Free corona tests Pharmacies want to reduce supply

Status: 06/20/2021 07:22 a.m.

In view of falling demand and less money from the federal government, many pharmacies want to reduce their range of corona rapid tests. The implementation is no longer economical. Due to the falling demand for corona tests, Germany’s pharmacies want to limit their range. Since the number of fully vaccinated is increasing and infection protection rules have been relaxed, the need for tests is decreasing, said a spokesman for the Abda pharmacists’ association. He also pointed out that the federal government pays less than before. “This means that it is no longer economical to carry out the tests for a number of pharmacies.” The test offer will therefore probably get smaller step by step. Alongside private companies and state institutions, pharmacies are among the most important test center operators. According to Abda estimates, around 20 to 25 percent of pharmacies offer so-called citizen tests – that is, rapid tests that are free for consumers and paid for by the federal government.

Less money for tests

Originally, the pharmacies, like all other providers, received up to 18 euros per antigen test carried out, now the federal government only pays up to 12.50 euros. In the corona pandemic, spring tests were key to ensuring that people with a negative result could visit restaurants or shops.

However, the number of infections is now so low that loosening takes effect and a visit to a restaurant or shopping is permitted even without a test result. In addition, fully vaccinated people are exempt from test requirements.

Fewer and fewer rapid tests

Figures from the NRW Ministry of Health show how much demand is falling. Last Thursday there were 306,000 rapid antigen tests via the test centers in the state. Of those, 216 were positive – a percentage of 0.07 percent. A week earlier there were 498,000 tests in one day (positive: 0.08 percent); a month ago it was 594,000 (positive: 0.23 percent). The number of test sites in North Rhine-Westphalia was recently stable at 9236 – it will probably decrease in the future.

The Association of the Diagnostics Industry, which represents manufacturers of tests, assumes that the demand for antigen tests in the test centers will drop significantly in the summer. The manufacturers will “of course adjust to a permanently falling demand,” said an association spokeswoman. But they are working on tests that could detect both influenza and coronavirus disease. Such tests could help in the fall, should there be a flu wave and the number of corona infections rise again.

