In recent days, many investors are confused because the Coolcat application (exchange of gold, virtual currency and USD and is committed to 100% capital insurance) suddenly cannot access and can not contact the exchange. . Many investors have come to the authorities to file a denunciation about the appropriation of property. Specifically, when accepting investment on the Coolcat app, investors will be given a code (ID), their job is just to predict the price of Bitcoin (digital money), gold price up or down. If the guess wins, you receive 73% of the winnings. If you lose 6 times in a row, you must stop and report to get 100% compensation insurance. Coolcat offers 6 premium packages for a fee from 54 USD to 9,146 USD (1.26 – 210 million VND). For example, when buying an insurance package with a fee of 210 million VND, investors will receive interest from 3.3 to 9.7 million VND per day. But now, hundreds of people investing in the Coolcat application are sitting on the fire when suddenly the application is no longer accessible. Grow another floor right away However, after information about the Coolcat app with a commitment to 100% capital “collapsed” spread on social networks, Facebook ST Crypto was immediately established and downloaded the step-by-step instruction clips to register for insurance. capital on FORTREX. According to the Facebook owner named NHD – claiming to be an expert in marketing and financial investment, joining the Fortrex exchange is easy. After only 4 steps, including: fill in basic information such as name, phone number, email … and then transfer the amount you want to insure to the insurance support team; Take a screenshot to confirm the successful transfer with a message with the content (username + phone number + insurance package you want to subscribe) to complete the registration procedure. The rest, investors just have to wait until the selected time frame (12 noon or 19 pm daily) to execute buy or sell orders as directed by the insurance support team. According to the Facebook owner named D, investors only need to spend 10-15 minutes in the time frame to register for insurance and follow the instructions, it will easily make a profit of 1-2% / investment amount. in each session and from 26-35% / month. That means if you spend $ 5,000, equivalent to about 120 million, each month you will also get “the most poor” about 30 million. In case the group gives false signals causing the investor to burn out their account, they will be compensated 100% of the capital. To increase confidence, D said that 60 people were 100% capital insured this week and D himself has experienced this Fortrex exchange for a long time, so everyone can feel secure about this exchange. In addition to the 100% capital insurance exchange called Fortrex, the social network has many insurance platforms that operate similarly. For example, with Wefinex, investors have to spend a minimum capital of 500 USD or more, just follow the expert’s instructions, if winning, it is normal to enjoy a profit of 2-3% / day. even higher than 3% / day (equivalent to about 60-90% / month). The remaining losses will be compensated by the specialist. Similar to exchanges such as Fioption, Busstrade … are also advertised by brokers as a 100% capital insurance platform, providing a way to make money long-term in 2021. According to a member of the Busstrade floor, this floor is currently attracting near 8,000 investment members. The “virtual money” line tricked 32,000 investors into collapsed named iFan, Pincoin in 2018, causing many people to lose nothing. White loss is easy to understand Dr. Dinh The Hien, a financial expert, said: The principle when putting money into any investment channel is that they cannot prove that they are holding the investor’s money is legal, protected by the law. All those investment channels are all risky. “Similar stories have happened decades ago and I affirm that they will continue. Is there just a difference in the form of fraud, the scale of the scam”, Mr. Hien affirmed. So the question is why people who know in advance may lose nothing but still close their eyes and legs, the only answer is: Because of super profit. Outlaw investment channels exist because of human greed. Smart investment is when faced with super profits, each person must carefully consult with knowledgeable people about whether to put capital in or not, or when to invest capital to minimize the risk. empty-handed. Sadly, among those who face the risks from these investment channels, there are many who have used their accumulated money to “gamble”. “Therefore, as an individual investor, it is not allowed to pour money into channels that are not protected by the law. Do not seek high profits without knowledge. Because with an investment of about 10 billion. But achieving a profit higher than bank deposits about 30-40% is terrible. For example, the bank deposit interest rate is currently at 7% / year, another investment channel gives you. 11 – 12% / year is already a huge profit “- Dr. Hien emphasized. Deputy Governor of the State Bank of Vietnam Dao Minh Tu said that the provision of services for buying and selling foreign currencies or generating foreign currencies must be licensed by credit institutions licensed by the State Bank to operate. . However, up to now, the State Bank has not licensed any services other than those previously licensed. Therefore, organizations operating like the Forex market today are completely not in compliance with the law. “For people, putting money here is very risky and the law does not protect those risks. Therefore, people must be very cautious, especially with offers for a high percentage of profits. That is a sign of deception “- Mr. Tu warned. Accordingly, Mr. Tu recommends that people be cautious and consult professional people when participating in investment. Similarly, Mr. Tu also affirmed that virtual money is just an encrypted virtual product, not ordinance money or a means of payment. The law does not allow its functional use as the current ordinance currency. “The investment in cryptocurrencies today has many problems that have been evaluated. Authorities are clarifying the issue of legal basis management and virtual currency trading ”- Mr. Tu said.

