Recently, the digital dental intelligent medical service company Weiyun Artificial Intelligence announced that it has once again completed a new round of financing of hundreds of millions of yuan. This round of financing was led by Jin Mao Capital, followed by institutions such as Yimei Investment and British family funds.

Since its establishment, Weiyun has relied on the advantages of its entire network of intelligent dental medical service models and all independent research and development of flexible smart factories, with robots and artificial intelligence technologies as the core, and reshaping the upstream and downstream ecological chain of digital dentistry through efficiency improvements and cost reductions . The digital customized dental service process provided by Weiyun is divided into three stages: front-end clinic-cloud brain-back-end smart factory, and a variety of algorithms and intelligent software are applied in each link to form a complete closed loop. It has created technical barriers centered on “device, cloud, factory, and law”, and has a total of hundreds of invention patents and soft works. It uses AI to create structural advantages and breaks through the core pain points commonly faced by the industry.

The World Health Organization (WHO) lists oral health as one of the top ten standards of human health. For a long time, the prevalence of oral diseases in my country is very high. Almost everyone has different degrees of cavity disease problems, and the rate of consultation is extremely low. In particular, the prevalence of dental caries in children, middle-aged and elderly people in my country is very high. In 2008, my country’s dental medical service market has reached 20 billion yuan. In 2011, the scale of my country’s dental service market reached 32 billion yuan. By 2013, the scale of my country’s dental service market was close to 50 billion yuan. By 2016, the scale of my country’s dental service market reached 78.3 billion yuan. As of 2017, my country’s dental service market has reached 88 billion yuan, and my country’s dental medical service market will exceed 100 billion yuan in 2020.

Xiou.com believes that with the development of China’s economy and the improvement of people’s health awareness, the demand for oral medical services has increased rapidly. In recent years, with the continuous promotion of oral health, my country has entered an aging society, and medical demand will continue to rise. As a pioneer in exploring medical artificial intelligence, Weiyun has launched products born in fully automated smart factories, and the future can be expected.

Xiou.com, dedicated to serving entrepreneurs for six years

AIED is the top international conference in the field of educational applications. It is organized by the International Association for Artificial Intelligence Education (IAIED). It is famous for “providing high-quality research intelligent systems and cognitive scientific methods for the field of educational computing applications”. The included papers are representative The latest development direction and level of artificial intelligence in the field of education applications. The five papers included this time are based on the results of NLP and multi-modal learning research based on real application scenarios in the future, and are implemented in specific businesses, covering composition correction, automatic problem solving, teaching behavior analysis, teaching quality evaluation, and teacher Personalized matching and other topics.

Breakthroughs in the field of NLP and multimodal learning, Implement multiple teaching scenarios

There is a huge difference between the teaching scene of online education and traditional offline education. Many teachers are accustomed to face-to-face teaching to students in offline classrooms. When facing the cameras of computers and other equipment, they are often inexperienced and it is difficult to fully control the classroom. They often miss or miss the best time to issue teaching instructions, such as encouraging students, Remind students to take notes, etc. Good Future AI Research Institute hopes to use an automated system to capture important teaching instructions and provide feedback to help improve teachers’ online teaching level. This idea is implemented in the “Multi-Task Learning based Online Dialogic Instruction Detection with Pre-trained Language Models” included in AIED2021. The teaching proposed in the article The instruction detection method has been launched and applied to the GodEye classroom quality detection system developed by Haowei to provide detection services for online teaching behaviors.

In the GodEye system, the performance of teachers and students in the classroom can be presented digitally, the overall course quality, the teaching situation of teachers and the learning state of students can be quantified, the classroom can be disassembled with data indicators, and the full-link management of the online classroom can be realized.

GodEye classroom quality inspection solution system structure GodEye has been widely used in Xueersi one-to-one business. During the 2020 epidemic, it will cumulatively analyze more than 4.6 million hours of online courses to provide underlying data support for improving the quality of teaching. After connecting to the system, the situation of teachers making timely teaching instructions in online courses has been improved. Taking the important teaching instruction “remind students to take notes” as an example, sampling analysis shows that as the number of days of use increases, teachers remind students to take notes. The number of times has gradually increased, effectively ensuring the quality of online teaching. The research results have made many firsts, accurately matching the needs of teachers and students It is reported that Good Future’s papers selected for this conference have created multiple industry firsts: for the first time, the teacher-student matching model under the online one-to-one teaching mode is modeled, and the history of class information and class behavior of analysts is used for each student. Match the right teacher accurately. With the blessing of AI technology in the future, it will be possible to achieve precise matching of teachers and students in the future, and customize personalized courses with “thousands of people and thousands of faces”, accelerating the arrival of the era of teaching students in accordance with their aptitude. For the first time, Good Future also proposed an automatic evaluation method for key writing based on machine reading comprehension. Through machine reading, it can comprehend the title and composition, output the writing score, and can also display the key points in the student’s composition. In this way, students can understand which way of writing is correct in order to maintain good writing habits. At the same time, this method can also tell students which points are not responded to in the composition, help students avoid problems and improve methods, and improve writing skills and abilities. The traditional automatic scoring method can only provide a total score at the content level. Detailed special feedback requires the introduction of manual labor. In comparison, the new technology of the future can provide users with more feedback information and accelerate the feedback process. The research results have been used in the automatic composition scoring of English composition correction projects. Five years of sharpening a sword, good future AI achievements are outstanding Good future’s research results in the field of AI research stem from its understanding and attention to AI+ education. In recent years, Good Future has continuously increased its investment in AI research and development. At present, it has focused on the needs of education scenarios. It has accumulated research and development including 8 types of images, voice, data mining, natural language processing, etc., and more than 100 AI capabilities, creating more than 10 items. AI solutions are used in education scenarios, covering all teaching links of “preparation, teaching, practice, examination, evaluation, and management”. At present, Good Future has also commercialized a number of AI capabilities and widely used them in a number of internal businesses. For example, Good Future’s Chinese and English composition correction program can not only assist in checking and correcting grammatical errors, and help teachers improve the efficiency of correction, but also help students check the composition and quickly give the result of composition correction, which has become an industry benchmark. Introduction to Chinese and English composition correction function Good Future attaches great importance to technology research and development and the construction of the underlying scientific research capabilities, while not forgetting the original intention of “making education better”. It has established close industry-university-research cooperation with Tsinghua University, the Institute of Computing Technology of the Chinese Academy of Sciences and other famous universities and Dozens of academic achievements of the students were selected into top international academic conferences such as ICASSP, NeurIPS, AAAI, WWW, EMNLP, AIED, NCME, etc. In the launch event of the Beijing National Artificial Intelligence Innovation Application Pilot Zone that just ended, Good Future served as the vice chairman unit of the Beijing Artificial Intelligence Industry Alliance, and as the only vice chairman unit from the education technology industry was invited to attend, shouldering the responsibility of advancing artificial intelligence. Industrial coordination and ecological construction will fully support the sustainable and healthy development of Beijing’s artificial intelligence industry. As the contractor of a new generation of artificial intelligence open innovation platform in the smart education country, Good Future will continue to adhere to the principles of source innovation, application-driven, and open sharing, assume the responsibility of promoting the integrated development of AI + education, and work with industry partners to help the education industry to become intelligent upgrade

Nowadays, many 80/90s are already parents, and their children have reached the age when they start to use learning machines. Some parents may be more reluctant to such products because of their own experience.

However, there are still many people around who have bought learning machines for their children. Among them, iFLYTEK’s smart learning machine has become the first choice of most parents. This makes people start to wonder, is the current learning machine really helpful for children’s learning?

Only by rejecting games can you learn efficiently

When I learned that everyone was using the learning machine, I didn’t believe it too much. After all, I myself grew up playing with the learning machine. But after I had a deep understanding of this product type, my views on it have changed a lot.

Take X2 Pro’s intelligent learning machine X2 Pro as an example. Parents can actually grasp the student’s usage, what knowledge points they have learned, and what weaknesses they encounter, they can check it at any time, and understand their children’s learning status anytime, anywhere. Parents are most worried about using the learning machine to play games. In the iFLYTEK smart learning machine, there is no game available in the application market. The installation of third-party apps also requires parental authorization, and the available time period can be set to prevent children from using it for a long time. .

In this way, the worries of using the learning machine to play games are completely eliminated, and the learning machine returns to its original function-as a companion and tutor. Because of this, learning machines are getting more and more attention from parents. In order for their children to learn better and more effectively, the number of families buying learning machines is increasing by multiples in recent years. During the 618 period of this year, this kind of products also ushered in a sales peak. As the intelligent hardware of Xunfei, which has won the championship for many years, the sales of AI+ learning products have increased by 706% year-on-year! A variety of products such as iFLYTEK’s smart learning machine and iFLYTEK’s scanning dictionary pen have become hottest models in the smart learning category, and have been widely favored by parents and students. As we all know, both domestically and globally, iFLYTEK’s voice technology and artificial intelligence are among the best. In recent years, iFLYTEK is working hard to transform these invisible technologies into products that users can use every day. Just as Zhao Xiang, Executive Vice President of the Consumer Business Group of iFLYTEK, said at the iFLYTEK Consumer Business Media Salon in May: “From technology to products, we can make AI products with warmth and let the whole Consumers all over the world share the value of AI.” During the 618 period, iFLYTEK was undoubtedly a success to achieve such results. Of course, it is obviously not enough to simply refuse the learning machine of the game. The intelligent learning function of iFLYTEK has won the favor of parents. There is a more important reason: teaching students in accordance with their aptitude. Artificial intelligence and teaching students in accordance with their aptitude Teaching students in accordance with their aptitude is a generally recognized teaching principle in the field of education, which is to formulate targeted teaching methods according to each student’s learning situation and their own characteristics. As Xunfei’s leading C-end hardware product in the education field, X2 Pro’s smart learning machine X2 Pro is the product that best reflects this. Looking at the learning machines of other brands on the market, most of them use a massive question bank according to the age of the students to allow students to repeat the questions. Although they also provide ways to understand the questions and related knowledge points, they are still mechanical learning, for a long time. “Fuck duck”, students naturally lose their subjective initiative, and the learning effect is greatly reduced. The X2 Pro intelligent learning machine X2 Pro not only provides all the courses from elementary school to high school, its essence lies in its built-in personalized precision learning system, through the use of iFLYTEK’s accumulated experience in the field of artificial intelligence for many years, the use of AI intelligent high-tech With the education big data technology to analyze the dynamic data of the teaching process, students can know which knowledge points they have already mastered and which knowledge points need to be strengthened during the use process, so as to carry out targeted improvement. By constructing a knowledge map, accurately hitting the students’ bonus points, it not only meets the needs of burden reduction, but also does not allow students to miss knowledge points, provides differentiated teaching programs, and truly realizes teaching students in accordance with their aptitude. The iFLYTEK Scan Dictionary Pen is a product for English learning. It can not only quickly check the pronunciation and interpretation of new words, but also voice translation, follow-up evaluation, and induction of new words, so that students can effectively memorize new words in listening, speaking, reading, Remember the whole process can provide help, is a good partner for learning. Recently, it has been reported that the state will strictly control off-campus training institutions during winter and summer vacations. Training institutions such as New Oriental and Xueersi have also been named by the Board of Education many times. These are all because learning has become a burden for many students, and this set of teaching programs in accordance with their aptitude by Xunfei avoids the tactics of questioning, by cultivating interest in learning, and accurately targeting students’ weaknesses in (knowledge), so that students can guarantee more Efficient learning process will naturally have better results. As mentioned in the internal letter issued by Chairman Liu Qingfeng on the 22nd anniversary of iFLYTEK’s establishment earlier this month: “Whether our system can meet the essence of value creation depends on whether we can truly teach students in accordance with their aptitude in the main campus. Reduce the burden on teachers and students”. “Our teaching in accordance with their aptitude is to strengthen the value of the main position of school education, assist teachers and students to return to school, do a good job in teaching within a limited time, free up children’s time, and allow children to learn independently with the help of intelligent learning machines.” And teaching students in accordance with their aptitude through artificial intelligence technology is very beneficial to students. According to the data released by Xunfei, in the first half of this year, Xunfei’s education business C-end products have been in the leading position in the industry, with a business growth of about 70%, of which the learning machine category has reached an increase of 200%. This is all thanks to the strong product strength and the educational philosophy of teaching students in accordance with their aptitude, allowing students to learn more efficiently and parents more at ease. Xunfei can achieve such success, not only relying on these consumer-oriented C-end products, in order to better serve teachers and students, Xunfei has also established a big data personalized teaching system-Zhixuewang, plus IFLYTEK’s smart education products are currently used in more than 38,000 schools across the country, serving more than 100 million teachers and students. Through in-depth mining of these data, iFLYTEK can help teachers in these schools provide more accurate lesson preparation and education programs, and students can also obtain a learning method that is more suitable for them. Continue to lead the office track Although iFLYTEK’s achievements in the education field are impressive enough, in the office field, it can be said to be steady and steady. After all, iFLYTEK’s product lines such as smart recorders, office notebooks, and translators have repeatedly won the sales champions. It is very rare to maintain such results. For example, the voice recorder series include entry-level voice recorders H1 and SR302, and flagship large-screen smart voice recorders SR502/SR702, plus the tape-shaped A1 and the full business range B1. From different price points, Covering the needs of different users, the seemingly simple function of recording to the extreme. Coupled with iFLYTEK’s own powerful voice recognition capabilities, it can directly output text, which is convenient for post-processing and editing, and it will naturally be able to win the title of Tmall and Jingdong dual platform for many years. The smart office notebook has many functions such as voice recognition and handwriting recognition. Backed by iFLYTEK’s powerful artificial intelligence technology, it is more important for professionals, especially leaders and executives who need to frequently conduct business meetings and other formal occasions. The iFLYTEK smart mouse series can well solve the text input requirements. It not only can accurately input Mandarin, but also supports English and 23 Chinese dialects. The voice input can reach 400 words per minute, and the accuracy rate exceeds 98%. For daily needs, a large amount of input For people with text, it can greatly improve office efficiency. The iFLYTEK translator, which has been “out of the circle” repeatedly, also became a hot product during the 618 period, because it jumped out of the limitations of the office field and can also provide a great help in life. It has appeared in variety shows and hit dramas such as “Chinese Restaurant” and “Take Dad to Study Abroad”. It can be used in many life scenes such as foreign trade, travel, cross-border exchanges, and online shopping. At last month’s Consumer Expo, the new generation of products-Xunfei dual-screen translator is even more popular, integrating speech recognition, machine translation, OCR text recognition, multi-microphone noise reduction, etc. With many technologies in one, while improving the accuracy of translation, it also pioneered the use of front and rear dual-screen designs to make the translation more elegant and efficient. These achievements are also the results of iFLYTEK’s persistence in technological innovation for many years and the transformation of technology into products. AI empowers, creating smart products with temperature In fact, during the 618 period, iFLYTEK’s sales data was just a microcosm. Since its establishment in 1999, iFLYTEK has been committed to core technologies such as speech technology and machine learning, and actively promoted the development and implementation of artificial intelligence products. It has obtained good results in many international evaluations such as machine translation, graphics recognition, and knowledge graphs. The achievements of the company, especially in the current environment, the AI+ education field is a blue ocean, and iFLYTEK’s years of technology precipitation will now be the best opportunity. Under the core concept of “teaching in accordance with their aptitude”, iFLYTEK has built a full-scenario smart education product system of “teaching assessment management”. Through artificial intelligence and machine learning technology, combined with the massive data accumulated by Zhixue.com and smart education products, it provides teachers, students and The school administrator provides accurate and convenient services. HKUST IFLYTEK has also conducted in-depth cooperation with the Examination Center of the Ministry of Education, Northeast Normal University, the High School Attached to the National People’s University, Beijing No. 12 Middle Schools, and schools, and has made systematic efforts in technological innovation and product implementation. “It’s not technology, but products that change the world.” Xunfei has also gradually transformed the technological strength accumulated over the past 20 years into products that consumers can really see and touch, and that really makes consumers convenient. It is what iFLYTEK has been doing. It is precisely because of this that Xunfei’s consumer business can maintain a rapid annual growth rate of 30%, and most of the main purchasers come from individual consumers rather than large-scale purchases by institutions. It can be seen that Xunfei’s products are truly impressive. To consumers, it really brings convenience to people’s life and work. Artificial intelligence hardware such as translators and learning machines are still emerging categories at present, unlike traditional products such as mobile phones and computers, users also need to cultivate user habits. However, many of Xunfei’s products have received very good market feedback in recent years. Consumers are willing to try new things, and the actual use of these products is the best result. “Through technology, customers can perceive the existence of artificial intelligence more intuitively and three-dimensionally, thereby making smart products more warm.” As Zhao Xiang said, iFLYTEK has integrated artificial intelligence into these smart hardware instead of staying at it. The superior technology brings products that users can really perceive, which is different from traditional hardware products. Perhaps this is the biggest change of the “technical” iFLYTEK in recent years

In fact, drug delivery is also a very important issue in the chain of new drug development. Especially when we use drugs developed using advanced molecular biology strategies, such as macromolecular drugs, gene therapy drugs, etc., safe and efficient delivery is considered essential.

Moreover, according to NIH data, both large-molecule drugs and small-molecule drugs may have serious side effects due to their interaction with non-target targets. Such side effects caused by off-target severely limit the development of drugs, especially the development of the best therapeutic drugs for cancer, neurodegenerative diseases and infectious diseases.

Therefore, the research needs of drug delivery are urgent and will definitely attract more and more attention. Already, AI biotechnology companies have begun to deploy in this field.

One

Solving the problem of drug delivery requires AI technology

At present, the research on drug delivery systems can be divided into four main directions: ①The way of delivery; ②The carrier of delivery; ③The loaded drug; ③The means of targeting.

Among them, the delivery vehicle is an important research direction. More and more clinical studies, and even drugs that have been approved for marketing use viral vectors such as adeno-associated virus (AAV) and lentivirus, or lipid nanoparticle (LNP) vectors. For example, the mRNA vaccine for the new coronavirus uses the LNP vector, and the gene therapy drug Zolgensma for the treatment of spinal muscular atrophy uses the AAV vector. However, issues such as the safety of the carrier, immunogenicity, and the ability to load drugs still need to be solved urgently.

Targeting means is another important research direction. For example, how to successfully transport drugs across the blood-brain barrier to the brain is critical to the treatment of brain diseases such as brain tumors, Alzheimer’s disease and Parkinson’s disease. Moreover, the target requirements of delivery will become more and more refined, not only targeting to various organs (heart, lung, brain), reaching tissue types (muscles, nerves), reaching disease-specific cells, and even targeting The correct structure inside the cell. Such research means that it is possible to accurately deliver chemotherapeutic drugs to tumor cells, which will greatly reduce the side effects of traditional drugs.

Therefore, drug delivery is not only to connect the inherent characteristics of drugs, but also to face the complex problems of multiple variables in different microenvironments of the human body. AI technology has natural advantages in managing big data, analyzing or interpreting complex data. With the development of machine learning, especially neural network algorithms, it is natural for artificial intelligence to participate in research in the field of drug delivery.

two

Introduction of domestic and foreign startups

1. Dyno therapeutics

Dyno was established in 2018, focusing on the use of AI technology to develop AAV vectors for gene therapy. In May of this year, Dyno announced that it had completed a $100 million Series A financing. Natural AAV is easily recognized by the immune system, and it does not have specific cell and tissue targeting, so it must be modified before treatment. The traditional modification method is “directed evolution”. Synthetic biologists randomly mutate a certain amino acid on the capsid protein that is in direct contact with the target cell, and then evaluate whether this change is helpful for AAV targeting the target tissue. Repeated iterations Such a cycle of mutation-evaluation-superimposed mutation-re-evaluation. In view of the large sequence space of the capsid protein, this project is arduous and lengthy, the screening ability is far from keeping up with the market demand, the speed of discovery is slow, and the output is also limited. Therefore, as soon as Dyno appeared, it attracted the attention of many gene therapy companies. Novartis and Dyno signed a cooperation agreement to jointly develop a new type of AAV vector for gene therapy of severe eye diseases; Sarepta and Dyno signed a cooperation agreement to jointly develop a new type of AAV vector for gene therapy of muscle diseases; Roche’s Spark also signed a cooperation agreement with Dyno to jointly Develop new AAV vectors for gene therapy of central nervous system diseases and targeted liver delivery. These cooperations are expected to bring a total of more than $3.8 billion in funding for Dyno. Figure 1 The technical process of Dyno therapeutics (source: the company’s official website, compiled by Fengshuo Ventures) As shown in the figure above, Dyno’s technology platform combines machine learning algorithms with biological experiments. First design a batch of AAV capsid sequences, and build a DNA-encoded capsid database after synthesis; through next-generation sequencing methods, the capsid mutations in the library can be tracked and identified; experimentally measured parameters that are critical to successful treatment, such as delivery The five parameters of efficiency, specificity to the target, immune system response, packaging size and manufacturing characteristics; based on these experimental data, train machine learning models to predict the function of the new sequence, and construct a panoramic map of the different properties of the AAV capsid . Continuously looping this process, the panoramic map outlined by machine learning will become more and more detailed. In the end, it can be achieved that for a certain disease, a certain potential treatment method, Dyno inputs the required parameters, and the machine learning algorithm can output the predicted capsid sequence. This is the AAV vector that is expected to achieve the best therapeutic effect. 2. Jitai Medicine Jitai Pharmaceutical was established in 2020 and was incubated by Jingtai Technology, an AI drug crystal form research and development company. As the first AI-driven pharmaceutical formulation development start-up company in China, the company completed a Pre-A round of financing of tens of millions of dollars in December 2020. Jitai Pharmaceutical focuses on drug delivery and formulation research and development, and is committed to using AI technology to solve specific problems in the development of new drug preclinical formulations and drug delivery design to the entire chain of process amplification. It has reached strategic cooperation agreements with Huahai Pharmaceutical and Boten Pharmaceutical . From the establishment of Jitai Pharmaceutical, it can clearly reflect the guiding role of domestic pharmaceutical policies on the market. Centralized procurement with a large amount reduces the profit margins of domestic generic drugs, forcing relevant pharmaceutical companies to find innovative ways, or to develop independent innovation drug research and development with high risk and investment, which may take 10-15 years; or to carry out the second category of preparations Research on new drugs, such as cooperation with Jitai, may only take 3-5 years to enter the market at a lower cost. Therefore, at present, Jitai Pharmaceutical will mainly use AI technology and quantum chemistry calculation methods to complete the development of customized complex formulations for traditional pharmaceutical companies. At the same time, the AI ​​design platform of the LNP carrier was built, with a view to providing carrier services for many domestic nucleic acid drug research and development companies. Concluding remarks At present, there have been relatively many studies on the delivery of traditional drugs in the body using machine learning. In the future, more research needs will focus on new drugs and precision treatments. Nowadays, gene therapy is still subject to the biggest bottleneck-the “vector”. The situation is no different from decades ago. Dr. Jim Wilson, the pioneer of gene therapy, feels “embarrassed” about the entire viral vector research. Maybe it’s because we don’t understand enough knowledge? Maybe it’s because we are not getting knowledge fast enough? And AI technology can bring us more and more effective information from a perspective different from human thinking, improve our knowledge base, promote the development of drug delivery technology, and help all kinds of new therapeutic drugs to achieve their due Good treatment effect. Disclaimer: The above content is for reference only and does not constitute investment advice

HUAWEI CLOUD AI continues to innovate, accelerating industry intelligence upgrades

Fang Fan, a senior planner of Huawei Cloud EI, believes that artificial intelligence has entered thousands of industries and has begun to enter the practical stage. AI has entered the core production system of enterprises and began to create greater value. The overall development strategy of Huawei Cloud AI is to create a full-stack, full-scenario solution for cloud, edge, and end devices, providing ample and economical computing resources, easy-to-use, high-efficiency, and full-process AI platform. At the same time, the latest AI technology and practice accumulation are added to existing products and services, allowing customers to effectively implement AI; and facing the world, continue to cooperate extensively with academia, industry and industry partners to invest in open ecology and talent training.
Fang Fan, Senior Planner of Huawei Cloud EI
In order to be more committed to lowering the threshold of AI development, Huawei Cloud’s one-stop high-efficiency AI development platform ModelArts continues to upgrade and further upgrades its development capabilities: ModelArts CodeLab, which makes AI exploration and learning more efficient, through a large number of course cases in the AI ​​Gallery, which can be connected in seconds. Entry and practice; ModelArts IDE SDKs, cloud on and off, seamless collaboration, close to the usage habits of developers; ModelArts Studio, flexibly develop AI application workflow, accelerate model experiments and deployment iterations, and improve the overall efficiency of the AI ​​application process. In addition, in order to more conveniently implement AI applications, Huawei Cloud provides a unified framework for Runtime Framework on the cloud side, which can be developed once online, multiple reasoning, and real-time model updates and iterations.

