Mr. Minh affirmed that Sacombank and LienVietPostBank are currently two completely independent banks with no contact with each other. Mr. Minh said that he now dedicates all his love and enthusiasm to Sacombank because this is the bank associated with his interests at the moment. At the meeting, Mr. Minh also shared with his desire to receive dividends from many Sacombank shareholders soon. Mrs. Kim Cuc (70 years old) said she had invested in Sacombank for decades and had the greatest desire to receive dividends. Mrs. Cuc said that the bank’s leaders during the restructuring period drove Sacombank to achieve good business results, bringing joy to shareholders, but if the dividend is paid, “the more fun”. “I myself also want to be paid dividends. Sacombank’s stock price is currently good. But if we are restructuring, we must follow the roadmap of the State Bank. Dividend distribution must wait for successful restructuring ”, Mr. Minh answered to shareholders. Mr. Minh reiterated his promise when accepting the task of restructuring Sacombank, the Board of Directors committed to try to succeed after 5 years. After the restructuring is successful, the bank will return to its normal state, and will be entitled to pay dividends. Chairman of Sacombank expects that by 2022 or early 2023, dividends can be distributed to shareholders. Another issue is that the strategic shareholder participation in Sacombank, which is of interest to investors, is also briefly answered by Mr. Minh that can only be discussed after the restructuring is successful, reporting to the State Bank. “Successful restructuring takes into account dividends and strategic shareholders. The Board of Directors is trying its best, uniting with the management board and Sacombank’s staff to successfully restructure in 5 years as promised when receiving the tasks. Up to now, I affirm that Sacombank has regained its position in the banking and financial market, operating stably and strongly developing ”, Mr. Minh emphasized. Currently, 32% of Sacombank’s shares are collateral assets under the management of VAMC. Chairman of Sacombank said that according to the restructuring plan, the bank must consult the Prime Minister to implement the plan of auction of shares. this part. Expected price includes the original price plus interest about 33,000-34,000 VND. Mr. Minh said that these shares may have to wait until 2022 to resolve. Chairman of the Board of Directors of VAMC Nguyen Tien Dong assessed that if the auction is successful for these Sacombank shares, the bank will have more investors with “fresh money, real grain” to participate and the business will be more active. Regarding the business situation in the first quarter, Sacombank General Director Nguyen Duc Thach Diem said that the first 3 months’ profit reached 25% of the plan of pre-tax profit of 4,000 billion VND in 2021. The credit balance in the first quarter increased by 5.8 %, capital mobilization increased 3%. In the first 4 months of the year, the bank successfully handled 2,280 billion dong of bad debt.

