In the afternoon, the lake area in the urban area of ​​Exchange City (Bac Tu Liem, Hanoi) has many people coming to have fun and relax. As noted by Zing, most people voluntarily wear masks when moving or sitting in groups, keeping their distance. “Because of the complicated epidemic situation, this year’s holiday I did not take my family to travel, but came here to relax. Every time I go, I also let my children wear masks, wash their hands carefully to disinfect their hands to protect them from harm. ensure safety,” said Mr. Chanh (Phu Dien). The lawn area at the lake is chosen by many families as a camping place and for children to play. Anh Hung, a resident of an apartment complex near the lake, canceled his tourist ticket to Da Nang and brought his family here to have fun. “I heard that there was a new Covid-19 case, so I was a bit worried, I don’t want to go to crowded tourist areas. If I don’t go out on this occasion, then on other occasions, I want to prioritize family health,” he said. Ngoc Anh and Van Giang (students of the University of Finance and Banking) often come to the lake to play. Two female students commented that this area has been more bustling recently after many people checked-in online. The group of friends born in 1998 chose the area near the lake as a place to eat and chat. The members said that their waste is collected in plastic bags and will be put in the trash before leaving. Ha (student of Diplomatic Academy) and Thao (student of University of Economics and Technology) came to the lake to play for the first time. “The scenery here is quite beautiful, so on the occasion of the holiday, the two decided to come here to relax and take pictures. To be safe, we all put on masks when we finished taking pictures,” Ha said. The later in the afternoon, the cooler it is, the more bustling the lake area is. The lawn is the place for many activities such as kite flying and shuttlecock kicking. Many children enjoy having a large space to run around. Van (25 years old) took her daughter out to enjoy the fresh air and took advantage of her children’s fun moments. “I originally planned to go back to my hometown but decided to stay at the last minute. Tomorrow, I also plan to just take her to an open place like this instead of a closed, crowded space,” she shared. In addition to being a place for people in the vicinity to walk and exercise, the lake area has recently become a place where many young people go to picnic or take pictures to check-in thanks to the beautiful scenery. Many girls invest in costumes and props when they come to take pictures. Thang (from Tuyen Quang) and Quynh (from Thanh Hoa) took advantage of the holidays to take pictures and then post them on photography exchanges. From Da Nang to Hanoi at the time when the epidemic was complicated, Mr. Khoi and Ms. Hanh could not visit many famous tourist attractions of the capital. However, thanks to an acquaintance’s introduction, the two were satisfied with an afternoon stroll at the lake. The paths around the lake are filled with people exercising. Mr. Hong, guard of the lake area, said that this place often has security forces reminding people not to ride motorbikes on the grass and maintain general hygiene. “Amid the complicated epidemic situation, I also often remind people to wear masks to protect themselves and those around them,” he said.

Ms. Nguyen Thuy Duong – President of EY Consulting Vietnam, Vice Chairman of Fintech Club, Banking Association: Scale as a venture capitalist

Survey results on digital transformation in the Vietnamese banking industry show that 42% of commercial banks are building a digital transformation strategy; 28% of commercial banks have been implementing digital transformation strategies integrated with business strategies; 11% of commercial banks have approved and are implementing their own digital transformation strategy; 70% of credit institutions (CIs) are willing to deploy from an average level or higher with the following technologies: Mobile devices, open data connections according to application program interfaces; data analysis, standardization of electronic information according to the international financial electronic information standard ISO 20022; customer support (chatbot, virtual assistant …). In which, data analysis is the most widely used technology in credit operations (over 53% of credit institutions).

In the digital age, every credit institution needs to think like a strategist, innovate like a startup, design like a technology corporation, scale as a venture capitalist.

Mr. Pham Xuan Hung – Head of Supervisory Policy Research and Coordination Committee, National Financial Supervisory Commission: There are still many legal gaps

The development of digital banking in Vietnam is facing a number of limitations and difficulties such as: The legal gaps for digital banking development remain many; legal bases only focus on non-cash payment activities, such as digital signature authentication; identify customers; protecting consumers’ interests in financial services; protect user data privacy. The legal framework often lags behind technological developments.

In addition, the strategy for investment in the financial foundation technology is slow and inconsistent; There are still many shortcomings in sharing data between fields. There are still many limitations on information technology resources in digital banking development; Communication and consumer awareness raising (between regions) have not been strengthened.

Overview of the Forum “The future of digital banking strategy in Vietnam”

In order to accelerate the digital transformation process, state management agencies need to soon complete the legal framework in the areas of: Limited Online Customer Identification (eKYC); the bank’s trust agent system for non-cash payment services, digital banking services; policies on information safety and confidentiality in electronic transactions to protect the legitimate interests of customers; electronic banking process, supervise digital banking activities.

Commercial banks need to study and build a digital transformation roadmap; appropriate resource allocation for investment in new technology; promote banking digitization and develop pure digital banking.

