Bob has an experience in the United States. He said that there are no fewer phone scams in the United States than in China. When he was in the United States, he encountered several scam calls.

For example, one day, Bob received a phone call, and he was speaking in curry-scented English, asking if Bob’s computer would occasionally freeze.

At that time, the computer Xiaobai’s computer must have this kind of problem more or less after being used for a long time.

Bob is not a computer novice, and there is nothing wrong with the computer, but he realizes that something is wrong, and wants to see what kind of show operation this buddy wants to play, so he replied “yes” out of conscience.

The other side was very happy to hear this answer, and said, “Don’t wolli, I vill help U!” (Indian accent version, don’t worry, I will help you!)

Then he started to instruct Bob to go to a website to download a certain software. Blahblah said a lot, and finally asked “You understand?”. For this kind of low-level phishing software scam, Bob is naturally impossible to be fooled. He is very disappointed with the scams of the Indian buddies. So he decided to end the topic, and said to the other person “I am studying computer science, I can solve it by myself”, so angry that the other person could not speak, and hung up the phone. I praised Bob’s anti-fraud awareness. He shook his head humbly and said, mainly because the guy’s Indian accent made him vigilant. After all, the white people didn’t bother to do this. Black people generally can’t do this. . . In fact, Bob’s experience can reflect to a certain extent how rampant phone fraud cases are in the United States. According to a survey conducted by an app called Truecaller, phone fraud in the United States has become more and more serious in recent years. In 2020 alone, 56 million Americans were deceived, with a total loss of US$19.7 billion. What is the concept of 56 million people? They account for about 22% of the entire population of the United States, and these are the ones who have been defrauded of money. According to the survey, 30% of people in the U.S. have been scammed by phone scams, and 17% of them have been “scammed several times” . . . Everyone knows that bad reviewers are professionally trained. They usually don’t laugh when they comment on such serious things, unless they can’t help it. So when I saw this data, everyone was stupid. This American’s heart is too big, right? Is it really a per capita wealth boy? According to a data reported by the “New York Times”, phone fraud from India is the main force. The entire Indian phone scam industry, The annual “output value” is as high as 28 billion U.S. dollars, and about 1.2 million people are engaged in phone fraud. At the end of 2020, the police took down a call center in New Delhi, India. These 50 people alone defrauded more than 14 million U.S. dollars in the United States. On the official website of the U.S. Department of Justice, you can also read about India phoneThere are people in India working on fraud cases as early as 2013, and it has a long history. So the question is, why is it in India? phoneCan fraud develop into such a huge industry? For this matter, the major Western companies are still to be blamed. As we all know, India is a country with a large population, and it is also a populous country with English as one of its official languages. Large companies such as Google and Microsoft have money, but the cost of recruiting people as customer service in their own country is too high, so they set their sights on India, which is not so rich but has a lot of people. Many large companies have set up manual customer service call centers in India, and adopted the method of “training on duty” to correct their accents and grammatical habits. This kind of high-end foreign company outsourcing work is a good way out for many poor Indians. After all, it has a very low threshold. They are all Indians. Who doesn’t speak a few English anymore? As a result, a large number of people have received induction training, and manual customer service has even become a dream job for many people. Picture source: @正解局▼ But training belongs to training. After all, there are only a few positions. Those who have received training but can’t go to work think of the crooked way of phone fraud, and this way of making money is much faster than being a customer service. In addition, India has a large population and fierce competition for employment. Every year, educational institutions train a large number of software engineers, but only 20% of them can find decent jobs. Some of the remaining people provide “technical support” for phone fraud, such as using crawler software to obtain personal information of victims, and so on. In addition to labor and technology, India phoneScams are the same as phone scams in Southeast Asia. They use different scams based on the characteristics of the American population. For example, a refund scam specifically for the elderly tells them that there is a refund available, but there is a problem with the bank transfer system. Then he proposed that he needed to remotely connect and manipulate the elderly’s computer to log in to the online bank account and pretend to transfer money to the elderly. In fact, the displayed amount was changed by modifying the front-end code of the web page. Then told the old man that they accidentally transferred too much money and needed the old man to transfer the money back to carry out a wave of empty glove white wolf. For those old people who don’t understand the code, it’s easy to believe them and get cheated of money. There is a computer technical support scam (Bob has encountered that kind),Use phishing websites to induce others to download Trojan horse programs and steal bank account passwords. Or you may use hackers to hack into the victim’s computer to blackmail, and wait for your pornographic photos to be seen on the entire network without paying. Targeting young people, they will use other scams, such as the threat of drug dealing. Since a large number of young people in the United States have been exposed to drugs such as marijuana, these scammers will pretend to be employees of the US Drug Enforcement Administration and claim to have found