Recently, 63 institutions including CITIC Securities and China International Capital Corporation (ZFZJ.CN) focused on investigating the licensed payment institution Lakala. Chairman Sun Taoran and the new general manager Chen Lie received a reception. During the exchange session, Sun Taoran targeted Digital currency, SaaS, payment rate, local push staff cost Responded to hot issues. There are investors asking questions, Please analyze, for example, within two to three years, where are the huge business opportunities for large-scale implementation of digital currency? In response, Sun Taoran responded: “About the new payment form, we talked about two sentences. First, it will change the payment pattern. Second, it will have an impact on the business format. In the era of digital currency, It will change the position and voice of the acquiring side in the payment industry, including Lakala. For business, it will give birth to many possibilities. After the digital renminbi comes out, all these things may have some changes, which will bring There are many business opportunities. As we just mentioned, in the supply chain, in the clearing and payment between wholesalers at all levels, it is very likely that digital currency will have a very big advantage, and digital currency may also create many other New things, because the entire digital currency is paid by you and all the information is recorded as a record. When we look forward, we can at least see these.” In 2020, La Cala’s performance continues to grow steadily. The annual net profit attributable to the parent is 931 million yuan, a year-on-year increase of 15.43%. From 2015 to 2019, La Cala’s net profit in the first five years has increased by more than 30%. From 2015 to 2020, the compound annual growth rate of net profit reached 50%, and the gross profit margin has remained high at 41%. In terms of strategic planning, Lakala disclosed that the deployment of digital currency and cross-border payment has achieved remarkable results, and the payment ecosystem is taking shape. It is building a technology platform to provide SaaS to enterprises and financial institutions and reconstructing new retail with full supply chain services. By 2023, La Cala will be established “ Payment, technology, new retail “The multi-dimensional merchant service system has achieved one of the best payment scale industries, the first echelon of cross-border payments, the best industrial Internet technology platform industry, and the top three in the new retail industry. Payment ecology , La Kala disclosed that the basis of La Kala payment is the “payment ecology”. By giving full play to the first-mover advantage of digital RMB, iterating payment tools, upgrading the payment industry ecology, and improving La Kala’s merchant structure, forming Merchants, users, banks, expansion agencies, promoters A widely connected ecology. At present, as one of the first two payment institutions to sign a strategic cooperation agreement with the Central Bank’s Digital Research Institute, Lakala has the ability to fully accept digital renminbi transactions. Digital renminbi is a national strategy, and the iteration of the payment method itself will give birth to new businesses. Opportunity, Lakala, as the first batch of in-depth participants, will undoubtedly reap more development dividends. Cross-border payment business will further broaden the scope of merchant services, and the expansion of merchant services will make it possible to implement value-added services. Technology , Lakala disclosed that with payment as the link, technology as the platform, through SaaS and various systems Financial institutions, banks, people, goods, markets All parties are connected to meet the needs of every piece of the ecology by generating data and risk control to help everyone make money. At present, Lakala’s technology SaaS includes corporate SaaS, merchant SaaS, cross-border e-commerce SaaS and financial institution SaaS. Through SaaS services, it covers corporate fund management, account management, risk management, and collection of ordinary merchants and cross-border e-commerce. Optimize various value-added services such as, marketing, operation, etc., and optimize the acquiring system and risk management system of financial institutions to better serve the small and micro merchant groups. New retail , La Kala disclosed that the deep integration of technological services and payment ecology has made the merchant service system more comprehensive and efficient, and the emergence of new retail business has given La Kala merchants more room for service. There are currently 144 million Chinese companies, 12 million retail merchants, and more than 4,000 banks. Lakala has built a business service system of “payment, technology, and new retail” to match the commercial value generated by the closed-loop ecosystem built by all parties. Lakala entered the third-party supply chain platform business market at the end of 2020. In the early stage, samples have been sampled in multiple cities to provide high-quality sources for retail stores, and further promote the in-depth coordination of payment business, supply chain, and technology services. The current market penetration rate is close to that of peers. 3-year level. Attachment: Communication link (Q investor, A chairman Sun Taoran) Q: The 2020 annual report has a more detailed explanation of the operation of digital currency, and also said that there may be an investment of 500 million yuan in the promotion of digital currency in the future. Can you expand or give an example to explain in detail, for example, how our digital currency is connected to the interfaces of various companies. In the future, in the process of using digital currency, how we will do business with UnionPay, or the apps of major banks. Okay, or other institutions that have the ability to act as a digital currency can generate synergy, or they can get more market share. A: Digital currency. In fact, the company established a special department more than a year ago, and a lot of people are participating. However, because this involves the overall progress, it has not been disclosed to the outside world, which is also a requirement of strategic partners. We only announced the strategic cooperation agreement when we entered the pilot program. The investment of 500 million yuan is only our first phase of the plan. In the future of digital currency operation, there are several things that can be seen. The first thing is that all places must be able to use digital currency, just like bank cards and scanning codes back then. When everyone has a digital currency in the future, all the acceptance links will become an acceptable digital currency. This is what we will see in the future. The country’s promotion of the issuance of legal digital currency means that all places that scan codes must be able to accept digital currency today. This is a very big thing to do. This thing requires technical capabilities and system capabilities to be connected. This is the transformation of the business side. The second thing is that from the issuance of digital currency to the circulation and promotion, tens of millions of merchants must be connected to the platform that receives the payment to help merchants quickly acquire the ability to accept digital currency. In the future, there will be many commercial banks. At present, more than 4,000 small and medium banks and rural credit cooperatives do not have the ability to accept digital renminbi. They have to connect with digital currencies. Lakala can provide them with digital renminbi interface services and include An aggregate payment solution within the digital renminbi. Therefore, in the future market of La Cala, we may not only cooperate with merchants, but also provide services for financial institutions and other institutions. The third is to cooperate with our current pilot projects and promotion. For some key points, such as the Winter Olympics, we will do more hands-on activities in advance. These three aspects are foreseeable. For example, in the new retail platform, such a multi-level B2B is the payment from the enterprise to the enterprise, and the multi-level payment at the distribution level. If each level pays a payment fee, even one thousand five or one thousand three. Very high numbers. It is possible that after the emergence of digital currency, through the SaaS system docking, it may be possible to greatly reduce the payment cost. These new innovations are also what we want to do. Q: The company’s logic is very clear. From the small high-frequency payment as the traffic entrance and the SaaS+ stickiness as the channel to improve user retention, it actually falls into the new consumption. The SaaS market is a hot spot for everyone. Can you expand it and share it with us? In fact, SaaS will face, it may be divided into large customers, medium-sized merchants, and small customers. In fact, the three types of play and logic are completely different, because the larger the customer, the higher the customer unit price, but the churn rate is relatively low, but its customization needs There are more, it may be heavier to do, and it may be biased towards the logic of traditional software. However, the small customer may seem to have a low unit price, but the quantity will not be large. This may have a certain relationship with the company’s strategy or thinking. I don’t know how the company considers this in the future? Can you share with us? Thank you. A: We use small high frequency as the entrance, use SaaS + stickiness, and finally enter the new retail and new consumption field. SaaS We form a product system by investing in kilometers, plus our own accumulation in the past. The key to SaaS is the core function, because SaaS is just a payment method and an interactive method. It is a