Wrong interest calculations BaFin is taking action

Status: 21.06.2021 5:08 p.m.

Premium savings contracts have long promised savers big money. However, in the low interest rate phase, many banks corrected the promised profit commitments downwards. BaFin is now intervening – in the interests of customers.

From Ursula Mayer, Mr

The Federal Financial Supervisory Authority BaFin obliges banks and savings banks to inform holders of premium savings contracts with a variable interest rate about ineffective interest rate adjustment clauses. To this end, the authority has published a general order – which is considered a sharp sword in the financial sector. The financial institutions must also explain to savers whether they have received too little interest as a result of the ineffective clauses. In this case, either back payments beckon or the banks can offer customers modified contracts with an effective interest rate adjustment clause. The changes apply retrospectively and also compensate for insufficiently paid interest in the past. According to BaFin, at least 247 banks and savings banks are affected. The total amount is open.

So far, banks have stood across the board

In the period between 1990 and 2010 in particular, the financial institutions offered a large number of premium savings contracts. These long-term contracts contain clauses that allow financial institutions to unilaterally change the guaranteed interest rate. They often did that in the low interest rate phase and cut savings rates, in some cases massively – at the expense of their customers. The Federal Court of Justice has meanwhile classified the clauses as ineffective.

BaFin Executive Director Thorsten Pötzsch refers to this in the general decree. He speaks of a “grievance” for consumers, which BaFin wants to remedy in terms of collective consumer protection. “We ensure that affected customers are comprehensively informed and legally treated,” says Pötzsch. Because for more than a year the supervisors have been trying to find a solution with the financial institutions in the interests of the customers, even at a round table – so far without success. The general decree shows that BaFin’s patience has come to an end.

Hundreds of thousands of customers affected

“We are assuming that banks and, above all, savings banks have concluded hundreds of thousands of premium savings contracts nationwide,” says financial expert Andrea Heyer from the consumer center in Saxony. She and her team have specialized in recalculating such contracts. More than 7700 customers from all over Germany have already contacted us.

As the consumer advocates have calculated together with experts, the financial institutions have calculated the interest rates too low for years in almost all cases. As a rule, consumers were unable to understand how they set the variable interest rate. Often the financial houses have lowered interest rates too much, in too large interest rate steps downwards. “Depending on the case, those affected are entitled to additional payments of a few hundred to over 40,000 euros in individual cases,” says Heyer. In this respect, she welcomes the fact that BaFin is now intervening – that is an important signal.

Suddenly it was 15,000 euros less

Karina Rother from Frankfurt, for example, signed such a premium savings contract at Frankfurter Sparkasse in the 1990s and wanted to do something for her retirement with it. “The Sparkasse promised me that with a term of 25 years it would really be worth it for me,” says Rother. She promised the customer steadily rising interest rates and ever higher cash rewards.

Rother assumed that she would get around 77,000 euros in the end – as it was calculated in an advertising flyer. Suddenly it should be around 15,000 euros less. In the end, she agreed with the Sparkasse on an extra payment of around 4,000 euros – but, says Rother: “It annoys me that a public institute in particular causes such trouble, even though it is in the interests of the company ‘Joe Bloggs’ should have in view. “When asked, the Sparkasse did not want to comment on the case because of banking secrecy.

Savings banks oriented towards the common good have a duty

Julian Merzbacher, consumer protection expert of the citizens’ movement Finanzwende, also sees the savings banks in particular as having an obligation to finally act and to approach customers on their own initiative. “It is a cheek that the public welfare-oriented institutes have so far mainly relied on the time factor and statutes of limitations when it comes to saving premiums”.

The general decree of BaFin also explicitly refers to contracts that have already been terminated. But the extent to which claims from customers are already statute-barred – or maybe not – is not a matter for BaFin, it says there, but the courts would have to clarify in case of doubt.

Big incomprehension among the banks

However, the credit institutions now have four weeks to appeal against the general ruling. This is currently being checked, according to the Deutsche Kreditwirtschaft, the umbrella association for the banking industry. “It is astonishing that the Federal Financial Supervisory Authority is pre-empting the courts,” said a written statement.

Because there is still another judgment pending at the Federal Court of Justice, according to which specific criteria banks have to adjust interest rates in long-term savings contracts. When this decision will be announced is not yet known – consumer advocates are expecting the verdict in the fall. And of course the German banking industry wants to take this into account, according to its own statements.

Don’t just accept comparison offers

But just waiting until then is not an option, according to BaFin. After all, it is uncertain when a decision by the Federal Court of Justice can be expected, according to the general ruling. As a result, the situation is unnecessarily prolonged for the financial supervisors, and consumers should now be informed urgently.

With a view to the general ruling, consumers do not have to do anything at first. However, you should pay attention to whether you will soon receive mail from your house bank regarding premium savings contracts or not. If comparative offers are made, consumer advocate Heyer recommends having them checked so that no saver is taken advantage of

Trisha Vu is passionate about fashion and beauty since childhood. When she was in high school, she had the opportunity to work as a photo model. Talk with Zing , Trisha Vu said: “When I was 5 years old, I used to play with my mother’s makeup. I used lipsticks and chalk boxes on my face. Growing up a little, I saved money from my mother to buy fabrics. I take the fabric to a tailor near my house, show photos of the beautiful designs to the tailor to create the right pattern I like.” Fashion is passion When I was 19 years old, I went to Singapore to study Advertising. After graduating, I returned to Vietnam to work at an advertising agency for about a year. Although I also like this field, it doesn’t seem to be entirely my passion. I decided to quit advertising, return to Singapore and turn my attention to fashion. Vietnamese-born designer Trisha Vu loves sexy fashion. There are quite a few Vietnamese designers in Singapore, so it’s easier for me to develop a fashion career here. However, I also have difficulty as some styles that are popular in Vietnam may not be suitable for the lion island market. I realize that Vietnamese fashion is developing very quickly, in harmony with the trends of the world. Besides, Vietnamese people also dress more stylishly. I think Vietnamese fashion has more development advantages than Singapore. I mainly design and sell ready-to-wear and tailor-made clothes. My target audience is 30 years old and above. Before the epidemic appeared, I sometimes brought my collections to attend Singapore Fashion Week . When I had to distance myself because of the epidemic, my work was affected quite a lot. People stay at home, limit going out, so the fashion business takes place very slowly. Luckily, I have another source of income from the construction company. Unable to go out, I spend most of my time taking care of myself and my family. Talking about my own fashion personality, I like trendy, sexy and outstanding clothes. I am always on the lookout for the latest fashions, and at the same time find ways to create unique outfits. Each outfit I choose is often accentuated with textures, glittering details as well as respecting the advantages of the body. This is why I am called by many people by the nickname “Bling-Bling Queen”. Trisha Vu favors modern, trendy designs and helps to flatter her figure. In fashion, I think it’s important to choose the clothes you like, suitable for the situation. At that time, I will feel satisfied and confident to step out into the outside world. I don’t care if my outfit is liked by anyone or not, I will shine if I find it beautiful. Items that represent my style include sneakers, leggings, and t-shirts. Everything needs to be trendy, attractive, youthful and convenient for daily activities. Regarding shopping preferences, I have a few items from international brands such as Versace, Philipp Plein, Fendi, Gucci… Besides, I also prefer products of less well-known brands, just need to bring materials. good and well designed. The secret to a beautiful body My fashion style is colorful and attractive. Therefore, I need to maintain a slim figure. My current body measurements are 90-60-91 cm, weight 48 kg. To stay in shape, I maintain many healthy habits. Besides following a good diet, I also exercise regularly. However, my body type is easy to gain weight. Therefore, I focus on eating in moderation, ensuring adequate nutrition for the body. Many green vegetables and fruits are on my daily menu. I don’t eat starchy or fatty foods. For protein, I choose to eat seafood and fish. My favorite drinks include vegetable juices, black coffee without sugar, without milk, and mineral water. In order to build a strong and attractive body, I practice boxing 2 times a week and walk 10 km with a frequency of 2 times a week. When I have a lot of free time, I will practice chair dance. Trisha Vu works hard at boxing, jogging and applies a healthy menu to keep fit. Occasionally, I use machine beauty treatments at the beauty salon to help my body toned and not gain much muscle. To maintain fresh, healthy skin, I highly recommend cleansing, moisturizing and sun protection. These are basic but important skin care steps that contribute to anti-aging. When my skin appears unwanted problems, I will take care of my skin more carefully, and drink a lot of water. I go to the spa for skin, hair and nail treatments once a month under control of the disease. I always wear perfume when I go out. I often combine scents from two different perfumes to create a unique, signature scent.

