As an old rival, Ma Huateng, seeing Ma Yun’s success in Internet finance, he was naturally unwilling to lag behind. In the same year that Ma Yun launched Huabaiboraibai on Alipay, he launched the WeChat version of “boraibai”-particles on WeChat. loan. Nowadays, many WeChat users have opened the micro-daily, enjoying the convenience of micro-daily. Compared with borrowing, the microfinance loan can obtain a higher amount and the installment time is longer.

Although Weixindai is easy to use, it is beyond reach for most WeChat users. This is because Weixindai uses a whitelist invitation system, and only WeChat users who have received the invitation are eligible to activate it. Regrettably, there are only tens of millions of users with invitation quota, which is really pitiful compared to the 1.2 billion people on WeChat.

However, I want to tell you a good news. Even if you have not received the invitation of Moto Loan, you can still enjoy the loan service in WeChat. Because the new function of WeChat is online, you can easily get 20,000 yuan without Moto Loan. Blessed are those who borrowed money. Below is a summary of the applications for borrowing money in WeChat.

First, micro-finance loans. This is an official WeChat loan application, and it is a loan product of Tencent WeBank. However, it has higher requirements for users. Users who need to receive official invitations can be activated. You cannot apply for it yourself.

Second, pay separately. This is also the official credit product of WeChat, known as the WeChat version of Huabei. In the future, when using WeChat Pay, you may be able to use “individual payment” to pay first, and then extend the payment within the billing period or pay the bill in installments.

Third, sesame has rice. It is an Internet loan service launched on the WeChat public platform. The function is the same as that of Micro Loan, but the advantages are obvious. No invitation is required. After paying attention, you can get a good amount after opening. Generally, you can get more than 20,000 for the first time, and the credit is very good. If it is 100,000, it is very possible, and it also supports installment, up to 12 installments, up to 200,000, which is very friendly to users who need turnover.

Distributed payment is a new feature of WeChat. It is a credit payment product. Like Huabei, it supports payment after payment. Red envelopes and transfers are not available for the time being. WeChat orders that there is no interest-free period, and interest is calculated on a daily basis, and the amount of the loan is repaid. The amount is comprehensively evaluated by the system. The repayment situation will affect the WeChat payment points.

Many users have heard of split payment, but do not know where to activate, then you can follow the steps below to check.

Step 1: After opening My WeChat, click “I”, “Pay” and “Wallet” in turn, and then you can see the “Payment” icon on the wallet page, just above the bank card.

Step 2: Click on this icon. If it is approved, the quota will be given to you. If it is not approved, the following picture will be displayed.

If it is activated, it is naturally a very happy thing. It can be used when the capital turnover is required, but it does not matter if it is not activated. Maintain good credit and use WeChat more. You can also activate it.

So, is your split payment activated? What’s the quota? Welcome to share.

FC Schalke 04 Back to the Bundesliga thanks to the loan?

Status: 14.06.2021 5:27 p.m.

The past season has hurt FC Schalke 04 – both athletically and financially. In order to at least quickly get better economically, the club lures its fans with a bond. From Victor Gojdka, ARD stock exchange studio Perhaps the banner on the Internet already says it all: “Glück auf” is what it says if you want to buy the bond from Schalke 04. Schalke promise their investors exactly 5.75 percent interest. In view of the zero interest on the account, that looks lush. But football fan and stock market expert Alexander Langhorst from GSC Research says: Better look twice. “In the end, the money is needed here to repay old debts,” he explains. “You can’t buy players with the money, it’s only used to pay off the old bondholders. And that’s always a sign that you should be careful.” Because if a bond company goes bankrupt, investors’ money may be gone.

April 20, 2021

The gang in League 2 hits the office

And the finances of the Royal Blues are anything but royal: they made a loss of 52 million euros in the past financial year. Overall, the Schalke push a mountain of debt of 217 million euros in front of them – and now they are relegated to the second division. A disgrace – in terms of football and finance, says sports economist Daniel Weimar, who did research at the University of Duisburg-Essen: “These are high losses on all channels of revenue generation – sponsorship money, especially in TV marketing. So it is at all levels It is to be expected that the level of the first division cannot be maintained. ” Many football clubs get into a vicious circle after relegation: less income, less money for top players, poorer performance. Not a coincidence that recently too Werder Bremen borrowed money from the fans. This club has also been relegated to the second division. This is very typical of football bonds, says sports economist Weimar: “You can see that in the names when you go through the fan bonds: Hansa Rostock, MSV Duisburg, Arminia Bielefeld – we don’t find Borussia Dortmund here, we don’t find Bayern Munich here . ”

05/17/2021

Would you rather have a season ticket than a fan loan?

That alone is an indication, says Weimar: “These are the clubs that no longer have adequate access to the normal capital market.” Means: The banks often no longer give the clubs millions. Or only at extreme interest rates. Schalke is now offering almost six percent interest to private investors who are supposed to invest in the bond. At the bank, experts speculate, the association would have to pay twice as much to get fresh money. So would you rather go to the betting shop or buy the bond? Stock exchange expert Alexander Langhorst from GSC Research has a clear opinion: “Perhaps you should consider whether you should leave both of them. Or you can buy the S04 season ticket. The joy you get from it is the greatest.” The Ruhr Area Association Schalke 04 is historically dependent on coal. But whether investors end up making coal with their bonds or burning them? That, experts say, is pretty unclear.