his bank account on the side of the drug cartel. At the same time, the victim will be told his real address, making the victim panic ▼ Then tell the victim to wait for someone to come and go to jail, unless you pay the money to get acquitted. Faced with such a serious accusation, these young people naturally couldn’t grasp it, and paid on the spot before thinking about it. Some of these scams are even aimed at immigrants who have just arrived in the United States. Scammers will call these new immigrants to pretend that they are from the tax bureau, saying that they are tax evasion and tax evasion. The penalties for tax evasion in the United States are very serious. The key is that there are many miscellaneous taxes. Many newcomers do not know whether they have missed the payment, so they are deceived by scammers. Recently, due to the epidemic, there were not enough hospital beds and oxygen inhalers in the United States. India also invented a scam to sell oxygen cylinders. The money was paid before the goods. The victims disappeared as soon as the money was transferred, deceiving many people. The entire Twitter is that people are reporting scams related to the epidemic. This is a fire extinguisher changed to an oxygen tank ▼ In fact, these scams have flaws. For example, some scammers even ask victims to pay “fines” through Apple Google App Store gift cards, Bitcoin, etc., which is very problematic at first glance. However, the key to all scams is to fascinate the “authorities.” From the perspective of God, we naturally think that such scams are not good, but there is no way to be sure that we will not be fooled in the position of the victim. For example, a colleague in our editorial department was cheated of 40,000 yuan after a hangover one day. Since India phoneScams are so prevalent in the United States, why don’t the U.S. officials carry out a wave of cleanup? Because transnational law enforcement is quite difficult. The nature of this matter is that the Indians are defrauding people, and the Indian side needs to cooperate in arresting people, the deceived are Americans, and the victims in the United States need to file a lawsuit. When those Indians are caught, the local courts will need evidence to sentence them, such as the transfer records of victims in the United States, and it cannot be a casual victim. It must be a victim of scams by those caught. This directly led to the difficulty of the police on both sides wanting to do things, and the fact that they didn’t pay enough attention to them, all of them were slowing down. Officials did not act, but some civil forces in the United States launched a resistance. One of the most famous is Jim Browning, the owner of the tubing UP. He is a highly skilled hacker who has uploaded a lot of content related to overseas scams he discovered on YouTube since seven years ago. In recent years, due to the increasing number of phone scams in India, he also focused his attention on this. He once hacked into the computer camera of an Indian fraud call center and recorded the entire process of the fraudster’s crimes. According to the IP address of this computer, he also located the location of this studio, which is located in Kolkata, India, and even found the specific building. In addition, he is also very phoneThe scammer conducted a wave of “returning to the other side” and made a video, pretending to be deceived, and allowing the scammer to connect with him remotely. Then show the scammer the real identity photos of the scammer he collected early, such as his working place. Ask the scammer if he knows this computer, and is it familiar or not? ▼ And the tools he usually uses. He also asked some specific information about the photos, such as where he took these photos, and found that the scammer was still lying, saying that he took the photos on the company computer. Jim: You are taking pictures of your laptop screen. Liar: Ah this. . . %^&$, yes, yes. (Frustrated)▼ Jim ruthlessly debunked the fact that he took the photo in his own home and told him that the photo was positioned, which meant that the home address of the scammer had been exposed. The liar immediately panicked, turned off the photo on the spot, and cut off the call. Jim: You are scamming in your own home, and you have been lying just now. Liar: Sir, I don’t have one. . . ▼ I can only say that this video of Jim is really refreshing after watching, and the old Murong has recovered! Jim has a lot of Indian scammers realInformation, even the ID cards of many people are available. He sometimes cooperates with other tubing UP (Such as Scammer Payback), To implement his own justice in a “Robin Hood” way. For example, they pretend to be deceived, make a remote connection with the liar, and then use the goose on the screen to pick up the liar’s ID card bit by bit in front of the liar. Scammer Payback will also broadcast live “fishing” scammers, playing tricks on scammers, and it makes people feel very happy. UP owners who focus on anti-fraud, such as Jim Browning and Scammer Payback, have many fans on YouTube, and each video has at least several million views. People who have seen these videos are naturally lucky, and they have a high probability of avoiding phone fraud. But more people don’t know this, and they are still being fooled by phone scams. With the development of the Internet, more and more gray industries are showing a “regional” distribution characteristic, such as the telephone fraud industry in Southeast Asia and India. Criminals use the convenience of the Internet to commit crimes across borders to avoid risks and cheat on a global scale. Isn’t that the law should also keep pace with the times and introduce a related international regulation to crack down on these related scams? Picture, data source: Youtube, Scammer Payback Youtube, Jim Browning Owner and Operator of India-Based Call Centers Sentenced to Prison for Scamming US Victims out of Millions of Dollars 26 Fake Indian Tech Support Call Centers Raided By Police; Arrests Made Indian police cracked huge telecom fraud and arrested 750 people Every year tens of billions of Americans are defrauded. How do Indians do it? TRUECALLER’S TIPS TO AVOID THE NEW COVID SCAMS IN INDIA TRUECALLER INSIGHTS 2020 US SPAM & SCAM REPORT

