Edit | Zheng Qing

click to enter: 2021 Yabuli China Entrepreneurs Forum | Sohu Finance

“My daughter Liu Chang often tells new employees that the most right and difficult thing I have done in the past ten years is to step down from the throne of the “king” and become thousands of strugglers.” On June 8 At the opening ceremony of the 21st annual meeting of the 2021 Yabuli China Entrepreneurs Forum, New Hope Group Chairman Liu Yonghao said.

Liu Yonghao said that in the past, he was called the “Quail King” and the “Feed King”, but there was only one King. In people’s minds, he was the King to achieve the best. But the king has the limitation of the times, and this limitation emphasizes the authority of the individual. The problem for most companies now is to activate the organization and to drive the team. We must mobilize the enthusiasm of more managers and create an organization where everyone is vying to be an entrepreneur.

He pointed out that The great changes brought about by the Internet have made people realize that large companies have to struggle and small companies have opportunities. The key is who meets their needs and who solves the pain points. “So we turned the new hope into a’platform’ to empower, and we changed the rules of the game to’see who contributes the most and who lives for a long time’ instead of’seeing who is the king’. We hope that in the new Under the system and framework of hope, more subdivisions of chickens, cows, and unicorns will emerge.” Liu Yonghao said.

Liu Yonghao explained that for these three species, Jifeng is more like small and beautiful small and micro enterprises and family workshops. Although they are not large in scale, they are diligent and diligent and strive for perfection; Niutou represents those who silently contribute and graze and milk. Struggling entrepreneurs, through their struggle to achieve a certain scale of business, they have become an important force to promote the progress of the industry; and unicorns are familiar to everyone, referring to those technology-based potential stocks with a valuation of more than 1 billion US dollars.

“Jifeng represents the pioneer of small and micro enterprises, Niutou represents the power of transformation and upgrading, and unicorns represent the future technology trend. The tens of thousands of Chinese companies led by them constitute a wonderful landscape.”

What kind of company is this new hope now? Liu Yonghao replied that New Hope is shifting from one company to one platform, hoping to provide different types of companies and entrepreneurs with different support and empowerment, and help them play on their own tracks

German competition guardians Face to face with Google, Apple & Co.

Status: 23.06.2021 3:56 p.m.

The big tech companies from the USA are becoming more and more powerful all over the world. There are also new players from China. The Bundeskartellamt does not just want to accept market power.

From Sebastian Tittelbach, WDR

For a few months now, one hears an abbreviation more frequently in the office corridors of the Federal Cartel Office: GAFA. They are the first letters of the really big ones: Google, Apple, Facebook and Amazon. And Bundeskartellamt President Andreas Mundt has all of these in his sights. “We are talking about the most powerful companies in the world. We’re getting very strong companies in China – so this is by no means an American event, it’s a global trend.”

New rules have been in effect since the beginning of the year

German competition law changed at the beginning of the year. Since then, the cartel watchdogs have been able to take action against Internet companies more easily. And the 400-person authority from Bonn does not shy away from tech giants from overseas worth billions. “It’s not about throwing sand in the machine”says head of the authorities Mundt. “Our aim is simply to end anti-competitive behavior at these companies.”

Amazon already had to reorganize its marketplace under pressure from the Federal Cartel Office. Amazon has given the smaller retailers who offer their goods there more rights. The Federal Cartel Office is currently taking a look at Apple. “We know what kind of universe Apple maintains, and I personally see it that way that restrictions of competition are possible”, so Mundt. “And now let’s see how this process develops.”

The pandemic is leaving its mark

The corona pandemic did not leave the Federal Cartel Office completely without a trace. In 2020, the investigators only went out for a single search – for reasons of hygiene, the head of the authorities said: “We were out last summer, and we’re honestly looking forward to going back out now, if the numbers allow.”

Even without searches, the Bonn authorities found enough evidence to punish companies. She imposed 349 million euros in fines last year. Half a billion less than in 2019, but still well above the long-term average. Above all, steel and aluminum forges, manufacturers of street sewer castings, such as covers made of cast iron or concrete, and wholesalers of pesticides have to pay. Elsewhere, the cartel watchdogs were more flexible because of Corona: in the automotive industry, for example, they approved collaborations between companies so that the supply chains did not collapse completely in the pandemic. “Then other cooperations are possible between companies where you might have concerns outside of the pandemic, then say in the pandemic: The economic situation is such that you can and must cooperate”, explains the head of the Cartel Office, Mundt.

High hopes, more work

He has great expectations of the new competition register, which was launched in the spring. “The competition register is simply about registering companies that owe something. Violation of minimum wage et cetera.” Such companies can be banned from public tenders for three to five years.

The Bundeskartellamt expects more work on merger control in the current year. Because of the pandemic, there could be more company mergers. The cartel office will examine such mergers without any corona bonus, announces the head of the authorities Mundt. Because when companies merge, it is usually forever – but hopefully not the corona pandemic

In June, there were wave after wave of red carpet shows, with celebrities wearing dresses from major fashion brands, contributing visual feasts one after another.

In the past, when we mentioned the red carpet catwalks, everyone would always pay attention to the female celebrities, smile and watch them compete with each other, all kinds of fancy tricks and eyeballs.

And the recent Gucci fashion show, so that everyone began to pay attention to the red carpet style of male stars, there are praises and criticisms.

The most controversial is Lu Han.

Lu Han himself came as the brand spokesperson for Gucci. In addition, it is rare to see Lu Han’s red carpet show recently, so his red carpet show style has attracted much attention.

He wore a dark green suit, low-key and luxurious colors, very textured, with a red shirt on the inside, a bow at the neckline, red and green contrasting colors, the sense of fashion is well grasped.

Several brand LOGO brooches are dotted on the dark green suit, which is exquisite and fashionable. However, Lu Han’s state seems to be greatly reduced by the live photos of the big show. Lu Han’s figure was thin and he couldn’t hold his suit, especially the silver hair, which was really too dissonant. The upper body has too many colors, red, green, and silver, fancy, no focus. What has caused the most controversy among netizens is that Luhan’s makeup-too much foundation, the whole face is pale and pale, the eye makeup is too thick, and a pair of ear studs makes him more silky and feminine. Some people say that Lu Han walks in the “Korean style”, but some people say that he is “too mother”. He is obviously a boy, but he has no masculinity or spirit. Many netizens say that he can’t appreciate it. Lu Han’s facial features are very delicate, even more delicate than a girl. If you don’t pay attention, you can’t hide the “softness” on his body. But it is not without a solution. The same is a suit, Lu Han’s black suit looks much more comfortable, and his big back looks a lot more mature and a bit more masculine. Hair style is really important for this stylish show. Another controversial person is Liu Yaowen in the Times Youth League. Liu Yaowen wore a khaki leather suit, full of retro style, with an off-white vest inside, casual and lazy, and his side face looked like Wu Zun. But what I didn’t expect was that Liu Yaowen was only 15 years old. Where can I tell? Look closely at his eye makeup, it is slightly smoky, and it is really mature. Some netizens questioned: Is it so mature at the age of 15 that you don’t need to learn? As an idol of the new generation after 00, Liu Yaowen has a great influence on minors. Will this style of dressing not harm the children? It is also Gucci, Liu Yaowen’s other set is very pleasing to the eye. It has both the tension of a teenager and the sense of the lens. It is a blockbuster in minutes. The best suit for Liu Yaowen is to wear a style that suits his age. The male celebrity show is not one or two overturned. For example, Lai Guanlin, some netizens may not have any impression of him. He is a guest in “Fifty Kilometer Taohuawu”, and it is surprising that he can come to the Gucci show. The facial features are good, but the aesthetics is not good. Lai Guanlin’s fashion show dress really makes people wonder where to start complaining. This warm yellow flowery suit is like wearing a garden on the body. The more fancy, the more subtraction is required, but the more complicated-looking lace shirt is chosen for the inner model, which is too expensive. Lai Guanlin’s bangs are even more helpless, like a comma, which is not refreshing. The trousers are coffee-colored trousers, which seems to be of velvet texture. The upper body is cumbersome enough, and the lower body is bloated, which makes the whole person look very strong and without beauty. Please note that the complaints here are only for celebrities, hoping to let them find their own style in a more intuitive way. The same suit, Lai Guanlin is very suitable for this style, the color is the same retro, the thin suit is light, the interior is refreshing, and it has a summer feel. The golden glasses make people feel different when they are worn. There is a popular term now called “Inijuan”. Let’s use the analogy of “inward curling”-A star 100 pounds, B wants to lose weight to 95 pounds, C sees that B is even thinner, so he wants to lose weight to 90 pounds, and this kind of “inward curling” is often imposed In female stars. Female celebrities have become thin and thin, and there are often netizens who comment on certain female celebrities-fat face, small belly, thick arms, thick legs, etc., with words such as “body anxiety”. The public seems to rarely care about the male celebrities’ figures, and seems to be very tolerant of them, and will not comment on them, but fortunately, the times are progressing, so is fashion, and everyone is slowly paying attention to the body management of male celebrities. From the perspective of some big-name new fashion trends, this is exactly the case. If male stars still do not pay attention to body management as before, they can only be abandoned by fashion. Male stars, roll it up!

In June, there were wave after wave of red carpet shows, with celebrities wearing dresses from major fashion brands, contributing visual feasts one after another.

In the past, when we mentioned the red carpet catwalks, everyone would always pay attention to the female celebrities, smile and watch them compete with each other, all kinds of fancy tricks and eyeballs.

And the recent Gucci fashion show, so that everyone began to pay attention to the red carpet style of male stars, there are praises and criticisms.

The most controversial is Lu Han.

Lu Han himself came as the brand spokesperson for Gucci. In addition, it is rare to see Lu Han’s red carpet show recently, so his red carpet show style has attracted much attention.

He wore a dark green suit, low-key and luxurious colors, very textured, with a red shirt on the inside, a bow at the neckline, red and green contrasting colors, the sense of fashion is well grasped.

Several brand LOGO brooches are dotted on the dark green suit, which is exquisite and fashionable. However, Lu Han’s state seems to be greatly reduced by the live photos of the big show. Lu Han’s figure was thin and he couldn’t hold his suit, especially the silver hair, which was really too dissonant. The upper body has too many colors, red, green, and silver, fancy, no focus. What has caused the most controversy among netizens is that Luhan’s makeup-too much foundation, the whole face is pale and pale, the eye makeup is too thick, and a pair of ear studs makes him more silky and feminine. Some people say that Lu Han walks in the “Korean style”, but some people say that he is “too mother”. He is obviously a boy, but he has no masculinity or spirit. Many netizens say that he can’t appreciate it. Lu Han’s facial features are very delicate, even more delicate than a girl. If you don’t pay attention, you can’t hide the “softness” on his body. But it is not without a solution. The same is a suit, Lu Han’s black suit looks much more comfortable, and his big back looks a lot more mature and a bit more masculine. Hair style is really important for this stylish show. Another controversial person is Liu Yaowen in the Times Youth League. Liu Yaowen wore a khaki leather suit, full of retro style, with an off-white vest inside, casual and lazy, and his side face looked like Wu Zun. But what I didn’t expect was that Liu Yaowen was only 15 years old. Where can I tell? Look closely at his eye makeup, it is slightly smoky, and it is really mature. Some netizens questioned: Is it so mature at the age of 15 that you don’t need to learn? As an idol of the new generation after 00, Liu Yaowen has a great influence on minors. Will this style of dressing not harm the children? It is also Gucci, Liu Yaowen’s other set is very pleasing to the eye. It has both the tension of a teenager and the sense of the lens. It is a blockbuster in minutes. The best suit for Liu Yaowen is to wear a style that suits his age. The male celebrity show is not one or two overturned. For example, Lai Guanlin, some netizens may not have any impression of him. He is a guest in “Fifty Kilometer Taohuawu”, and it is surprising that he can come to the Gucci show. The facial features are good, but the aesthetics is not good. Lai Guanlin’s fashion show dress really makes people wonder where to start complaining. This warm yellow flowery suit is like wearing a garden on the body. The more fancy, the more subtraction is required, but the more complicated-looking lace shirt is chosen for the inner model, which is too expensive. Lai Guanlin’s bangs are even more helpless, like a comma, which is not refreshing. The trousers are coffee-colored trousers, which seems to be of velvet texture. The upper body is cumbersome enough, and the lower body is bloated, which makes the whole person look very strong and without beauty. Please note that the complaints here are only for celebrities, hoping to let them find their own style in a more intuitive way. The same suit, Lai Guanlin is very suitable for this style, the color is the same retro, the thin suit is light, the interior is refreshing, and it has a summer feel. The golden glasses make people feel different when they are worn. There is a popular term now called “Inijuan”. Let’s use the analogy of “inward curling”-A star 100 pounds, B wants to lose weight to 95 pounds, C sees that B is even thinner, so he wants to lose weight to 90 pounds, and this kind of “inward curling” is often imposed In female stars. Female celebrities have become thin and thin, and there are often netizens who comment on certain female celebrities-fat face, small belly, thick arms, thick legs, etc., with words such as “body anxiety”. The public seems to rarely care about the male celebrities’ figures, and seems to be very tolerant of them, and will not comment on them, but fortunately, the times are progressing, so is fashion, and everyone is slowly paying attention to the body management of male celebrities. From the perspective of some big-name new fashion trends, this is exactly the case. If male stars still do not pay attention to body management as before, they can only be abandoned by fashion. Male stars, roll it up!

Energy and climate package Triple steps or big litter?

Status: 22.06.2021 4:35 p.m.

Shortly before the summer break, the Union and the SPD agreed on an energy and climate package. It is intended to help achieve the goals of the new Climate Protection Act. According to this, Germany should be greenhouse gas neutral by 2045.

From Martin Polansky, ARD capital studio

Shortly before the end of the legislative period, the Bundestag is due to pass the stricter climate protection law this week. And now the Union and the SPD have agreed on a package with initial measures on how the more ambitious climate targets are to be achieved in the coming years. The chairwoman of the Union in the Bundestag Environment Committee, Anja Weisgerber from the CSU, welcomes the agreement. “It is definitely a clear step forward. And with everything we also pay attention to the effects on the economy, on jobs and people’s acceptance.”

Expansion of renewable energies – with restrictions

The government groups have specifically agreed on additional new wind and solar systems in the coming year, on simplified repowering, in which old wind turbines will be replaced by new and higher ones. CSU environmental expert Weisgerber emphasizes that the effects on species protection and noise emissions should continue to be examined. But simplified approval procedures are necessary in order to expand renewable energies more quickly and thus achieve the climate targets. The agreement also provides financial benefits for communities that provide rural open spaces for solar systems. The Union and the SPD could not agree on a faster increase in the CO2 price or the distribution of CO2 costs between tenants and landlords each half. And solar compulsory for new buildings is also off the table. This was not feasible with the Union, says the deputy SPD parliamentary group leader Matthias Miersch: “We cannot enforce this measure in such a constellation. I believe that the next government must first and foremost conclude a future pact between the federal, state and local governments , which provides for a binding expansion path for renewable energy sources. ”

Opposition and associations disappointed

Criticism of the resolutions comes from the opposition. The FDP speaks of campaign activism by the Union and the SPD, the Left calls the resolutions a sham campaign. The environmental expert of the Greens, Oliver Krischer, speaks of small, triple steps: “That is not what we need for climate protection. That is politics with our hands in our pockets and not the answer to the climate crisis.”

The BUND and the Paritätische Wohlfahrtsverband also criticize the resolutions as half-hearted: they are not only unambitious, but there is also no social compensation for tenants, for example. The Bundestag is to adopt the package of measures on Thursday together with the new climate protection law. This provides for Germany to become greenhouse gas neutral in 2045 – five years earlier than previously planned. In addition, the Federal Cabinet wants to launch an eight billion euro immediate program tomorrow to promote investments in the energy transition. However, the immediate program can only be finally adopted by the upcoming Bundestag

Wrong interest calculations BaFin is taking action

Status: 21.06.2021 5:08 p.m.

Premium savings contracts have long promised savers big money. However, in the low interest rate phase, many banks corrected the promised profit commitments downwards. BaFin is now intervening – in the interests of customers.

From Ursula Mayer, Mr

The Federal Financial Supervisory Authority BaFin obliges banks and savings banks to inform holders of premium savings contracts with a variable interest rate about ineffective interest rate adjustment clauses. To this end, the authority has published a general order – which is considered a sharp sword in the financial sector. The financial institutions must also explain to savers whether they have received too little interest as a result of the ineffective clauses. In this case, either back payments beckon or the banks can offer customers modified contracts with an effective interest rate adjustment clause. The changes apply retrospectively and also compensate for insufficiently paid interest in the past. According to BaFin, at least 247 banks and savings banks are affected. The total amount is open.

So far, banks have stood across the board

In the period between 1990 and 2010 in particular, the financial institutions offered a large number of premium savings contracts. These long-term contracts contain clauses that allow financial institutions to unilaterally change the guaranteed interest rate. They often did that in the low interest rate phase and cut savings rates, in some cases massively – at the expense of their customers. The Federal Court of Justice has meanwhile classified the clauses as ineffective.

BaFin Executive Director Thorsten Pötzsch refers to this in the general decree. He speaks of a “grievance” for consumers, which BaFin wants to remedy in terms of collective consumer protection. “We ensure that affected customers are comprehensively informed and legally treated,” says Pötzsch. Because for more than a year the supervisors have been trying to find a solution with the financial institutions in the interests of the customers, even at a round table – so far without success. The general decree shows that BaFin’s patience has come to an end.

Hundreds of thousands of customers affected

“We are assuming that banks and, above all, savings banks have concluded hundreds of thousands of premium savings contracts nationwide,” says financial expert Andrea Heyer from the consumer center in Saxony. She and her team have specialized in recalculating such contracts. More than 7700 customers from all over Germany have already contacted us.

As the consumer advocates have calculated together with experts, the financial institutions have calculated the interest rates too low for years in almost all cases. As a rule, consumers were unable to understand how they set the variable interest rate. Often the financial houses have lowered interest rates too much, in too large interest rate steps downwards. “Depending on the case, those affected are entitled to additional payments of a few hundred to over 40,000 euros in individual cases,” says Heyer. In this respect, she welcomes the fact that BaFin is now intervening – that is an important signal.

Suddenly it was 15,000 euros less

Karina Rother from Frankfurt, for example, signed such a premium savings contract at Frankfurter Sparkasse in the 1990s and wanted to do something for her retirement with it. “The Sparkasse promised me that with a term of 25 years it would really be worth it for me,” says Rother. She promised the customer steadily rising interest rates and ever higher cash rewards.

Rother assumed that she would get around 77,000 euros in the end – as it was calculated in an advertising flyer. Suddenly it should be around 15,000 euros less. In the end, she agreed with the Sparkasse on an extra payment of around 4,000 euros – but, says Rother: “It annoys me that a public institute in particular causes such trouble, even though it is in the interests of the company ‘Joe Bloggs’ should have in view. “When asked, the Sparkasse did not want to comment on the case because of banking secrecy.

Savings banks oriented towards the common good have a duty

Julian Merzbacher, consumer protection expert of the citizens’ movement Finanzwende, also sees the savings banks in particular as having an obligation to finally act and to approach customers on their own initiative. “It is a cheek that the public welfare-oriented institutes have so far mainly relied on the time factor and statutes of limitations when it comes to saving premiums”.

The general decree of BaFin also explicitly refers to contracts that have already been terminated. But the extent to which claims from customers are already statute-barred – or maybe not – is not a matter for BaFin, it says there, but the courts would have to clarify in case of doubt.

Big incomprehension among the banks

However, the credit institutions now have four weeks to appeal against the general ruling. This is currently being checked, according to the Deutsche Kreditwirtschaft, the umbrella association for the banking industry. “It is astonishing that the Federal Financial Supervisory Authority is pre-empting the courts,” said a written statement.

Because there is still another judgment pending at the Federal Court of Justice, according to which specific criteria banks have to adjust interest rates in long-term savings contracts. When this decision will be announced is not yet known – consumer advocates are expecting the verdict in the fall. And of course the German banking industry wants to take this into account, according to its own statements.

Don’t just accept comparison offers

But just waiting until then is not an option, according to BaFin. After all, it is uncertain when a decision by the Federal Court of Justice can be expected, according to the general ruling. As a result, the situation is unnecessarily prolonged for the financial supervisors, and consumers should now be informed urgently.

With a view to the general ruling, consumers do not have to do anything at first. However, you should pay attention to whether you will soon receive mail from your house bank regarding premium savings contracts or not. If comparative offers are made, consumer advocate Heyer recommends having them checked so that no saver is taken advantage of

The “Opinions” also require that the construction of county towns should be integrated into nature, conform to the original topography, do not dig mountains, do not fill rivers and lakes, do not destroy the original landscape environment, and maintain the landscape and natural features. To protect and restore the buffer zone of rivers and lakes and the natural curvature of the river, it is not allowed to develop and construct houses in the name of wind and rain covered bridges.
In terms of creating a humanized public environment, the “Opinions” stated that the scale of county squares should be strictly controlled, and the construction of public spaces in administrative centers, commercial areas, cultural facilities, and residential areas that are convenient for residents to use nearby; promote a “narrow road, dense road network” “Small blocks” to create a pleasant spatial scale for the county; to control the width of roads in the county, the width of the red line within the county should not exceed 40 meters.
Source: CCTV News

Improve the utilization rate of a single productImprove the shape of the clothingCreate a sense of layering

So it can be seen from the outfit that the 41-year-old Qin Lan is in good condition and temperament. Wearing clothes of the same color can reduce the age, but the hat is bigger, but this does not affect the overall outfit, and looks very girlish.

About stacking modeling analysis

• Matching: knitted vest + T-shirt + trousers

Speaking of the single item choice for stacking, in fact, the knitted vest is a very good choice. It can be said that it is also a “universal” existence. Whether it is combined with a T-shirt or a shirt, it will look very natural. but Knitted vest and T-shirt The combination of these can not only create a sense of fashion and elegance, but also increase the appearance rate of T-shirts. Moreover, when combined, it will not be so inconsistent. Not heavy. Pair the lower body with a pair of trousers, and tuck the hem of the top into the bottom, which can also give the clothes more layering, which is good-looking and fashionable.

• Design and color: blue + white + printing

Among all the colors, if it can show the tranquil and gentle CP color, then the first thing the editor thinks of is White and blue. Not only can create a sense of fashion and temperament, but also give more wear A sense of refinement, In addition, the blue and white colors also have the effect of cooling down. Visually, they are not very bloated, but they can also create a light effect, and they are very high-end. Yes, that’s right, blue and white are very advanced colors, with a strong minimalism , Even if the effect of printing is added, it will not affect the wearing Beauty , But more accent.

Tips on stacking

• Simple and refreshing colors

Generally speaking, two layers or more are used for layered wear. If you want to wear it exquisitely and beautifully, then the color is really important. However, when it comes to colors that are layered and worn, Same color system, near color system, basic color The best match, so both Not fancy , Still appears very natural. But if you want to wear it brightly, it is recommended that you match it with the basic color. Otherwise, the large-area contrast color will not only make the clothing cheap, but also be less refined. Therefore, everyone should pay more attention to the color.

• The collocation should have a texture and not be bloated

In addition, in the overall collocation, if it is not rumored to be too bloated, in fact, it is OK to put two layers together, just like Vest + T-shirt , The dress is not only western style, but also very visual, and the dress is also good-looking. In fact, it’s very simple in popular terms. Won’t look bloated So, looking at the outfits all day long, the 41-year-old Qin Lan is really elegant and beautiful. Although she looks a little girly, she has a really good temperament.

Different layering styles to wear and match display

• Knitted vest + shirt

Knitted vests can be matched not only with T-shirts, but also with shirts, and are more than matching with T-shirts. Intellectual and capable The effect of the dress is also full of intellectual and accent. At the same time, the contrasting knit vest, matched with a solid color shirt, looks very elegant visually, and it is not fancy to wear. The lower body is matched with plaid trousers, the overall match Ultra-reduced age Oh.

• Leather + Cardigan Jacket

In stacking, leather clothing is also a single item that can often be seen. It is combined with suit coats and other outerwear. Charm Still fashionable. Moreover, the contrasting color coat and the leather coat are not only restrained from the hostility, but also more visually. Textured , And matched together, it also weakens the old-fashioned feel of leather clothing, and it looks cool and fashionable.

• Vest + T-shirt

It is rare to see the wearing of a vest and a T-shirt, but after combining them, it turns out that there is not too much inconsistent. Not only does it create a sense of layering, it also improves the utilization of the two items. Visually It also looks very fashionable. The lower body is matched with a pair of ripped denim trousers, which is full of personality, and the overall match looks very summer, which is very suitable for those cool girls

So on weekdays, if you don’t know what to wear, you might as well wear some simple clothes, like Zhang Ruoyun’s, a windbreaker-white T+ casual pants, not so exquisite, but It’s very young. Gives the image of a sunny boy, and looks very temperamental in his clothes. Therefore, it can be said that even if Zhang Ruoyun is married, he has a strong sense of youth. The outfit is simple and refreshing. It really looks like a big brother next door and is more suitable. Most boys wear.

About simple style clothing choices

• Coat: windbreaker

In all the jackets, the windbreaker has a strong sense of existence. It does not pick people, figures, or scenes. Even in the boring work life, the windbreaker can be managed properly, but it is not boring to wear. Generally speaking, the color of windbreaker is divided into two kinds: Classic color + popular color , The classic colors are: Earth color and green color , Popular colors are the endless popular colors that emerge every year. But if you want to say that all-matchers don’t pick people, they have to be earthy, for example Khaki It’s the classic among the classics, and it’s both handsome in clothes Angry and not picky , With the long version, it looks very chic.