In addition, in order to further reduce the difficulty of development for developers, HUAWEI CLOUD has built the AI ​​Gallery community, providing AI assets such as data sets, algorithms, pre-training models, workflows, models, papers, articles, courses, etc. related to many industries and fields. As with scenario cases, there are currently 2000+ AI assets, the most 6+ asset types in the industry. The newly released HUAWEI Cloud Pangu large model with hundreds of billions of parameters is also among them. It extracts and learns common knowledge for massive data, solves the problem of low-cost large-scale replication, and realizes “industrialized” development.

Classics will be passed on forever, and media AI will bring old movies to life

Zhou Suyue revealed that the black-and-white movie “Leifeng” adopts GPU parallel computing and AI iterative optimization and coloring. The self-learning iterative coloring process solves the two major problems of high computational complexity and difficult model building for black-and-white video coloring; further implementation of neural network automatic learning 1. The color timing consistency between frames, 2. The color space coordination within the frame, 3. The color semantic consistency of the object objects to achieve high-efficiency and high-quality AI coloring results. Zhou Suyue, Chief Expert of Malanshan Video Cultural and Creative Industrial Park Based on the HUAWEI cloud platform and media AI capabilities, Malanshan Video Cultural and Creative Park provides computing, storage, network, video media, AI, big data and other capabilities to meet the needs of cloud services in all aspects of video production, production, and distribution, greatly improving Improved the speed of video processing. The Malanshan Huawei Cloud Audio and Video Industry Innovation Center will combine 2021 industrial operations, joint innovation, industrial planning and ecological construction, from building an industrial park to building an industrial intelligent body, through the construction of the entire process of variety show production, the entire process of film production, and lightweight Four production lines for live broadcast and 3D music production lines, two platforms for video cultural and creative talent training and digital asset trading, as well as virtual production innovation, and the entire chain on the cloud, help Malanshan build a highly competitive China “V” valley.

Every second counts for the new crown epidemic, AI increases the efficiency of drug screening by ten times

The speech by Dr. Mingyue Zheng, a researcher at the Shanghai Institute of Materia Medica, Chinese Academy of Sciences, focused on the AI ​​large-scale virtual drug screening cloud service released by HUAWEI CLOUD EIHealth and the drug federation learning service based on HUAWEI CLOUD ModelArts. Dr. Mingyue Zheng, Researcher, Shanghai Institute of Materia Medica, Chinese Academy of Sciences Based on the HUAWEI CLOUD medical agent EIHealth, Researcher Zheng Mingyue and HUAWEI CLOUD team have carried out a number of AI drug research and development cooperation projects, such as the iPhord algorithm for predicting protein structure from the primary sequence for early research on drug targets, and the AI ​​prediction algorithm for drug relocation , Use the multi-omics automatic modeling tool AutoOmics to quickly discover biomarkers, use the personalized federated learning integration algorithm FedAMP to achieve efficient and safe integration of pharmaceutical enterprise data, and use Huawei Cloud’s automatic AI modeling tool for omics data to accurately predict drug attributes Wait. HUAWEI CLOUD EI Medical Intelligence (EIHealth) platform, based on the powerful AI capabilities of HUAWEI CLOUD AI Ascension Cluster Service and HUAWEI CLOUD ModelArts one-stop AI development and management platform, integrates many algorithms, tools, AI models and automated pipelines in the medical field . Through the medical agent platform, protein homology modeling, molecular dynamics simulation calculations, and large-scale virtual drug screening can be completed quickly, and tens of millions of simulation calculations can be completed in a short time, greatly shortening the screening time and improving drug screening More than 10 times the efficiency.

Intelligent algorithm empowers indoor air quality

Wu Ke, deputy dean of Daikin China Institute of Technology Development, explained how intelligent algorithms empower IAQ to monitor, predict, and control indoor air. Wu Ke, Vice President of Daikin China Institute of Technology Development After the new crown epidemic in 2020, people pay more attention to the indoor environment. Users gradually accept CO2 as an important indoor air (IAQ) indicator. The air retention of CO2 can cause discomfort to the human body and increase the possibility of spreading influenza. In addition, the country’s carbon is at its peak, the carbon neutrality policy is clearly directed, and the company’s energy saving requirements have become a must. IAQ is a highly professional field, and standards and testing methods need to be interpreted by professionals. In general commercial scenarios, there is a lack of professional personnel and effective data detection and control. In order to solve user pain points, Wu Ke led the team and Huawei Cloud EI team to dig deep into IAQ’s reserve technology, through big data and AI algorithms, to achieve air quality prediction, so as to accurately define the time point of the fresh air switch. In the air quality prediction project, the advantages of efficient integration and joint optimization of the HUAWEI CLOUD Pangu large model are used to improve the prediction accuracy and efficiency, and play an extremely important role in the prediction of intelligent control and air cleanliness indicators.

AI enables intelligent transformation of the financial industry

Zhang Song, Director of Huawei Cloud EI Product Solutions, mentioned that the key to the entire financial value chain is how to collect and transform physical world information, how to extract digital credit, and then evaluate financial assets based on digital credit. Four aspects are involved in this process:

1. Efficiency improvement: The difficulty lies in the huge amount of information collection, the difficulty in extracting unstructured data, and the many process breakpoints.

2. Risk control: Fraudulent transactions are grouped, the equity structure is nested, and the credit relationship is complicated.

3. Investing in research and improving efficiency: It involves many data sources, strong dependence on data service providers, and strong data interference signals.

4. Risk pricing: requires strong real-time calculations and high demand for combined pricing.

Zhang Song, Director of Huawei Cloud EI Product Solutions Based on customer demands, HUAWEI CLOUD proposed innovative solutions for the financial value chain: automated smart operation, smart risk control, and smart investment and research. First of all, the automated smart operation solution uses the capabilities of AI+RPA to create digital employees, perform repetitive tasks, and increase service efficiency by 20 times in financial marketing scenarios. Second, the smart risk control solution uses the Huawei Cloud GES graph computing engine and the RTD real-time decision engine to build relationships based on information such as capital flow, transfer records, accounts, corporate information, and industry information, and effectively improve risk control and marketing levels by mining relationships. Finally, the intelligent investment research solution based on the HUAWEI Cloud Pangu model integrates millions of financial news and Chinese and foreign stock data across the entire network, monitors hundreds of commodity prices, e-commerce commodity prices and sales, monitors various risk events, and uses nature. Language processing technology establishes a graph of the relationship between events and securities, and realizes event-driven risk prevention and control and investment opportunity mining.

How Huawei Cloud Pangu NLP Large Model Helps Companies Realize Revenue Growth

Dr. Yang Zhilin, co-founder of Recycle Intelligence, described the HUAWEI CLOUD Pangu NLP large model created in collaboration with HUAWEI CLOUD, which overcomes the problems of traditional large models in commercial implementation, and brings “improvement of employee execution ability in enterprise marketing and communication scenarios”. Solutions for three business scenarios, such as “target customer preference” and “compliance enhancement”, help companies to improve employee professional capabilities faster, find target customers faster, reduce compliance risks, and reshape customer experience And the steady growth of revenue. Dr. Yang Zhilin, Co-founder of Recycle Intelligence Among them, the “employee execution improvement” scenario solution uses the HUAWEI CLOUD Pangu NLP large model to digitally model the real sales communication process, open the black box of the communication process, and help managers to supervise the daily execution of sales staff, and make targeted guide. At the same time, it provides real-time assistance systems for front-line sales personnel to help them improve execution and productivity. The “target customer optimization” solution uses the HUAWEI CLOUD Pangu NLP large model to build an intention prediction model based on the communication dialogue data and the result of the order. Through the algorithm model, the high intention customers in the stock clues can be screened, or the customers who are more interested in a certain product can be screened Target customers, reduce the waste of energy on low-intention leads, and improve the efficiency of sales staff. The “Compliance Enhancement” solution leverages the paragraph-level semantic analysis capabilities of the HUAWEI CLOUD Pangu NLP model to help companies discover potential compliance risks in the communication between employees and customers, and greatly enhance business compliance.

Collaborative deployment of end-side cloud, accelerating the landing of industry AI applications

Finally, Xie Zhouyi, service director of HUAWEI CLOUD EI HiLens, explained how the AI ​​platform of HUAWEI CLOUD can solve this problem through the collaborative end-to-cloud solution. Xie Zhouyi, Director of Huawei Cloud EI Services In the process of AI applications being implemented in various industries, developers need to develop multiple sets of incompatible AI applications based on different platform development standards and interfaces, resulting in a long AI application development cycle and high costs. In addition, how to agile development and rapid deployment of AI applications has become an important problem to be solved in the AI ​​industry. Huawei Cloud’s HiLens platform is the industry’s first end-cloud collaborative AI application development and deployment platform. Based on the three capabilities of the management and operation platform HiLens Console, the development framework HiLens Framework, and the cloud development environment HiLens Studio, Huawei Cloud HiLens supports developers You can quickly develop your own skills without setting up the environment, and can simulate the effect of the algorithm online, and you can also use the rich AI skills preset on the platform. Through the unified development framework of HiLens end-side cloud, AI skills can be deployed to HiLens-supported end-side or edge devices for real-time reasoning. At the same time, it can also be combined with the capabilities of Huawei Cloud Cloud to easily integrate into third-party platform systems to form overall AI Business logic, build smart solutions in urban, financial, park, water, and industrial scenarios, and promote the rapid implementation of AI applications in various industries. Follow @Huaweiyun for more information

On the afternoon of June 21, the Shanghai Municipal Government Information Office held a municipal government press conference to introduce the 2021 World Artificial Intelligence Conference to be held in Shanghai from July 8th to 10th. Zhu Xiumei, deputy director of the Science and Technology Department of the Ministry of Industry and Information Technology, said that the Ministry of Industry and Information Technology will continue to work closely with Shanghai and relevant departments to support the World Artificial Intelligence Conference as a top global event in the field of artificial intelligence, and leverage this high-quality platform to further expand its opening to the outside world and continue to open up. A new situation of win-win cooperation in the field of smart economy. Zhu Xiumei said at the press conference that Shanghai has a solid industrial foundation, rich innovation resources, and obvious advantages in artificial intelligence talents, data, application scenarios, etc., and is accelerating towards the goal of building an artificial intelligence highland. The Ministry of Industry and Information Technology attaches great importance to and continues to support the innovative development of Shanghai’s artificial intelligence industry. On the one hand, coordinate the construction of a pilot area for artificial intelligence innovation applications. In May 2019, Shanghai (Pudong New Area) was approved to become my country’s first artificial intelligence pilot area, promoting the construction of a pilot area focusing on mechanism reform and innovative applications. Through special funds for high-quality development, support the pilot area to build a public service platform serving AI companies, and support the pilot area to continue to improve the industrial agglomeration effect and enterprise service capabilities. On the other hand, it supports Shanghai to consolidate the foundation for the development of the smart industry. Support Shanghai to build a national manufacturing innovation center such as integrated circuits and smart sensors, and strengthen key common technological innovations in the smart field. Promote the National Integrated Circuit Industry Investment Fund, increase support for key integrated circuit projects and enterprises, continue to consolidate the foundation for industrial development, and provide support for the establishment of a safe and stable artificial intelligence industry chain. In addition, jointly promote the work related to the release of artificial intelligence. Zhu Xiumei said that Shanghai companies actively participated in the Ministry of Industry and Information Technology’s artificial intelligence unveiling work. After two years of fair competition, many Shanghai companies have performed well and won in the relevant unveiling track. The Ministry of Industry and Information Technology supported the construction and opening of a number of artificial intelligence application scenarios in Shanghai, established “tracks” and test environments for the launch of medical imaging and driverless driving, and supported the Shanghai Industrial Internet Innovation Center to participate in the evaluation of the launch project, and actively promote the Shanghai AI evaluation Capacity and evaluation institution building. As for the World Artificial Intelligence Conference, the Ministry of Industry and Information Technology, as a co-sponsor, has been fully supporting the preparations for the conference. The first is to organize the key forums of the conference. Organize subordinate units to jointly organize industry development forums with Shanghai Zhangjiang Group, China Business News and others, and invite representatives from all parties in the industry chain to share experiences around AI to empower all industries and promote digital transformation. Organize the affiliated units to host the Trusted AI Forum, invite international organizations and related experts to conduct in-depth discussions on the formulation of governance rules and international standards, and jointly explore diversified trusted AI measures to promote the sustainable development of the industry. The second is to release a series of important results. At this conference, the Ministry of Industry and Information Technology will combine the new trends and requirements of industrial development to organize relevant research institutions to release the latest research results such as the “Trusted Artificial Intelligence White Paper” and “Artificial Intelligence Data Security and Regulatory Mechanism Research Report” to provide intelligence for the development of the intelligent industry stand by. Third, during the conference, awards will be given to some of the winners of the list to encourage continuous innovation, and the Shanghai Economic and Information Commission will promote the application of outstanding results of the list to form industrialization capabilities. At the same time, he also assisted in inviting key enterprises and high-level experts in the field of artificial intelligence to participate in the exhibition to share the achievements and experience of innovative development.

Models, virtual guests in the show Balenciaga’s show, titled “Clone,” helps viewers weigh in between reality and a virtual lifestyle. Before the fashion show, creative director Demna Gvasalia said: “This is a show that never happened. What we see is not real, but the clothes are real.” The brand used the image of artist Eliza Douglas to become 44 models and guests by deepfake technology to create artificial images with photometric techniques and CG scanning, changing hairstyles and accessories for each people. The market lane appeared on the catwalk Balenciaga always uses life material to add to each show. The brand transforms the bags into shopping lanes with high-quality plastic materials and the BB characters attached to the body, combining a series of costumes that exaggerate the shoulders and oversized shape. The workmanship of the craftsmen of the Spanish fashion house is appreciated in the pleated skirt in the form of a rounded shape that weaves straight lines running along the length of the skirt. The brand also promotes Trooper boots and Derbies shoes with thick soles, stylish square toes. In addition, the designs range from dark colors to vibrant colors or blend outstanding floral motifs to convey the message of an optimistic and bright future in the context of the Covid pandemic. -19. “Stealing” Gucci bags After the previous collaboration, Balenciaga continues to surprise viewers when using Gucci’s signature products to transform into its design, to convey the ideas of authenticity, counterfeiting and appropriation. in the fashion industry. Demna Gvasalia said to Vogue : “Alessandro Michele and I are very different, but we are both interested in the story of cultural appropriation in the fashion industry”. The brand redesigned the bags with the traditional Gucci motifs and the GG lettering replaced with the BB logo. The Italian fashion house’s signature belt is also reworked with a BB buckle. Another bag style has a doodle “This is not a Gucci bag”, which mimics the painting The Treachery of Images by artist Rene Magritte.

The striped fish is a catfish with scientific name (Pangasius macronema), this is a fish with high economic value in the market. Photo: Le Hoang Vu. In the framework of the Science and Technology project, a group of researchers from the Faculty of Fisheries (Can Tho University) and graduate student Tran Dong Phuong An, for the first time successfully artificially reproduced freshwater striped fish. The striped fish is a catfish with scientific name (Pangasius macronema), this is a fish with high economic value in the market. Currently, this fish species occurs in the wild quite few and concentrated in provinces such as An Giang, Dong Thap, Vinh Long and Can Tho city. In order to develop the economy, recently, many farmers in some provinces in the upstream of the Mekong River have caught fish in the wild and brought back to raise them in rafts on the Tien and Hau rivers with industrial food for sale. commodity. Currently, striped fish is sold in the market at a high price of 120,000 – 130,000 VND/kg, while in restaurants the price is from 250,000 to 300,000 VND/kg. For the first time, successfully artificially reproduced freshwater striped fish. Photo: Le Hoang Vu. According to the project team, after nearly 4 years of research, this is the first time to successfully stimulate artificial reproduction of striped fish and it is expected that this breed will be replicated and provided to farmers in 2023. This was approved by the City Department of Science and Technology. Sponsored by Can Tho.

The book “Fantasy of Artificial Intelligence. However, with AI’s capabilities are fantasies and fears for the future of humanity. The real danger is not that computers are smarter than humans, but that people think computers are smarter than they are, and therefore trust the computers to make important decisions for them, because computers are perfect. They can all make serious mistakes, when the way they process data is not the way humans think. In order to explain thoroughly, debunk misunderstandings, and dispel illusions, author Gary Smith – Professor of Pomona College, USA wrote the book “Fantasy about artificial intelligence”. The book is divided into 12 chapters, including many real-life examples from history such as the 2008 US presidential election, IBM’s AI Watson and many other famous artificial intelligence projects with the aim of clarifying how intelligence works. Artificial intelligence processes information, gives the final result and shows the difference between AI (Artificial Intelligence) and the human brain, thereby showing readers the risks of over-trusting. computer results. In the first 4 chapters, the author has taken a lot of real-life examples to explain in an easy way how artificial intelligence works and how they give the end result. The author claims that robots have surpassed humans in repetitive monotonous tasks, they have better memory, perform more accurate calculations and are tireless. But artificial intelligence is not programmed to simulate the human brain, and artificial intelligence cannot think, reason, and make analogies. Since then, the author asserts that up to now computers with comprehensive intelligence enough to compete with humans have not yet existed. In the next two chapters, by referring to “Data Mining”, it is proven fact that Data mining although there will sometimes be a real knowledge discovery, given the number of explanatory variables The larger the consideration, the more likely it is that a relationship discovered is just a coincidence, of a temporary nature. In the remaining chapters of the book, the author has introduced many computational models in many fields such as finance, politics, economics… to prove that statistical evidence is not enough to distinguish between knowledge real and fake. The computer cannot accurately judge whether the correlation is random or truly significant. That work is only for the human mind. In conclusion, human intelligence works differently from artificial intelligence, so it cannot be said that artificial intelligence is intelligent. Robots excel in memory, accuracy, and endurance, but they still have many shortcomings: they can’t think, can’t make analogies, and can’t distinguish between good-bad, meaningless-meaning data. Humans need computers to process large amounts of information, but also need human intelligence to make final judgments about the results returned by computers. About the author, Gary Smith has been involved in many research projects that highlight the questionable use of data in statistical analysis. He has published 8 textbooks, 7 business books, nearly 100 academic articles and 7 software programs in economics, finance and statistics. In addition to teaching at Pomona College, he is also an economic analyst and consultant. His other well-known books such as “Standard deviation: Flawed assumptions” and “Tortured Data” also warn about the dangers of confusing correlations. and causality in statistical analysis.

Produced｜Sohu Technology

Author | Song Wanxin

On May 17, the 2021 Sohu Technology 5G&AI Summit was grandly held in Beijing.Tian Feng, the founding dean of SenseTime Intelligent Industry Research Institute, delivered a keynote speech as a guest “The Global Change of AI Ethics” . After the speech, he accepted an interview with Sohu Technology. When the rapid development of artificial intelligence and big data, discussions on data security and AI ethics also emerged. Tian Feng gave a detailed answer in the interview.

Tian Feng believes that artificial intelligence is a tool, and a tool must depend on the purpose and the person who uses the tool. Only when users have values. “We hope it will be used by good people, so our so-called AI ethics is more about letting good people use artificial intelligence, rather than letting evil people use artificial intelligence.”

In order to train artificial intelligence, user data is collected more and more, and many cases of privacy infringement have occurred in the process. Tian Feng pointed out that we must not give up food because of choking. “Artificial intelligence will have various risks. If you don’t use it or study its technology, it will never develop. This will bring humanity to industry regression and development. It will always be a theme, whether it is China, the United States, or Europe.” He said.

In fact, while artificial intelligence technology is developing, privacy protection technology is also developing simultaneously. For example, the federated learning technology proposed by Google in 2016 is one of the most popular technologies for privacy protection in the industry. Tian Feng explained the technology and said, “The data is available and not visible. When I judge whether the data is true or false, I only answer a yes or no, and will not tell me the underlying original data. This is the principle of data services.”

Tian Feng introduced that in addition to federal learning, privacy computing, encryption of biometric data, and some corresponding anonymization processing are all security protection technologies that SenseTime Intelligent Industry Research Institute has invested in research and development in various scenarios.

The following is a concise compilation of the interview record:

Sohu Technology: Would you like to briefly introduce to the netizens your research institute of Intelligent Industry and whether SenseTime has some interesting research?

Tian Feng: Artificial intelligence is changing the life and business model of each of us. SenseTime Intelligent Industry Research Institute focuses on the industrial value of artificial intelligence and our social value, including social impact. This is the result of our continuous efforts to write various smart industry reports, digital transformation reports, and global AI policy analysis and ethics-related research results.

Sohu Technology: A common topic, is technology neutral or valued. What do you think of this issue?

Tian Feng: First of all, we believe that artificial intelligence is a tool and a representative of the forefront of technology. The tool must depend on your purpose, so its users, the people who use this tool, must have values.

It has three directions. In general, science and technology, the first is to become a tool of the industry, and the second is to become a scientific, forward-looking theoretical research result. So the second one is the development direction of cutting-edge technology. The third is the unavoidable topic, weapons. During World War II, science and technology developed rapidly. Basically, these three directions evolved. In the end, whoever uses such technology has corresponding values.

Sohu Technology: The technology itself is still a tool?

Tian Feng: Yes, we want it to be used by good people, so our so-called AI ethics is more about letting good people use artificial intelligence, rather than letting evil people use artificial intelligence.

Sohu Technology: User privacy protection has always been a hot topic. In the era of big data, the demand for data is very large. In order to train AI, etc., are there any technologies and rules to better protect user privacy?

Tian Feng: Regardless of China, the United States and Europe, everyone attaches great importance to the privacy of the whole people, which will promote the development of the entire technology industry. The ethical protection of artificial intelligence now has a purpose, first to promote development, and second to protect the bottom line. Artificial intelligence will have various risks. If you don’t use it or study its technology, it will never develop. This will bring industry regression to mankind. The first development will always be a theme, no matter it is China, the United States, Europe.

The second thing is to keep the bottom line. Everyone is like sitting on a boat. If any place leaks, the boat will sink. From the perspective of Shangtang Technology, we have made a lot of investment and work in artificial intelligence ethics. Including the Intelligent Industry Research Institute, our main core task is to do research on the ethics of AI and the joint research and development team to make more technical inputs. For example, what we are talking about now is federated learning, privacy computing, including the encryption of biometric data and the corresponding anonymization processing. These are all kinds of security protections and practices that we continue to do in different industrial scenarios.

Sohu Technology: Federal learning is a relatively hot technology in the industry. Can you explain to the public in simple words what kind of technology is this? Can it protect privacy?

Tian Feng: We often say one sentence, which is particularly suitable for describing this. The data is available or not visible. When I judge whether the data is true or false, I only answer yes or no, and will not tell me the underlying original data. This is data. The principle of service.

Second, federated learning is actually multiple data, and even data from multiple business entities are put together for fusion machine learning training and data cross-analysis. However, this environment can guarantee the security of the underlying data to the data of all parties. From the IT era to the cloud computing era to the artificial intelligence era, there are various technologies to protect the underlying security of multiple data, and more can be obtained from the above. The results of good data analysis, the data of insurance companies and the data of Internet companies are intertwined to produce insurance premium data of thousands of people, which does not mean to publish the private data of every car owner. This is to look at the federal government from an industry perspective. The integration and innovation of the data of multiple commercial entities realized by learning can not only obtain commercial value, but also protect the data resources of each party from being leaked.

Song Wanxin: Shang Tang has invested a lot in this area?

Tian Feng: Yes, we have joined hands with many university laboratories around the world to do artificial intelligence technology and ethics research and development. We have established a computational law and AI ethics research center in cooperation with Shanghai Jiaotong University, relying on the first-line scientific research of universities and enterprises Strength, we will work together to study the technology and soft topics of risk control in various aspects of AI ethics and legal compliance.

Tian Huiyu attaches great importance to the development of financial technology. In the more than 2,000 words of the “President’s Address” in the China Merchants Bank’s 2019 annual report, he mentioned a total of 6 “technology”, 9 “transformation”, and 14 “digitalization”.