“By this time, I am very tired, very tired. If this situation lasts for a few more months, I don’t know if I can stand it.” That is the situation of Mr. Le Duong Minh (SN 1980, owner of Huy Hoang cruise ship, Ha Long city, Quang Ninh province) when sharing with PV VTC News about the miserable and exhausted situation of businesses and ship owners. Ha Long tourism after many outbreaks of COVID-19 disease, causing the tourism industry here to be temporarily “closed”. Looking at the man with a wrinkled shirt, a hard face, messy hair, deep eyes, no one would have thought that this was once a famous ship owner in Ha Long just nearly 2 years ago. Lazily, Anh Minh said, this whole year, his mind is always heavy, burdened with worries and doesn’t know how to remove it. In one day, he had to sink into thought for a few hours, almost shocked and really pressured by having to take care of the expenses but the revenue was not available, the epidemic kept coming from time to time. “I’m very exhausted and almost exhausted right now,” Minh said choked. 3 cruise ships of Mr. Le Duong Minh’s family are now moored, lying dormant at the international passenger port of Ha Long without knowing when they will return to operation. Sell ​​clean to pay bank interest Mr. Le Duong Minh said, more than 20 years ago, he moved from his hometown in An Lao district (Hai Phong) to Quang Ninh to find a job, started washing dishes, carrying calves, and then fell in love with a career as a tourist service for tourists. Cruise ship owner in Ha Long. More than 10 years ago, he and his relatives contributed capital to buy cruise ships to run their own business. From the time of contributing half of the ship to a ship, so far, Minh’s family has had 3 cruise ships, including 1 wooden ship and 2 newly built steel hull ships. How much profit has accumulated so far, Minh’s family uses to reinvest in new steel hull ships. According to Mr. Minh, each new steel hull ship is about 7 billion VND, he has to borrow up to 5 billion VND. In early 2020, his family built 2 new ships, so he had to borrow 10 billion from the bank. Since then, every month Mr. Minh has to pay 100 million VND. However, before carrying any passengers, the COVID-19 epidemic suddenly appeared and continued to break out from time to time. Until now, we have been traveling, we never thought that the epidemic would last forever and be so terrible. Mr. Le Duong Minh – Ha Long cruise ship owner “Since the day of the epidemic, I have to borrow money to fight. I expect that if there is no epidemic, 3 normal ships will also earn about 150 million per month, enough to pay bank interest and also have a savings. If you don’t work now, you won’t get anything to make up for that profit. Until now, we have been traveling, we never thought that the epidemic would last forever and be so terrible. In the past, there was a SARS epidemic, it only lasted 3-4 months, and businesses stopped operating for a short time, then revived and developed steadily. But this epidemic lasted from the beginning of 2020 until now, we are out of breath.” Minh said sadly. From the beginning of 2022 until now, Minh’s monthly revenue is just zero. Meanwhile, bank interest is still payable, principal is not yet payable. In addition, they still have to pay money to hire workers to look after, maintain, operate the machine, electricity, water … “Now that I have no income, I have to borrow money. I borrowed from relatives, brothers, even sold something to get money to pay bank interest and expenses. If the epidemic is under control in 1-2 months, I will still have the opportunity to run a full-time train to earn a living and pay salaries to employees, raise my wife and children, otherwise I don’t know how.” Minh said. Running out of resources to borrow, ship owners exhausted, employees losing their jobs Sad when it comes to financial resources, Mr. Minh said that because he had no income, he had long been in a new situation of taking out a new loan to pay the old interest, leading to debt stacking, interest on top of interest, even having to borrow high interest rates. to pay low interest. “A lot of expenses, bro! Every month, you also have to borrow up to 60 million to pay interest, but from February 2020 until now, you know how much it is. In addition, each month has to maintain 1 employee for each ship, to pay salaries and meals for them has already lost 8 million, plus maintenance, operation and maintenance costs … Every 5-6 months, the ships have to be put on board for maintenance, scrubbing, repainting the hull… twice a year, costing 100 million. So, my family has 3 ships and it takes another 300 million. Due to having to borrow money from a shipbuilding bank, ship owners have to buy insurance for the loan, and each year they have to spend about 25 million money to buy insurance. If the epidemic continues from this year to next year without stopping, I really don’t have the strength to reinvest anymore.” Minh is sad. Next to Tuan Chau international passenger ship port, hundreds of cruise ships are lying motionless. Also since the COVID-19 epidemic raged, most of the employees who used to work for the ship had to find jobs by themselves to maintain their lives. Some people go to help build, others go to the market to trade errands to get through the day. “The big owner ‘died’ big, the small owner ‘died’ small. Just like myself, 3 supporting ships from last year to now, the damage is also about 2 billion. Sometimes the wife and children do not dare to eat, do not dare to wear, just worry about money for the staff to eat, look after and maintain the ships waiting for them to return to operation.” Minh said. The ships that sleep at night with tens of billions are also lying in the lock on the side of Ha Long Bay. According to Mr. Minh, if the situation of the COVID-19 epidemic continues like this, his family will only last 3-4 months. If the bank pressed too hard at that time, his family would borrow money from one place to another. “Unfortunately, I have already borrowed a lot, so there may not be another place to borrow. Maybe you have to accept the risk, borrow more high interest outside to support. Because no one buys ships now, people buy them to carry tourists, not buy them to park. Cruise ships are now almost frozen and no longer trading.” Minh commented. Now, no one buys ships even if they sell them, people buy them to carry tourists, not buy them to park. Mr. Le Duong Minh – Ha Long cruise ship owner Minh said that he, like most other ship owners, wants the bank to accompany businesses and cruise ship business households to have a debt freeze and debt extension policy, so that ship owners and businesses can strength to endure and when tourism is restored, they will repay the bank. Up to this point, according to Mr. Minh, many ship owners not only pledge assets such as houses and cars, but also have to sell them to have money to continue. “Nearly 100% of ship owners have bank loans, if this time “collapses” is to collapse, there will be a series of ship owners facing bad debts, debt squeeze… policy support from the bank and the State” , Minh predicted.

Scams through SIM upgrade support have flourished recently. A representative of VinaPhone network operator said that in the past time, high-tech scams have increased sharply with sophisticated tricks, in which there has been a situation where fraudsters have appropriated control of mobile subscribers’ SIMs. Steal OTP code information, then withdraw money from customer’s credit card or borrow money online. This carrier recommends that mobile users be wary of calls and messages from unknown numbers with content such as requests for assistance with SIM replacement/SIM upgrade or winning announcements. When there are phenomena like above, customers access the official websites and information channels of the network operator to authenticate or contact the customer service center for answers. When the phone SIM has abnormal signs such as signal loss, disabled for unknown reasons, many strange phone numbers calling in the same time period, etc., customers urgently contact the network operator to check the status of the subscriber and get advice, answers or recommendations on how to handle it. In case the subscriber receives a notice of unusual transactions such as transactions related to credit cards, related online credit loans, customers should immediately contact the banks and financial institutions where the card is issued. Credit card, where the online credit transaction occurs, request emergency card locking support to prevent fraudsters from appropriating assets or clarifying that online credit transaction. In addition, the network operator recommends that users do not access the links attached to the content of strange messages; do not perform operations on the phone according to the syntax instructed by strangers. When there is a need to change / change a new SIM, go directly to the transaction points or the official agent of the carrier to do it. VinaPhone said that it has added surveillance cameras at transaction points to prevent bad behavior and widely communicated on internal channels as well as mass media for customers to capture information and be vigilant. against scams. Previously, the authorities also warned about fraud to appropriate the right to use the sim and then borrow money online. Many cases after upgrading the sim suddenly become a debtor of several million to several tens of millions of dong.