• Matching: white T-shirt + black pants

For collocation, the trench coat can be described as “universal” No matter what single product it is combined with, it will create a good-looking look. But if you are afraid of wearing too heavy, in fact, a T-shirt, especially a simple white T, can be worn, and it will not appear fancy visually, but can also create a refreshing feeling exclusively for boys and look Very accent. As for the lower body, just matching a pair of black trousers and small white shoes can set off the texture of the wear, which is refreshing and refreshing, which is very age-reducing.

How to create a simple style

• The colors are simple and not fancy

If you want to match the simple style properly, the color cannot be ignored, but it should be noted that The color must not be too fancy. some Basic color, neutral color, or light color , Is a good choice, and the combination will not be too inconsistent, but if you want to say that the color is too saturated, it is recommended to match the basic color, so that it has a sense of focus and is also exquisite. However, large-area color contrast is not advisable, it looks fancy and cheap, but small-area embellishment is still OK, not boring and visual, and wearing bright.

• Appropriate and natural

In addition, in the overall collocation, we must also do Simple, clean and generous , Don’t match them too exaggerated, so in general, windbreakers, shirts, T-shirts and trousers, etc., are all very good, combined together, they also look very textured. And if you wear it in your life, it can also highlight the male Elegant and chic feel , Looks very foreign, so through the wear, you can also see that Zhang Ruoyun 181 is not for nothing. Wearing a long trench coat is not only not bloated, but also a little more refreshing.

About simple style clothing to wear look

• White jacket + dark blue trousers

Because of the blessing of the elements, the white jacket will not look monotonous and boring in wearing. It can also create fashion and texture. With the slim version, it can also set off the beauty of the figure and is also very stylish. With a small white high collar inside and dark blue trousers on the lower body, there is no choice in the overall color, and the depth is matched, and there is a sense of layering. The dress is not so monotonous, but more textured.

• Black suit + suit pants

Speaking of black suits, although many people think it is monotonous, they have to say that boys wearing black suits are really handsome! Moreover, there is not much boring visually, on the contrary, it is more aura. Paired with a white printed T-shirt, the black and white match is also very classic. Choose a pair of black trousers for the lower body, which looks simple but transparent With a sense of high class and fashion, they are also neatly dressed.

• Plaid shirt + ripped pants

The blue and white plaid shirt with a black background not only has some coolness visually, but also looks very fashionable in terms of wearing, and can also create some atmospheric and casual effects. Paired with a white T and black ripped trousers, it has the focus of fashion and is not so fancy to wear. It is very suitable for matching in daily life

Improve the utilization rate of a single productImprove the shape of the clothingCreate a sense of layering

So it can be seen from the outfit that the 41-year-old Qin Lan is in good condition and temperament. Wearing clothes of the same color can reduce the age, but the hat is bigger, but this does not affect the overall outfit, and looks very girlish.

About stacking modeling analysis

• Matching: knitted vest + T-shirt + trousers

Speaking of the single item choice for stacking, in fact, the knitted vest is a very good choice. It can be said that it is also a “universal” existence. Whether it is combined with a T-shirt or a shirt, it will look very natural. but Knitted vest and T-shirt The combination of these can not only create a sense of fashion and elegance, but also increase the appearance rate of T-shirts. Moreover, when combined, it will not be so inconsistent. Not heavy. Pair the lower body with a pair of trousers, and tuck the hem of the top into the bottom, which can also give the clothes more layering, which is good-looking and fashionable.

• Design and color: blue + white + printing

Among all the colors, if it can show the tranquil and gentle CP color, then the first thing the editor thinks of is White and blue. Not only can create a sense of fashion and temperament, but also give more wear A sense of refinement, In addition, the blue and white colors also have the effect of cooling down. Visually, they are not very bloated, but they can also create a light effect, and they are very high-end. Yes, that’s right, blue and white are very advanced colors, with a strong minimalism , Even if the effect of printing is added, it will not affect the wearing Beauty , But more accent.

Tips on stacking

• Simple and refreshing colors

Generally speaking, two layers or more are used for layered wear. If you want to wear it exquisitely and beautifully, then the color is really important. However, when it comes to colors that are layered and worn, Same color system, near color system, basic color The best match, so both Not fancy , Still appears very natural. But if you want to wear it brightly, it is recommended that you match it with the basic color. Otherwise, the large-area contrast color will not only make the clothing cheap, but also be less refined. Therefore, everyone should pay more attention to the color.

• The collocation should have a texture and not be bloated

In addition, in the overall collocation, if it is not rumored to be too bloated, in fact, it is OK to put two layers together, just like Vest + T-shirt , The dress is not only western style, but also very visual, and the dress is also good-looking. In fact, it’s very simple in popular terms. Won’t look bloated So, looking at the outfits all day long, the 41-year-old Qin Lan is really elegant and beautiful. Although she looks a little girly, she has a really good temperament.

Different layering styles to wear and match display

• Knitted vest + shirt

Knitted vests can be matched not only with T-shirts, but also with shirts, and are more than matching with T-shirts. Intellectual and capable The effect of the dress is also full of intellectual and accent. At the same time, the contrasting knit vest, matched with a solid color shirt, looks very elegant visually, and it is not fancy to wear. The lower body is matched with plaid trousers, the overall match Ultra-reduced age Oh.

• Leather + Cardigan Jacket

In stacking, leather clothing is also a single item that can often be seen. It is combined with suit coats and other outerwear. Charm Still fashionable. Moreover, the contrasting color coat and the leather coat are not only restrained from the hostility, but also more visually. Textured , And matched together, it also weakens the old-fashioned feel of leather clothing, and it looks cool and fashionable.

• Vest + T-shirt

It is rare to see the wearing of a vest and a T-shirt, but after combining them, it turns out that there is not too much inconsistent. Not only does it create a sense of layering, it also improves the utilization of the two items. Visually It also looks very fashionable. The lower body is matched with a pair of ripped denim trousers, which is full of personality, and the overall match looks very summer, which is very suitable for those cool girls

So on weekdays, if you don’t know what to wear, you might as well wear some simple clothes, like Zhang Ruoyun’s, a windbreaker-white T+ casual pants, not so exquisite, but It’s very young. Gives the image of a sunny boy, and looks very temperamental in his clothes. Therefore, it can be said that even if Zhang Ruoyun is married, he has a strong sense of youth. The outfit is simple and refreshing. It really looks like a big brother next door and is more suitable. Most boys wear.

About simple style clothing choices

• Coat: windbreaker

In all the jackets, the windbreaker has a strong sense of existence. It does not pick people, figures, or scenes. Even in the boring work life, the windbreaker can be managed properly, but it is not boring to wear. Generally speaking, the color of windbreaker is divided into two kinds: Classic color + popular color , The classic colors are: Earth color and green color , Popular colors are the endless popular colors that emerge every year. But if you want to say that all-matchers don’t pick people, they have to be earthy, for example Khaki It’s the classic among the classics, and it’s both handsome in clothes Angry and not picky , With the long version, it looks very chic.

• Matching: white T-shirt + black pants

For collocation, the trench coat can be described as “universal” No matter what single product it is combined with, it will create a good-looking look. But if you are afraid of wearing too heavy, in fact, a T-shirt, especially a simple white T, can be worn, and it will not appear fancy visually, but can also create a refreshing feeling exclusively for boys and look Very accent. As for the lower body, just matching a pair of black trousers and small white shoes can set off the texture of the wear, which is refreshing and refreshing, which is very age-reducing.

How to create a simple style

• The colors are simple and not fancy

If you want to match the simple style properly, the color cannot be ignored, but it should be noted that The color must not be too fancy. some Basic color, neutral color, or light color , Is a good choice, and the combination will not be too inconsistent, but if you want to say that the color is too saturated, it is recommended to match the basic color, so that it has a sense of focus and is also exquisite. However, large-area color contrast is not advisable, it looks fancy and cheap, but small-area embellishment is still OK, not boring and visual, and wearing bright.

• Appropriate and natural

In addition, in the overall collocation, we must also do Simple, clean and generous , Don’t match them too exaggerated, so in general, windbreakers, shirts, T-shirts and trousers, etc., are all very good, combined together, they also look very textured. And if you wear it in your life, it can also highlight the male Elegant and chic feel , Looks very foreign, so through the wear, you can also see that Zhang Ruoyun 181 is not for nothing. Wearing a long trench coat is not only not bloated, but also a little more refreshing.

About simple style clothing to wear look

• White jacket + dark blue trousers

Because of the blessing of the elements, the white jacket will not look monotonous and boring in wearing. It can also create fashion and texture. With the slim version, it can also set off the beauty of the figure and is also very stylish. With a small white high collar inside and dark blue trousers on the lower body, there is no choice in the overall color, and the depth is matched, and there is a sense of layering. The dress is not so monotonous, but more textured.

• Black suit + suit pants

Speaking of black suits, although many people think it is monotonous, they have to say that boys wearing black suits are really handsome! Moreover, there is not much boring visually, on the contrary, it is more aura. Paired with a white printed T-shirt, the black and white match is also very classic. Choose a pair of black trousers for the lower body, which looks simple but transparent With a sense of high class and fashion, they are also neatly dressed.

• Plaid shirt + ripped pants

The blue and white plaid shirt with a black background not only has some coolness visually, but also looks very fashionable in terms of wearing, and can also create some atmospheric and casual effects. Paired with a white T and black ripped trousers, it has the focus of fashion and is not so fancy to wear. It is very suitable for matching in daily life

German companies and Brexit “A big disappointment”

Status: 16.06.2021 5:08 p.m.

New customs controls, more bureaucracy, additional costs: Brexit is causing many German companies to consider whether they can still maintain locations in Great Britain. By Aylin Dülger, tagesschau.de Little of what Heller makes stays in England. The company from Nürtingen near Stuttgart operates worldwide. The mechanical engineering company exports components that are installed in machines for milling engine and metal parts at the UK site of Redditch in the county of Worcestershire. From there they reach end customers in many different industries. Both export and import are part of day-to-day business. Brexit will put this business to the test. “For a long time we clung to the illusion that in the end a solution based on partnership would emerge,” says Heller boss Klaus Winkler. Instead, the Brexit agreements created a very bureaucratic construct.

05/31/2021

The truck takes eight days instead of three

Like many of the small and medium-sized companies that form the backbone of the export-oriented German economy, Heller is now struggling with additional customs controls and bureaucracy. “We have a completely different form war,” says Winkler. “A truck that we send from Nürtingen to England now takes between eight and ten days. We used to do it in three days.”

Klaus Winkler, Head of the Heller Group: “Long indulged in an illusion” The Chamber of Commerce and Industry also moved in April British Chamber of Commerce in Germany a first sobering Brexit balance sheet . Two thirds of the companies surveyed assessed the effects of the new foreign trade rules with Great Britain more negatively than expected at the beginning of the year. More than three quarters of all respondents reported difficulties in moving goods. And almost every fifth company has therefore decided to completely stop foreign trade with the island.

05/12/2021

Fear of withdrawal

For Heller, completely forgoing foreign trade with Great Britain is a horror scenario that the company is trying to avert. Business has been slowed down enormously, said Winkler. “We had to convey to our colleagues in Great Britain in a credible manner that we do not intend to question the location in Redditch, but rather to preserve it if it can somehow be done.” In order not to jeopardize its competitiveness, the special machine manufacturer will have to constantly reassess the situation in the near future. Because if the products become too expensive, customers threaten to turn to competitors – the location could no longer be held.

04/28/2021

Smaller companies more affected

Smaller companies in particular suffered from the additional administrative effort, according to Ulrich Hoppe, head of the German-British Chamber of Commerce and Industry (AHK) in London. That makes it no longer economically viable for many to serve the British market. “The medium-sized and large companies that are active in the United Kingdom are of course also struggling with the additional effort, but they can cushion it much better,” explains Hoppe. Despite the additional costs, the British market will remain very important due to its strategic importance. In 2020, Germany exported goods worth 66.85 billion euros to Great Britain. That was around 5.5 percent of total exports. This made the United Kingdom the fifth most important export market for the Federal Republic of Germany. So that German companies do not leave the island in the future, Heller boss Winkler would like to make goods traffic easier . He is hoping for less bureaucracy on the part of the English authorities, so that the additional effort can be reduced to a more bearable level. For the time being, however, disillusionment dominates. Even if Heller wants to stick to its British location: “Overall, Brexit is a big disappointment for us.”

The origin of this incident is that some cities have made a wish for a “digital economy”, admiring the name of “smart cities”, and they want to build “urban brains” one after another. This is a good thing. Who doesn’t want to be a fan of the computing power economy? If the local government builds the platform down-to-earth and the manufacturer deploys the product honestly, there is nothing to write about. But there are some weird phenomena, which creased this pool of spring water. Attention, there is weirdness! For example, more than half a month ago, a city’s artificial intelligence computing center project was completed and put into use to provide services such as public computing power for the artificial intelligence (AI) industry. What a good thing! However, in the media reports on the computing power of the center, such a strange appearance appeared: “The first phase of the center’s construction scale is 100P FLOPS artificial intelligence computing power… Its computing power is equivalent to 50,000 high-performance computers.” XX release, investment XX, a little information XX, etc. “The computing power of artificial intelligence is equivalent to 50,000 high-performance computers”, which is typically misleading. Coincidentally. Two years ago, when a large-scale intelligent computing project was launched in a city, the computing power released to the outside was “100PFLOPS”, and the topic was forcibly added: “Domestic AI training clusters enter the field of supercomputing”… The AI ​​dedicated smart computer became an all-round supercomputer at once, wonderful! Speaking of dollar as a “knife” and intelligent computers as supercomputers, who is pretending to be confused? Sorry for joining the stage! Is it really all the media? not necessarily. Regardless of whose pot it is, but see that the unhealthy wind is getting longer. In some places, in order to quickly launch the computing power project, the computing power is not discriminated, as long as the number is beautiful enough. Perhaps the local area did not spend a particularly large amount of capital, and built the so-called tens of P, hundreds of P computing power, thinking that it can compete with the national supercomputing center and launch a wave of computing power to drive the economy. Unexpectedly, when they invited supercomputer experts to ask, it didn’t seem to be the case. Why? You get what you pay for computing power. In order to quickly launch the computing power project, the smart computer and the supercomputer are stupidly unclear, and they are even more confused about what is the reasoning performance and what is the training performance. As a result, I thought that I spent a small amount of money to build a world-class supercomputer. It may cost a lot of money to build a machine with only reasoning performance. What does that sentence say? “ The gift of all destiny , The price has already been secretly marked . ” Today we will talk about the mystery of this. Smart computer VS super computer, can’t tell the difference? First of all, supercomputing is supercomputing. Some machines dedicated to AI computing are also called supercomputing, which is questionable. The Linpack test, which is currently used in the industry to measure supercomputers, tests the “double-precision floating-point computing capabilities” of supercomputers, that is, the calculation of 64-bit floating-point numbers (FP64), which is a high-precision numerical calculation. Among the digital precision expressed in binary, there are single precision (32-bit, FP32), half-precision (16-bit, FP16), and integer types (such as INT8, INT4). The higher the number of digits, it means that people can reflect the changes of the two values ​​in a larger range of values, so as to achieve more accurate calculations. Unlike many scientific calculations, the computing power required by AI does not need to be too high-precision. For example, some AI applications need to process speech, pictures, or videos. Inference or training can be completed by running low-precision calculations or even integer calculations. This kind of special computer processing AI algorithm is fast and low energy consumption, which is determined by its characteristics. To sum up, we can distinguish as follows: Smart computer Is a kind of dedicated computing power, they Good at intelligent calculations such as reasoning or training , But because AI reasoning or training generally only uses single-precision or even half-precision calculations, and integer calculations, most intelligent computers do not have the ability to perform high-precision numerical calculations. This also limits its use in application scenarios other than AI computing. In contrast, supercomputer It is a kind of general computing power, and its design goal is Provide complete and complex computing capabilities They are more capable of high-precision computing and have a wider range of applications. For example, scientists often use supercomputers for planetary simulation, new material development, molecular drug design, genetic analysis, and other scientific calculations and big data processing. Chen Zuoning, an academician of the Chinese Academy of Engineering, once vividly used supercomputing for AI calculations “Big Horse-drawn Car” , To illustrate that although supercomputing is “decathlon”, it is not tailor-made for AI after all; in order to do things cheaply, intelligent computers have emerged. The fusion of AI and supercomputing, which was once hyped before, is also an improved high-performance computer “AI Specialization” Strictly speaking, they no longer belong to the category of supercomputing in our traditional discourse system. Nowadays, regardless of the completion of the supercomputing center or the intelligent computing center, they all claim the computing power “FLOPS”. In fact, this unit is “floating point computing power per second”, and the unit of some smart computers is actually “OPS” – ―The number of operations per second. If there is no distinction, it is easy for everyone to mistake it for the same calculation accuracy and the same calculation ability. This also leads to Some places think that they have spent a small amount of money to build the world’s top “big supercomputing”, which seems to have taken advantage of it; when the project was launched and introduced to the supercomputing industry, they were dumbfounded. . Sorry, it’s on stage again! Use new indicators to guide the healthy development of the industry To avoid misleading and chaos in the industry, the concepts of smart computers and supercomputers must be clearly distinguished. As mentioned above, there is another misleading in the industry, that is, the reasoning performance and training performance of fuzzy intelligent computers. Compared with inference, training performance often requires higher calculation accuracy, such as 32-bit or even 64-bit. Most AI chips with “dazzling” performance often refer to their inference performance, and may only be theoretical values. For AI computing, training performance is often more important-many intelligent models depend on this. If you want to draw a schematic diagram of the computing power required by AI, “inference” is at the bottom of the computing power matrix, because half-precision computing power (FP16) or integer computing power (such as INT8) can meet the inference needs. The top one is “training”, which generally requires the use of single-precision computing power (FP32) or half-precision computing power (FP16); the most demanding computing power is the brain-like “simulation”, which requires double-precision computing power. Both computing power (FP64) and low-precision computing power are supported at the same time. In order to achieve better guidance, A simple and effective indicator is needed to help judge the AI ​​computing power of the system and the development status of the entire high-performance AI field . November 2020, Researcher of the Institute of Computing Technology of the Chinese Academy of Sciences, Secretary General of the High Performance Computing Professional Committee of the Chinese Computer Society Zhang Yunquan Joint Professor of Tsinghua University Chen Wenguang , Researcher of Argonne National Laboratory Pavan Balaji And professor at the Swiss Federal Institute of Technology Zurich Torsten Hoefler , And the ACM SIGHPC China Committee jointly initiated the “International Artificial Intelligence Performance Computing Power 500 Ranking” (ie AIPerf500) based on the AIPerf large-scale AI computing power benchmark evaluation program. Those who are interested can look through this list, The computing power unit of the machines on the list is OPS . “Supercomputing and AI computing, one yard equals one yard, requires a new scale to guide the AI ​​computing industry on the path of healthy development.” Zhang Yunquan said. Can’t get around Nvidia?Domestic AI chips are waiting to be fought The computing power starts with the chip. On the AI ​​chip track, my country has chip design companies such as Huawei N Ten, Baidu Kunlun, and Suiyuan, but even so, domestic smart computers rarely bypass the American GPU giant Nvidia. This is a helpless reality: Nvidia is a tangible beneficiary of the many intelligent computing centers launched in China . AI chips that specialize in intelligent computing can achieve faster speeds and performance that is several orders of magnitude higher in low-precision calculations as long as the number of cores is large enough and the main frequency is high enough. However, if a computing cluster requires both high-precision calculations and low-precision calculations, the requirements for AI chips are high. This is also the killer of NVIDIA GPUs. Their computing power in various precisions is outstanding and very balanced (of course AI computing power is stronger), not to mention NV has a better software stack and application ecology. Sorry, it’s on stage again! This is one of the reasons why it is difficult for most domestic AI chips to compete head-to-head with NVIDIA GPUs. And if Nvidia finally successfully acquires ARM, it will be even more powerful and take off completely. However, domestically produced AI chips are not entirely without opportunities. first of all, At present, my country’s computing power infrastructure has a strong willingness to localize. Even if giants such as Nvidia and Intel take the lead, the tide of localization is still unstoppable due to various factors such as comprehensive cost and ecology. Secondly As far as the current development of AI is concerned, scenarios, data, models, and computing power are indispensable, which means that China will be a place where global AI computing power is rich in the future. As a core requirement, AI chips cannot be monopolized by one form or one ecology. The outstanding domestic AI chips such as Cambrian and N-Teng still have huge room for development. Furthermore Although the chip is the main source of computing power and the most fundamental material basis, the production, aggregation, scheduling, and release of computing power is a complete process that requires the cooperation of the software and hardware ecology of a complex system to achieve “effective computing power.” Therefore, we should not only pay attention to the single performance index of the chip, but also pay attention to the upper-level software application ecology. Is it impossible to develop AI without huge computing power? Finally, let’s talk about the development trend of AI. Behind the confusion of the concept of computing power is the soaring demand for computing power in AI computing like a wild horse. This is not surprising. The amount of AI training is determined by the amount of parameters. What is the scale of the parameters for training AI now? Hundreds of billions, trillions! OpenAI, an artificial intelligence non-profit organization jointly established by a number of Silicon Valley “tycoons”, launched its new generation of unsupervised translation language model GPT-3 in May 2020. It currently has 175 billion parameters and a training data volume of 45TB ( About 1 trillion words). The GPT-3 model has made major breakthroughs in semantic search, text generation, content understanding, and machine translation. Its greatest value is to verify the machine’s unsupervised self-learning ability, and to verify that performance can be improved purely by scaling up. The trillion-parameter model is already on the way. In early June, Beijing Zhiyuan Artificial Intelligence Research Institute released “Enlightenment 2.0”, claiming to reach 1.75 trillion parameters, surpassing the Switch Transformer previously released by Google, and becoming the world’s largest pre-training model. The rapid growth of the parameter volume also means higher computing requirements-some may require thousands of GPUs to provide the necessary computing power. For giant models like GPT, the demand for computing power is not a joke. Is it impossible to develop AI without huge computing power? Experts believe that in the current stage of AI development (perceptual intelligence and cognitive intelligence), computing power is still the first. In fact, the development of AI can be improved through computing power, or through the algorithm revolution, but at the current stage of “capital orientation”, Compared with the uncertainty of the algorithm model breakthrough, the increase of computing power is the easy choice. However, it must be pointed out that the use of huge computing power is not the only direction for the development of artificial intelligence. Giant models such as GPT-3 also have shortcomings, such as lack of common sense; and explore the mysterious mechanism of the human brain to realize small data learning and migration learning. It is also an important means. After all, the power consumption of the brain is only about 20W, and the realization of a smart system with low energy consumption may be a more important direction for efforts. (This article was written under the strong guidance of experts in the field of supercomputing such as Zhang Yunquan, Senior Commissioner of the Chinese Computer Society, and I would like to thank you!)

May 11th of the Lunar Calendar

NowadaysLookSummer graduation song at station B

My colleague said it was taken at his alma mater

I miss my student days

While envious of colleagues

So there are so many stars in the school

In the end, he said he was used to it

I have seen many stars come to school in the four years of university

Here are the other big news today

# Sichuan Bitcoin mining farm collectively cuts off power netizens: Nice job

(China Fund News) It is reported that due to policy reasons, China and even Sichuan, the world’s most important gathering place for Bitcoin mining machines, will usher in a large area of ​​mining machines. According to calculations, the shutdown load is about 8 million kilowatts. Following Inner Mongolia and Xinjiang, Sichuan, which is dominated by clean energy and hydropower, also failed to become the last bastion of Bitcoin mining in China.

A document “Notice of the Sichuan Provincial Development and Reform Commission and the Sichuan Provincial Energy Bureau on the Cleanup and Shutdown of Virtual Currency “Mining” Projects” shows that for virtual currency “mining”, relevant power companies in Sichuan need to do so on June 20. The screening, clean-up and shutdown work was completed a few days ago.

According to data from btc.com, the current average computing power of the entire Bitcoin network is 126.83 EH/s, which is nearly 36% lower than the historical high of 197.61 EH/s (May 13). At the same time, Bitcoin mining pools with Chinese backgrounds such as Huobi Pool, Binance, AntPool and Poolin have fallen sharply in their computing power. The decline in computing power in the past 24 hours has been 36.64%, 25.58%, 22.17%, and 8.05%, respectively.

:plus! Big! force! degree!

# The supply chain has received the design proposal of Huawei Mate 50, and the delivery time is to be determined

(House of IT) According to China Securities Journal, Huawei Supply Chain Company stated that they have received Huawei Mate 50 mobile phone design. “Huawei did not say that it will cancel the release, but the time for mass production and supply has not yet been determined.”

At present, Huawei officials have not yet officially responded to the above news. However, some Huawei coefficient code bloggers said that they will not be cancelled, but will be postponed, and will do their best to launch this year.

According to the period of Huawei’s previous release of new products, the P50 series of mobile phones should have been released in March, and the Mate 50 series should be launched in September this year and equipped with a new generation of Huawei’s self-developed chips.

: Tears again.

# Xiaomi’s three new screens broke the news: MIX4 is FHD+ Huaxing screen, and there will be direct screens next year

(House of IT ) Digital blogger @ 数码闲聊站 recently broke a lot of information about new under-screen cameras and new folding screens from various manufacturers. Although some did not clearly indicate that they are Xiaomi, I believe there are still some small partners who can see it.

Although the news is complicated, there are actually three products about Xiaomi. Digital blogger @ ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​ release, Mi MIX4 and MIX FOLD will be released this year. , The latter supports 90/120Hz for both internal and external screens, while the third model is a direct-screen model with 1080p + 90Hz refresh rate and will be released next year.

