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Negative interest on credit When it suddenly costs you to save

As of: 06/18/2021 8:58 a.m.

Up to now, banks have mainly charged new customers with negative interest rates. It also affects existing customers more and more frequently. Consumer advocates advise to be clear about what you want to do with the money.

From Iris Völlnagel, SWR

Anger and complaints from consumers are part of everyday life for Josephine Holzhäuser, financial expert at the consumer center in Rhineland-Palatinate. But since the beginning of the year, more and more consumers have come to her who have left their financial institutions “betrayed and sold” feel. The reason: More and more banks and savings banks are introducing negative interest rates on current and savings accounts.

More than 345 institutes collect negative interest

Many older people, but also younger ones, now sought advice from consumer advocates. Most of them have been customers for years, have taken out their mortgage lending or insurances with the banks, and now they are being threatened with termination if they are not willing to pay negative interest, says Holzhäuser. “From my point of view, this is a clumsy business practice.” People feel compelled and pressured. Many older people are overwhelmed – especially those who are not so fit online. Since the beginning of the year, more than 170 banks and savings banks in Germany have introduced negative interest rates. This is the result of a study on the www.biallo.de Internet portal. Every third bank only grants an allowance of 25,000 euros. The consumer portal Verivox also regularly researches and publishes the product overviews and price lists of around 1,300 credit institutions that are accessible online. As a result, more than 345 banks have now introduced negative interest rates for private customers. 19 banks charge fees for the call money account, which is usually free of charge. This also creates a de facto negative interest rate. In addition, there are the banks that do not publish any information, according to Verivox. Most recently, Postbank announced that it would lower the exemption limits for savings deposits on June 21 and one for new customers “Custody fee” from 50,000 euros on the current account and 25,000 euros on the daily allowance account. Contributions above this limit are charged with 0.5 percent. So far, the tax exemption has been 100,000 euros.

Banks point their fingers at the ECB

As a reason for that “Custody fee” the financial institutions repeatedly claim that they themselves pay negative interest rates to the European Central Bank (ECB). In 2014 it began to charge penalty interest on money that the commercial banks park in their central bank accounts. However, the banks are now granted exemptions. Critics therefore complain that the financial houses are doing business with negative interest rates.

This practice will not change in the foreseeable future, fears consumer advocate Holzhäuser. “If one bank does it, the others follow suit. If the pace continues, one no longer looks to see which bank has no negative interest, but from which tax exemption”, so wooden houses. David Bode from the legal enforcement team of the Federal Association of Consumer Organizations knows whether the introduction of negative interest is generally permissible. The association has filed suits at different courts in several federal states. It concerns both current and overnight money accounts. How long the litigation will take is difficult to estimate, according to Bode. There could possibly be first judgments in the current calendar year. In the end, the Federal Court of Justice may have to decide.

Consumers in a bind

A basic distinction should be made between existing and new customers. The latter advises the financial expert Holzhäuser to look at the small print before signing the contract. In the meantime, it is noted in the general terms and conditions whether negative interest is charged above a certain amount.

This is different with existing customers, where changes require an individual agreement. In the past year, the banks would have allowed existing customers to talk to them. In the meantime, the banks are going to terminate their business relationships. “That has another dimension”, so the consumer advocate. “As a customer, I then have to decide whether to sign or not.” In the meantime, however, she advises signing more and more often, according to Holzhäuser. “If people want to stay with the bank, they have to bite the bullet and watch the further case law.” If you don’t want to sign, you shouldn’t wait for the bank to give notice of termination, advises the consumer advocate. “We cannot yet assess how such a termination will affect Schufa, for example.” Alternatively, consumers could look for a new bank. As a rule, you have some time because the bank contacts its customers one to two months in advance.

Shift money, check investments

Many banks charged negative interest for amounts in excess of 100,000 euros. This corresponds to the amount of the deposit protection; that is, the amount for which the bank guarantees in the event of a total failure. If you have more in your account, you should distribute your money between several accounts at different institutions, according to the advice of the financial expert.