Kieu Loan is known as the runner-up Miss Word Vietnam 2019. She often appears with sexy cut-out outfits. After 2 years of coronation, the beauty gradually changed to a more mature and seductive image. Share with Zing Kieu Loan considers that modesty will create attractiveness for women. Women need to be aware of their own advantages to show off subtly. Moderately seductive is much more beautiful than repulsive – Kieu Loan is the runner-up who is highly appreciated for your current dress and style? – After 2 years of coronation, I gradually shaped my style of dress. Before, my style was elegant, light and feminine. Currently, I have changed to a more liberal and healthier style of dress. The outfits tend to be street style and mixed with sexy looks. I changed the image not only to fit the role of runner. It must also be true to personality and orientation for the future. I think I’m suitable for what’s active, comfortable, and flatters the body. When changing my image from elegant, gentle to personality, I know when to stop wearing sexy clothes, so that I don’t reach the offensive line, exceeding the allowed level as a runner-up. – Has Kieu Loan ever received controversy when she changed her sexy image? – Since changing my style, I have learned to love myself more, practice to have a beautiful and balanced body. In the past, I also received many comments, perhaps people are not familiar with this image or from subjective factors. Currently, the audience is also gradually getting used to my sexy image, so the controversy about sexy dress no longer appears much. Kieu Loan aims at the image of a sexy girl in style and thinking. – Who influenced Kieu Loan’s dress style? – I think all of this comes from myself. The influences around me are usually international idols. I love watching and following Kodivine, Kendall Jenner… I’m a big fan of model Kendall Jenner, so my current style is more or less affected. The company and stylist Louis Huy Dang knew moderation and balance to make me look beautiful and liberal, suitable for each situation. – How do you define your own sexy? – My sexyness is not only in the way I dress or look, it’s also in my thoughts. I think in addition to personality, body beauty, charm also comes from knowledge and understanding. At the same time, it also comes from the way of looking at a thing. For me, sexy is also in the passion, the voice and the way of performing on stage. This is considered as a summary of what I have and aim to improve myself day by day. – Many people think that the runner-up can dress sexy but in moderation, what does Kieu Loan think about this? – For everyone, no need to be runner-up. Receiving the title of runner-up, I am more aware than the average person about the sexy in moderation. Do not be too revealing or show a lot of skin and curves on your body. I think those things will become ostentatious and lose their flair. Moderate charm is much more beautiful than repulsion. Not only runner-up, ordinary people just need to have a sense of where they are beautiful to show off subtly. – How does Kieu Loan balance between her own hotness and the image of a runner-up in public? – I have a clear personality since I was crowned, so my image is not in the comfort zone of a runner-up. I will always bring surprises, boldness through the cuts on the clothes. I know how to limit myself with sexy clothes and from there I absorb more sharing from the stylist, designer or the company’s direction. On stage, Kieu Loan also likes to dress seductively. Self-belief is important – How do you understand sexy and repulsive? – The distance between sexy and repulsive is very fragile, people are easily deflected. Because it’s all about sexy and personal look. I think offensive is the exaggeration of the body, as well as not knowing your own limits. People often want to show off a lot. I think I can control myself by focusing on finding out carefully where I will appear, who the participants are and whether it is allowed to wear sexy clothes there. – To follow a sexy style, how do you wear your clothes to avoid being offensive? If you want to wear sexy clothes, you must first believe in yourself. Working out to have a beautiful body is the first thing I have to do. After improving myself a bit, I can confidently wear those outfits. My dressing secret is just enough, don’t show too much, just cover the flaws on the body. Miss Word Vietnam 2019 runner-up regularly practices sports to improve her health. – Kieu Loan ever had a problem when wearing sexy clothes? – When wearing sexy clothes, my team and I have prepared protective clothing for ourselves to prevent the worst cases. I also had a problem with clothes that were too short, easily torn while performing strong choreography. Since then, I have also restrained my movements, moving more gently. During the rehearsal of the show, I like to wear the performance clothes first to make sure I don’t make a mistake. Therefore, costume problems are also rare. – Kieu Loan can share her favorite exercises to have a toned body? – I think to achieve a toned body, I have to be healthy. If you want to slim down by fasting, your body will become weak. I often choose gym exercises to improve health. At work, I usually spend 1-2 hours doing squats, planks or physical exercises. In addition, during important planning periods, I mostly practice dancing to stay healthy. It helps me balance singing and dancing on stage. – Do you have a diet to keep in shape? – I’m a fan of food, so I don’t follow a certain regimen too seriously. However, I often choose clean and fresh food, not too greasy or fat. When I have an appointment to eat with friends, I eat vegetables for a healthy stomach and then use fruits that have a quick effect on digestion. In addition, I also rely on the amount of food I eat to arrange meals accordingly.