Combined with the news of @数码闲聊站, the MIX FOLD under-screen version will be equipped with Qualcomm Snapdragon 888 chip, with 5000mah battery, and the rear main camera is still 108MP; while Xiaomi MIX4 will use the upgraded version of the Huaxing Optoelectronics under-screen solution shown last year , The hyperboloid AMOLED screen is expected to be around 6.67 inches, or it will support high refresh rates.

: There are so many people looking forward to MIX4.

# my country’s new crown vaccination has more than 1 billion doses, all regions continue to go all out to ensure vaccine supply

(CCTV )The National Health Commission announced today (June 20) that as of June 19, 31 provinces, autonomous regions, municipalities, and Xinjiang Production and Construction Corps had reported a total of 1.010.48 million doses of COVID-19 vaccine.

my country’s new crown vaccination has more than 1 billion doses, and all localities continue to make every effort to ensure the supply of vaccines, increase the organization and implementation of vaccination, and introduce a number of convenient measures to facilitate the people’s vaccination.

At present, all localities are taking effective measures to ensure the smooth progress of vaccination work.

: The second shot is over!

If the giant crocodile Kalia and Gustav are beast-class crocodiles, then this submarine-shaped crocodile must be called a prehistoric behemoth.

If the giant crocodile Kalia and Gustav are beast-class crocodiles, then this submarine-shaped crocodile must be called a prehistoric behemoth.

Recently, “Daily Star” reporters and “Travel Notes” tour guides encountered a super huge crocodile on the shore of Lake Victoria in Tanzania and Uganda.

Recently, “Daily Star” reporters and “Travel Notes” tour guides encountered a super huge crocodile on the shore of Lake Victoria in Tanzania and Uganda.

The person involved described it as black, and its skin reflected lighter than silver under the sun. It looked like a huge submarine, swimming by the cruise ship, and dived into the water as soon as it raised its head.

The person involved described it as black, and its skin reflected lighter than silver under the sun. It looked like a huge submarine, swimming by the cruise ship, and dived into the water as soon as it raised its head.

According to reporters, their body length is the same as that of the large hull boat they ride, about 10-2. According to local guides, they are estimated to be more than 2,000 kilograms. Except for its huge size, its entire skin feels like black iron; locals say it is so big. The crocodile is really rare. Its lifespan must be at least 50 years. If you let it live for 70 years, you don’t know how old it can grow.

According to reporters, their body length is the same as that of the large hull boat they ride, about 10-2. According to local guides, they are estimated to be more than 2,000 kilograms. Except for its huge size, its entire skin feels like black iron; locals say it is so big. The crocodile is really rare. Its lifespan must be at least 50 years. If you let it live for 70 years, you don’t know how old it can grow.

Of course, it is not the largest crocodile. According to information and archaeological experts, the real super giant crocodile is called Prussian crocodile. It can grow to a maximum of 14 meters and weigh up to 8 tons; even an ordinary individual can grow to a body length of 11.5 meters, weighing more than 5.5 tons, and has almost no rivals on land.

Of course, it is not the largest crocodile. According to information and archaeological experts, the real super giant crocodile is called Prussian crocodile. It can grow to a maximum of 14 meters and weigh up to 8 tons; even an ordinary individual can grow to a body length of 11.5 meters, weighing more than 5.5 tons, and has almost no rivals on land.

This fortress is not an ordinary fortress, it is Sevastopol, which is known as the strongest defensive fortress in the history of the Soviet Union. The site has a history of nearly a thousand years, and the past generations have strengthened and improved on the basis of the previous ones. A large amount of reinforced concrete has been poured on the surface, and the underground has also been filled with ammunition. The Soviet army believed that all weapons in the world could not destroy this fortress, but they did not expect to be easily destroyed by the German army, and the entire Sevastopol was instantly swallowed by fire. And it was the German super cannon that destroyed all of this.

In addition to attacking the Soviet Union, the German artillery also launched an offensive against Poland. One shell destroyed a fortress. At that time, the Polish military barracks were almost razed to the ground. The blow to the Polish army can be imagined. In the beginning, the gun was used against France. In order to prevent the German invasion, France spent 12 years to build the Maginot Line. The reinforced concrete was extremely strong. In order to break through the Maginot Line, the Führer ordered the construction of a projectile capable of penetrating 1 meter thick steel and 7 meters thick concrete. Subsequently, the Friedrich Krupp Arms Company built the largest in history as required. Giant cannon.

The huge size represents great power. The bore of the gun has a caliber of 800 mm, and the barrel is 30 meters long. It can accommodate two shells at a time and has a maximum range of 47 kilometers. The power of its shells is also amazing. It contains 2000 kilograms of explosives and can penetrate a concrete wall nearly 1 meter thick from 37 kilometers away. Because of its huge size, it needs to be disassembled and disassembled during transportation. It can fill up to 25 carriages. It is also very laborious during installation, requiring 300 engineers and soldiers to complete it together.

The base is hoisted with a crane, and then the parts are installed. The installation time takes three weeks. In order to prevent the enemy from discovering it, chemical soldiers are also equipped around. Smoke bombs are used to protect the cannon as soon as a bomber approaches. Do you think 300 engineers are too much? In fact, it is far from enough, at least 4000 people are required to control a gun. There are 1,000 people involved in manipulating the artillery, and the rest include engineering construction, artillery assembly, military blockade, logistics personnel, etc., reaching around 4,000 people in front and back.

It can be seen that the installation of the gun is not only time-consuming and laborious, and the price is not high. What’s more, the gun barrel needs to be replaced from time to time. If it fires less than 50 pieces, it needs to be replaced with a new one. This is also something that the giant artillery cannot avoid, but it still has to be admitted that it is full of power. With the defeat of Germany, this giant gun was blown up by the US army, and the “super monster” stayed in history forever.

Living in big cities Lots of tenants at the Load limit

Status: 15.06.2021 12:51 p.m.

The high rental prices in many large cities mean that many tenants are on the verge of financial problems. Scarce income and housing are a bad mix, as a recent study shows. When it comes to rent, many households in large cities have to raise so much money that they are above the 30 percent mark of household income. This is the result of a study published by the union-affiliated Hans Böckler Foundation. According to this, 49.2 percent of the around 8.4 million households that rent in Germany’s major cities are above this threshold. A good quarter of households have to spend at least 40 percent of their income on rent including heating and ancillary costs. Almost twelve percent of large city households even required more than half of their income for rent, i.e. rent including heating and ancillary costs.

06/10/2021

Bremen at the top

“For social scientists as well as real estate experts, a rent burden quota above 30 percent of household income is problematic, especially for households with lower incomes, because then there is only relatively little money left for the rest of life,” says the foundation’s study. Many landlords would also draw a line here because they doubted that tenants with less income would be able to afford their apartment in the long term. In Cologne, for example, the proportion of households that have to live with a rent burden rate of more than 30 percent is 46.4 percent. In Berlin it is 43.8 percent. In Bremen, the share is greatest at 47.5 percent. For the study, a research team led by urban sociologist Andrej Holm from Berlin’s Humboldt University evaluated the latest available data from the 2018 microcensus.

05/27/2021

Unfortunately, poorer households more so

Overall, according to the study, the financial burden on tenants has decreased over the past few years, because even with residents of large cities, incomes have increased more on average than housing costs. The mean exposure rate of tenant households fell in 2018 from 31.2 percent of income in 2001 to 29.6 percent. For many poorer households in particular, the situation has hardly relaxed, for them rent continues to be a particularly big financial problem. The authors see a further “polarization” of the housing situation. A comparison over time from 2006 to 2018 also shows “that social inequalities in the area of ​​housing have worsened and high rental costs have solidified”.

FAQ 08/22/2019

Overload rate decreased slightly

The Federal Statistical Office had also analyzed the burden on households with housing costs. According to his data, almost 14 percent of the population, i.e. around 11.4 million people, lived in households that were financially overburdened by high housing costs. The authority sees an overload of housing costs when a household spends more than 40 percent of the available income on housing. This applies regardless of whether the person concerned is renting or living in their own four walls and paying off a loan, for example. According to Destatis, the overload rate has decreased slightly since 2014.

09/23/2014

There are no apartments

The Böckler study comes to the conclusion that the housing shortage in large cities has been “at best slightly alleviated” despite increased construction activity. Above all, there was a lack of small and inexpensive apartments, and the supply had become significantly scarcer over the years. Nationwide, there is a supply deficit of over 1.5 million apartments, which would be missing even with a hypothetically assumed optimal distribution of living space in large cities, explained Holm. The German Tenants’ Association is also calling for more apartments. A few days ago, he asked the next federal government to invest heavily in social housing and a nationwide six-year rent freeze. The federal government must provide a “much-needed breather for all tenants” until more new apartments are built. According to the tenants’ association, at least 30 percent of rental apartments would have to be in public or cooperative management in order to curb the price spiral. At present, every second tenant household in large cities is afraid of no longer being able to pay for the apartment, the association president, Lukas Siebenkotten, had determined.

05/06/2021

More income would help

Study author Holm advocates a multi-pronged approach: In addition to instruments to protect existing rents, among other things, social and non-profit housing “should be considerably strengthened with the most permanent rental agreements possible,” he advised. Another crucial key to social housing provision, however, is the income situation of the tenants. Without effective measures to dissolve the widespread low-wage sector, social housing cannot be guaranteed in large cities, according to Holm.

HUAWEI MatePad T 10 Although it has only been sold in Vietnam for a few weeks, the Huawei MatePad T 10 has emerged as a top tablet model. The machine has a very sturdy metal back and monolithic, ensuring durability when used, which not all products in the price range of 3-5 million VND can also have. Huawei Matepad T 10 is equipped with a 9.7-inch IPS screen, HD resolution, 16.7 million colors, good detail, quite bright colors, very suitable for watching football. The 14nm Kirin 710A octa-core processor can be considered the fastest on today’s cheap tablet models. More specifically, Matepad T 10 can meet the needs of others in the family quite well, especially will be a good entertainment device for children with Kid’s Corner mode that comes with Recorder features. , Camera (Video, Photography), Kids Painting (Writing, Drawing) and Multimedia so parents can share multimedia content with their children. Eye-protection features such as TÜV Rheinland-certified Eye Comfort mode, blue light reduction, dark background mode, eBook mode, abso scene mode when children are sitting in the wrong position, distance warning mode sitting too close to the device, even the warning mode when traveling on bumpy roads: automatically turn off the screen when the car enters the bumpy road, and warn when the brightness: when detecting the child is in the lips the field is too bright or too dark. The screen supports 10 simultaneous touch points, accurate and immediate identification, suitable for playing games with many players, bonding family feelings. Huawei MatePad T 10 still does not have Google Play Store but this is not too big of a problem because users can completely install Gspace via its own AppGallery application. Then you can use services from Google completely normally. Such equipment makes many people think that MatePad T 10 can cost up to nearly 5 million VND, but in fact it only costs 3.6 million VND. Lenovo Tab M10 – FHD Plus Lenovo Tab M10 owns a 10.3-inch screen, Full HD resolution displayed clearly on this screen. Outdoor usability of the LCD screen on the machine by high brightness, good visibility. Screen up to 10.3 inches sharp Full HD resolution is very suitable for watching football or even watching movies, surfing the web, reading newspapers. Lenovo Tab M10 – FHD Plus is equipped with a 5,000 mAh battery. Therefore, the battery provides a continuous source of operation for the device all day long. The price for this product is 5.5 million VND. Samsung Galaxy Tab A7 Lite Galaxy Tab A7 Lite is a shortened version of Samsung Galaxy Tab A7 that once stormed. The screen of the machine has a size of 8.4 inches suitable for watching movies, entertaining, working, reading documents, quite enough to watch football. The machine has a sturdy metal frame design, a rough back surface that is less prone to fingerprints. Galaxy Tab A7 Lite owns Helio P22T chipset, comes with 32GB/64GB ROM and 3GB RAM/4GB RAM for stable performance and good multitasking ability. The battery capacity of 5100mAh is a large battery, giving the ability to operate continuously for 1-2 days on a single charge with 15W fast charging. With the above features, Galaxy Tab A7 Lite is being sold for 4.5 million VND, quite worth buying in the price range. Huawei MatePad T10s The MatePad T10s is a “light” upgraded version of the T10 model with a larger 10.1-inch Full HD + raised screen for a more eye-catching football viewing experience. The device still uses Kirin 710 chip but RAM but increased memory to 3GB and 64GB brings better multitasking performance. Inside the device is still a series of smart features that enhance the audiovisual experience such as anti-blue light, dual speakerphone… The 5100mAh battery also promises to be used comfortably in 1-2 days before it has to be recharged. The current price of the MatePad T10s is VND 5.1 million, which is also a worthwhile upgrade compared to the MatePad T 10 although the MatePad T 10 is also very good.

We live in a world filled with screens. The screens appear on our wrists and palms. The things that our eyes see and touch the most with our fingers every day are flat screens. Thin screens have become our lives. An indispensable part.

It has been less than two decades since flat screens appeared to occupy our lives. Before that, people think of screens as cumbersome, large and expensive CRT monitors.

With the maturity of lower-cost LCD panel technology, the bulky CRT technology was quickly abandoned by the times just like film cameras and CD records. It has become another “historical technology” in the digital age that has not had time to say goodbye, and is buried by people. In warehouses, second-hand appliance stores, and recycling bins.

In 2000, the shipment of CRT monitors reached its peak, reaching 90 million units; the sales of CRT TVs also peaked in 2005, reaching 130 million units, but now, you can only watch it when you pass by some waste stations. To the figure of these “big butt” monitors.

▲ Picture from: Rachid Lotf

CRT has become almost synonymous with obsolescence, but with the resurgence of retro games, CRT monitors appear more and more frequently in some players’ mouths. What may surprise you is that owning a CRT monitor is becoming a fun and fun experience. Fashionable things.

Retro games cause a resurgence of CRT

Games are a huge market. According to statistics from data analysis agency Statista, there are approximately 2.7 billion players in the world. Even if the games are divided into sub-categories with a total of zero and zero, all types of games have a considerable number of fans.

For some players, video games have become an important part of their life experience.

They have witnessed the development of the game from 8Bit to holographic simulation. As the game’s screen becomes more and more real and the mechanism becomes more and more diverse, they find that it is difficult to retrieve the childhood game gains in the complex game. Simply happy.

Compared to expecting more interesting new games, they chose to go back to the past, pull out the red and white machines, N64, PS2 hidden under the cabinet, and revisit Zelda, Dragon Quest, Final Fantasy, etc. that have moved themselves A classic work that has to die alive.

On Reddit, these retro game lovers are happy to call themselves “players behind the times”. Fans of Nintendo, Sony, and Sega who were once “struggling” are now able to calmly exchange their fond memories about the game, except for discussing which one. The game is worth remembering and how to pass Sonic in one life. Many players are here to exchange their experience of playing retro games.

Playing retro games is very simple, you can play with an emulator on your computer, but it is difficult to play well, because now it is difficult for you to find the pictures you remember on the clear screen.

Many players find that when playing retro games with LCD screens, the LCD is often too precise and sharp when displaying a single pixel, making the screen look like an enlarged mosaic, which is a cross-stitch made of two intertwined vertical and horizontal lines.

People are always keen on clarity, hoping to see everything clearer and clearer, but this is not a good thing for retro games, it makes all the pictures look so rough and bad, which is the good memory of players Conflict-Pikachu looks much cuter in memory.

Is this because a layer of beautiful filters was applied to the picture when remembering?

Maybe not. The Twitter account CRT Pixel compares the images of the same game on LCD and CRT monitors. On CRT monitors, the original rough pixel images become smoother and clearer. Many players say this is familiar. the taste of.

The resolution of the old game is not high, but with the old monitor, the display effect is much better than the new LCD monitor. This seems to be the consensus of retro game players. Whenever a new player wants to enter the pit to recall PS2 and Wii Even in the good times on Sega Saturn, “First you need a CRT monitor” is the most sincere advice given by the old players.

CRT display manufacturers such as Sony, JVC, Hitachi, etc. may not have thought that after more than a decade after the death of the CRT was pronounced, CRT unexpectedly ushered in a “word-of-mouth marketing”. They bought a CRT monitor and became the players. The key to Happy Planet.

Why is CRT more fun to play retro games?

Why use the current LCD technology to play old games, but the effect is worse than using CRT? This is because the imaging principles of liquid crystal and CRT are different, resulting in a big difference in input delay and screen.

If you try to connect the old game console to the current 4K, 8K ultra-high resolution panel TV, after pressing the button on the handle, you may notice that the feedback on the screen and the movement of your finger are not obvious but can be noticed. Delay.

This is because the images output by old game consoles often only have a resolution of 240P or 480i. High-definition TVs need time to decode and stretch the images, which may cause a delay of hundreds of milliseconds.

When you are playing Super Mario Bros. or Racing and other games with very high response time, this delay in response may ruin your game experience all afternoon.

On the CRT monitor, thanks to its innate imaging principle characteristics, this kind of instant response is not a problem.

We need to start from the imaging principle of CRT monitors. CRT is actually an abbreviation for Cathode-Ray Tube. The reason why it has a huge “butt” is because there is a vacuum cathode ray tube inside. It contains one or more electron guns.

The front glass cover is covered with phosphors that can emit light. The imaging process is actually the electron gun emits electrons and hits the phosphors to emit light.

▲ Super slow motion shooting CRT screen can see electron beam scanning

When the electron gun brightens the phosphors of the entire screen at an extremely fast speed in sequence, and using the visual residual of the eyes, we can get a clear picture.

▲ Mario’s scanning process

The shooting speed of the electron gun is much faster than we thought, and it is shooting all the time, so when you press the button on the handle, the screen can reflect you with a super fast response speed (usually less than 0.01 milliseconds) The operation brings almost no-delay operation experience.

Going back to the most obvious picture we perceive, the main reason why the CRT can “grind” the sharp image of the liquid crystal off the corners is that the two pixels have different composition.

Just like the mobile phone or computer screen you are using now, when you use a microscope to enlarge it, you will find that the LCD panel is actually composed of red, blue, and green dots, and the small dots of three colors can form one. Pixels form colors by controlling the brightness of small dots to form an image.

There is a point-to-point relationship between graphics and pixels. The higher the resolution of the graphics, the more delicate the edges.

And when you look closely at the CRT screen, it also has small red, blue and green “dots”, but unlike the LCD panel, these are actually staggered phosphor dots that do not emit light.

When the electron beam irradiates these phosphor dots, the three primary colors corresponding to the brightness form the colors we see.

Unlike the liquid crystal pixels, these phosphor dots do not emit light entirely, but can emit half or even part of the light with the energy of the electrons, so there will be a softening effect on the edges of the displayed graphics. In fact, CRT monitors do not have absolute resolution, because they have no real pixels.

Therefore, the original granular pixel game screen will not be so dazzling on the CRT monitor, and the scanning line effect of the CRT interlaced display can make the screen more smooth corners and realism. This effect is sometimes true. It will be fascinating.

In other words, the old games were born based on the display technology of the CRT era, so if you want to restore the real picture of the old games, a CRT monitor of the same age is indeed a good choice.

Will CRT turn red like a mechanical keyboard?

CRT monitors were abandoned by the market because of the birth and popularity of lower-cost new technologies, and because the game returned to people’s sight, it sounded almost exactly the same as the story of another popular gaming peripheral-mechanical keyboard, then the problem Here comes, will CRT monitors usher in a renaissance like a mechanical keyboard?

Just like a mechanical keyboard knocked down by a cheaper membrane keyboard, the elimination of CRTs from liquid crystals is not because of poor picture quality, but because of cost and ease of use.

Digital Foundry once did an interesting test. They connected a 22-inch Sony FW900 Trinitron display to a modern high-performance PC and tried to run the 2019 3A masterpiece “Control”.

The interesting result is that when the RTS ray tracing effect is turned on, the display effect will not lose to the popular 4K game monitors. Even in terms of dynamic details, the FW900 is even better.

More netizens have also done modern tests on the performance of these top CRT monitors. Because there is no absolute resolution without it, as long as the screen ratio is appropriate, whether it is the next-generation game of PS5 or popular online games such as APEX and CSGO, CRT The performance is easy to do, everything looks so clear and smooth.

However, this CRT fever only stops in the hardcore gamer circle. Although the performance of top CRT monitors is indeed better than most cheap and ordinary LCD panels, before you want to experience this retro wave experience, you need to solve one problem. Lots of trouble.

The first is the interface problem. Later CRT monitors are equipped with VGA, DVI-I and other input interfaces, which sounds very old, but at least you can connect to your computer through an HDMI adapter cable, which is not too much trouble.

▲ Different interfaces finally get different pictures

When you want to connect your old game console, you need to consider whether to use RGB, S-terminal or BNC interface, and you may even need to consider an adapter to achieve the best color output. Different output formats directly affect you The final picture effect sounds much more complicated than choosing HDMI 2.1 or DP 1.4.

The second is the problem of damage rate. CRT has been discontinued for nearly 20 years. Most of the CRT display parts are facing the problem of aging and difficult to replace, and you also need to calibrate the color and picture of such an old display. Obviously, CRT monitors are only suitable for hardcore players with hands-on skills and professional knowledge.

Last but not least, CRT monitors are really heavy and take up a lot of space. Take the Sony FW900 as an example. It weighs 42KG and covers an area of ​​about 0.3 square meters. It is not easy to transport or place it.

And the price of these top CRT screens is not necessarily cheaper than LCD screens. On the second-hand trading platform, the price of a good FW900 is much higher than a brand new iMac.

In comparison, the thickness of the iMac is only 11.5mm. In addition to a beautiful 24-inch high-definition large screen, it also has the same M1 chip as the iPad Pro and a color keyboard that can be unlocked by fingerprints.

Therefore, the high cost and high price CRT is destined to be difficult to enter the lives of the public again. It is like a film camera, which performs better at certain times, but various inconveniences make them not suitable for everyone.

In 2015, as the last CRT manufacturer, Videocon, ceased production, CRT officially entered the countdown to life. Fortunately, CRT has not been forgotten compared to being abandoned. But when the last CRT monitor goes out, will anyone remember the beautiful picture of retro games?

People cherish the memory of film, so they have made various film filters. The view simulates the taste of film at a lower cost. Similarly, people are also making analog filters for CRT. On some simulators, you can also use liquid crystals. The panel simulates the unique scanning line effect of CRT.

▲ Picture from: Rachid Lotf

It may be the best way to remember the old technology in a more modern way.

Higher, higher.

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Zhang Zetian wore a black short-sleeved dress and the matching skirt was also that kind of black, which would make him look very slim, but if he was photographed on the street, he would not be so beautiful.

It seems that the figure is too thin, and she is wearing this kind of black clothes, she will naturally look very thin, not as good-looking as before, maybe because the black clothes are inherently relatively thin. Look thin.

When she wears this kind of skirt, it is also the kind that is more feminine, and the whole person will look more mature. Now Zhang Zetian has slowly become a little more feminine. And the style of the clothes really changed more and more, and it was no longer that very pure.

A white vest with a striped trousers would be simpler. In fact, this kind of matching is quite good if you care about it, and it suits her former pure style. She is better suited to wear this kind of clothes Not suitable for mature ones.

If it is a plain face, the whole person will look a little more old-fashioned when you see it. After all, now that you are older, your face will also have a little wrinkle, which is not as good-looking as before. And it looks a lot simpler in this way. Wearing white clothes, her skin looks particularly black.

The white sleeveless clothes are paired with the black tights, which makes the whole person particularly sexy. Especially when she puts on such a pair of black tights, she will look very hot. This looks very curvaceous, and it looks very feminine.

Now Zhang Zetian really dresses himself up to the point of maturity, and the clothes he wears are more sexy. But, to be honest, her frame is a little too small, so sometimes she looks very old-fashioned, but when she gets a little fatter, the whole person will be more rounded and more beautiful.

In the early morning of June 15th, Beijing time, LinkDoc Technology Limited, a Chinese medical big data company, submitted its first F-1 prospectus to the U.S. Securities and Exchange Commission (SEC). The company plans to be listed on the Nasdaq Global Select Market. Listed under the trading code “LDOC” and raised US$100 million. The underwriters of ZeroKr Technology’s IPO are Morgan Stanley, Bank of America Securities and CICC. Since it is the first F-1 prospectus, LingKr Technology has not yet disclosed the number of American Depositary Shares (ADS) to be issued and the expected issuance price range.

The prospectus shows that Zerokrypton Technology intends to use IPO funds raised: about 45% will be used to strengthen R&D capabilities and technical infrastructure, and to attract more oncologists, data scientists and other experienced professionals to join; about 15% will be used for expansion The company’s patient care center network and services, and other capital expenditures; about 25% of the funds will be used for potential strategic investments and acquisitions; about 15% will be used for general corporate purposes.

Visual China Map

Obtained strategic investment from Alibaba Health

According to the prospectus, Zerokrypton Technology was established in 2014, headquartered in Beijing, China, and its corporate address is No. 8 Haidian Street, Haidian District, Beijing. The company is a tumor big data solution provider. In March this year, it received a strategic investment from Ali Health. Other investors include China Investment Corporation and CICC Capital.

The prospectus quoted Frost&Sullivan’s data as saying that in terms of cultivating high-quality medical data assets, ZeroKrypton Technology is a leading data-driven and artificial intelligence medical technology company. The company has established China’s largest data-driven digital infrastructure for precision medicine. These include LinkCare, a digital continuous care platform for critically ill patients, LinkData, a longitudinal medical data management system that supports artificial intelligence, and LinkSolutions, a data-driven precision life science solution platform that helps life science companies accelerate clinical research and real evidence adoption.