software-as-a-service method. The core depends on your function. What we do is to implement all the functions in the entire link of B2B, cloud stores, and cloud procurement in e-commerce, from the manufacturer to the end user, in the past eight years. For Lakala, the kilometer is equivalent to a semi-finished factory. There are all the accessories in this factory, which can be combined into any product. Lakala combined one thing, which is the system for offline retail stores. We docked the B2B on the cloud shop, docked cloud procurement, a series of functions, and then grafted our original accumulated functions, making this SaaS for the small shop, a user name and account can be used. But after all the data running on this, the payment is no problem, then you have to escrow, the bank can also evaluate your credit, or escrow, and bring the goods at the same time. This is our entry point. At present, the optimization problem of the supply chain must be solved. So our slogan is “good goods”, let it be good goods, more categories of goods, more good price goods, more money, this is what Lakala has to do. Q: If the digital currency level is implemented, we call it a new level, a new payment medium. So in the case of the second payment medium, the future is nothing more than establishing an ecosystem, whether it is a small cloud store or the supply side, or even the demand side. Please analyze, for example, within two to three years, where are the huge business opportunities for large-scale implementation of digital currency? A: Regarding the new payment form, we talked about two sentences. First, it will change the payment pattern. Second, it will have an impact on the business format. In the era of digital currency, the position and voice of the acquirer, including Lakala, in the payment industry will be changed. For business, it will give birth to many possibilities. After the digital renminbi comes out, there may be some changes in all these things, which will bring a lot of business opportunities. As we just mentioned, in the supply chain, in the clearing and payment between wholesalers at all levels, it is very likely that digital currency will have a very big advantage, and digital currency may also create many other new things, because The entire digital currency is paid by you and all the information in the entire process is recorded as a record. If we look forward, we can at least see these. Q: Payment is such a high-frequency application to provide more diversified corporate services to small and micro merchants. What is the key difficulty in the turning point? A: If only payment services are provided to merchants, in fact, the substitutability is still relatively large, but there is still the value of brands and services, and the brands and services themselves are also competitive in payment. After the “96 price reform” , The payment fee rate is going down, but Lakala’s market share is expanding, and profitability is improving, which is to concentrate on the head. If we superimpose it in addition to payment, and reach the merchant’s cash register and reach its shelf, the stickiness with the merchant will increase a lot. In fact, Square in the United States follows this model, which is to enter the cashiers and shelves of merchants. This is from our perspective. The merchant’s point of view is that when we provide these services, we have two benefits. The first one might be more SKUs and better prices. The second and more important thing is that when it puts its sales data, invoicing data and payment data on my platform, we can help it sort out its credit, which was originally unable to borrow money. Enterprises, cooperative banks can lend it to them. So merchants also have this kind of demand. As for why Lakala can do this? We currently include people who may certainly rely on ourselves in the cloud shop in the future. The number of expansion data for a single person and a month has reached more than 20. Why is it that local push is our business? To push this matter, it has a few data to calculate. The first is whether a local pusher can support himself, whether you can increase your monthly sales, the gross profit you earn, and whether you can provide your own salary. This will be a number. For example, if you develop X home in one month, you can support yourself. Second, can it feed the branch company? This branch company has amortized all its costs, so once everyone may assume that the first number is 8 and the second number is 15 for a month, the output per capita reaches 15 At home, this branch is break-even. Third, can you feed the headquarters? That number may be 25. When the per capita production capacity reaches 25, you can feed the headquarters, break even, start making profits, and repurchase. A lot of our data shows that each store purchases a larger amount and quantity in the second and third months. The good news is that our two-month per capita output is in the 60-point supply chain and 80-point system, and the per capita output exceeds 20 companies. For us, we know very well what it is. If this data can be maintained, and if our repurchase data can be maintained, we will look at it for another three months. If these numbers can be maintained, it is very likely to be in this area. We will make progress very quickly. Q: Now the concentration of the entire third-party payment is increasing. However, this rate may actually have a gap of more than 5 times compared with overseas Square. Do you think the rate gap will gradually stabilize through the increase in concentration in the future? The second question, maybe everyone is also concerned that in the context of digital renminbi, it can be anonymous. Will this bring some challenges to our acquiring business in the past? For example, whether the entire market capacity will shrink, the currency may be transferred directly through offline transactions, and it is no longer necessary to complete this liquidation through a third-party acquirer as it is now. A: Of course we hope that our rates are the same as internationally, but the reality in China is not like this, and under such a reality, the entire ecological development is now the best in the world. So I personally think that the matter of rates is a bit like the secondary stock market. The important thing is not how much you buy, but how much you sell. The difference between your buying and selling is what you earn. Therefore, for Lakala and for the acquirer, the important thing is that the space between the cost charged by the merchant and your cost is important, so it affects your income. So if it drops year-on-year, then your space will not change, or if the bottom drops more and the top drops less, your space will increase. This is an understanding of the rate, that is, you cannot look at a value in isolation , But should look at the space between them. Well, when the space is not as big as overseas, for example, what matters is the business management ability and scale effect, which will promote concentration. When this space is large, you may be able to make money by doing 100,000 merchants. But when the space is compressed, companies with less than 1 million merchants or less than 5 million merchants will have been squeezed out, and the rest will be more and more concentrated in the head. Therefore, such a situation is actually beneficial to La Cala. In the past two or three years, in fact, with the downward trend of rate competition, La Cala’s market share and profitability have been expanding. The latter question is the question of the transaction method. The merchant’s demand for payment is not just about swiping the card, you give me the money. It actually has a variety of needs. For example, the first is the need for account reconciliation. For merchants, he has to reconcile the accounts. Every transaction cannot be wrong. All transactions today cannot be wrong. There are errors in handling. There are also many payment-based requirements. These are not offline transactions, which can be solved by handling them yourself. It’s just a form of transaction, and it’s still a relatively small form of it. But behind this form, the entire other merchant services cannot be replaced. We have encountered this kind of merchant, he is willing to accept a payment institution, he is not willing to say that he accepts this and that. Because for him, if 200 goods are sold today, these 200 goods come from four payment institutions. For him, it is a huge workload. He is completely unable to make statistics on today’s sales, purchases, etc. A series of things. A company we invested in has done a lot of services in this area, such as a platform-like SaaS product-Qianacantong. Merchants are willing to treat you only. On this platform, I will clarify all your acceptance methods and needs. . Q: Let me ask again. For example, some customers just want to say that you provide streamlined services and transaction services, such as some newsstands. A: It’s just that you can complete the transaction. There are actually very few such merchants. Not at newsstands. When you buy a newspaper, he takes a small book and writes it down, which magazine you sell, how much money you receive, and takes a small book to keep track of, and then when you receive RMB, small merchants also take it. In a small book, write down how much the buns are, and how much is it. In fact, what payment institutions help merchants do is not just collecting money. After we gave him the cloud shop system, in fact, his ERP and CRM are all in it. For him, after every shipment comes in, it sells. How much we go out, how much we have left, and whether to purchase goods, have all been realized on IT. In fact, this is the impact of technology on business. This impact was originally provided by an independent SaaS company, but now it is only carried in with the service of Lakala payment.

