FC Schalke 04 Back to the Bundesliga thanks to the loan?

Status: 14.06.2021 5:27 p.m.

The past season has hurt FC Schalke 04 – both athletically and financially. In order to at least quickly get better economically, the club lures its fans with a bond. From Victor Gojdka, ARD stock exchange studio Perhaps the banner on the Internet already says it all: “Glück auf” is what it says if you want to buy the bond from Schalke 04. Schalke promise their investors exactly 5.75 percent interest. In view of the zero interest on the account, that looks lush. But football fan and stock market expert Alexander Langhorst from GSC Research says: Better look twice. “In the end, the money is needed here to repay old debts,” he explains. “You can’t buy players with the money, it’s only used to pay off the old bondholders. And that’s always a sign that you should be careful.” Because if a bond company goes bankrupt, investors’ money may be gone.

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And the finances of the Royal Blues are anything but royal: they made a loss of 52 million euros in the past financial year. Overall, the Schalke push a mountain of debt of 217 million euros in front of them – and now they are relegated to the second division. A disgrace – in terms of football and finance, says sports economist Daniel Weimar, who did research at the University of Duisburg-Essen: “These are high losses on all channels of revenue generation – sponsorship money, especially in TV marketing. So it is at all levels It is to be expected that the level of the first division cannot be maintained. ” Many football clubs get into a vicious circle after relegation: less income, less money for top players, poorer performance. Not a coincidence that recently too Werder Bremen borrowed money from the fans. This club has also been relegated to the second division. This is very typical of football bonds, says sports economist Weimar: “You can see that in the names when you go through the fan bonds: Hansa Rostock, MSV Duisburg, Arminia Bielefeld – we don’t find Borussia Dortmund here, we don’t find Bayern Munich here . ”

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That alone is an indication, says Weimar: “These are the clubs that no longer have adequate access to the normal capital market.” Means: The banks often no longer give the clubs millions. Or only at extreme interest rates. Schalke is now offering almost six percent interest to private investors who are supposed to invest in the bond. At the bank, experts speculate, the association would have to pay twice as much to get fresh money. So would you rather go to the betting shop or buy the bond? Stock exchange expert Alexander Langhorst from GSC Research has a clear opinion: “Perhaps you should consider whether you should leave both of them. Or you can buy the S04 season ticket. The joy you get from it is the greatest.” The Ruhr Area Association Schalke 04 is historically dependent on coal. But whether investors end up making coal with their bonds or burning them? That, experts say, is pretty unclear.

Vincenzo – the drama that marks Song Joong Ki’s return to the small screen after the divorce has come to an end, but the echoes of this work are still there. Talking about the factors that make Vincenzo leave an impression on the audience, in addition to Song Joong Ki’s handsome beauty and attractive movie plot, the pink shadows in the film like Jeon Yeo Bin (as lawyer Hong Cha Young) or me Kim Yoon Hye (as a hacker teacher) also received a lot of attention from the audience. Although these two characters have different beauty, they both have simple, feminine long hair. Besides, the two actresses also have very pretty hairstyles that are easy to apply in practice, so they are worth your attention. 1. Straight hair press the hairpin This hairstyle is quite easy to style, suitable for square faces and helps create a slimmer effect for “facade”. This style is suitable for straight hair, but if you do not have smooth hair, you can completely use a hair iron. The operation is very simple, just turn the part sideways, tuck one side of the hair, press the pretty clip for the side of the hair, you will get a feminine and eye-catching look. 2. Hair tied low This is the hairstyle that best suits oblong faces. If you already have light wavy hair, this option is even more perfect. How to do it includes steps such as parting, fixing the hair and creating a puff for the hair around the top of the head. Don’t forget to leave part of your bangs and then bend in an S-shape, your face will become softer, the appearance exudes elegance and luxury, not cheesy. 3. Hair tied up If you have an oval face, this is a remarkable way to tie your hair. When manipulating, you flip your hair back, remember to use a comb to comb your hair for perfection, and at the same time create volume for the hair on the top of the head, then fix it with an elastic band. To increase the liberal, stylish and create a more compact face effect, you should drop a few small curls like Jeon Yeo Bin’s hairstyle. 4. Half-tied hair This half-tied hairstyle of Jeon Yeo Bin looks elegant and equally feminine. This is the perfect choice for oval-faced girls who have light wavy hair of medium length. The key for this half-tied hairstyle to be stylish is the bangs that are pushed to the side, plus soft waves. Finally, this hairstyle goes well with elegant and professional business suits. 5. Braided hair This summer, braided hair becomes much hotter than previous seasons because stylish ladies know how to wear this hairstyle so that it is beautiful and romantic, not “smeared”. The secret to conquering the perfect braid is to create volume for the hair on the top of the head and braid the braid to the side, that’s it. Source and photo: Her World

