Through research, adidas found that more and more teenage girls stopped exercising when their period came, and one of the main reasons was the fear of overflowing periods. Understanding that, adidas has begun researching and creating training pants that provide an additional layer of protection to help women comfortably practice at their best. Utilizing the new adidas Flow Shield technology, the training pants feature absorbent layers and a thin film for superior spill resistance. Breathable wicking, moisture-wicking, and spill-resistant layers combine to provide maximum protection, while the bonding frame holds the layers together and helps keep the pants in place to prevent damage skewed. adidas has partnered with Dr. Georgie Bruinvels, a leading scientist in the field of sports research, and frontline gym teachers to create a repository of useful training materials and lesson plans that support educators. Teachers, parents, and girls in puberty have a better understanding of how to navigate the menstrual cycle. Famous athletes will also participate in sharing their own practice and competition experiences during the red light days to inspire women around the world to practice. Posts: Beautiful News

VinFast Lux A2.0 after discount if you have a cheap 200 million VND voucher equivalent to a C-class sedan VinFast Lux A2.0 is winning the hearts of Vietnamese customers, reflected in monthly sales. Recently, on social networks, information appeared in June 2021, this model is priced from only 681.7 million VND, attracting the attention of many people. Talking to PV, an employee of a VinFast dealer in Hanoi said that VND681.7 million is not the lowest price that customers can buy. Specifically, this employee said, in June 2021, VinFast Lux A2.0 is being sold with 3 versions of Standard, Advanced and Premium, with direct selling prices of VND 881.7 million and VND 948 respectively. ,6 million and 1,074 billion dong. However, customers can apply a voucher of VND 200 million. Previously, this voucher was only available to customers who purchased Lux ​​SA2.0, but now it is accepted to use for Lux A2.0 as well. After deducting the voucher value, the car price is only 681.7 million VND, 748.6 million VND and 874 million VND respectively for 3 versions from low to high. Even if customers participate in the renewal program, they will also receive an additional 30 million VND reduction, making the car price only from 651.7 million VND. This price is only equivalent to the C-class sedans being sold in Vietnam. Voucher 200 million VND is now applied to buy VinFast Lux A2.0 However, to buy a car with the price of 681.7 million VND, customers had to have a voucher available, not buy it. Because if you go to buy a voucher, depending on the seller, the customer will have to add this amount to the price of the car. According to the sales report from VinFast, in May 2021, VinFast Lux A2.0 sold 457 cars. Although shaped as an E-segment, in terms of price, VinFast Lux A2.0 competes with D-class sedans such as Toyota Camry, Kia Optima, Mazda 6 or Honda Accord in Vietnam. Considering sales with competing models, VinFast Lux A2.0 is the best seller.

Snapchat icon on tablet screen. (Photo: AFP/VNA) On May 21, Snapchat – a popular social network for young people using smartphones, announced that it has reached 500 million monthly users around the world. Speaking at the opening of Snap’s parent company’s partner leadership conference, Snapchat CEO Evan Spiegel said: “We’ve now reached over 500 million monthly users, which is Nearly one in two smartphone users in the US uses Snapchat.” According to him, in the US, France, UK, Australia and the Netherlands, Snapchat is becoming an indispensable part of daily life. The percentage of users is up to 90% in the 13-24 year old age group, and 75% in the 13-34 year old age group. Snapchat has seen hot growth over the past year, as many customers have to stay indoors due to the pandemic. Spiegel said the Snapchat community outside of North America and Europe is growing rapidly. About 40% of the users of this social network are now outside the two regions. The aforementioned 500 million users are higher than any previous estimate, indicating a sharp increase in usage Social Network in the context of a pandemic COVID-19 , and at the same time shows the racing effort of Snapchat against opponents like TikTok and Facebook’s Instagram.