Guaranteed 100% capital, interest? Talking to reporters Workers On the evening of April 20, an investment participant on Coolcat said that she was introduced by an acquaintance as a 100% capital and profitable money investment application. “That person said that it was good to invest, considering the daily market money, so I joined and transferred there 3.8 million VND” – she said. The above investor mentioned that after investing, she was instructed to install the application and each day click to predict Bitcoin price, gold price up and down. After each day of playing, investors will have a profit of 2-3 USD. When collecting enough interest at least 10 USD, players will be withdrawn. “I see no matter what the prediction goes up or down, I eat all the money so I giddy. With 2 times profit totaling 22 USD within 20 days, the application crashes, as if I lost the remaining capital” She said she wanted the authorities to step in to clarify the case and handle the fraudster. The woman also said that her investment in the Coolcat app is very small compared to many others. In her group, there were many people who lost a lot of money and did not know how to get it back. However, many people still dream of getting back the lost money. On the Facebook page “Coolcat Vietnam – Safe investment”, a member named PBT posted an article with the content: “Anyone who is fooled at Coolcat, join the group with their determination to get back”. Similarly, another member named DMT also advertised a reasonable method of playing with support tools so that players could get their lost money back from Coolcat. Even the members said that after the Coolcat app collapsed, a smaller amount of capital could be invested in similar apps and more profitable than the lost amount. Notably, these articles have been interacted and responded to by quite a few members. People who lost money because of the Shopping Mall app went to Vinh Phuc province police to denounce. Photo: NVCC Many forms of fraud Another money-making platform also attracts investors, making many people “disillusioned”, called Shopping Mail. News source Workers said the Criminal Police Department (PC02) Vinh Phuc province police received a denunciation from the user of the Shopping Mail shopping app (http://shop555.cc). As a reflection, this person is introduced to you Shopping Mail app with conditions to register for an account, then top up at the shop to hunt for orders and receive commissions according to rank. Specifically, level 1 receives 16%; level 2 receives 8%; Level 3 receives 4% of the order value received. Content of money transfer is the phone number registered app. “Due to the referral, I registered to open an account, then transfer the money to the account numbers provided by the app. On April 14, I could not access the website http://shop555.cc , the entire deposited amount is lost “- said the applicant. Another investor shared that she lost tens of thousands of dollars just because she participated in profitable financial investment projects. In it, at a project called NDT, she lost up to 40,000 USD, affecting her family happiness. “The initial amount to participate in financial investment projects is my savings. After that, I lost money, I borrowed more to invest, but lost money, debts piled up” – she lamented. Financial expert Phan Dung Khanh said that the current financial investment scams are as many as mushrooms after the rain, targeting those who are only interested in the advertised profit without being equipped with knowledge, lack of knowledge. alert. It is easy to see of these fraudulent exchanges in Vietnam, according to Mr. Phan Dung Khanh, that “cover losses, burn accounts, commit profits” … Vietnam offices of these floors are often discreet in high-rise buildings, without signs, only a few sets of temporary furniture and can disappear in just a few hours … Or the floors are introduced to offices, headquarters abroad but in fact is without a license. Therefore, putting money into these exchanges, “investors” will not be protected by the law in case of incidents and the risk of empty-handedness is very high. Therefore, people need to be careful, learn carefully.