After all, everyone should check why they have so much money in their account at all, according to the consumer advocate. The following also applies: do not accept every offer without review. “In case of doubt, it is better to go with negative interest than to invest the money headlong.” A unit-linked annuity insurance with a term of twelve years is not an adequate offer for people over 70, according to Holzhäuser. You can also deposit the money in a locker or safe at any time. Just leaving it at home is the worst option because of the risk of theft, according to the financial expert

Na Hang Tua Chu bamboo forest in Pung Luong Commune, about 20km from Mu Cang Chai town, has an area of ​​over 1ha and is more than 60 years old. Opened to welcome guests from July 2020, the bamboo forest attracts visitors by its pristine beauty and has become a “check-in” point for backpackers as well as tourists from all over the world arriving in Mu Cang Chai. To get to this point we have to go on very small roads with steep, winding slopes. But the deeper we go into the forest, the more we feel the freshness of the air, the green of hundreds of thousands of bamboo trees reaching up to mingle with the clouds. With the beauty of the bamboo forest seemingly only encountered in the scenes of the swordplay movies, it has brought visitors very beautiful photography angles. That is why tourists have come in large numbers to see the scenery of Pung Luong bamboo forest. Along with the bamboo forest in Pung Luong, visitors can also explore and admire another bamboo forest that is older than that of the bamboo forest in Hang Sung village, Mo De commune. This bamboo forest is equally beautiful with the straight bamboo groves, which are arranged alternately with chairs, mats, swings… made from the main material of the trunk of the bamboo tree, creating a poetic image for the people Who loves the fresh space of nature. This bamboo forest is known to tourists because of the beautiful photos posted on social networking sites. The owner of the bamboo forest is a native and a Hmong ethnic, to have a vast green bamboo forest, it is impossible not to mention the care and protection of the people here. Mu Cang Chai bamboo forest is not only as beautiful as the scene in the movie but even more beautiful thanks to the fresh air of the Northwest highlands. Although the journey to the bamboo forest is quite arduous and difficult, you may lose your way, even feel tired because of the winding slopes, but one thing is certain that the scenery here will not disappoint you. . Some pictures of Mu Cang Chai bamboo forest: Photo: internet source nguồn https://dulich.petrotimes.vn/

The beautiful small space inside the shop was meticulously and carefully arranged by photographer To Thanh Tan. With a sophisticated artistic taste, the flower shop always makes any customer who comes in to be captivated by the artistic fresh flowers and does not forget to save beautiful photos in the elegant space of a flower shop. fresh European country. Photographer To Thanh Tan, founder of S Florist. S Florist has become a familiar destination for Miss Ngoc Han, Miss Do My Linh, Miss Entrepreneur Vu Thuy Nga, runner-up Huyen My, Ngo Thanh Thanh Tu,… because each product of the shop is always unique. stop innovating and creating every day to be able to satisfy the most demanding customers, especially those with high aesthetic taste. Some pictures at the store. In addition, S Florist also provides a lot of rich, unique and beautiful imported fresh flowers such as Japanese peony sarah, Ecuadorian rose, juliet rose, oraha rose, Dutch tulip… so that customers can freely decorate your house… Flower arranging session at the shop. S Florist also always focuses on creating interesting experiences for customers such as organizing home decor flower arranging classes, assisting customers in choosing and manually completing a handmade fresh flower product with their own mark and dedicated to them. Beautiful check-in photography package at every corner of the shop. With its own unique charm, in a short time, S Florist has become a favorite place of young people to visit to choose high-quality flower products, and to attend courses to exchange and learn. Ask more knowledge about fresh flowers and beautify life.