“BlockFi has always had provisions for loss in accordance with its accounting policy. This is part of the provision so it doesn’t have a big impact on the equity or operation of the platform,” Prince said that the mis-transfer problem has been fixed dress. BlockFi also developed additional measures to prevent a similar situation from happening in the future. A BlockFi user received 701 Bitcoins due to the crash. Screenshots. BlockFi’s Twitter page states that some participants in the promotion may “see incorrect bonuses in transaction history”. Those withdrawing to cold wallets were emailed by BlockFi asking to send their funds back. Share with CoinDesk , a BlockFi user said he withdrew a large amount of Bitcoin received from BlockFi to a cold wallet, claiming that this was a reward of a promotion. After realizing the problem amount, he requested to cancel the withdrawal. However, it is not clear why the Bitcoins are still withdrawn to cold wallets. The next day, this user received emails and calls from BlockFi, threatening to get legal intervention if the money was not returned. On the Internet, many BlockFi users have shared images of receiving large Bitcoins from “falling from the sky”. “I thought BlockFi was going to transfer 701 USD but mistaken it for 701 Bitcoin”, Twitter user Ric Burton share. Another said that he received 5 Bitcoins but was also asked to return it by BlockFi. “I got to be a millionaire in 3 hours”, account nebrijo comment, with a picture of an account balance of more than $1.5 million before transferring the mistakenly sent Bitcoin to BlockFi. According to the Bloomberg , BlockFi is a platform that provides lending and trading services for cryptocurrencies. Despite having just experienced a sharp price crash, the world’s most valuable cryptocurrency is trading at around $40,000, as of May 21. BlockFi’s large Bitcoin transfer by mistake is reminiscent of last year’s incident, when Citibank mistakenly transferred $900 million to several creditors of cosmetics firm Revlon, instead of just paying $8 million in interest. Expensive price for Bitcoin mining Since the advent of cryptocurrencies, the amount of electricity required for mining has increased significantly. This leads experts to believe that cryptocurrency mining is not environmentally friendly.

The recent Miss World Vietnam 2021 entrance tour continues the journey of interaction with students at Ton Duc Thang University. The event took place in conjunction with the Miss & Mister University Ton Duc Thang contest with the participation of Miss Luong Thuy Linh, runner-up Kieu Loan, President of Miss World Vietnam – Pham Kim Dung and Beauty Thuy Tien. Everyone chooses for themselves outstanding outfits when appearing at the event. Miss Luong Thuy Linh became the focus of attention with a sparkling gold dress by designer Nguyen Minh Tuan and a 3 billion crown. The original queen Cao Bang not only made the audience admire by her 1m22 long legs, but also by the ability to communicate “swallowing mic” during the exchange. She shared: “The beauty of spreading is that when crowned as Miss, her voice has more gravity. Linh believes that the crown is not only a jewelry to help her become more beautiful but also. is also a tool to help spread good things to many people “. With the overwhelming fan base at Ton Duc Thang University, runner-up Kieu Loan did not forget to “stir up” the beauty night’s stage with her powerful voice. The beauty confidently transforms into a completely new style with individual pixie hair. Even so, she still cleverly showed off the full hot curves of designer Thai Nguyen. After finishing the performance, she was also “given” by fans with the model crown of Miss World Vietnam 2019. Taking on the position of Head of Board of Directors for the student contest, “Miss boss” Pham Kim Dung is equally “cut and slash” in brilliant red. Holding the presidency of Miss World Vietnam, she hopes to inspire as well as call for quality contestants for her contest. Sharing in front of thousands of students, she said: “Use your own beauty and soul to spread good things to society. Knowledge, compassion – those things in a beautiful appearance are even more valuable ”. In particular, she also awarded the school a scholarship of 10 million VND. The beauty Thuy Tien also strode to the meeting in a dress from designer Vo Thanh Can with a high cut and full-breasted design. On stage, she shared about her positive change from being a timid girl to becoming a more confident girl after 2 years. It can be seen that the beauty of Miss Vietnam Beauty and Compassion 2018 is becoming more and more attractive./.

The recent Miss World Vietnam 2021 entrance tour continues the journey of interaction with students at Ton Duc Thang University. The event took place in conjunction with the Miss & Mister University Ton Duc Thang contest with the participation of Miss Luong Thuy Linh, runner-up Kieu Loan, President of Miss World Vietnam – Pham Kim Dung and Beauty Thuy Tien. Luong Thuy Linh became the focus of attention with a sparkling gold dress and a 3 billion crown. The original queen Cao Bang not only made the audience admire by her 1m22 long legs, but also by the ability to communicate “swallowing mic” during the exchange. She shared: “The beauty of spreading is that when you become Miss, your voice has more gravity. Linh believes that the crown is not only an ornament to make me more beautiful, but also a tool to help spread good things to many people. ” Runner Kieu Loan confidently transforms into a completely new style with individual pixie hair. The beauty deftly showed off the hot curves in the sleek evening gown design. With the overwhelming fan base at Ton Duc Thang University, runner-up Kieu Loan did not forget to “stir up” the beauty night’s stage with her powerful voice. The beauty Thuy Tien also strode to the meeting in a dress with high-cut lines and full-breasted design. It can be seen that the beauty of Miss Vietnam Beauty and Compassion 2018 is becoming more and more attractive and attractive. In order to directly find the brightest candidates, Ms. Pham Kim Dung, Luong Thuy Linh and Kieu Loan also participate in the competition as a “squat-proof”.

Kieu Loan is one of the queens who have stepped into the fashion field to make many marks. Just over a year after being runner-up, she has become a familiar face on music stages and has formed a clear personal image when she was 21 years old. Possessing a beautiful body and a confident spirit, Kieu Loan participates in many shows and collections. Although only joining showbiz not long ago, Kieu Loan has had many remarkable transformations. Shaped with a trendy image and personality, the runner Miss World Vietnam 2019 always tries to make a stand out and unique of herself at Vietnamese showbiz. As a multi-talented post-talented girl, the beauty of Quang is increasingly sharp in her image and affirmed her talent on stage shows to help Kieu Loan gain a certain foothold in the entertainment industry. In a high-fashion photo set with a novel pose, Kieu Loan is different from previous photography concepts in costumes from designer Nguyen Cong Tri. Kieu Loan is rebellious and bold but still sexy and seductive. With horizontal hair and trendy bob, the rapper lady cleverly shows off her round 1 peeking behind a vest. Runner Kieu Loan combines many different outfits to create a liberal and personality look but still captures the beauty through eyes and poses. Kieu Loan has found a new direction for her style to become colorful and impress the audience. With a personality and outstanding style, runner Miss World Vietnam clearly shows the image of outstanding, fresh and brave IT girls.