According to the prospectus, in terms of the nursing platform LinkCare, Lingkrypton Technology generates revenue by selling innovative drugs, auxiliary drugs and nutritional drugs, as well as providing patients with infusion or injection services and other auxiliary businesses; LinkData is the core technology of Lingkrypton Technology. Platforms and R&D engines, not profit channels; LinkSolutions is a platform driven by real-world data, providing accurate life science solutions for life science companies in their clinical and commercialization stages. In the first quarter of 2021, the number of life science company customers of ZeroKr Technology was 169. As of March 31, 2021, LinkSolutions Service of LinkSolutions has supported more than 310 major researchers, covering approximately of the total number of new oncology indications approved for clinical trials in China from 2017 to March 31, 2021. 57%. Specifically, Zerokrypton Technology realizes the monetization of LinkSolutions by charging service fees for comprehensive clinical research services.

The prospectus shows that the vast majority of Zerokrypton Technology’s revenue comes from the sales of medicines and health products. The sales revenue of medicines and health products accounted for 75% and 85.5% of the company’s total revenue in 2019 and 2020, respectively, and accounted for 80.2% of the total revenue in the first quarter of 2021.

The prospectus shows that since April 2015, LingKr Technology has provided care for more than 3.5 million patients and provided longitudinal care for more than 2.5 million patients. According to Frost & Sullivan, Zero Krypton Technology has become China’s largest patient-centered continuous tumor care platform. As of March 31, 2021, ZeroKr Technology has established 34 patient care centers nationwide, covering 28 provinces across the country.

The prospectus shows that in 2019 and 2020, Zerokrypton Technology’s revenue will be 499 million yuan and 942 million yuan, net losses will be 434 million yuan and 489 million yuan, and basic and diluted losses per share will be 5.32 yuan and 6.59 yuan respectively. In the first quarter of 2021, the company’s revenue increased by 41% year-on-year to 223 million yuan, a net loss of 138 million yuan, and a basic and diluted loss per share of 1.76 yuan.

Completed six rounds of financing since its establishment

Zerokrypton Technology stated in its prospectus that, based on 2019 data, China is the world’s second largest medical market, with national medical expenditures of US$944 billion, an increase of 9.7% over 2015. With the improvement of people’s health awareness and personal disposable income, China’s total healthcare expenditure is expected to increase to US$2.529 billion at a compound annual growth rate of 9.4% in 2030. The total scale of China’s medical big data solutions market is rapidly growing at a compound annual growth rate of 43.9% from US$1 billion in 2015 to US$4.1 billion in 2019. It is expected to reach US$215.4 billion in 2030. The compound annual growth rate is 43.3%.

The prospectus also stated that among all the treatment fields in China, oncology has the highest growth rate in medical expenditures, mainly because China has the largest number of cancer patients in the world. The scale of China’s oncology big data market has grown from US$500 million in 2015 to US$2.1 billion, with a compound annual growth rate of 46.1%. It is expected to grow to US$119.6 billion by 2030. The compound annual growth rate from 2019 to 2030 is 44.4%.

The prospectus shows that as of March 31, 2021, ZeroKr Technology has 1,250 full-time employees, of which 199 are responsible for technology and R&D, 573 are responsible for operation and quality assurance, 352 are responsible for sales and marketing, and 126 are responsible for general administrative work. .

According to the prospectus, before the IPO, Zhang Tianze, CEO and director of LingKr Technology, held 61.3 million shares of the company, accounting for 19.7%; LingKr Technology co-founder, COO and CTO Luo Ligang held 9 million shares, accounting for 2.9%; Technology co-founder and executive vice president Li Liping holds 11 million shares, accounting for 3.5%.

According to the information of Qixinbao, since its establishment, Lingkrypton Technology has completed a total of six rounds of financing. After obtaining 1 billion yuan in Series D financing from China Investment Corporation on July 4, 2018, it received CICC Capital and Excellent on September 7, 2020. Hill Capital and Broadband Capital CBC 700 million US dollars in financing. On March 4 this year, Zerokrypton Technology also received a strategic investment from Alibaba Health, but the amount of financing was not disclosed.

The “Daily Business News” reporter noted that Qixinbao’s risk information on ZeroKr Technology showed that the company had been accused of labor disputes and infringement of the right to disseminate information on the Internet on May 15, 2019 and November 23, 2020, respectively. Prosecute. Secondly, on September 1 and December 1, 2020, there were two civil case judgment documents against the intellectual property rights infringement disputes of Zerokrypton Technology. The documents show that in the two dispute cases, Zerokrypton Technology is both defendant. In addition, Zhang Tianze, Li Liping and Luo Ligang all have a small amount of shares currently in a state of pledge.

Daily economic news

A woman who has passed the age of 40 will show her taste and temperament through her own appearance, her speech and manners, her life preferences, and even her clothes collocation. Today, I will tell everyone about a 42-year-old Japanese sister, Kaneko Sanki, usually Life is very low-key but full of taste. The items that I like to wear are simple and durable, but they are stylish and high-end, comfortable and textured.

Sisters who are over 40 years old can come and learn.

1. High waist shows temperament

Choosing high-waisted trousers can not only show the height, but for the 42-year-old sister, the high-waisted trousers are very upright and energetic, especially showing the temperament. This 42-year-old Japanese sister likes to wear a variety of high-waisted bottoms or clothes with high-waisted lines. The army green high-waisted wide-leg pants are tall and thin, casual and fashionable. The upper body is matched with a white shirt. , The loose version is comfortable and generous. Tuck the hem of the shirt into the pants to avoid the cumbersome feeling of wearing, adding a sense of fashion and elegance.

The mocha-colored high-waisted wide-leg trousers modify the shape of the legs, appearing tall and thin, with a sense of nature and full of advanced sense. The upper body is matched with a light-colored stand-up collar shirt, which is simple and neat and full of temperament. The neckline is open to reveal a beautiful neckline, exquisite and temperamental. The whole set is simple and generous, comfortable and temperamental.

Light-colored slim-fit sweaters are paired with black bibs, reducing age and temperament. The bibs are high-waisted styles, which makes the match more neat. The high-waist design of bibs shows high temperament, and the loose version is comfortable and breathable. Leg type. One dark and one light collocation is classic and stylish. Wear a pair of light-colored thick-heeled sandals on your feet, which is simple and temperament.

2. Simplicity is not simple

The dressing of women after 40 years old is no longer eye-catching attention to style, but will embellish and match small details to make dressing simple and not easy, and high-end shows taste.

The black and white striped basic T-shirt is paired with navy blue high-waist straight-leg pants, which is tall and thin, simple, stylish and classic. Wearing a beret on the head adds a sense of fashion to the whole outfit. The temperament shows taste and is full of high-level sense.

The white simple basic top is matched with army green high-waisted wide-leg pants, which is tall and thin, simple and fashionable. A silk scarf with polka dots around the neck brightens the whole set of collocation, exquisite and tasteful, and adds a bit of cuteness and playfulness, full of temperament.

The basic T-shirt with black and white horizontal stripes is matched with light gray high-waisted tapered jeans, which is tall and thin, simple and neat, casual and fashionable. With a pair of red shoes on the feet, it adds a bright spot to the outfit. It is fashionable and eye-catching, full of temperament, simple but not simple.

3. The fashion sense of the skirt

Dresses are not only the label of gentleness, elegance and romance. For a 42-year-old woman, matching a pair of cropped trousers adds a handsome and neat attitude, showing the confidence and self-confidence of the years, and it is a tasteful sense of fashion.

The white shirt dress is clean, elegant, intellectual and generous. The lower body is matched with a pair of black nine-point pencil pants, adding a sense of fashion and showing a neat aura, both casual and confident, and full of temperament.

This light-colored high-waisted dress is tall and thin, romantic and elegant, and the high-waist line is tall and thin. The V-neckline design is elegant and stylish, with a black vest inside, which is full of layers and adds a sense of fashion. The lower body is matched with a pair of black slim-fitting trousers, which adds a sense of temperament to the romance of the skirt and shows the high-level taste.

The white shirt skirt is clean, simple and intellectual. The lower body is matched with a pair of khaki nine-point tapered trousers, which adds a sense of fashion, reduces age, and is full of fashion.

Tian Huiyu attaches great importance to the development of financial technology. In the more than 2,000 words of the “President’s Address” in the China Merchants Bank’s 2019 annual report, he mentioned a total of 6 “technology”, 9 “transformation”, and 14 “digitalization”.

Since taking office in 2013, Tian Huiyu has been pushing China Merchants Bank to “run wildly” on the road of technology.

“We have made a clear-cut proposal to build a financial technology bank, and take the exploration of digital business models as the main direction of the second half of the transformation.” Tian Huiyu said in the 2019 annual report.

Thanks to the efforts of Tian Huiyu and other people from China Merchants Bank, China Merchants Bank’s “technological strength” has been at the forefront of the industry.

• At the end of 2019, CMB’s investment in information technology was 9.361 billion yuan, an increase of 43.97% year-on-year, which was 3.72% of the company’s operating income; in 2020, CMB’s investment in information technology reached 12 billion yuan
• In December 2020, China Merchants Bank and JD.com jointly won the second direct banking license in China. China Merchants Topology Bank will fully adopt an online business model and explore new forms of banking in the future
• As of January 10, 2021, the CMB App has accumulated 145 million users and 60.25 million monthly active users

The emergence of the epidemic will bring more complicated situations and tests to banks in 2020, and China Merchants Bank’s performance last year was relatively stable. According to the performance bulletin published on January 14, China Merchants Bank achieved operating income of 290.508 billion yuan in 2020, an increase of 20.805 billion yuan, or 7.71%, over the same period last year.

Recently, Tian Huiyu also said in an interview with a reporter from the Financial Times that the epidemic has isolated physical contact between people, but thanks to a higher level of digital service system, the relationship between China Merchants Bank and its customers has become closer. It also strengthened China Merchants Bank’s determination to promote digital transformation.

Create “Digital Merchants Bank”

China Merchants Bank, founded in 1987 and headquartered in Shenzhen, China, is the first joint-stock commercial bank in China that is wholly owned by a corporate legal person.

China Merchants Bank adheres to the strategic direction of “light banking” and the strategic positioning of “one body and two wings”.

“Light Bank” The strategic direction of China Merchants Bank requires light management, light assets, light business model, etc. For example, light management refers to a light organization structure, which is manifested in the head office and branches going hand in hand; light asset refers to less asset consumption and more controllable risks. At present, China Merchants Bank and ICBC have joined the ranks of light banks. In its annual report, China Merchants Bank pointed out that it is necessary to closely focus on the transformation direction of “light banking” and strive to achieve a breakthrough in the qualitative change of financial technology banks.

At the same time, China Merchants Bank also insisted “One body and two wings” Strategic positioning, Retail “One” takes MAU as “North Star” (North Star is the most important direction, and all indicators serve this indicator) , Wholesale “Two Wings” take specialization as the direction, focus on building wholesale business systemization capabilities, and accelerate the advancement of digital transformation.

With MAU as the most important indicator, the number of APP users of China Merchants Bank continues to rise. At the end of 2019, the cumulative number of CMB App users exceeded 100 million; in mid-2020, the cumulative number of CMB App users reached 129 million; as of January 10, 2021, the cumulative number of CMB App users had reached 145 million. The number of active users is 60.25 million.

China Merchants Bank also directly pointed out that it must pass Benchmarking financial technology companies , Vigorously carry out the construction of financial technology banks, use financial technology as the nuclear power of transformation and development, and fully empower business development .

Currently, China Merchants Bank has built three software centers in Shenzhen, Hangzhou, and Chengdu, and two data centers in Shenzhen and Shanghai to support the business development of the entire bank.

China Merchants Bank’s “AI Actual Combat”

Digital risk control

China Merchants Bank’s intelligent risk control platform “Libra System” covers online and offline transaction channels, and can intercept telecom fraud in real time.

As of the end of 2019, the “Libra System” can intercept suspected fraudulent transactions within 30 milliseconds, reduce the proportion of counterfeit and embezzled amounts of non-cardholders to five ten million, and help customers intercept 27,900 telecommunications fraud transactions. The interception amounted to 493 million yuan, which provided a strong guarantee for the safety of customer funds.

As of mid-2020, China Merchants Bank has reached 75.60% of the early warning accuracy of potential risky corporate customers; it has helped customers intercept 80,000 telecommunications fraud transactions, with an intercepted amount of more than 1.8 billion yuan, which provides a strong guarantee for the safety of customer funds.

Now, the intelligent risk control platform “Libra System” can intercept most suspected fraudulent transactions within 20 milliseconds, reducing the proportion of counterfeit and embezzled amounts by non-cardholders to six ten millionths.

In addition, in terms of external cooperation, China Merchants Bank is also actively cooperating with digital technology companies such as Huawei, Tencent, and Suoxinda.

According to an article published on Huawei’s official website in 2018, after the China Merchants Bank credit card unified risk control platform based on Huawei’s FusionInsight big data solution was launched, the number of risk cases was reduced by 50%, and the loss in half a year was reduced by more than 100 million yuan. The credit card issuance time has been reduced from about 15 days. Shorten it to 5 minutes.

In November 2017, Tencent and China Merchants Bank formally signed a cooperation agreement to reach a cooperation in the field of financial big data anti-fraud: Tencent Financial Cloud and Tencent Security Anti-fraud Laboratory opened up anti-fraud capabilities to China Merchants Bank through AI technology to help China Merchants Bank Better identify fraud in financial services and jointly build a financial security ecosystem.

According to news in April 2020, Tencent and China Merchants Bank jointly launched the “Lingshield Plan” to create a new model of anti-fraud through technology.

Digital marketing

In the field of intelligent marketing, the characteristics of China Merchants Bank are personalized recommendation, precise identification and electronic channel construction.

Beginning in 2015, China Merchants Bank has cooperated with Suoxinda Holdings, a global financial AI big data and integrated intelligent marketing solution manufacturer, from the customer group marketing stage 1.0, to the personalized marketing stage 2.0, to the real-time marketing 3.0 stage, to AI Marketing 4.0 stage, comprehensively build China Merchants Bank’s leading digital smart marketing system. It is reported that through the generation of 1,726 customer portrait tags for retail customers, the number of marketing customer contacts has increased by 6.56 times, the marketing success rate has reached 17.42%, and the personalized recommendation of “thousands of people” has begun.

Digital Customer Service

In 2016, under the technological wave of AI + big data, China Merchants Bank’s credit card service started the application of intelligent services with the palm life app as the core, from AR customer service, to AI-core intelligent customer service, and then to small recruitment assistants. Every new technology exploration and application has brought users a better interactive experience, and has become a more personalized and portable intelligent assistant for users step by step.

At present, the “Xiao Zhao Miao Smart Assistant” launched by CMB Credit Card on the Pocket Life App uses AI technologies such as voice conversion and semantic recognition to perform intelligent intent analysis of natural language, making the service “visible” and “heard” “. At the same time, the intelligent voice navigation function is implanted in the telephone voice IVR, the recognition accuracy rate reaches 94%, and the interaction volume is nearly 80,000. In addition to voice recognition technology, face recognition has also been used in the image, which greatly shortens the security authentication time.

In 2020, an interim report issued by China Merchants Bank pointed out that the automatic response accuracy rate of China Merchants Bank’s intelligent customer service reached 96.7%.

Digital investment advisory

In 2016, China Merchants Bank launched a robo-advisory service-“Capricorn Intelligent Investment”, which is also the first domestic commercial bank to launch robo-advisory services.

“Capricorn Smart Investment” mainly uses machine learning algorithms to incorporate more than ten years of wealth management experience of China Merchants Bank, and builds an asset allocation portfolio based on public funds, so as to achieve the purpose of diversifying investment risks with investors.

In 2018 alone, the cumulative sales scale of CMB Capricorn Smart Investment reached 12.233 billion.

Digital Middle Office

In the 2019 annual report, China Merchants Bank pointed out that it will build a unified digital middle-station for enterprises-China Merchants Bank’s open platform, explore the transformation of business models supported by standardized and modular services, and quickly respond to customer needs.

Prior to this, Leifeng.com (Public Account: Leifeng.com) had reported on China Merchants Bank’s data center in detail. For example, China Merchants Bank has built a middle-office system for customer acquisition and operation across the entire chain, such as the Rubik’s Cube activity operating platform and the red envelope platform. Like the Rubik’s Cube event platform, branches can quickly configure an online event within 5 minutes and reach target users through the China Merchants Bank App.

China Merchants Bank also proposed Strengthen the construction of data center and promote data connection. Strengthen data governance, improve the convenience and ease of use of data, build a data application tool platform, and lower the threshold of data application. Promote the integration and opening of the system, open up the work flow and information flow of each system, and realize one entrance to the whole line. Decoupling the system with open thinking, micro-service and productization of functional modules, Precipitate various general capabilities as the middle stage of the system.

The 2020 Interim Report of China Merchants Bank pointed out that China Merchants Bank will accelerate the iterative development of its customer relationship management system (CRM), and use the CRM system as a medium- and Taiwan-based capability precipitation carrier to form a customer information center, information case center, business processing center, marketing support center and a series of scenarios. Five core functions such as the team building center.

The CRM4.0 system is a key platform for the transformation of the “China Merchants Bank” financial business model. It is a smart marketing platform and a digital operation platform based on the business system, as well as a customer service system and a customer manager management system platform.

smart robot

China Merchants Bank relies on big data and artificial intelligence to create intelligent service robots, traffic distribution decision-making robots, intelligent agent assistant robots, service analysis robots, quality inspection robots, etc., covering user insights, traffic distribution, service interaction, demand re-excavation, management improvement, etc. Five modules, and moved the call center to the Pocket Life App to provide users with audio-visual multimedia interactive services, which has achieved the upgrade of service efficiency and user experience.

In June 2020, Tian Huiyu pointed out that China Merchants Bank relies on big data and artificial intelligence to create a large number of intelligent service robots. The cost of robots used for retail credit collection is 1/10 of labor, and the output is 9 times that of labor. The above is to increase production capacity.

RPA (Robot Process Automation)

As of October 2020, the financial industry accounted for the highest proportion of domestic RPA companies at 54.55%, of which 77.78% of financial institutions are banks. Among them, Shanghai Pudong Development Bank and China Merchants Bank were the first banks to use RPA. They were the first to introduce RPA technology in the domestic financial industry in 2016 and 2017, respectively, in order to improve the level of operation automation. The effect is very impressive.

In December 2018, China Merchants Bank used intelligent robots to participate in business processing in the new version of its online custody banking system, which was the first to realize the application of RPA technology in the asset custody field.

In 2020, China Merchants Bank has innovatively integrated the RPA shared pool technology on the basis of the original CBS7.0 platform, and launched CBS-RPA, which can quickly help companies build a complete treasury management system, build a comprehensive treasury management system, and solve treasury management Problems and perplexities. The product became very popular after it was launched, and it has been successfully launched in nearly ten large group companies across the country within only half a year of its launch.

In the 2020 interim report, China Merchants Bank pointed out that it applied RPA, OCR and NLP (natural language processing) and other financial technology technologies in 24 middle and back-office scenarios including verification, entry, and consulting. During the reporting period, the number of alternative businesses reached 11.64 million. .

Tian Huiyu, President of China Merchants Bank, said: RPA uses machines to replace simple outsourcing, which saves a lot of costs.

cloud computing

At the end of 2019, the total number of X86 server deployments of China Merchants Bank increased by 60.67% year-on-year. The new generation of PaaS (Platform as a Service) platform expanded its use, and the proportion of the bank’s applications on the cloud reached 44%.

At the same time, China Merchants Bank continues to enhance its open banking capabilities. The “Open API Platform” for unified external services across the bank supports the safe and fast output of APIs, serving financial payment, AI, smart parking, smart medical and other scenarios, and empowering 629 cooperative enterprises. In terms of big data + AI, the big data cloud platform was upgraded, the overall capacity of the data lake was increased to 9.8PB, and the data entering the lake increased by 68% year-on-year.

Based on the integration of internal and external data, China Merchants Bank has increased the research and application of AI technology, built three AI cloud services of intelligent customer service, risk public opinion, and computer vision, and launched three major AI solutions for knowledge management, digital marketing, and risk management to support business The development of intelligence.

The 2020 mid-term report pointed out that China Merchants Bank will establish a large-scale digital infrastructure based on cloud computing technology, promote the construction of a native cloud that is more convenient for rapid construction, expansion, openness and iteration of systems and applications, and support the safe access of new applications from the head office and branches to the cloud .

As of mid-2020, China Merchants Bank has 4,015 native cloud servers, an increase of 100% over the end of the previous year; the scale of native cloud storage is 29.18PB, an increase of 92% over the end of the previous year; the number of native cloud containers is 69,080, an increase of 121% over the end of the previous year.

database

On November 27, 2017, China Merchants Bank and Huawei established a joint innovation laboratory for distributed databases to jointly develop independent and controllable financial-grade distributed database products.

In this joint creation project, China Merchants Bank mainly does three things: first, to provide advanced financial business scenarios; second, based on so many years of advanced experience in database use and operation and maintenance of China Merchants Bank, it proposes a solution for the joint creation of distributed databases. Specific requirements; third, for the key components of the Lianchuang database, such as the kernel and high-availability architecture, deeply participate in the entire link from design, coding, testing to final production. Huawei, on the other hand, has a large amount of technology accumulation in the database field, and is mainly responsible for the realization of product development and the promotion of future marketization.

After initial contact and cooperation, China Merchants Bank and Huawei conducted a pilot database application in 2018.

In the 2019 annual report, China Merchants Bank pointed out the establishment of the Kunpeng Computing Joint Innovation Laboratory and the Load Balancing Joint Innovation Laboratory to accelerate the implementation of the research results of the distributed database joint innovation laboratory.

Biometrics

As the leading brand of commercial banks, China Merchants Bank focuses on internal risk control and payment security, combined with cutting-edge technologies such as big data, cloud computing, and artificial intelligence, and continuously upgrades the risk control system, creates smart risk control, and creates convenience and efficiency for consumers. Safe and assured customer experience.

In order to strengthen the bank’s internal security management, increase the efficiency of the banking system’s authorization, and enhance the counter business risk prevention capabilities, China Merchants Bank introduced the fingerprint recognition algorithm and smart terminals of Eyes Technology as early as 2009, which were applied to the counters and smart branches of China Merchants Bank. And in mobile marketing, it has realized intelligent risk control and cost reduction and efficiency enhancement, helping China Merchants Bank to provide consumers with intelligent, convenient and safe financial services with user experience as the core, and add to the good life of users.

Blockchain

As early as 2018, China Merchants Bank issued the country’s first financial industry blockchain electronic invoice.

At the end of 2019, China Merchants Bank improved and developed the standard branch chain and BaaS (blockchain as a service) platform ecology, with a total of 25 applications.

In the 2020 mid-term report, China Merchants Bank pointed out that it is improving and developing the open permission chain and blockchain as a service (BaaS) platform. It has been developing the continuous application of blockchain and business integration in scenarios such as supply chain finance and merchant fund clearing. explore.

Online payment

In the 2019 annual report, China Merchants Bank pointed out that it will realize ecological operation with the industrial Internet as the key link. Focusing on the three major directions of account and payment system digitization, digital financing, and financial technology capability output, the industry chain is opened up, and the unified payment and settlement system is innovated to realize the collection and settlement function and the internal account settlement mode of the B2B platform.

At the end of 2019, China Merchants Bank’s comprehensive settlement solution “Cloud Bills” has provided services to 5,766 corporate customers, with a transaction volume of 287.271 billion yuan; the aggregate collection business focuses on insurance, medicine, education, and FMCG four scenarios, and the number of transactions Reached 502 million transactions, with a transaction value of 146.647 billion yuan, a year-on-year increase of 267.51%.

The “Three Times” of China Merchants Bank

China Merchants Bank started from Shekou, Shenzhen, and has been crowned as the “King of Retailing” in the banking industry for 40 years of ups and downs. Along the way, it is inseparable from the three presidents’ keen insight into market changes and their strong courage to actively reform.

Wang Shizhen He was the first president of China Merchants Bank and served for 14 years. Under his leadership, China Merchants Bank evolved from a wholly-owned bank of China Merchants into a standard joint-stock commercial bank, and gradually got rid of the restrictions of regional banks, and basically formed a national commercial bank. Pattern.

Wang Shizhen and other leaders also made the decision to quickly establish a computer system for China Merchants Bank, and set a clear mid-term goal: to complete the computerization of basic business processing within three years, and to complete the computerization of all business processing within five years. This has laid a good foundation for China Merchants Bank to carry out digital transformation in the future.

Year 1999, Ma Weihua He took over as the president of China Merchants Bank and fully started the construction of China Merchants Bank’s online banking after taking office, becoming the first commercial bank in China with online financial services. The opening of China Merchants Bank’s online banking became the starting point for its retail business.

In 2010, after realizing that the profit growth achieved by large-scale capital consumption and profit margins in the past was difficult to sustain, Ma Weihua led China Merchants Bank to implement the goals of reducing capital consumption, increasing loan pricing, and controlling financial costs. “Secondary transformation”. Like Wang Shizhen, Ma Weihua has also been at the helm of China Merchants Bank for 14 years.

year 2013, Tian Huiyu Taking over as the president of China Merchants Bank, China Merchants Bank has ushered in a new era in which it is fully embarking on the road of “finan-tech banking”.

Under the leadership of Tian Huiyu, China Merchants Bank proposed “mobile first” in 2015, consciously using APP as its main business position.

In 2016, China Merchants Bank mentioned fintech in its annual report for the first time, proposing that the bank’s “premature power” must be used to advance its fintech strategy, and in its 17-year report, it proposed to be a “finan-tech bank”.

Under the leadership of Tian Huiyu and other leaders of China Merchants Bank, at the end of 2019, China Merchants Bank invested 9.361 billion yuan in information technology, a year-on-year increase of 43.97%, which is 3.72% of the company’s operating income.