Accordingly, Sacombank’s shareholder meeting has approved the business plan of 2021 with the pre-tax profit target of 4,000 billion dong, up 20% year-on-year. In addition, total assets are 533,300 billion VND, an increase of 8% compared to 2020; the total mobilized capital reached 485,500 billion VND, an increase of 9% over the previous year. In which, mobilization from residents and economic organizations is expected to reach VND 478,300 billion, an increase of 9%; Total credit balance reached 372,000 billion VND, up 9% compared to 2020. Sacombank said, based on the allowed credit growth of the State Bank and the business situation in 2021, the Board of Directors will adjust appropriate deposit and loan growth target. NPL ratio with Sacombank’s target in control is below 2%. Answering questions from shareholders about business results in the first quarter of 2021, Ms. Nguyen Duc Thach Diem, General Director of Sacombank said that by the end of March 2021, Sacombank’s capital mobilization increased by over 3.5%, lending credit room reached 5.8%, revenue over 1,200 billion services. Bad debt settlement in 4 months is 2,280 billion dong. Profit reached 25% of the plan, equivalent to 1,000 billion VND. Sacombank’s Board of Directors also said that the bank’s profit retained was high at 6,000 billion dong. The Bank plans to use retained earnings to pay stock dividends, to increase charter capital as well as to meet shareholders’ expectations for many years without receiving dividends. Sacombank has submitted to the State Bank for dividends, but since the Bank is in the restructuring process, resources must be concentrated to handle bad debts. Sacombank aims to handle VND 10,000 billion of bad debt. Responding to shareholders about the dividend schedule, Mr. Duong Cong Minh, Chairman of the Board of Directors of Sacombank, said that when the restructuring is successful, the Bank’s Board of Directors promises to try to restructure successfully in 5 years, expected to be 2022 or more. to normal status, early 2023 will be able to pay dividends. According to Mr. Minh, the Bank is focusing on handling outstanding bad debts. The bank continues to open a public and transparent auction of Phong Phu industrial park. Over the past time, Phong Phu shareholders have had a lot of controversy to buy and sell lawsuits, so the People’s Committee of Ho Chi Minh City is suspending to resolve it completely, hoping to continue to handle it in 2021. In addition, Sacombank has also sold successful auction of many real estate to recover bad debt. Before the information about whether to merge LienVietPostBank (LPB) into Sacombank (STB) as well as the relationship between these two banks, Mr. Duong Cong Minh said: “LienVietPostBank is a natural child, I let go to get married, Sacombank is my daughter-in-law recently married, so I’m more precious, and my job is to focus on Sacombank “. In addition, the Chairman of Sacombank also informs shareholders about plans to sell capital to foreign investors that can only be resolved when the restructuring is successful. Speaking at the AGM of Sacombank this morning, the representative of the State Bank highly appreciated the handling of the post-merger bad debts of Sacombank. In particular, the role of the head of the Board of Directors is Mr. Duong Cong Minh – Chairman of the Board of Directors and Ms. Nguyen Duc Thach Diem – General Director of Sacombank. However, at the request of SBV leaders, after the epidemic is controlled, Sacombank needs to focus on promoting asset sales to handle bad debts and outstanding assets since the time of Tram Be at Phuong Bank. South after merging with Sacombank. By the end of 2020, Sacombank’s consolidated pre-tax profit reached VND 3,339 billion, an increase of 3.8% compared to 2019 and 30% higher than the plan. Profit after tax reached VND 2,682 billion, up 9.2%. Total provision balance of Sacombank by the end of 2020 is 13,000 billion VND, an increase of 43.3% compared to 2019 (equivalent to the level of provisioning in 2020 is 3,951 billion VND). As of December 31, 2020, total bank assets reached VND 492,637 billion, an increase of 8.6% compared to the end of the previous year. Customer deposits increased by 6.8%, reaching VND 427,972 billion. By the end of 2020, the total NPL of Sacombank increased by 0.8% to 5,780 billion VND. Meanwhile, customer loans balance grew 14.9% y / y to VND 340,268 billion. Thereby dragging the ratio of NPLs to total outstanding loans decreased from 1.94% to 1.7%. Sacombank’s revenue from collecting and handling bad debts in the past year reached more than VND 15,200 billion. In which, 8,200 billion VND was withdrawn from the Sacombank Restructuring Project after merging with Southern Bank. Raising the accumulated recovery from the project implementation to 46,457 billion VND, reaching 52.2% of the overall plan of the Project to 2025, exceeding 4.2% of the progress. Outstanding assets under the Project decreased by 48.2% compared to the end of 2016, accounting for 9.8% of total assets, contributing to increasing the proportion of profitable assets from 67.9% to 85.2%.

In the program Weekend story On VTV this week, there was the appearance of a female artist loved by many audiences – People’s Artist Kim Xuan. Here, People’s Artist Kim Xuan had a conversation with MC Ngo Nhu Quynh and Psychological Doctor To Nhi A about a topic that is considered eternal in family life, which is the relationship between mother-in-law and the bride.

The relationship between mother-in-law – bride-in-law is a long and controversial topic not only in Vietnam but also in the world. Usually, people think that daughter-in-law is always at a disadvantage in this story. But perhaps times have changed when so many mothers now have to come together to share and learn how to be a mother-in-law. And from the perspective of People’s Artist Kim Xuan, many people have to be confused.

People’s Artist Kim Xuan: “I learned how to be a mother-in-law unconsciously”

People’s Artist Kim Xuan said that the common mentality of mothers, including mothers-in-law who have a daughter to marry, is mostly prejudiced about this relationship. The female artist pointed out that the individualism was too great to make the problem between the mother-in-law – the bride-in-law difficult to solve.

As a woman herself, when thinking about her days as a bride in the past, having a strict but loving mother-in-law has helped her to perfect herself today. Since then, People’s Artist Kim Xuan knows how to properly treat her daughter-in-law. Besides, she proved confusing when some mothers-in-law had thoughts “In the past, it was too hard, so now I want to exile my daughter-in-law as much as I do”.