Warning: Hackers take advantage of the Covid-19 epidemic to spread malicious code. Illustration Taking advantage of the complicated development of the Covid-19 epidemic in many countries around the world and even in Vietnam, hacker groups have opened many cyberattack campaigns through fake emails with documents containing malicious code. , with titles and content related to the Covid-19 epidemic to trick users into opening documents. As noted by experts of CyRadar Information Security Joint Stock Company, the hot topic of the Covid-19 epidemic and the Covid-19 vaccine has continued to be exploited by many hacker groups in their campaigns to defraud Vietnamese users. Nam through the form of sending fake emails with attached document files containing malicious code. Specifically, two cyberattack campaigns in the form of sending fake emails with attached documents related to the Covid-19 epidemic, including “Jam Gia Dien dich Covid-19.docx” and “Covid-19– Vaccines.xlsm”. The above docx and xlsm file formats, according to experts’ analysis, have malicious code installed. When the user opens the document file, the malicious code will penetrate the computer, allowing the remote hacker to control the computer through commands. From there, hackers can also order to download many other malicious codes, steal data, passwords, screenshots… Currently, as noted by CyRadar, the number of cases where users are tricked into downloading and opening fake documents related to the Covid-19 epidemic and the Covid-19 vaccine are not many. However, in the context of a complicated epidemic and a growing remote working model, experts predict that in the coming time, there may be more hacker groups that continue to take advantage of the Covid-19 epidemic to attack scams. user island. Therefore, in addition to recommending the use of protection software, experts also recommend that organizations, businesses and users need to be careful and consider carefully when downloading email attachments.

When it comes to running scores, the first thing we think of is “Entertainment Rabbit”. At first, Antutu’s performance on the Hongmeng system was very poor, and there were often problems of freezes and crashes. Of course, for a new system, AnTuTu Rabbit running points must be a must. How could they give up such a good opportunity to make money? Now that this BUG has been fixed, we can use it as a judge and let Hongmeng and EMUI conduct a real battle.

Through the running score information of the well-known digital blogger Xiaobai’s evaluation database, we can see that the Huawei Mate40 RS Porsche version also equipped with the Hongmeng operating system scored nearly 810,000 points, while the Huawei Mate40Pro also equipped with Kirin 9000 scored 79. The total score is not very big. It’s just that Hongmeng operating system has won a little bit. It can be seen that Hongmeng has not greatly improved the performance of mobile phones.

Since the current AnTuTu version is the latest 9.0, this version has made some changes to the scoring system, so if you compare it with other mobile phones, you can only compare the results with the AnTuTu 9.0 running score. Antutu also released the latest running scoreboard in a very timely manner. On the form, we can see that in the Android mobile phone rankings, mobile phones equipped with the current strongest chip Qualcomm Snapdragon 888 basically monopolize the rankings. At the top of the list is the Black Shark gaming phone 4Pro, which scored 830,000 points, while Xiaomi 11Ultra ranked last with 800,000 points, which is the tenth place. We put Hongmeng operating system on it. It’s 81 points can be seen on this list, just squeezing out Xiaomi 11Ultra and ranking 10th, but this is also the biggest limit that Kirin 9000 can reach. After all, this chip is better than Snapdragon 888. It has been mass-produced for a long time in advance, and we can also see that even if it is also a mobile phone equipped with a Snapdragon 888 chip, the results are different, and it has a lot to do with the optimization of the system. Generally speaking, Kirin 9000 cooperates with Hongmeng operation. The strength of the system can still be in the first echelon.

Although we can’t see how big the gap is in the running scores, when we actually have a mobile phone equipped with Hongmeng operating system, the most intuitive feeling is that the system has become smoother, especially for friends who are using Android phones. It is very obvious. Another interesting thing is that there are several hundred megabytes of apps on the Android system, but only a few megabytes or even dozens of megabytes on the Hongmeng operating system. For example, our commonly used weather software, ink weather, after we download and install it on the Android system, The display occupies 200 megabytes of memory. In the Hongmeng operating system, the same software is only about 6 megabytes. The reason is that the latest compiler used by the Hongmeng operating system has optimized the hardware and software environment. The APP is smaller, and it will definitely take up less hardware such as memory and CPU when running. It is understandable that the operation is smooth.

Since the official version of the Hongmeng operating system was released, there have been many online reviews and comparisons. Some are “cloud evaluations”, and some were directly made into videos. We found a comparison video between Hongmeng operating system and Android. Through the video, we I saw that mobile phones equipped with the Hongmeng operating system almost do not kill the background. After opening large games such as Glory of the King, Chicken Eater, and Yuanshen, there will still be no background killing. You can play this game for a while, and then switch to To play another game, this experience is simply not too cool. At the end of the video, more than 30 applications can be opened at the same time without killing the background running. It can be seen that Hongmeng still has two brushes.

Hongmeng has been criticized by many people since its release. After two years of waiting, the official version finally came. After everyone has upgraded and used it, most of the comments given are still very good. We also saw Huawei today. A big cake was released with the words “Upgrade users breaking tens of millions”. Although there is a big gap between the 300 million set, but the achievement in just a few days is still worth celebrating. After all, the first batch There are only a few upgraded models. I believe that with the advancement of the upgrade plan, more friends will upgrade to Hongmeng for experience.

Okay, let’s talk about it today. Friends are welcome to leave a message in the comment area below, express your opinions, and we will communicate together, remember not to forget to like, follow and comment. Thank you all here!