In the campus of Dak Lak museum, there are dozens of ancient guava mausoleum trees with trunks reaching tens of meters high. This is the ideal place to check in with any young people coming to Buon Ma Thuot during this holiday. By guava is a species of large woody tree, the root has a stem, the bark is yellowish-brown, the bark has a small round ball of 2 to 3cm. The reason that the guava tree has such a name is because the trunk has the same color as the guava tree. Guava tree often blooms in the summer, is a flower symbolizing faithful and innocent love. Therefore, planting this flower helps to keep the owner’s soul fresh and ready to face all the challenges of life. Guava tree stands out with its strong, sturdy trunk and branches, combined with beautiful purple flowers, so this is a shade tree used a lot in the landscape. The tree is planted on sidewalks, streets, factories, parks, residential areas, urban areas, administrative centers, etc. to create shade suitable for the landscape. The cool green color of Bang Lang guava cools the hot summer of the Central Highlands climate. In addition, at the museum in the city center of Buon Ma Thuot, there are many precious perennial trees such as this black star tree. Dak Lak Museum simulates the traditional house of the Ede ethnic group.

Coconut house. Follow the Presstrip group to follow the boat along the Muong Lo – Cai Muoi canal to Coco Home, located in Hoa Quy hamlet, Hoa Ninh commune, An Binh island, Long Ho district. The place that tourists often call coconut house. The most impressive thing is that Coco Home is built all from houses, homestays, canteens, eating utensils … all from coconut materials as the name suggests – Coco Home. The owner of Coco Home is Mr. Duong Van Thuong, over 80 years old. This is the house invested by Duong Dieu Hien’s eighth daughter, so that Duong Van Thuong and his wife can take care of their old age. Visitors were also surprised when the owner revealed that this house, along with all homestays, restaurants, household items… was built from more than 4,000 coconut trees aged 90-100 years. Visitors love to take pictures with the coconut swing. Coco Home is a record coconut house, a unique house in the western river garden. The main house was built according to the old traditional house of the Southwest river garden. It is a house with 3 apartments and 2 wings, all trusses, beams, sesame rafters… are made of coconut, roof tiled. Coco Home started construction from 2017 to 2019 and completed. Visitors to Coco Home visit coconut houses, orchards, enjoy many specialties of the Tien River such as hot pot with catfish, rolled fish, delicious dishes in the fields, gourmet flavors … or folk cakes (cow cakes). , banana cake, beo cake, tapioca cake). Visitors want to spend the night in the orchard and feel the coconut house, where there are 6 homestays in the cool and peaceful orchard. Many visitors enjoy checking in with coconut swings, coconut houses and even beautiful small homestays in the middle of an orchard… Bamboo leaf homestay was built on an old boat. During the journey to discover the land of An Binh isle, the Presstrip group had the opportunity to stop at Mekong River Side Homestay by the romantic Co Chien River. In front of Mekong River Side Homestay is a fish farming village. The interesting thing, Mekong River Side Homestay is that the motels are built with bamboo and bamboo materials. Mr. Nguyen Ngoc Sang, often called Nam Nam, is the owner of Mekong River Side Homestay, confided: “In the past, I saw that my grandfather used bamboo to build a house for 30-40 years without damage, so I decided to build a homestay out of bamboo. Suffering is the land of An Binh islet, which is full of fruit trees, not bamboo to build a house, so I had to go by boat 40 – 50 km to Binh Tan district (Vinh Long), Dong Thap to buy it to build a house. By the end of this homestay, there are more than 20,000 bamboo and bamboo trees. Although my homestay is a simple bamboo house, everyone who comes here likes it.” Mekong River Side Homestay is built with bamboo and leaves. Visitors to Mekong River Side Homestay can rent bicycles, motorbikes, boats to experience traveling around the village of An Binh island and canals of the Co Chien river, or better yet, experience fishing with fishermen. , fishing to catch catfish … Catfish cooked in cork hotpot or tourists call it more beautiful than water willow catfish hotpot, toad fish braised in coconut water are famous specialties of the land of Vinh Long river garden. . At night, sleeping bamboo homestay by the Co Chien river, visitors will feel the interesting things of the western river garden. Tu Buoi Pottery House. Vinh Long not only has healthy trees and sweet fruits, but is now famous as a traditional red pottery village, dubbed the “Kingdom of Red Pottery”. Today, times have changed a lot, Vinh Long’s pottery profession is increasingly disappearing, but the artisans of the pottery village still have a fondness for sticking with the profession. Among the artisans who have been attached to the traditional village of ceramic tile all their lives, it is Mr. Nguyen Van Buoi, whom intimate tourists often call Tu Buoi, who has devoted himself to building a house according to traditional architecture, with high quality materials. all Vinh Long red pottery on the romantic Long Ho river. Tu Buoi pottery house with many unique features that many domestic and foreign tourists come here to check in. Inside Tu Buoi pottery house. Tu Buoi pottery house was built in 3 months, has an area of ​​300m2. Tu Buoi Pottery House is located in Ward 5, Vinh Long City. Walls are built of rustic bricks, twice the size of ordinary bricks, made by artisan Tu Buoi himself. Decorative patterns and motifs in the house are elaborately crafted with ceramic materials, which are highly appreciated and admired by visitors from far and near. Mr. Tu Buoi not only wants to “blow soul” into his red pottery house, but he is also a famous “falling antique” collector of the Southern land. The ancient interior decorations displayed in Tu Buoi pottery house such as: altar cabinets, couches, tables and chairs… are famous carpentry, elaborate and sharp sculptures that Mr. Tu Buoi has spent a lot of time traveling everywhere from. Years of collecting bring home ceramics. Coming to Tu Buoi pottery house, visitors can check in with the farmers and fishing tools that once made up the wet rice civilization and the lives of residents in the open land of the South. There are also 100 ancient lamps, or old balances, irons, etc. of both the West and the South, which are collected for visitors to explore and check in. Visitors who have the opportunity to come to Vinh Long, visit Tu Buoi pottery house to check in, will feel many interesting things when the owner Tu Buoi himself tells about the traditional village of Vinh Long red pottery and his own ceramic house design. built to pass on to future generations. Mr. Cao Van Nam stands in front of the “boat” of the houseboat. Recently, Vinh Long has emerged a unique house that many tourists want to check in, which is the houseboat of Mr. Cao Van Nam, often affectionately called Nam Cao. The houseboat is located in Binh Tinh hamlet, Hoa Tinh commune, Mang Thit district. The house is 13m wide, 30m long, built of reinforced concrete on the lake like a yacht going out to sea to conquer the sea. The house has 7 bedrooms, 1 living room, library and 1 kitchen. The houseboat was built for a long time, starting from the end of 2019 but it will not be completed until early 2021. Visitors call it a houseboat because the 3-storey house is designed and built like a yacht, a “unique” house in the West. Mr. Nam Cao, confided: “In the past, I was a sailor, had nearly ten years at sea, so now that I am old, I remember that time in the garden, so I want to build a house like a boat to remember a time. ancient concept of going to sea…”. To serve visitors to check in, Mr. Nam Cao is renovating the garden, planting flowers, fruit trees, and filming set for tourists to visit, take photos, film videos, serve more food and drink… In the future, Vinh Long will form a tour “Returning to Vinh Long’s river garden to check in 4 unique houses”. Surely, visitors will have the opportunity to explore, check-in, and enjoy the stories of unique and unique houses in the Mekong Delta.

