuters would allow readers to read 5 articles for free, but would then require users to sign up for an account if they want to continue to update information on Reuters.com. It is not clear when Reuters will begin charging for the service. Reuters marketing director Josh London described the move as a “streak digital converter the biggest at Reuters for a decade. ” The fee for readers is a hot topic in the period of traditional printing press revenue decline, while electronic newspapers are struggling about revenue sources. Paywall (roughly translated as “Wall of fees”) will be displayed asking readers to pay or subscribe when they want to read the information in the article. The Wall Street Journal was the first newspaper to adopt a fee-for-readers model in 1996. After that, most major American publications have studied this strategy, including The New York Times – the newspaper is Considered as one of the examples of paywall’s success. In 2018, Reuters’ biggest competitor, Bloomberg, also implemented charging fees for its information. Although not disclosing the number of subscribers, but Bloomberg claims this number is much higher than expected.

Recently, the WeChat official account’s message area has been updated with a small feature in Grayscale. The main features of this round of upgrade are as follows: support multiple rounds of interaction between users and authors, but currently does not support many-to-one interaction in a single message, it is still one-to-one The original author only needs to select user messages, and his own replies will naturally be brought along. After having this function, he needs to manually select his own messages. It should be noted that if the author has more than 3 replies, the rest of the replies will be collapsed.

Picture source @槽边前事

Of course, the author can still delete or cancel the selection of inappropriate comments.This is also to ensure that there will not be some extreme comments in the message area, and these comments are not a good thing for the platform and the official account.

In addition, it needs to be stated that this function is still in the gray test stage, and only some WeChat accounts will receive the push of this function.

Is it really useful?

I believe that most readers, like Xiaolei, are at a loss when they see this feature. Why does WeChat launch this feature? Does it mean that WeChat believes that today’s official accounts lack a certain degree of interactivity and urgently need to fundamentally increase user activity?

In fact, the building function of the message area of ​​the official account was opened last year, but at that time it was limited to one-to-one multi-round interaction between the author and the person who left the message.For readers, this function can greatly shorten the distance between readers and authors, because it is difficult for any author to explain the truth in an article, and it allows the author and readers to have more in-depth exchanges.

The further upgrade of the message function will naturally help increase the activity and interactivity of readers. Compared with the previous users can only interact with the author, now readers can directly interact with other readers. This operation would have brought many possibilities. For example, like-minded netizens on a certain topic can get to know each other by leaving messages, and it is even possible to add WeChat friends to each other, thereby once again increasing user stickiness.

Xiao Lei also mentioned many times in the article before that, compared to the brother QQ, WeChat pays more attention to life-based social interaction, and has a higher stickiness for daily life.However, it can be seen from the upgrade of the message area of ​​the official account that WeChat already has the idea of ​​developing “stranger social interaction”, but how to differentiate from QQ in the field of stranger social interaction depends on the follow-up of WeChat. Operate.

All things have advantages and disadvantages. Although this WeChat update can increase the user’s activity in the official account’s message area to a certain extent, it is precisely because the messages become rich and colorful that it will also bring many hidden dangers to management. If a reader publishes some illegal comments, if there is a problem, is the role of the official account operator or the reader of the message to bear the responsibility?

Secondly, some readers will use this loophole to carry out advertising operations in the message area of ​​the official account, which is a very bad experience for operators and other readers.

Finally, for large accounts with a large number of fans, each article may have to review thousands of comments and delete those public opinions that may be risky. This is very stressful for operators.Perhaps it is for these reasons that WeChat chose to test this feature on a small scale.

Why does WeChat dare to do this?

Xiao Lei couldn’t help asking, why does WeChat make such a risky operation?

As a national-level application, any change in WeChat affects the daily lives of many ordinary users, so every move will be pushed under a magnifying glass for inspection. In this regard, Zhang Xiaolong also complained: “There are 500 million people in the country every day. Tucao WeChat, there are 100 million people teaching me how to make products.” This self-knowledge made WeChat enter a state of extreme caution in the early years, and it can even be described as “toothpaste squeezing” in terms of feature updates.