introduction

KPMG’s tax management reform service team launched the “ Science and Technology Empowerment Tax Comes Away A series of articles to share our experience and insights with our clients on various tax management improvement and informatization construction projects. In the previous article, we have shared with readers on the exploration road to improve the tax control of real estate enterprises, the construction of tax management system, tax information planning, demand analysis, and tax-related data governance. After completing the above work, the system development and implementation work can be carried out in accordance with the planned path and steps, and the phased goals of each stage can be implemented. It should be said that in the entire process of tax informatization construction, development and implementation is the link with the longest cycle, the most complicated process, the most involved parties, and the most difficult management and control. It is also the most challenging link. This article will focus on sharing the relevant development and implementation Work experience and insights.

The main work of development and implementation

The main work of development and implementation can generally be divided into the following figure. If the construction is divided into multiple phases, except for the one-time work of the first phase of product selection, other work needs to be carried out in each phase.

Figure 1: The main work of development and implementation

product model

Product selection is a very critical task. To a certain extent, it determines whether the subsequent construction process can proceed smoothly and whether the expected goal can be successfully completed.

Figure 2: Difficulties in product selection

Product selection requires a comprehensive review of the comprehensive strength of the service provider, including visibility and reputation, understanding of tax informatization, product technology level and maturity, implementation experience accumulation, continuous operation ability and follow-up operation and maintenance guarantee ability, and the structure of assigned project team personnel And stability, etc. Unfortunately, in addition to the mature value-added tax invoice management products on the market, there are no standardized products that can well meet the tax declaration and management needs of large group companies. It can even be said that there are mixed good and bad, which undoubtedly increases the selection work. It has become more difficult, so that there are many failure cases, such as:

• An enterprise had a lack of understanding of the tax business by the service provider, and the designed technical solution had defects, and it could not be promoted after the first phase of trial operation, and the second phase had to be re-selected;
• Due to problems in data sorting, business plan, system architecture, etc., a certain company did not achieve the expected construction results of the system, and the project construction was difficult to proceed normally;
• An enterprise seems to go online successfully, but for each collection period, the tax handler calculates the result offline and then sends the result to the service provider’s operation and maintenance personnel to check and modify the data. Once the operation and maintenance personnel withdraw, the system cannot operate normally;
• An enterprise lost its operation and maintenance guarantee due to the failure of a service provider, and was unable to respond to the tax bureau’s revision of the declaration form, and the system lost its vitality.

For companies considering self-research, if the IT team has zero foundation and zero experience in tax industry products and solutions, the risk is also high, and full evaluation and prudent decision-making are required.

In addition, some companies may have built some tax modules in the early stage. If it is not clear in the informatization planning stage whether these early-built modules will continue to be used or discarded, the candidate products can be combined in the product selection stage to further demonstrate the decision.

System scheme design, development and testing

The system scheme design is to design the overall architecture of the system according to business requirements, determine the realization method of each function, and form a knowledge document of the specific realization of the system to guide the subsequent development and implementation work. The system plan design should focus on tax characteristics, such as the different principles of tax laws of various tax types, the differences in tax calculation rules of each business segment, the rapid changes in tax policies, and the differences in local policy implementation calibers, so as to improve the flexibility, ease of use and maintainability of the system.

Development testing is to write specific code and verify whether the business requirements are correctly and completely realized. Development and testing is a stage prone to delays and quality risks. Enterprises must strengthen the management of schedule and quality.

Online preparation, pilot operation, promotion

The focus of online preparation, pilot and promotion includes: formulating business specifications, writing operation manuals, organizing user training; collecting initialization data, making system initialization configuration; formulating pilot and promotion implementation plans, transitional plans, and orderly organizing and promoting the pilot and promotion work.

At the same time, after the system is online, it is necessary to actively follow up user feedback, and comprehensively collect, organize records and respond to the problems encountered in the use process and the opinions and suggestions put forward.