On April 15th, Great Wall Motor conducted an online real-life test of the Lemon Hybrid DHT, and this was the first time it was tested on a real car. The tested model was the WEY Macchiato that will be unveiled at the Shanghai Auto Show. However, if you think that this is just a test for the purpose of saving fuel, you are quite wrong. In fact, the biggest advantage of the lemon hybrid DHT covers four words: “fast, smooth, quiet, and province”. There is a corresponding technical paving behind each word. So can actual driving really be done? here we come to find out. What is the sense of pushing back under the word “fast”? In the acceleration test representing the word “fast”, the experience of sitting in the co-pilot, I love placing a balloon between the back and the seat. When the test-driving car is cruising steadily, the balloon stays still, and when the test-driving car accelerates rapidly, the balloon is instantly squeezed. This is due to the strong “back force”, which shows the acceleration performance of the lemon hybrid DHT. It’s outstanding. The Lemon Hybrid DHT consists of a high-efficiency hybrid dedicated engine, a highly integrated dual-motor hybrid gearbox, and a 135kW three-in-one two-speed electric drive rear axle, forming a powerful three-engine/four-engine power system, bringing super power. The HEV two-wheel drive system has a maximum power of 180kW, and the PHEV two-wheel drive system has a total power of 240kW, which is superior to the same level. The PHEV+P4 structure front and rear axle motors can output power at the same time, and the maximum total system power can reach 320kW. The intelligent four-wheel drive system of this architecture has a strong climbing ability, such as 60%-65% maximum climbing degree when dry asphalt pavement, and 15%-18% maximum climbing degree when in snow. Huang Zhenyang, head of the development of Lemon Hybrid DHT, introduced in detail: “In the initial stage, electric drive is used. Compared with the engine, the motor can release the maximum torque at the moment of starting. There is no traditional gearbox and the transmission efficiency is very high. Therefore, the vehicle responds. It is very fast and has a strong sense of pushing back. When it comes to medium and high speed road conditions, the system adopts engine direct drive. If a power request is received, it can achieve an effect similar to a downshift of a fuel vehicle. Not only does it switch from economic gear to power gear, but also Motors can participate in the output and form a parallel mode, so that the acceleration ability can be improved to a higher level.” How do you feel about driving and riding under the word “Shun”? In the test representing the word “Shun”, two cups were placed on the sunroof of the test-driving car and filled with a certain amount of juice. A series of operations such as starting, accelerating, decelerating, etc. of the test-driving car in the field will involve switching between oil and electricity and energy recovery. Observe whether the water cup will fall and the shaking of the juice. Through the real-time video captured by the GoPro on the roof of the car, it can be seen that the juice in the water glass does not even shake significantly, and it is very stable. When the final test is completed, the water glass is still in its original position. Experiencers said that its ride comfort is comparable to that of high-speed trains, and there is no feeling of frustration, turbulence, or drag while sitting in the car. If you do not watch the energy flow of the central control screen, you can hardly feel the switch between gasoline and electricity. Huang Zhenyang said, “The reason why the lemon hybrid DHT is excellent in terms of ride comfort is that it has a set of modes and energy management and torque control strategies with completely independent intellectual property rights, including intelligent switching between series and direct drive modes, and shifting without power interruption. , Intelligent clutch control, motor torque compensation matching and IGBT junction temperature estimation, etc.”. And because of this, the test drive can be “silky smooth” in the process of acceleration, fuel-electricity switching, and energy recovery. Not only does the water glass not fall, but more importantly, it improves the comfort of the drivers and passengers in the car. From a technical point of view, the current hybrid market has several hybrid strategy products such as power split (motor speed regulation, speed coupling), single-speed hybrid (rigid coupling), series range extension, and oil-electric split. Lemon hybrid DHT It is a two-speed hybrid. Among them, the first three representative products all emphasize the economic performance of the system, but the power split and single-speed hybrid strategy are insufficient in dynamics. The power performance of the series-extended range depends entirely on the motor power. The lemon hybrid DHT has more direct-drive gears and more complex control strategies, both in terms of performance and economy. Therefore, a balance between performance and efficiency is formed. The power split hybrid is biased toward engine-driven vehicles, and the electric motor is more assisted, assisted during acceleration, assisted during starting, and so on. Single-speed hybrid is a hybrid system that is close to a pure electric drive mode, so it is closer to an upgraded range-extended hybrid system. The lemon hybrid DHT combines the advantages of pure electricity and hybrid through a complex control strategy, so that the system will always remain in the high efficiency range under the premise of smooth and strong. Two worlds inside and outside the car under the word “Jing”? In the NVH test which represents the word “quiet”, a speaker is placed in the test drive site, music is played on the spot, a noisy environment is simulated, and environmental data is recorded with a decibel meter. The test-driving car made a circle around the audio, and at the same time, the data in the car was recorded with a decibel meter. In the case of more than 90dB outside the car, the members in the car talk and communicate normally and keep floating in the range of 50-70dB. The overall performance is excellent, which can create a pure electric driving experience for users. The experiencer said, “There are some hybrid models that shake significantly when the engine is started, and there are obvious noises when the motor is working. But today’s experience left a deep impression on me. The above situation is hardly noticeable. The NVH optimized Very in place.” It is understood that for NVH, the hybrid dedicated 1.5L/1.5T engine used in the Lemon Hybrid DHT has been re-optimized for its overall NVH, including jitter, noise, etc., to minimize it, combined with the high-end sound insulation of the vehicle itself. Materials and other technologies to improve NVH greatly reduce the noise introduced into the car. Specifically, the HEV architecture uses a 1.8kWh battery, which increases the battery capacity by more than 30% compared to the traditional hybrid system. The PHEV architecture is equipped with the world’s largest PHEV battery with a power of 45kWh, which can be charged 80% in 30 minutes, and it also provides an 8-year/150,000 km long warranty. Based on this, users can use pure electric drive in more scenarios, and can also fully reduce the number of engine starts and stops, reduce startup energy consumption, and greatly improve NVH performance. What’s more worth mentioning is that by further optimizing the connection between oil and electricity, it is guaranteed to be more “insensitive” during power switching, bringing ultimate comfort. How about the actual measurement results of fuel consumption under the word “province”? In the last fuel consumption test representing the word “province”, the mileage and fuel consumption data of the test-driving car were reset to zero, and it was in a power feeding state. The 5km actual test was carried out on the test site, including starting, accelerating, braking, turning, etc. The average speed is 15km/h, and the final apparent fuel consumption is 5.1L/100km. In-car experiencers said, “The average speed is 15km/h. Such a scenario is the weakness of fuel vehicles, and the fuel consumption of 5.1L/100km is an unattainable figure. Thanks to the blessing of the hybrid, the Lemon Hybrid DHT has achieved it. This kind of performance is remarkable, and it has obvious advantages compared with the fuel consumption of 8-9L per hundred kilometers of many similar fuel products. Specifically, the Lemon Hybrid DHT is equipped with a high-efficiency hybrid dedicated engine and TM (drive motor)/GM (generator) dual motors. The overall efficiency of the power system exceeds 50%, bringing optimal economy in the full speed range and all scenarios. , And carry out flexible power distribution for different roads. Its core working principle is to always make the engine work at the highest efficiency point, or to maximize the efficiency of the engine, so as to achieve the best overall efficiency. The working mode of “Lemon Hybrid DHT” is divided into the following points: EV mode energy flow In the EV working mode, the TM motor can directly drive the wheels, keeping the engine in the high efficiency area at all times, and maximizing the power performance. Series mode energy flow The series mode is suitable for urban driving conditions. The engine drives the GM to generate electricity, and the TM motor directly drives the wheels. In the series hybrid mode, the fuel saving rate can reach 35%-50%. Parallel mode energy flow High-speed driving conditions are more suitable for parallel mode. It is driven by the engine to directly drive the wheels. The GM motor and TM motor are responsible for adjusting the engine operating point and auxiliary driving the wheels. This direct drive operating point of the engine directly falls in the high-efficiency area, and the fuel consumption is lower. The series mode can be reduced by 10%~15%. “In low-speed road conditions, the pure electric or series mode is used to directly drive the wheels through the motor to avoid the problem of low engine efficiency. At medium and high-speed road conditions, switch to engine direct drive, which can save 10% compared to the series mode- 15%.” Huang Zhenyang said: “And the direct drive of the engine has economic gear and power gear. The economic gear is used in steady-state cruise. The power gear is switched when accelerating, and the output is assisted by the motor to avoid the transient load of the engine. The perfect balance between power and fuel consumption.” to sum up: Through the above test, we can see that the lemon hybrid DHT technology has perfectly combined comfortable driving experience with strong power output, bringing users the most perfect driving experience in a variety of scenarios. However, from a deeper perspective, the lemon hybrid DHT is a brand new hybrid technology that Great Wall Motors breaks the technology monopoly of joint venture brands and is completely independent of design, research and development, and has completely independent intellectual property rights. It also represents Great Wall Motors’ compliance with the national low-carbon environmental protection strategy and entry into the hybrid technology. The determination and strength of the market. It is believed that with its excellent technical standards, Great Wall Motors Lemon Hybrid DHT will surely become a leader in the hybrid market and contribute an indelible important force to the development of China’s hybrid technology. As the Shanghai Auto Show is about to open, users can also taste the first WEY Macchiato equipped with the lemon hybrid DHT hybrid technology at close range, and further experience the outstanding charm of the lemon hybrid DHT.