Lona Kieu Loan is one of the Hau’s that has stepped into the field of first imprint fashion of the Vietnamese fashion village. Possessing a fiery body with a beauty queen, she is considered the “darling” of many famous Vietnamese designers when “choosing to send gold” in shows and collections. Referring to this beauty, the public always appreciates her spectacular transformation and her brilliant 2-year incumbent journey. Recently, the fans continued to be amazed when the runner-up, the rapper, “roamed” the social network with high-end fashion photos with international standard poses and outfits from designer Nguyen Cong Tri. Not rude, but her sexy and professionalism in her charisma and pose must make the audience “hold their breath” in each photo. Kieu Loan was surprised when she made a series of photos in a somewhat rebellious and daring style. With trendy horizontal bangs and bob hairs, the rapper lady cleverly shows off her round 1, full-length round that glows behind her vest and attractive curves of her body. Á Hau Kieu Loan combines many different costumes to create a liberal and personality look but still portrays the beautiful beauty through her eyes and poses. As a “chameleon” in the Miss Universe, Lona Kieu Loan always finds a new direction for her style to become colorful and impress the audience. In this set of photos, each hot curves and deadly beautiful face are accentuated by classy and trendy designs. Throughout the photo shoot, her plump red lips and strange hairstyles have made her conquer every outfit in the collection. With her personality and outstanding style, the Miss World Kieu Loan runner-up must be the image of today’s IT girls when possessing the perfect beauty, youthful, outstanding, and artistic bravery and talent. self. Since defining the image with fashionable clothes and personality, Runner-up Miss World 2019 has succeeded in highlighting herself among the many bright “flowers” in Vietnamese showbiz. Sponsorship news

Lona Kieu Loan is one of the Hau’s that has stepped into the field of first imprint fashion of the Vietnamese fashion village. Possessing a fiery body with a beauty queen-like sharp charisma, she is considered the “darling” of many famous Vietnamese designers when continuously being “chosen to send gold” in shows and collections. practice. Referring to this beauty, the public always appreciates her spectacular transformation and her brilliant 2-year incumbent journey. Since defining the image with fashionable clothes and personality, Runner-up Miss World 2019 has succeeded in highlighting herself among the many bright “flowers” in Vietnamese showbiz. As a multi-talented Hau, the beauty of Quang constantly “upgrades” herself to the most perfect It can be said that from her increasingly sharp beauty and a certain position in the entertainment industry, Lona Kieu Loan has scored absolute points in the fans’ hearts since the coronation date until now. Netizens continue to be admired when the runner-up rapper “throws up” the social network with high-end fashion photos and international standard poses. Not rude, but her sexy and professionalism in her charisma and pose must make the audience “hold their breath” in each photo. Kieu Loan was surprised when she made a series of photos in a somewhat rebellious and daring style. With trendy horizontal bangs and bob hairs, the rapper lady cleverly shows off her round 1, full-length round that glows behind her vest and attractive curves of her body. In this set of photos, each hot curves and deadly beautiful face are accentuated by classy and trendy designs. Throughout the photo shoot, her plump red lips and strange hairstyles have made her conquer every outfit in fashion collections./.

Leaflets posting information on unsecured loan support in fake form, taking advantage of EVN’s image, logo and name. (Photo: provided by EVN) According to EVN, over the past time, there have been a number of units and individuals that forged information, advertised and distributed leaflets with the EVN logo and brand name without the consent or permission of EVN in many other activities. together. This is a violation of the law, with signs of fraud. Not only EVN, recently, many banks also have to deny the forms of borrowing famous brands to scam loans through leaflets and social networks. Subjects of information claiming to be employees of banks, financial companies or enterprises with large brands. Therefore, people should not provide personal information, identity card numbers or identity cards … to strangers in any way. The bad guys even use the form of impersonating bank messages to trick customers into clicking on links in messages, thereby stealing information of electronic banking services and appropriating money in customers’ accounts ” . Accordingly, banks warn customers absolutely not to access links, links in strange or unknown email messages / emails.

Vietnam Electricity warned of fraud Vietnam Electricity is a State-owned enterprise operating in the electricity sector that always fully and seriously complies with the provisions of the law. On April 23, 2021, Vietnam Electricity announced: In recent times, in Ho Chi Minh City and some southern provinces and cities appeared leaflets to publish information. support unsecured loans in fake form and take advantage of the image, logo and name of Vietnam Electricity. Vietnam Electricity confirmed that it does not have any unsecured lending activities as the above leaflet content. Vietnam Electricity does not have any affiliated units or affiliated enterprises of Vietnam Electricity named “Vietnam Electricity Bank”. Vietnam Electricity is a State-owned enterprise operating in the electricity sector that always fully and seriously complies with the provisions of the law. In recent years, there have been a number of units and individuals forging information, advertising and distributing leaflets with the logo and brand name of Vietnam Electricity without obtaining approval and permission from Electricity of Vietnam. Vietnamese forces in many different activities. This is a violation of the law, with signs of fraud. Electricity of Vietnam Corporation respectfully requests the press and news agencies to promptly inform the people to prevent and raise their vigilance, not to let the bad guys take advantage of them. Previously, Vietnam Electricity also warned about fraudulent advertisements of “energy saving devices”, “smart energy saving cards” … Technical experts have warned about the types of “super power-saving devices” advertised on the Internet that can reduce electricity consumption by 30-40% with the simple operation of plugging into any power outlet. in the home, and recently appeared more ads on social networks about the so-called “Smart Energy Saving Card”. Reality shows that it is completely impossible to reduce power consumption as advertised. This is just a trick to deceive customers, and hit on the psychology of consumers to want to save spending. If there is a type of equipment that directly interferes with the operation of the meter, causing the electric meter to slow down, it also means that the user of this equipment is committing acts of violation of electricity use, will be collection of electricity bill, even may be criminally dealt with in accordance with the law.