Youtube, Scammer Payback

Youtube, Jim Browning

Owner and Operator of India-Based Call Centers Sentenced to Prison for Scamming US Victims out of Millions of Dollars

26 Fake Indian Tech Support Call Centers Raided By Police; Arrests Made

Indian police cracked huge telecom fraud and arrested 750 people

Every year tens of billions of Americans are defrauded. How do Indians do it?

TRUECALLER’S TIPS TO AVOID THE NEW COVID SCAMS IN INDIA

TRUECALLER INSIGHTS 2020 US SPAM & SCAM REPORT

Skynet recovered, and He Xuemei was finally sentenced to 20 years in prison. She paid the price for her actions.

Screenshot of China Judging Documents Network

Public information shows that He Xuemei was born in 1970 in Nanshan District, Shenzhen, Guangdong Province. She graduated from the School of Mechanical Engineering of Chongqing University in 1991.

But looking at the first half of life, she is undoubtedly dazzling.

In 1997, He Xuemei joined ZTE Corporation and began serving as the company’s labor union chairman in 2000. The labor union has two wholly-owned subsidiaries, namely Zhongxing Yihe Company and Yihe Tiancheng Company. He Xuemei serves as the legal representative and chairman of the two companies. In office, she can directly decide to allocate funds from Zhongxing Yihe Company without the consent of any other directors and no board resolution.

The reporter of “Legal Evening News · View News” combed in 2017 and found that He Xuemei often puts three labels on herself: public welfare person, outstanding alumni of Chongqing University, and wife who loves her husband deeply. In January of that year, the first batch of scholarships named after her had just been awarded; when she was interviewed again, she talked about the 30 years that she had walked hand in hand with her husband, “I love his steady and gentle”.

Such a president with a double harvest of career and family, but failed to write the happiness story to the end.

On July 13, 2017, ZTE announced that due to suspicion of illegal fund-raising and duty-related crimes, He Xuemei, the former chairman of the trade union, had voluntarily surrendered to the public security organs. On August 24, the Shenzhen Municipal People’s Procuratorate issued a notice on its official account, announcing that He Xuemei had been arrested on suspicion of embezzling funds.

Screenshot of Shenzhen People’s Procuratorate’s WeChat Official Account

The publication of the criminal ruling of the second instance of this case officially puts the details of the case in front of the public.