It is precisely because of the concept of “restraint” that WeChat has missed a lot of traffic dividends. From the “Q3 Mobile Internet Industry Data Research Report 2020” released by Jiguang Data, in the field of short video, Tencent’s Weishi has entered into It is late, and Douyin and Kuaishou have already opened a long distance in terms of daily active users.Although Tencent is still the top spot in the social field, in other areas, Tencent needs to accelerate its pace of innovation.

The same is true for attempts to upgrade the message area of ​​the official account. In this highly competitive era, platform traffic has reached a bottleneck period. If the WeChat official account wants to capture traffic from opponents, it has to adopt more radical methods. Although the operation of “mutual evaluation” may bring some pressure to operators in the short term, from the perspective of user experience, this function can complement the official account articles, and the reading experience will be greatly increased.

WeChat is updated frequently, but not enough

It has to be said that after several major iterations of WeChat, although the main functions of WeChat have not changed significantly compared with the original WeChat, there are a lot of new features that WeChat has continuously added over the years, but not all new features will be affected by users. For high-frequency use, such as “Sou Yi Sou” and “Pai Yi Pai” functions, basic users will not touch it again after the early adopter is over.

WeChat has been repairing and patching its own functions, but the needs of users have not been fully satisfied. “It is recommended to add the function of querying who has read Moments”, “It is recommended that WeChat add mailbox function”, “Group owner group management message withdrawal function”” It would be great if there is a read function.” And so on, the sound is still lingering. Of course, not every update in WeChat is this kind of fun feature, and in many ways it will also listen to the user’s voice. For example, there was a period of time before many young people clamored to change the WeChat account, and WeChat also gave feedback on this. After the update, the WeChat account that could not be changed in the past can be changed once a year.

Although this ten-year-old national-level software still has flaws, the update of the official account’s message area is a signal. Through such small updates, it will provide a steady stream of vitality for WeChat and continue to improve user stickiness.

The user class of WeChat is complex, with different cultural levels and needs, and it is difficult for everyone to adjust. Therefore, the current WeChat may not dare to “innovate” easily.So from an overall point of view, although WeChat lags behind in the “innovative” level of functions, there are also many helplessnesses. Because of such restrictions, “toothpaste squeezing” changes are more reasonable for WeChat.

Recently, the WeChat official account’s message area has been updated with a small feature in Grayscale. The main features of this round of upgrade are as follows: support multiple rounds of interaction between users and authors, but currently does not support many-to-one interaction in a single message, it is still one-to-one The original author only needs to select user messages, and his own replies will naturally be brought along. After having this function, he needs to manually select his own messages. It should be noted that if the author has more than 3 replies, the rest of the replies will be collapsed.

Picture source @槽边前事

Of course, the author can still delete or cancel the selection of inappropriate comments.This is also to ensure that there will not be some extreme comments in the message area, and these comments are not a good thing for the platform and the official account.

In addition, it needs to be stated that this function is still in the gray test stage, and only some WeChat accounts will receive the push of this function.

Is it really useful?

I believe that most readers, like Xiaolei, are at a loss when they see this feature. Why does WeChat launch this feature? Does it mean that WeChat believes that today’s official accounts lack a certain degree of interactivity and urgently need to fundamentally increase user activity?

In fact, the building function of the message area of ​​the official account was opened last year, but at that time it was limited to one-to-one multi-round interaction between the author and the person who left the message.For readers, this function can greatly shorten the distance between readers and authors, because it is difficult for any author to explain the truth in an article, and it allows the author and readers to have more in-depth exchanges.

The further upgrade of the message function will naturally help increase the activity and interactivity of readers. Compared with the previous users can only interact with the author, now readers can directly interact with other readers. This operation would have brought many possibilities. For example, like-minded netizens on a certain topic can get to know each other by leaving messages, and it is even possible to add WeChat friends to each other, thereby once again increasing user stickiness.