Mr. Jens Lottner, Chief Executive Officer of Techcombank presented at the AGM Specifically, in the period of 2021 – 2025, the Bank will focus on the most profitable sources such as home loans, CASA, asset management and promote strengths such as high-income customer segments. , real estate, payment. “Along with that, the bank will continue to diversify its revenue sources, participating in areas with potential growth in the future such as SMEs lending, ecosystem development, and partners,” said Mr. Jens Lottner. Mr. Jens Lottner also admitted that, so far, Techcombank has focused on the real estate sector, but this decision is not baseless, but carefully selected about customers. However, Techcombank also has a strategy to diversify into other areas such as telecommunications, energy … industries that play an important role in the economy and not only focus on large customers but small businesses, medium and personal. According to Mr. Jens Lottner, the next way Techcombank has a new vision is to change the banking industry, elevate the value of life. The Bank will serve different customer segments with the mission of leading the digital journey of the financial industry and each individual and organization makes a breakthrough to achieve success. “Outperforming every day, thereby bringing more value to customers and existing and future shareholders”, Mr. Jens Lottner emphasized. Techcombank Chairman and CEO run the Q&A session at the AGM Mr. Jens Lottner added that the Bank aims to reach a capitalization of 20 billion USD in 2025. Along with that, CASA rate will reach 55%; Return on equity (ROE) reached 20%. Techcombank’s market capitalization reached more than $ 5 billion in 2018 and at present it is close to $ 6 billion. Regarding the target of capitalization of 20 billion USD by 2025, are shareholders questioned whether they are ambitious? Techcombank’s CEO said: “The Bank will focus on sustainable, balanced, maintained and continuous growth to reach $ 20 billion by 2025.” In 2021, Techcombank targets a pre-tax profit of 19,800 billion, up 25.3% compared to the result in 2020. Credit balance is expected to reach nearly 356,200 billion, growth of at least 12% year-on-year. last and as far as the State Bank allows. Deposit value (including certificates of deposit for individual customers) is expected to reach VND 334,291 billion, growing at least 14.7% and in line with actual credit growth. “Confident with a new goal in 2021”, Mr. Jen Lottner confirmed. It is known that the restructuring loan balance under Circular 01 of Techcombank tends to decrease gradually over the quarters. From 3.6% in the second quarter of 2020 to 2.8% by the end of the fourth quarter of 2020. Techcombank’s capital adequacy ratio (CAR) is 16.1%. The loan-to-deposit ratio is at 78.1%; The ratio of short-term capital for medium and long-term loans is 33.9%. Notably, this meeting elected a new member of the Board of Directors with the candidate Mr. Ho Anh Ngoc (Chairman Ho Hung Anh’s brother). Thus, the number of members of the Board of Directors of the bank is expected to increase from 8 to 9 people. Looking back at the Bank’s business in 2020, Techcombank’s General Director said that it was an unprecedented difficult year in the world, but it was also an unprecedented year when Techcombank achieved many achievements. 2021 is the end of the 5-year strategy set and also a pivotal year for the next 5-year strategy. It is known that Techcombank has the highest credit growth in the industry, using up the credit limit assigned by the State Bank, in addition, mobilization also increased sharply, especially demand deposits (CASA). Mr. Ho Hung Anh, Chairman of Techcombank said that Techcombank maintains a very strong CASA development strategy, CASA market is only 22%, but Techcombank is up to 46%. “The Bank’s NIM is not high, not because of high interest rates, but because of cheap capital costs, high CASA,” he said.

Appearing in a rapper concert show, Miss Tieu Vy wore extremely personality costumes. She showed off her hot body when wearing a metallic bra combined with a fringed skirt. Miss Vietnam 2018 is increasingly bold and seductive. Runner Kieu Loan also impressed behind the scenes of this show when she wore a daring outfit with a very hot red leather bra. The runner-up born in 2000 is also increasingly appreciated with her bold, hot fashion sense. Runner Tuong San shows off her seductive body in the recent vacation. Miss World Vietnam 2019 runner-up is beautiful as a ‘muse’ with a glamorous, soaring dress. Runner Mau Thuy shows off her tight, hot waist when participating in the marathon. Miss H’Hen Niê wore simple clothes, immersed in the fresh air of nature at home. Miss Diem Huong is gentle and elegant in a pastel pink tone dress. Miss Lan Khue is elegant and luxurious in a stylish white dress. Runner Ngoc Thao is still beautiful, radiant despite her rustic face in the isolation room in Da Nang. Ngoc Thao returned to Vietnam from April 6, she will perform a 14-day quarantine in Da Nang.

Tieu Vy and Minh Tu surprised when they became vedette with charismatic charisma. Miss Tieu Vy has never been so hot and sexy. The vitality and youthfulness of the queen of Quang origin seems to make the temperature of the show soar. It is not exaggerated when the audience describes Tieu Vy’s performance as an inner angel. Tieu Vy is known as the “sexiest” queen, not only having a golden face, but also possessing a very standard body. She regularly practices sports to achieve a standard body, revealing her desirable abs. Tieu Vy and Minh Tu were surprised to become vedette at the Viet Rap Concert Meanwhile, runner-up Kieu Loan appeared to open the collection, she wore fiery outfits, highlighting the physical beauty of modern women. The appearance of runner-up Kieu Loan made the audience extremely excited because she was an outstanding contestant of King Of Rap, appearing at the Viet Rap Concert has attracted a lot of attention to fans. Kieu Loan Before coming to the stage, Kieu Loan helped Tieu Vy to do nail art in the backstage. To match the match with the designer outfit, Tieu Vy has skillfully prepared a nail color matching outfit. However, the time is rushing, runner Kieu Loan has enthusiastically helped the queen … add fake nail. Behind the scenes is so lovely, but when on stage, with their beauty and charisma, the two queens burned Rap Viet’s stage and received warm applause from the audience.

Source: GPLP Rhino Finance (ID: gplpcn)

On April 13, Meituan posted a response to the “campus loan” scam on its official Weibo.

Source: Weibo

Recently, some users reported to Meituan customer service that some related personnel claimed to be Meituan customer service, and indicated to users that they needed to “cancel campus loan account” and “change identity information”, and then took the opportunity to guide users to borrow money, transfer money, and so on. It is reported that such scammers will use international telephone area codes to pretend to be customer service calls. In addition, when they add the user WeChat, they will also publish the authorization certificate, work permit and other related documents that have been prepared in advance to increase the credibility.

On April 9, Meituan Security issued a warning on WeChat about fraud in the name of Meituan Financial Products. Four days later, the official WeChat account of Meituan reposted it and stated that Meituan Finance had never launched a “campus loan” product.

It is understood that there are four main types of credit products under Meituan Finance, the virtual credit payment product Meituan Monthly Payment, the consumer loan product Meituan Loan, the business loan product Meituan Business Loan, and the standard credit card product Meituan Co-branded Card.

It is worth noting that the black cat complaint platform showed that the C-end loan product Meituan’s living expenses was violently collected, intimidated, and the address book exploded by users’ complaints. The complaint revealed that Meituan’s third-party reminders continued to disturb the users’ relatives, colleagues, neighborhood committees and other irrelevant personnel when the user’s debt was overdue. Since April, users have more than 30 complaints about the collection behavior of Meituan.