China Merchants Bank attaches great importance to science and technology investment, and its investment in information technology has far exceeded that of most banks over the years. Public information shows that the annual financial technology budget of China Merchants Bank is determined at 3.5% of the previous year’s revenue.

Recently, Tian Huiyu said in an interview that China Merchants Bank’s investment in information technology has reached 12 billion yuan in 2020. Based on this figure, Leifeng.com calculates that China Merchants Bank’s IT investment will account for more than 4% of the company’s operating income in 2020.

Especially for consumers who are going to buy a three-row SUV, among the Volkswagen models with a price range of 300,000 to 400,000, should they choose the fledgling scene or the Tuon that has been in the market for many years?

To this end, we selected the 2021 380TSI four-wheel drive R-Line extension version with a pre-sale price of 345,000 yuan, and compare it with the 2021 380TSI four-wheel drive luxury version of Touron, which is priced at 342,000 yuan. Take a look at these two models. For models with a price difference of only 3,000 yuan, who can be better in this dialogue between North and South Volkswagen.

From the appearance point of view, the front face design of Lanjing has a strong sense of hierarchy. The front surround is decorated with a lot of chrome elements. The side of the body looks very slender. The rear part uses a lot of horizontal lines. The upper part is a through-type taillight. There is a distinct sense of layering.

The mid-term facelift of the Touron adopts a new front face design. The overall outline of the headlights has changed significantly. The interior is upgraded to IQ.Light full LED matrix headlights. The penetrating LED light strips and the flat Volkswagen LOGO in the center of the front can also be used. Lights up, it feels like a new energy vehicle.

The taillights of Touron use the same through-type design as the headlights, and the central LOGO can also be lit. With the design of running water turn signals and through-type chrome bars, the texture has been significantly improved.

In terms of the wheelbase of the vehicle body, the length, width and height of Lanjing is 5152/2002/1795mm, and the wheelbase is 2980mm; the length, width and height of Tuon is 5052/1989/1773mm, and the wheelbase is 2980mm. In contrast, the landscape is better than Tuon.

Embellishment pictures

Tuang Interior Pictures

In the interior, the full LCD instrument panel is used in the interior, with a floating central control multimedia touch screen. The three-spoke multi-function steering wheel and the lever-type electronic shift mechanism are matched with each other, and the level of the central control is well-prepared. The platform design further enhances the sense of technology and luxury in the car.

In contrast, Touron’s interior is consistent with the old model. The classic Volkswagen family design makes people unable to pick out too many faults.

In terms of power, Lanjing is equipped with a 2.0T engine of model EA888-DPL, which is consistent with Touron. Among them, the 330TSI version has a maximum power of 186 horsepower and a peak torque of 320 N·m; the 380TSI version has a maximum power of 220 horsepower and a peak torque of 350 N·m, and the engine is matched with a 7-speed wet dual-clutch transmission. box.

The difference is that the official zero-hundred acceleration of the 380TSI four-wheel drive R-Line extension version is 9.2 seconds, and the combined fuel consumption of the Ministry of Industry and Information Technology is 8.6 liters; The fuel consumption is 8.5 liters.

In addition, in terms of configuration, although this selection is more expensive than the route, it also has additional functions such as merging assistance, lane departure warning, active braking, and steering wheel shifting.

Say a few more words

In general, through comparison, Tuon’s biggest advantage is that it has a certain consumer base after the market test, while the biggest advantage of Lanjing lies in being younger and more equipped.

To be honest, it was born at the same root. From the perspective of platform architecture and Volkswagen’s two-car strategy, Lanjing and Tourang are targeting the medium and large SUV market with a price range of 300,000 to 400,000 yuan. The volume is full of flavor.

For many years in a row, fishing and netting activities of people in the West are no longer as exciting as before. What can I say, when the water does not jump from the shore, fish and shrimp from upstream cannot follow the current but return. People had to look forward to the flood season in weariness. Uncle Tho has more than 30 years of fishing and netting on the Tien River. He is considered a master who knows the river and has the most experience in catching fish in the area. He knows each type of bait is specific to a certain type of fish, where there is a whirlpool and what fish to use the appropriate catcher. He is also a witness to all the changes on the river – where he and many other fishermen find a way to make a living, from the beginning of their career to the present. In the past, at the headwaters of the Tien River, the two banks of Tan Chau town and Hong Ngu town, almost always crowded with boats to catch fish. The most exciting is still in the floating season, when the spirit fish come from upstream, fishing activities not only take place during the day, but the river also shimmers with the lights of boats and boats to catch fish at night. Groups of people work together to pull nets and pour each batch of spirit fish onto the boat to be transported to the shore in time for buyers to make fish sauce and cook fish sauce. Or sometimes, just caught a mallet, a cotton ball, etc., people sell it right on the boat. Thanks to that, the whole river seems to be always bustling and bustling. Prepare nets to catch fish “Just every time the fish is thrown out, the fish sticks from the lead up to the top of the net, unable to remove it in time. And every time we unload the scrub to catch fish, I say it’s as fun as the festival,” said Mr. Uncle Tho continued: “But that was in the past, when it was far away, there were no more fish in the river.” Mr. Quy (35 years old), a fisherman on the bank of Tan Chau landslide, also joked: “One day, he hit a catch of big pangasius and snakehead fish. I knew right away that it wasn’t river fish, but fish that escaped from the rafts, but now it’s hard to catch such big fish.” A few years ago, because they could not bear with a moderate life, many fishermen decided to sell all their boats and canoes to take their families to Binh Duong to find a new job. Uncle Tho and Quy also went to Ho Chi Minh City to find a way to make a living. But soon, they returned to their profession, to the river… As something unknown, always associated them with this profession of lowering silver. “When I’m lucky, I can catch some cotton balls, I bring them down to the town market to sell them for a good price. Any unlucky meal is enough for 2 meals. Now I can’t catch fish to get rich like before, but I’m never hungry when I’m hungry,” said Mr. Tho optimistically. Then every day twice a day, they throw the motorboat out to the river, visit the nets, some pre-ordered fishing boats and then return with small achievements. The profession of “aunt and uncle” to them is not simply a profession, but it also seems to be a career. The river with them, is not only a place to make a living but also a place of affection.

Whether it’s the elegance and familiarity that women in the workplace like,

Still the high street fashion pursued by avant-garde women,

Among domestic designer brands,

You can find unique styles.

Nowadays, domestic brands not only do not lose the big names in quality, but also have more diverse design styles. In the context of the rise of the national tide, Mr. Robb has selected some national tide brands that have a sense of design and high quality at the same time. In this issue, let us take a look at those national tide forces that do not lose the big names.

All-match real wear

Usually, most of the foreign brands we see, whether it is high street or high-end, are based on European and American figures. Domestic designer brands are closer to the Asian figure in style, so they are more practical.

In particular, some designer brands that pay attention to the degree of wearability retain the sense of design in the series, but at the same time it does not look too grand and exaggerated.

REINEREN is a personal brand founded by designer Ren Qian in 2012. It is influenced by the classic style of French women. The brand’s design concept is mainly “new elegance”. The overall design style is more suitable for the “new French style” of Chinese women. The single product is simple and attractive and has a sense of design.

REINEREN will have a specific theme every season, and the single products launched are not only in real wear but also in recognizable details. For example, the latest season used wild animal pattern elements, but combined with a more neat and casual silhouette, after putting on the body, it will not be too sexy and exaggerated.

Many designer brands like to take Lookbook as a pioneer, with outstanding visual effects but no reference. However, almost every set of REINEREN’s Lookbook can be copied, especially suits, which are especially suitable for independent working women with taste.

Wearing REINEREN as a set has a sense of sight of a big woman with full aura, so many celebrities and bloggers often wear REINEREN’s Total Look during shooting.

Deepmoss is one of the most worn brands among domestic designer brands. This brand, founded in 2013, has attracted more and more attention in recent years. The design is simple and elegant with Chinese style. It is very suitable for light mature women who like to wear low-key and comfortable clothes while pursuing texture.

The most distinctive and popular brand of the brand is the Mizusawa series. The fabrics are very distinctive, inspired by the shape of water, presenting a sparkling texture.

Deepmoss often uses clever waist waist design on the silhouette. For Asian women whose waistline is not obvious, the upper body is not only thin, but also looks very light and straight.

Generally speaking, the design style of Deepmoss is not particularly exaggerated in daily wear, but the details are very design. Even if you attend some formal occasions, you will not be rude. Zhang Liangying and Yu Kewei have worn many Deepmoss costumes.

New style

Many people choose domestic designer brands to fancy national style design, and now there are many domestic designers who are good at reinterpreting national style elements with more modern design language.

The designer of Samuel Gui Yang, Yang Guidong, likes to express traditional Chinese style in more obscure language. In Samuel Gui Yang’s design, you can see common Chinese elements such as buckles, embroidery, and oriental flowers, but their use is very restrained, combined with a more simple and modern silhouette, and the overall look is charming. Also fashionable, not too “the most dazzling national style.”

In addition to the common Chinese elements, Samuel Gui Yang also used ethnic costume details such as flat-sleeved designs, Chinese stand-up collars, woven pendants, etc., to truly retain the craftsmanship of traditional costumes, instead of blindly improving Westernization.

The brand’s new products are inspired by the styles of Hong Kong stars in the 70s and 80s. They don’t need too many Chinese elements. They only use bright Chinese colors and unique silhouettes to present the charm of a new-style oriental woman.

Generally speaking, Samuel Gui Yang is especially suitable for temperament women who like Chinese design. Whether they are young girls or mature women, they have a gentle and mysterious oriental charm after wearing them.

If Samuel Gui Yang’s national style is strong and full of charm, Ms Min’s new national style is even cooler. The designer Liu Min is good at blending traditional Chinese elements into contemporary fashion in a silent and moisturizing way, and has both modern and traditional beauty.

The three themes at the core of the brand design are “Qiyun, Rhythm, and Silhouette”. The colors are elegant and distant, and the silhouette is comfortable and casual. After wearing it, it can present a texture that merges with the body.

Unique tailoring is the biggest feature of Ms Min. The designer finds a good balance between Eastern and Western tailoring, so that the clothes should look tall and straight, but also have a sense of space.

In addition to women’s clothing, the men’s clothing launched by Ms Min also embodies this new Chinese style full of Zen. The blockbuster filmed by Deng Chao for the brand’s XIAN SHENG series appropriately reflects this modest, polite and gentle Chinese gentleman. temperament.

Vintage court

In recent years, the retro trend has swept the fashion circle again. Although the retro-style design is generally Western-style, some Chinese designer brands have also made retro-style clothing that is more suitable for Chinese people.

Ming Ma is a personal brand of the same name founded by designer Ma Ming who graduated from Central Saint Martins Design Institute. Although it has only been established for about three years, it has become the first choice for many celebrities and fashion bloggers to attend events.

The brand’s design style is very recognizable. The designer especially likes to use puff sleeves, floral embroidery and other palace elements. The colors are also very light and lively. The overall style is romantic and girly, especially good at producing all kinds of fairy skirts.

In addition to light dresses suitable for party gatherings, Ming Ma also has many designs that can be worn daily. For example, like Song Qian, you can use a court-style jacket with casual jeans, which is playful and casual.

SHUSHU/TONG was established by two post-90s designers Jiang Yutong and Lei Liushu. The two had interned in independent designer brands Simone Rocha and Gareth Pugh. Therefore, in the design of SHUSHU/TONG, you can see the three-dimensional profile of Gareth Pugh. Shape, with the sweet court of Simone Rocha.

The sweet “cool girl” with a public personality is a representative image of SHUSHU/TONG. Designers like to use girly elements such as lace and bows. At the same time, the three-dimensional profile shape brings sweet but not greasy coolness.

Although the overall style is more girlish, SHUSHU/TONG can also mix and match mature and noble styles. For example, Song Yanfei mixes and mixes skirts with palace-style tops to create a retro look of domineering imperial sister.

Avant-garde trend

In recent years, there have been more and more national fashion brands focusing on street style, and the price range of clothing is wide. In this issue, we focus on recommending two designer brands that have brand characteristics, do not follow the trend, and have a sense of design.

Calvin Luo is a brand of the same name founded by designer Luo Yucheng in 2014. The design is very close to the international trend. He is especially good at using deconstruction style. Through the splicing and asymmetric design of different fabrics, common items become more avant-garde and fashionable.

For example, the asymmetrical off-shoulder knit top worn by Victoria Song and Zhang Shaohan, the asymmetrical design is just right to expose the skin, making the overall look lighter and feminine.

The most popular items of the brand are suit jackets and skirts. After the plain suits are added to the asymmetrical deconstruction design, they look younger and more street-like, and Calvin Luo likes to use the “X” profile to improve the details of the waist curve and make the figure fit. It looks more upright and tall, so it is especially popular with female stars.

Calvin Luo’s menswear line has become more and more popular recently, and boys in deconstructed suits are also extraordinarily handsome and stylish. Popular idols such as Zhang Yixing and Cai Xukun wore Calvin Luo’s men’s suits.

SMFK was established in 2016. The brand name is composed of the first and last letters of the English names of the founders Sam (Ren Yi) and Frank (Liu Yuchen). It is the most popular national trend brand. It became an instant hit at the beginning of its establishment. It has been a veritable “explosive model maker” since its establishment more than four years ago. Many young idols often wear SMFK in their private clothing essential items.

SMFK’s design style is generally on the sports fashion route. It is good at incorporating street sports styles into basic clothes, which is very in line with the current Athflow trend.

SMFK is different from some national fashion brands who only like to make a fuss about printing, and put a lot of energy on the layout and tailoring. Many of the products are of one-size-fits-all, which looks good on the upper body without being too exaggerated. It is very suitable for young people who like street style but don’t want to wear big brands.

After reading the content of this issue,

Do you have a new understanding of domestic brands?

I hope that while you have more choices,

You can also pay more attention to domestic brands in shopping,

Letting support for domestic products is no longer just a slogan.

Text / EVA

Figure/ Brand, Network,

Weibo (copyright belongs to the author)

Edit/carl

New Media Executive/JESSICA

Editor in charge / LENNY

The move comes nearly two months after the submarine KRI Nanggala sank off the island of Bali during training and China increased its activity near the Natunas. According to analysts, the frigate deal with Italy highlights Jakarta’s concerns after being “intruded into its territorial waters” by Beijing’s ships. An Indonesian navy ship leaves to rescue the sunken submarine Kri Nanggala. Photo: Xinhua News Agency SCMP cited a leaked document revealing that the Indonesian Defense Ministry is expected to propose a budget of 124 billion USD, to be divided over 5 years. This is three times more than five years earlier ($38.8 billion). At the same time, the website of Fincantieri Shipbuilding Company (Italy) confirmed that Jakarta has signed a contract to buy 6 new FREMM multi-purpose frigates and 2 used Italian MaStrale frigates. The two MaStrale ships will be delivered after the Italian navy retires them. “The agreement underscores the importance of strengthening cooperation between the two countries in the strategic Pacific region,” Fincantieri said. “The destroyer agreement shows that European countries are increasing their engagement in the Indo-Pacific region,” said Muhamad Haripin, a researcher at the Political Research Center of the Indonesian Academy of Sciences. European countries increasingly respond to the foreign policies of US President Joe Biden, against the rise of China in the region. According to Mr. Haripin, Indonesia is in need of more patrol boats to monitor the 54,000 km long coastline and vast waters. “Indonesia is concerned about China’s growing assertiveness in the Indo-Pacific region. It realizes that the rivalry between China and the US can affect regional stability but does not want to interfere. attend directly,” said Mr. Haripin. China claims to have fishing rights in the North Natuna waters and sends fishing boats and coast guard to the area, but Indonesia objected.

The annual report shows that in 2020, CITIC Bank invested 6.926 billion yuan in science and technology, an increase of 24.43% year-on-year; the number of science and technology personnel in CITIC Bank has quadrupled in two years to 4190.

With the increasing investment in technology, the achievements of China CITIC Bank’s digital transformation are gradually emerging:

China CITIC Bank and its peers have established a large-scale blockchain cooperation ecology among domestic banks, and the cumulative transaction volume of the blockchain trade finance platform has exceeded 10 billion yuan

China CITIC Bank successfully put into production the first independent distributed core system of domestic medium and large banks-Lingyun Engineering

China CITIC Bank has nearly 800 application scenarios for intelligent robots (RPA), the branch application coverage rate exceeds 80%, and the average business operation efficiency has increased by more than 20%.

On March 15th, Li Qingping, who has a “financial iron lady”, resigned as chairman of China CITIC Bank, and Zhu Hexin, who was the former vice governor of finance, took over. Zhu Hexin is an “old Bank of Communications” with more than 20 years of experience in the financial industry. Under his leadership, CITIC Bank’s layout in the field of financial technology may undergo major changes.

Build a digital CITIC Bank

China CITIC Bank, founded in 1987 and headquartered in Beijing, is one of the nationwide commercial banks. Its total assets exceed 7 trillion yuan and the number of employees is nearly 60,000.

In the “Top 100 Chinese Banking Industry 2020” released by the China Banking Association, CITIC Bank ranked 11th according to the ranking of core Tier 1 capital. In this ranking, China CITIC Bank surpasses China Everbright Bank and is second only to Minsheng Bank.

CITIC Bank, like CITIC Securities, CITIC Construction Investment Securities, CITIC Trust, CITIC Prudential Life and other companies, is one of the subsidiaries of CITIC Group.

In 2020, China CITIC Bank, together with other CITIC Group subsidiaries, provided customers with a combined financing scale of 107.82 billion yuan, a year-on-year increase of 68%, breaking the “one trillion” mark for the first time.

On March 25, China CITIC Bank Co., Ltd. released its 2020 annual performance report. The report shows that China CITIC Bank will achieve revenue of 194.731 billion yuan in 2020, a year-on-year increase of 3.81%.

In recent years, China CITIC Bank has continuously increased its investment in financial technology.

In 2020, CITIC Bank invested nearly 7 billion yuan in technology, an increase of 24% over the previous year, and technology investment accounted for 3.56% of operating income.

As of the end of 2020, CITIC Bank has 4190 scientific and technical personnel (excluding subsidiaries), a year-on-year increase of 31.68%, and CITIC Bank’s scientific and technical personnel accounted for 7.60%.

The number of scientific and technological personnel in CITIC Bank has quadrupled in two years, which is also a supplement to the upcoming larger-scale digital transformation.

At the beginning of this year, China CITIC Bank released a new three-year development plan, proposing to use high-tech as the engine and high-quality development as the theme to strengthen the development of light and intensive.

In order to achieve high-quality development goals, The financial technology structure of China CITIC Bank has been adjusted to “three committees, two departments, and two centers” . Compared with 2019, China CITIC Bank has added a new data management committee to its 2020 annual report.

At the same time, China CITIC Bank also proposed the implementation path of “one reform, two transformations and three challenges”. In response, China CITIC Bank proposed to accelerate digital transformation and light capital transformation.

In terms of ecological scenario layout and corporate cooperation, China CITIC Bank has jointly built more than 5,500 scenarios with hundreds of partners such as UnionPay, Didi, JD.com, etc., serving 5.2 million users and accumulating 390 million capital transactions.

In cooperation with artificial intelligence-related applications, China CITIC Bank has launched cooperation with the three Internet giants of BAT, and other well-known artificial intelligence application technology manufacturers such as Megvii, HKUST Xunfei, Tongdun and Bangsheng, enriching itself in various fields. Artificial intelligence applications on business lines.

CITIC Bank AI combat

Artificial intelligence platform

As early as 2017, the artificial intelligence platform “CITIC Brain” independently developed by China CITIC Bank was fully launched.

In 2018, “CITIC Brain” initially has the ability to provide intelligent services for retail, corporate, custody, and compliance.

In 2020, with the “CITIC Brain” as the main engine, CITIC Bank will build an “AI Model Center” and an “AI Efficiency Center”, implement 307 “AI + data” precision models, and serve more than 10 million customers intelligently in real time.

Among them, wealth management AI intelligent recommendation achieved online sales of 232.65 billion yuan, landing strategic customer equity chain applications, and increasing management assets by more than 52.2 billion yuan.

Intelligent risk control

The 2020 annual report shows that China CITIC Bank has accelerated the practice of intelligent risk control, independently developed real-time intelligent anti-fraud and anti-money laundering systems, with an accuracy rate of 90% for real-time transaction monitoring and interception, and offline risk control screening and intercepting more than 17,000 risk events.

The bank’s credit card center uses big data, machine learning, cloud computing and other intelligent technologies to introduce multi-dimensional new data to enrich customer risk profiles. In 2020, a total of 26 full-process credit risk scoring cards will be iteratively optimized, effectively improving the ability of risk control and precise policy implementation; Through machine learning algorithms, it has achieved a new breakthrough in more efficient and accurate risk decision-making capabilities, and realized a 20% increase in transaction amount.

In 2018, China CITIC Bank and Bangsheng Technology reached a cooperation in the construction of risk control and anti-fraud, and contributed to the upgrade of CITIC Bank’s intelligent real-time risk control system.

In the same year, China CITIC Bank also reached a cooperation with Tongdun Technology. Tongdun Technology provides smart risk control middle-office services for China CITIC Bank Credit Card Center.

Smart marketing

According to the 2020 annual report, China CITIC Bank expanded its new customers by 12,800 new customers by increasing digital marketing and using the chain-based customer acquisition and product customer acquisition model, driving a deposit growth of 53.9 billion yuan.

In addition, CITIC Bank has also actively developed a retail business system, which has boosted the scale of assets by nearly 200 billion yuan, and the AI ​​smart recommendation for wealth management has achieved CITIC Bank’s online sales scale of more than 230 billion yuan.

In 2017, China CITIC Bank cooperated with Suoxinda Holdings, a global financial AI big data and integrated intelligent marketing solution manufacturer, and introduced Suoxinda AI, big data and other leading technologies and end-to-end digital intelligent marketing overall solutions to comprehensively build CITIC Bank Leading digital marketing system.

Smart Customer Service

In October 2018, China CITIC Bank Mobile Banking launched an intelligent voice service product to help visually impaired users experience barrier-free mobile financial services.

With the support of Tencent Cloud’s intelligent voice and semantic understanding technology, China CITIC Bank’s mobile banking intelligent voice service has achieved rapid upgrades.

With the help of intelligent voice technology, CITIC Bank’s customer service robots can meet the needs of scenarios such as question and answer, transfer tasks, account query tasks, financial tasks, small chats, etc., and provide solutions for complex financial transaction scenarios.

In the same year, China CITIC Bank also cooperated with HKUST iFLYTEK in intelligent customer service.

Robo-advisor

CITIC Bank’s robo-advisory product-“Xinzhitou”, on the basis of agency fund sales, integrates technologies such as big data analysis and quantitative financial models.

“Xinzhi Investment” analyzes the customer’s investment pain points from the three stages of pre-investment, investment, and post-investment, and provides customers with a complete set of fund investment solutions based on the customer’s profile and target risk strategy.

Lu Tiangui, the current business director of CITIC Bank, once introduced the three highlights of Xinzhi Investment in 2018:

One is to intelligently match target risks and simulated returns based on the customer’s risk assessment results, and recommend the most suitable product combination. According to reports, Xinzhi Investment has built an intelligent risk assessment model based on multi-dimensional data analysis of more than 2 million customers.

Second, Xinzhi Investment not only has forward-looking market analysis by investment research experts and professional research on underlying products, but also uses big data, investment models, and intelligent algorithms to make up for the lack of human computing power.

Third, the user experience is convenient. CITIC Bank searches for the optimal combination from more than 4,000 funds, and directly pushes the recommended asset allocation combination to users. Users make decisions, purchase with one click, and enjoy follow-up services. Experts continue to track the macro market and Bottom product situation.

Core system

In 2020, China CITIC Bank successfully put into production the first autonomous distributed core system (Lingyun Project) of domestic medium and large banks.

As the first to be put into production in China, the new generation of cloud-based credit card core system with independent intellectual property rights-the new core system of China CITIC Bank Credit Card StarCard, will be the first anniversary of stable operation in 2020.

The data shows that StarCard has successfully carried the operation and management of 110 million accounts. The peak transaction value is as high as 4,500 transactions per second, which is more than three times that of the original system. The average transaction response time is only 36 milliseconds, which is effective for satisfying, membership days, rush to buy, and marketing. Activities, Double Eleven Shopping Festival and other high-frequency trading application scenarios.

At the same time, the bank’s credit card center has steadily promoted the construction of the second phase of the upgrade of the new core system of StarCard, and has completed 30 planned subprojects of the second phase, and implemented “second-level” real-time and intelligent data business scenario services.

Blockchain

The 2020 annual report shows that the China CITIC Bank blockchain platform is the first to pass 5 credible evaluations of the China Academy of Information and Communications Technology at one time. The blockchain forfaiting trading platform has been recognized by the People’s Bank of China and upgraded to a national industry platform.

The blockchain forfaiting trading platform is a large-scale blockchain cooperation ecosystem between domestic banks established by China CITIC Bank and its peers.

At present, the cumulative transaction volume of the blockchain trade finance platform has exceeded 10 billion yuan.

cloud computing

In 2017, China CITIC Bank launched an ecological financial cloud platform. It is understood that the cloud platform is operated by financial institutions, technology companies, professional institutions, regulatory agencies, etc., in accordance with the mechanism of division of labor.

In the 2018 annual report, 53% of CITIC Bank’s applications have been migrated to the cloud platform, and the system deployment efficiency has increased by more than 20%.

In the 2020 annual report, the overall cloudification rate of China CITIC Bank’s infrastructure reached 96.71%, and the infrastructure resources have T+1 day delivery capabilities.

At present, China CITIC Bank pointed out that it has completed the first stage of production of the bank-level data lake, and the basic data platform of “one lake, one database” has been basically completed, and the overall processing performance has increased by more than 50%.