Xiao Lei also mentioned many times in the article before that, compared to the brother QQ, WeChat pays more attention to life-based social interaction, and has a higher stickiness for daily life.However, it can be seen from the upgrade of the message area of ​​the official account that WeChat already has the idea of ​​developing “stranger social interaction”, but how to differentiate from QQ in the field of stranger social interaction depends on the follow-up of WeChat. Operate.

All things have advantages and disadvantages. Although this WeChat update can increase the user’s activity in the official account’s message area to a certain extent, it is precisely because the messages become rich and colorful that it will also bring many hidden dangers to management. If a reader publishes some illegal comments, if there is a problem, is the role of the official account operator or the reader of the message to bear the responsibility?

Secondly, some readers will use this loophole to carry out advertising operations in the message area of ​​the official account, which is a very bad experience for operators and other readers.

Finally, for large accounts with a large number of fans, each article may have to review thousands of comments and delete those public opinions that may be risky. This is very stressful for operators.Perhaps it is for these reasons that WeChat chose to test this feature on a small scale.

Why does WeChat dare to do this?

Xiao Lei couldn’t help asking, why does WeChat make such a risky operation?

As a national-level application, any change in WeChat affects the daily lives of many ordinary users, so every move will be pushed under a magnifying glass for inspection. In this regard, Zhang Xiaolong also complained: “There are 500 million people in the country every day. Tucao WeChat, there are 100 million people teaching me how to make products.” This self-knowledge made WeChat enter a state of extreme caution in the early years, and it can even be described as “toothpaste squeezing” in terms of feature updates.

It is precisely because of the concept of “restraint” that WeChat has missed a lot of traffic dividends. From the “Q3 Mobile Internet Industry Data Research Report 2020” released by Jiguang Data, in the field of short video, Tencent’s Weishi has entered into It is late, and Douyin and Kuaishou have already opened a long distance in terms of daily active users.Although Tencent is still the top spot in the social field, in other areas, Tencent needs to accelerate its pace of innovation.

The same is true for attempts to upgrade the message area of ​​the official account. In this highly competitive era, platform traffic has reached a bottleneck period. If the WeChat official account wants to capture traffic from opponents, it has to adopt more radical methods. Although the operation of “mutual evaluation” may bring some pressure to operators in the short term, from the perspective of user experience, this function can complement the official account articles, and the reading experience will be greatly increased.

WeChat is updated frequently, but not enough

It has to be said that after several major iterations of WeChat, although the main functions of WeChat have not changed significantly compared with the original WeChat, there are a lot of new features that WeChat has continuously added over the years, but not all new features will be affected by users. For high-frequency use, such as “Sou Yi Sou” and “Pai Yi Pai” functions, basic users will not touch it again after the early adopter is over.

WeChat has been repairing and patching its own functions, but the needs of users have not been fully satisfied. “It is recommended to add the function of querying who has read Moments”, “It is recommended that WeChat add mailbox function”, “Group owner group management message withdrawal function”” It would be great if there is a read function.” And so on, the sound is still lingering. Of course, not every update in WeChat is this kind of fun feature, and in many ways it will also listen to the user’s voice. For example, there was a period of time before many young people clamored to change the WeChat account, and WeChat also gave feedback on this. After the update, the WeChat account that could not be changed in the past can be changed once a year.

Although this ten-year-old national-level software still has flaws, the update of the official account’s message area is a signal. Through such small updates, it will provide a steady stream of vitality for WeChat and continue to improve user stickiness.

The user class of WeChat is complex, with different cultural levels and needs, and it is difficult for everyone to adjust. Therefore, the current WeChat may not dare to “innovate” easily.So from an overall point of view, although WeChat lags behind in the “innovative” level of functions, there are also many helplessnesses. Because of such restrictions, “toothpaste squeezing” changes are more reasonable for WeChat.