Buckwheat flower area located on Giang Ma pass, about 6km from Lai Chau city towards Tam Duong district has welcomed thousands of visitors since the beginning of the flower season. This is a beautiful check-in point not to be missed when tourists inside and outside the province have the opportunity to visit Lai Chau. Every visitor coming here does not forget to save beautiful pictures as a souvenir. Many tourists present here said that although there are not as many flowers as in Ha Giang, the buckwheat flower area in Lai Chau has its own beauty and space, with the landscape blending with nature. In addition to local tourists, recently, the check-in point in this buckwheat flower area has also welcomed thousands of visitors from other provinces and cities. Visitors here are mainly young people who like novelties and landscapes, the close natural space of the Northwest mountains. Coming to the area of ​​buckwheat flowers on the back of Giang Ma pass, visitors can also wear the clothes of local ethnic people to take pictures. This is a new service, in order to create a comfortable feeling for visitors when in harmony with nature, heaven and earth, and the Northwest mountains. The leader of Tam Duong district said that if it can attract tourists in the long run, the locality will consider a plan to expand the area to the whole region when flowers are in season. The flower area will be the first highlight for visitors on the journey to discover, experience the landscape and learn about the cultures of the ethnic groups. In addition to the buckwheat flower area, on the back of Giang Ma pass, there are many beautiful spots, visitors can enjoy the scenery of the mountains and Lai Chau city from above. Many miniatures are made from natural products, simple but well arranged, attracting the curiosity of young people. The back of Giang Ma pass is also the place to make new wedding photos, blending with the beautiful natural scenery.