Mr. Pham Xuan Hoe – Former Deputy Director of Banking Strategy Institute: Risk management, security, confidentiality

Digital technology is gradually changing the forms of providing financial and banking services. Digitalization helps commercial banks save 60-70% of costs and access more and more to digital banking services, integrating multi-dimensional in providing full financial services.

Digitalization has created a big change in the banking industry in terms of customer experience, more difficult banking, less loyalty; The increase in non-intermediary activities, in other words, the intermediary role of commercial banks will no longer be a unique position in the market, but will be replaced by online provision on technology platforms (the platform of P2P lending or P2P payment).

The emergence of huge data sources and integrated automatic collection processing and analysis by Bigdata technology will create a turning point in revenue development on a large scale. Technology development requires a change in the legal environment (open perspective) to reasonably support the development of new financial-banking business models.

Vietnamese commercial banks are mostly in the second stage (digital transformation), having implemented digital banking at the transition level in terms of processes and communication channels, while converting to new data platforms. deployed at some pioneering commercial banks. In order to develop digital banking in the future, it is necessary to have an open and balanced view that encourages innovation in policy making; National database and connection is the foundation for digital financial services.

Commercial banks need to strictly implement solutions to risk management, security, confidentiality, and consumer data assurance; take advantage of technology in capacity assessment and training to retain talent; need a database strategy. In addition, the Government’s support for policy is indispensable.

Survey results on digital transformation in the Vietnamese banking industry show that 42% of commercial banks are building a digital transformation strategy; 28% of commercial banks have been implementing digital transformation strategies integrated with business strategies; 11% of commercial banks have approved and are implementing their own digital transformation strategy …

Originally, going to Wuxi this season is to go to taste the spring season, but as long-distance couples who often travel between Wuxi and Xi’an, occasionally some extravagant little adjustments are needed in a simple life.

This Japanese food restaurant called “Jiangsu Japanese Food Ceiling” is hidden in Yangchun Alley. It specializes in omkase, that is, no menu dishes. It only accepts 10 guests a day, so it needs to be arranged in advance.

At the bar where only 6 diners can sit down, you can see the real-time production process of each dish. If you choose the ocean box, the 3D immersive seabed special effects can fill your dining ritual.

The chef will decide the menu of the day based on the ingredients that are shipped by air from Japan every day and the preferences of the diners, so that the meal will have a sense of expectation of opening the blind box.

This season used to be able to taste Japanese seasonal seafood such as firefly squid, puffer fish, and whitebait without going abroad. For Sea Urchin Control, if you happen to encounter a sea urchin special, a variety of auction-level sea urchins will appear on the stage, which will definitely make each other’s happiness soar.

The leisure time after dinner is the best place to get into this vintage coffee shop hidden in a residential building, and when you open the door, you fall into an immersive party full of retro flavor.

The store is full of exquisite small objects bought from all over the world. Venetian masks are hung on the top of the bar, and the projection screens on the ceiling are cyclically showing films full of time. All kinds of old wooden furniture must be great props for girls to make films, and dim lighting is a natural filter to save waste wood and take pictures of boyfriends.

The cafe will provide some meals and drinks during the day. From the use of tableware to the arrangement of food, it is very ceremonial. The small ingenuity of ice-American style in a Coke bottle will really make people’s eyes shine. After six o’clock, you can have a drink with lively American music. The warm and quiet environment is very suitable for couples to have a relaxing and romantic date.

Compared with other ancient towns in the south of the Yangtze River, the commercial atmosphere of the ancient town of Huishan is not strong, and it still retains a rare and precious cleanness. As an “open-air history museum” in Wuxi, there are a large number of historical sites gathered here, 118 ancestral halls, Huishan Temple, the second spring in the world, plus Xihui Park, where you can take the cable car, wander around here and enjoy a whole day Your comfortable life will not be boring.

There is also a treasure garden hidden in Xihui Park-Jichang Garden, one of the four famous gardens in the south of the Yangtze River that Qianlong visited several times. With the changing of seasons and changing scenery, it can always give people a sense of freshness. If you are not careful, you will be immersed in the illusion of history.

It is now the time when the garden is full of cherry blossoms and hydrangea. I hope you can give full play to your photographic talents here, and use the film to leave some highlight moments that you can admire.

Along the ancient canal, among the old residential complexes, such a small courtyard in the south of the Yangtze River, which has perfectly preserved the three-entry structure, looks unique in the noisy surroundings of Nanxiatang Street.

There are 16 guest rooms in the whole hotel, each of which has a name related to water, which echoes the lotus pond surrounded by the rooms in the center. The preservation of classical garden pavilions and the design of modern open space reveal the atmosphere of new Chinese retro style. The simple lattice windows with log, cement, and metal elements are elegant and elegant. Under the white walls and black tiles, the hidden structure of the old house also protects the privacy, which is very suitable for couples.