Take advantage of your position to embezzle

Observer.com found that from the beginning of 2015 to March 2017, He Xuemei released information about fundraising through his WeChat official account, “He Fan Club”, Yixiu’s personal Weibo, WeChat group, QQ group, etc., advocating that it has low risk , Investment channels with stable returns. He Xuemei used high returns as bait to raise funds from many victims in 26 phases on the “ZTE E-Home” e-commerce platform of Yihe Tiancheng.

Subsequently, He Xuemei used a large number of private accounts to receive and transfer the funds raised, and used the funds raised to Buy high-risk trust wealth management products , Buy real estate , Buy and sell stocks on the secondary market , Return the embezzled company funds , Repay personal debts , Embezzlement and transfer abroad Wait. When it was difficult to return the funds raised due to financial loss and transfer of funds, He Xuemei fabricated the financial performance to continue to raise funds, and used the newly raised funds to return the principal and interest of the due funds, staged a “Ponzi scheme.”

In addition to committing the crime herself, He Xuemei also instructed the trade union secretary Hu Mou, Yihe Tiancheng Company’s Vice Minister of Business Services, Wang Mou and others to commit the crime together. When the confession reached this point, He Xuemei said frankly, “They are just my subordinates and do things according to my instructions, and I don’t need to give them any benefits.” A sum of money fell into this way by “borrowing” from others. He Xuemei’s pocket.

After auditing, He Xuemei has raised a total of 2.11916570107 billion yuan of funds , 8819 participants 25580 person-times, 3921 personnel not returned The total amount of financial management funds is 89,856,809,607 million yuan. The huge amount of funds and the wide range of personnel involved are shocking. After the incident, ZTE Corporation paid all the outstanding funds in advance.

The incident in the East Window can not escape the law

The fire can’t be contained in paper, and things will eventually be revealed.

The “misfortune” caused Xiaoqiang. The internal audit of ZTE Corporation found He Xuemei’s footing.

In 2017, during a routine audit of ZTE, it was found that from March 2015 to December 2016, He Xuemei instructed Yihe’s chief financial officer Ji to borrow and invest in the name of Yihe’s board of directors without a resolution. Unauthorized transfers from the company’s public accounts to individuals (including Yihe employees and non-employees), and company accounts that have no business dealings with the company, accumulatively transferred about 399 million yuan.

After investigation, ZTE found that the above-mentioned funds embezzled by Yihe Company had been returned, but the flow of loans and repayment were inconsistent. After an audit interview, Ji, Hu and others all stated that they acted in accordance with He Xuemei’s instructions. ZTE believed that He Xuemei and Ji had misappropriated Yihe’s funds.

The audit also found that Yihe’s canteen, “ZTE E-home” shopping mall, etc.’s sales revenue, as well as Yihe’s loans, all flowed to accounts actually controlled by He Xuemei. The company believes that He Xuemei is suspected of embezzlement. However, He Xuemei did not cooperate with the company’s investigation and did not clearly state the above facts and the direction of related funds.

On June 21, ZTE commissioned legal counsel Tang to report the case, accusing He Xuemei and others of embezzling funds and embezzling their positions.

On July 11, the investigating agency filed a case for investigation with “He Xuemei and others suspected of embezzling funds.” On the same day, He Xuemei took 50 tablets of clonazepam (a sleeping pill) by herself and was admitted to the hospital for emergency treatment .

On July 12, He Xuemei was discharged from the hospital after treatment and returned to the company accompanied by ZTE staff. She expressed willingness to cooperate with the public security agency in the investigation. Later, her accomplices Hu and Wang were arrested and brought to justice.

On August 9, the investigative agency discovered that He Xuemei was involved in fund-raising fraud while investigating the fact that He Xuemei was “misappropriating funds”. The case of “He Xuemei’s suspected fund-raising fraud” was opened for investigation.

As if she was stripping away a cocoon, He Xuemei’s criminal facts were finally uncovered layer by layer. After careful investigation and solemn trial, she also ushered in the final outcome.

“The defendant, He Xuemei, guilty of fund-raising fraud, was sentenced to 15 years in prison and confiscated RMB 20 million of personal property; for embezzlement of funds, he was sentenced to seven years in prison; for the crime of embezzlement by office, he was sentenced to six years in prison. Combined punishment, a total sentence of 28 years imprisonment, confiscation of personal property of RMB 20 million, Decided to carry out a 20-year imprisonment and impose a confiscation of 20 million yuan of personal property . ”

Because of her own private thoughts, the female president who was once in power will spend the next twenty years of her long life with Tie Lao Han Chuang.