Source: Black Cat Complaint Platform

(This article is for reference only, does not constitute investment advice, and operates at your own risk accordingly)

Recently, Miss Do Thi Ha attracted attention when appearing at a TV show. Miss Vietnam 2020 wears a lotus-petal pink dress, honoring her body curves. However, when going on stage, the beauty of Thanh Hoa village lost points because she revealed the unlucky chest patch on television because the neck was deeply cut. The 10X beauty still strode gently without knowing she made a mistake. This image was quickly captured, the online community was buzzing.

Before that, Miss Do Thi Ha also lost points with fans when she made a costume mistake on television. When participating in a show not long ago, Miss wore a silk satin dress. This is the fabric that the person wears because it easily makes the owner reveal the bread waist.

The 10X queen has repeatedly chosen tight-fitting outfits

revealing round two less tapered.

When participating in the ceremony of the Blue Star Awards a few months ago, runner-up Kieu Loan became the focus of attention when going on stage to announce and award the award for “Favorite Actor” and “Actress the most popular “. In close-up shooting angle. Kieu Loan was praised by fans for her radiant beauty. However, the design of her dress, which flaunts her “big” round 1, makes many viewers “eye pain”.

The image of runner-up Kieu Loan reminds the audience of Mai Phuong Thuy with a very hot moment at the final night of “Miss World Vietnam 2019”. In a close-up angle, the first round of Miss Vietnam 2006 seemed to flow, in a few moments, people still caught their heart when she almost revealed the sensitive part.

At the semi-final of Miss Universe Vietnam – Miss Universe Vietnam 2019, Thuy Van had a very confident bikini performance. However, because she was busy performing, the beauty revealed her first round on television. This moment quickly entered the camera lens, causing the audience to “dozen fire”.

In 2016, Van Mai Huong encountered an unexpected problem when joining Vietnam Idol Kids. In an interview with Zing.vn, Van Mai Huong said: “I am a person who is very careful in how I dress. Whether going to act, filming or even going out, I always wear tights under my skirt to be safe. So far, I have no taste in dress.” It is extremely rare to expose the goods as everyone says.

At the General Meeting of Shareholders in 2021, the leader of VietinBank said, continuing to solve difficulties for businesses affected by natural disasters, epidemic COVID-19.

The results are positive

Information from the State Bank showed that: The credit flow is mainly focusing on production areas, priority areas, for example credit growth in agriculture, forestry and fisheries reached 2.42%; industry 3.04% … Credit in securities in the first quarter of 2021 reached VND 45,300 billion, down 1% compared to the end of 2020; credit in real estate reached 1.85 million billion, up 3%.

Credit growth is also evident in the business results of some banks. At the 2021 Annual General Meeting of Shareholders (AGM) of VietinBank that took place on the morning of April 16, Mr. Le Duc Tho – Member of the Party Central Committee, Chairman of VietinBank’s Board of Directors said: Quarter I / 2021, the safety and operational efficiency indicators of VietinBank are much better than the same period last year, of which the main operating income categories all grew by over 25% over the same period last year. 2020, operating costs will be managed effectively, cost-to-income (CIR) ratio will be maintained at a reasonable level; Asset quality is well managed, NPL ratio is managed below 1%.

With credit growth in the first quarter of 2021 reaching 3.69%, Vietcombank continued to lead the credit growth system. Vietcombank is assigned a credit growth limit of 10.5% in 2021. According to Mr. Nghiem Xuan Thanh, Member of the Central Committee of the Party, Chairman of the Board of Directors (BOM) of Vietcombank, the State Bank assigns a high credit target to Vietcombank based on many factors: ability to increase credit; capital is mainly poured into priority areas; low bad debt; Loan to deposit ratio (LDR) of the bank is only 71% while most other banks are over 90%. “With the result of credit increase in the first quarter of 2021, if the State Bank adjusts its growth target, Vietcombank can increase credit by 14% in this year 2021”, said Mr. Nghiem Xuan Thanh.

Representatives of LienVietPost on the morning of April 16 said: In the first quarter of 2021, Lien Viet Post Bank (stock code LPB) had a pre-tax profit of 1.112 billion dong, nearly doubling the same period last year. By the end of March 31, 2021, LienVietPostBank’s total assets reached more than 245,200 billion, an increase of over 20% over the same period last year. Capital mobilization from economic organizations and individuals continued to grow well, reaching nearly 206,300 billion VND. Market 1 outstanding loans reached over VND 183,100 billion, an increase of more than VND 6,100 billion compared to the end of 2020. Notably, the proportion of retail growth in credit growth in the first quarter of 2021 was more than 80%, shows the bank’s consistent orientation towards the retail segment.

On the HoSE stock exchange, stock LPB was in the group of stocks with the highest market price growth in the first quarter of 2021, up nearly 40%, from 12,400 VND / share in the trading session on December 31. / 2020 to 17,350 VND / share in the session on 31/03/2021. And currently reaching the price of nearly 19,000 VND / share. According to the plan on April 29, LienVietPostBank will hold an annual shareholder meeting, it is expected that this year, the bank will set a pre-tax profit target of 3,200 billion dong. Thus, with the results of the first quarter of 2021 reaching VND 1,112 billion, LienVietPostBank has completed about 35% of the profit target in this year’s business plan.

“The COVID-19 epidemic that broke out in some localities across the country continued to negatively impact production and business, especially the accommodation, catering, transportation and tourism industries; the consumption of agricultural products in some localities in epidemic areas has many difficulties …, affecting production and business, revenue and cash flow to repay debts of customers, thereby affecting bank credit activities ” , Mr. Nguyen Tuan Anh, Director of Credit Department for Economic Sectors (SBV).

In the difficult context of the economy, credit institutions (CIs) have implemented solutions to support people and businesses to overcome difficulties caused by the COVID-19 epidemic, by the end of March. / 2021 has restructured the repayment term for nearly 263 thousand customers with outstanding loans of more than VND 353 trillion; interest rate exemption, reduction and reduction for more than 660 thousand customers with outstanding debt balance of over VND 1.27 million. In particular, credit institutions have provided new loans with lower interest rates than before, with accumulated sales from January 23, 2020 up to now reaching over VND 3 million billion to over 452 thousand customers.