Going to the bookstore is still an indispensable habit of girls and nerds. Hanoi has many places to eat, have fun, play, relax, and entertain. Each person, depending on their needs and preferences, chooses different places to rest for themselves. People who like movies, art go to theaters, movie theaters … People who like peace of mind, of course, the most ideal destination is bookstores. And young people still go to bookstores a lot, of course, not just to “check in”. If the first book in the world appeared from the 25th century BC, the first bookstore in the world would take a long time to be born, nearly 300 years ago. Unlike a library, a bookstore is not only a place to store the treasure of human knowledge, an event venue for clubs, book lovers, but also a place for trading and exchanging books. notebooks, cultural products, even stationery and coffee. The era of digital technology took the throne, e-commerce developed like a storm, books and newspapers faced many difficulties. Around the world, many newspapers have been wiped out. Just worry that one day, paper books will also perish, replaced by electronic books. The bookstores will also gradually disappear, disappear or be transformed into a commercial complex of many things. But fortunately, that has not happened, but on the contrary, bookstores are opening more and more everywhere to meet the needs of accessing knowledge from traditional paper books and meeting and exchanging with readers. Going to the bookstore is still an indispensable habit of girls and nerds. Just opening the door of the bookstore, a unique scent of the paper of new books rushes into the nose, making perception as if it is activated, awakening, ready to receive the huge knowledge base lying. quiet on the other bookshelves. The feeling of being lost in the towering shelves, seeing them with your own eyes, touching each book is as interesting as being lost in a maze, rather than sitting in one place to buy books online. A bit overwhelmed, a little dizzy, a little confused when the covers are beautiful, all titles are good, raised and put down, inhaled for a while but still didn’t know which book to choose. Bookstores are also responsive to the trends and demands of the young customer segment. Except here and there still exist sidewalk bookstores mixed with new and old books, most of them are fake books, and most of the bookstores are designed, furnished and arranged according to the many different styles. Ancient bookstores with simple layout have been upgraded or replaced with large-scale, large-area bookstores, displaying thousands of books of all genres. There is a bookstore with vintage, classic, rustic style that teenagers like to come here to drink coffee and take pictures of romantic “check in”. There is a large book company that invests in opening a coffee book chain from the South to the North, using bookshelves and bookshelves made of natural wood with varnish, luxurious, majestic, and harmoniously combined with beautiful green bonsai pots like libraries and bookstores in Europe. Whether classic, rustic, simple or modern, luxurious, bookstores are warm and eye-catching, attracting customers, contributing to stimulating the book market demand and improving reading culture for Vietnamese. The bookstore not only sells books but also stationery, funny souvenirs, cute and lovely handmade cards, very convenient for customers to shop. There is a bookstore that hangs a board on the wall for customers to write to send someone a few lines of nostalgic feelings, anger and indifference, good feelings about the bookstore or a few sincere suggestions. Or you can also write for yourself words that you cannot share with anyone to ease your heartache. For a long time, I have the opportunity to return to visit the bookstore, standing in front of a “note” board with all kinds of colors, as if seeing the inner world of many strangers who are also rich, many levels and colors. how damn good. And suddenly smiling, I see why I have had times so weak, so sentimental, I love someone so much … Most of the people who go to bookstores are students. This is the age group with the greatest demand for reading to serve the needs of filling and expanding knowledge about life and the world around them, in addition to knowledge learned in school. The kids who love the most are science fiction comics, sports, humor, fairy tales, stories about famous celebrities, books that answer thousands of questions about why … , students love to read books that inspire beautiful lives, skill books, career guidance, travel tours, detective stories and psychological and emotional stories, which are somewhat lyrical … The brains of those who belong This age group also has the best ability to absorb knowledge because they do not have too much trouble with family, livelihood, and money. There are a number of working people who also buy books, read books with high content of knowledge, specialized knowledge to improve their expertise, profession, work or research. Many elderly and retired doctors still actively read books to help the brain to ceaselessly move, combat aging and memory decline in the elderly. In the bookstore, we can easily see the image of many parents taking their children to buy books and school supplies. Children love to read but do not have good and appropriate book-selection skills, so they need parents, adults to guide, orientate or choose to help. Books are always a gift with a meaningful spiritual value and going to the bookstore becomes a reward for good kids on weekends. Regularly allowing children to go to the bookstore also contributes to nurture their love of books and encourages them to read because not all children like to read. Friends who love the atmosphere at book cafes often date, meet here to share with each other about work, life and a passion for books. There is a large bookstore that has dedicated an entire room for those who need absolute tranquility to read, work and study. There have been close friendships, beautiful love stories like dreams blossomed, blossoming and fruitful from beautiful bookstores like poetry. I am also one of the book lovers and a regular visitor to many bookstores. When it comes to choosing cafes for dating and meeting friends, my first and number one choice is book cafes. Many of my friends are also book lovers or work in books and magazines. I often go to enjoy book coffee by myself, especially when I need to focus on composing, writing, or simply resting, relaxing. Leaving behind all the noise of daily life, temporarily setting aside all worries, living a beat slow, we enter the bookstore like stepping into a different world, a quiet, deep world. identity, mastery of words, filled with the light of human knowledge. It feels like we are sitting in the middle of the floor, the class of sages, famous authors all over the world to listen to them tell their own special stories, take us immersed, adventurous to all. domain in the vast universe. That feeling of fluttering, in that space filled with the smell of new paper, resonating with the faint and delicate coffee scent of my nose pushed up the flow of emotions, helping me to work more effectively … How beautiful and civilized the city is when there are more bookstores. To sow, awaken, nurture intellectual dreams from within the seed …