RPA (Intelligent Robot)

In 2019, Daguan Data won the bid for the AI ​​project of CITIC Bank Credit Card Center to provide it with RPA products and technical services.

The 2020 annual report shows that there are nearly 800 application scenarios for CITIC Bank’s intelligent robot (RPA), the branch application coverage rate exceeds 80%, and the average business operation efficiency has increased by more than 20%.

With online processes, mobile approvals, and intelligent customer identification, China CITIC Bank has shortened the time it takes to open public accounts by approximately 30%.

Biometrics

In terms of fingerprint recognition, China CITIC Bank and Lenovo Venture Capital Group’s subsidiary “National Authentication” reached a cooperation in 2018 to deploy a fingerprint login function module in the new version of mobile banking 4.0. Users only need to turn on the fingerprint login function to experience extreme speed Easy and quick to log in.

In the direction of face recognition, China CITIC Bank applied Megvii Technology’s face core product in 2018.

mobile bank

In the construction of mobile banking, China CITIC Bank is speeding up the construction of a multi-application ecological network with mobile banking as the main operating position and small programs as light touch points.

The dual APP of China CITIC Bank’s mobile banking and mobile card space is upgraded to version 7.0, and realizes interconnection; mobile banking APP 7.0 realizes the version switching that changes according to the customer, and on the basis of the popular standard version, it covers overseas finance, the elderly, and private banks. Five characteristic customer groups, small and micro, and foreign, provide personalized and exclusive services.

In the first half of 2020, China CITIC Bank has 10.85 million monthly active mobile banking (MAU) accounts, a year-on-year increase of 17%, and China CITIC Bank’s credit card APP “Moving Card Space” has 13.24 million monthly active users (MAU), an increase of 12% year-on-year.

As of the end of 2020, China CITIC Bank has 26.155 million online monthly active users, of which mobile banking APP transaction amount has increased by 20.66% over the previous year, and the replacement rate of e-banking transactions has reached 99.54%.

In terms of channel co-building, China CITIC Bank has also continued to strengthen online service integration. The mobile banking APP successfully launched the online business hall services of CITIC Securities and China Securities Construction Investment Securities, and jointly launched the CITIC Academy function with CITIC Publishing Group.

President Fang Heying: Build a first-class technology-based bank

At present, the senior management organization structure of China CITIC Bank presents a pattern of six presidents with “one director and five associates”.

On the evening of March 15, Li Qingping, the former chairman of China CITIC Bank, handed in her resignation. At the same time, the board of directors has elected the chairman of CITIC Group Zhu Hexin as the chairman of the bank, and the president of China CITIC Bank Fang Heying as the vice chairman.

Among them, President Fang Heying is a 25-year veteran of China CITIC Bank.

Since 1996, Fang Heying has worked at China CITIC Bank, where he has served as the bank’s financial market business director, Hangzhou branch president, and Suzhou branch president.

Now 55, he addressed the shareholders on behalf of China CITIC Bank in the 2020 China CITIC Bank Annual Report just released.

Looking forward to the next three years, Fang Heying stated in the annual report president’s speech that he will continue to increase investment in science and technology. Accelerate the digital transformation and build China CITIC Bank into a “first-class technology bank” , Through the same direction of technology and business, to drive more innovation and bring about greater changes.

At the level of financial technology, Lv Tiangui, the business director of CITIC Bank and the proposed vice president, also said in response to a question from a reporter from the Economic Information Daily that the goal of CITIC Bank is to build two major platforms in technology and data within three to five years. “Support and promote the transformation of the bank’s operation and management from informatization and digitization to intelligence, forming an agile + intelligent innovation system, and becoming a first-class technology-driven bank.”

Lu Tiangui also said that digital transformation has now been upgraded to a bank-wide strategy to promote the entire process of systematic changes from technology application, model innovation, process reengineering to organizational remodeling, and promote the improvement of the bank’s governance system and the improvement of governance capabilities.

Hongmeng’s advantages are mainly reflected in device compatibility and system fluency. Huawei’s purpose in building this system is not to replace Android, but to build an era of the Internet of Everything.

In terms of fluency, because Huawei Hongmeng adopts the micro-kernel distributed design concept, mobile phones equipped with Hongmeng OS are more smooth to use than Android models, and the actual experience does not even lose to Apple’s iOS. As for the shortcomings of Hongmeng OS, it is the immature ecosystem. Compared with Android, which has been developed for so many years, Huawei’s ecological construction of Hongmeng is indeed not perfect. .

Honor mobile phone users are also looking forward to upgrading the Hongmeng OS. The official announcement of the upgrade plan will have to wait until the fourth quarter for the first batch of products. Insiders revealed that the reason is that Huawei and Honor have disputes over the ownership of the old models. It was not until March and April this year that the two parties confirmed their joint maintenance. As it was determined that it was too late to upgrade the Hongmeng system, the adaptation time was delayed by about half a year compared to Huawei. In order to allow more consumers to enjoy Hongmeng OS, the latest news indicates that the plan may be greatly advanced.

Recently, it has been reported that Dong Mingzhu has expressed his own opinions on the Hongmeng system and that Gree will be connected to the Hongmeng system as soon as possible. Dong Mingzhu said: Gree will be connected to the Hongmeng system in the future. Huawei is the most up-and-coming one, which makes us proud. We must learn from Huawei. Huawei will always be our big brother. Huawei is the first and Gree is the second. In fact, before that, Dong Mingzhu had also publicly stated that Hongmeng System, and their Gree appliances had also signed a cooperation with Huawei. In order to allow major manufacturers to adapt as quickly as possible, Huawei even donated Hongmeng’s infrastructure for major operators to develop.

Recently, it has been reported that Dong Mingzhu wants to enter a new field and invest in Taobao’s recently popular Taobao mobile phone software, from thousands of dollars of Adidas Nike and other sports shoes, to major fashion brand clothing, to tens of thousands of LV Rolex For famous bags and watches, only one or two hundred in the shopping, but the quality has reached the European and American standards. Everyone downloads the shopping crazily. In just two years, the shopping has caused a storm of trends in first- and second-tier cities!

Huawei welcomes major manufacturers to work together to achieve the joint construction of the foundation. At the same time, companies similar to Gree can build their own systems through redevelopment of the Hongmeng infrastructure, without the need to build from the most basic architecture.

In addition to speeding up the pace of mobile phone upgrades, third-party brands are also very active in adapting to the Hongmeng system. Brands such as Gree, Midea, and Joyoung have completed partial access to the Hongmeng system.

In addition to smart home appliances such as air conditioners, which Gree is good at, Gree has not given up the mobile phone business. Dong Mingzhu insisted that “Gree will continue to make mobile phones. Gree mobile phones do not challenge the ambitions of the mainstream market of brands such as Huawei and Xiaomi, but hope to find a way out through customized mobile phones. It is not ruled out that the mobile phone of the Huawei Hongmeng system is customized, and in terms of the insignificant volume of Gree mobile phones, joining the Hongmeng camp is the most suitable brand and will not cause overreaction.

Friends, has your mobile phone upgraded to Hongmeng system? If you are not a Huawei mobile phone, do you want your brand to join the Hongmeng camp? Welcome to leave comments and express your views and opinions.

Because of taxes and bans How tobacco companies are realigning themselves

Status: June 8th, 2021 4:00 p.m.

The big tobacco companies still make billions in profits with cigarettes. But after decades of success, BAT, Altria & Co. are slowly turning around in the face of increasing bans and rising tobacco taxes. They are still running an extremely lucrative business. But the revenues and profits of the large tobacco companies are likely to come under further pressure in the coming years. New restrictions could reduce profits, higher taxes are supposed to increase government revenues in the Corona crisis and will further increase the prices for the “blue haze”. The first increase in tobacco taxes since 2015 is due in Germany. In the spring the governing parties CDU, CSU and SPD agreed on the framework conditions for tax increases . This should generate additional revenues of 11.3 billion by the end of 2025. A good half of this should be collected more through the classic tobacco tax, e-cigarettes should generate tax revenues of three billion euros and less harmful products in the industry should also contribute almost two billion euros. These include tobacco heaters that manufacturers had brought onto the market in recent years. The tax increases are to start gradually from 2022.

“Smoke-free Germany” called for

This is another turning point for tobacco companies after the sale of menthol cigarettes was banned in the EU in mid-2020. But the tax hike does not go far enough for health organizations. Significantly higher taxes are necessary to get people to stop smoking, according to a statement from the German Cancer Research Center (DKFZ). On the occasion of World No Tobacco Day on May 31, the non-smoking alliance and the German Society for Pneumology and Respiratory Medicine (DPG) called for a “smoke-free Germany” by 2040. There should still be a long way to go until then. Tobacco consumption fell by around 30 percent between 2011 and 2020. However, just under a quarter of adults in Germany still smokes.

Billions in income from cigarettes

The tobacco companies, for which Germany is an important but not a decisive market, have been changing direction for years, but Altria, Philip Morris International and British American Tobacco (BAT) continue to make good money with traditional cigarettes. BAT, for example, earned around £ 6.4 billion net last year, a large part of which was paid out to shareholders in the form of a dividend. And the current business forecast for the first half of the year, which was published today, does not read badly from the company’s point of view: The group expects growth of more than five percent for the current financial year. This also exceeds the previous forecasts. According to BAT, products of “new categories” such as e-cigarettes and tobacco vaporizers are more important. According to earlier information, the tobacco giant intends to win around 50 million customers for the vaporizer in the next ten years; the total customer base is currently 150 million. Big competitors Altria and Philip Morris are also well represented in the e-cigarette and tobacco vaporizer business. But without writing off the classic cigarette. Philip Morris Germany, for example, recently increased production at the Dresden plant. Due to temporarily closed borders in the pandemic, the demand for cigarettes from domestic production even increased. The company also saw higher demand for “fine-cut” tobacco. It is used for rolling cigarettes – smokers are increasingly looking for inexpensive alternatives to cigarettes from the pack.

Tobacco vaporizers and cannabis products

The coming years will show how quickly the tobacco companies can change course strategically. Some of the manufacturers want to offer new products without nicotine, but with caffeine. They also work on cannabis products. Further legalization of cannabis could open up new billion-dollar revenue streams for them. However, the pressure on the classic cigarette from the state is likely to accelerate and at the same time burden this process of change on the part of providers. This applies above all to the world’s most important sales market for tobacco multinationals, the USA: According to media reports, the new US government under Joe Biden wants to reduce the nicotine content of cigarettes to such an extent that they should no longer be addictive. In addition, menthol cigarettes could also face a ban in the USA.

Tian Huiyu attaches great importance to the development of financial technology. In the more than 2,000 words of the “President’s Address” in the China Merchants Bank’s 2019 annual report, he mentioned a total of 6 “technology”, 9 “transformation”, and 14 “digitalization”.

Since taking office in 2013, Tian Huiyu has been pushing China Merchants Bank to “run wildly” on the road of technology.

“We have made a clear-cut proposal to build a financial technology bank, and take the exploration of digital business models as the main direction of the second half of the transformation.” Tian Huiyu said in the 2019 annual report.

Thanks to the efforts of Tian Huiyu and other people from China Merchants Bank, China Merchants Bank’s “technological strength” has been at the forefront of the industry.

• At the end of 2019, CMB’s investment in information technology was 9.361 billion yuan, an increase of 43.97% year-on-year, which was 3.72% of the company’s operating income; in 2020, CMB’s investment in information technology reached 12 billion yuan
• In December 2020, China Merchants Bank and JD.com jointly won the second direct banking license in China. China Merchants Topology Bank will fully adopt an online business model and explore new forms of banking in the future
• As of January 10, 2021, the CMB App has accumulated 145 million users and 60.25 million monthly active users

The emergence of the epidemic will bring more complicated situations and tests to banks in 2020, and China Merchants Bank’s performance last year was relatively stable. According to the performance bulletin published on January 14, China Merchants Bank achieved operating income of 290.508 billion yuan in 2020, an increase of 20.805 billion yuan, or 7.71%, over the same period last year.

Recently, Tian Huiyu also said in an interview with a reporter from the Financial Times that the epidemic has isolated physical contact between people, but thanks to a higher level of digital service system, the relationship between China Merchants Bank and its customers has become closer. It also strengthened China Merchants Bank’s determination to promote digital transformation.

Create “Digital Merchants Bank”

China Merchants Bank, founded in 1987 and headquartered in Shenzhen, China, is the first joint-stock commercial bank in China that is wholly owned by a corporate legal person.

China Merchants Bank adheres to the strategic direction of “light banking” and the strategic positioning of “one body and two wings”.

“Light Bank” The strategic direction of China Merchants Bank requires light management, light assets, light business model, etc. For example, light management refers to a light organization structure, which is manifested in the head office and branches going hand in hand; light asset refers to less asset consumption and more controllable risks. At present, China Merchants Bank and ICBC have joined the ranks of light banks. In its annual report, China Merchants Bank pointed out that it is necessary to closely focus on the transformation direction of “light banking” and strive to achieve a breakthrough in the qualitative change of financial technology banks.

At the same time, China Merchants Bank also insisted “One body and two wings” Strategic positioning, Retail “One” takes MAU as “North Star” (North Star is the most important direction, and all indicators serve this indicator) , Wholesale “Two Wings” take specialization as the direction, focus on building wholesale business systemization capabilities, and accelerate the advancement of digital transformation.

With MAU as the most important indicator, the number of APP users of China Merchants Bank continues to rise. At the end of 2019, the cumulative number of CMB App users exceeded 100 million; in mid-2020, the cumulative number of CMB App users reached 129 million; as of January 10, 2021, the cumulative number of CMB App users had reached 145 million. The number of active users is 60.25 million.

China Merchants Bank also directly pointed out that it must pass Benchmarking financial technology companies , Vigorously carry out the construction of financial technology banks, use financial technology as the nuclear power of transformation and development, and fully empower business development .

Currently, China Merchants Bank has built three software centers in Shenzhen, Hangzhou, and Chengdu, and two data centers in Shenzhen and Shanghai to support the business development of the entire bank.

China Merchants Bank’s “AI Actual Combat”

Digital risk control

China Merchants Bank’s intelligent risk control platform “Libra System” covers online and offline transaction channels, and can intercept telecom fraud in real time.

As of the end of 2019, the “Libra System” can intercept suspected fraudulent transactions within 30 milliseconds, reduce the proportion of counterfeit and embezzled amounts of non-cardholders to five ten million, and help customers intercept 27,900 telecommunications fraud transactions. The interception amounted to 493 million yuan, which provided a strong guarantee for the safety of customer funds.

As of mid-2020, China Merchants Bank has reached 75.60% of the early warning accuracy of potential risky corporate customers; it has helped customers intercept 80,000 telecommunications fraud transactions, with an intercepted amount of more than 1.8 billion yuan, which provides a strong guarantee for the safety of customer funds.

Now, the intelligent risk control platform “Libra System” can intercept most suspected fraudulent transactions within 20 milliseconds, reducing the proportion of counterfeit and embezzled amounts by non-cardholders to six ten millionths.

In addition, in terms of external cooperation, China Merchants Bank is also actively cooperating with digital technology companies such as Huawei, Tencent, and Suoxinda.

According to an article published on Huawei’s official website in 2018, after the China Merchants Bank credit card unified risk control platform based on Huawei’s FusionInsight big data solution was launched, the number of risk cases was reduced by 50%, and the loss in half a year was reduced by more than 100 million yuan. The credit card issuance time has been reduced from about 15 days. Shorten it to 5 minutes.

In November 2017, Tencent and China Merchants Bank formally signed a cooperation agreement to reach a cooperation in the field of financial big data anti-fraud: Tencent Financial Cloud and Tencent Security Anti-fraud Laboratory opened up anti-fraud capabilities to China Merchants Bank through AI technology to help China Merchants Bank Better identify fraud in financial services and jointly build a financial security ecosystem.

According to news in April 2020, Tencent and China Merchants Bank jointly launched the “Lingshield Plan” to create a new model of anti-fraud through technology.

Digital marketing

In the field of intelligent marketing, the characteristics of China Merchants Bank are personalized recommendation, precise identification and electronic channel construction.

Beginning in 2015, China Merchants Bank has cooperated with Suoxinda Holdings, a global financial AI big data and integrated intelligent marketing solution manufacturer, from the customer group marketing stage 1.0, to the personalized marketing stage 2.0, to the real-time marketing 3.0 stage, to AI Marketing 4.0 stage, comprehensively build China Merchants Bank’s leading digital smart marketing system. It is reported that through the generation of 1,726 customer portrait tags for retail customers, the number of marketing customer contacts has increased by 6.56 times, the marketing success rate has reached 17.42%, and the personalized recommendation of “thousands of people” has begun.

Digital Customer Service

In 2016, under the technological wave of AI + big data, China Merchants Bank’s credit card service started the application of intelligent services with the palm life app as the core, from AR customer service, to AI-core intelligent customer service, and then to small recruitment assistants. Every new technology exploration and application has brought users a better interactive experience, and has become a more personalized and portable intelligent assistant for users step by step.

At present, the “Xiao Zhao Miao Smart Assistant” launched by CMB Credit Card on the Pocket Life App uses AI technologies such as voice conversion and semantic recognition to perform intelligent intent analysis of natural language, making the service “visible” and “heard” “. At the same time, the intelligent voice navigation function is implanted in the telephone voice IVR, the recognition accuracy rate reaches 94%, and the interaction volume is nearly 80,000. In addition to voice recognition technology, face recognition has also been used in the image, which greatly shortens the security authentication time.

In 2020, an interim report issued by China Merchants Bank pointed out that the automatic response accuracy rate of China Merchants Bank’s intelligent customer service reached 96.7%.

Digital investment advisory

In 2016, China Merchants Bank launched a robo-advisory service-“Capricorn Intelligent Investment”, which is also the first domestic commercial bank to launch robo-advisory services.

“Capricorn Smart Investment” mainly uses machine learning algorithms to incorporate more than ten years of wealth management experience of China Merchants Bank, and builds an asset allocation portfolio based on public funds, so as to achieve the purpose of diversifying investment risks with investors.

In 2018 alone, the cumulative sales scale of CMB Capricorn Smart Investment reached 12.233 billion.

Digital Middle Office

In the 2019 annual report, China Merchants Bank pointed out that it will build a unified digital middle-station for enterprises-China Merchants Bank’s open platform, explore the transformation of business models supported by standardized and modular services, and quickly respond to customer needs.

Prior to this, Leifeng.com (Public Account: Leifeng.com) had reported on China Merchants Bank’s data center in detail. For example, China Merchants Bank has built a middle-office system for customer acquisition and operation across the entire chain, such as the Rubik’s Cube activity operating platform and the red envelope platform. Like the Rubik’s Cube event platform, branches can quickly configure an online event within 5 minutes and reach target users through the China Merchants Bank App.

China Merchants Bank also proposed Strengthen the construction of data center and promote data connection. Strengthen data governance, improve the convenience and ease of use of data, build a data application tool platform, and lower the threshold of data application. Promote the integration and opening of the system, open up the work flow and information flow of each system, and realize one entrance to the whole line. Decoupling the system with open thinking, micro-service and productization of functional modules, Precipitate various general capabilities as the middle stage of the system.

The 2020 Interim Report of China Merchants Bank pointed out that China Merchants Bank will accelerate the iterative development of its customer relationship management system (CRM), and use the CRM system as a medium- and Taiwan-based capability precipitation carrier to form a customer information center, information case center, business processing center, marketing support center and a series of scenarios. Five core functions such as the team building center.

The CRM4.0 system is a key platform for the transformation of the “China Merchants Bank” financial business model. It is a smart marketing platform and a digital operation platform based on the business system, as well as a customer service system and a customer manager management system platform.

smart robot

China Merchants Bank relies on big data and artificial intelligence to create intelligent service robots, traffic distribution decision-making robots, intelligent agent assistant robots, service analysis robots, quality inspection robots, etc., covering user insights, traffic distribution, service interaction, demand re-excavation, management improvement, etc. Five modules, and moved the call center to the Pocket Life App to provide users with audio-visual multimedia interactive services, which has achieved the upgrade of service efficiency and user experience.

In June 2020, Tian Huiyu pointed out that China Merchants Bank relies on big data and artificial intelligence to create a large number of intelligent service robots. The cost of robots used for retail credit collection is 1/10 of labor, and the output is 9 times that of labor. The above is to increase production capacity.

RPA (Robot Process Automation)

As of October 2020, the financial industry accounted for the highest proportion of domestic RPA companies at 54.55%, of which 77.78% of financial institutions are banks. Among them, Shanghai Pudong Development Bank and China Merchants Bank were the first banks to use RPA. They were the first to introduce RPA technology in the domestic financial industry in 2016 and 2017, respectively, in order to improve the level of operation automation. The effect is very impressive.

In December 2018, China Merchants Bank used intelligent robots to participate in business processing in the new version of its online custody banking system, which was the first to realize the application of RPA technology in the asset custody field.

In 2020, China Merchants Bank has innovatively integrated the RPA shared pool technology on the basis of the original CBS7.0 platform, and launched CBS-RPA, which can quickly help companies build a complete treasury management system, build a comprehensive treasury management system, and solve treasury management Problems and perplexities. The product became very popular after it was launched, and it has been successfully launched in nearly ten large group companies across the country within only half a year of its launch.

In the 2020 interim report, China Merchants Bank pointed out that it applied RPA, OCR and NLP (natural language processing) and other financial technology technologies in 24 middle and back-office scenarios including verification, entry, and consulting. During the reporting period, the number of alternative businesses reached 11.64 million. .

Tian Huiyu, President of China Merchants Bank, said: RPA uses machines to replace simple outsourcing, which saves a lot of costs.

cloud computing

At the end of 2019, the total number of X86 server deployments of China Merchants Bank increased by 60.67% year-on-year. The new generation of PaaS (Platform as a Service) platform expanded its use, and the proportion of applications on the cloud in the bank reached 44%.

At the same time, China Merchants Bank continues to enhance its open banking capabilities. The “Open API Platform” for unified external services across the bank supports the safe and fast output of APIs, serving financial payment, AI, smart parking, smart medical and other scenarios, and empowering 629 cooperative enterprises. In terms of big data + AI, the big data cloud platform was upgraded, the overall capacity of the data lake was increased to 9.8PB, and the data entering the lake increased by 68% year-on-year.

Based on the integration of internal and external data, China Merchants Bank has increased the research and application of AI technology, built three AI cloud services of intelligent customer service, risk public opinion, and computer vision, and launched three major AI solutions for knowledge management, digital marketing, and risk management to support business The development of intelligence.

The 2020 mid-term report pointed out that China Merchants Bank will establish a large-scale digital infrastructure based on cloud computing technology, promote the construction of a native cloud that is more convenient for rapid construction, expansion, openness and iteration of systems and applications, and support the safe access of new applications from the head office and branches to the cloud .

As of mid-2020, China Merchants Bank has 4,015 native cloud servers, an increase of 100% over the end of the previous year; the scale of native cloud storage is 29.18PB, an increase of 92% over the end of the previous year; the number of native cloud containers is 69,080, an increase of 121% over the end of the previous year.

database

On November 27, 2017, China Merchants Bank and Huawei established a joint innovation laboratory for distributed databases to jointly develop independent and controllable financial-grade distributed database products.

In this joint creation project, China Merchants Bank mainly does three things: first, to provide advanced financial business scenarios; second, based on so many years of advanced experience in database use and operation and maintenance of China Merchants Bank, it proposes a solution for the joint creation of distributed databases. Specific requirements; third, for the key components of the Lianchuang database, such as the kernel and high-availability architecture, deeply participate in the entire link from design, coding, testing to final production. Huawei, on the other hand, has a large amount of technology accumulation in the database field, and is mainly responsible for the realization of product development and the promotion of future marketization.

After initial contact and cooperation, China Merchants Bank and Huawei conducted a pilot database application in 2018.

In the 2019 annual report, China Merchants Bank pointed out the establishment of the Kunpeng Computing Joint Innovation Laboratory and the Load Balancing Joint Innovation Laboratory to accelerate the implementation of the research results of the distributed database joint innovation laboratory.

Biometrics

As the leading brand of commercial banks, China Merchants Bank focuses on internal risk control and payment security, combined with cutting-edge technologies such as big data, cloud computing, and artificial intelligence, and continuously upgrades the risk control system, creates smart risk control, and creates convenience and efficiency for consumers. Safe and assured customer experience.

In order to strengthen the bank’s internal security management, increase the efficiency of the banking system’s authorization, and enhance the counter business risk prevention capabilities, China Merchants Bank introduced the fingerprint recognition algorithm and smart terminals of Eyes Technology as early as 2009, which were applied to the counters and smart branches of China Merchants Bank. And in mobile marketing, it has realized intelligent risk control and cost reduction and efficiency enhancement, helping China Merchants Bank to provide consumers with intelligent, convenient and safe financial services with user experience as the core, and add to the good life of users.

Blockchain

As early as 2018, China Merchants Bank issued the country’s first financial industry blockchain electronic invoice.

At the end of 2019, China Merchants Bank improved and developed the standard branch chain and BaaS (blockchain as a service) platform ecology, with a total of 25 applications.

In the 2020 mid-term report, China Merchants Bank pointed out that it is improving and developing the open permission chain and blockchain as a service (BaaS) platform. It has been developing the continuous application of blockchain and business integration in scenarios such as supply chain finance and merchant fund clearing. explore.

Online payment

In the 2019 annual report, China Merchants Bank pointed out that it will realize ecological operation with the industrial Internet as the key link. Focusing on the three major directions of account and payment system digitization, digital financing, and financial technology capability output, the industry chain is opened up, and the unified payment and settlement system is innovated to realize the collection and settlement function and the internal account settlement mode of the B2B platform.