This article is an exclusive manuscript from Observer.com and may not be reproduced without authorization.

Source: GPLP Rhino Finance (ID: gplpcn)

Recently, Wang Zonghe, a fund manager of Penghua Fund, encountered a “Li ghost” counterfeiting incident. It is worth noting that this is the third “Li ghost” incident that Penghua Fund has encountered since October 2020.

“Lee Ghost” incident continues to fund companies frequently clarify

On April 10, Penghua Fund issued a clarification announcement stating that recently, criminals fraudulently used Penghua Fund and the company’s well-known fund manager Wang Zonghe to recommend stocks to investors to defraud funds through WeChat groups and other methods. These acts are purely purely acts. The illegal act of illegally embezzling the name of the company and the fund manager.

Source: Tiantian Fund Network

It is not the first time that Penghua Fund has encountered this similar incident. In October 2020, someone pretended to be Wang Zonghe and the Penghua Pension Industry Fund managed by him to build a group of stocks. In February 2021, Penghua Fund once stated that some Use the banner of “Penghua Fund” to publish a promotional page with a WeChat QR code. After scanning the code, open the “Penghua Fund” registration page and defraud investors by inducing investors to transfer funds to private accounts, requesting recharge to promote membership, etc. funds.

In fact, in recent years, there are no less than 10 fund companies that have been targeted by “Li Gui”. In addition to Penghua Fund, they also include Tianhong Fund, Boshi Fund, Yinhua Fund, Dacheng Fund, Bank of China Fund, Jinxin Fund, Zheshang Fund and so on.

Yang Delong, chief economist of Qianhai Kaiyuan Fund, said that the phenomenon of “Li ghost” has existed in the field of public funds for a long time, and it can be said to be banned repeatedly. A key point in the fight against the “Li Gui” incident is to make investors clearly realize that it is often undesirable to make investments based on so-called inside information and stocks recommended by big coffees.

Article 21 of the “Funds Law” states that relevant practitioners of public funds shall not disclose undisclosed information obtained conveniently due to their positions, and shall not use this information to engage in or express or imply that others are engaged in related trading activities. Penghua Fund stated in the clarification announcement that the company has never recommended stocks to any investors, strongly condemns these actions, and reserves the right to pursue further legal liabilities.

Some products of Penghua Fund have had negative returns since their establishment

According to Tiantian Fund.com, Penghua Fund was established in 1998 and is one of the “old ten” fund companies. As of April 7, 2021, the total management scale of Penghua Fund is 595.581 billion yuan, compared with June 30, 2016. Japan’s 2013.69 billion yuan has increased by 394.215 billion yuan, and the scale has nearly doubled in five years.

Source: Tiantian Fund Network

Despite this, Penghua still has a number of funds with negative yields since its establishment, such as Penghua U.S. Real Estate USD Spot Exchange (006283), Penghua China Securities A-Share Resources Industry Index (160620), and Penghua Set Sail for two years. Closed operation mixed (009984), Penghua China Securities All Index Securities Company Index A (160633), as of April 14, 2021, the returns of the above funds since the establishment are -8.05%, -1.53%, -2.01%, -37.30%.

According to Tiantian Fund.com, as of April 14, the cumulative return of Penghua China Securities Index A is -16.21%. Since 2021, nearly June, March, and January, the rise and fall have been green. , Respectively -15.20%, -16.21%, -15.06%, -2.64%, underperformed the same average of -2.35%, 2.39%, -5.45%, -0.61% in the same period, the quartile ranking is not good.

Source: Tiantian Fund Network

Penghua China Securities All Index Securities Company Index A Fund was established on May 6, 2015. The fund manager is Chen Long. As of January 11, 2021, the fund size is 1.577 billion yuan, which is down from 1.723 billion yuan at the end of 2020. 146 million yuan.

(This article is for reference only, does not constitute investment advice, and operates at your own risk accordingly)