Maintain growth, support businesses

According to Governor of the State Bank of Vietnam (SBV) Nguyen Thi Hong, positive information on the first quarter business index of the banking system is the basis for forecasting credit growth this year will reach about 12%. This number will also be adjusted to suit the actual situation.

According to Dr. Vo Tri Thanh, a member of the National Financial and Monetary Policy Advisory Council, said that at present, the State Bank still operates a credit policy based on the total credit growth, but is flexible in the face of developments. try to both contribute to the economic recovery process but also have to be skillful so as not to cause “break-up” in the macro. “The credit growth rate in recent years has been slower, but the growth rate is not low compared to the previous years. The scale of credit balance / GDP is getting bigger and bigger (currently about 140%), so it is reasonable for the credit control to increase at 12% in 2021. If the economy recovers well, the credit for the whole economy can increase by 11-13% this year and is expected to grow stronger from the second quarter, “said Dr. Can Van Luc, economist. BIDV’s chief forecasted.

“VietinBank continues to proactively implement solutions to balance capital effectively, reduce capital costs to create resources to continue strongly implementing preferential policies, reducing lending interest rates and service fees, maintain the level of lending interest rates and service fees at the lowest and most reasonable level, support and accompany people and businesses affected by the COVID-19 epidemic, ”said Mr. Le Duc Tho.

Outstanding loans of VietinBank in 2021 are expected to grow by 7.5%, complying with the credit limit approved by the State Bank; capital mobilized from economic entities and individuals grew by 8-12%, adjusted in accordance with credit growth, and ensured prudential ratios as prescribed by the State Bank of Vietnam. NPL / credit balance is controlled below 1.5%.

From now to the end of the year, VietinBank continues to grow strongly in business activities, accompanied by dramatic improvements in quality and efficiency; implementing appropriate credit growth solutions while balancing effective capital sources; improving the quality of risk management, quality of growth, effectiveness and efficiency of internal control inspection; accelerating debt collection, handling risks, bad debts, improving asset quality. “Continuing to implement solutions to help remove difficulties for customers affected by natural disasters and epidemics, especially the COVID-19 epidemic under the direction of the Government and the State Bank of Vietnam,” said Mr. Le Duc Tho. .

Illustration.

As VnEconomy reportedAccording to the latest figures from the State Bank, in the first quarter of 2021, real estate credit has reached 1.85 million billion dong, up 3%. So this number has fully reflected and is the main reason why the real estate market is so hot today?

During the past 3 years, real estate investment credit has always been closely cared and controlled by the State Bank. Therefore, credit growth in this area tends to decrease. In 2020 alone, it will increase by only 11.89%, while the previous two years 2018 and 2019 will increase from 26-28%.

According to the operator’s representative, at the end of 2020 and the first quarter of 2021, real estate credit tends to inch up a bit. However, the growth rate is only equivalent to the overall credit growth of the whole country of 2.93%.

Credit for life has also reached nearly 1.87 million billion, up 1.2% compared to the beginning of the year. In particular, although it is difficult, it is also necessary to evaluate how much consumer credit is poured into real estate.

At the same time, compared to the same period in 2020 when the epidemic causes the real estate credit rate to increase by 1.84%, the above rate may be higher. But compared with the time of the first quarter of 2019 was 5.19% and the previous years, this rate is not higher, even much lower.

If you look at the above statistics, it can be seen that real estate credit is not the main cause of the current “land fever”.

However, when VnEconomy exchanged with an economist, he said that the above figure could not fully assess the credit flow flowing into real estate. Because, credit for life has also reached nearly 1.87 million billion, or 1.2% increase compared to the beginning of the year. In particular, although it is difficult, it is necessary to evaluate how much consumer credit is poured into real estate.

“When surveying a few projects that are selling land plots in the outskirts of Hanoi, I find that the buyers are mainly speculators, they not only buy 1 or 2 plots, but buy the whole range. In addition to existing out-of-pocket money, capital from the bank is indispensable. It is worth mentioning that they are allowed to borrow capital in the form of consumption, but with the amount of up to tens of billion dong, ”said the expert.

Besides, he also said that the real estate market is welcoming many new “players”. They are inherently participating in other industries, but due to the Covid-19 translation, their production and business have stalled. While real estate profit margin skyrocketed, so decided to change direction. In fact, just go online to search for the phrase “encroach on real estate” to be able to identify these new “players”.

“The capital accumulated for many years has been converted to real estate, while the capital for business operations is borrowed from the bank. Thus, this credit flow will be listed on production and business activities, not on real estate. The statistic is just the tip of the iceberg, ”said the expert.

The State Bank is asking credit institutions to inspect and strengthen supervision of regulations on real estate lending conditions, to ensure compliance with regulations, while being able to manage cash flow when loan.

That is an expert opinion, but on the part of the State Bank, Deputy Governor Dao Minh Tu said there are many reasons for the real estate market to overheat in recent years, such as rumors about planning information, the supply is limited while the demand is great, the land price list increases …

In addition, Mr. Tu also noted that real estate loans have two subjects, one is lending to the low-cost housing market segments, social houses or real estate with the nature of consumption. it is still guaranteed to serve the people well.

Second, real estate projects and high-end segments such as villas, resorts … with poor liquidity in the future will be revalued and strictly controlled.

“Real estate credit status higher than overall credit growth only appears in a few credit institutions and mainly focuses on the first object,” said the Deputy Governor.

Over the past years, the State Bank has consistently maintained its management target and has taken many measures to control credit in potentially risky areas, including real estate. For example, the system is implementing a regulation on short-term deposits for medium and long-term loans at 40% and that these loans must apply a risk factor of about 200%.

At the same time, the Deputy Governor also said that the State Bank is asking credit institutions to inspect and strengthen supervision of regulations on real estate lending conditions, to ensure compliance with regulations, in parallel. with that is managing cash flow when lending.

“The most important goal of 2021 when setting a credit growth target of 12% is to focus on the priority and necessary areas. Focusing on key works and projects of the State, as well as prioritizing certain economic sectors, such as exports to support economic growth rates according to the goals set by the National Assembly. Therefore, real estate credit will be tightly controlled and cannot increase hotly ”, Mr. Tu emphasized.