In recent years, pole dancing – once confined to strip clubs – has been given a chance to shine on a much larger stage; from the 2020 Grammys, when the beautiful FKA Twigs performed in tribute to the late singer Prince, to appear in large gyms. Not only that, the life of pole dancers also becomes material for filmmakers to exploit, possibly next like “Hustlers” (2019), “Zola” (2020) or “P-Valley” ( 2020)… Recently, female photographer Adrienne Raquel chose to take a closer approach when taking photos of real dancers working at Onyx – the most famous strip club in Houston, Texas, USA. The series was presented by Raquel at her first solo photography exhibition, ONYX, at the Fotografiska museum (Stockholm, Sweden) at the end of April. The exhibition celebrates black women. South – they have long been a source of inspiration in music and visual culture. Raquel sees the changing attitudes around pole dancing as a sign of a major cultural shift. “I clearly feel that this exotic dance is no longer a taboo as it used to be. Women in general are gradually showing confidence and really showing their sex appeal. It has become more normal in our society,” the photographer said in a video interview. Adrienne Raquel, who lives and works in New York, has collaborated with many international stars such as Megan Thee Stallion, Lil Nas X and Travis Scott. She came up with the idea after visiting the club in 2017. At that time, she went to Houston for her aunt’s birthday and they chose Onyx as the party venue. Once, the experience made her cherish the dream of returning to capture the shining moments of female strippers in a candid and intimate way. She describes these women as complex, hard-working, talented individuals and extremely adept at their work. “Onyx is one of those rare strip clubs where I really feel welcome. It feels like home,” Raquel said. Raquel was mesmerized by the space covered with velvety pink and red light, and the deep and sensual shadows mingled with the dancers’ movements. “When you walk into a strip club, you’re a bit surprised at first. Then it brings a sense of debauchery. Once I got over that stereotype, I really noticed the dancers – not just in terms of their physical beauty or sex appeal, but also the relationship they had with each other.” explained. The exhibition “ONYX” is an expression of beauty, from the way the light curves around the back and heels, to the silent, contemplative moments of the women backstage. However, what Raquel wants to convey goes beyond that external beauty. “I think, there is definitely external beauty. But the way they move, walk and talk shows that they have innate confidence,” she emphasized.