The small apartment uses cold colors but still exudes sophistication and elegance. Tuan is a Graphic Designer and loves black and white colors. On his 23rd birthday, he decided to make his dream come true, saving his salary for many months to redesign the apartment. The main styles are Scandinavian (Northern Europe) and Bauhaus (living space to optimize use). Minimalist Nordic style, optimizing functionality. The apartment is painted white, the interior is preferred black or a mixture of three colors: black, gray, white. The lights, carpets and decorations were purchased by him through e-commerce sites. Sopha, TV bought at the store. The TV has a versatile shelf that can be moved anywhere in the house and turns into a decorative picture frame when not in use. The TV can be moved easily, because the back of the plugs is covered with a very neat cover. If not used, the screen can be fitted with pictures to match the house. Whenever feeling bored or free, Tuan rearranges the interior according to many different ideas. The tea table is compact, with a Japanese style, above the green plant pots to create vitality. After completion, the house is as beautiful and sophisticated as the room of a 5-star hotel, bringing creative inspiration to Tuan, helping him to relax and full of energy for new projects. Every detail, even the smallest, is paid attention to by Mr. Tuan, arranged to suit the space. Kitchen equipment and utensils are all black and white. Wooden and plastic multi-tier shelves, which he ordered online and assembled himself. Kitchen cabinet material is made of picomat material, which is water-resistant, non-termite. Whenever he has free time, Tuan spends time rearranging his house as a way to relieve stress and nurture inspiration for work.

Promote the provision of online public services According to the Ministry of Information and Communications, by the end of 2020, the average rate of level 4 service delivery nationwide is 30.86%, reaching the target of 2020. However, in order to develop e-Government towards digital government in the new phase, the provision of public services remains a top priority task. Therefore, the Ministry of Information and Communications recommends ministries continue to drastically and effectively implement solutions to achieve the goal of providing 100% of eligible public services to level 4 online in 2021. . For public services that do not qualify for online posting level 4, it is necessary to thoroughly apply technical solutions to maximize public service delivery activities on the network environment, from the submission process, receive and settle administrative procedures dossiers until the results are returned to the people and enterprises. The Ministry of Information and Communications also requested ministries and branches to assign the specialized agencies in charge of information technology of the ministries and branches to develop a plan to implement the level 4 public service delivery service, in which the following contents should be clearly shown: Target to provide 100% qualifying public services to level 4 online by 2021 month by month; A list of public services that are eligible to go online to level 4 in 2021 and a list of public services ineligible for level 4 online (with an explanation of the cause of ineligibility) should be sent to the Department. TT-TT before April 29, 2021. Every month, the ministries and branches send reports on the provision of electronic services to the Ministry of Information and Communications through the digital transformation evaluation system at: https://dti.gov.vn for synthesis. At the same time, the information collection and evaluation system and the information service (EMC System) built by the Ministry of Information and Communications when connected to the public service portal and the ministerial electronic one-door system will monitor the reality. implementation of the provision of public services by ministries and branches.

EVN stated that electricity customers can access to use this tool at its website: Accordingly, electricity users need to enter some basic personal information such as full name, customer code, city area; type of house (apartment or private house), number of people living in family, … EVN’s business and customer service have made strong progress. Photo: VGP Entering this background information needs to be accurate, realistic, to ensure the tool can best estimate power consumption. Next, also on the website, customers will provide information about the quantity and type of household electrical appliances in use, including: Basic equipment (such as electric cookers, refrigerators, lights …) , appliances that consume large amounts of electricity (such as air conditioners, clothes dryers, ovens …). Along with that, providing data on the frequency, level, and habits of using these devices. Based on customer data provided, the tool will automatically estimate the amount of electricity consumed by each electrical equipment each month. This tool also shows the device “consumes” the most electricity in each household in the month, helping customers adjust their electricity usage habits so that they are efficient and economical. The tool’s algorithms also automatically update and analyze the temperature in the locality where the customer lives to calculate. The amount of electricity consumed by an electrical appliance in a household may vary between months and seasons of the year. In particular, the tool is designed with a friendly interface, making it easy for customers to use and experience. EVN said that this tool is currently being deployed to integrate into websites and customer care applications of Power Corporations. This information is very useful to customers using electricity, and also shows the great efforts of EVN in business and customer service, especially in making public, transparent and increasingly transparent. It is more convenient for customers to control their electricity consumption and household electricity bill, especially during the hot dry season.