However, there is a photo that is being spread and dissected a lot by netizens because looking at it makes everyone feel “cold.” Because this is an image in the heavy rain, a group of friends of about a dozen people are together wearing raincoats, standing together to shelter the rain under the big pine tree. At first glance, it seems that there is a warm and safe relationship, but in fact, looking at the photo shows great potential risks. Under heavy rain, especially sudden showers, if standing under a big tree, it is easy to be struck by lightning, because lightning will hit objects higher than other objects. Looking at the photo, everyone “shivered” worried: “Where the rain is standing under the tree, you guys. Do you want to catch waves with Thien Lightning or what?”; “If the lightning god unfortunately comes to visit, this tree will not be lonely from now on”; “They must have skipped the correct class on how to prevent natural disasters”; “While waiting for the rain to stop, you will pull your phone out to live on a virtual live stream again”; There are many opinions that this is definitely another tourist to visit Da Lat, to take pictures of the lonely pine tree by the Suoi Vang lake. Because I did not see the weather first, I was unable to prepare a rainproof kit. So, no matter where you travel, prepare all the necessary items such as umbrellas, raincoats … and carefully study the weather and climate of the destination to avoid incidents. a pity happened.

Here, in addition to enjoying ripe green strawberries and attractive dishes made from many species of fish, visitors can also experience and relax with country life. In particular, visitors are also delighted to “check in” in the cool atmosphere of the fruit garden and immense green melaleuca forests. Mr. Duong Van Chau (living in Ca Mau province), said that when visiting the strawberry garden, he and his family members feel happy and comfortable. “This will be one of the unforgettable memories of my family during this holiday”, Mr. Chau shared Here are some pictures at the green strawberry garden with fruit that many people enjoy “check in”: Mr. Liem’s ​​green and fruit-filled strawberry garden is chosen by many people as his holiday destination Ripe and wrong strawberries are one of the attractions for tourists Guests enjoy the cool country air beside the bamboo beds under the strawberry root Young visitors enjoy when “check in” at the strawberry garden