Attending the program were Associate Professor, Dr. Tran Xuan Nhi – Vice President of Vietnam Association of Universities and Colleges; Dr. Le Viet Khuyen – Vice Chairman of Vietnam Association of Universities and Colleges; leading representatives from all departments of the association; Heads of some association’s permanent clubs and leadership representatives of 16/23 universities were autonomous The whole scene of the opening ceremony of the College Block Club is autonomous. Photo: NEU From the National Economics University, there were Associate Professor, Dr. Pham Hong Chuong – Rector of the school and Professor, Dr. Hoang Van Cuong – Vice Rector of the school. Associate Professor Tran Xuan Nhi shares positive signals with the establishment of the Self-Control College Bloc Club. Photo: NEU Sharing at the launch, Associate Professor Tran Xuan Nhi said: “The College Bloc Club is autonomous is the 23rd club of the Association. The members are all universities with extensive experience in autonomy. We will exchange, share, and solve existing problems together, to autonomously achieve the best results and comply with the laws of the State ”. In addition to the participation of autonomous universities, the ceremony also featured leaders from many universities that are not autonomous and about to be autonomous. According to Associate Professor Tran Xuan Nhi, this is a good sign and shows that autonomy is the desire of all universities, only self-control can really take off. Associate Professor, Dr. Pham Hong Chuong – Rector of the National Economics University emphasized: “University autonomy is an inevitable trend, not only helping schools have more power in academic development, improve the quality of training but also demonstrate the responsibility of schools to the society. The launching ceremony of the College Bloc Club has marked a new step in its own initiative, making a useful contribution to the development and increased autonomy for Vietnamese universities. As one of the pioneering universities in self-reliance, the National Economics University will support and actively participate in the activities of the club and association ”. Professor Hoang Van Cuong was appointed as the club’s leader. Photo: NEU At the ceremony, Mr. Pham Ngoc Lan – Head of School Club Support Board announced his decision to establish a club. Associate Professor Tran Xuan Nhi awarded the decision to establish the club and the decision to appoint the provisional chairman of the club. Professor Hoang Van Cuong shared the club’s operation plan in the first term. Photo: NEU The College Block Club decided to appoint Professor and Doctor Hoang Van Cuong – Vice Rector of the National Economics University as the Chairman of the Club. The Board of Directors of the Club and leaders of the Association of Vietnamese Universities and Colleges take souvenir photos. Photo: NEU The meeting also agreed to elect the Board of Directors for the first term. Professor, Dr. Hoang Van Cuong – National Assembly member, Vice Rector of National Economics University was elected to be the Head of the club. The Vice Chairman is Professor and Doctor Su Dinh Thanh – Rector of University of Economics, Ho Chi Minh City. Board members are leaders of the following schools: Hanoi University of Technology, University of Industrial Economics and Technology, University of Economics – University of Danang, Ho Chi Minh City Open University, Can Tho University of Medicine and Pharmacy. Also at the ceremony, Associate Professor Tran Xuan Nhi awarded the medal for the educational career to Professor, Dr. Tran Tho Dat – Former President of the School Council, Former Rector of National Economics University and Associate Professor. Professor, Dr. Nguyen Mai Huong – Chairman of the Council of Hanoi Open University. Associate Professor Tran Xuan Nhi awarded the medal for the cause of higher education in Vietnam to Professor Tran Tho Dat. Photo: NEU Associate Professor Tran Xuan Nhi awarded the medal for the cause of higher education in Vietnam to Associate Professor Nguyen Mai Huong. Photo: NEU The Board of Directors also held a seminar to discuss university autonomy in the current context. The seminar shared problems and directions to solve the university autonomy problem. Photo: NEU Professor Hoang Van Cuong – Head of the club raised the issue: “Implementing autonomy has helped schools overcome many difficulties and progressed to developing the quality of higher education. However, the current legal corridor still has certain problems. That is why the schools we need to exchange, share, to promote the highest autonomy, freedom to create, freedom to innovate, to create real values ​​together. According to Professor Hoang Van Cuong, one of the issues that need to be discussed of university autonomy is the need to have a mechanism to protect those who dare to think and dare to do. There must be people who dare to think and dare to do things in management to have positive and breakthrough changes. The removal of barriers and entanglement of university autonomy is also a task set for the Club. Talking at the seminar, Professor Su Dinh Thanh said that, in addition to the existing problems, the legal corridor also created a very good direction for schools to autonomy, from association, cooperation, and scientific research. technology transfer and study. Together, the schools study legal documents to solve the problem of autonomy. Club delegates and members took pictures to celebrate at the launching ceremony. Photo: NEU Professor Su Dinh Thanh also emphasized the issue of unity between the school board and the school administrators when exercising autonomy. The seminar also recorded many comments from university leaders on the issue of autonomy in the current context. The program has opened up new perspectives, helping schools share problems and solve some problems that schools are facing. It is known that the next time the club will be held at the University of Economics Ho Chi Minh City is scheduled in October 2021.

Brown tones vintage mainstream makes the space both modern and classic. Photo: Woori With spacious and airy space, Woori has outdoor furniture for those who like to enjoy the sun and wind and a cold room inside with quiet space for you to work and study. In addition, upstairs is a large space for you to organize party or group activities. Group study here is quite ideal! Photo: Woori Photo: Woori Photo: Woori You may not know, the delicious cakes of the restaurant are prepared from Korean chefs. The cake does not use preservatives, humectants and other additives so it tastes fresh and delicious. In addition to the water and cakes, the delicious savory cakes, Woori also scored by a glass of pea perfume with the attentiveness and mentality of the staff here. The surcharge for overnight surcharges: Woori doesn’t charge you any surcharges, just order a glass of water and so “all night” only! Giangnam Coffee: Paradise for night owls is here! Giangnam is still mentioned by teenagers with descriptions such as “Is it crowded?”, “Is there always a shop? full where is not it? ”. This is also one of the favorite destinations of college students when the exam season comes back. The space is open, wide and uses very few decorations. You will love the stylish and natural blues décor minimalism of the bar. Photo: Giangnam Not to mention a very lovely plus point, which is the category confession on fanpage where you can confide in “someone” … These confession Cute will be responded by the shop and posted on fanpage. Another plus point of Giangnam is that you will never be short of… power socket every time you need to charge your laptop or phone. Because Giangnam is equipped with a charging socket on each table, you will always feel secure and comfortable. Photo: Giangnam Photo: Giangnam Photo: Giangnam During the exam season, Giangnam became busier than ever. The menu of the restaurant is also varied with drinks from coffee, tea, milk teas and yogurt. The shop also has a bakery from small, pretty cakes to salted egg sponge loaves that can fill your stomach. Overnight surcharge in Giangnam is 15K / person. Every day, until 10 pm, the shop will notify those who have overnight needs here.