Ms. Duyen, a small trader in Ha Dong market, said that normally she sells vegetables of all kinds. About a week ago, she started importing young crocodiles: “ Young crocodiles have been around for about a dozen days now, but the number is still small because it is just the beginning of the season. Every day, I can only get 5-7kg to sell at best and usually sell out in just a moment “. Young crocodiles for sale on personal Facebook. (Screenshots) Similarly, Ms. Hoa (Co Nhue, Bac Tu Liem) also started selling young crocodiles from the beginning of this week. According to Ms. Hoa, young crocodiles at the beginning of the season are often bought by many housewives, even though they have a bitter and acrid taste. Surprisingly, this year’s early season crocodiles are not as high as last year. Ms. Hoa shared: “ Last year, at the beginning of the season, I sold young crocodiles for 60,000-70,000 VND/kg. However, this year, the price of crocodiles dropped much, only 40,000 VND/kg. If you buy 2kg, the price is 75,000 VND “. Crocodile at the beginning of this year is cheaper than last year, only 40,000 VND/kg. (Photo: Facebook) Ms. H. Lan (in Hai Ba Trung, Hanoi) has just bought 2kg of crocodile at the beginning of the season, revealing: My family likes to eat young crocodile because the seeds are very soft. In addition to cooking sour soup, boiled vegetables, young crocodiles are also very delicious with sugar or fish sauce. This year, young crocodiles at the beginning of the season are much cheaper than every year. I think it may be due to the impact of the COVID-19 epidemic “. Not only sold at the market, young crocodiles are also overflowing the “network market”. Trang, an online seller in Hanoi, said that for about a week now, she has sold nearly 10kg of young crocodiles every day. There were days when customers asked to buy more, but she could not get much to sell. Crocodile pickled with garlic and chili sauce is also quite attractive. (Photo: Facebook) According to Trang, in about a month, crocodiles in the North will enter the main crop. At that time, the crocodile was bigger, firmer and thick. The price of the main crop will also be much cheaper, only about 20,000 VND/kg, possibly even lower. Not only selling fresh crocodiles, Trang also made young crocodiles soaked in chili garlic sauce and sold them for 85,000 VND / 1kg jar. Crocodile is packed in clean jars, stored in the refrigerator, can be eaten for 1 month. Many small businesses also receive packaging, vacuum if customers request. (Photo: Facebook) Currently, young crocodiles at the beginning of the season are very popular, many sellers say that housewives are constantly asking to buy, but due to the lack of goods, they often have to wait.

Quynh Nhai lake sea. (Photo: Dinh Thuan / VNA) On April 20, the Hanoi Tourism Association in coordination with the Son La Provincial Tourism Association held a ceremony to cooperate with the development and promotion of tourism products. Son La is known for its familiar destinations such as Moc Chau, Ta Xua-Bac Me, Son La prison … and the beautiful natural landscape and cultural colors of the ethnic groups. The province is developing tourism associated with preserving national cultural identity; preserving and embellishing historical relics and landscapes; to restore traditional festivals. Son La province is assessing tourism resources, advantages and potentials of each locality, focusing on building and developing unique, different, professional tourism products, creating an important and breakthrough tourist product. break. Moc Chau tourist area is built from 5-6 standard tourist products of the region Quynh Nhai lake sea 3-4 products, Son La city 2-3 products, Bac Yen district 2 products, the rest districts 1 product. By 2025, Son La province is expected to attract 5.2 million visitors, revenue from tourism will reach VND 5,800 billion. Also by 2025, Son La will build Moc Chau tourist area into a national tourist area and Quynh Nhai lake area into a provincial tourist area. At the ceremony, the Tourism Association of Son La province and the People’s Committee of Quynh Nhai district announced the new product tour Hanoi-Son La city-Quynh Nhai-Thuan Chau. With this tour, visitors can explore Golden Forest Tourist Area, Vuon Dao Meeting Stream, Son La Prison, Quynh Nhai Lake, Pha Din Pass … In particular, Quynh Nhai Lake has the characteristics of rivers, mountains, villages on both sides, in the lake bed area there are up to 45 large and small islands. Quynh Nhai lake beach is impressed with tourist attractions such as Pa Uon bridge, Nang Han-Linh Son Thuy Tu temple cluster, Heart island, Uy Phong bay … Association President Traveling Hanoi Nguyen Manh Than said the association and cooperation between Hanoi-Son La tourism creates advantages to exploit and develop new products, to attract tourists to Son La. In the context of translation COVID-19 basically controlled, the tourism industry is stimulating demand Domestic tourism . In addition to reducing tour prices and travel services, the construction and promotion of new products will create more opportunities for tourists to choose and bring new experiences for guests. However, the locality needs to invest in infrastructure, tourism services, to create a highlight for tourists. Assessing the tourism potential of the locality, many Hanoi travel businesses also say that in order to create the attraction for tourism products, the locality needs to invest synchronously in products, accommodation facilities, and accommodation. real travel services. Currently, many infrastructure and tourism services here are not really up to standards. For districts such as Quynh Nhai, it is necessary to rely on advantages to develop adventure tourism products, sports such as paragliding, water motorbikes, kayaking, cycling, community tourism development … Head of Tourism Management Division – Department of Culture, Sports and Tourism of Son La province Bui Khac Bao said that the province determines to develop tourism into a spearhead economic sector. Besides developing new products, Son La promotes communication and promotion; promoting investment promotion for tourism development; human resource development … In particular, the construction of tourism infrastructure will be focused, in order to step by step make Son La an attractive destination. At the ceremony, tourism businesses in Hanoi and Son La signed a memorandum of cooperation to exploit and develop tourism./.