Evaluation item

After a period of operation and use, the system summarizes the work of each stage of design, development, and implementation, evaluates whether the project construction results meet the planned target requirements, and conducts inventory, liquidation, and filing of the assets formed by the project.

Common misunderstandings in development and implementation

In recent years, many large enterprises have been exploring the construction of tax informatization and have achieved good results. However, there are also some unsuccessful cases. Generally speaking, they still have insufficient understanding of the characteristics and difficulties of tax informatization and accidentally stepped on them. Pit.

Figure 3: Common misunderstandings in the construction of tax informatization

Specific to the development and implementation stage, the most common and most influential three misunderstandings are as follows:

Information construction is a matter for the IT department, and the taxation department is insufficiently involved: Some corporate tax departments lack the right to speak in the information construction work, or they rarely participate because they don’t understand IT technology, which ultimately leads to the fact that the selected products, design schemes, and developed functions do not meet business needs and are not easy to use. Series of questions. We suggest that the tax department must take the initiative and actively participate in the whole process, proceed from its own needs, and control the pace and quality of construction.

Don’t pay attention to the system scheme design, no design documents: We often hear voices such as “The project is tight and there is no time to design”, “The design document is useless, there is time to write the document, and the development is over long ago.” We also encountered the IT team in a case and even said ” Refusal to disclose the system scheme on the grounds of “patent secrecy”, the result was that the system had been developed for half a year, but it was a “four dissimilarity” and had to be overthrown and restarted. We suggest that the design plan and the written document must be taken seriously, and full discussion, confirmation and review should be done with related parties. For example, tax declaration, how the system can be parameterized, configurable, and expandable to flexibly cope with the aforementioned difficulties must be clearly thought out and explained before starting to write code.

Once the system is online, you’re done: The online system does not mean that the informatization construction task is completed. The key to whether the informatization construction achieves the target effect depends on whether it is used well after it is online. Therefore, the follow-up system operation guarantee and optimization are also key tasks. In addition, in the process of development and implementation, sometimes some difficult problems are temporarily put on hold. After the system is online, these remaining problems should be continued to be solved. Don’t selectively ignore and plant a mine on the system.

KPMG’s tax information services

In order to better help companies develop tax informatization work, while considering the needs of different companies, KPMG can provide flexible and diverse tax informatization services, including informatization planning, informatization business consulting, tax-related data governance, system development and implementation or Provide business support and project supervision to the company’s own/third-party IT team.

Figure 4: KPMG tax information services

to sum up

The construction of tax informationization is a big project. It will not only cost a lot of money, but also the process will be complicated and the cycle is long. Among them, development and implementation are the most difficult. It is recommended that enterprises manage the entire construction process as a project, invest superior resources, and use scientific The project management method carries out comprehensive management and control, including planning, organization, command, coordination, and control to better achieve the planned goals and ensure the best overall effect.

The content of this article is for general reference only, and is not provided for any individual or specific situation of any individual or group. Although we have endeavoured to provide accurate and timely information, we cannot guarantee that the information will remain accurate when you receive it or in the future. No one should act in accordance with the content contained in it without carefully considering the relevant circumstances and obtaining appropriate professional advice. All the content provided in this article should not be considered as formal audit, accounting or legal advice.

©2021 KPMG Huazhen Certified Public Accountants (Special General Partnership), KPMG Consulting (China) Co., Ltd. and KPMG Certified Public Accountants are all associated with KPMG International Limited (“KPMG International”), a private UK company limited by guarantee. KPMG International does not provide any customer service. Each member firm is its own independent legal subject, and so is its description of itself. KPMG Huazhen Certified Public Accountants (Special General Partnership)-a Chinese partnership accounting firm; KPMG Consulting (China) Co., Ltd.-a Chinese limited liability company; KPMG Certified Public Accountants-a Hong Kong partnership firm. All Rights Reserved. KPMG’s name and logo are trademarks or registered trademarks of KPMG International.

The first is to implement the “three years of early knowledge” policy, and the second is to consider the reality of students, parents, and schools. In accordance with the relevant requirements of the superior document, the seventh grade students entering the fall of 2020 will follow the new policy.

Mu Ren, director of the Kunming Education and Sports Bureau, said in response to the 12345 mayor’s hotline on April 21 that the admissions policy for the 2020 high school entrance examination will continue to be implemented in 2022. The Kunming Education and Sports Bureau also responded to and revised the new policy for the high school entrance examination announced on April 8th on April 20th and 21st.

Mu Renzao, Director of Kunming Education and Sports Bureau: Our previous policy was also the adjustment of the senior high school entrance examination policy. During the implementation process, parents and the society were concerned. The focus was that we were rushed to introduce the policy two months before the high school entrance examination and did not implement the regulations of the Ministry of Education. Know this policy three years ago. Attach great importance to the problems reported by parents and take them seriously. After repeated research, it is decided to adjust the examination policy and put it on the students who will enroll in the next year.