As Xuan Truong said, the Hanoi club is still a big team, still a rival that HAGL respects. For nearly 5 years, a group of talents were praised, admired, considered “national players” of HAGL just quietly in front of Hanoi no matter which yard. In the position of Xuan Truong and his teammates, if we meet the scene, we will be pushed by Hanoi and kicked, but it would be too much. Xuan Truong shines to help HAGL beat Hanoi club. Photo: Duy Anh. HAGL deserves to win the Hanoi club Even the joke of a HAGL player that “spending the youth to stay relegated” is enough to make us see that HAGL players in particular and mountain team fans in general have been hurt like how. They had to live through both doubts about their abilities from those who did not “like” them to the “love” tinged sympathy of those who had feelings for them. Really, the German elected kids don’t want that. HAGL players know them better than that. And when Kiatisuk came back, HAGL was different. Of course, the breath changing from Kiatisuk for Cong Phuong, Xuan Truong … is only a part. The rest for HAGL to have the form today must be the courage of the German elected and the club managers. They have dared to realize their mistakes over the years because they were too confident to make a change in team personnel. Admittedly, HAGL’s foreign soldiers are very qualified and themselves are also one of the basic factors for HAGL to have their first victory over Hanoi after nearly 5 years of waiting. HAGL’s playstyle has been shaped after 10 games, and we can see very clearly Kiatissuk’s policy of having the team go from home based on a short and smooth pass and maintaining a stable squad distance close range. That makes it always easier for HAGL to get on the ball with multiple deployment directions and gives viewers the feeling that they are always enough, if not redundant, personnel in hot spots on the field. It is HAGL’s maintenance of a good formation, creating very close links, that completely divided Hanoi. The midfield of the Hanoi club, with Moses and Tan Tai, shows only enthusiasm, dynamism, not the ability to hold the rhythm of the game and coordinate the ball. And in a day when Quang Hai could not create a turning point to change the situation, Hanoi had no clear chance when the players of coach Hoang Van Phuc were just fragments that could not communicate with each other. Meanwhile, HAGL’s policy of low play and quick counter-attack proved effective. This match, HAGL played with a much lower lineup, using their numerical advantage to organize their defense tighter than in all their previous matches this season. This is the most important and accurate decision. For Kiatisuk, Hanoi club, despite a staff crisis, it is still a high quality and old competitor. Therefore, HAGL needs to be careful first and seek victory by carefully taking the opportunities that arise. When HAGL advocates that, Hanoi does not have a focused, scientific and sober defense. The losing phase may come from the surprise due to Xuan Truong’s spectacular shot, but in fact, in that situation, the two central midfielders of Hanoi left a space too wide at about 30 meters in front of them. Fort. That’s taboos. If Xuan Truong does not finish in that situation, he still has other organizational plans that are enough to endanger the goal of Tan Truong. However, the most concrete example of the lack of strictness of the Hanoi club’s defense must be the situation in the 51st minute, when HAGL counterattacked with only Van Toan and Van Thanh. Van Toan’s pass to Van Thanh is extremely dangerous. Thanh Chung contacted Tan Truong for Tan Truong to release, but obviously, it was a mistake for Thành Chung to stop at that moment. Even if the goalkeeper hears the request to leave, the defender is not allowed to stop clinging so that the opponent can have the ball. Van Thanh received the ball in that counterattack and indeed, it must be said that the Hanoi club was lucky without losing another goal. HAGL played a very good game. Not only did it show that they were much more alert, but it was also a sign they could usher in a new cycle, a cycle of challenge and success. And when HAGL gets such a positive signal, Hanoi should also wake up because if they don’t change, they will most likely enter a cycle (albeit short) of disappointment. Geovanne is an unsuitable foreign soldier for the Hanoi club, at least until now. Photo: Duy Anh. Hanoi club disappoints We have to admit that Hanoi’s foreign soldiers have not proven much and it seems that their selection of foreign soldiers is too subjective. Bruno or not? Great. Geovanne or not? Or so. However, both players are very good at kicking the right partner and rather kicking in a Viettel and Saigon club that once advocated a counterattack. Hanoi doesn’t play that counterattack football. So is it correct that they marry Bruno and Geovanne? Meanwhile, the old Hanoi club veterans used to “make salad” their opponents in the V.League really old. And when the Hanoi club fell into an injury crisis, penalty cards with formidable names like Hung Dung, Van Hau, Dinh Trong …, they appeared as an old tiger with hope for 2 The lost West striker and a lone Quang Hai do not have the most needed support. This failure can cause the Hanoi club to fall into the group of 8 teams in the second stage and if so, it is an unacceptable season for anyone who loves the purple shirt team. But it was a necessary failure, because it touched the pride of the Hanoi club, a force. It will awaken the old tiger because as a ruler, no one wants to change roles to be ruled. And all hope the Hanoi club must be revived. Because only that makes the V.League more and more attractive when HAGL has begun to really transform in the stature of a champion candidate. HAGL Highlights – Hanoi Club The only goal of Luong Xuan Truong helped the home team Hoang Anh Gia Lai to win all 3 points when receiving the Hanoi club in the 10th round of the tournament on April 18.