Since taking office in 2013, Tian Huiyu has been pushing China Merchants Bank to “run wildly” on the road of technology.

“We have made a clear-cut proposal to build a financial technology bank, and take the exploration of digital business models as the main direction of the second half of the transformation.” Tian Huiyu said in the 2019 annual report.

Thanks to the efforts of Tian Huiyu and other people from China Merchants Bank, China Merchants Bank’s “technological strength” has been at the forefront of the industry.

• At the end of 2019, CMB’s investment in information technology was 9.361 billion yuan, an increase of 43.97% year-on-year, which was 3.72% of the company’s operating income; in 2020, CMB’s investment in information technology reached 12 billion yuan
• In December 2020, China Merchants Bank and JD.com jointly won the second direct banking license in China. China Merchants Topology Bank will fully adopt an online business model and explore new forms of banking in the future
• As of January 10, 2021, the CMB App has accumulated 145 million users and 60.25 million monthly active users

The emergence of the epidemic will bring more complicated situations and tests to banks in 2020, and China Merchants Bank’s performance last year was relatively stable. According to the performance bulletin published on January 14, China Merchants Bank achieved operating income of 290.508 billion yuan in 2020, an increase of 20.805 billion yuan, or 7.71%, over the same period last year.

Recently, Tian Huiyu also said in an interview with a reporter from the Financial Times that the epidemic has isolated physical contact between people, but thanks to a higher level of digital service system, the relationship between China Merchants Bank and its customers has become closer. It also strengthened China Merchants Bank’s determination to promote digital transformation.

Create “Digital Merchants Bank”

China Merchants Bank, founded in 1987 and headquartered in Shenzhen, China, is the first joint-stock commercial bank in China that is wholly owned by a corporate legal person.

China Merchants Bank adheres to the strategic direction of “light banking” and the strategic positioning of “one body and two wings”.

“Light Bank” The strategic direction of China Merchants Bank requires light management, light assets, light business model, etc. For example, light management refers to a light organization structure, which is manifested in the head office and branches going hand in hand; light asset refers to less asset consumption and more controllable risks. At present, China Merchants Bank and ICBC have joined the ranks of light banks. In its annual report, China Merchants Bank pointed out that it is necessary to closely focus on the transformation direction of “light banking” and strive to achieve a breakthrough in the qualitative change of financial technology banks.

At the same time, China Merchants Bank also insisted “One body and two wings” Strategic positioning, Retail “One” takes MAU as “North Star” (North Star is the most important direction, and all indicators serve this indicator) , Wholesale “Two Wings” take specialization as the direction, focus on building wholesale business systemization capabilities, and accelerate the advancement of digital transformation.

With MAU as the most important indicator, the number of APP users of China Merchants Bank continues to rise. At the end of 2019, the cumulative number of CMB App users exceeded 100 million; in mid-2020, the cumulative number of CMB App users reached 129 million; as of January 10, 2021, the cumulative number of CMB App users had reached 145 million. The number of active users is 60.25 million.

China Merchants Bank also directly pointed out that it must pass Benchmarking financial technology companies , Vigorously carry out the construction of financial technology banks, use financial technology as the nuclear power of transformation and development, and fully empower business development .

Currently, China Merchants Bank has built three software centers in Shenzhen, Hangzhou, and Chengdu, and two data centers in Shenzhen and Shanghai to support the business development of the entire bank.

China Merchants Bank’s “AI Actual Combat”

Digital risk control

China Merchants Bank’s intelligent risk control platform “Libra System” covers online and offline transaction channels, and can intercept telecom fraud in real time.

As of the end of 2019, the “Libra System” can intercept suspected fraudulent transactions within 30 milliseconds, reduce the proportion of counterfeit and embezzled amounts of non-cardholders to five ten million, and help customers intercept 27,900 telecommunications fraud transactions. The interception amounted to 493 million yuan, which provided a strong guarantee for the safety of customer funds.

As of mid-2020, China Merchants Bank has reached 75.60% of the early warning accuracy of potential risky corporate customers; it has helped customers intercept 80,000 telecommunications fraud transactions, with an intercepted amount of more than 1.8 billion yuan, which provides a strong guarantee for the safety of customer funds.

Now, the intelligent risk control platform “Libra System” can intercept most suspected fraudulent transactions within 20 milliseconds, reducing the proportion of counterfeit and embezzled amounts by non-cardholders to six ten millionths.

In addition, in terms of external cooperation, China Merchants Bank is also actively cooperating with digital technology companies such as Huawei, Tencent, and Suoxinda.

According to an article published on Huawei’s official website in 2018, after the China Merchants Bank credit card unified risk control platform based on Huawei’s FusionInsight big data solution was launched, the number of risk cases was reduced by 50%, and the loss in half a year was reduced by more than 100 million yuan. The credit card issuance time has been reduced from about 15 days. Shorten it to 5 minutes.

In November 2017, Tencent and China Merchants Bank formally signed a cooperation agreement to reach a cooperation in the field of financial big data anti-fraud: Tencent Financial Cloud and Tencent Security Anti-fraud Laboratory opened up anti-fraud capabilities to China Merchants Bank through AI technology to help China Merchants Bank Better identify fraud in financial services and jointly build a financial security ecosystem.

According to news in April 2020, Tencent and China Merchants Bank jointly launched the “Lingshield Plan” to create a new model of anti-fraud through technology.

Digital marketing

In the field of intelligent marketing, the characteristics of China Merchants Bank are personalized recommendation, precise identification and electronic channel construction.

Beginning in 2015, China Merchants Bank has cooperated with Suoxinda Holdings, a global financial AI big data and integrated intelligent marketing solution manufacturer, from the customer group marketing stage 1.0, to the personalized marketing stage 2.0, to the real-time marketing 3.0 stage, to AI Marketing 4.0 stage, comprehensively build China Merchants Bank’s leading digital smart marketing system. It is reported that through the generation of 1,726 customer portrait tags for retail customers, the number of marketing customer contacts has increased by 6.56 times, the marketing success rate has reached 17.42%, and the personalized recommendation of “thousands of people” has begun.

Digital Customer Service

In 2016, under the technological wave of AI + big data, China Merchants Bank’s credit card service started the application of intelligent services with the palm life app as the core, from AR customer service, to AI-core intelligent customer service, and then to small recruitment assistants. Every new technology exploration and application has brought users a better interactive experience, and has become a more personalized and portable intelligent assistant for users step by step.

At present, the “Xiao Zhao Miao Smart Assistant” launched by CMB Credit Card on the Pocket Life App uses AI technologies such as voice conversion and semantic recognition to perform intelligent intent analysis of natural language, making the service “visible” and “heard” “. At the same time, the intelligent voice navigation function is implanted in the telephone voice IVR, the recognition accuracy rate reaches 94%, and the interaction volume is nearly 80,000. In addition to voice recognition technology, face recognition has also been used in the image, which greatly shortens the security authentication time.

In 2020, an interim report issued by China Merchants Bank pointed out that the automatic response accuracy rate of China Merchants Bank’s intelligent customer service reached 96.7%.

Digital investment advisory

In 2016, China Merchants Bank launched a robo-advisory service-“Capricorn Intelligent Investment”, which is also the first domestic commercial bank to launch robo-advisory services.

“Capricorn Smart Investment” mainly uses machine learning algorithms to incorporate more than ten years of wealth management experience of China Merchants Bank, and builds an asset allocation portfolio based on public funds, so as to achieve the purpose of diversifying investment risks with investors.

In 2018 alone, the cumulative sales scale of CMB Capricorn Smart Investment reached 12.233 billion.

Digital Middle Office

In the 2019 annual report, China Merchants Bank pointed out that it will build a unified digital middle-station for enterprises-China Merchants Bank’s open platform, explore the transformation of business models supported by standardized and modular services, and quickly respond to customer needs.

Prior to this, Leifeng.com (Public Account: Leifeng.com) had reported on China Merchants Bank’s data center in detail. For example, China Merchants Bank has built a middle-office system for customer acquisition and operation across the entire chain, such as the Rubik’s Cube activity operating platform and the red envelope platform. Like the Rubik’s Cube event platform, branches can quickly configure an online event within 5 minutes and reach target users through the China Merchants Bank App.

China Merchants Bank also proposed Strengthen the construction of data center and promote data connection. Strengthen data governance, improve the convenience and ease of use of data, build a data application tool platform, and lower the threshold of data application. Promote the integration and opening of the system, open up the work flow and information flow of each system, and realize one entrance to the whole line. Decoupling the system with open thinking, micro-service and productization of functional modules, Precipitate various general capabilities as the middle stage of the system.

The 2020 Interim Report of China Merchants Bank pointed out that China Merchants Bank will accelerate the iterative development of its customer relationship management system (CRM), and use the CRM system as a medium- and Taiwan-based capability precipitation carrier to form a customer information center, information case center, business processing center, marketing support center and a series of scenarios. Five core functions such as the team building center.

The CRM4.0 system is a key platform for the transformation of the “China Merchants Bank” financial business model. It is a smart marketing platform and a digital operation platform based on the business system, as well as a customer service system and a customer manager management system platform.

smart robot

China Merchants Bank relies on big data and artificial intelligence to create intelligent service robots, traffic distribution decision-making robots, intelligent agent assistant robots, service analysis robots, quality inspection robots, etc., covering user insights, traffic distribution, service interaction, demand re-excavation, management improvement, etc. Five modules, and moved the call center to the Pocket Life App to provide users with audio-visual multimedia interactive services, which has achieved the upgrade of service efficiency and user experience.

In June 2020, Tian Huiyu pointed out that China Merchants Bank relies on big data and artificial intelligence to create a large number of intelligent service robots. The cost of robots used for retail credit collection is 1/10 of labor, and the output is 9 times that of labor. The above is to increase production capacity.

RPA (Robot Process Automation)

As of October 2020, the financial industry accounted for the highest proportion of domestic RPA companies at 54.55%, of which 77.78% of financial institutions are banks. Among them, Shanghai Pudong Development Bank and China Merchants Bank were the first banks to use RPA. They were the first to introduce RPA technology in the domestic financial industry in 2016 and 2017, respectively, in order to improve the level of operation automation. The effect is very impressive.

In December 2018, China Merchants Bank used intelligent robots to participate in business processing in the new version of its online custody banking system, which was the first to realize the application of RPA technology in the asset custody field.

In 2020, China Merchants Bank has innovatively integrated the RPA shared pool technology on the basis of the original CBS7.0 platform, and launched CBS-RPA, which can quickly help companies build a complete treasury management system, build a comprehensive treasury management system, and solve treasury management Problems and perplexities. The product became very popular after it was launched, and it has been successfully launched in nearly ten large group companies across the country within only half a year of its launch.

In the 2020 interim report, China Merchants Bank pointed out that it applied RPA, OCR and NLP (natural language processing) and other financial technology technologies in 24 middle and back-office scenarios including verification, entry, and consulting. During the reporting period, the number of alternative businesses reached 11.64 million. .

Tian Huiyu, President of China Merchants Bank, said: RPA uses machines to replace simple outsourcing, which saves a lot of costs.

cloud computing

At the end of 2019, the total number of X86 server deployments of China Merchants Bank increased by 60.67% year-on-year. The new generation of PaaS (Platform as a Service) platform expanded its use, and the proportion of the bank’s applications on the cloud reached 44%.

At the same time, China Merchants Bank continues to enhance its open banking capabilities. The “Open API Platform” for unified external services across the bank supports the safe and fast output of APIs, serving financial payment, AI, smart parking, smart medical and other scenarios, and empowering 629 cooperative enterprises. In terms of big data + AI, the big data cloud platform was upgraded, the overall capacity of the data lake was increased to 9.8PB, and the data entering the lake increased by 68% year-on-year.

Based on the integration of internal and external data, China Merchants Bank has increased the research and application of AI technology, built three AI cloud services of intelligent customer service, risk public opinion, and computer vision, and launched three major AI solutions for knowledge management, digital marketing, and risk management to support business The development of intelligence.

The 2020 mid-term report pointed out that China Merchants Bank will establish a large-scale digital infrastructure based on cloud computing technology, promote the construction of a native cloud that is more convenient for rapid construction, expansion, openness and iteration of systems and applications, and support the safe access of new applications from the head office and branches to the cloud .

As of mid-2020, China Merchants Bank has 4,015 native cloud servers, an increase of 100% over the end of the previous year; the scale of native cloud storage is 29.18PB, an increase of 92% over the end of the previous year; the number of native cloud containers is 69,080, an increase of 121% over the end of the previous year.

database

On November 27, 2017, China Merchants Bank and Huawei established a joint innovation laboratory for distributed databases to jointly develop independent and controllable financial-grade distributed database products.

In this joint creation project, China Merchants Bank mainly does three things: first, to provide advanced financial business scenarios; second, based on so many years of advanced experience in database use and operation and maintenance of China Merchants Bank, it proposes a solution for the joint creation of distributed databases. Specific requirements; third, for the key components of the Lianchuang database, such as the kernel and high-availability architecture, deeply participate in the entire link from design, coding, testing to final production. Huawei, on the other hand, has a large amount of technology accumulation in the database field, and is mainly responsible for the realization of product development and the promotion of future marketization.

After initial contact and cooperation, China Merchants Bank and Huawei conducted a pilot database application in 2018.

In the 2019 annual report, China Merchants Bank pointed out the establishment of the Kunpeng Computing Joint Innovation Laboratory and the Load Balancing Joint Innovation Laboratory to accelerate the implementation of the research results of the distributed database joint innovation laboratory.

Biometrics

As the leading brand of commercial banks, China Merchants Bank focuses on internal risk control and payment security, combined with cutting-edge technologies such as big data, cloud computing, and artificial intelligence, and continuously upgrades the risk control system, creates smart risk control, and creates convenience and efficiency for consumers. Safe and assured customer experience.

In order to strengthen the bank’s internal security management, increase the efficiency of the banking system’s authorization, and enhance the counter business risk prevention capabilities, China Merchants Bank introduced the fingerprint recognition algorithm and smart terminals of Eyes Technology as early as 2009, which were applied to the counters and smart branches of China Merchants Bank. And in mobile marketing, it has realized intelligent risk control and cost reduction and efficiency enhancement, helping China Merchants Bank to provide consumers with intelligent, convenient and safe financial services with user experience as the core, and add to the good life of users.

Blockchain

As early as 2018, China Merchants Bank issued the country’s first financial industry blockchain electronic invoice.

At the end of 2019, China Merchants Bank improved and developed the standard branch chain and BaaS (blockchain as a service) platform ecology, with a total of 25 applications.

In the 2020 mid-term report, China Merchants Bank pointed out that it is improving and developing the open permission chain and blockchain as a service (BaaS) platform. It has been developing the continuous application of blockchain and business integration in scenarios such as supply chain finance and merchant fund clearing. explore.

Online payment

In the 2019 annual report, China Merchants Bank pointed out that it will realize ecological operation with the industrial Internet as the key link. Focusing on the three major directions of account and payment system digitization, digital financing, and financial technology capability output, the industry chain is opened up, and the unified payment and settlement system is innovated to realize the collection and settlement function and the internal account settlement mode of the B2B platform.

At the end of 2019, China Merchants Bank’s comprehensive settlement solution “Cloud Bills” has provided services to 5,766 corporate customers, with a transaction volume of 287.271 billion yuan; the aggregate collection business focuses on insurance, medicine, education, and FMCG four scenarios, and the number of transactions Reached 502 million transactions, with a transaction value of 146.647 billion yuan, a year-on-year increase of 267.51%.

The “Three Times” of China Merchants Bank

China Merchants Bank started from Shekou, Shenzhen, and has been crowned as the “King of Retailing” in the banking industry for 40 years of ups and downs. Along the way, it is inseparable from the three presidents’ keen insight into market changes and their strong courage to actively reform.

Wang Shizhen He was the first president of China Merchants Bank and served for 14 years. Under his leadership, China Merchants Bank evolved from a wholly-owned bank of China Merchants into a standard joint-stock commercial bank, and gradually got rid of the restrictions of regional banks, and basically formed a national commercial bank. Pattern.

Wang Shizhen and other leaders also made the decision to quickly establish a computer system for China Merchants Bank, and set a clear mid-term goal: to complete the computerization of basic business processing within three years, and to complete the computerization of all business processing within five years. This has laid a good foundation for China Merchants Bank to carry out digital transformation in the future.

Year 1999, Ma Weihua He took over as the president of China Merchants Bank and fully started the construction of China Merchants Bank’s online banking after taking office, becoming the first commercial bank in China with online financial services. The opening of China Merchants Bank’s online banking became the starting point for its retail business.

In 2010, after realizing that the profit growth achieved by large-scale capital consumption and profit margins in the past was difficult to sustain, Ma Weihua led China Merchants Bank to implement the goals of reducing capital consumption, increasing loan pricing, and controlling financial costs. “Secondary transformation”. Like Wang Shizhen, Ma Weihua has also been at the helm of China Merchants Bank for 14 years.

year 2013, Tian Huiyu Taking over as the president of China Merchants Bank, China Merchants Bank has ushered in a new era in which it is fully embarking on the road of “finan-tech banking”.

Under the leadership of Tian Huiyu, China Merchants Bank proposed “mobile first” in 2015, consciously using APP as its main business position.

In 2016, China Merchants Bank mentioned fintech in its annual report for the first time, proposing that the bank’s “premature power” must be used to advance its fintech strategy, and in its 17-year report, it proposed to be a “finan-tech bank”.

Under the leadership of Tian Huiyu and other leaders of China Merchants Bank, at the end of 2019, China Merchants Bank invested 9.361 billion yuan in information technology, a year-on-year increase of 43.97%, which is 3.72% of the company’s operating income.

China Merchants Bank attaches great importance to science and technology investment, and its investment in information technology has far exceeded that of most banks over the years. Public information shows that the annual financial technology budget of China Merchants Bank is determined at 3.5% of the previous year’s revenue.

Recently, Tian Huiyu said in an interview that China Merchants Bank’s investment in information technology has reached 12 billion yuan in 2020. Based on this figure, Leifeng.com calculates that China Merchants Bank’s IT investment will account for more than 4% of the company’s operating income in 2020.

Competition with china US Senate passed Billion program

Status: 09.06.2021 09:01 a.m.

With a $ 250 billion program, the US wants to make up economic ground against China. The aim is semiconductor production and the research area Artificial Intelligence. The US Senate has passed a huge investment program in research and technology. Across all parties, the senators voted in favor of the package of measures designed to strengthen the US economy in competition with China. One of the goals is to advance the production of semiconductors in the USA and research in the field of artificial intelligence. Senate Democratic Majority Leader Chuck Schumer said after the vote: “If we don’t do anything, our days as the dominant superpower could be numbered.” US President Joe Biden was satisfied with the Senate decision: “We are competing for victory in the 21st century and the starting shot has been fired.” The US would have to maintain its position as “the most innovative and productive nation in the world”, according to Biden.

Production capacities decreased

According to the White House, the proportion of semiconductor production capacity in the US has fallen from 37 percent to around 12 percent of global production over the past 20 years. US companies are dependent on foreign countries, in particular on countries in Asia, which is a risk in the supply chain. Currently, many automakers and electronics manufacturers are struggling with not enough chips on the market. Among other things, the surge in demand for notebooks and other computer technology during the pandemic led to the shortage of semiconductors.

Discover the technologies of tomorrow

President Biden said the bill will enable the US to discover, manufacture and improve tomorrow’s key technologies – from artificial intelligence to computer chips to lithium batteries used in smart devices and electric vehicles – in the United States United States. The House of Representatives must also give its approval for the Investment Act to come into force. According to the US media, it could meet with resistance there.

The annual report shows that in 2020, CITIC Bank invested 6.926 billion yuan in science and technology, an increase of 24.43% year-on-year; the number of science and technology personnel in CITIC Bank has quadrupled in two years to 4190.

With the increasing investment in technology, the achievements of China CITIC Bank’s digital transformation are gradually emerging:

China CITIC Bank and its peers have established a large-scale blockchain cooperation ecology among domestic banks, and the cumulative transaction volume of the blockchain trade finance platform has exceeded 10 billion yuan

China CITIC Bank successfully put into production the first independent distributed core system of domestic medium and large banks-Lingyun Engineering

China CITIC Bank has nearly 800 application scenarios for intelligent robots (RPA), the branch application coverage rate exceeds 80%, and the average business operation efficiency has increased by more than 20%.

On March 15th, Li Qingping, who has a “financial iron lady”, resigned as chairman of China CITIC Bank, and Zhu Hexin, who was the former vice governor of finance, took over. Zhu Hexin is an “old Bank of Communications” with more than 20 years of experience in the financial industry. Under his leadership, CITIC Bank’s layout in the field of financial technology may undergo major changes.

Build a digital CITIC Bank

China CITIC Bank, founded in 1987 and headquartered in Beijing, is one of the nationwide commercial banks. Its total assets exceed 7 trillion yuan and the number of employees is nearly 60,000.

In the “Top 100 Chinese Banking Industry 2020” released by the China Banking Association, CITIC Bank ranked 11th according to the ranking of core Tier 1 capital. In this ranking, China CITIC Bank surpasses China Everbright Bank and is second only to Minsheng Bank.

CITIC Bank, like CITIC Securities, CITIC Construction Investment Securities, CITIC Trust, CITIC Prudential Life and other companies, is one of the subsidiaries of CITIC Group.

In 2020, China CITIC Bank, together with other CITIC Group subsidiaries, provided customers with a combined financing scale of 107.82 billion yuan, a year-on-year increase of 68%, breaking the “one trillion” mark for the first time.

On March 25, China CITIC Bank Co., Ltd. released its 2020 annual performance report. The report shows that China CITIC Bank will achieve revenue of 194.731 billion yuan in 2020, a year-on-year increase of 3.81%.

In recent years, China CITIC Bank has continuously increased its investment in financial technology.

In 2020, CITIC Bank invested nearly 7 billion yuan in technology, an increase of 24% over the previous year, and technology investment accounted for 3.56% of operating income.

As of the end of 2020, CITIC Bank has 4190 scientific and technical personnel (excluding subsidiaries), a year-on-year increase of 31.68%, and CITIC Bank’s scientific and technical personnel accounted for 7.60%.

The number of scientific and technological personnel in CITIC Bank has quadrupled in two years, which is also a supplement to the upcoming larger-scale digital transformation.

At the beginning of this year, China CITIC Bank released a new three-year development plan, proposing to use high-tech as the engine and high-quality development as the theme to strengthen the development of light and intensive.

In order to achieve high-quality development goals, The financial technology structure of China CITIC Bank has been adjusted to “three committees, two departments, and two centers” . Compared with 2019, China CITIC Bank has added a new data management committee to its 2020 annual report.

At the same time, China CITIC Bank also proposed the implementation path of “one reform, two transformations and three challenges”. In response, China CITIC Bank proposed to accelerate digital transformation and light capital transformation.

In terms of ecological scenario layout and corporate cooperation, China CITIC Bank has jointly built more than 5,500 scenarios with hundreds of partners such as UnionPay, Didi, JD.com, etc., serving 5.2 million users and accumulating 390 million capital transactions.

In cooperation with artificial intelligence-related applications, China CITIC Bank has launched cooperation with the three Internet giants of BAT, and other well-known artificial intelligence application technology manufacturers such as Megvii, HKUST Xunfei, Tongdun and Bangsheng, enriching itself in various fields. Artificial intelligence applications on business lines.

CITIC Bank AI combat

Artificial intelligence platform

As early as 2017, the artificial intelligence platform “CITIC Brain” independently developed by China CITIC Bank was fully launched.

In 2018, “CITIC Brain” initially has the ability to provide intelligent services for retail, corporate, custody, and compliance.

In 2020, with the “CITIC Brain” as the main engine, CITIC Bank will build an “AI Model Center” and an “AI Efficiency Center”, implement 307 “AI + data” precision models, and serve more than 10 million customers intelligently in real time.

Among them, wealth management AI intelligent recommendation achieved online sales of 232.65 billion yuan, landing strategic customer equity chain applications, and increasing management assets by more than 52.2 billion yuan.

Intelligent risk control

The 2020 annual report shows that China CITIC Bank has accelerated the practice of intelligent risk control, independently developed real-time intelligent anti-fraud and anti-money laundering systems, with an accuracy rate of 90% for real-time transaction monitoring and interception, and offline risk control screening and intercepting more than 17,000 risk events.