At the end of 2019, China Merchants Bank’s comprehensive settlement solution “Cloud Bills” has provided services to 5,766 corporate customers, with a transaction volume of 287.271 billion yuan; the aggregate collection business focuses on insurance, medicine, education, and FMCG four scenarios, and the number of transactions Reached 502 million transactions, with a transaction value of 146.647 billion yuan, a year-on-year increase of 267.51%.

The “Three Times” of China Merchants Bank

China Merchants Bank started from Shekou, Shenzhen, and has been crowned as the “King of Retailing” in the banking industry for 40 years of ups and downs. Along the way, it is inseparable from the three presidents’ keen insight into market changes and their strong courage to actively reform.

Wang Shizhen He was the first president of China Merchants Bank and served for 14 years. Under his leadership, China Merchants Bank evolved from a wholly-owned bank of China Merchants into a standard joint-stock commercial bank, and gradually got rid of the restrictions of regional banks, and basically formed a national commercial bank. Pattern.

Wang Shizhen and other leaders also made the decision to quickly establish a computer system for China Merchants Bank, and set a clear mid-term goal: to complete the computerization of basic business processing within three years, and to complete the computerization of all business processing within five years. This has laid a good foundation for China Merchants Bank to carry out digital transformation in the future.

Year 1999, Ma Weihua He took over as the president of China Merchants Bank and fully started the construction of China Merchants Bank’s online banking after taking office, becoming the first commercial bank in China with online financial services. The opening of China Merchants Bank’s online banking became the starting point for its retail business.

In 2010, after realizing that the profit growth achieved by large-scale capital consumption and profit margins in the past was difficult to sustain, Ma Weihua led China Merchants Bank to implement the goals of reducing capital consumption, increasing loan pricing, and controlling financial costs. “Secondary transformation”. Like Wang Shizhen, Ma Weihua has also been at the helm of China Merchants Bank for 14 years.

year 2013, Tian Huiyu Taking over as the president of China Merchants Bank, China Merchants Bank has ushered in a new era in which it is fully embarking on the road of “finan-tech banking”.

Under the leadership of Tian Huiyu, China Merchants Bank proposed “mobile first” in 2015, consciously using APP as its main business position.

In 2016, China Merchants Bank mentioned fintech in its annual report for the first time, proposing that the bank’s “premature power” must be used to advance its fintech strategy, and in its 17-year report, it proposed to be a “finan-tech bank”.

Under the leadership of Tian Huiyu and other leaders of China Merchants Bank, at the end of 2019, China Merchants Bank invested 9.361 billion yuan in information technology, a year-on-year increase of 43.97%, which is 3.72% of the company’s operating income.

China Merchants Bank attaches great importance to science and technology investment, and its investment in information technology has far exceeded that of most banks over the years. Public information shows that the annual financial technology budget of China Merchants Bank is determined at 3.5% of the previous year’s revenue.

Recently, Tian Huiyu said in an interview that China Merchants Bank’s investment in information technology has reached 12 billion yuan in 2020. Based on this figure, Leifeng.com calculates that China Merchants Bank’s IT investment will account for more than 4% of the company’s operating income in 2020.

Our wave design ship is about to sail!

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Image source: Internet,HR COFFEE community, Xierqi life guides the north

Dragon Boat Festival is coming

Essential Dragon Boat Festival Gift Box

The “struggle for wonder and beauty” of big manufacturers is always indispensable

This year’s Dachang Dragon Boat Festival Gift Box

Is it “rolled up” as always

Come and take a look!

↓↓↓

Byte beating

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Transparent acrylic box on

Engraved with “Enrich Life” theme Typeface

Fun illustration design with independent packaging in the inner box

The overall trend is full

OPPO

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Fresh grass green outer box Echoing product features

And combined Zongye pattern design of line background

Actually visualizing the audio

Ingeniously introduced this year’s specially customized ENCO AIR headset

quick worker

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To KEEP FINE · KEEP KWAI Themed gift box

Eco-friendly DuPont paper cool backpack

Lined with national tide illustrations

Give a kind of The atmosphere of riding the wind and waves

bilibili

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This year’s gift box Direct TV-based vision

The appearance has joined the design of zongye

It means that what is wrapped is a lovely zongzi~

Momo

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by Gift box made of environmentally friendly recycled paper

Pure white packaging, advanced and simple

LOGO logo embellishment

Full of instant ritual

Phoenix Net

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A gift box with the theme of “Hello, Phoenix”

The main visual adopts the classic port style to make it old

Tribute to the 25th Anniversary of Phoenix Satellite TV

Know almost

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around “Know the taste, know the taste” Expand the designed gift box

Consistent with brand tone

The green hue of rice dumplings runs through the entire gift box packaging

A variety of peripherals are also full of creativity

Kingsoft Office

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This is Guofeng hand drawn illustration for the Lord Gift box

IP mascots are also integrated into it

Created a Lively and harmonious lively scene

The puzzle-like design adds a bit of fun to the packaging

NIO Life

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Known as “the most delicious car company”-Wei Lai

This gift box joint Plant meat brand “Week Zero”

As well as the national old brand “Boss”

Create together “High “Medium” Cake Dumplings” Plant Meat Dragon Boat Festival Gift Box

The unique box opening design also has a special flavor~

Group Core Technology (Kujia Le)

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Black gold gift box packaging Form a differentiated advantage

Consistent with the brand style

The same is a strong sense of technology

Keep

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The most popular “body management supervisor”–Keep

Also launched A “Zong Dumpling Reduction Plan” gift box

Laser packaging Stylish and cool

But remember to “loss” after eating zongzi~

Let’s play

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The Dragon Boat Festival gift box of Play Bar continues to be consistent Trendy play style

Laser colorful outer packaging

Integrate Dragon Boat Festival elements with modern colors

And designed it in the form of a messenger bag

The packaging is both practical and beautiful

Ctrip

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this year Take the poetic style of Ctrip gift box

To “A mouthful of poetry, Kyushu has a wave” Design for the theme

Implying the land of China with Kyushu

Plus the embellishment of hand-painted landscape illustrations

The whole gift box is sincere

Zhenai

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Transparent PVC material with themed drawstring bag

This extends to the traditional customs of the Dragon Boat Festival

Gives a strong sense of substitution

Vipshop

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The gift box is from the Palace Museum

The Qing Dynasty’s “Yongzheng Traveling in December · Boat Race in May” was the blueprint

use National Tide Style and Vipshop Elements Combine

Create an exclusive dragon boat map

Learn and think

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Dragon Boat Festival Gift Box from Xueersi Online School

Is from The Dragon Boat Festival Supply Box of the Space Program

Astronaut idol doll “come by star”

VIPKID

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VIPKID charity helps the children in elementary school

Create with the designer Gift box born

The picture of the Dragon Boat Race is full of childishness

Let people unconsciously recall that innocent and beautiful childhood

Gao Tu (from whom to learn)

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The theme of this gift box is “Hundreds of birds and thousands of sails, the feelings of rice dumplings move forward”

Paper tube with puzzle and cloth badge

Put the concept of environmental protection and practicality into practice

Homework help

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Homework helped this year specially created this

“100 points out “Zong”” gift box

The students who have finished the exam

Why not try this outstanding rice dumpling!

can be seen

Annual Dachang Holiday Gift Box

All have Belongs to the brand’s own personality or style

When you eat these rice dumplings

You can also “taste” the taste of Dachang

It’s also quite an interesting experience

Although Dachang’s Dragon Boat Festival gift boxes have different styles

but Unexpected design

It is often the source of happiness when we appreciate gift boxes

After all, happiness is the most important thing!

Then–

-END-

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Tuan Anh and Van Toan appeared in a group of 13 leisurely walkers. If Tuan Anh had a pain in his right ankle, couldn’t continue running and asked for a substitution from the 35th minute, Van Toan suffered a hip injury from the match against Indonesia and needed the help of goalkeeper Van Toan to get on the bus to move back to guests. hotel after the game. Earlier, in the afternoon of the same day, midfielder Tuan Anh and striker Van Toan were taken for an MRI scan to check the condition of the injury. Tuan Anh suffered ankle pain after a rough tackle on the ball of an Indonesian player, while Van Toan suffered pain in his shoulder and hip. Based on the results of the film, the team doctor will have the most suitable rehabilitation treatment for these two players. According to initial assessment, Tuan Anh and Van Toan fortunately did not have bone damage, so it will not take long to return to normal training. In the next match, the Vietnamese team will have an extremely important match against Malaysia. If they beat Malaysia, the Vietnamese team will continue to maintain its leading position and more importantly, it will help teachers and coaches Park Hang Seo to put a hand on the ticket to continue. Meanwhile, Malaysia also has no way back when it is currently ranked 4th in Group G with only 9 points, so only defeating the Vietnamese team can continue to raise hopes of competing for tickets to the third qualifying round of the 2022 World Cup. Malaysia, in terms of strength and performance, is slightly better than Indonesia, so the Vietnamese team will face many difficulties before coach Tan Cheng Hoe’s army in the upcoming match. In the race to win tickets to the next round, Malaysia clearly shows its desire to win points and is clearly shown by bringing many naturalized or two-blood players to compete. There is no denying the disappointment for Malaysia’s foreign players in the match against the UAE. However, the UAE is a team with a much higher level than Malaysia or even Vietnam. Foreign players who have just arrived in Malaysia can of course not make too much of a difference and after the recent defeat against the UAE, they are even more eager to show themselves. Winning the Vietnamese team is an order for Mr. Tan Cheng Hoe’s teachers and students if they do not want to stop after the second qualifying round. It can be seen that the pressure on Malaysia at the moment is huge. Disadvantage will also come to the Vietnamese team in this match when Tuan Anh and Van Toan are injured and the opportunity for them to be present is still open. Hope can only come from Van Toan, but Tuan Anh with an ankle injury hardly has the opportunity to play in this match. More importantly, the Vietnamese team will not have Quang Hai’s service when they have received enough cards and have to leave this match. Head coach Tan Cheng Hoe thinks that Malaysia has a slight advantage when the Vietnamese team does not have the service of Nguyen Quang Hai. “We need to take full advantage of the fact that the Vietnamese team does not have Quang Hai. He is the only player who is considered by everyone to be the most important player and contributes a lot to the Vietnamese team,” said Mr. Tan Cheng Hoe on Team Malaysia channel. Coach Tan Cheng Hoe was present at Al Maktoum Stadium to watch the Vietnamese team play in the 4-0 win over Indonesia and found ways to counter the style of coach Park Hang Seo’s teachers and students. Along with that, they also have a physical advantage over the Vietnamese team when they have 8 days off before this important match while Mr. Park’s students have just experienced the match with too much roughness from Indonesia. Malaysia is a rival on a different level than Indonesia, so it will be a big challenge for the Vietnamese team. But with the high performance and the excitement of a team rich in combat as well as the cavalry on the technical bench, the confidence of the next victory of Mr.

MU hopes to be able to negotiate a successful extension of Pogba to avoid losing everything next year The French midfielder has only 1 year left on his contract and MU is concerned that he may lose Paul Pogba. According to ESPN, MU will hold talks with Paul Pogba after the midfielder completes his duties with France in the EURO 2020 finals (from June 12 to July 12). However, the leader of the Red Devils is not afraid that Paul Pobga will find a way to leave for free next summer. The reason is because behind Pogba is the “big stork” Mino Raiola, who has a bad relationship with MU and always demands a very high commission fee. There is information, Mino Raiola shouted Pogba’s salary of £ 400,000 / week to renew MU. Currently, the midfielder is earning a salary of 290,000 pounds/week. There are currently no top clubs contacting to buy Pogba but Real Madrid, PSG, Juventus and Barca… will all want Pogba next year! Barca aims to buy Raheem Sterling Barca dreams of Sterling Barca are considering recruiting Manchester City attacker Raheem Sterling. The Catalan team see Sterling as a replacement for Ousmane Dembele. Sport say Barca feel they have an opportunity in this deal and believe they can create the budget (by selling a few players) for at least one major signing this summer. Barca does not have cash, so Barca is likely to find ways to bet more players to reduce the fee. Sterling has a contract with Man City until 2023, but is no longer favored by Pep Guardiola. The British press also reported that he was on the list of likely to be sold this summer. Haaland interested in moving to Chelsea Haaland interested in Chelsea but next summer Despite Dortmund shouting for 200 million euros, Chelsea is said to still approach and ask to buy Erling Haaland. The Telegraph reports that the Norwegian striker is interested in a move to Stamford Bridge, but that will be next summer. For now, Haaland will stay at Dortmund for another season. In a recent statement, Haaland also showed his plans to stay at the Bundesliga team, admitting that if the club did not win tickets to the Champions League next season, perhaps ‘things would be different’. Haaland had an explosive season for Dortmund, scoring 41 goals and providing 12 assists in 41 appearances in all competitions.

This place is probably the best animal science facility in China with a very large scale, integrated farming and protection of wild animals and rare plants. This is also a place specializing in scientific research and education and is a famous tourist area. Not only children but also adults are fascinated when stepping foot in this place. It is divided into two areas: the driving tour and the walking tour. The drive-in attraction is mainly about releasing wild animals on a large scale. You can ride a roller coaster in the park or ride in a manned car to interact with giraffes and ostriches. The walking tour area is more popular. Here you can see many rare wildlife species from all over the world, including Koala park, Chimelong giant panda center, Asian elephant park, African tribe, South American kingdom , Amazon rainforest, swan lake, Golden Monkey kingdom and other exhibition areas… Shanghai Disneyland Shanghai Disneyland is the first Disney theme park in China. This is a pure Disney and Chinese theme park. Since its launch in 2016, it has been well received, fulfilling the Disney dreams of adults and children alike. The theme park is divided into Mickey Street, Fantasy Garden, Adventure Island, Treasure Bay, Tomorrowland, Dreamland, Disney Pixar Toy Story. Featuring Disney Castle, Marvel Heroes headquarters, Rescue the Stars Buzz Lightyear and other entertainment projects. You can also play all day, equipped with themed resort hotels, allowing you to return to a carefree childhood life. Hangzhou Songcheng Park Songcheng Group is one of the largest cultural tourism groups in China. Songcheng Performing Arts created the Songcheng Eternal Love series of events, with 10 main scenic spots such as Sanya Eternal Love, Lijiang Eternal Love and Jiuzhai Eternal Love… The park was built in the Song Dynasty style. This place is huge in scale, regularly performing spectacular shows and hosting grandiose shows like the O Show in Las Vegas or the Moulin Rouge in Paris. Songcheng Scenic Area covers a large area and various performances are held around the clock. You should check the schedule before entering the park.

Not only 4 levels 4 India is a country of diversity in all aspects: culture, religion, race, language… Hinduism is the largest religion in India (currently 966 million followers) and is the The world’s third largest religion (1.03 billion adherents) played a key role in shaping India’s social fabric. From this religion arose the caste system in Indian society, and it dominates, has a profound, lasting impact with many consequences in society to this day. Dharavi slum in Mumbai. Dharavi is one of the most densely populated places in the world. The blue roofs are actually plastic cloth to keep out the rain. Photo: Daily Mail The structure of Indian society according to writer and cultural researcher Geetesh Sharma is “a collection of irregular elements, but strangely, it is arranged into a clear layer system”. Looking from the outside in, the overlapping Indian society is caste, class, religion, language, region… But if the caste system is positioned as the backbone of the whole Indian social structure, all things will become orderly and clear. This system was formed thousands of years ago, and to this day, it remains the root cause of social unrest. Most Indian and Western scholars agree that the caste system is a feature of Hinduism. However, along with the birth and introduction of other religions, the caste system also had a certain influence on Islam, Christianity, Judaism and Jainism. The English word caste is caste, which is not a single Indian word. According to the Oxford dictionary, caste is derived from the Portuguese word casta, meaning “race, lineage, breed” and primitive meaning “pure and unadulterated”. There is no concept in the Indian language that fully represents the word, but only two approximate terms, varna and jati. Varna means color, and was the first framework of social demarcation in the Vedic period. The four castes in the varna are the Brahmins (the priestly caste, also known as the Brahmin castes), the Kshatriyas (also known as the Rajanyas, the castes of noble princes and warriors), the Vaishyas (the craftsmen) , merchants, farmers) and Shudras (class of slaves, people who did the hard work). However, there is still a fifth caste in the varna system that is not officially recognized in the scriptures, the Dalit (untouchable) caste. People of this caste are considered “outside of society” and have to do jobs that are considered despicable such as dumping feces, picking up trash, etc. Whereas, jati means birth, origin. This concept is less mentioned in the scriptures than in varna. There are thousands of jati, and currently there is no exact definition for this concept. Where is the origin? From the West’s pro-racist theory… There are many explanations from anthropologists, archaeologists and both Indian and world historians as to the origin of this particular caste system over the past century. However, it is possible to temporarily group the hypotheses of Indian caste origin into three large theoretical groups: racial theory, contingency theory, and genetic proofs. Race theory started from a debate between two British researchers and managers in India JC Nesfield and HH Risley. According to Risley, the caste system was formed from racial clash. He suggested that the “light-skinned” Aryans had entered the Indian subcontinent from the northwest and conquered the native “black” Dravidian race. Risley’s explanation is that the Aryans, after conquest, conquered the weaker race, captured women according to their needs and created hybrid offspring, thereby becoming a higher caste. Meanwhile, Nesfield commented that “the issue of caste origin is not only about race, but also about culture”. The racial theory of caste formation encouraged racist ideas, which were originally developed to enhance the status of Europeans in the subcontinent. A family in the slums of Mumbai on April 3. Photo: AP To the objection of the Indian scholar himself học Indian scholars have countered Risley’s racial theory. Researcher Ketkar argues that castes are more a result of tribal conflicts than between Aryans and Dravidians. Ketkar’s view was that all Indians, with limited exceptions from the east, belonged to a single race, and expressed concern that racial theories could cause division in society. The reactions of the Indian scientific community led to the creation of the so-called random theory. In this view, caste regimes are the product of specific historical events, which may be limited to a particular time and place. This theory has an important contribution Dr. Ambedkar (who comes from the Dalit caste, and also drafted the Constitution of India). Ambedkar rejected the racial theory and attacked those who had “used biology to protect the caste system”. He emphasized on Nesfield’s research with the conclusion that there is no racial difference between different castes in the same area, and at the same time concluded that “the caste system is the distinction in society between different castes”. people of the same race”. End of the hundred year debate In the mid-1990s, scientists began to use genetics as a tool to examine the origin of caste systems as well as the extent to which castes were related. Since then, a series of genetic studies on the caste system have been produced. The first genetic studies reached conclusions consistent with the randomization theory. Accordingly, there is no corresponding relationship between genetic relationships and socio-cultural structure. Subsequent studies, however, yielded very mixed results, with some supporting the race theory. To date, studies using genetics to understand the origin of the caste system continue to be carried out. Liberate class, liberate people Although the debate has not yet led to a final result, it has at least contributed much differently, from the rejection of the “divine” about the origin of the castes, when the Rig-Veda (Vedas) that castes were born from different parts of the primitive man, in which the upper caste was born from the upper body, and the lowest caste was born from the heart. This is extremely important, because it will lead to the destruction of the concept of “class is inherently natural, is immutable”. This was the premise to liberate the lower castes from the strict caste system, and was an important step towards human liberation. Medical staff check people’s health in a slum in Mumbai. Photo: Guardian Second, studies have shown that caste originates from socio-political factors rather than from religion. And without exception, the caste system is a tool created by rulers to establish a stable, orderly and favorable social structure for them to easily rule. The current caste system is a huge barrier affecting India’s development. Recent surveys show that caste discrimination still shows no signs of abating, but on the contrary, tends to be more serious. The 2014 census shows that the percentage of people from the lower castes, especially those belonging to the Dalit caste, are facing severe discrimination with the lowest percentage in the following criteria: access to education, health care, employment… Social injustices related to the lower castes persist, whether in urban or rural areas, demonstrating the tension in modern Indian society. Although the Indian government has constitutionally prohibited the practice of any discrimination against the lower castes, the fact that there are separate laws on “reservation” for the lower castes shows that The situation is not optimistic. Specifically, India has compiled a list of vulnerable castes, and calls it “Nominal Castes”. Accordingly, all state agencies (including the National Assembly), universities, military, police… must reserve a certain percentage of their “seats” for these identified classes. This, while having a positive effect on the lower castes, clearly demonstrates India’s inability to prevent discriminatory practices. Luu Duy Tran (Doctoral student at Jeonbuk National University, Korea)

Design of a space tug to carry Russia’s 500kW Zeus nuclear reactor. Russia’s federal space agency Roscosmo announced that a “space tug” – a term used to refer to a spacecraft that transports astronauts or equipment from one orbit to another – is expected to carry out an interplanetary mission. planet by 2030. Accordingly, the spacecraft’s power module called “Zeus” is designed to generate enough power to propel heavy cargo into deep space. It is essentially a mobile nuclear power plant. Several countries have been eyeing similar technology as a way to shorten trips in space. Currently, spacecraft still rely on solar energy or gravity to accelerate. But that means it could take more than three years for astronauts to make a trip around Mars. Meanwhile, NASA estimates a nuclear-powered spacecraft could shorten that timeline by a year. NASA’s Juno unmanned spacecraft uses solar batteries to make a journey to explore Jupiter. Photo: NASA The US hopes to put a nuclear power plant – a 10-kilowatt reactor integrated with a lander to be exact – on the Moon as early as 2027. However, NASA has only sent one so far. nuclear reactor into space, on a satellite in 1965. Other spacecraft, such as the Mars rovers Curiosity and Perseverance, also run on nuclear power, but they do not use a reactor. Meanwhile, Russia has sent more than 30 reactors into space. Those efforts will be further pushed as the “Zeus” module uses a 500 kilowatt nuclear reactor to propel itself from planet to planet. Watch a video of a Russian space tug model announced in 2020 (Source: ETF News): According to the plan announced on the Russian state news agency Sputnik, the Zeus spacecraft will approach the Moon first, then move towards Venus. From here it can use the planet’s gravity to redirect toward its final destination, Jupiter. That will help save propellant fuel. According to Alexander Bloshenko, Roscosmos Science and Long-Term Programs Executive Director, the entire mission will last 50 months (more than four years). During a presentation in Moscow on May 22, Bloshenko said that Roscosmos and the Russian Academy of Sciences are still working to calculate the trajectory of the flight, as well as the mass it can carry. Going further, this mission could be the precursor to a new frontier of Russian space. Sputnik reported that Russia is designing a space station using similar nuclear-powered technology. The Soyuz rocket launches the spacecraft to the International Orbital Station (ISS) from Baikonur, Kazakhstan. Photo: Getty Images Nuclear power has advantages over solar energy Most spacecraft get their energy from some source: the sun, batteries, or unstable atoms called radioisotopes. For example, NASA’s Juno unmanned spacecraft at Jupiter uses solar panels to generate electricity. Solar energy can also be used to charge batteries in spacecraft, but this energy source becomes less efficient as the spacecraft gets further and further away from the Sun. In addition, lithium batteries can power shorter missions. For example, the Huygens probe used batteries to briefly land on Saturn’s moon Titan in 2005. Design of a NASA spacecraft using nuclear thermal propulsion. Photo: NASA NASA’s Voyager spacecraft uses radioactive isotopes (also known as “nuclear batteries”) to survive in the harsh environments outside the Solar System and interstellar space, but that’s not the same thing. bring a nuclear reactor on board. Putting nuclear reactors on spacecraft offers several advantages: They can survive in the dark, cold regions of the Solar System without sunlight. They are also stable, reliable in the long run. The Zeus nuclear reactor, for example, is designed to last 10 to 12 years. Plus, with their powerful energy, they can propel spacecraft to other planets in less time. But nuclear power also has its own set of challenges. Only certain fuels, like highly enriched uranium, can withstand the extreme heat of a reactor – and they may not be safe to use. In December 2020, the US banned the use of highly enriched uranium to propel objects into space if that mission was possible with other sources of nuclear fuel or non-nuclear energy. Russia prepares to build a nuclear-powered space station Russian cosmonaut Sergey Kud-Sverchkov returning from the ISS landed in a remote area in Kazakhstan on April 17, 2021. Photo: Reuters Russian engineers began developing the Zeus module in 2010 with the goal of getting it into Earth orbit within two decades. And they’re on track to get there. This technology could help Russia develop a new space station by 2025. In April, the BBC reported that Russia plans to stop cooperating with the International Space Station (ISS), which it currently shares with the International Space Station (ISS). America, Japan, Europe and Canada – in that year. Russia cooperated with the United States to launch the ISS in 1998. However, Russian Deputy Prime Minister Yury Borisov told Russia 1 state television last month that the status of the ISS “a lot of things are not yet achieved”. . Even recently, this orbiting station has experienced air leaks and oxygen supply system failures. NASA has announced that the ISS will operate until at least 2028, however, the agency will probably maintain the station for the next 10-15 years.

Icons of Google, Amazon, Facebook and Apple on mobile phones. Photo: VNA Washington has proposed a global minimum corporate tax rate of 15%, lower than that proposed by the Group of Top Industrialized Countries (G7), but higher than some other countries such as Ireland. But the UK is still concerned that this plan does not go far enough to tax giant technology corporations such as Amazon, Google and Facebook. In a recent statement, Mr. Sunak emphasized the importance of fair taxation for technology corporations and called on the US and G7 countries to discuss this issue next week. The meeting of G7 finance ministers is expected to take place from June 4-5. According to Mr. Sunak, companies like Facebook also want to solve this problem, which can bring certainty and stability to them. Besides, Mr. Sunak also mentioned that the UK is considering a separate online sales tax, when large multinational corporations, especially digital corporations, do not pay taxes in the right places, right place and this is not fair. In 2015, member countries of the Organization for Economic Cooperation and Development (OECD) agreed in principle to a plan to prevent multinational corporations from evading taxes by moving their headquarters to countries with low tax rates. . Despite years of negotiations, progress has been insignificant. However, discussions have been revived with the recent proposal of US President Joe Biden. Recently, the US government has proposed to the OECD a tax rate of at least 15% for multinational corporations. This is the first time the US has officially proposed a global minimum tax rate. France and Germany have voiced their support for the US proposal for a global minimum corporate tax rate of 15%, and expressed hope for an early breakthrough in negotiations on this issue.