22 years after having to play in third place, Man City is now present in the semifinals of the Champions League. (Image: Getty Images)

Looking at the presence of English clubs in the two European arenas, the balance of power has changed. Money is key, but not all.

The British flag is flying high again in Europe and the two English finals like the 2018/19 season are completely repeatable, with Chelsea – Man City in the Champions League and MU – Arsenal in the Europa League. Before you dream of that scenario, though, pause for a moment and think about the amazing change in English football.

About two decades ago, even those with the richest imagination could not imagine a day when Chelsea and Man City walked on their journey to conquer Europe’s peak, while MU and Arsenal sought a salvation. for the season in the 2nd tier arena.

At the turn of the 21st century, MU and Arsenal are the two dominant forces in the Premier League. They rarely bother with the rest and spend time searching for European glory. Chelsea and Man City do not have that comfort. The two grappled with their own problems, mostly with regard to money.

Before Roman Abramovich took over the Blues, this team owed £ 80 million and faced bankruptcy. The Citizens is also deeply in debt after trying to get out of the 3rd league and back to the Premier League, playing a derby with MU instead of Macclesfield Town in a stadium with only 6,000 spectators.

When the problem is money, it’s easy to solve if there are bosses like Abramovich or Sheikh Mansour, who suddenly one day discover their love for football and step into Chelsea, Man City, then make a transformation. spectacular. Two teams that are inferior to their history suddenly become giants, overthrow old forces and write their own history.

Arsenal Vice President David Dein once described how Chelsea functioned as follows: “Abramovich parked his Russian tank on our doorstep and shot out £ 50 bills.” Dick Law, Dein’s assistant, corrected: “I think it looks more like a 1,000 bill.”

There’s a pretty big jealousy here. The Russian billionaire once learned about the possibility of buying Arsenal but ignored it and Dein was extremely angry when he knew it. As for Sir Alex Ferguson, he accused Chelsea of ​​”ruining football” and scolded Man City, “a noisy neighbor” that was “spending money in a suicide fashion”.

In a less extreme way, former Newcastle President Sir John Hall said that in football, people don’t have to pay, only so far, bosses spend more money. “We, Aston Villa, Everton and Liverpool, Arsenal or MU all burn a lot of money, but the tycoons have taken everything to new heights. The bottomless pocket allows them to do anything, ”commented Hall.

But Hall added, billionaires from all over the world “have changed the game and the way football is run”, not just about money. As seen, in the period of 2013 up to now, MU’s actual expenditure is 780 million pounds, not much less than Man City (854 million) and double Chelsea (380 million), triple Liverpool (231 million). What about Arsenal, with 445 million spent, they are the third most expensive team in the Premier League, just less than two Manchester teams.

Money is very important in football, but it must be efficient to drive big ambitions. MU and Arsenal are slow to adapt and then fall behind. Efforts to spend money to level the gap can help them catch up with Chelsea and Man City, but not now.

“We have reached the semi-finals of the Europa League and this is like a true big game in Europe, because Roma is a rival with a long history,” MU coach, Ole Gunnar Solskjaer said after overcoming Granada. April 16 morning.

“It is wonderful to be one of the four strongest teams in Europe. This is not an achievement, because Man City has entered the semi-finals of the Champions League once. We are creating another history, ”Man City coach Pep Guardiola said on Thursday.

A team trying to write history in Europe’s most famous league, a team trying to exaggerate the stature of the second-tier arena sounds ironic. However, this is how football plays out.