The bank’s credit card center uses big data, machine learning, cloud computing and other intelligent technologies to introduce multi-dimensional new data to enrich customer risk profiles. In 2020, a total of 26 full-process credit risk scoring cards will be iteratively optimized, effectively improving the ability of risk control and precise policy implementation; Through machine learning algorithms, it has achieved a new breakthrough in more efficient and accurate risk decision-making capabilities, and realized a 20% increase in transaction amount.

In 2018, China CITIC Bank and Bangsheng Technology reached a cooperation in the construction of risk control and anti-fraud, and contributed to the upgrade of CITIC Bank’s intelligent real-time risk control system.

In the same year, China CITIC Bank also reached a cooperation with Tongdun Technology. Tongdun Technology provides smart risk control middle-office services for China CITIC Bank Credit Card Center.

Smart marketing

According to the 2020 annual report, China CITIC Bank expanded its new customers by 12,800 new customers by increasing digital marketing and using the chain-based customer acquisition and product customer acquisition model, driving a deposit growth of 53.9 billion yuan.

In addition, CITIC Bank has also actively developed a retail business system, which has boosted the scale of assets by nearly 200 billion yuan, and the AI ​​smart recommendation for wealth management has achieved CITIC Bank’s online sales scale of more than 230 billion yuan.

In 2017, China CITIC Bank cooperated with Suoxinda Holdings, a global financial AI big data and integrated intelligent marketing solution manufacturer, and introduced Suoxinda AI, big data and other leading technologies and end-to-end digital intelligent marketing overall solutions to comprehensively build CITIC Bank Leading digital marketing system.

Smart Customer Service

In October 2018, China CITIC Bank Mobile Banking launched an intelligent voice service product to help visually impaired users experience barrier-free mobile financial services.

With the support of Tencent Cloud’s intelligent voice and semantic understanding technology, China CITIC Bank’s mobile banking intelligent voice service has achieved rapid upgrades.

With the help of intelligent voice technology, CITIC Bank’s customer service robots can meet the needs of scenarios such as question and answer, transfer tasks, account query tasks, financial tasks, small chats, etc., and provide solutions for complex financial transaction scenarios.

In the same year, China CITIC Bank also cooperated with HKUST iFLYTEK in intelligent customer service.

Robo-advisor

CITIC Bank’s robo-advisory product-“Xinzhitou”, on the basis of agency fund sales, integrates technologies such as big data analysis and quantitative financial models.

“Xinzhi Investment” analyzes the customer’s investment pain points from the three stages of pre-investment, investment, and post-investment, and provides customers with a complete set of fund investment solutions based on the customer’s profile and target risk strategy.

Lu Tiangui, the current business director of CITIC Bank, once introduced the three highlights of Xinzhi Investment in 2018:

One is to intelligently match target risks and simulated returns based on the customer’s risk assessment results, and recommend the most suitable product combination. According to reports, Xinzhi Investment has built an intelligent risk assessment model based on multi-dimensional data analysis of more than 2 million customers.

Second, Xinzhi Investment not only has forward-looking market analysis by investment research experts and professional research on underlying products, but also uses big data, investment models, and intelligent algorithms to make up for the lack of human computing power.

Third, the user experience is convenient. CITIC Bank searches for the optimal combination from more than 4,000 funds, and directly pushes the recommended asset allocation combination to users. Users make decisions, purchase with one click, and enjoy follow-up services. Experts continue to track the macro market and Bottom product situation.

Core system

In 2020, China CITIC Bank successfully put into production the first autonomous distributed core system (Lingyun Project) of domestic medium and large banks.

As the first to be put into production in China, the new generation of cloud-based credit card core system with independent intellectual property rights-the new core system of China CITIC Bank Credit Card StarCard, will be the first anniversary of stable operation in 2020.

The data shows that StarCard has successfully carried the operation and management of 110 million accounts. The peak transaction value is as high as 4,500 transactions per second, which is more than three times that of the original system. The average transaction response time is only 36 milliseconds, which is effective for satisfying, membership days, rush to buy, and marketing. Activities, Double Eleven Shopping Festival and other high-frequency trading application scenarios.

At the same time, the bank’s credit card center has steadily promoted the construction of the second phase of the upgrade of the new core system of StarCard, and has completed 30 planned subprojects of the second phase, and implemented “second-level” real-time and intelligent data business scenario services.

Blockchain

The 2020 annual report shows that the China CITIC Bank blockchain platform is the first to pass 5 credible evaluations of the China Academy of Information and Communications Technology at one time. The blockchain forfaiting trading platform has been recognized by the People’s Bank of China and upgraded to a national industry platform.

The blockchain forfaiting trading platform is a large-scale blockchain cooperation ecosystem between domestic banks established by China CITIC Bank and its peers.

At present, the cumulative transaction volume of the blockchain trade finance platform has exceeded 10 billion yuan.

cloud computing

In 2017, China CITIC Bank launched an ecological financial cloud platform. It is understood that the cloud platform is operated by financial institutions, technology companies, professional institutions, regulatory agencies, etc., in accordance with the mechanism of division of labor.

In the 2018 annual report, 53% of CITIC Bank’s applications have been migrated to the cloud platform, and the system deployment efficiency has increased by more than 20%.

In the 2020 annual report, the overall cloudification rate of China CITIC Bank’s infrastructure reached 96.71%, and the infrastructure resources have T+1 day delivery capabilities.

At present, China CITIC Bank pointed out that it has completed the first stage of production of the bank-level data lake, and the basic data platform of “one lake, one database” has been basically completed, and the overall processing performance has increased by more than 50%.

RPA (Intelligent Robot)

In 2019, Daguan Data won the bid for the AI ​​project of CITIC Bank Credit Card Center to provide it with RPA products and technical services.

The 2020 annual report shows that there are nearly 800 application scenarios for CITIC Bank’s intelligent robot (RPA), the branch application coverage rate exceeds 80%, and the average business operation efficiency has increased by more than 20%.

With online processes, mobile approvals, and intelligent customer identification, China CITIC Bank has shortened the time it takes to open public accounts by approximately 30%.

Biometrics

In terms of fingerprint recognition, China CITIC Bank and Lenovo Venture Capital Group’s subsidiary “National Authentication” reached a cooperation in 2018 to deploy a fingerprint login function module in the new version of mobile banking 4.0. Users only need to turn on the fingerprint login function to experience extreme speed Easy and quick to log in.

In the direction of face recognition, China CITIC Bank applied Megvii Technology’s face core product in 2018.

mobile bank

In the construction of mobile banking, China CITIC Bank is speeding up the construction of a multi-application ecological network with mobile banking as the main operating position and small programs as light touch points.

The dual APP of China CITIC Bank’s mobile banking and mobile card space is upgraded to version 7.0, and realizes interconnection; mobile banking APP 7.0 realizes the version switching that changes according to the customer, and on the basis of the popular standard version, it covers overseas finance, the elderly, and private banks. Five characteristic customer groups, small and micro, and foreign, provide personalized and exclusive services.

In the first half of 2020, China CITIC Bank has 10.85 million monthly active mobile banking (MAU) accounts, a year-on-year increase of 17%, and China CITIC Bank’s credit card APP “Moving Card Space” has 13.24 million monthly active users (MAU), an increase of 12% year-on-year.

As of the end of 2020, China CITIC Bank has 26.155 million online monthly active users, of which mobile banking APP transaction amount has increased by 20.66% over the previous year, and the replacement rate of e-banking transactions has reached 99.54%.

In terms of channel co-building, China CITIC Bank has also continued to strengthen online service integration. The mobile banking APP successfully launched the online business hall services of CITIC Securities and China Securities Construction Investment Securities, and jointly launched the CITIC Academy function with CITIC Publishing Group.

President Fang Heying: Build a first-class technology-based bank

At present, the senior management organization structure of China CITIC Bank presents a pattern of six presidents with “one director and five associates”.

On the evening of March 15, Li Qingping, the former chairman of China CITIC Bank, handed in her resignation. At the same time, the board of directors has elected the chairman of CITIC Group Zhu Hexin as the chairman of the bank, and the president of China CITIC Bank Fang Heying as the vice chairman.

Among them, President Fang Heying is a 25-year veteran of China CITIC Bank.

Since 1996, Fang Heying has worked at China CITIC Bank, where he has served as the bank’s financial market business director, Hangzhou branch president, and Suzhou branch president.

Now 55, he addressed the shareholders on behalf of China CITIC Bank in the 2020 China CITIC Bank Annual Report just released.

Looking forward to the next three years, Fang Heying stated in the annual report president’s speech that he will continue to increase investment in science and technology. Accelerate the digital transformation and build China CITIC Bank into a “first-class technology bank” , Through the same direction of technology and business, to drive more innovation and bring about greater changes.

At the level of financial technology, Lv Tiangui, the business director of CITIC Bank and the proposed vice president, also said in response to a question from a reporter from the Economic Information Daily that the goal of CITIC Bank is to build two major platforms in technology and data within three to five years. “Support and promote the transformation of the bank’s operation and management from informatization and digitization to intelligence, forming an agile + intelligent innovation system, and becoming a first-class technology-driven bank.”

Lu Tiangui also said that digital transformation has now been upgraded to a bank-wide strategy to promote the entire process of systematic changes from technology application, model innovation, process reengineering to organizational remodeling, and promote the improvement of the bank’s governance system and the improvement of governance capabilities.

Tian Huiyu attaches great importance to the development of financial technology. In the more than 2,000 words of the “President’s Address” in the China Merchants Bank’s 2019 annual report, he mentioned a total of 6 “technology”, 9 “transformation”, and 14 “digitalization”.

Since taking office in 2013, Tian Huiyu has been pushing China Merchants Bank to “run wildly” on the road of technology.

“We have made a clear-cut proposal to build a financial technology bank, and take the exploration of digital business models as the main direction of the second half of the transformation.” Tian Huiyu said in the 2019 annual report.

Thanks to the efforts of Tian Huiyu and other people from China Merchants Bank, China Merchants Bank’s “technological strength” has been at the forefront of the industry.

• At the end of 2019, CMB’s investment in information technology was 9.361 billion yuan, an increase of 43.97% year-on-year, which was 3.72% of the company’s operating income; in 2020, CMB’s investment in information technology reached 12 billion yuan
• In December 2020, China Merchants Bank and JD.com jointly won the second direct banking license in China. China Merchants Topology Bank will fully adopt an online business model and explore new forms of banking in the future
• As of January 10, 2021, the CMB App has accumulated 145 million users and 60.25 million monthly active users

The emergence of the epidemic will bring more complicated situations and tests to banks in 2020, and China Merchants Bank’s performance last year was relatively stable. According to the performance bulletin published on January 14, China Merchants Bank achieved operating income of 290.508 billion yuan in 2020, an increase of 20.805 billion yuan, or 7.71%, over the same period last year.

Recently, Tian Huiyu also said in an interview with a reporter from the Financial Times that the epidemic has isolated physical contact between people, but thanks to a higher level of digital service system, the relationship between China Merchants Bank and its customers has become closer. It also strengthened China Merchants Bank’s determination to promote digital transformation.

Create “Digital Merchants Bank”

China Merchants Bank, founded in 1987 and headquartered in Shenzhen, China, is the first joint-stock commercial bank in China that is wholly owned by a corporate legal person.

China Merchants Bank adheres to the strategic direction of “light banking” and the strategic positioning of “one body and two wings”.

“Light Bank” The strategic direction of China Merchants Bank requires light management, light assets, light business model, etc. For example, light management refers to a light organization structure, which is manifested in the head office and branches going hand in hand; light asset refers to less asset consumption and more controllable risks. At present, China Merchants Bank and ICBC have joined the ranks of light banks. In its annual report, China Merchants Bank pointed out that it is necessary to closely focus on the transformation direction of “light banking” and strive to achieve a breakthrough in the qualitative change of financial technology banks.

At the same time, China Merchants Bank also insisted “One body and two wings” Strategic positioning, Retail “One” takes MAU as “North Star” (North Star is the most important direction, and all indicators serve this indicator) , Wholesale “Two Wings” take specialization as the direction, focus on building wholesale business systemization capabilities, and accelerate the advancement of digital transformation.

With MAU as the most important indicator, the number of APP users of China Merchants Bank continues to rise. At the end of 2019, the cumulative number of CMB App users exceeded 100 million; in mid-2020, the cumulative number of CMB App users reached 129 million; as of January 10, 2021, the cumulative number of CMB App users had reached 145 million. The number of active users is 60.25 million.

China Merchants Bank also directly pointed out that it must pass Benchmarking financial technology companies , Vigorously carry out the construction of financial technology banks, use financial technology as the nuclear power of transformation and development, and fully empower business development .

Currently, China Merchants Bank has built three software centers in Shenzhen, Hangzhou, and Chengdu, and two data centers in Shenzhen and Shanghai to support the business development of the entire bank.

China Merchants Bank’s “AI Actual Combat”

Digital risk control

China Merchants Bank’s intelligent risk control platform “Libra System” covers online and offline transaction channels, and can intercept telecom fraud in real time.

As of the end of 2019, the “Libra System” can intercept suspected fraudulent transactions within 30 milliseconds, reduce the proportion of counterfeit and embezzled amounts of non-cardholders to five ten million, and help customers intercept 27,900 telecommunications fraud transactions. The interception amounted to 493 million yuan, which provided a strong guarantee for the safety of customer funds.

As of mid-2020, China Merchants Bank has reached 75.60% of the early warning accuracy of potential risky corporate customers; it has helped customers intercept 80,000 telecommunications fraud transactions, with an intercepted amount of more than 1.8 billion yuan, which provides a strong guarantee for the safety of customer funds.

Now, the intelligent risk control platform “Libra System” can intercept most suspected fraudulent transactions within 20 milliseconds, reducing the proportion of counterfeit and embezzled amounts by non-cardholders to six ten millionths.

In addition, in terms of external cooperation, China Merchants Bank is also actively cooperating with digital technology companies such as Huawei, Tencent, and Suoxinda.

According to an article published on Huawei’s official website in 2018, after the China Merchants Bank credit card unified risk control platform based on Huawei’s FusionInsight big data solution was launched, the number of risk cases was reduced by 50%, and the loss in half a year was reduced by more than 100 million yuan. The credit card issuance time has been reduced from about 15 days. Shorten it to 5 minutes.

In November 2017, Tencent and China Merchants Bank formally signed a cooperation agreement to reach a cooperation in the field of financial big data anti-fraud: Tencent Financial Cloud and Tencent Security Anti-fraud Laboratory opened up anti-fraud capabilities to China Merchants Bank through AI technology to help China Merchants Bank Better identify fraud in financial services and jointly build a financial security ecosystem.

According to news in April 2020, Tencent and China Merchants Bank jointly launched the “Lingshield Plan” to create a new model of anti-fraud through technology.

Digital marketing

In the field of intelligent marketing, the characteristics of China Merchants Bank are personalized recommendation, precise identification and electronic channel construction.

Beginning in 2015, China Merchants Bank has cooperated with Suoxinda Holdings, a global financial AI big data and integrated intelligent marketing solution manufacturer, from the customer group marketing stage 1.0, to the personalized marketing stage 2.0, to the real-time marketing 3.0 stage, to AI Marketing 4.0 stage, comprehensively build China Merchants Bank’s leading digital smart marketing system. It is reported that through the generation of 1,726 customer portrait tags for retail customers, the number of marketing customer contacts has increased by 6.56 times, the marketing success rate has reached 17.42%, and the personalized recommendation of “thousands of people” has begun.

Digital Customer Service

In 2016, under the technological wave of AI + big data, China Merchants Bank’s credit card service started the application of intelligent services with the palm life app as the core, from AR customer service, to AI-core intelligent customer service, and then to small recruitment assistants. Every new technology exploration and application has brought users a better interactive experience, and has become a more personalized and portable intelligent assistant for users step by step.

At present, the “Xiao Zhao Miao Smart Assistant” launched by CMB Credit Card on the Pocket Life App uses AI technologies such as voice conversion and semantic recognition to perform intelligent intent analysis of natural language, making the service “visible” and “heard” “. At the same time, the intelligent voice navigation function is implanted in the telephone voice IVR, the recognition accuracy rate reaches 94%, and the interaction volume is nearly 80,000. In addition to voice recognition technology, face recognition has also been used in the image, which greatly shortens the security authentication time.

In 2020, an interim report issued by China Merchants Bank pointed out that the automatic response accuracy rate of China Merchants Bank’s intelligent customer service reached 96.7%.

Digital investment advisory

In 2016, China Merchants Bank launched a robo-advisory service-“Capricorn Intelligent Investment”, which is also the first domestic commercial bank to launch robo-advisory services.

“Capricorn Smart Investment” mainly uses machine learning algorithms to incorporate more than ten years of wealth management experience of China Merchants Bank, and builds an asset allocation portfolio based on public funds, so as to achieve the purpose of diversifying investment risks with investors.

In 2018 alone, the cumulative sales scale of CMB Capricorn Smart Investment reached 12.233 billion.

Digital Middle Office

In the 2019 annual report, China Merchants Bank pointed out that it will build a unified digital middle-station for enterprises-China Merchants Bank’s open platform, explore the transformation of business models supported by standardized and modular services, and quickly respond to customer needs.

Prior to this, Leifeng.com (Public Account: Leifeng.com) had reported on China Merchants Bank’s data center in detail. For example, China Merchants Bank has built a middle-office system for customer acquisition and operation across the entire chain, such as the Rubik’s Cube activity operating platform and the red envelope platform. Like the Rubik’s Cube event platform, branches can quickly configure an online event within 5 minutes and reach target users through the China Merchants Bank App.

China Merchants Bank also proposed Strengthen the construction of data center and promote data connection. Strengthen data governance, improve the convenience and ease of use of data, build a data application tool platform, and lower the threshold of data application. Promote the integration and opening of the system, open up the work flow and information flow of each system, and realize one entrance to the whole line. Decoupling the system with open thinking, micro-service and productization of functional modules, Precipitate various general capabilities as the middle stage of the system.

The 2020 Interim Report of China Merchants Bank pointed out that China Merchants Bank will accelerate the iterative development of its customer relationship management system (CRM), and use the CRM system as a medium- and Taiwan-based capability precipitation carrier to form a customer information center, information case center, business processing center, marketing support center and a series of scenarios. Five core functions such as the team building center.

The CRM4.0 system is a key platform for the transformation of the “China Merchants Bank” financial business model. It is a smart marketing platform and a digital operation platform based on the business system, as well as a customer service system and a customer manager management system platform.

smart robot

China Merchants Bank relies on big data and artificial intelligence to create intelligent service robots, traffic distribution decision-making robots, intelligent agent assistant robots, service analysis robots, quality inspection robots, etc., covering user insights, traffic distribution, service interaction, demand re-excavation, management improvement, etc. Five modules, and moved the call center to the Pocket Life App to provide users with audio-visual multimedia interactive services, which has achieved the upgrade of service efficiency and user experience.

In June 2020, Tian Huiyu pointed out that China Merchants Bank relies on big data and artificial intelligence to create a large number of intelligent service robots. The cost of robots used for retail credit collection is 1/10 of labor, and the output is 9 times that of labor. The above is to increase production capacity.

RPA (Robot Process Automation)

As of October 2020, the financial industry accounted for the highest proportion of domestic RPA companies at 54.55%, of which 77.78% of financial institutions are banks. Among them, Shanghai Pudong Development Bank and China Merchants Bank were the first banks to use RPA. They were the first to introduce RPA technology in the domestic financial industry in 2016 and 2017, respectively, in order to improve the level of operation automation. The effect is very impressive.

In December 2018, China Merchants Bank used intelligent robots to participate in business processing in the new version of its online custody banking system, which was the first to realize the application of RPA technology in the asset custody field.

In 2020, China Merchants Bank has innovatively integrated the RPA shared pool technology on the basis of the original CBS7.0 platform, and launched CBS-RPA, which can quickly help companies build a complete treasury management system, build a comprehensive treasury management system, and solve treasury management Problems and perplexities. The product became very popular after it was launched, and it has been successfully launched in nearly ten large group companies across the country within only half a year of its launch.

In the 2020 interim report, China Merchants Bank pointed out that it applied RPA, OCR and NLP (natural language processing) and other financial technology technologies in 24 middle and back-office scenarios including verification, entry, and consulting. During the reporting period, the number of alternative businesses reached 11.64 million. .

Tian Huiyu, President of China Merchants Bank, said: RPA uses machines to replace simple outsourcing, which saves a lot of costs.

cloud computing

At the end of 2019, the total number of X86 server deployments of China Merchants Bank increased by 60.67% year-on-year. The new generation of PaaS (Platform as a Service) platform expanded its use, and the proportion of applications on the cloud in the bank reached 44%.

At the same time, China Merchants Bank continues to enhance its open banking capabilities. The “Open API Platform” for unified external services across the bank supports the safe and fast output of APIs, serving financial payment, AI, smart parking, smart medical and other scenarios, and empowering 629 cooperative enterprises. In terms of big data + AI, the big data cloud platform was upgraded, the overall capacity of the data lake was increased to 9.8PB, and the data entering the lake increased by 68% year-on-year.

Based on the integration of internal and external data, China Merchants Bank has increased the research and application of AI technology, built three AI cloud services of intelligent customer service, risk public opinion, and computer vision, and launched three major AI solutions for knowledge management, digital marketing, and risk management to support business The development of intelligence.

The 2020 mid-term report pointed out that China Merchants Bank will establish a large-scale digital infrastructure based on cloud computing technology, promote the construction of a native cloud that is more convenient for rapid construction, expansion, openness and iteration of systems and applications, and support the safe access of new applications from the head office and branches to the cloud .

As of mid-2020, China Merchants Bank has 4,015 native cloud servers, an increase of 100% over the end of the previous year; the scale of native cloud storage is 29.18PB, an increase of 92% over the end of the previous year; the number of native cloud containers is 69,080, an increase of 121% over the end of the previous year.

database

On November 27, 2017, China Merchants Bank and Huawei established a joint innovation laboratory for distributed databases to jointly develop independent and controllable financial-grade distributed database products.

In this joint creation project, China Merchants Bank mainly does three things: first, to provide advanced financial business scenarios; second, based on so many years of advanced experience in database use and operation and maintenance of China Merchants Bank, it proposes a solution for the joint creation of distributed databases. Specific requirements; third, for the key components of the Lianchuang database, such as the kernel and high-availability architecture, deeply participate in the entire link from design, coding, testing to final production. Huawei, on the other hand, has a large amount of technology accumulation in the database field, and is mainly responsible for the realization of product development and the promotion of future marketization.

After initial contact and cooperation, China Merchants Bank and Huawei conducted a pilot database application in 2018.

In the 2019 annual report, China Merchants Bank pointed out the establishment of the Kunpeng Computing Joint Innovation Laboratory and the Load Balancing Joint Innovation Laboratory to accelerate the implementation of the research results of the distributed database joint innovation laboratory.

Biometrics

As the leading brand of commercial banks, China Merchants Bank focuses on internal risk control and payment security, combined with cutting-edge technologies such as big data, cloud computing, and artificial intelligence, and continuously upgrades the risk control system, creates smart risk control, and creates convenience and efficiency for consumers. Safe and assured customer experience.

In order to strengthen the bank’s internal security management, increase the efficiency of the banking system’s authorization, and enhance the counter business risk prevention capabilities, China Merchants Bank introduced the fingerprint recognition algorithm and smart terminals of Eyes Technology as early as 2009, which were applied to the counters and smart branches of China Merchants Bank. And in mobile marketing, it has realized intelligent risk control and cost reduction and efficiency enhancement, helping China Merchants Bank to provide consumers with intelligent, convenient and safe financial services with user experience as the core, and add to the good life of users.

Blockchain

As early as 2018, China Merchants Bank issued the country’s first financial industry blockchain electronic invoice.

At the end of 2019, China Merchants Bank improved and developed the standard branch chain and BaaS (blockchain as a service) platform ecology, with a total of 25 applications.

In the 2020 mid-term report, China Merchants Bank pointed out that it is improving and developing the open permission chain and blockchain as a service (BaaS) platform. It has been developing the continuous application of blockchain and business integration in scenarios such as supply chain finance and merchant fund clearing. explore.

Online payment

In the 2019 annual report, China Merchants Bank pointed out that it will realize ecological operation with the industrial Internet as the key link. Focusing on the three major directions of account and payment system digitization, digital financing, and financial technology capability output, the industry chain is opened up, and the unified payment and settlement system is innovated to realize the collection and settlement function and the internal account settlement mode of the B2B platform.