Business development in a large population, scientific organization, diversified product line combined with tourism, entertainment is a very successful economic model in the world. Especially, when tourists increasingly prioritize convenient experiences, they do not have to move much, they also quickly enter the era of “3T”: Integration – Convenience – Experience. Mr. Nguyen Quoc Ky, Vietravel’s General Director, took Thailand as an example: “It’s not like they went back many times because they wanted to visit the Palace. It is the experiences of shopping, dining and overnight activities that help visitors constantly discover the local culture, attracting them to come back ”. A typical example is the night market of Ratchada or Asiatique, which is planned into perfect shopping, entertainment and culinary complexes, contributing to bringing a new color to the nightlife in the tourist city of Bangkok. Large shopping areas that gather brands from international to local, to small business households are arranged adjacent to the restaurant complex, street food stalls, interspersed with performances, lively activities in public areas. Thanks to these “night market” models, Bangkok has become the leading destination in Southeast Asia with international spending of nearly US $ 200 / day. Ratchada night market in Bangkok is well planned, attracting tourists In Vietnam, the model of “trading with friends, selling with wards” has existed for a long time, such as Ben Thanh Market, Bui Vien pedestrian street, Ta Hien pedestrian street, giving visitors a local experience itinerary, from visiting, shopping, eating, playing in the same area. Although not yet professionally planned, it is undeniable that these destinations still attract millions of international visitors each year, becoming a place to “check-in” on the international tourist map, bringing a source of revenue. “Endless” collection for shops around the area. Finance expert, Dr. Can Van Luc also said that the combined model of tourism, entertainment and commerce has increased the value of the economy “under the light”, bringing “huge” profits to the players. tourism agencies such as Genting (Malaysia), Pattaya (Thailand), Singapore … “Shared home” worth billions of dollars for all industries and services Following the “golden road” of these retail travel models, the super-complex Phu Quoc United Center will pioneer to explore the night economy when it launches on April 21, 2021. This super complex will be the first large-scale “communal house” with a full range of services for tourists: relaxation – entertainment – shopping. This is the “symbiotic” way, which has an irresistible attraction to tourists, thereby forming a diversified business community with “huge” profits. Grand World is planned into subdivisions with international architecture, creating a strong impression on visitors Specifically, built according to the model of a commercial street, Grand World Phu Quoc is integrated with a series of record works and unique experiences: the largest bamboo legend in Vietnam, the first Teddy Bear House in Vietnam. Scale of the world’s top 5, Garden of Eden and Garden of Glory with European architectural style, Venice Canal with romantic Dating Tower on the surface of Love Lake. These impressive check-in points are arranged throughout, leading customers to all commercial shop subdivisions. In addition, the commercial area is planned into subdivisions with typical international architecture: Indochine street (Indochina) is designed in Indochina style and shops with bustling Asian street culture. . “Business community” here is Phu Quoc Grand World Night Market unique with hundreds of stalls with street food prepared and enjoyed hot on the spot; NightZone 68 with a vibrant night entertainment model open until 6:00 am. Along with that are a variety of culinary brands such as: Ham Ninh seafood world, Phu Quoc silk beef and German draft beer, Nguyen Ky fried rice, Hanoi noodle soup, Pizza Villa, Volcano Beefsteak, Kimbusam BBQ … Interwoven into the “culinary world” will be such beverage and coffee brands Hokkaido Baked Cheese Tart, Napoli Coffee, Pozaa Tea … All will resonate together to provide visitors with a unique “concept” experience, holding them from store to store. The Mediterranean Quarter offers unique architecture and generous, vibrant nightlife experiences Located right next to the Indochine subdivision is Mallorca Street – a vibrant street of bars and pubs playing all night. Gathering a series of “cult” faces of activities under the light such as: JC Fun Pub, Zingxi Hongkong by Night, Phoenix 84, Yolo Bar, Relax Bar … This will be one of the busiest neighborhoods at Grand World, promising to “bumper” in the night. Meanwhile, the Shanghai neighborhood is indispensable for hundreds of culinary brands with typical Asian flavors such as: Kien Xon noodle soup, Pho Ly Quoc Su, Bach Restaurant, Tu Xuyen barbeque, American restaurant … with Yotea, Bello House, Fern Forest Coffee, Goofoo Gelato, Ha Long Pearl Yogurt, Vinh Long Pomelo Tea, The Mekong Connect … and shop for souvenir products and unique specialties from Bird’s-nest nests on pearl island, Huong Sac of Coconut, Giving Smile, Vietnamese Craft Village and convenience store Daiso, Minigood. Along the two sides of the Venice Canal – the colorful neighborhood of Grand World – is the world of coffee and shopping booming with domestic and international chain brands that are loved by customers. Visitors can enjoy the sweet taste from The Coffee House, Trung Nguyen Legend, PLA Coffee, Tous les Temp, Power Mia … and prominent shopping and fashion brands like The Ao Dai Sy Hoang, Pierre Cardin, Rabity, My Kingdom … In particular, the super shows that are invested tens of millions of USD “The quintessence of Vietnam” or “Colors of Venice”, the bustling festivals all year round at Vu Dieu Tropical Square … will also be the magnet to attract. guests, taking them on the journey leading to the busy commercial streets. High-class entertainment activities will resonate together, enhance the experience for visitors Phu Quoc United Center is considered a “common home” for all industries, services, and symbiosis to create a unique travel experience never before seen for visitors in Vietnam. In addition to special shopping, resort services, entertainment at Vinpearl, Vinpearl Safari or Corona Casino, they will also be companions with Grand World, causing visitors to continue to register Phu Quoc United Center. to the tourist list each year, for many years to come, providing long-term income for retail investors here.