The other half of the hotel is a Japanese-style courtyard cafe. The lazy log style actually matches Jiangnan’s elegance. Whether it is mild sunshine or misty rain, it is suitable for two people to relax by the floor-to-ceiling windows and chat and talk comfortably. The perfect escape from the hustle and bustle of the city.

If you want to find a restaurant in Xi’an that has both dining environment and food taste, Genting 57 must be a good choice for dinner with your partner. Located on the 57th floor of the Greenland Center, it is also the tallest restaurant in Xi’an. It is designed with floor-to-ceiling windows all around to overlook the CBD while enjoying food.

The restaurant focuses on the concept of borderless cuisine. The menu incorporates a variety of cuisines, such as the so-called oily noodles and foie gras, which can be understood with a meal. Some dishes will also incorporate western elements based on local characteristics. For example, adding black truffle to gourd chicken will give Shaanxi cuisine a fresh flavor.

In fact, many people’s impression of Xi’an food is grounded, but the ritual sense of eating together between couples is also an indispensable part. Making ordinary food the taste of memories during a date is also a way of keeping the feeling fresh!

What is the experience of dating in a bar that has won multiple design awards? This art bar, which also operates as a western restaurant during the day, was created by the talented designer Huang Yongcai. The red and black interior design is full of mystery and modernity, and the hidden light strip creates an ambiguous atmosphere. The spiral staircase leading to the terrace is full of romantic style. One point is the retro style of “Shanghai Beach” and one point is the luxury and modernity of “Top Floor”.

The bar has a large space, and the booth with partition design is very private. The appearance of the wines produced matches the environment of the store. In addition to some strong foreign wines and whiskeys, there are also some low-alcohol sweet wines. The merry me wine has a layered pink appearance that is enough to capture people’s hearts. When presented with a diamond ring, it can be called the fairy water in the world of confession. “Burning” uses gin as the base wine, combined with cool flame dry ice, to increase the dating fun in the details.

The lazy bar music has a unique accent, and it is also a good choice to have a drink with him on the roof terrace. You can also enjoy the beautiful view of the clock tower under the moonlight and reverie the love of Tang Xuanzong and Yang Guifei.

Wearing with the millennium y2k is making a comeback, and there are more retro 80s roller skating. Jianle Roller Skating Center has been open in Lianhu Park for 15 years and is now the only skating rink left in Xi’an.

The wooden floor and dynamic music can take you back to the retro disco party scene in one second. Moreover, in order to maintain balance, skating can easily develop into a mutual help “two-person sport”, which is very suitable for long-distance couples to quickly regain their passion through body language.

Come, let us imagine together: the purple-blue light beam is divided by the spherical light above the head, flickering and flickering across Ta’s eyes, accelerating circle by circle, unconsciously holding hands to lubricate your skin, formed by evaporation of sweat The low air pressure makes your heart beat faster. I don’t know when the shoelaces are loose, so I squatted down to help you tie it. At that moment, the moon approached the earth, and the throbbing of youth returned.

This design hotel on Bailuyuan has 22 suites. When the visibility is good, you can also see the wide view of the Qinling Mountains from the 360-degree viewing terrace. There is a kind of “the house is in the human environment, without the noise of cars and horses.” The hidden sense of luxury.Skeleton puppet jealous of Na Ping Pu’s flank ring η Injury 炷炷炷玎 灚綿攝di 偬 Ankle He Wei Nao Jiong 揖呷锟恲滲 M 蛟 Duyun Magic column school Ping Na Ke

The hotel has very good lighting, and there are meaningful light and shadows from early morning to evening, which attracts many people to buy weddings. It is also a good choice to take photos after a date. The infinity heated swimming pool on the terrace is the biggest surprise of the hotel. The swimming pool is only open to guests staying in the hotel, with clear functional partitions and strong privacy. Order a glass of mojito and soak in the hot springs with your ta, soothe your body and mind and warm up your feelings. You can reap the happiness in Jay Chou’s lyrics without going to the Maldives.

The hotel has a dedicated outdoor afternoon tea area. Taking pictures and eating desserts under the natural filter of the sunset should give rise to a lot of love inspiration. There is a patio above the big bed of the suite. Holding hands with the person next to the pillow to watch the stars, the whispering romance is probably a concrete experience of passion.

The butler service of the hotel is very considerate. In addition to the guidance on the use of equipment in the house, milk and white fungus soup will be delivered to the room at night. Drinking afternoon tea together, taking pictures together, watching the sunset overlooking Chang’an City together, and counting the stars to eat supper together, “Jiangshan” and beauties can have both.

In the next issue, which cities do you want to fall in love with?

Planning/Yueyou New Media

Edit/yutong

Author/Kelsie, Yin, Ning

Partial photography/Jia Rui

Layout Design/Small Five

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