At the end of 2019, China Merchants Bank’s comprehensive settlement solution “Cloud Bills” has provided services to 5,766 corporate customers, with a transaction volume of 287.271 billion yuan; the aggregate collection business focuses on insurance, medicine, education, and FMCG four scenarios, and the number of transactions Reached 502 million transactions, with a transaction value of 146.647 billion yuan, a year-on-year increase of 267.51%.

The “Three Times” of China Merchants Bank

China Merchants Bank started from Shekou, Shenzhen, and has been crowned as the “King of Retailing” in the banking industry for 40 years of ups and downs. Along the way, it is inseparable from the three presidents’ keen insight into market changes and their strong courage to actively reform.

Wang Shizhen He was the first president of China Merchants Bank and served for 14 years. Under his leadership, China Merchants Bank evolved from a wholly-owned bank of China Merchants into a standard joint-stock commercial bank, and gradually got rid of the restrictions of regional banks, and basically formed a national commercial bank. Pattern.

Wang Shizhen and other leaders also made the decision to quickly establish a computer system for China Merchants Bank, and set a clear mid-term goal: to complete the computerization of basic business processing within three years, and to complete the computerization of all business processing within five years. This has laid a good foundation for China Merchants Bank to carry out digital transformation in the future.

Year 1999, Ma Weihua He took over as the president of China Merchants Bank and fully started the construction of China Merchants Bank’s online banking after taking office, becoming the first commercial bank in China with online financial services. The opening of China Merchants Bank’s online banking became the starting point for its retail business.

In 2010, after realizing that the profit growth achieved by large-scale capital consumption and profit margins in the past was difficult to sustain, Ma Weihua led China Merchants Bank to implement the goals of reducing capital consumption, increasing loan pricing, and controlling financial costs. “Secondary transformation”. Like Wang Shizhen, Ma Weihua has also been at the helm of China Merchants Bank for 14 years.

year 2013, Tian Huiyu Taking over as the president of China Merchants Bank, China Merchants Bank has ushered in a new era in which it is fully embarking on the road of “finan-tech banking”.

Under the leadership of Tian Huiyu, China Merchants Bank proposed “mobile first” in 2015, consciously using APP as its main business position.

In 2016, China Merchants Bank mentioned fintech in its annual report for the first time, proposing that the bank’s “premature power” must be used to advance its fintech strategy, and in its 17-year report, it proposed to be a “finan-tech bank”.

Under the leadership of Tian Huiyu and other leaders of China Merchants Bank, at the end of 2019, China Merchants Bank invested 9.361 billion yuan in information technology, a year-on-year increase of 43.97%, which is 3.72% of the company’s operating income.

China Merchants Bank attaches great importance to science and technology investment, and its investment in information technology has far exceeded that of most banks over the years. Public information shows that the annual financial technology budget of China Merchants Bank is determined at 3.5% of the previous year’s revenue.

Recently, Tian Huiyu said in an interview that China Merchants Bank’s investment in information technology has reached 12 billion yuan in 2020. Based on this figure, Leifeng.com calculates that China Merchants Bank’s IT investment will account for more than 4% of the company’s operating income in 2020.

Ke Go Lake is located between hillsides and mountains in Cam Xuyen district, Ha Tinh province. This artificial lake is an attractive attraction for many tourists who love to explore with many interesting activities. The lake is also an abundant source of food for the surrounding areas. Photo: Standard. Ke Go lake project was started construction in 1976, completed in 1980 with a length of nearly 30 km. The lake consists of one main dam and 10 auxiliary dams with many potentials for hydroelectricity and irrigation resources. Photo: Vietnamtimes. Built on Rao Cai estuary basin, Ha Tinh’s largest artificial lake has a capacity of more than 350 million m3 of water. Visitors who come to explore Ke Go lake can participate in activities such as rowing boat to see the scenery of the romantic upstream river at sunset. Photo: 4travel.com Dong Loc junction is a famous national historical site, attracting many domestic and foreign tourists. This is also the traffic gateway from the North and the Ho Chi Minh trail, which suffered many bombs and bullets from the years of resistance. Tourists come here to learn and pay tribute to the remaining artifacts, to remember the heroes, martyrs, and female volunteers who fell for national independence. Ky Xuan beach in Ky Xuan commune, Ky Anh district, Ha Tinh province has a bow shape and a beautiful location facing 3 mountains: Golden Mountain, Elephant Mountain and Son Tinh Mountain. The beach here attracts a lot of tourists to relax when it owns a poetic setting between the sea, clouds and mountains, combining to maintain the beauty of nature. Photo: vexere.com Porridge soup, also known as rice cake soup, is a favorite dish of the locals in Ha Tinh. Not every visitor who comes here can taste this dish. Banh Canh is used with bone broth, shrimp, quail eggs, stewed pork and spicy chili to bring a new and unforgettable taste. Photo: ota. Hong Linh Mountain is located in Thien Loc town, Can Loc district, Ha Tinh province with many caves and 26 streams flowing from the mountain. This place, along with Lam River, is considered a symbol of the sacred river and mountain of Nghe. Visitors come to Hong Linh mountain not only to enjoy and learn about the history of the past but also to make pilgrimages at sacred temples and pagodas. Photo: mustgo.

“Computer Vision” technology is capable of warning behaviors such as: Not wearing a mask and not wearing a seat belt. Accordingly, Binh Anh Electronic Technology Development Co., Ltd (BA GPS) began to install the “Not wearing a mask warning” feature for free for some passenger transport units starting from June 2021. . Specifically, this analysis system is connected to the camera on the vehicle to get image data, then AI technology will automatically analyze and send a notification to the transport unit whenever it detects someone not wearing a mask. or wearing a mask incorrectly. The system also ticks green boxes for faces wearing masks and red boxes for faces not wearing masks. The warning system is sent to the transport business unit via software on smartphones and computers if there are passengers. People who do not wear masks are circled in red by the computer and sent an alert to the system Pham Thai Hoa – Technology Director of BA GPS shared: “The technology to process and analyze the necessary information in the photos is called Computer Vision (CV), translated into Vietnamese as Machine Vision. This CV technology is applied by us on the vehicle camera system”. Previously, in mid-May, Tien Phong reflected that surveillance cameras recorded images of many people not wearing masks on passenger cars, even the drivers and assistants. After that, the Ministry of Transport and the Directorate for Roads issued a document to correct this situation.

1. Diet yogurt : According to the Eat this , many people choose diet yogurt during weight loss because it has less calories, fat and sugar than normal type. However, through processing, yogurt contains more artificial ingredients and gradually loses fat. Fat helps you feel full longer, helping to limit snacking habits. Besides, eating too much diet yogurt still makes you gain weight because it can be over calorie. 2. Green tea : Some comments praise green tea as a “panacea” for weight loss. It has health benefits. However, this drink is not likely to lead to changes in body measurements or weight loss. 3. Rice cakes It is a familiar snack during weight loss because it is low in calories. However, it contains very few nutrients. When you eat foods that don’t have many nutrients, your body will be less satisfied. You have to eat large amounts of rice cakes to feel full and this directly affects the purpose of cutting calories. 4. Diet soda cho : This drink contains a lot of artificial sugar. You can find it when you really crave sweets. However, it should be limited because it increases the risk of sugar cravings and makes the body gain weight. 5. Low-calorie ice cream : Many brands market healthy ice cream products that have fewer calories or sugar than regular ice cream. However, the ultimate goal when losing weight is to control calorie intake. Instead of looking for low-calorie sweets, you need to focus on learning the nutrients found in vegetables, meat, fish… 6. Celery juice : Celery juice used to become a popular weight loss trend for Vietnamese women. However, there are no scientific studies that prove it works in keeping in shape. Meanwhile, celery loses its fiber when it is juiced. 7. Protein bars It is a quick and convenient snack option. However, many contain large amounts of calories, fat, and added sugars, which contribute to weight gain. 8. Apple Cider Vinegar : Many people claim that apple cider vinegar can reduce hunger and aid in weight loss. However, there are no scientific studies to support this idea. 9. Coconut oil It is good for health to have a lot of omega 3. However, it has a large amount of calories and this factor directly affects the weight loss process. Habits that make it difficult to lose weight Diet control is an important part of the weight loss process. However, many people often make mistakes in formulating menus.

Fantasy of artificial intelligence has just been released in Vietnam. (Source: Nha Nam) The book also gives the final result and points out the difference between AI (Artificial Intelligence) and the human brain, thereby showing readers the risks of over-reliance on machine results. count. In the first four chapters, the author has used a lot of real-life examples to explain in an easy way how artificial intelligence works and how they produce the end result. The author claims that robots have surpassed humans in repetitive monotonous tasks, they have better memory, perform more accurate calculations and are tireless. But artificial intelligence is not programmed to simulate the human brain, and artificial intelligence cannot think, reason, and reason. Since then, the author asserts, until now, computers with comprehensive intelligence enough to compete with humans have not yet existed. In the next two chapters, by referring to “Data Mining”, it is proven fact that data mining even though sometimes there will be a real knowledge discovery. The larger the number of explanatory variables considered, the more likely it is that a relationship discovered is just a coincidence, of temporary nature. In the remaining chapters of the book, the author has given many computational models in many fields such as finance, politics, economics… to prove that statistical evidence is not enough to distinguish between knowledge real and false consciousness. The computer cannot accurately judge whether the correlation is random or truly significant. That work is only for the human mind. Computers smarter than humans? It can be said that artificial intelligence (AI) is one of the most interested keywords. Now, thanks to AI, we can do things that were never possible before and never thought we could do. However, with AI’s undisputed capabilities are fantasies and fears for the future of humanity. The real danger is not that the computer is smarter than us, but that we think the computer is smarter than us and therefore trust the computer to make important decisions for us. Meanwhile, computers can completely make serious mistakes, when the way they process data is not the same as the way humans think. In conclusion, human intelligence works differently from artificial intelligence, so it cannot be said that artificial intelligence is intelligent. Robots excel in memory, accuracy, and endurance, but they still have many shortcomings: they can’t think, can’t make analogies, and can’t distinguish between good-bad, meaningless-meaningful data. Humans need computers to process large amounts of information, but also need human intelligence to make final judgments about the results returned by computers. Gary Smith is a Professor at Pomona College, USA. He is involved in numerous research projects that highlight the questionable use of data in statistical analysis. He is the author of 8 textbooks, 7 business books, nearly 100 academic articles, and 7 software programs in economics, finance, and statistics. In addition to teaching at Pomona College, he is also an economic analyst and consultant. His other famous books such as Standard Deviation: Flawed Assumptions and Tortured Data also warn about the dangers of confusing correlation and causation in statistical analysis.

The streams are murmuring, the two sides are filled with flowers and grass, although artificial, it also creates a cool climate that brings a sense of relaxation to people. . Water material Water materials here are not materials and supplies of the industry… water supply – drainage; are not pipes, elbows, knobs, valves, faucets… or water-related equipment.
Water, which can be considered as a building material, joins other materials in architecture. However, water is a special material, not used to make structures or architectural details; which contributes to creating functional and aesthetic values ​​in the overall architecture. In buildings used for human use, it is necessary to have water. Water is a special form of matter that sustains human life and activities. Besides, water materials contribute significantly to the creation of landscape and environment for architecture. Water was present very early in ancient architectural works, traditional folk architecture, in both rural and urban areas. Water surface is an important factor in the overall plan. The ancients exploited natural elements to form water surfaces associated with works such as lakes, ponds, rivers and streams. Then, there are artificial water surfaces, designed, with functional and aesthetic intentions such as artificial lakes, moats, tanks, wells… Water is also an important factor in feng shui in construction. ancient architecture. Water surface in the architectural complex at Faculty of French – University of Foreign Languages ​​- Hanoi National University . In traditional folk architectural works, the water surface and green trees are considered as negative factors to balance yin – yang. And most of the water surface is static, if there is movement, it is a natural flow (river, stream), the supply, drainage – drainage also depends on natural factors. Green as water In green and ecological buildings, water is an important factor to increase the “green” and friendliness of the building. Water improves the microclimate, makes the environment more pure; reduce the heat, bring a pleasant feeling to people living and working in that environment. Besides the classic water surface designs, water plays a more important role thanks to modern technologies and equipment. Water materials can be present in many locations, architectural parts with many states. Water can exist in static form such as lake surface, ornamental tank… and can be in dynamic form such as overflow waterfall, fountain, fountain, artificial flow… Artificial stream in a garden . The large water surface cools and airy the space, creating a mirror effect. Next to it is a humidifying fountain to help cool the space (National Convention Center, Hanoi). Making architecture green with water is a traditional solution but still has a lot of efficiency and plenty of room for the designer’s creativity. The work associated with the water surface always has an airy space, a fresh climate environment, creating many positive aesthetic effects. Water surface and green trees make the architecture close to nature, friendly and open; Helps calm the mind and body. Water can be present in every building, from urban to small structures, regardless of scale. A park can have water, a townhouse can have water. It is important that the designer knows how to place the water surface and control the existence of the water surface appropriately.

The idea behind the study of nuclear fusion is to recreate how the Sun generates enormous amounts of energy, a process involving a large amount of heat and pressure that combine to form plasma, in which atomic particles fuse. with super speed. Scientists are looking to trigger and study these reactions on Earth with a variety of experimental equipment, but experts say that EAST, located at the Hefei Institute of Physical Sciences of the Academy of Sciences Chinese studies, is the most promising approach. Inside China’s “Artificial Sun”, the Tokamak Superconducting Reactor (EAST). Photo: Newatlas. The EAST is a metal toroidal device consisting of magnetic coils designed to sustain streams of superheated hydrogen plasma long enough for the above reactions to occur. In 2016, scientists at EAST heated a hydrogen plasma to about 50 million degrees Celsius and maintained it for 102 seconds. Then in 2018, they hit 100 million degrees Celsius, six times hotter than the Sun’s core, and lasted 10 seconds. According to the Xinhua , the latest test marks a big step forward, achieving a new record when heating the plasma to 120 million degrees Celsius and maintaining it for 101 seconds. In separate experiments, this “artificial sun” heated plasma to 160 million degrees Celsius in 20 seconds. The goal of EAST is to maintain the plasma at 100 million degrees Celsius for more than 1,000 seconds (about 17 minutes). These experiments are not designed to generate conventional electricity, but to advance the field of synthetic physics for next-generation devices such as ITER, the world’s largest nuclear fusion reactor is expected to be. completed by 2025. Similar to EAST, experiments on South Korea’s KSTAR reactor set a world record last year, maintaining plasma at more than 100 million degrees Celsius for 20 seconds. In addition, the country also announced the development of ITER and is expected to officially operate in 2035.

ASI can think, learn, judge, and act holistically, autonomously by learning large-scale data based on computing infrastructure capable of high-volume computation. AI can be classified based on its intelligence level, including 3 types: Artificial Narrow Intelligence (ANI) and Artificial General Intelligence (AGI) ) and Artificial Super Intelligence (ASI). With the exception of ANI which is popular now, AGI and ASI are both superior AIs and currently in research stage. One of the important steps forward is when AI reaches ASI level, making it possible to create new algorithms for extremely fast computing. It can aggregate from big data sources, making ASI quickly surpass humans to reach supernatural levels. Up to now, there have been leading giants in the world that are investing heavily in AI technology in general and ASI in particular, such as Google, Facebook, Amazon, IBM, Microsoft… Illustration of super artificial intelligence ASI Accordingly, Google acquired the AI ​​startup DeepMind to become Google DeepMind and implemented an AI project for the London subway system (UK). Google also put its free TensorFlow machine learning system to work using voice recognition, image recognition, translation technology, and mimicking the workings of the human brain. Facebook also uses AI technology to help visually impaired people “see” photos through an iOS app, creating detailed maps of the population, global Internet users, and studying user behavior; facial recognition of people in photos posted on social networks… IBM’s famous Watson computer is capable of answering questions in natural language, using AI to analyze the context and meaning behind photos, videos, messages and dialogue. IBM is working on upgrading Watson to 1.7 times stronger and the application for the lesson machine based on the provided material. The AI ​​Research Institute of LG Group recently announced in an online chat that it will invest more than 100 million USD over the next 3 years to develop a mainframe infrastructure that can handle a large amount of data. large data quickly. Specifically, the aforementioned AI institute plans to build a global Top 3 AI computing infrastructure that can process calculations 95.7 million billion times per second. In the second half of 2021, LG will announce an ASI called GPT-3 with 600 billion parameters. GPT-3 can communicate as naturally as humans and write essays and novels. LG’s AI Research Institute is planning to develop super-large ASI with trillions of parameters in the first half of 2022. According to market research site ResearchAndMarkets.com, AI is now appearing in many areas, from data management to retail shopping. In the long term, the solutions involve many types of AI and ASI as well as integration across other areas such as Internet of Things (IoT) and data analytics. Worried about ASI losing control According to researchers, along with great human achievements in AI technology to help shape the world in a better way, AI also brings growing concern that at some point, machines will machines will control humans, making humans dependent on the decisions of machines when they reach AGI and ASI levels. Physicist Stephen Hawking in 2017 hypothesized just before his death: “Unless we learn to prepare for and avoid potential risks, AI could be the worst event in the world. history of our civilization. It brings dangers, like powerful autonomous weapons or new ways for the few to dominate the majority. It could bring major disruption to our economy.” Although the physicist Hawking did not specify when the AI ​​could pose such a hazard, it will almost certainly happen after the point when it reaches the level of ASI. Some people believe that ASI may appear at some point in the not-too-distant future and could lead to disaster for humanity, possibly even extinction. The concept of intelligent machines taking over the world, or variations thereof, has made its way to the silver screen many times through blockbusters such as The Terminator or The Matrix, both of which envision an apocalyptic scenario. caused by machines that surpass human intelligence. Physicist Hawking isn’t the only influential person to warn of AI being a global catastrophe. Tesla and SpaceX boss Elon Musk has predicted similarly dire consequences, arguing that AI is potentially more dangerous than nuclear warheads, and has frequently called for more regulatory oversight of development. development of AI. Oxford University professor Nick Bostrom, author of Superintelligence: Paths, Dangers, Strategies (ASI: Paths, Dangers, Strategies) discusses the multitude of situations where machine superiority could threaten humanity. . The book focuses on the period when AI achieved an intellectual explosion. Professor Bostrom also claims that a badly designed ASI system is hard to fix. “Once the unfriendly ASI machine exists, it prevents humans from replacing or changing its preferences and it determines our fate,” Professor Bostrom said. However, not all forecasts are pessimistic. Some would like to emphasize at this stage, there is no evidence that robots using ASI are about to wipe out humanity. The AI ​​research department of Stanford University, USA said that the scary visions according to which AI will dominate humanity in the future only appear from movies and novels, as well as in imagination. In fact, AI has been changing our daily lives, almost entirely in ways that improve human health, safety, and productivity… And importantly, humans know how to prevent it. the ability to abuse AI technology for malicious purposes. Beneficial AI applications in schools, homes, and hospitals are growing at a rapid pace. Therefore, at this stage, we must believe that, in the future, when AI develops into ASI, it is also intended to serve human civilization.

Carry out the opening ceremony of the research room. On May 27 at PTIT, Naver (Korea’s leading technology company) and PTIT held the Launching Ceremony of “International Research Lab on Artificial Intelligence and Multimedia Data”. The ceremony took place in an online form to ensure the health and safety of the delegates. “International Research Laboratory for Artificial Intelligence and Multimedia Data” is the first collaborative project between Naver Corporation and PTIT. With this activity, PTIT will officially join the “Global AI R&D Belt” of Naver and be the second university in Vietnam to receive the core technological knowledge provided by the university. Korean corporation brought. From Korea, CEO of NAVER Group – Mr. Choi In Hyuk said: “Choosing to cooperate with the Academy of Posts and Telecommunications Technology, a non-business unit under the Ministry of Information and Communications of Vietnam, is an important step for Naver in building the Global AI R&D Belt. Together with the cooperation to establish AI Center, we hope to create a leading AI research and training environment in Vietnam. The guests attended the ceremony. NAVER has been taking advantage of diverse opportunities to become an international technology corporation. In the future, Naver will constantly expand its network, bringing together talented people from everywhere to grow together and become global leaders in AI technology.” . Before the Lab was officially launched on May 27, PTIT’s technology experts collaborated with Naver Labs Europe’s team leaders to carry out the first research projects. It is expected that these studies will make a significant contribution to the digitalization process in Vietnam, and at the same time contribute to turning the country of more than 96 million people into a global player in artificial intelligence in the early next decade. . Academy Director – Mr. Vu Van San said: The corporation’s “global AI research and development belt”, along with ongoing research activities at PTIT, the cooperation and sharing of core AI values ​​from Naver will play a significant part in the building the Academy’s “miniature digital nation” and jointly developing and creating high-tech “make in Vietnam””. The main activities of the International Research Department on Artificial Intelligence and Multimedia Data include: Organizing courses for students including training in Embedded, IoT, AI, Big Data, Blockchain, Data; Organize student and faculty exchange programs. Vietnamese students and lecturers will have the opportunity to participate in exchange activities arranged by Naver; Transfer and apply Naver’s strong technologies, products and services; Developing new curricula and international training programs; Grant scholarships to outstanding students in the AI ​​field of PTIT; Conducted a joint research project between Naver and PTIT.

The shoe is controlled by an artificial intelligence called InnoMake. Photo: Tec-Innovation According to Oddity Central (UK), called InnoMake, this smart shoe aims to become a modern alternative to the decades-old walking stick, which millions of blind people around the world use. the world is dependent on to travel as safely as possible. The shoe is now equipped with sensors that detect obstacles and warn the user through vibrations and audible alerts on smartphones with Bluetooth connectivity. This sounds very impressive already! However, the company is working on a much more advanced version of the shoe. It is integrating both the camera and artificial intelligence (AI) to not only detect an obstacle, but also know what it is. Photo: Tec-Innovation The shoe model is now equipped with sensors to detect obstacles. Photo: Tec-Innovation The company Tec-Innovation has partnered with the University of Graz in Austria to develop cutting-edge learning algorithms that analyze information from sensors and cameras built into InnoMake shoes. From there, the shoe can determine if the area has obstructions and is safe to walk through. It even distinguishes many different types of obstacles. “It not only warns me that I’m facing an obstacle, but gives information about that type of obstruction as well. Because knowing whether the obstacle is a wall, car, or ladder makes all the difference.” big,” said Markus Raffer, one of the founders of Tec-Innovation. Surprisingly, Raffer is also a blind person. Shoes can distinguish different types of obstructions. Photo: Tec-Innovation “Ultrasonic sensors at the toe of the shoe can detect obstacles up to 4 meters away. The user of the shoe will be alerted by a vibration mechanism and an audible signal. It works very well and has helped me a lot,” added Mr. Raffer. The current version of the InnoMake shoe is on sale on the company’s website for $3,850 per pair. While it doesn’t yet have a camera function as the company continues to work on it, the shoe is still an impressive piece of technology, possessing advanced modes and algorithms that make it as easy to use as possible. Rich is integrated with both camera and artificial intelligence (AI). Photo: Tec-Innovation Tec-Innovation’s website says users can make changes in real time using buttons on the back of the shoe. The operating range can be increased to 4 meters at the touch of a button. “You can activate smart mode, which automatically pauses when you sit. You can also use InnoMake as a scanner to gather information about your surroundings through every step,” the company said. said. This advanced system is integrated in the toe cap, which is water and dust resistant. It’s powered by a super-durable battery that can last up to a week, depending on how often you use it. The battery can be fully charged in 3 hours using a USB cable. The shoes are water and dust resistant. Photo: Tec-Innovation The next step for Tec-Innovation is to use the data collected by its system to create an all-view navigation map for the visually impaired. “At the current stage, only shoe wearers benefit from the data it collects as they walk. It would be better if this data was used for others as a navigation aid as well. “, explains computer scientist Friedrich Fraundorfer.