The reason for the increase in the type of “quota students” starting this year, Kunming Education and Sports Bureau made an official explanation when it released the new policy for the high school entrance examination on April 8. The goal of Kunming high school entrance examination reform is to “strongly promote the reform policy of high school enrollment quotas. It will reach 70% this year and 100% in 2023.” The current policy adjustment plan made by the Kunming Education and Sports Bureau is to stop the implementation of the new policy for the high school entrance examination announced on April 8, and the admissions policy for the 2020 high school entrance examination will continue to be implemented in 2021 and 2022.

To implement reforms, we need to do good things in accordance with procedures

For the adjustments made by the Kunming Education and Sports Bureau around the New Policy for the Senior High School Entrance Examination, parents at different stages have mixed reactions.

Parents of Junior One Students: The program is not compliant and opaque, so it has aroused so much discussion among the public. If it is said that it is reasonable and compliant, and then consulted with the public, I believe that we, as parents, support it and understand it.

Parents of Junior Three Students: I didn’t expect to be able to make corresponding adjustments. We don’t mean that the policy is not good. This policy is good in the long run, but it should be implemented slowly so that everyone has ample room for choice. There is a policy advocacy before entering junior high school. .

The adjustment and changes of Kunming’s senior high school entrance examination policy have also aroused the attention of frontline teachers.

Teacher Sha, an educator: Kunming’s high school entrance examination policy was issued rather hastily, and reforms are good, but now for parents, including our teachers, especially the parents of this batch of first-year students, we still hope that the Education Bureau will continue scientific research based on the actual situation, and finally come. Implement policies.

Because of the continuous adjustment of policies, the parents of Kunming City at the beginning of this year’s small promotion are also worried. Educational scholars believe that reform is a good thing, but good things should be done well in accordance with procedures, rather than making changes day by day. In the 2021 high school entrance examination, if you want to adjust the quota allocation, you should tell the parents when the candidates enter the school in the beginning of 2018, so that the parents can make a choice according to the policy.

The quality of cosmetic raw materials is the key to ensuring the safety, quality and efficacy of cosmetics. Products and related personal care products. Cosmetic ingredients have a wide range of applications and are the basic ingredients of cosmetic formulations. Therefore, it is indispensable to apply the production practice principles of appropriate raw materials for commercial cosmetics.

EFfCI cosmetics factory inspection implementation rules

Scope of application

1.1 This rule is used for the certification activities of the quality management system established by the organization applying for certification in accordance with the specifications of cosmetic raw materials.

1.2 This rule is the basic requirement for cosmetic raw materials, for the certification activities of cosmetic raw materials, and the certification activities of cosmetic raw materials shall abide by these rules.

Requirements for certified personnel

2.1 Auditors need to pass the training of cosmetic raw material auditors and obtain the qualifications of cosmetic raw material auditors.

2.2 Other personnel, such as application review personnel, audit plan schedulers, certification decision personnel, etc., shall be evaluated to confirm that they meet the competency requirements determined by certification.

2.2 The certification personnel will abide by the relevant laws and regulations and certification rules related to the practice, and bear the corresponding legal responsibility for the certification activities and the authenticity of the certification audit reports and certification conclusions made.

EFfCI audits the cosmetics raw material certification to develop an audit plan

Review time

The basic audit time is determined according to the number of employees in the organization by referring to Annex 1, and then according to equipment, facilities, production

Make necessary adjustments to factors such as the complexity of the process, such as:

The scale of production facilities-including storage facilities of the auditee;

The scope covers product series with similar risks and using similar production technologies;

The complexity of the production process;

Number of production lines;

The age of the auditee’s plant and its impact on the material flow;

The labor intensity of the process;

Difficulty of communication (such as language)

The difficulties encountered during the audit that require further investigation; the quality of the auditee’s preparation work (such as documents, documents, quality management system).

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At present, large banks have begun to deploy, and some leading financial technology companies such as Suoxinda Holdings Co., Ltd. (abbreviated as Suoxinda, stock code: 03680.HK) have also entered the federal learning application. So what are the problems facing the large-scale implementation of federal learning in the financial industry? How to solve?

Banks “get together” federal study

“At present, some leading banks have begun to commercialize federal learning. For example, the recruitment of suppliers has begun. With the leading role of leading banks in the future, the trend of large-scale implementation of privacy computing technology in the financial industry is very obvious.” Dr. Shao Jun, a data scientist and senior researcher of Federal Learning of Suoxinda Holdings (stock code: 03680.HK) mentioned.

According to Xu Zhen, the application scenarios of federated learning in the industry are very large, which is equivalent to a data Taobao. It is expected that more federated learning-related infrastructure will be launched this year.

According to Dr. Shao Jun, a data scientist at Suoxinda Holdings and a senior researcher at Federated Learning, privacy computing is a computing theory and method for the full life cycle protection of private information. Specifically, it refers to the processing of video, audio, image, graphics, text, numerical value, and When ubiquitous network behavior information flow and other information, the private information involved is described, measured, evaluated, and fused to form a set of symbolic, formulaic, and quantitative evaluation standards for privacy calculation theories, algorithms and application technologies. Support the protection of privacy information of multiple systems integration. Federated learning is a type of privacy computing technology, a solution for machine learning and artificial intelligence to face more stringent data management regulations.