Just like the name, The Little Plan is a cafe with quite a small space. The space of the restaurant is only about 6 to 7 tables. Bar space. Photo: The Little Plan Vintage decorations – Photo: The Little Plan Super vintage corners with grayish-blue tones. Photo: The Little Plan The shop is filled with grapefruit flower scent. Photo: The Little Plan The shop is designed quite simply with gray as the main color tone. The interior decorations and utensils all emit dusty, classic features. Here, you can see the old furniture “only in the old days”, the TV from the “your grandparents” era or the old sewing machine … In addition, there are many old books, rare books from a long time ago waiting for visitors to read. Books are neatly arranged on wooden shelves and carefully preserved by brothers and sisters. So if you have the opportunity to come here and read the books, please use them to love you! The books are neatly arranged. Photo: The Little Plan In addition to the space inside, The Little Plan There is also a small balcony, where visitors can sit to welcome the sun, sip a glass of water and watch the streets of Hanoi. The balcony is full of sunshine and wind. Photo: The Little Plan Quan Nhac Cam – An intact year and month Hold located in Sixty Square, is a name that must not be unfamiliar to many people. The restaurant is small, the tables and chairs are arranged quite scientifically so it can still hold a fair number of customers to visit. Small corner at Cam. Photo: Quan Nhac The style of the restaurant is very old, artistic and there is something very dusty, old. The shop has a separate corner to put a guitar piano small, guitar and music records from a long time ago. Everyone coming here is free to play and sing. Occasionally, the bar will also have many amateur singers and musicians coming here to sing. If anyone loves music then this is really a great meeting spot! Musical instrument corner of the shop. Photo: Quan Nhac A few mini-shows of the restaurant. Photo: Quan Nhac At Cam also has many virtual and living corners check-in featured. There are many people choose Cam as the shooting location couple , photos with friends … Most of the shops use natural light or some dim light bulbs. So if you want to stop by Cam to take pictures of “virtual life”, please time to get the best photos. Take a few photos with your friends to make memories. Photo: Quan Nhac One, Two, Three, Action! – Photo: Quan Nhac Cam Note that the restaurant is quite noisy, so this may not be the best choice if you want to find a quiet place to study or rest. However, not so that the shop loses its tranquility and comfort!

Da Lat has been known for a long time as the paradise of all kinds of romantic flowers, so the new discovery of a brilliant flower road like in the mountain town in the heart of Sam Son FLC population is making people extremely excited. Coming to Sam Son FLC these days, visitors will be surprised by thousands of blooming flowers stretching more than 1km from the welcome gate to the East-West Square, adding poetic beauty to the already splendid complex. Beautiful of Flower. Being loved by the sisters more than anything else is the garden of hydrangeas of all colors from pink, blue, blue to light purple … surrounding the fountain in front of the FLC Grand Hotel Sam Son, or arranged into a wall. Bright flowers on the International Convention Center campus. Close-up of a sea of ​​hydrangeas like Da Lat miniature right on the beach during the Flower Festival at Sam Son FLC (Photo: FLC Sam Son) The flowers bloom in clusters, thickening into a wide space, looking back like a carpet of colorful flowers under the gentle golden sunlight and blue sky of the sea. The vibrant hydrangea carpet in the campus is filled with flowers reminiscent of the ancient European landscape (Photo: Huyen Bui) The wall of hydrangeas is a poetic back ground for girls to relax (Photo: Thu Hien) What else is needed but a sunny smile, so she will have a good photo and bring back a thousand likes (Photo: FLC Sam Son). Not only colorful hydrangeas, the upcoming festival also converges thousands of species of flowers from roses, azaleas, marigolds, lilies, evening primrose, jade … Along with photobooths with unique concepts, With an impressive design, you will easily find excellent check-in corners, spoiled for beautifying news feed with photo albums that do not count all the likes. The Ho Dynasty Citadel monument promises to be a unique check-in corner “bombarded” the Facebook message board of Sam Son visitors in April (Photo: Sam Son FLC) The sister association also does not forget to “take advantage of” check-in on the brilliant campus that has become the trademark of Sam Son FLC every summer (Photo: Huyen Nguyen) The sister association also does not forget to “take advantage of” check-in. The brilliant campus has become the trademark of FLC Sam Son every summer (Photo: Huyen Nguyen) The largest-scale flower festival in Thanh Officially starting on April 10, the Sam Son Flower Festival “Sea & Flower Dance” will last for about 2 weeks and completely free entrance fee, giving you the opportunity to enjoy walking, admire flowers, drop virtual lifestyles all day. In addition, not only scoring points with brilliant flower streets “once come – take back thousands”, Sam Son Flower Festival 2021 also receives an extremely spectacular opening night, with a music stage. Assembly and meticulous performances, followed by shimmering 20-minute fireworks on the beach. The romantic dating spots with the best views on this occasion include the Skybar of the FLC Grand Hotel Sam Son, the seaside area of ​​the FLC Sam Son resort complex. Even chill at the “largest saltwater swimming pool in Vietnam” or the infinity pool on high, while watching the fireworks with your loved ones and friends, will also be a beautiful summer memory. Free admission ticket, opening with an epic music night and fireworks show on the beach, Sam Son Flower Festival “Dance of the Sea & Flowers” deserves the most anticipated event in the coastal region of Thanh May. This 4 (Photo: Sam Son FLC) Those who want to combine sightseeing and relaxation in the beautiful coastal city during the event can refer to Combo 2N1D package from Sam Son FLC with price from only 975,000 VND / person, including 1 night stay. In classy hotel rooms, luxurious breakfast and lunch, 1 free drink when attending the Flower Festival, and many other attractive incentives. Final finishing works are rushing to the Sam Son Flower Festival “Sea & Flower Dance” (Photo: Sam Son FLC) If you stay in the period of 10-11 / 4/2021, visitors also have the opportunity to admire the brilliant fireworks display to celebrate the opening ceremony right from the balcony of the 5 * hotel room of Sam Son FLC and immerse yourself in Music banquet – A well-invested sound and light party takes place in the main square of the resort./.