The high-performance computing system is invested by Viettel and implemented artificial intelligence projects. Viettel Cyberspace Center (a member of the Military Industry and Telecommunications Group) has officially operated the high-performance computing system at Viettel Data Center. This is a turning point that helps Viettel improve its computing capacity to build and operate more complex artificial intelligence models in a short time. The investment Viettel system has the leading computing performance in Vietnam, reaching 20 PetaFlops (20 million billion calculations per second), which reduces the time to train machine learning dozens of times. As a result, Viettel Cyber ​​Center can simultaneously train many artificial intelligence models with high complexity. This system also trains continuous model improvement, shortening the time to improve the quality of artificial intelligence models. The supercomputer invested by Viettel uses computational acceleration technologies, switches and synchronous software, similar to the technology of supercomputers in the world’s top 500. Putting the system into operation marks a new development step for Viettel in realizing the Decision on promulgating the national strategy on research, development and application of artificial intelligence by 2030, issued by the Prime Minister. issued on January 26th. Viettel aims to play a key role in applying artificial intelligence in the military and defense sectors, as well as in the fields of data safety, cybersecurity, urban management, and social management. society and public administration, and areas of social life. Mr. Nguyen Dinh Chien, Deputy General Director of Viettel Group assessed: “Viettel is determined to invest in artificial intelligence, which is an important field to carry out its pioneering mission and key to creating a digital society. This investment will allow Viettel to unleash its creativity, attract leading experts in artificial intelligence, ready to take on the country’s big tasks in artificial intelligence.”

Zalo’s AI engineer team has researched and developed Kiki assistant using Vietnamese voice, helping users control many tasks. Accordingly, Vietnamese people can ask “assistants” to play music, give directions, remind appointments, read news… by voice. Focus on driving, be safer with Kiki Currently, all cars with Android Auto or Apple CarPlay integration can easily use the Kiki assistant to perform operations such as opening music, directions, reading news, etc. As a result, the driver can focus on observing and Media control. Especially, researched and developed to serve the Vietnamese people, Kiki can hear and understand the three North – Central – South voices well. When operating in the car, users only need to press the next button 2 times on the steering wheel to “wake up” the virtual assistant, then ask to perform the desired tasks. Video 1 – Experience Kiki in the car With a simple voice operation with Kiki assistant, you can request to open your favorite songs, charts, switch – turn off music. To find directions or a driving schedule, the driver activates Kiki and gives a command, a detailed map system will open on the screen. The habits of listening to music and news are also well served by Kiki with simple commands such as: Open favorite music, open music charts, switch music, turn off music, search music by singer’s name… In addition, Kiki is integrated in the car to help look up new information such as delicious restaurants, currency exchange… With this assistant, users can enjoy a hands-free experience in the car and drive safely. than. After a period of using Kiki in the car, Mr. Tran Tuan Dung (HCMC) excitedly shared: “Just say the request to the destination without having to do anything else, Kiki will lead us easily. The music player on the car is very attractive to me, the assistant can understand Vietnamese songs. Kiki used a voice interface that was more human than robot, understood even though my voice was not perfect. In the future, this upgraded virtual assistant will be even better.” A powerful tool for a busy life Modern life makes Vietnamese people busy. Products like Kiki are expected to bring a simpler and smarter life, saving time. With Kiki’s built-in smart speaker, office workers can order up a “to-do list”, schedule appointments, take notes, remind, update the weather or perform quick calculations when too busy. Video 2 – Experience Kiki in daily life Kiki integrates modern technology to make life more convenient. Kiki is now integrated into the Zing MP3 application to perform music search tasks by artist name, song or music genre. In addition, Kiki on the Zing MP3 application can handle the user’s behavior and listening habits such as mispronouncing, remembering the wrong song name or just incorrectly remembering a piece of lyrics. When at home, Kiki’s built-in smart speaker helps guide busy women in the kitchen or learn English while cleaning. In particular, families with small children do not have to interrupt work with the request “Kiki, open children’s fairy tales/music”. Thanks to its intelligent analysis and easy use, the Vietnamese virtual assistant created by Vietnamese people – Kiki gradually becomes a habit in the daily life of many Vietnamese users, helping to optimize costs and save money. time and effort. Kiki was first introduced in December 2018. By December 2020, Kiki was officially launched. Previously, this virtual assistant was integrated on the Zing MP3 application, attracting millions of users since the end of 2019 and developing stably to date. Kiki virtual assistant builds on many advanced technologies today such as AI (artificial intelligence) and knowledge graph (knowledge graph), big data platform.

https://dulich.petrotimes.vn/ The artificial island of Pearl Qatar is famous for its luxury and extremely charming beauty of the longest coastal road in the world. The island has an area of ​​4 square kilometers. This island is surrounded by villas with dozens of high-rise apartment buildings and hundreds of houses, luxury hotels and a number of other luxury shops and restaurants. https://dulich.petrotimes.vn/ Willingdon Island, India https://dulich.petrotimes.vn/ At the port of Kochi, Kerala, you’ll find a 3.9 square kilometer (1.5 sq mi) man-made island built in 1936 as a naval base. It now also houses some of the finest hotels, commercial and industrial buildings in Willingdon. https://dulich.petrotimes.vn/ The island was built by enlarging a small natural island in Lake Kochi with sand obtained when the lake’s water was dredged for the construction of a port in Kochi. It was part of a very important maritime trading facility. Amwaj Islands, Bahrain https://dulich.petrotimes.vn/ This 4.3 square kilometer (1.7 sq mi) coastal development in the Persian Gulf was built to increase the supply of riverside real estate and now houses commercial, residential and retail buildings, as well as like amusement parks. https://dulich.petrotimes.vn/ Reclaimed from relatively shallow waters, one of the highlights of this residential paradise is the Floating City, where houses are surrounded by water channels. Chubu Centrair International Airport, Japan https://dulich.petrotimes.vn/ This first class airport is built on a 6.8 square kilometer (2.6 sq mi) man-made island in the city of Tokoname. However, it is only one of five offshore airports in Japan. https://dulich.petrotimes.vn/ In order not to affect the environment, a number of measures have been taken, for example, the shores of the island are sloping and partially built of natural stone to help marine life form colonies. The Palm Jumeirah, Dubai, UAE https://dulich.petrotimes.vn/ One of the famous palm islands in Dubai, this 6.5 square kilometer archipelago resembles a palm tree surrounded by a circle. Palm Jumeirah was built in the early 21st century, with only sand and stone and no man-made building materials such as steel or concrete. https://dulich.petrotimes.vn/ Palm Jumeirah is largely funded by Dubai’s substantial oil income, although it is now a world-famous tourist attraction, it was originally created to serve the real estate industry. luxury for billionaires. Kansai International Airport, Japan https://dulich.petrotimes.vn/ Designed by Italian architect Renzo Piano and opened in 1994, Japan’s Kansai International Airport is located on a 10.7 square km (4.1 sq mi) man-made island in Osaka Bay. https://dulich.petrotimes.vn/ Built to relieve Osaka Airport from being overcrowded, Kansai has now become an international hub and is also the first airport to be built on an artificial island. Yas Island, Abu Dhabi, UAE https://dulich.petrotimes.vn/ This is the second largest island in the world. Construction began in 2006 by Aldar Properties. The island aims to become a multi-purpose entertainment, shopping and entertainment hub with an estimated total cost of over $40 billion. https://dulich.petrotimes.vn/ Located in Abu Dhabi, this 25 square kilometers (9.7 square miles) man-made island is easily accessible by boat, plane or even car, which has made it one of the most popular tourist destinations in the world. Best tourist attractions in Dubai. Island of Flevoland, Netherlands https://dulich.petrotimes.vn/ Flevoland is the smallest province in the Netherlands but is considered the largest encroachment area in this country. Flevoland was founded in 1986 and is currently home to about 400,000 people. This man-made island has many interesting attractions, which include a replica of the merchant ship Batavia, 2 nature reserves, beautiful lakes, unique restaurants, amusement parks and many entertainment services. other mind. https://dulich.petrotimes.vn/ https://dulich.petrotimes.vn/

How to distinguish real – fake incense? Illustration Mr. Bien Quoc Dung, Vice Chairman of Khanh Hoa Agarwood Association: Raw materials for making agarwood products today are mainly natural and artificial incense. However, natural frankincense is very precious, rare, high cost, so very few establishments make products from this type of agar. The main product is made from artificial agarwood, which is gourd plant grown and cultivated with agarwood. It takes 10 years for the seedlings to be planted until the time they can be drilled. After transplanting agarwood, it takes about 5 years to create agarwood, but not every tree after transplanting produces agarwood, the success rate is relatively low. Therefore, artificial bass is also very precious and the price is quite high. One characteristic of basswood is that it is very soft, so it is difficult to use machines to mass-produce items such as bass rings that have to be done by hand. The grain is mass-produced mechanically, not of agarwood. Producers often use chemicals with a deep odor to seep into wood grains to imitate agarwood. To distinguish, the simplest way is to directly smell the product, if at first there is an alcohol smell, or a strong aroma, it is a chemical impregnated product. Because a really deep smell is usually faint, mild, it takes a new temperature to release the fragrance. Another trick often offered by the seller to lure customers is to put the series of bass rings in the water. If the circle sinks, it proves it is deep However, the agarwood wood is not only soft but also light, so it will float on the water, of course there are still pieces of wood submerged in the water, which are pieces of wood with many deep essential oils crystallized from many years. The cost of this type of submerged bass is very high, each ring made from this type of bass is the lowest at 400 million VND / chain. According to the Life science

InnoMake shoe models are equipped with smart sensors to detect obstacles. Not stopping there, Tec-Innovation Company is also researching more advanced version of InnoMake shoes. The new shoe will incorporate both a camera and artificial intelligence (AI) to not only detect obstacles but also identify what those obstacles are. It is known that Tec-Innovation Company has cooperated with Graz University of Austria to develop advanced learning algorithms, capable of analyzing information from sensors and cameras integrated in InnoMake shoes. From there, the shoe can determine if the area has obstructions and is safe to pass through. It even distinguishes many different types of obstacles. “The shoes not only warn me that I am facing an obstacle, but also give information about that type of obstruction. Knowing if the obstruction is a wall, car, or ladder will make a difference.” The ultrasonic sensors on the toe of the shoe can detect obstructions up to 4 meters away.The shoe user will be alerted by a vibrating mechanism and an audible signal. It helps me a lot, ”said Markus Raffer, one of the founders of Tec-Innovation. The special thing is that Raffer is also a blind person. Not only identifying obstacles, InnoMake shoes can also identify exactly what obstacles the user encounters. Tec-Innovation says users can make changes in real time using the buttons on the back of the shoe. The operating range can be increased up to 4 meters at the push of a button. “You can activate smart mode, which automatically pauses when you sit down. You can also use InnoMake as a scanner to gather information about your surroundings through every step of the way,” the company says. said. This state-of-the-art system built into the toe of the shoe is water and dust resistant. It works on a super durable battery that can last up to 1 week, depending on frequency of use. The battery can be fully charged in 3 hours using the USB cable. InnoMake shoes are water and dust resistant. The next step of Tec-Innovation is to use data collected by its system to create a kind of navigation map from all angles for the visually impaired. “At the current stage, only shoe wearers benefit from the data it collects as they walk. It would be better if this data was used for others as a navigational aid, “added scientist Friedrich Fraundorfer.

According to Chronicles of Sima Qian, in 219 BC, Qin Shihuang, fearing death, assigned the body to seek the secret of immortality. Regrettably, the dream of the first Emperor to unify China did not come true. Later, oil king John Davison Rockefeller – considered the richest American of all time – became the first person to successfully extend life with six heart changes in 38 years. These are two of the many examples of human desire to become immortal. That desire is becoming more and more burning, and based on the reality and the achievements of current science and technology, one day, man’s immortal dream will come true … Technology that prolongs life For scientists, human immortality is also an area of ​​research that receives a lot of attention. Although negating the immortality hypothesis from some religious point of view, atheists maintain Albert Einstein’s theory of relative immortality. In addition, modern scientific achievements are gradually proving the concept of relative immortality of the individual through physical immortality and biological immortality, instead of the subconscious “having death becomes immortal”. Since the beginning of the 21st century, the development of life-prolonging intervention technology has made great progress. Sinclair, a professor of genetics at Harvard Medical School, thinks we are witnessing new developments in technology and that one day all humans can live to be 150 years old .. In medicine, gene therapies have long been used to help people regenerate themselves and fight all diseases. The current achievements of gene implantation, reversing the aging process by enzyme and NAD, effects on chromosomes or stem cells … are still quite limited. While it is possible to maintain a person’s lifespan for up to 15%, or even longer, the distance to immortality is a long way to go. In contrast, studies such as Syncardia and Carmat artificial hearts that have just been approved for commercial use will make the human immortality process more and more realistic. This artificial heart possesses a structure similar to that of a human heart and can automatically adjust the rate of blood flow throughout the body. They can also be replaced in the face of depletion and self-adapting to the changing mechanisms of life. An artificial heart works similarly to a human heart Currently, 81 patients have received artificial heart transplants worldwide. Not only the artificial heart, the famous academic journal Nature recently selected the “Seven Major Aging Intervention Technologies,” including a β-nicotinamide derivative from the Harvard laboratory, which was put into experiment. Sinclair, who discovered how the substance works, revealed that there is an important coenzyme called NAD +, which is equivalent to the body’s energy production plant, but its content is not static and will decrease with age. This is the cause of problems like aging and depression. Scientists have discovered the β-nicotinamide derivative adds enzyme levels to longevity. However, the price barrier of β-nicotinamide is a major hurdle to address. The famous investment bank Bank of America Merrill Lynch forecasts that the global anti-aging industry has a huge potential market of up to $ 600 billion. Realize the immortal dream with technology Biological immortality from life-prolonging technology only helps people have a few decades of life expectancy, which is not the final destination of the human future. Now, the new achievements of artificial intelligence (AI) will open up a promising direction. The move from Elon Musk’s computer-brain research recently went beyond the experimental basis, showing that the line between humans and AI is almost broken. From the idea that was once thought to be crazy, the research achievements of Elon Musk and scientists were able to initially modify human limitations. The first trials have been effective in patients with polio, the next challenge that this project aims to be to break human limits … Elon Musk’s brain-computer interface opens the door to breaking human boundaries After brain-computer interfaces, gene editing, nano-robots or the advent of an artificial heart, the new achievements add new magical weapons to the realm of life-prolonging technology. The company’s most recent achievement Promobot has released a new robot model developed by artificial intelligence covered entirely with artificial leather. This robot can express more than 600 expressions by making eye, eyebrow, lip and body movements similar to a real person. If it is possible to combine with medical nanotechnology or cloning based on cloning techniques, create living individuals with genetically identical multicellular structure using metamaterial metamaterials, at the same time In terms of human intelligence, consciousness, and memory, such as the Avatar Project (or Project of Life) by tycoon Dmitry Itskov, that’s when people can literally become immortal and dream “wisdom. “artificial intelligence” will become a reality. Some futurists say that before our bodies can achieve immortality, we can fully connect our thoughts with the mechanical world, and we will live well in the cloud. Even a Swedish funeral company has been looking for volunteers to allow deceased loved ones to be tested in hopes of creating robotic copies of their loved ones. In the near future, humans will be able to store their consciousness on hardware, meaning the portal to digital immortality has opened up.

The toilet uses a “blooming” toilet lid called the Resin Toilet Seat. The toilet lid’s design is generally no different in usage and structure. The new value the company creates is to use a flexible synthetic resin for its production. By doing this, their customers can paste themselves or add whatever they want. Resin is a synthetic synthetic resin commonly used in industry and daily life, for example in jewelry, decorative items, dental care, adhesives, phone cases, furniture. the seventh,… Still retaining the structure and usage, but the application of plastic synthetic plastic material of the toilet lid makes the product look new and more interesting. The toilet lid is coated with Epoxy Resin to create interesting and lovely decorations. Even when it first came out, this unique toilet lid sold out quickly, prompting Cincinnati-based Working Girls to quickly manufacture additional supplies to serve consumers. Depending on the quality and design, the price of this toilet lid will range from 1 million to more than 5 million. In addition, if you are looking for a new DIY project to decorate your house, you can also consider this product. Because in addition to buying pre-made products, you can also make yourself a custom one. The toilet seat pattern is made of flowers and butterflies. Or just spreading a little sparkling paper is enough to make the toilet completely different. Bringing the whole ocean into your bathroom is not too towel. One more toilet pattern with decorative little seafood. You can unleash your creativity and variation in this new toilet model. When the toilet lid is closed, it forms a work of art. With the clever application of the toilet seat and lid you have renewed the boring toilet of your family. The items you use can be varied and varied according to your preferences. Not only are available models, but manufacturers are also ready to receive designs for their own production if you have a need and want to make a distinctive mark for your bathroom product. Currently, this unique toilet model is for sale on a number of e-commerce sites.

The delegates cut the ribbon to launch the training program of artificial intelligence and robot technology. (Photo: Thu Hoai / VNA) On April 24, Ho Chi Minh City National University held the launching ceremony of the Training Program artificial intelligence and Robot technology (AIC). The program is invested more than 32 billion VND, is part of the 320 billion VND sponsorship package of Inter-Pacific Group (IPPG) for National University of Ho Chi Minh City and Dalat University to establish a training school. CEO creation and AI education development. Held at the Software Technology Zone of Ho Chi Minh City National University, the STEM, STEAM interdisciplinary curriculum on artificial intelligence (AI) for students in age, level of education, right from grade 1. Regarding the document, the AI ​​Future Intelligent Manufacture syllabus of UBtech education USA Company copyrighted by IPPG, adjusted by the National University of Ho Chi Minh City, Vietnameseized, evaluated and published, put into teaching. This is also a program that has been taught by many advanced countries in the world. The program includes activities such as: AI-Robotics program and summer courses for students; teacher training course AI-Robotics from basic to advanced; organize seminars on AI-Robotics for the community and businesses. This is also a space to experience, introduce and display IT application solutions, artificial intelligence of domestic and foreign corporations, enterprises, and AI scientific products of students. University. Mr. Truong Minh Huy Vu, Director of Software Technology Zone, Ho Chi Minh City National University , sharing the process of Vietnameseization and document appraisal, in addition to the participation of teachers, scientists in the field of computer science and AI, there are also experts in social fields. language, pedagogy so that knowledge is closer to students and students. Building learning materials is a continuous process, so in the coming time, the curriculum of the program will continue to be improved and adjusted to suit with reality. Associate Professor, Dr. Vu Hai Quan, Director of Ho Chi Minh City National University, shared that the unit is currently participating in training and research on artificial intelligence both in depth and in width. In which, in depth, the National University of Ho Chi Minh City is preparing to establish the artificial intelligence research institute; at the same time undertaking the task of training high-quality human resources at international level, in which chaired many component projects on information technology, artificial intelligence … Along with that, the National University of Ho Chi Minh City also focuses on programs in width such as implementing training programs for artificial intelligence and technology. Robot , to spread knowledge about AI more to the community, especially among students; thereby provoking, transmitting passion for scientific research to students, discovering and fostering new factors in the field of AI research. Ms. Le Hong Thuy Tien, General Director of Lien Pacific Group, said the Artificial Intelligence and Robot Technology Training Program was the first center in IPPG’s AI education development strategy chain in 5 years. It is expected that from now to 2025, IPPG will coordinate with universities and educational institutions to establish 10 more AI centers and deploy 1,800 AI Lab at schools and educational institutions nationwide. with the goal of AI training for more than 2.5 million students per year./.

Technology solutions using artificial intelligence (AI) and IoT for smart schools by PHX Educational Technology and Service Joint Stock Company (PHX Smart School) – a member unit of Phenikaa Group has voted as the excellent product / solution of the software, information technology (IT) industry of Vietnam in the field of Education and Training and awarded Sao Khue Prize 2021. The technology solution of PHX Smart School is a centralized management system that is intelligent, connected and linked information from many sources together to create an intelligent integrated information system, combining applications. technology in the classroom and application of technology in management onto one platform; The school focuses on four basic objects of school: student, parent, teacher, and administrator. This solution is researched and developed by Phenikaa Group’s staff and commercial packaging, using AI and IoT to record data, update and notify realtime information to the school. , teachers, parents, ensure information is updated, extracted and reported quickly, fully, at the right time, to the right people. PHX Smart School solution integrates software to support training processes, helps schools deploy online teaching and learning activities, and shares video lectures conveniently to support more effective learning; integrated online testing system, allowing the creation of multiple-choice and marking exams right after completing the lesson, or essay exams marked by teachers and reporting results to students and parents use. This is also an electronic contact book, connecting the school with parents easily through apps on Android and iOs. In particular, PHX Smart School integrates smart route monitoring system, accurate attendance with face … automatically connects and updates information quickly to families about student’s status upon arrival at school. , ensuring safety for students. In addition, this solution also has the ability to actively measure body temperature, monitor the body temperature of objects entering and leaving the campus to ensure the school’s epidemic prevention. PHX Smart School is considered to be a comprehensive smart digital transformation solution for schools in school management in many different aspects, from safe management for students while traveling to school, Identifying and warning of dangerous situations, payment, management of training activities, enrollment, facilities, personnel and other activities of the school … Although only recently launched, PHX Smart School solution has been contracted for implementation, practical application by major schools in Hanoi and Ho Chi Minh City and received many positive reviews. In the coming time, with the support from Phenikaa Group, will inherit advanced technologies and services that have been researched and developed by institutes, research and development centers and enterprises in the ecosystem. Phenikaa, PHX Smart School continues to pursue the goal of digitalization in the field of education, towards becoming the leading technology company in smart solutions for schools in Vietnam and expanding into international markets. In 2021, PHX Smart School’s educational technology solution excellently overcame nearly 300 solutions and services from 161 enterprises and was awarded Sao Khue Award.