The design of a patrol boat capable of diving under water in the Sentinel project. Photo: TASS This is an affordable submarine for countries with a modest defense budget. The new ship combines the features and advantages of submarines with surface patrol boats. This export-specific project, is expected to attract the attention of smaller countries looking to upgrade their fleets. The purpose of the project “BOSS” In mid-April 2021, the Rubin Central Marine Technical Design Bureau unveiled a new project. The agency provided background information on the project to build a special patrol boat, its progress and expected results. Along with that, is a three-dimensional image of a patrol ship with submarine features. The project dedicated to export is called “Sentinel” in Russian, and the English name is “BOSS (short for Border and Offshore Submersible Sentry). The Sentinel will most likely be marketed on the national market as “BOSS”. The cost of modern patrol boats is relatively low, making them suitable for countries with small budgets, project developers note. The aim of these ships is to prevent poaching and illegal fishing. In addition, they can also be used as security ships, lifeboats or for research purposes. Viktor Murahovsk – editor-in-chief of Homeland Arsenal magazine said: “The Sentinel project proposes building a ship capable of operating both above and below the water. When operating on water, it can patrol, identify and arrest offenders. When operating under water, it will secretly spy on intruders, scout and avoid bad weather while on mission. According to Viktor Murahovsky, the first version of the patrol diving boat will have the above characteristics, in the future they will be modified to meet the needs of foreign customers. Technical characteristics Officially released photos show that this ship takes the form of a submarine but has some properties that are not typical of those operating under water. The Sentinel has a rather long hull with a flat deck, on deck there is a cockpit with a limited size. In the bow is equipped with hydrophonic complex antenna. The ship has a conical control tower with horizontal rudders. At the stern, there was a compartment for the motorboats of the patrol teams. According to published information, in terms of architecture and size, the ship resembles the project 613 diesel-electric submarines built in the 1950s. It is the largest project in the history of the Russian Navy and is foreign customers are very popular. Depending on configuration, the Sentinel patrol boat will be 60 to 70 meters in length, displacing about 1,000 tons. The full details of the ship’s special systems and equipment are not yet clear. However, this patrol ship is believed to be able to carry weapons such as torpedoes, missile systems, and small caliber artillery platforms. To perform patrol and surveillance tasks, the ship will be equipped with unmanned aircraft (UAV) capable of flying for many hours continuously and canoe. A crew of 42 people, including a patrol team, is responsible for handling violators. Advantage over foreign competitors Expert Viktor Murahovsk said: “The development of the Sentinel project is aimed at meeting the current needs of the international market. Many countries are paying special attention to patrol boats. Thanks to this project, the Russian defense industry can gain a new position in the international market ”. To win against foreign competitors, the new patrol ship must have certain advantages, outperforming its competitors. One of the Sentinel’s advantages is to abandon the traditional form of a surface ship to a combination of a patrol boat and a submarine. “With the basic functionality of surface ships, the Sentinel can patrol and arrest violators just like other patrol boats. In addition, due to its built-in weaponry, it can provide the necessary combat capabilities, meeting the requirements for surface ships. On the other hand, diving will help the ship be stealthy and perform missions below the water, as well as provide other advantages, ”concluded Viktor Murahovsk. Most importantly, the Sentinel is not a specialized train, but a multi-purpose ship. Its equipment and weapons will be determined by the customer, depending on their needs. In the Sentinel project there are both simply minimally equipped patrol boats and state-of-the-art “powerful hunters” capable of destroying underwater and surface targets. Flexibility in using this vessel type can be an important competitive advantage.

As a hidden gem found, recently the Bai Chi Linh area was found in Ho Chi Minh City. Vung Tau is planning to become a specific subdivision to develop high-class resort tourism. This place will form a series of resort projects, entertainment complexes, tourist apartment projects, 5-star hotels. And there, the Aria Vung Tau Hotel & Resort is like a bright spot with many unique and unique values. Own a private beach nearly 400m Located in a closed campus, Aria Vung Tau is planned to be a luxury resort resort. In particular, this is a project that embraces the full length of a private beach up to 400m in the city. Vung Tau. With this outstanding advantage, Aria Vung Tau is a great place to build a natural resort space and breath of the sea. Therefore, the apartments at Aria Vung Tau all own a beautiful view directly to Vung Tau sea. 90% of apartments have sea view Aria Vung Tau is arranged and distributed apartment with a focus on the view towards the sea. Thanks to that, Aria owns more than 90% of the apartments with direct sea view, the construction area of ​​each apartment is large with private high-class facilities. Aria Vung Tau promises to be the most outstanding choice for customers who want to enjoy a great resort space with great sea taste, both familiar and strange. Impressions demand love Aria Vung Tau is a rare project in Vung Tau that owns a love bridge over 100 meters long extending to the sea. Inspired by the famous love bridges in the world in Paris, Rome, Seoul … this is one of the unique facilities and special highlights of the project. It is expected that when completed, this place will be the “top of mind” destination, a prominent symbol attracting millions of tourists when visiting the coastal city and also the pride of residents living in Aria Vung Tau. A different luxury resort experience Considered as a sparkling jewel in the heart of the coastal city, Aria Vung Tau is the destination for homeowners who love privacy, peace and perfection in every detail. Upstream halls sparkling with lights, panoramic swimming pools of the city, tree-lined streets … – utility systems only available at international 5-star resorts and hotels, can now be found. found at Aria Vung Tau. The resort is more than 5ha wide with 36 million-dollar villas Located in a private and closed planning area, Aria Vung Tau offers its residents a different living experience with a full range of utilities in accordance with the resort’s experience standards. Besides, with a construction density of only 23%, the remaining 77% is for utility areas and mostly green areas. In addition, the owners of 36 million-dollar villas will form an elite community of residents, connecting and creating a civilized and classy community. Sky Bar – the most romantic spot in the city. Vung Tau The rooftop of each project is always the place where residents can experience the surroundings in the most comprehensive way. At the top floor of the Aria Vung Tau Hotel & Resort, an impressive and unique Sky Bar with an impressive design will come into operation and serve customers who have a preference for experiencing the “chill” romance with a cocktail. Full view of the immense ocean, the sun is red. According to the project owner, Aria Vung Tau is being completed on schedule as committed and is about to take off the roof. With its special values, it is expected that when put into operation, the project will contribute to meet the demand for luxury resorts in the coastal city of Vung Tau, promising to become one of the attractions for tourists everywhere. TPI Land Joint Stock Company – Unit of general agent, distributing and marketing the project Aria Vung Tau Hotel & Resort. Website: https://ariavungtau.com.vn/