The female artist was also very surprised when Dr. To Nhi A shared: “Because of the stereotypes of the Eastern culture that ‘overlap with class’ and do not exist alone, that has created the current situation that … young girls hate their mother-in-law even when they do not know they have one. husband or not ”.

This is invisible, making the image of the mother-in-law distorted in the eyes of the bridesmaids, creating a certain precaution even before meeting the other party. On the contrary, on the side of the mother-in-law, they also have certain prejudices created from their own experience of “being a bride” and the fear of losing a son also complicates the relationship with her daughter-in-law.

MC Ngo Nhu Quynh said, being a good mother-in-law and daughter-in-law is not only natural, but it takes effort. The female MC said that when it comes to the mother-in-law relationship – the bride-in-law, usually everyone will pay attention to “learning to be a bride” but forget the aspect of “learning to be a mother-in-law”.

People’s Artist Kim Xuan immediately expressed: “First of all, it must be confirmed that this is a very good phrase. Maybe a lot of people my age, who are older than me or who are preparing to have a daughter-in-law … will say: Why learn to be a mother-in-law? Learning for what? Because they think they are parents, their thinking is that their children must follow.

I feel lucky because being an actress gives me a lot of experience and experience when transforming into many different mothers-in-law. Since then, I know what is right and what is wrong to have a moderation in the way of treating her daughter-in-law, so learning to be a mother-in-law is essential ”.

She continued to confess: “I don’t know if I learned from the films I learned from acting or learned unconsciously, but now I learn this: Even in my family, each member is not sure about the same opinion, sometimes they are It took a long time for a young girl to come to her family, through a time of inquiry, to live with a son. me, give me a lovely, smart grandchild and work like a hard bee even my youth only know for my family.

And what is her joy in return? Is a holiday with the family on vacation. That joy is too lovely, reasonable. There may be very small mistakes but it is a daily life, should I force them to make it bigger to immobilize between the two women in the house, and the most guilty person is my son, should there be that? I feel absolutely no “.

The advice that People’s Artist Kim Xuan gives to mothers-in-law today is to get rid of deep thoughts, just live and think simple. All the things that make you feel light, make the whole family happy and happy should be done, do not let the situation of “daughter-in-law in case of mother-in-law, mother-in-law looking at daughter-in-law” accidentally makes the atmosphere family becomes stressed.

“In my opinion, just live comfortably and especially think about what kind of family we are, the new member to my family must also give people time to integrate. Not 1 minute and 1 second. ‘ You have to be like this, your house is like that, you mustn’t be wrong … ‘God, that pressure is terrible “, People’s Artist Kim Xuan said.

“When Thanh Phuong’s son and daughter-in-law asked for them separately, I was shocked”

Talking about the relationship within her own family, People’s Artist Kim Xuan said she was shocked for half a year when her son left: “Everyone thinks I am living with my son and daughter-in-law Thanh Phuong, but now I live separately. My wife and I only gave birth to Huy Luan. I don’t pamper my child, but whatever I say he is still my only son, so for me, his son is number 1.

I love them, I love them and there are some things that I don’t say, but I always look forward to them. I always listen to her opening the door when she is singing in the tea room every night. Everywhere I go, I will pass by my floor and say: ‘Mom, I’m going home’. Therefore, when Huy Luan, his son and his daughter-in-law Thanh Phuong proposed to live separately, I was shocked, really shocked.

I think, I built a house only for the purpose of the whole family to live together, yet they demanded a separate residence. For about 6 months, my husband and I felt like being stressed, but my family did not say it. I am proud that I am a mother with no deterrence. “

She thought, if I say those words without thinking, it will make me burn forever and misunderstand me. Over the past 6 months, both People’s Artist Kim Xuan and her husband, apart from sad times, thought that their son did it once, but that was true.

“Firstly, Huy Luan and Thanh Phuong’s work hours are erratic, if they keep going home like this will affect their parents’ sleep, so they don’t want to disturb their parents. Fortunately, my son and daughter-in-law’s house is located in District 1, very convenient for their work.

Secondly, I remember myself from a few years ago and see, I myself also dreamed of having a private space so that my husband and I could freely joke around, speak loudly, and argue all opinions without. afraid of being known by parents. So it is true that I am sentimental about boys asking to live separately, but up to now, after 6 years have passed, I feel that their decisions are correct and I respect their decisions “, the female artist confided.