According to the “Federal Learning White Paper” released by Suoxinda Holdings, through compliant multi-dimensional federal data modeling, the effect of the risk control model can usually be improved by approximately 12% , Consumer finance enterprises and institutions have effectively saved credit review costs, and overall costs are expected to drop 5%-10% , And due to the increase and enrichment of data samples, the risk control ability is further enhanced.

The white paper mentioned that the core feature of federated learning is that all participating parties conduct joint data training without transferring their own data, so as to achieve the goal of joint modeling.

At present, federated learning has made progress in some key financial fields, such as smart risk control scenarios and privacy protection scenarios.

Dr. Shao Jun specifically stated that based on the multi-party security knowledge graph, it is possible to calculate financing service projects for small, medium and micro enterprises. Through the integration of graph computing and secure computing technology, cross-institutional (such as banks and operators) data can be realized under the conditions of protecting their respective data. Secure integration, build a joint relationship graph, break the data boundary of graph calculation, and identify more complex and comprehensive relationship chains and fraud risks.

In terms of privacy protection, it uses multi-party secure computing and image recognition technology to effectively verify the identity of merchants and cashiers, solves the management loopholes caused by equipment and manual verification in traditional acquiring management, and protects the privacy of merchants and cashiers. Effectively improve the risk control capabilities of acquiring institutions in anti-fraud and anti-money laundering on the basis of this, and reduce operating costs of acquiring institutions.

What is the difficulty of large-scale landing?

Compared with other fields, the financial field has stricter data control, so in the actual landing process, it always faces various problems.

“The realization of bridging between different privacy computing platforms has become an inevitable trend in the new situation. Different organizations apply different forms of privacy computing technology in different business scenarios; it will gradually form new data barriers that are actually difficult to connect. Therefore, searching for possible bridging agreements or even bridging platforms between different technology platforms will become a future demand.” Dr. Shao Jun from Suoxinda Holding said: “The common horizontal federated learning model is the most common and easy to achieve interconnection. Interoperability considers the joint modeling direction, but the interconnection of vertical federated learning is the main breakthrough point. Federal transfer learning itself can expand unlimited possibilities for future application scenarios.”

Regarding whether privacy computing technology can be implemented on a large scale in the financial industry in the future. Dr. Shao Jun from Suoxinda Holdings analyzed that, at present, every business line and related system in the financial field is undergoing digital transformation, and cross-departmental and even cross-institutional data circulation has become a rigid demand. As the awareness of privacy and security protection is increasing, data circulation is bound to require the support of privacy computing technology.

Speaking of difficulties in landing, Dr. Shao Jun said that there are currently a large number of small and medium-sized banks in my country, but such banks have limited technological capabilities, and have invested a lot in the preliminary construction of financial technology, and related projects have a long cycle. In addition, the market supervision of privacy computing products needs to be further improved. For privacy calculations, financial institutions should transform from passively accepting requirements to actively implementing financial-related products.

In response to the bottleneck of landing applications, Dr. Shao Jun, a data scientist at Suoxinda Holdings and a senior researcher at Federated Learning, pointed out that the first problem is efficiency. At present, large-scale general-purpose calculations cannot be done, only some simple calculations; secondly, security is due to privacy. It is difficult to quantify, and how to prove safety and how to evaluate needs to be further resolved. In addition, in addition to technology, there are more factors to consider. Such as compliance issues, how to define product attributes, and how to be recognized and supervised by relevant agencies are all issues that need to be considered.

On the morning of April 15, the People’s Committee of Hanoi held a conference on the implementation of Decree No. 32 dated March 29, 2021 of the Government detailing and implementing measures to implement the National Resolution No. 97/2019 / QH14. Association on the Pilot of Urban Government Modeling in Hanoi City. Member of the Party Central Committee, Standing Deputy Secretary of the Party Committee Nguyen Thi Tuyen attended and directed the meeting.

Overview of the conference

Cautious, there are many initiatives

At the conference, representatives of the Department of Local Government – Ministry of Home Affairs disseminated the basic content of Decree 32/2021 / ND-CP with 6 Chapters and 32 Articles. In which there are some noteworthy contents such as: The Chairman of the People’s Committee of the district or town decides to appoint, re-appoint, dismiss, transfer, rotate, second, reward, discipline, suspend work. to the Chairman and Vice Chairman of the ward People’s Committee; ward civil servants on the payroll of the district People’s Committee; at least 2 times a year, before the regular meeting of the People’s Council of the district or town, the president of the ward is responsible for organizing a dialogue with the people; the average number of civil servants at the ward People’s Committee is 15 people …

Deputy Minister of Home Affairs Tran Anh Tuan stated the points to note in Decree 32 of the Government and affirmed, organizing the urban government towards the goal of streamlining the apparatus, improving the effectiveness of the local government. the right approach to urban characteristics in Hanoi is to be managed by industry, field, and indigenous unified, centralized and cross-cutting of the City People’s Committee and the District People’s Committee; bring into full play the supervision of mass organizations, Fatherland Front …

“One of the important views to organize the urban government in the capital is that the ward People’s Committee is identified as a state administrative agency in the area, operating under the regime of heads, ensuring the principle of gathering people. master; associated with administrative reform, administrative modernization ”, Deputy Minister Tran Anh Tuan further analyzed.