According to Dr. CKI cosmetic dermatology Nguyen Phuong Thao: “During the summer, the use of anti-glare cream ng is very important. Sunscreen protects our skin from damage caused by ultraviolet (UV) rays, including UVA and UVB rays from sunlight. In particular, during hot summer days, the UV index is often very high, so the use of sunscreen every day must be promoted. In addition to using sunscreen, Dr. Thao said nutrition is one of the big determinants of skin. Summer is the season of fruit and a lot of delicious foods, good for the beauty work, doctors recommend that you should enhance the following 7 foods to provide enough water, vitamins, and help your skin and body. health and beauty. 7 foods to prevent skin darkening, anti-aging summer 1. Watermelon Doctor CKI cosmetic dermatology Nguyen Phuong Thao said: Watermelon has a delicious taste and is a cooling food, so it is considered a fruit for summer. Watermelon contains nearly 92% water, many vitamins A, B1, B6 and C, helping to flush harmful toxins out of the skin and keep the digestive system working efficiently. Besides, watermelon contains a large amount of lycopene, flavonoids and carotenoids, which are beneficial in preventing skin damage by removing free radicals. How to use: Drink watermelon juice every day. Or eat watermelon as a morning snack. For more deliciousness, women can add watermelon to smoothies, desserts or puddings. In addition, the mask with watermelon pulp will make the skin bright, provide the necessary moisture and avoid dehydration. 2. Orange Oranges contain vitamin C, which is a delicious and healthy food. These foods help prevent skin from damaging directly from sunlight, avoiding the harmful effects of oxidation. During summer days, oranges are especially helpful for reducing inflammation, synthesizing collagen and preventing DNA damage. Dermatologist shared there are two ways for women to use this fruit. The easiest way is to drink orange juice regularly. The second way is to apply orange juice directly to the skin to lighten the skin and remove excess pigmentation from the body. 3. Apples Apples are a rich source of fiber, vitamins A, C and many other nutrients. This antioxidant-rich food helps to remove oxygen free radicals, making it an option for healthy skin even during the hottest summer days. Dr. Thao advised women to add apples to the daily diet. For those with dry skin, applying a mixture of apple and honey will provide enough moisture to the skin, limit the appearance of dull skin and lack of vitality. 4. Ripe Mango Ripe mangoes have a sweet, juicy taste, are packed with vitamins and are great for skin rejuvenation. This fruit is rich in fiber and dietary sugar, which helps to limit stomach-related ailments such as constipation. Like oranges, mangoes also have anti-inflammatory properties and protect the skin from any type of DNA damage done to the body. For women with dry skin, doctors recommend mixing a little crushed mango, yogurt and honey. Apply this mixture on your face, leave for 15-20 minutes, then rinse with water. 5. Coconut oil A study published in the International Journal of Molecular Science in 2018 examining the damage-repairing benefits of vegetable oils concluded: Coconut oil, when applied to the skin, acts as an anti-aging agent. inflammation and help protect the skin from the sun’s UV rays. Not only has a moisturizing effect, but also regenerates damaged skin connective tissue, if used regularly, it will fade wrinkles and promote skin rejuvenation. 6. Sweet potatoes Dry skin is a common condition that many women often encounter in the summer. When skin is dry, it is a sign that the body needs more vitamin A. Women can eat boiled sweet potatoes for breakfast, while providing a large amount of vitamin A that will moisturize dry skin, avoid dehydration on the face during summer days. This is also a great way to lose weight. 7. Cherry (cherry) According to a research into the health benefits of cherries published in 2018 in the journal Nutrients, cherries can prevent and slow down skin oxidation, playing a key role in anti-aging and avoiding inflammation. wait. Dr. Thao assessed that this fruit contains vitamin C and potassium, two nutrients important for a healthy skin. While vitamin C supports collagen formation, potassium retains moisture, brings bright, shiny skin and prevents dry, flaky skin. Women can enjoy this dish as a daily dessert to beautify the skin and support health. According to the Vietnamese Life Rhythm

Bai Chay Beach – the tourist destination of Quang Ninh. Quang Ninh currently has about 500 cruise ships operating on Ha Long Bay, of which nearly 200 ships stay overnight. All ships meet the high standards and requirements of the province in terms of quality and design, 30% of which are steel hull ships. Sightseeing and relaxation on Ha Long Bay is one of the traditional forms of tourism, always attracting a large number of tourists to the Mines. Foreseeing that trend, many businesses continue to invest in the cruise ship system to promptly serve the needs of tourists. After more than 1 year of building, Ho Thien 99 QN-9998 (Tung Van Tourism Co., Ltd.) has just completed the final procedures to be licensed to operate on Ha Long Bay. Mr. Ngo Thanh Tung, ship owner said: For many years doing business in tourism on Ha Long Bay, I realize that this is a land of great potential. The government here is very conducive to mechanisms and policies for businesses, especially in the field of tourism and services. Therefore, I continue to invest in this ship, with a higher quality than the normal sightseeing boat, to put it into operation. Along with the facilities for sightseeing and resorting on Ha Long Bay, taking advantage of the available location, in recent years, tourism facilities in general, island tourism in particular in Quang Ninh. more and more completed, has a great attraction to domestic and foreign tourists. In the coastal areas of Ha Long, Van Don, Co To, many 4-5 star hotels, shophouse system, condotel apartments, luxury resorts, restaurants … construction synchronous. Thanks to that, not only timely serving the high demand of tourists, especially during the peak occasions of holidays, Tet, but also creating a unique, new, luxurious, classy appearance for Quang Ninh tourism. Besides the tourist center of Ha Long City, Heritage, World Natural Wonders Ha Long Bay, Quang Ninh owns many beautiful islands, attracting tourists. Two high-quality island and sea eco-tourism centers in the future being invested and built are Van Don and Co To. Along with the beautiful poetic and fairy scene, there are many beautiful beaches such as Quan Lan, Minh Chau, Ngoc Vung, Van Chay, Hong Van, Thanh Lan, Co To con … Many new tourism products and forms have gradually been formed on island routes, with priority given to the development of high-class and unique tourism products and marine services suitable for resort tourism. As one of the island communes that always have a large number of tourists every weekend, holiday, Quan Lan commune (Van Don district) now seems to be wearing a new shirt. The inter-village roads were embellished and expanded, hotels and restaurants were built synchronously, meeting the increasing demands of tourists. Mr. Hoang Huy Sam, Vice Chairman of People’s Committee of Quan Lan Commune, said: The commune requires businesses and households providing restaurant and hotel services in the area, in addition to developing services, to ensure the following factors. on environment, preventing epidemics for sustainable development. The commune focuses on embellishing the face, village roads and alleys, encouraging businesses and household businesses to invest in many tourism products to keep tourists longer on the island. With the available favors about nature, waters, and waters, Quang Ninh is promoting this advantage very well. In the future, Quang Ninh continues to have orientations, planning, exploiting, aiming to become a domestic and regional classy island tourism center.

Leaflets posting information on unsecured loan support in fake form, taking advantage of EVN’s image, logo and name. (Photo: provided by EVN) According to EVN, over the past time, there have been a number of units and individuals that forged information, advertised and distributed leaflets with the EVN logo and brand name without the consent or permission of EVN in many other activities. together. This is a violation of the law, with signs of fraud. Not only EVN, recently, many banks also have to deny the forms of borrowing famous brands to scam loans through leaflets and social networks. Subjects of information claiming to be employees of banks, financial companies or enterprises with large brands. Therefore, people should not provide personal information, identity card numbers or identity cards … to strangers in any way. The bad guys even use the form of impersonating bank messages to trick customers into clicking on links in messages, thereby stealing information of electronic banking services and appropriating money in customers’ accounts ” . Accordingly, banks warn customers absolutely not to access links, links in strange or unknown email messages / emails.