Sinopharm’s COVID-19 vaccine is given to people in Dubai, UAE on February 28, 2021. Photo: AFP/VNA According to the above official, Big Data technology will help UAE health authorities control the COVID-19 pandemic more effectively. In the future, the country will have more “digital” hospitals so that people can access telemedicine solutions more often. AlAjme expert affirmed that the UAE has enough modern infrastructure to provide the best healthcare services. This is in line with the UAE government’s Information Technology Strategy 2021 and the National Innovation Strategy, which focuses on efforts to make the UAE a fully “digital” country. In addition, the “UAE Vision” plan also focuses on applying cloud computing to create positive changes in the healthcare sector. The UAE currently has two laws in place regarding healthcare providers. The first is the Law on Health Information Technology, which regulates the use of technology in healthcare. The second is the law on medical examination and treatment processes and procedures for parties building telemedicine systems. In fact, high-tech infrastructure and the development of the health sector are the “backbone” of the UAE in the current fight against COVID-19. Decisions about distributing preventive vaccines, opening field hospitals or building isolation areas are all based on digitized real data. Last year, the UAE Ministry of Health also implemented the Tatmeen digital platform to secure the supply chain in the healthcare industry. This platform helps to track medical products in the supply chain, helps promote transparency, prevents unauthorized or expired products.

Since ancient times, people often think that being fat is bad and that only weight loss and liposuction can cover all defects. However, now, people have a more positive view of the concept of fat. Instead of hating and hiding from themselves, they learn to love those plump curves and fashion is the catwalk for big-size people to speak their hearts out. Overweight people dress well, it sounds strange but very familiar. Don’t we often prioritize the “hidden belly” or big-footed outfits from chubby people? If you are weighing over 70 kg and are feeling awkward in front of the wardrobe when going out, surely the story of the 78kg girl below will inspire you to dress well. Nguyen Thu Huong once shared her outfits twice in a fashion group and both times received heart-stopping rain, compliments and hundreds of shares to learn from netizens. If you don’t look familiar, many people will think, this is… online photo! It is true that these “blood loss” sexy outfits come from a 2nd year student at Hanoi University of Natural Resources and Environment. Thu Huong is 1m65 tall and weighs 78kg. Perhaps many people when hearing this weight will be surprised, but for this girl born in 2001, it does not affect the fashion style. 10X is still wearing a crop top – something that is unlikely to be worn by someone with a beautiful body. Her outfits are mixed together in terms of colors and shapes, ranging from body fit to spacious and stylish hip hop. In Vietnam, there are not many icons dressed like Nguyen Thu Huong, but most of us often only encounter them in Western European countries. Let’s chat with her to better understand the sexy style of big size people. Having a slimmer figure is what many people desire, however, many women choose another direction, which is to dress to hide their body weaknesses. Is this the inspiration for you to transform in so many styles? I used to be a person who thought that she had to be thin to be beautiful because she was attacked by insults from people around her. Even being hated for being fat even though I’ve never been in contact with someone who hates me. Since middle school and high school, I was teased for my appearance and because I didn’t dress well, since then I have become more and more self-deprecating. Until I go to university, live in an open environment and have the opportunity to meet many people with great taste in clothes, know more beautiful faces in the world through social networks… They are ready. ready to wear clothes that show all the stretch marks, belly or oversized thighs and completely ignore all eyes. Or there are many people who have a plus size body but still dress very well. Since then, I researched more, watched more and learned more from them and started to have a more open view of fashion as well as more understanding when I know what I want and need. People who used to despise me before seem to have a different view of me. Wearing the clothes I like the way I love is what I always aim for. However, there are formulas worn in the West that are difficult to apply in Vietnam because of some pretty “feudal” thinking. What is the strength that helps you overcome it? I have been and am still being body-scammed by many different individuals, not only in real life but also on social media. Later on, I was also cyberbully by people with double standards for being fat and dressing differently in fashion groups. The double standard here is that I’m fat! With the same item, but when I wear it, they object and criticize it, but the next day someone else who is thinner wears it, they applaud and praise it. That’s the social network. What makes me strong and overcome is that I always have great friends by my side who understand and help me feel better and protect me from those bad words. Thanks to what I’ve seen and learned from oversized girls in your country, the way they love themselves makes me feel stronger. Currently, I have set up a healthy group for all girls who feel they are a bit chubby who can confidently express themselves as well as learn from each other’s experiences to develop and become more beautiful. It could be fashion or health and beauty issues. I also hope that the group will grow up to support oversized girls like me to have more confidence and personality, to know how to protect themselves. Everyone’s support is always the biggest motivation for me to do good and meaningful things. So should fat people pack up in spacious outfits? Can they dress sexy? I’m a kid who loves to dress up. Everything I wear as well as share on social networks is diverse, the sexy part is indispensable. Now, I don’t pay attention to rude words like I used to, so sharing bikini or revealing pictures is normal. As far as I can see, not only thin people but also fat people like me can become sexy, my body is mine, I can do whatever I want. Wasn’t voluptuous beauty always revered in the Renaissance? The plus-size models walking on the Victoria Secret lingerie brand’s catwalk all have high salaries and are highly respected. So I see that no matter what body shape people are in, people can still dress well, dress sexy the way they love themselves. For yourself, not for the world. Throw baggy clothes aside. In your opinion, what is the opinion of Big Size people to dress well? I find most of it is to cover up flaws, hack the shape and look neater. However, I am always ready to try new things, even difficult styles, but if I like it, I will not ignore it. What are some of the secrets of dressing well and respecting your figure? I often wear high-waisted jeans, flexible between wide tube and fit body. The reason is because they help me cover part of my lower belly, hug and flatter the curve of my butt. The secret also lies in choosing long pants instead of low ones, which will help your legs look longer and straighter. As for the shirt, most of the time, I wear all kinds of elastic or croptop, strapless shirt, camisole also. I usually choose a shirt that is big enough to make the shoulders and waist look slimmer, the other is tight and long to the navel so that they hug the waist. Sometimes I also wear a body skirt that reaches my heels and wears a corset to make my waist look smaller and make my legs longer. In order to dress well, choosing a color scheme is also quite important to catch the eye of the viewer and match yourself. I often refer to social networking sites like Instagram or TikTok to see famous models and singers wearing clothes to imitate. Besides, I often buy trendy clothes according to each season from hot Instagram US-UK.

Carry out the opening ceremony of the research room. On May 27 at PTIT, Naver (Korea’s leading technology company) and PTIT held the Launching Ceremony of “International Research Lab on Artificial Intelligence and Multimedia Data”. The ceremony took place in an online form to ensure the health and safety of the delegates. “International Research Laboratory for Artificial Intelligence and Multimedia Data” is the first collaborative project between Naver Corporation and PTIT. With this activity, PTIT will officially join the “Global AI R&D Belt” of Naver and be the second university in Vietnam to receive the core technological knowledge provided by the university. Korean corporation brought. From Korea, CEO of NAVER Group – Mr. Choi In Hyuk said: “Choosing to cooperate with the Academy of Posts and Telecommunications Technology, a non-business unit under the Ministry of Information and Communications of Vietnam, is an important step for Naver in building the Global AI R&D Belt. Together with the cooperation to establish AI Center, we hope to create a leading AI research and training environment in Vietnam. The guests attended the ceremony. NAVER has been taking advantage of diverse opportunities to become an international technology corporation. In the future, Naver will constantly expand its network, bringing together talented people from everywhere to grow together and become global leaders in AI technology.” . Before the Lab was officially launched on May 27, PTIT’s technology experts collaborated with Naver Labs Europe’s team leaders to carry out the first research projects. It is expected that these studies will make a significant contribution to the digitalization process in Vietnam, and at the same time contribute to turning the country of more than 96 million people into a global player in artificial intelligence in the early next decade. . Academy Director – Mr. Vu Van San said: The corporation’s “global AI research and development belt”, along with ongoing research activities at PTIT, the cooperation and sharing of core AI values ​​from Naver will play a significant part in the building the Academy’s “miniature digital nation” and jointly developing and creating high-tech “make in Vietnam””. The main activities of the International Research Department on Artificial Intelligence and Multimedia Data include: Organizing courses for students including training in Embedded, IoT, AI, Big Data, Blockchain, Data; Organize student and faculty exchange programs. Vietnamese students and lecturers will have the opportunity to participate in exchange activities arranged by Naver; Transfer and apply Naver’s strong technologies, products and services; Developing new curricula and international training programs; Grant scholarships to outstanding students in the AI ​​field of PTIT; Conducted a joint research project between Naver and PTIT.

This is a technology pioneer product line, completely separate from the mid-range segment of OPPO. Following the success of its predecessors, OPPO recently introduced to Vietnam the flagship Find X3 Pro 5G – OPPO’s new generation flagship smartphone line. Compared to its predecessor, this high-end smartphone has a futuristic design, along with a series of remarkable technologies and 5G connectivity. Bold design inspired by space If you are too familiar and bored with smartphones with familiar designs on the market, surely OPPO Find X3 Pro 5G will bring you a new breeze. Inspired by the future, the design of OPPO Find X3 Pro 5G contains fanciful, metallic reflections with its back finished in glossy glass, covered with a mirror layer, creating a feeling of luxury and premium. OPPO Find X3 Pro 5G feels “different”, completely different from the flagships currently on the market. OPPO Find X3 Pro 5G has two color options, blue and black. In particular, the black version will have a porcelain enamel back, creating a glossy look that attracts the eye, while the blue version will be coated with an extra layer of roughness to create a delicate and pleasant feeling when holding. It must be affirmed that, the most prominent on the design of the OPPO Find X3 Pro 5G model lies in the camera cluster that is made seamlessly with the back, bringing its own characteristics to the product. OPPO has heat treated to pull the convex back, thereby placing the camera cluster of Find X3 Pro 5G below. This type of design without joints makes the back not only more seamless but also impressive to the viewer. OPPO Find X3 Pro 5G feels relatively light and thin with a weight of 193g and 8.3mm thick, the design has no sharp edges so it feels very comfortable to hold. However, the limitation of this design is that it retains a lot of fingerprints during use. Understanding this, OPPO has included a case with a blue option, which is both “ton sur ton” with the product but also equally good. High definition display with 1 billion colors display, 120Hz . refresh rate OPPO Find X3 Pro is equipped with a 3D curved screen on a 6.7-inch LTPO AMOLED panel, QHD + (3216×1440), 120Hz refresh rate (adaptive from 5Hz-120Hz) and HDR10+ support. This screen has a very small “perforated” camera design in the upper corner, the top and bottom bezels of the screen are almost equally thin, providing an impressive display space. The screen of OPPO Find X3 Pro 5G gives an incredible 1 billion color reproduction. However, that’s still not all. The screen of OPPO Find X3 Pro 5G sets a new standard in display: 525 ppi pixel density, 5,000,000:1 contrast ratio, 1300 nit brightness, absolute wide color coverage (100% DCI-P3 ) and 10-bit color depth, for an amazing 1 billion color reproduction. Compared with the usual 8-bit screen, the number of colors that 10-bit brings is 64 times more, which makes the Find X3 Pro 5G screen one of the most colorful smartphones to date. The screen-to-body ratio of 92.7% will definitely make you “satisfied” when experiencing MVs or plowing movies on YouTube, Netflix, … OPPO has partnered with color tuning experts to ensure highly accurate colors, with absolute color accuracy of approximately 0.4 JNCD. Meanwhile, the adaptive 120Hz refresh rate that Find X3 Pro 5G is equipped with is responsive and energy efficient. Accordingly, the screen will have 10, 20, 24, 30, 60, 90 and 120Hz modes for each task. Therefore, energy consumption on the phone will save about 30% compared to old devices. This is a remarkable improvement. When using Find X3 Pro 5G outdoors, you will not feel uncomfortable because the screen of the device has a maximum brightness of up to 1300 nit. In addition, the device is also equipped with an optical fingerprint sensor under the screen, for fast and accurate identification speed. Powerful performance, dual-mode 5G connectivity Find X3 Pro 5G is equipped with Qualcomm Snapdragon 888 processor, 12GB RAM, 256GB ROM, providing outstanding processing power. The Adreno 660 GPU improves performance by 35% over its predecessor and is also 20% more power efficient. This configuration can meet all entertainment needs, play heavy games at the highest graphics settings. The overall performance of Find X3 Pro 5G is as strong as flagships equipped with Snapdragon 888, such as the Galaxy S21 and OnePlus 9. Since the Snapdragon 888 chipset is currently the top chip on the market today, it is not difficult to understand that OPPO Find X3 Pro can complete all tasks well, even when fighting the heaviest games. If you want to exploit the full power of OPPO Find X3 Pro 5G for gaming, you can enable high performance mode in battery settings. This will give OPPO Find X3 Pro 5G a performance that the majority of gamers expect. Accompanying remarkable performance is smart 5G connectivity. Accordingly, Find X3 Pro 5G is equipped with 13 5G bands around the world – outperforming other smartphone brands, providing a better roaming experience. Find X3 Pro 5G also supports dual Sim 5G + 5G to ensure smooth network operation at all times. Super fast charging Super VOOC 2.0 65W OPPO Find X3 Pro owns a 4,500mAh battery, supports 65W SuperVOOC 2.0 super fast charging technology – designed and developed by OPPO, helping the phone reach 40% battery in just 10 minutes. The device also supports AirVOOC wireless charging with a capacity of 30W, which can fully charge the battery of Find X3 Pro 5G in just 80 minutes. With a large battery capacity, the phone can go all day long without additional charging. Practical experience shows that you can experience the device throughout a long day with basic tasks such as taking pictures and surfing the web,… OPPO’s SuperVOOC 2.0 charger also ensures safety when the internal temperature of the phone does not exceed 40 degrees, keeping the battery cool and having a longer life than conventional chargers. However, OPPO Find X3 Pro 5G only reaches 10W charging capacity from other fast chargers on the market. Therefore, never forget to bring a standard 65W charger when you have to go somewhere for a long time. Impressive microscope camera Find X3 Pro 5G is equipped with a 4-camera system, including a 50MP main camera with wide-angle IMX 766 sensor, f/1.8, OIS; 50MP super wide-angle camera with IMX 766 sensor, 110° viewing angle, f/2.2; 13MP telephoto camera, 5x optical zoom, up to 20x digital zoom, f/2; 3MP microscope camera with up to 60x magnification, f/3.0. Practical experience shows that the camera of Find X3 Pro 5G offers quite good image processing capabilities, captured images have flattering colors, retaining many details even in complex conditions such as lack of bright or backlit. The main camera OPPO Find X3 Pro 5G for the ability to take pictures with true colors, sharp, comparable to the best cameras in the smartphone market. The ultra-wide-angle camera produces photos as good as the main camera, the color and detail are very good. This lens can also zoom 2x and act as a macro camera for close-ups. The telephoto camera is also capable of capturing images with good detail when zoomed in in good light, and when zooming to 5x, the image quality is still very good. With any smartphone, taking pictures in low light is always a “hard” challenge. However, thanks to the Night Mode on OPPO Find X3 Pro 5G, images taken in low light conditions will clearly improve the light and color of the image. Notably, OPPO Find X3 5G is also the first smartphone in the world to integrate a microscope camera with a magnification of up to 60 times. To be able to take pictures with the microscope camera, you will need to bring the subject close to the lens and keep your hand steady, limiting the shake that causes blur. Users can customize 2 different magnification sizes including 30x and 60x. It can be said that the photographic experience that this lens brings is quite new and unique, giving us the ability to explore a world that cannot be seen with the naked eye. With a magnification of up to 60 times, the microscope camera can capture details of tiny objects and creatures that you often see every day, but from a different perspective. The textured surface of a leaf can be as beautiful as this! Or the surface of a mask is also extremely magical under the lens of OPPO Find X3 Pro 5G. On the front, the selfie camera of the device has a resolution of 32 MP, integrated with AI and many beauty modes for sharp “virtual life”. Dolby Atmos sound, ColorOS 11.2 with many security features OPPO Find X3 5G is capable of relying on its surroundings to optimize the user’s listening experience. The integrated Dolby Atmos sound system contributes to fulfilling the demand for high-quality entertainment on mobile phones. Meanwhile, ColorOS 11.2 operating system puts privacy and security at the heart of Find X3 Pro. Accordingly, ColorOS 11.2 is designed to personalize according to the needs of each user, with options to change the interface, application icons or arbitrary dark mode. At the same time, give users complete control over personal data and applications. For gamers, ColorOS 11.2 also offers a Game Space mode for users to have moments of distraction-free entertainment, by limiting external interruptions such as message notifications, increasing performance and allowing network acceleration for online games. End OPPO Find X3 Pro 5G is a smartphone that not only impresses with its design but also possesses a great configuration, providing top-notch photography capabilities along with an impressive battery charging speed. With many outstanding advantages, OPPO Find X3 Pro 5G is one of the top Android phones that users can consider and choose.

Everyone admits that Nayeon is beautiful with both types of eyebrows, but just having thinner eyebrows makes her face become a lot different. Nayeon’s case proves that changing eyebrow shape can greatly affect the appearance. Seo Ye Ji has since changed from horizontal eyebrows to curved eyebrows, both her beauty and career have improved a lot. SNSD’s youngest member Seohyun for many years with horizontal eyebrows was praised for being gentle and pure, but after changing her eyebrows, Seohyun made netizens realize how sharp and beautiful she is. Or Yuri (SNSD) is also a typical example of not needing a cutlery to do anything, just trying to change to another eyebrow style is much prettier. Kyulkyung Chu Khiet Quynh is so famous for her beauty, but after switching to darker, sharper eyebrows, she was recognized by netizens as a K-Pop beauty. The beauty of Irene (Red Velvet) is admired by everyone, but Irene also has to go through many different eyebrow styles to find “true love”. Suzy, when she was the nation’s first love, also followed the cute trend of horizontal eyebrows. When she wanted to build a mature image, of course, the first thing Suzy changed was to switch to curvy eyebrows. Lee Sung Kyung just changed her eyebrows but she looks like two different people. Horizontal eyebrows make her look much more impressive. If Seolhyun (AOA) had not decided to change to curved eyebrows, would she have been as famous as she is now? Curved eyebrows make Seolhyun much more beautiful and salty. Jisoo (BLACKPINK) is also in the group of girls idol suitable for slightly arched eyebrows rather than the bold and horizontal style she’s been experimenting with lately. Umji (G-Friend)’s makeover with eyebrows makes it even more impressive netizen realize how much of an impact this seemingly unimportant part of the face can have.

Going around Instagram is not difficult to come across images of this trend. Of the tank top or dresses with straps wrapped around the abdomen as a highlight is the most noticeable trend. Going around Instagram is not difficult to come across images of this trend and it will only get bigger and bigger. From tops to skirts to trousers, this little detail proves it has a lot to do with showing off your waist. One piece Top-to-bottom one-piece bodysuit originally used for training but with a pair of boots added chunky it turns into outfit great. This may not seem like a common trend, but it will soon explode. The one-piece bodysuit from top to bottom that is used to go to the gym, to the gym, it is extremely comfortable and easy to move. But just one more coat blazer and a pair of boots chunky it turns into a set outfit Great for coffee, shopping, walking… Sandals Any open-toe or strapless/lace-up sandals will make you look more stylish. This is a trend that everyone loves because it frees up the toes. Moreover, I can show off my outfit nail just did it again! Basically, any pair sandals Any fingerless or strapless / lacing style will make you trendy more than that. Duplicate/checkered pattern Repetitive patterns will bring your shirt or pants to life. Caro is a simple motif with bold 90s identity. In addition, repeating patterns will make your shirt or pants more vivid and impressive without having to mix or match sophisticated. As thin as paper This trend has been rekindled for a long time and you should buy one right away to catch it trend hey hey! T-shirts printed with motifs on thin fabrics, hugging the body as light as a sheet of paper are being actively hunted. This trend has been rekindled for a long time and you should buy one right away to catch it trend hey hey!

The above proposal is one of several to address a shortcoming in the Voluntary Code of Practice on Misinformation released in 2018 and signed by Google, Facebook, Twitter, Microsoft, Mozilla and TikTok. this switch. Google and other big tech firms will have to commit to limiting ‘ad embedding’. The EC wants platforms to tighten eligibility requirements and content review processes for programs to monetize content and share advertising revenue on its service to prevent the participation of competitors. posting content that is systematically considered disinformation. In contrast, ad technology companies must define the criteria used to place ads and apply measures to verify ad placement. The EC also wants companies to clearly and specifically label advertisements (related to politics or other areas, etc.), and distinguish them as paid content. The newly updated code also provides for the first time key performance indicators to allow authorities to verify that these companies are living up to their commitments. The EC will publish the updated Code of Conduct on May 26.

Voice Night Perfume Fly Away extremely surprised with Tran Thanh’s gift. It is known that this model is made of 18K solid rose gold, with 256 diamonds on the case and 132 on the ring. bezel (rim of glasses), combined with motifs inspired by intricate interlocking polygons. The selling price on the web of this design is not less than 800 million VND. Right after that, Tran Thanh also showed off a new watch he bought with the same brand and had the same design as 80%. Specifically, the male MC posted a selfie photo on his personal page with the caption “Where to go is far to say” . Fans of course don’t care about the place he is going to go, but focus on the sparkling diamond-encrusted design on the MC’s hand. Vietnamese rap . It is known that the male version of the actor’s bronze model Godfather with a selling price of over 1 billion VND. The actor’s “high quality” photo Crab Back Wife Pregnant. At the time of the translation last year, the comedian also posted a picture of buying glasses and a pair of watches for his wife, with a total value of nearly 900 million dong. Thanh Phuong According to IGNV

The MTV Movie & TV Awards is an annual MTV awards ceremony Nominations are decided by the officials at MTV, and the audience will decide the winners through voting at the MTV website. Break the Silence: The Movie by BTS is the film that won the Best Music Documentary category. In the category of the best musical documentary award, there are many “heavyweight” nominations. Including: Ariana Grande: Excuse Me, I Love You, Taylor Swift: Miss Americana, Biggie: I Got a Story to Tell, Demi Lovato: Dancing With the Devil… and Break the Silence: The Movie (BTS). The movie of the Big Hit boys has won against famous competitors such as: Ariana Grande, Billie Eilish With the highest votes in the MTV Movie & TV Awards, the movie of the Big Hit boys won. Break the Silence: The Movie is the follow-up documentary after Bring the Soul of the BTS boys. Taylor Swift: Miss Americana The film’s content records behind the scenes, continuing the untold stories revolving around the debut journey to conquering the Love Yourself: Speak Yourself World Tour tour, which takes place between 2018 and 2019. The film was released in theaters in September 2020 and made a huge achievement for an idol documentary. In Vietnam, Break the Silence: The Movie has become the second highest-grossing film at the box office right after its release. The film earned more than 3 billion VND in ticket sales in the first 3 days of its release. BTS once again affirms their influence on the world level With this award of BTS, the boys have once again affirmed their influence on a world-class level.

Jiancao Hou, senior analyst for mobile network infrastructure and 5G network at ABI Research said: “X Reality (XR) is a combination of augmented reality (AR), virtual reality (VR) and mixed reality (MR), which is a promising solution for technology. 6G to create a mixed virtual and real environment, by enabling real-time or non-real-time human-machine communication.” 6G is expected to be commercialized from 2028 The network’s self-organizing and self-healing capabilities to support self-driving cars, drones, and pervasive networks are also critical to reducing network deployment time and costs, the analyst adds. and provide greater mobile coverage. In the 2030s, 6G could be the key driver for realizing universal connectivity with a wide range of devices/sensors for use in diverse communication environments.” Since 2018, Finland’s University of Oulu has validated theoretical studies and provided early 6G prototypes in the mobile industry. Many other countries, including China, South Korea, the European Union and the United States have also launched projects and programs to shape the 6G framework and key business focus for this new technology. The standardization department and authorities, such as the International Telecommunication Union (ITU) and the Institute of Electrical and Electronics Engineers (IEEE), have also shown particular interest in supporting studies and potential 6G use cases. “Processing complexity and power consumption of infrastructure hardware and devices are key factors that can limit the progress of advanced radio technology. Dynamic spectrum sharing and computing resource allocation as well as highly efficient noise reduction algorithm designs are also key to providing guaranteed network service and user experience. With the advent of technologies such as big data, cloud computing, artificial intelligence (AI), machine learning (ML) and open source, the issue of network security and privacy of Users will become more and more important and will be well addressed by 6G technology,” said Mr. Jiancao Hou. Regarding the commercialization of 6G, the rotating chairman of Chinese telecommunications equipment supplier Huawei, Eric Xu, said that 6G technology is expected to hit the market around 2030. Mr. Eric Xu said that Huawei is currently working to determine the key specifications of 6G technology, adding that the company may release a 6G white paper soon. “We are working with other players in the mobile industry to define what 6G really is. Maybe in the near future we will roll out our 6G white paper. We want to discuss with businesses and consumers what 6G will look like. Driven by our vision and the possible definition of 6G, we are also working on basic science and cutting-edge technologies, aiming to realize the 6G we define together.” Besides, Mr. Xu also noted that the future development of 6G technology will depend on the potential use cases that need the support of this technology. Last month, the German government said it planned to provide up to 700 million euros ($852 million) in funding for research into 6G technologies by 2025. Phan Van Hoa (according to Rcrwireless)