Deputy Minister of Home Affairs Tran Anh Tuan spoke.

Deputy Minister of Home Affairs analyzed, unlike Da Nang and Ho Chi Minh City, Hanoi did not organize People’s Councils in wards; In communes, districts, districts and towns, the People’s Council remains – as a level of government. “Hanoi proceeds to organize the urban government carefully. After this, there will be a review and report to the authorities for further expansion or not, ”Mr. Tuan said.

“Notably, in order to serve the people the fastest, the decree states clearly, the Chairman of the ward People’s Committee is authorized for civil status judicial officers to sign for authentication and stamp for authenticating copies of papers. , text, signature…. This is a remarkable initiative of Hanoi ”, Mr. Tuan assessed.

To concretize this important task, on April 12, the People’s Committee of Hanoi issued a detailed plan with the requirement that the organization and implementation of the urban government model must ensure compliance with the law. ; the leadership and direction of Party Committees at all levels.

After the arrangement, the organizations in the political system in the ward operate stably and normally with a lean apparatus of the People’s Committee, the administration between the district and the ward ensures synchronization, effectiveness and efficiency; well perform administrative and civil transactions.

Specific parts such as: developing and promulgating documents guiding and directing the implementation of Decree 32 of the Government; review, arrange, arrange the cadres, civil servants … specifically assigned to each unit, with clear timelines with the deadline of July 2021 …

Nguyen Thi Tuyen, Standing Deputy Secretary of the City Party Committee delivered his speech and directing.

Soon “decode” the anxiety …

At the conference, the leaders of the districts said that most of the questions and wishes of civil servants at the grassroots level have been fully answered. Answering some more issues, Deputy Minister of Home Affairs Tran Anh Tuan stated: “The Ministry will discuss with the Central Organizing Committee how to implement satisfactorily, in a reasonable manner, so that ward-level civil servants will trust , Working safely”.

Directing at the conference, Standing Deputy Secretary of the City Party Committee Nguyen Thi Tuyen said that the city has proposed many contents to build an effective urban government, in accordance with the characteristics of the capital and are all approved by the Ministry of the Interior support service.

The Standing Deputy Secretary of the City Party Committee stated a rather important content, such as whether the cadres who are currently secretaries, deputy secretaries, and heads of mass organizations, who are ward civil servants, will be transformed into district civil servants? If transferred, he / she is a civil servant of the District Party Committee or the District People’s Committee; How is the budget estimate, how to authorize the revenue …

“We hope that the Ministry of Home Affairs will discuss with the Central Organizing Committee soon so that there will be specific instructions soon,” said Ms. Nguyen Thi Tuyen.

The Standing Deputy Secretary of the City Party Committee suggested the Ministry of Home Affairs and the city soon assign additional staff to the districts; has regulations on the apparatus of wards; soon regulate the civil service regime when transferring to district civil servants.

“The City Party Committee will soon work with the Central Organizing Committee to provide early guidance on issues that are still uneasy. The City Party Committee will also direct the City People’s Council Party Committee to soon issue policies related to the transition of budgets and policies with redundant cadres; directing the Fatherland Front, the city unions to direct the grassroots level in 175 wards, strengthen supervision and promote grassroots democracy with clear operating regulations ”, the Standing Deputy Secretary of the City Party Committee affirmed.

“The Party Committee will soon” decode “the issues that you are concerned about. It is necessary to calm down, encourage comrades at grassroots level because we are facing a very important task of successfully leading the election of National Assembly deputies, People’s Councils at all levels ”- Ms. Nguyen Thi Tuyen said.

Hanoi People’s Committee Standing Vice Chairman Le Hong Son.

Review grassroots staff …

Hanoi People’s Committee Standing Vice Chairman Le Hong Son emphasized that in order to carry out its tasks, the Department of Justice should coordinate with the Department of Information and Communications and the Department of Home Affairs to edit propaganda materials to send to Son Tay districts and towns. Propaganda proposed to combine with propaganda on the election of People’s Councils at all levels synchronously and effectively.

Immediately after the conference, the districts and towns reported to the Standing Committee of the District Party Committee to hold conferences at the grassroots level; especially doing well ideological work for local officials to feel secure in their work. The city will continue to coordinate with the Ministry of the Interior and relevant agencies for further guidance on staffing work.

In addition, the Vice Chairman of the City People’s Committee suggested the units urgently review the contingent of cadres to develop the arrangement and arrangement plan according to the State’s regulations. This is an opportunity to review staff, change the way of working at the grassroots level. Units also need to review the team of mass organizations at the grassroots level. There is still a situation in which there is a dark workplace, a messy place, leading to disunity.

The Standing Vice Chairman of Hanoi People’s Committee Le Hong Son noted that the time units for the pilot urban government are from 1-7, units need to focus on grasping and implementing urgently on the roadmap. City plan has set out, fully grasp the aspirations of grassroots cadres – along with ensuring the important task is to successfully organize the election of National Assembly deputies and People’s Councils at all levels … /.