Hiep Thuan commune (Phuc Tho, Hanoi) is a famous mulberry growing area that specializes in supplying the Hanoi market and the central provinces. According to Mr. Nguyen Van Tuan, Chairman of the Farmers Association of Hiep Thuan commune, “Since ancient times, the elders in the village mainly planted mulberries to raise silkworms. However, before the requirement of reality, mulberries do not bring income, people turn to growing short-term crops such as soybeans, corn to serve daily food. About 30 years ago, taking advantage of favorable soil conditions, people switched to planting mulberry trees for fruit ”. Mulberries produce one crop per year, usually lasting from January to the beginning of April on the lunar calendar. At this time each year, mulberry gardens are in season, the fruit is black, sweet and succulent. However, this year, due to the influence of weather, most of the fields have very few fruits. Many households who lost their money did not want to visit the fields, weeding, and cultivating tree stumps. Ms. Thuy, a mulberry-growing household in Hiep Thuan commune, shared: “This year, due to the influence of salt rain, the strawberry is all hard, dry and white. I planted 3 sao and took up 30% of the area. I should have had no strawberries at home, but many of them abandoned it, didn’t care anymore, but I still came here to pick every broken fruit, re-cultivate each strawberry root, pull the weeds to make the base to try to salvage. beveled, how much is “. The weather has been difficult, the mulberry farmers here are also forced to price when they cannot manage the output for the product. Mainly traders buy small retail locally. At present, the price of mulberry purchased at the garden is only 8,000-10,000 VND / kg. Mr. Hiep (Hiep Thuan commune) shared: “My family has planted 1 sao of mulberry trees for 4-5 years. The most difficult thing about growing this plant is pests and diseases, unpredictable weather and unstable and unstable prices ”. Every strawberry harvest, people gather at the village gate waiting for the small trader to weigh and pick up the goods. If there is a good season, good price, farmers will earn 20-30 million / acre / crop. Although it is a famous mulberry growing area, according to the President of the Farmers Association, the farming method of farmers is only spontaneous. If the price is good, the acreage will be expanded, otherwise it will be cut down to plant other trees. Currently in Hiep Thuan commune, the largest mulberry farmer only reaches 3-4 sao, the rest is only 1-2 sao. “Currently, the locality is also having a policy to restructure crops, including mulberry trees. However, the output of the mulberry tree is a problem. Currently, there are no enterprises and stable purchasing units for people to feel secure in production ”, said Mr. Nguyen Van Tuan, Chairman of Hiep Thuan Commune Farmers Association. Mulberry is a plant grown quite simply. There are households that propagate and graft themselves. After 1 year, from the beginning of planting, it is possible to harvest. From the second year onwards, strawberries will produce more wrong and delicious fruits. After 8-10 years, productivity will gradually decrease. What’s interesting about this perennial crop is that it takes less care. End of mulberry crop, people cut, prune and move to other jobs. At the end of the year, the mulberry tree loses its leaves, then people go to the field to fertilize it so that the tree can produce young leaves to welcome new fruit season. In general, you do not have to care too much, also reduce the labor force somewhat. When the berries are nearly ripe, they will change from green to pink, and ripe fruits will turn red, then crimson. At that time, people will pick strawberries for sale. This fruit can only be harvested manually. During the mulberry season, most people gather in the fields to pick from early morning to dark. According to strawberry growing households, on sunny days, strawberries ripen faster and sweeter than a cold, rainy day. Mulberries can be eaten directly or soaked in sugar as a refreshing drink. Hiep Thuan Strawberry followed traders around Hanoi streets and neighboring localities to reach consumers. And mulberry trees are still trees that bring many economic benefits to the households here./.