Morning flights from Hanoi to Quy Nhon on April 30 are priced at 2.7-3.2 million VND / way. Afternoon flights are priced lower, around 2 million VND / one way. This price is 2-10 times higher than the days before and after a holiday. With the flights to Phu Quoc, although the airlines have increased the load, the fare is still quite high. For example, the first day of the holiday, the ticket price for HCMC – Phu Quoc is from 1.3 to over 2 million VND / time. In particular, some flights have beautiful hours, suitable for hotel check-in time, taking advantage of the vacation time. The flights from Da Lat, Buon Ma Thuot, Tuy Hoa … were also crowded with high ticket prices. The plans to increase the load on routes between popular tourist destinations are in place. In particular, Vietnam Airlines, Pacific Airlines and Vasco announced an increase of nearly 500,000 seats in 6 peak days (from April 28 to 3-5). Vietjet and Bamboo also increased by 12% -15% of the supply load on the main routes and tourist routes during the holiday period.

Vietnamese stars today April 10: Mai Phuong Thuy has moments of leisurely walking on the streets of Saigon. Former Miss Vietnam wears a stylized black and white set with branded accessories. She revealed that her current measurements are 1m84 tall, 89-62-100 cm in body and wishes to lose a few kilograms. Ngoc Trinh shows off her brand-slim waist when she wears a one-sleeve shirt before check-in time on the plane. Thu Minh shared photos when he was 40 years old. The female singer expressed memory of her long hair and slim body before. People’s Artist Hong Van and Meritorious Artist Huu Chau participated in a new drama project together. The family of three generations of artist Le Giang’s family includes his grandmother, mother and son taking souvenir photos during the trip. Mac Van Khoa first published a family photo with his daughter just over 4 months old. Lam Truong went down the street to have breakfast with his wife at his favorite restaurant. Miss Giang My finds books as a relaxing hobby after a busy day. Thieu Bao Tram is charming but no less elegant with a short skirt combined with a cape. Jun Pham was both amused and overwhelmed with the huge amount of gifts given by a fan from far away. Miss Tieu Vy has a rustic face but is still pretty with a photo of the card she just took for citizenship. Cat Tuong was delighted to catch the backyard chickens preparing for dinner.