In real life, Nam Thu builds a sexy image but no less personality. Chat with Zing Regarding her own fashion story, Nam Thu said: “I think a feminine, sweet style is not for me. I am suitable for pursuing a seductive look”. Nam Thu builds a seductive, feminine and personality style. “Beautiful women must show off” Talking about my current style, I am always flexible when choosing clothes that suit each activity. I can transform, from feminine, seductive to personality, sometimes also very mature. I want everyone to see myself as a person who is very serious about work through fashion sense. When I accept to participate in any program, I choose the right outfit. I want everything to be as thoughtful as possible. Furthermore, I also want to show a variety of images by dressing. At entertainment events, I like to wear tight, cut-up dresses to show off my physical advantages. I also have to practice and control my diet to get in shape as I want. I do not find myself suitable for feminine style or sweet. I think that beautiful women must show off. However, my limit for sexiness is 40%. Over 15 years of working as an art, I understand myself and what I need. I know where to stop when choosing outfits. Regarding the casual fashion style, I like the comfort and the fitness. Some of the clothes I wear often are T-shirts, jeans, and shoulder-length designs. I love things that make me feel good. The actress loves designs that help her respect her physical advantage. Fashion is limitless To shape my own style, I need support and advice from fashion experts. Stylist Le Minh Ngoc, Hua Man … have accompanied me in the past. Besides, it is indispensable for designers, makeup specialists to help me build my image. Successful image of Nam Thu, in addition to the effort from herself, is also the team behind. I am fortunate to work with associates who understand me. People are always looking for the right designs and makeup to help me shine. To put it bluntly, without the support team, I would have a lot of trouble. Back then, I couldn’t have time to do art (laughs). For me, fashion is limitless and ever-changing. I myself, too. At each point, I will pursue a different style. Currently, my image is mature. I regularly update fashion information at home and abroad. In addition to watching fashion TV channels, I also follow fashion information on the media. I just update the new trend by myself, listen and exchange with the team. Nam Thu often impresses with sexy, cleavage designs. I like to use brand name but also need a stop. A branded bag or clothes will make me more glamorous if appropriate. However, that does not mean that just wearing a brand name will look good. Instead, people need to wisely choose outfits that suit their physique and style. I always remind myself to own the brand, not to be controlled by it. I am also not passionate about buying clothes for savings. Usually, before going to an event, I would consult with the team and make a choice. If bought and stored in a cabinet, it will be wasteful to not mix the items. The bulk of my wardrobe items are probably T-shirts and jeans (laughs). I think that artists or people of the public have to be careful in every moment. T-shirts, jeans bring the most safety because they are quite courteous and comfortable.

Resources: 1kg large peaches A pinch of salt. 1kg of white sugar 2-3 lemons. Glass jars (if large, only one will be needed and small ones will require more quantity) Large wooden spoon or soup ladle Making: Peaches wash through a turn of water and then soak it with dilute salt water for 10-15 minutes. During this time, bring the tools and jars to soak as above with hot water to sterilize them. You remove the peach in the basket to dry out the water. Then peel the peaches off, remove the seeds and cut the peaches into small pieces. The same is true for glassware and containers, so let the water dry out. If you want faster, you can expose them to the sun. Lemon squeezed out the juice and filtered out the seeds. Put the peaches in the blender, and the peach smoothness depends on your liking. After grinding, put all peaches in a pot, put on the stove and heat over medium heat. You put sugar in and remember to stir it evenly and continuously. When you feel the paste is thick, thick and drained, turn off the heat and add lemon juice. Stir well so that the lemon is evenly absorbed into the peaches. You let the peach jam cool and then scoop into each glass jar, tightly close the lid and put in the refrigerator to use gradually. Pickled peaches Resources: Peach: 1kg Sugar: 0.5kg Note: If you want the pieces of yellow peaches, you can choose both brown sugar and white sugar in a 1: 1 ratio. Making: Step 1: Preliminary processing of peaches After picking peaches, wash the peaches under the tap water. Cut the peaches into pieces, where they are cut, soak the peaches in salt water so that the peach pieces won’t get dark, they will look very bad. After that, you will peel the peach peel, it may take a bit of effort, but it will not darken the peaches. After cutting, you will peel, peel any pieces, then soak them in salt water. Step 2: Win the road After you finish cutting peaches, you win a little sugar with a little water until the sugar is yellow, pour water and sugar and bring to a boil. Measure out enough water to fit the jar you intend to contain peaches, and the sugar depends on your taste. But if you sweeten it, your peaches will be more infused. And the sugar water you will use later on to make tea, so don’t worry about excess. Step 3: Complete how to make pickled peaches After boiling, you pick up the peaches from the bowl of tangled salt water into a pot of sugar water and boil until the color turns clear, take it out and drop it into the bowl of ice water. Pour peach sugar pot into the jar that you have prepared to soak peaches. You put peaches in the jar and pour just enough sugar water to prepare the peach face, the rest you can store in the refrigerator to use gradually to make tea. Honey grilled peach Resources: Fresh peaches 4 Fruits Butter 80 Gr Honey 2 Tbsp Fresh milk ice cream 150 ml Cheese 250 Gr Vanilla 1 Tsp Almond 1 Tbsp Making: Turn on a 180 degree C oven. Choose 4 ripe peaches, rinse, and drain. Cut peaches in half, then peel the seeds out. Place each piece of peach in a baking tray. On the peach, put the chopped butter. Next, sprinkle honey on the peach. Place the peach tray in the oven for 20 minutes.
While waiting for the peaches to bake, make the cream mixture. Mix 250g cheese, 150ml whipped cream and 1 teaspoon vanilla in a tub, then refrigerate them. Put peaches in a plate, scoop up the cream mixture, sprinkle with almonds. Peach ice cream Resources: – About 8 peaches, peeled, seeded, cut areca zone. – 400g sugar. – 2 tablespoons of flour. 1/2 teaspoon salt. – 3 eggs, filter the yolks and beat them. – 500ml whipping cream (whipping cream). – 1 tablespoon of vanilla extract. – 1 liter of whole-cream fresh milk. Tools to use – Egg beater. – Blender. – A small pot. – 1 large bowl. Making: Step 1: You mix peaches with 200g of sugar, let soak for a few hours for the peaches to soften and the sugar can melt. You add sugar and peaches in a blender until you get a smooth, liquid mixture. Step 2: Use a small pot, add 200g of sugar, a little salt and 3 eggs and flour and cook over low heat, while stirring until the mixture is cool. Step 3: When the mixture has cooled, add whipped cream and vanilla essence until the mixture becomes fluffy. Step 4: Pour milk into the pureed peaches into the bowl, mix well until the cream is smooth. Step 5: Put it in the freezer for about 1 hour and then pour it into the ice cream maker. If you are not using an ice cream maker, you can also put it in the ice cream mold and then in the freezer of the refrigerator. About 2-3 hours, you take out the island once again and do it continuously about 2-3 times, the ice cream will be delicious. TB (Synthetic) Photo: Collectibles