Volunteers in Con Dao and scientists transplant coral corals on the natural bottom. Photo: VNA broadcast Master Nguyen Cong Danh, Director of the Department of Science and Technology of Ba Ria – Vung Tau province, Chairman of the Advisory Council evaluating and accepting the project implementation results, chaired the meeting. The waters of Con Dao have marine biodiversity among the first in Vietnam with coral reefs playing an important role. Recent research shows that many Con Dao coral reefs have recovered quite well after being degraded. However, some reefs cannot recover from degradation or have narrow areas due to the lack of hard bottoms for coral growth. Therefore, the issue of restoring hard corals was proposed by Con Dao National Park and approved by the People’s Committee of Ba Ria – Vung Tau province. The Management Board of Con Dao National Park has cooperated with Nha Trang Institute of Oceanography to implement the project “Selection of applied models of hard coral recovery in ramsar area of ​​Con Dao National Park”. The project is implemented from May 2018 to April 2021 to restore and regenerate coral reefs affected by natural disasters but cannot restore naturally. The project has a common goal of restoring and managing a number of coral reefs in the ramsar area of ​​Con Dao National Park with community participation with 2 specific objectives: assessment of resilience and management of the reef. Ramsar Coral Park Con Dao National Park on the basis of coral reef status analysis and application of restoration techniques; building models of planting and restoring coral reefs in ramsar area of ​​Con Dao National Park (scale of 3 ha) and managing coral reef ecosystems to regenerate aquatic resources, protect the environment, and serve tourism. marine ecology. The project has 6 identified contents, including site selection survey, determining the scale of hard corals restoration in the ramsar area of ​​Con Dao National Park; assess the current status of coral reefs in the selected area before and after the rehabilitation, building a set of criteria for evaluating the restoration results; train community awareness on conservation and training skills in coral reef restoration for local officials and communities. The project also restored reefs on natural bottoms and artificial victim modeling; monitor and supervise the trend of change, the development ability of the recovered corals, the biological resources at the recovery location; building procedures for restoration, scale for the care and protection of hard corals. The members participating in the project to install iron piles as a permanent support for corals on the natural bottom. Photo: VNA broadcast Deputy Director of Con Dao National Park Tran Dinh Hue said, based on the survey results, the implementation team has chosen the method of restoring corals on the natural bottom (which used to be coral but degraded) and artificial bottom (previously no corals). On an artificial bottom, corals were recovered by group fragmentation according to Heeger & Sotto and Edwards’ recovery instructions. For an artificial substrate, the coral groups are fixed on an arched concrete platform with a diameter of 100x60cm (2 bottoms), 80cm high, 5cm thick, with 8-10 holes (10 – 15 cm) to increase coral immobilization and facilitate habitat entry. The total number of concrete tanks as artificial substrates in this project is 150 tanks. For natural substrates, coral conglomerate fragments are fixed directly on dead corals by wire or drawstring. To create strength, use iron stakes or steel nails mounted on the dead coral foundation as a permanent support for the coral. The average distance between colonies is about 0.50 – 1 meter with the way that the corals are vertically oriented and the most contact with the substrate is dead coral or iron piles. In addition, the “transplanted” coral branches are tagged to facilitate periodic inspection. Seven corals of three genera Acropora, Montipora, Pocillopora and two families Acroporidae and Pocilloporidae were selected for restoration. A detailed assessment of the current bottom status of the coral restoration area after restoration in September 2020 shows that the average coverage of hard corals at 3 points of Bai Cat Lon, Hon Tai, Dat Doc increased from 1. , 5 to 12%. This proves that restoring hard corals in degraded reef areas or creating coral recovery media on the bottom both creates conditions for the growth of corals and landscaping for living creatures. According to the assessment, in September 2020, the average density of coral reefs in the coral rehabilitation areas in Con Dao ranged from 175 to 752 individuals / 100 m2. The project has achieved its overall goal of restoring and managing a number of hard coral reefs in Con Dao National Park ramsar with community participation. During the period from October 2018 to September 2020, the project organized 5 rounds of hard coral assessment and restoration in 3 areas, including Dat Doc, Southwest Hon Tai and Bai Cat Lon. A total of over 6,000 pieces of the coral group were relocated and fixed on an area of ​​3 hectares, 1 hectare each. For corals recovered on natural bottoms in Dat Doc and southwest of Hon Tai (over 4,400 groups), the average survival rate of 5 recovered corals including Acropora grandis, Acropora hyacinthus, Acropora robusta, Acropora millepora and Acropora formosa are 82.1% and 82.9%, respectively. Meanwhile, the artificial bottom restoration of concrete tanks (over 1,600 groups) had a higher survival rate (85.6% for the 3 species of Acropora grandis, Acropora robusta and Acropora formosa). Some hard corals of beautiful shapes and colors also provide 100% survival. The average monthly growth rates of the three species of Acropora formosa, Acropora robusta and Acropora grandis in Dat Doc were 0.82cm, 0.89cm and 0.5cm, respectively. For the Hon Tai area, the average monthly growth rates of these three species are 0.81cm, 0.62cm and 0.47cm, respectively. On the artificial substrate, the average growth rate of Acropora formosa was higher than that of Acropora grandis with 0.88 cm / month and 0.74 cm / month, respectively. These values ​​indicate that the recovered branch corals in Con Dao were well developed. Volunteers in Con Dao and scientists transplant coral corals on the natural bottom. Photo: VNA broadcast According to Associate Professor, Dr. Vo Si Tuan, Director of Nha Trang Institute of Oceanography, Con Dao coral suffers many disasters, but fortunately, the natural regeneration of the coral reefs is very good, the coral cover is high. . In the near future, Con Dao National Park needs to strengthen the management of coral reefs, establish coral conservation zones to create conditions for marine life to live, develop and spread to the natural environment; mobilize by means of socialization of tourism businesses for the community to join hands in both exploiting aquatic resources and protecting, cultivating and exploiting aquatic products in a sustainable manner. The project has contributed to improving 3 reef areas, increasing coral coverage, increasing sustainable attachment prices for regenerating corals and creating a stable environment for development of the reef biome. The project has met the most basic criteria to evaluate the effectiveness of restorative corals including: survival rate, growth rate of coral colonies and habitat characteristics of the rehabilitation zone such as change. changes in the coverage of the benthic components, the emergence of species of economic and ecological value, an increase in density as well as the size of the reef biome. Through training and hands-on training, the project has supported Con Dao National Park to improve capacity and from now on Con Dao National Park Management Board can organize hard coral restoration with on-site human resources. employees and partners from the local community. After the meeting, the Advisory Council assessed, accepted and accepted the satisfactory evaluation of the project “Selecting the application model of hard corals recovery at ramsar, Con Dao National Park” with the consensus of all all 9 out of 9 scientific members join the Council. After transferring the project to the beneficiary of Con Dao National Park, the authorities encourage businesses to join the management of coral reef restoration for tourism, creating Artificial reefs in deep sea areas to develop adventure tourism.

Du Lan, Senior Vice President of iFLYTEK, HKUST

The four-day Boao Forum for Asia 2021 Annual Conference will be held in Boao, Hainan from April 18th to 21st. During the meeting, Du Lan, senior vice president of iFLYTEK, said that when he talked about the development trend of artificial intelligence in the next ten years, Intelligence will provide new opportunities for industrial development in four aspects, and will also generate more new landing application scenarios.

First, we are in the era of interconnection of all things, human-computer interaction will become more and more convenient, and the future will also enter the era of interconnection of all things. “As we all see now, for example, there are many people on the scene using intelligent equipment to convert speech.” Dulan believes that with the advancement of this technology, it is not only in speech recognition, but more The application scenarios, such as returning to home, in the car, etc., can be interconnected and interacted with all things. Among these, there are very good industrial development patterns and prospects, which will also bring changes to everyone’s lives.

Second, with the direction of human cognitive intelligence and the continuous deepening of research and development, we can continue to expand applications in the direction of machine learning. Therefore, various new industry applications will gradually deepen, such as education and medical care. , Smart City and other fields. The biggest feature of artificial intelligence is that it can quickly learn the knowledge field of human experts, so that it can quickly exceed 90% of ordinary people. Therefore, it can empower ordinary people with the best human experts. From this point, artificial intelligence There will be new applications in many industries.

The third is the change of emotional appeal, that is, the computing power of emotion will increase, and the communication of modern people will be satisfied through the recognition of human emotion and the synthesis of emotion, which will also produce some new industry fields and applications.

The fourth and most important point is that the development of brain-computer interfaces is getting faster and faster. Our research on brain science and the impact of brain-computer interface hybrid collaboration technology on technology and life will also bring the heart of related industries. development of.

Based on the above viewpoints, Dulan believes that the future will be a golden decade for the development of artificial intelligence.

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On April 20th, the Boao Forum for Asia 2021 annual meeting was held. Du Lan, senior vice president of iFLYTEK and chairman of Guangdong Artificial Intelligence Industry Association, said in an interview that at the critical moment of upgrading traditional industries, industrial digitization is very important .and An important factor that determines the digitalization of the industry is whether it can persist in the innovation of the source core technology.

“This year’s GDP goal is to reach 6%, and the investment in scientific research during the 14th Five-Year Plan period will reach 7%, of which the investment in basic research and development will reach 10.6%, and a ten-year plan for basic research is also proposed.” Du Lan said.

Dulan pointed out that the continuous growth of the performance of some enterprises in the development of artificial intelligence last year shows that artificial intelligence is not only a fun black technology, but also can solve people’s practical problems. For example, AI + medical has entered thousands of households, and intelligent medical assistants can assist in the diagnosis and treatment of 95% of common diseases. These have brought many changes in the industry.

What is the future development trend of artificial intelligence? Dulan believes that first, human-computer interaction will become more and more convenient, and it will enter the era of intelligent connection of all things. Nowadays, many people are using intelligent equipment for voice conversion, but with the advancement of technology, not only voice recognition but also cars and other things can be interconnected and interacted. Second, the various applications of artificial intelligence in various industries will gradually deepen, such as education, medical care, and smart cities in various fields. Third, emotional appeals will also change. We will recognize emotions to satisfy the communication of modern people, and also create some new industries.

“ The future will be a new decade facing the development of artificial intelligence. “Duran said.

What are the current bottlenecks and breakthroughs in China’s technological development? Du Lan said that “standing upright” is very important, and technology and applications should be combined to serve the production and life of the majority of people.

She said that “Dingtian” is to seek an irreplaceable position and continue to increase investment in research and development. For example, China provides a lot of convenience for everyone in terms of massive data and capital enthusiasm and even the openness of the application market, while the United States is more superior in core research and development, high-end talent reserves and patent capabilities, and breakthroughs are needed in these points.

She said that “site” is in application. China has great determination in application, has stronger capabilities, and has a better application market. It is necessary to accelerate the opening of application scenarios to continuously iterate AI technology and make the application better.

The coral reefs in Con Dao waters have been recovered after the “catastrophe”. RECOVERY 7 TYPES OF MARRIES Con Dao sea area is considered to be the place with the highest marine biodiversity in Vietnam with coral reefs playing an important role. However, since 1997, the coral in Con Dao sea has developed slowly, in many places, the coral has died and bleached. Therefore, the Provincial People’s Committee “ordered” Con Dao National Park and Institute of Oceanography project “Selection of applied models of hard coral restoration in ramsar area of ​​Con Dao National Park”. Associate Professor – Dr. Vo Si Tuan, Former Director of Institute of Oceanography (Nha Trang City, Khanh Hoa Province) – project manager, said that the coral reef restoration was done in 3 areas: Dat Doc, Southwest of Hon Tai (recovered on natural bottoms) and Bai Cat (restored on artificial bottoms). Rehabilitation activities include: assessment of current conditions, removal and fixation of corals, and monitoring of survival and growth (conducted 5 turns over a 2 year period). Accordingly, there are 7 types of corals belonging to 3 varieties: Acopora, Montipora and Pocillopora selected to be restored in the waters of Con Dao. In addition, some types with beautiful shapes and colors such as Echinophyllia echinoporoides, Oxypora glabra, Echinophyllia cehinoporoides were also tested to create diverse habitats for ecotourism. In the coral restoration area on the artificial bottom, the scientists split the pieces and then fixed the corals to 150 dome-shaped concrete tanks. In areas with natural bottoms to ensure good coral growth, scientists make direct fixings on dead corals by wire or drawstring. To make sure, the group used a 35cm iron pole or 10cm steel nail mounted on the dead coral foundation as a support. Talking about the project implementation process, Associate Professor, Dr. Vo Si Tuan said that the project team of up to 20 people (including scientists from Nha Trang, Con Dao National Park staff and fishermen) is not concerned. day and night, wind waves to work both on the sea and under the ocean. In particular, the hardest thing is to bring 150 dome-shaped concrete tanks of 100x60cm size to the sea. After being manufactured in Con Dao, these 150 tanks were implemented by the team implementing the project to rent a crane to Ben Dam port. From here, it takes 25 more boat trips to transport these concrete tanks to Hon Bay Canh. Dozens of healthy fishermen were mobilized to bring the concrete tub to Cat Lon beach (Hon Bay Canh) and put it in the right position (distance from 0.5-1m). According to Mr. Tran Dinh Hue, Deputy Director of Con Dao National Park, the agency in charge of the project, said that he has accompanied the scientists of the Institute of Oceanography during 2 years of implementing the project. The project is carried out entirely on the sea, under the ocean, so it is very difficult, depends a lot on weather factors. “Sometimes, when we are implementing the work, the weather is unfavorable, the waves are strong, the wind is strong, we have to stay 10 days before we can continue to deploy”, Mr. Hue said. SIGNIFICANT IMPROVEMENT After 2 years (from October 2018 to September 2020), implementing an experimental coral restoration in Con Dao waters showed that corals have recovered well. Specifically, according to a detailed assessment of the current status of the bottom of the coral restoration area in September 2020, it shows that the amount of coral has been significantly improved through the coverage data of living corals. Accordingly, in Bai Cat Lon area, the coverage of hard corals varies from 0-13.1%. Hon Tai area The coverage of hard corals increased from 3.8% to 13.1%. Similarly for the Dat Doc area the coverage of hard corals increased from 0.6% to 10%. Thus, after 2 years of restoring corals, coverage of average hard corals at the three recovery points increased from 1.5 to 12% with the number of more than 4,400 coral groups restored on the natural bottom and 1,600 coral groups have been restored on the man-made reef. Mr. Nguyen Cong Danh, Director of the Department of Science and Technology, said the project “Selecting an application model for recovery of hard corals in the ramsar area of ​​Con Dao National Park” is an experimental project of great significance to the province and country. In particular, coral rehabilitation and development for the Con Dao ramsar area has achieved the main goal of improving coral reefs by increasing coral cover, increasing the cost of sustainable attachment for corals. restore and create a stable environment for the development of the coral reef biomes. From there, contributing to biodiversity conservation and restoration of natural resources, improving the quality of the ecosystem.

Artificial diamond planting technology allows the ashes to turn into diamonds. Diamonds The condition for carbon smelting into artificial diamond is an environment of 1.5 million pounds / inch2 pressure and 1,500 degrees Celsius. Since 1954, General Electric Corporation (USA) has successfully installed diamond compression chambers. artificial. Starting in the 1980s, artificial diamond jewelry appeared on the market. In recent years, thanks to Chemical Vapor Deposition (CVD), an innovative artificial diamond product comparable to that of a natural diamond has been created. In the US, some cremation companies incorporate artificial diamond smelting technology. They introduce a service that turns the ashes of the dead into diamonds. Diamonds are artificial diamonds forged in a compression chamber with cremated ashes. After cremating the dead body, the crematorium took the ashes to extract carbon. They put this carbon into the diamond implantation chamber, refining the gemstone. Polygonal and polymorphic Diamonds meet all styles and colors. From the ecological perspective, turning the dead body into diamonds is a solution of “green” burial. Because, it contributes to CO2 reduction. “Carbon from the deceased’s body only meets 10% of the amount
carbon needed, ”said Adelle Archer – co-founder and CEO of Eterneva, a cremation company based in Texas. The crematorium needs to bring the remaining 90% in from the outside. CO2 is one of the richest sources of carbon. Modern science has also succeeded in separating carbon from this exhaust. Observing the diamond smelting process shows that carbon ashes play a role as grains of sand in the scallops body. It continuously absorbs the added carbon, eventually forming a gemstone, exactly the same way a pearl is born. The crematorium also provides a color selection service for the diamond. Regardless of what color is required by a deceased relative, they can do so by adding the corresponding element, such as nitrogen (giving a yellow diamond), boron (giving a blue diamond), etc. After the color, they allow their relatives to lose the choice of a diamond shape, design a memorial jewelry to store or wear on the body. Diamonds have the same value as artificial diamonds. Currently, the price of artificial diamonds is about 3,000 USD / carat (about 70 million VND). The future of burial? Diamond jewelry to ease the pain of losing a relative. Diamonds act as the embodiment of the deceased. “It comforts people who stay behind, ease pain and lift their spirits by thinking, the deceased is still with us,” Archer said. In early 2021, ecologist Tessie Offner (Florida) suddenly lost her father. In the midst of a pandemic, she was forced to choose a cremation for him. As soon as he learned that the crematorium had a service to turn the ashes into diamonds, Offner immediately found out. She is known that the diamond training time from ashes can last from 3 weeks to 2 months (depending on the color choice). During this time, Offner is authorized to monitor every step of the process. She also has more time to collect money and pay bills. As an ecologist, Offner appreciated the “diamond burial” solution. She is also satisfied with the lightness, mobility, and toughness of the diamond. However, not everyone agrees with Offner. Professor Tim Cupery (Fresno) said that he does not have the habit of sticking with things. Although recently, Cupery’s wife accidentally dropped her heirloom ring, but he did not blame or be upset. Cupery had no thought of turning the ashes of his relatives into diamonds, keeping them with him. Dancer Barbara McAlister (Texas) does not like the crematorium to bring in too much carbon from the outside. She feels that only 10% of a human diamond is a corpse that does not function as a substitute. “If it could be 50 percent or more, I would think,” McAlister said. Besides, the crematorium also does not limit the number of diamonds. Based on the available carbon source, they meet any quantity requirement. Many people are concerned that this is just a disguised artificial diamond trade. Although not popular, diamonds ashes are expected to become a green and aesthetic burial. Cremators in the US are very transparent in this practice. They publish detailed price lists, allowing funerals to choose services with financial conditions.

Image source: Visual China Reporter Cui Puyu Reporter Cui Puyu The European Union on Wednesday announced a series of strict regulations governing the use of artificial intelligence, including restrictions on the use of facial recognition software by the police in public places. This has become one of the most extensive actions in this regard so far. According to the proposal published by the European Commission (the EU executive agency), the use of artificial intelligence in a series of activities will be restricted, including autonomous vehicles, bank loan applications, university admissions, and examination scoring. It will also cover the use of artificial intelligence by law enforcement systems and courts, an area that is often regarded as “high risk” because it may threaten people’s safety or basic rights. Some uses will be completely banned, including real-time facial recognition in public places. However, for national security or other purposes, there may be some exemptions, such as to prevent terrorist attacks, find missing children, or resolve other public safety emergencies. If the 108-page proposal is passed, it will not only have a profound impact on large technology companies such as Amazon, Google, Facebook, and Microsoft. These companies have invested a lot of resources in the development of artificial intelligence; at the same time, they will also invest in the use of this technology for research and development. Drugs, underwriting insurance, and other companies that judge creditworthiness have had an impact. According to this proposal, companies that violate the new regulations will face fines of up to 6% of their global sales.

Over the past ten years, the EU has been the most active in the world in terms of technology industry regulation, and its regulatory policies are often used as templates by other countries. The 27-nation group has promulgated the world’s most influential data privacy bill, and is discussing other antitrust and content review regulations.

European Commission Executive Vice President Margrethe Vestager said that the regulatory regulations address the risks that artificial intelligence poses to humans and society in certain special applications. “We think this is an emergency, and we are the first on this planet to propose this legal framework.”

Some digital rights activists welcomed some of the regulations, but pointed out that some other factors seemed too vague, and there were too many loopholes to be drilled. Some people in the industry believe that EU regulations will benefit Chinese companies because the latter do not have to face the constraints of similar regulations.

Benjamin Mueller, a senior policy analyst at the Center for Data Innovation, a technology think tank, pointed out that regulations will make the cost of research and development of artificial intelligence in Europe too high, or even technically infeasible. “When the European Union suppresses its own start-ups, the United States and China will watch happily on the sidelines.”

However, some lobbyists in the technology industry believe that the proposal is not so harsh and feel relieved. They praised some clauses, such as strictly regulating only certain types of so-called high-risk artificial intelligence applications.

Christian Borggreen, vice chairman of the Computer & Communications Industry Association, pointed out that the European Commission has adopted a risk-based approach, which is good. The association represents a number of technology giants including Amazon, Facebook and Google.

However, Wednesday’s proposal still has a long way to go before it becomes law and may be adjusted. In the European Union, such laws must be approved by the European Council, which represents the governments of the EU’s 27 countries, and the directly elected European Parliament. The entire process may take several years.

From Matthias Reiche, ARD studio Brussels The potential of artificial intelligence, or AI for short, is great. As are the risks associated with AI. The EU Commission therefore wants to create trust with clear rules, says Vice President Margrethe Vestager. “Our proposal is therefore not concerned with the AI ​​itself, but with its applications.” The EU Commission has chosen a proportional and risk-based approach based on a simple logic: “The higher the risk of a specific type of use of the AI, the stricter the rules.”

Four categories of “hazard potential”

On this basis, Brussels has drawn up four categories into which the individual applications can be classified. In the opinion of the EU Commission, most AI systems fall into the categories of “small” or “no” risk, such as video games or filters for spam messages. The bill does not provide for any regulations here. However, even with the more harmless applications, it should always be completely clear when you are dealing with artificial intelligence in a telephone hotline, for example. But you have to be particularly vigilant with the so-called high-risk applications, explains Commission Vice-President Vestager: “For example, this is about AI that is used to select applications for university or a job. It can also be about systems that the creditworthiness of evaluate someone. Or software that is used in self-driving cars or in medical products, which could also pose a risk to our safety. ” In these cases, the respective providers must guarantee that their product complies with the rules. There should be precise documentation for the development and use of such systems, as well as precise control of the data used. The use of artificial intelligence in generalized surveillance or manipulation of the population is completely forbidden, as is so-called social scoring, in which people are rated on the basis of their social behavior.

Biometrics inadequately regulated?

The FDP politician Nicola Beer is still not really satisfied with the paper. Because it lacks a clear ban on facial recognition in public spaces, as the Vice-President of the EU Parliament criticizes: “The current draft would enable mass surveillance with the help of biometric AI algorithms. In my opinion, a red line will be crossed here. We must not allow this . ” Patrick Breyer, who sits for the Pirate Party in the EU Parliament, sees it similarly: The new AI law can also be interpreted by the EU countries, for example in criminal prosecution, in such a way that it enables biometric mass surveillance where it is illegal today . “The fact that the Commission wants to enable mass surveillance of our telecommunications and biometric mass surveillance to a large extent is completely unacceptable.” The draft has yet to be approved by the EU Parliament and the Council of Member States. This legislative process can take up to two years.

Qiandao Lake, also known as Xin’anjiang Reservoir, is an artificial lake formed after the dam closure. The lake area reaches 573 square kilometers and the reservoir capacity is 17.84 billion cubic meters, which is equivalent to the capacity of 3184 West Lakes. It is the largest artificial lake in my country. Qiandao Lake is one of the first national-level scenic spots in my country. It is a dazzling emerald on the golden tourist route of “Hangzhou DD Qiandao Lake DD Huangshan”, a famous mountain and water city. The clear water in the scenic area is peculiar, thousands of islands are beautiful, the natural scenery is exquisite, the ecological environment is excellent, and it has the reputation of “the middle reaches of the Qiandao clear water painting”. Its main characteristic landscape is the so-called Thousand Islands, Xiushui, and Golden Belt. Thousand Island Lake, the island is as its name, because there are more than a thousand islands of different shapes in the lake, so it gets its name. These islands have their own characteristics and are green and dripping, and they are hidden from the green mountains and clear waters. From a distance, if it were not for the area where the island and the lake are surrounded by a layer of golden soil (“golden belt”), it is really hard to tell. Where is the mountain, where is the water. The island has a quiet environment, excellent ecology and rich historical sites. There are “flower islands” with laurel fragrance and red plum clusters, “animal islands” filled with monkeys and poisonous snakes, as well as strange stone islands lined with strange rocks, and many It is the “historical island” left by the ruins and so on. Of course, the most worth seeing is Meifeng Island, a first-class scenic spot in Qiandao Lake, because it has the highest altitude and is the best place to ascend the scenic spot to view the lake. It can have a sweeping view of the beauty of Qiandao Lake. As for the water of Qiandao Lake, let alone how clear it is, although it is 100 meters deep, it has a visibility of up to 12 meters. Nearly 600 square kilometers of the open lake, the blue sky and white clouds, surrounding mountains, lush green forests and other scenery are all clearly reflected in the water. Boating on the lake can experience the artistic conception of “boat walking in the scene and people swimming in the painting”. People can’t help but think of a poem by Shen Yue in the Southern Dynasties praising his clear water: “Dong Che follows the clear and light, and there is no winter and spring in the bright mirror; Qianren writes the tree, and sees the scales in a hundred zhang.” Moreover, the water quality of Qiandao Lake is pure and sweet, reaching the national Class I water quality standard. According to China’s largest rivers and lakes, it not only benefits the thousands of households in Hangzhou, but also the Nongfu Spring, which we often drink, is water taken from the depths of Qiandao Lake. . He was praised as “the best beautiful water in the world” by Mu Qing, former president of Xinhua News Agency. However, behind the magnificent scenery of lakes and mountains, it is of course inseparable from the dedication and love of people. Looking at the vast expanse of blue waves in front of him, who would have thought that there are still two thousand-year-old cities hidden underneath, and a period of poignant homesickness. In 1959, in order to cooperate with China’s first five-year plan, China’s first self-designed and constructed large-scale water conservancy hydropower station was built at Tongguan Koukou of Xin’an River, and the reservoir formed by interception and impoundment will be built in Han and Tang Dynasties. The two thousand-year-old cities of “Lion City and He City” during the year, together with many surrounding towns and 10,000 acres of fertile land, were all submerged under Qiandao Lake. Nearly 300,000 people have left their hometowns and emigrated, showing that the lake’s beautiful waters are full of ancestors. We miss our hometown. For the beautiful lake in front of us, the people of Qiandao Lake today are doing all they can to care for them. They insist on closing mountains for reforestation, shutting down polluting companies, cleaning the lake regularly, etc. I believe it is also the care of the people of Qiandao Lake. Good for all the world!

Baidu’s chairman Robin Li once mentioned countless times that “the future is the era of artificial intelligence.” In this regard, former Baidu chief researcher Wu Enda explained, In the future, some things can be done not by the human brain, but by artificial intelligence to free people from repetitive chores and focus on creating value for the most creative fields.

Freeing humans from trivial labor and focusing only on creative activities and thinking, the artificial intelligence blueprint drawn in this way is infinitely yearning. Now, in addition to doing repetitive labor, artificial intelligence is also stepping into creative activities.

In fact, many media are already using AI to write news articles, and even the shadow of artificial intelligence has appeared in the design field. During Taobao Double 11, one poster on the Taobao website was released every 20 minutes, and about 400 million posters were released during the entire Double 11 period. If these posters are manually designed, and a designer can complete up to 50 posters a day, it will take 340,000 days to produce hundreds of millions of posters, which is about 9,000 years.

This shows that artificial intelligence still has many advantages in product design. It not only has super computing power, can complete complex computing tasks in a short time, but also is not affected by human subjective emotions, and can evaluate design schemes relatively fairly. Therefore, the introduction of artificial intelligence in the design can accumulate and use experience and knowledge, and can quickly and efficiently optimize the design plan, and can continuously explore the best design plan.

At this stage, the level of artificial intelligence in design is obviously not completely on par with humans, but the AI ​​system can monitor and capture information in real time, and quickly generate related design products. Now, in addition to uploading design materials to the AI ​​system by users themselves, the desired design is automatically formed, The AI ​​system can also automatically analyze the user’s visual preferences from the pictures, videos, and texts that the user has browsed, and then quickly complete the design pictures that the user wants.

Such an artificial intelligence system has a high technical content, but it still relies on big data for calculation, not a real “thought design.” Recently, scientists have proposed a “Human-in-the-learning-loop HILL” framework.

This framework consists of a design thinking process (Design sprint) and is integrated into an agile development process. This process can replace qualitative user testing by quantitative measurement of user feedback. This replacement can provide scalable teaching feedback for subsequent learning cycles.

The HILL design cycle process can replace the design perception of quantitative psychometric tools for qualitative user testing. The generated user feedback is used to train the machine learning model and guide along the four design dimensions (novelty, energy, simplicity, instrumentality) In the subsequent design cycle, the four-dimensional user feedback is then mapped to user scenarios and priorities, and the thinking process will directly transform user feedback into an implementation process.

The person in the loop is a quality inspector who will carefully check the collected user feedback to prevent invalid data from entering the machine learning model training. This thinking framework is conducive to allowing artificial intelligence to have real “thinking”. In the future, once it can be developed and utilized, it will bring unexpected surprises to humans in the field of design.

Russian aircraft maker Mikoyan recently said it is developing a new generation of intelligent target recognition system for MiG-series fighters, including the MiG-35. The new system will be able to target not only when the object is completely discovered, but even a small amount of exposure. “Work is underway to create an automated landing assistance system, along with an accurate target recognition complex thanks to neural circuit-based artificial intelligence,” said the company representative. . Mikoyan has repeatedly talked about the possibility that the MiG-35 will receive a steering assistance system with artificial intelligence elements. The MiG-35 is Russia’s latest generation 4 ++ multipurpose fighter, it is an upgrade from the MiG-29 with the integration of many applied technologies on the 5th generation fighter. The aircraft has an empty weight of about 24,500 kg, the largest weapon payload is 6.5 tons. The speed of 2,100 km / h, the maximum thrust of the engine reaches 18,000 kgf. Actual ceiling is announced about 16,000 m, a range of 3,000 km. MiG-35 has 9 external suspension points and a 30 mm cannon integrated in the body, armament includes air-to-air missiles at various ranges, air-to-ground missiles, guided aviation bombs, Uncontrolled rockets and free-fall bombs. Currently, the Russian Air Force has officially received six MiG-35S fighters belonging to the first mass production batch. Under the state procurement program of weapons, by 2027, the manufacturer will hand over a total of 24 MiG-35S fighters. The official operation of the MiG-35S by the Russian Aerospace Forces will open up export opportunities for this fighter, because many customers, though showing interest, are not ready to order because reliability concerns have not been verified. After integrating additional artificial intelligence, MiG-35 can make customers more bold in “opening the purse” when its reliability has increased significantly. But in the opposite direction, there are also many comments that Russia’s claim is very suspicious, because this technology is still foreign to them, and Moscow is also significantly behind the US and the West. MiG-35, Su-57 or many other Russian weapons, although advertised very “monumental”, but in fact so far they have not perfected the features as designed, or have not been proved in operation. . In addition, Russia is also known for its “way” to sell weapons with incomplete features to “ask” for a perfect partner, which is reflected in the fact that the MiG-35 has been sold in India for decades now on. Therefore, perhaps the manufacturer must deploy new technologies on the aircraft serving the Russian Air Force and have a good performance on the battlefield, for example in Syria, the export prospects of MiG- 35 is really bright

Baidu’s chairman Robin Li once mentioned countless times that “the future is the era of artificial intelligence.” In this regard, former Baidu chief researcher Wu Enda explained, In the future, some things can be done not by the human brain, but by artificial intelligence to free people from repetitive chores and focus on creating value for the most creative fields.

Freeing humans from trivial labor and focusing only on creative activities and thinking, the artificial intelligence blueprint drawn in this way is infinitely yearning. Now, in addition to doing repetitive labor, artificial intelligence is also stepping into creative activities.

In fact, many media are already using AI to write news articles, and even the shadow of artificial intelligence has appeared in the design field. During Taobao Double 11, one poster on the Taobao website was released every 20 minutes, and about 400 million posters were released during the entire Double 11 period. If these posters are manually designed, and a designer can complete up to 50 posters a day, it will take 340,000 days to produce hundreds of millions of posters, which is about 9,000 years.

This shows that artificial intelligence still has many advantages in product design. It not only has super computing power, can complete complex computing tasks in a short time, but also is not affected by human subjective emotions, and can evaluate design schemes relatively fairly. Therefore, the introduction of artificial intelligence in the design can accumulate and use experience and knowledge, and can quickly and efficiently optimize the design plan, and can continuously explore the best design plan.

At this stage, the level of artificial intelligence in design is obviously not completely on par with humans, but the AI ​​system can monitor and capture information in real time, and quickly generate related design products. Now, in addition to uploading design materials to the AI ​​system by users themselves, the desired design is automatically formed, The AI ​​system can also automatically analyze the user’s visual preferences from the pictures, videos, and texts that the user has browsed, and then quickly complete the design pictures that the user wants.

Such an artificial intelligence system has a high technical content, but it still relies on big data for calculation, not a real “thought design.” Recently, scientists have proposed a “Human-in-the-learning-loop HILL” framework.

This framework consists of a design thinking process (Design sprint) and is integrated into an agile development process. This process can replace qualitative user testing by quantitative measurement of user feedback. This replacement can provide scalable teaching feedback for subsequent learning cycles.

The HILL design cycle process can replace the design perception of quantitative psychometric tools for qualitative user testing. The generated user feedback is used to train the machine learning model and guide along the four design dimensions (novelty, energy, simplicity, instrumentality) In the subsequent design cycle, the four-dimensional user feedback is then mapped to user scenarios and priorities, and the thinking process will directly transform user feedback into an implementation process.

The person in the loop is a quality inspector who will carefully check the collected user feedback to prevent invalid data from entering the machine learning model training. This thinking framework is conducive to allowing artificial intelligence to have real “thinking”. In the future, once it can be developed and utilized, it will bring unexpected surprises to humans in the field of design.

Smart things (public account: zhidxcom)

Author | Li Shuiqing

Edit | Heart edge

In the arena of China’s AI industry, there is a group of players who are grass-roots and little-known, but they spread AI products and solutions from store to store in mall buildings.

When the AI ​​unicorns lose money, they have already made a lot of money; when the technical sect “holds a hammer to find a nail”, their plans have skyrocketed among the people, bringing the initial artificial intelligence enlightenment. However, when problems such as face abuse and data privacy infringement frequently occur, they have also become the group that rushes to the forefront and are closest to the “red line”, and some even try the law by themselves.

The exposure of a 3.15 evening party allowed us to see the brutal growth of AI grassroots companies such as Youluoke, Wandianzhang, Yaliang Technology, etc., and began to pay attention to the transformative forces that have grown from traditional industries. At the same time, the recent explosions of AI companies, the detention of smart city pioneers in the past, and the loss of market value among other emergencies have also brought more attention to the true living conditions of AI grassroots companies.

▲Some AI companies were named at the “3.15” party to deal with facial information in violation of regulations

In addition to the AI ​​unicorns under the spotlight, there are thousands of AI “grassroots” companies in China, but their image is not vague. In this article, we will try to depict the AI ​​”grassroots” group image in the general pattern of China’s artificial intelligence industrialization from the individual stories of AI companies such as Youluoke, Yaliang Technology, Wandianzhang, and Huina Technology, and explore the vitality and vitality of China’s intelligent industry development. A great force for coexistence of instability.

1. Find a good project by chance and start the original accumulation early

Go to Hey Tea to buy a tea, go to Bubble Matt to smoke a blind box, and then have a meal in South Beauty. You may have a deep interaction with smart camera products-but these cameras are probably neither from Haikang or University Security giants like Hua do not come from the popular AI unicorns like Shangtang and Defiance.

If you look closely at the logo on the camera, you will find that it is actually Ulucu, Wandianzhang and other “unknown people” logos.

The AI ​​manufacturer Youluoke’s position in the smart retail industry is all based on data:

1. There are 500 million faces on the platform, the world’s leading algorithm platform

2.2 million + cloud platform camera access

3.10 years + concentrate on being a platform

41,656 thousand cumulative number of signed stores

5.1800+ national service outlets

620 million PAAS platform calls per month

An accumulation of original customers and data that are the envy of popular AI star companies!

“Grassroots” Youluoke’s unique trick is-early. As early as 2008, when the “AI Four Little Dragons” were not yet born, the entrepreneur Shen Xiuping received a request from a foreign boss who wanted to view Chinese factories in the United States through video surveillance. However, after waiting for Shen to work for a few months, the boss disappeared. This encounter allowed Shen Xiuping to discover a new business opportunity-there are 200 million cameras in use around the world. If they are all connected to the Internet, it will form a huge energy.

▲Shen Xiuping, founder and CEO of Youluoke

Therefore, Shen Xiuping brought in Liu Dongdong, the former head of Tudou.com’s technology, to set up Yoluoke, to participate in the big wave of corporate management reform. Yoluoke’s first business was to establish a “24-hour security center” for a food chain company, and then it was out of control with a “word of mouth” approach.

In 2016, Ulog was listed on the NEEQ. At that time, Yuncong Technology, one of the “AI Four Dragons”, was only established for one year. Then, Uluoke received a C+ round of investment led by Tencent in 2018, and reached a strategic cooperation to jointly deploy smart retail. At this point, this grassroots AI retail company has taken further steps with the help of capital and opened a bloody path in the AI ​​retail industry.

2. In the golden age, grassroots “little cleverness” accomplishes great things

Also starting early is Yaliang Technology, which is also a “beating player” in the field of smart retail serving millions of stores, and Yaliang Technology has a more wild path.

Yaliang Technology was established in 2006. It started as a retail label paper and clip, and then went to store design, and then to a higher-end software system. At present, the company focuses on computer AI intelligent visual recognition, ultra-low-power wireless radio frequency communication and other technologies, and provides digital store solutions for many chain brands such as JD, Xiaomi, One Plus One, Shunkelong, and Jinbo Plaza.

Shi Zhongbo, the founder of Yaliang Technology, is a real grassroots entrepreneur with a legendary experience.

▲Shi Zhongbo, Chairman of Yaliang Technology

Shi Zhongbo worked as a media at Huicong.com in his early years. When he started his business from shopping mall advertising paper in 2006, he had only 20,000 yuan in his pocket. He saw others make money from shopping mall label paper and went to make “cottage money.” After the market started, the defendant infringed on the intellectual property rights, so Shi Zhongbo asked others to have a seafood meal and switched to label paper clips. When he was the poorest, Shi Zhongbo had a net worth of only 5,000 yuan, and he was taken by the underworld to demand debts.

Fortunately, Shi Zhongbo is able to be ahead of the national market whether it is making label paper or making clips. Relying on the focus on store changes, Shi Zhongbo’s Yaliang technology has also changed with time, developing big data and intelligent services. “We will change as the store changes. Today the store needs big data, so we will cultivate software to provide the store with design and big data.” Shi Zhongbo once said.

Shi Zhongbo bluntly said in an interview in 2017: “People’s cleverness was still very effective in that era. I have always said that 1998 to 2008 was China’s golden decade. People are stupid and have a lot of money, and it is relatively easy to make money. The market is Scarce and great demand. The most important issue is that many of the CEOs at that time were basically unprofessionals, basically some grassroots entrepreneurs, and we tried our best.”

When Shi Zhongbo was doing foreign trade, he only understood domestic trade, and he didn’t understand label paper and clips when he made label paper and clips. Big data was also done because store customers needed to do it. However, with the “little wisdom” of such a grassroots entrepreneur, Shi Zhongbo’s digital store solutions are flourishing.

What Shi Zhongbo does is not only recognized by customers, but also recognized by capital. Just as offline retail was recently affected by the epidemic, in February 2021, Yaliang Business Intelligence, a subsidiary of Yaliang Technology, also received tens of millions of yuan in Pre-A round financing led by Jujia Capital and Huayang Xintong.

It is undeniable that the development of the AI ​​industry needs technology original companies such as Huawei and the “AI Four Dragons” to overcome difficulties in making deep learning open source models and cutting-edge chips; but you cannot deny that the industry cannot do without these seemingly unprofessional but keen sense of smell , Reckless entrepreneurs who dare to venture and fight, make AI work and expand.

3. Some of the grassroots are completely laymen, and some are from the “Industry Whampoa Military Academy”

In the savagely growing AI grassroots startups, there are sometimes non-professionals such as Zhong Bo, and professional and technical schools such as Zhou Shengqiang, founder and CEO of Wandian.

Wandian’s AI retail solution market is no less disadvantaged than Ulog. CEO Zhou Shengqiang was once the deputy general manager of the monitoring product line of Suzhou Keda, known as the “Whampoa Military Academy” in the security industry. As early as at the 2012 China Security Expo, Zhou Shengqiang had high hopes for AI and made bold ambitions. In 2013, he would lead his team to open new paths in the underlying image processing technology and intelligent applications.

▲Zhou Shengqiang, founder and CEO of Wandianzhang

In September 2016, on the eve of Suzhou Keda’s listing, the commercial and retail division of Suzhou Keda Technology “singed” and Wandianzhang Company was formally established.

The day of solo flight is when Wandianzhang’s AI retail business takes off. The company is positioned as an offline retail scene intelligent management and data analysis service provider. The main product is a store operation management platform based on video analysis, providing smart retail services such as smart shop patrol, passenger flow statistics, member identification, and store live broadcasts.

In just one year after its establishment, Wandianzhang achieved explosive growth in 2017-data shows that at the end of 2017, a total of 50,000 stores of more than 500 companies were connected to the Wandianzhang system, including more than 20,000 retail pharmacies. , The top 100 chains have covered more than 60%.

At the same time, Wandianzhang has rapidly iteratively upgraded the software technical functions, such as developing and upgrading the functional modules frequently used by chain enterprises such as passenger flow, face recognition, sign-in, conferences, and training. Wandianzhang and Youluoke in the field of AI retail can be said to be competing for hegemony in the northern market, and even the presence of Kangwei monitoring the old sea has been preempted.

The rapid growth of Wandianzhang has attracted the attention of capital. In June 2017, Wandianzhang obtained Jinshajiang Ventures’ A round of 15 million financing at a valuation of 100 million. The project was funded by venture capital stars Didi and Ele. Zhu Xiaohu, an investor and “unicorn catcher”, led the investment. In 2020, Wandianzhang officially announced that a Series B financing of 80 million yuan will be led by Deutsche Capital, with Yuanhai Minghua and Su Gaoxin as co-investors.

At present, Wandianzhang has more than 1,000 service brands, starting from the pharmaceutical industry to cover more than 60% of the top 100 pharmaceutical retail companies, and now Wandianzhang has covered many industries in the fast-moving consumer goods, food industry, and home furnishing industries.

We can see that the three most commonly talked about in the visual AI circle are nothing more than AI star startups represented by the AI ​​Four Dragons such as Shangtang and Megvii, communication giants and Internet giants represented by Huawei and BAT, and Hai Kang, Dahua and other intelligent security companies, but when we jumped out of this pattern, we found that native players in thousands of industries have also experienced the baptism of informationization to digitalization and intelligence, bringing artificial intelligence to the market from the bottom up. Education and enlightenment.

4. Adventurous: The former leader of the smart city was detained by criminals, sighing

When the trend of artificial intelligence comes, these grassroots entrepreneurial teams are the vanguard of the intelligent industry, but at the same time, they also face unknown risks. The character of daring to fight and fight has allowed these grassroots AI entrepreneurs to taste the first lipstick of artificial intelligence, but at the same time, the abuse of face data and data leakage have become the hardest hit areas.

This year’s 3.15 party had a “slam hammer” face recognition, not the technology itself, but the radical technology application methods of some AI manufacturers. The AI ​​players named in the 3.15 party have not yet caused serious consequences, but some more out-of-the-box AI companies have already tasted the bitter fruit of rash advancement.

In December 2020, Zhang Hongjun, chairman of the smart retail company Huina Technology, was detained for bribery. The former “leading pioneer of smart cities” is embarrassing.

At the beginning, Winner Technology started to conduct statistics on the passenger flow of the offline retail industry. Looking back on the past, as early as 2004 when e-commerce was making great strides, Zhang Hongjun took a fancy to offline business opportunities. For more than ten years, the company has step by step from the data collection service of the earliest small stores to the data cloud platform of the shopping center and the big plan of AI passenger flow analysis, and the business is booming.

▲Huina Technology’s large shopping mall passenger flow insight backstage was inspected by relevant law enforcement officers after the 315 party

In 2017, Huina Technology held the title of China’s first offline commercial big data company and was listed on the A-share GEM, with little limelight.

In 2019, when the AI ​​unicorns were still at a big loss, Huina Technology’s 2019 financial report showed that the company’s annual revenue reached 325 million, a year-on-year increase of 30.35%.This is more than double the receivables of AI unicorns, but Huina Technology has achievedNet profit was 72.97 million, a year-on-year increase of 9.60%.

In Zhang Hongjun’s view, the future of Huina Technology is limitless. He once said that Huina Technology is actually doing one thing, which is to study the behavior of offline consumers, and when it has such capabilities, It will not be restricted by places and scenes.

However, the time is pulled to 2020, and due to the impact of the epidemic, the offline retail business of Huina Technology has fallen sharply. Now that the bribery case comes out, coupled with the “secondary disaster” of the 315 gala, the already fragile companies are even more dying. In just four months, the market value of Huina Technology’s 5.6 billion yuan has evaporated by nearly 3/4.

Dare to break and fight so that companies such as Huina Technology can enjoy the full-blown dividends. Huina Technology’s non-operating income in 2019 was 7,444,800, 2018 was 5.105 million, and 2017 was 2.24 million, mostly from government financial support and subsidies. However, this “grassroots” character also makes entrepreneurs such as Zhang Hongjun pay less attention to many principled issues.

This makes people think of the comments made by Lei Dongbao, the village committee secretary who led the villagers out of poverty, in the drama “Big Rivers” depicting the reform and opening up.

“This is not his own problem. Our reforms have always been crossing the river by feeling the stones. Some people took the lead in taking advantage of some kind of opportunity. At that time, it seemed that they had violated the laws and regulations, but then the system followed and almost It can be said to save them from crime. On the other hand, it also made Dongbao and others misunderstood in their hearts, thinking that the government could acquiesce to them to violate laws and regulations repeatedly.”

Just as reform and opening up requires a group of pioneers, the development of artificial intelligence cannot do without a group of “grassroots” pioneers advancing at the grassroots level. However, the development of artificial intelligence is also currently facing the stage of “crossing the river by touching the stones”, requiring companies and relevant departments to jointly seek new mechanisms and systems to solve new problems.

Conclusion: To cross the river by touching the stones, AI grassroots enterprises need institutional norms

At present, artificial intelligence is called the “Fourth Industrial Revolution”. my country is vigorously developing artificial intelligence technology, among which a number of AI “grassroots” companies that dare to dare to fight have emerged. Perhaps it is not comprehensive enough to describe the group image of AI grassroots companies with a few companies, but from them, we can see the most distinctive vitality and instability of “grassroots”.

At the same time, our artificial intelligence development is still “crossing the river by touching the stones”. When problems such as the abuse of facial data that broke out at the 315 party, our goal is not to catch the pigtails of AI companies, but to sound the alarm. , And seek to promote the healthy development of artificial intelligence from the mechanism and system.

The unveiling of key tasks for artificial intelligence industry innovation is an important measure taken by the Ministry of Industry and Information Technology to promote the deep integration of artificial intelligence and the real economy and accelerate the innovative development of my country’s new generation of artificial intelligence industry.

The work was launched at the end of 2018; at the end of 2019, the Ministry of Industry and Information Technology selected 203 unlisted units and potential units; in October 2020, the Ministry of Industry and Information Technology organized the evaluation and acceptance of the unlisted projects.

After on-site inspections, expert evaluations, and third-party professional organization evaluations and other multi-dimensional evaluations, the Ministry of Industry and Information Technology selected 101 winners from the 203 unlisted units.

Yuncong Technology relies on “industry resource training library”The project, after repeated tests and screening, finally stood out from 203 units, withHuawei, Tencent, China Southern Power Grid and other companies were selected as winnersList.

Regarding the goal of unveiling the list of artificial intelligence, the Ministry of Industry and Information Technology has positioned it as follows: “Select a group of innovative entities with key core technologies and strong innovation capabilities, and select leaders and vanguards in the main sub-fields of artificial intelligence. The “in command” working mechanism breaks through the bottleneck of the development of artificial intelligence industry, establishes a benchmark enterprise in the field, cultivates the main force of innovation and development, accelerates the deep integration of my country’s artificial intelligence industry and the real economy, and promotes innovative development.”

As the demand for social transformation accelerates, new technologies such as artificial intelligence have become an important force in accelerating economic development.

Yuncong Technology is committed toHuman-machine collaborationAs the core, accelerate the deep integration of the real economy and technology, and form a closed loop of industry value with the original human-machine collaborative operating system and comprehensive solutions. Setting a benchmark, taking important responsibilities and building a cornerstone, Yun has always been at the forefront of the industry:

As a national platform builder, he has undertaken many major artificial intelligence projects of the Ministry of Industry and Information Technology and the Development and Reform Commission, and undertaken dozens of major special scientific research projects at the national, provincial, and municipal levels, as well as key scientific research institutions;

As early as January 2020, the Ministry of Industry and Information Technology of the People’s Republic of China formally announced the “List of Finalists for the Key Tasks of New Generation Artificial Intelligence Industry Innovation”. Yuncong Technology’s “Intelligent Security Monitoring System Based on Multi-modal Video Information” and “Training Resource Service Platform Based on Face Recognition” were shortlisted for two major projects.

The “Industry Resource Training Library” selected this time is a high-quality artificial intelligence training resource service platform for Yuncong Technology’s key research and development products based on visual recognition technology and applied in finance, security, transportation and other industries;

Including the construction of infrastructure and cloud service platform, the construction of a high-performance artificial intelligence basic resource platform, and the application and promotion of industry users and artificial intelligence small, medium and micro enterprises.

The platform organizes and aggregates computing and communication resources in a networked manner, and can achieve the same powerful performance as a supercomputer in a short time.

The selection of the winning units this time is another major recognition of Yuncong’s leading technology and achievements. For Yuncong, this is an incentive and a driving force for continuous improvement.

Yuncong will live up to the request, continue to focus on human-machine collaboration, break through the development of the artificial intelligence industry, play its role as a “leader and pioneer”, become the main force in the innovation and development of the artificial intelligence industry and accelerate economic transformation, and accelerate my country’s artificial intelligence The industry and the real economy are deeply integrated.

The reason for the name of Hang Dance is due to the historical history left by Tran dynasty. Legend has it that, when King Tran chose the land of Hoa Lu as Am Thai Vi, he often came here to listen to the concubines, beautiful women dancing and singing. Since then, people spread the name of Hang Mua to remember the old tales.

Dance Cave is located on a land area of ​​40,000 square meters, along the majestic limestone mountains in the middle of the surrounding rice fields. Bamboo banks, lakes, gardens, flowers give Hang Mua a peaceful, poetic, very hometown and lots of birds.

Dance Cave has 486 stone steps to reach the top of the cave, with identical mountain terrain, rocky steps …

This place is a favorite destination for domestic and foreign tourists coming to Ninh Binh ancient capital.

In the center of the monument is a large ancient blue artificial lake, mossy, extremely beautiful airy space.

On the top of the mountain, there is a statue of the Bodhisattva Quan Am Buddha, a large golden dragon faces down the ancient capital with a peaceful look and a panoramic view of a vast Hoa Lu land.

The white stone steps leading to the top of the mountain are like the road to the celestial mountain.