To use this tool, customers can access the website: https://uoctinhdiennang.evn.com.vn/, then enter some basic personal information such as full name, customer code, city area; type of house (apartment or private house), number of people living in family, … Input information needs to be accurate, in accordance with reality, to ensure that the tool can estimate power consumption with the best accuracy. Next, the customer will provide information about the quantity and type of household electrical appliances in use, including: Basic equipment (such as electric stove, refrigerator, lights …), consumer appliances. consume a lot of electricity (such as air conditioner, clothes dryer, oven …). Along with that, provide data on the frequency, level, and habits of using these devices. Interface of monthly power estimate tool Based on customer data provided, the tool will automatically estimate the amount of electricity consumed by each electrical equipment each month. In addition to estimating the amount of electricity consumption per month, the tool also has the device “consumes” the most electricity in each household in the month, helping customers adjust their electricity usage habits so that they are efficient and economical. The tool’s algorithm will automatically update and analyze the local temperature where the customer lives to calculate. The amount of electricity consumed in the household will have a difference between months and seasons in the year. This tool is designed with a friendly interface, making it easy for customers to use and experience. This information is very useful to customers using electricity, and also shows the great efforts of EVN in business and customer service, especially in making public, transparent and increasingly transparent. It is more convenient for customers to control their electricity consumption and household electricity bill, especially during the hot dry season. HA Warning of counterfeiting EVN brand name to scam unsecured loans

The tool will automatically estimate the amount of electricity consumed by each electrical device each month. (Photo: evn.com.vn) Vietnam Electricity Corporation ( EVN ) developed a tool to help households estimate their monthly electricity consumption based on their electricity usage habits and household electrical equipment characteristics. Accordingly, customers can access to use this tool at the website: Customers need to enter some basic personal information: full name, customer code, city area; type of house (apartment or private house), number of people living in family … Entering the background information as above should be accurate, according to reality, to ensure the tool can estimate the most accurate power consumption. Next, also on the website, customers will provide information about the quantity and type of household electrical appliances in use, including: Basic equipment (such as electric cookers, refrigerators, lights …) , equipment that consumes a lot of electricity (such as air conditioners, clothes dryers, ovens …). Along with that, provide data on the frequency, level, and habits of using these devices. Based on customer data provided, the tool will automatically estimate the amount of electricity consumed by each electrical equipment each month. This tool also shows the device that consumes the most electricity in each household in the month, helping customers to adjust their electricity usage habits effectively and economically. The tool’s algorithms also automatically update and analyze the temperature in the locality where the customer lives to calculate. Quantity electric used There may be differences in the difference between months and seasons of the year for a household electrical appliance. “Currently, this tool is being deployed to integrate into websites and customer care applications of the Power Corporations in the corporation,” added the representative of EVN./.

Demand for recruitment in the wholesale and retail industries is strong, and job searches in the culture, sports and entertainment industries have increased by more than 112% month-on-month

According to data from 58 City Recruitment Research Institute, in March this year, Chengdu’s recruitment demand ranked second in the country, second only to Dongguan, with an increase of 51.43% from the previous month; job search demand ranked fifth in the country, ranking in Shenzhen, Beijing, Guangzhou, and Chongqing After that, the chain increased by 63.79%. In the first quarter of this year, Sichuan’s GDP exceeded 1.18 trillion yuan, an increase of 15.8% year-on-year. As the capital city of Sichuan, Chengdu’s rapid economic growth has driven employment development, especially providing a wealth of recruitment positions and attracting talents. Rong employment.

From an industry perspective, in March this year, the top three industries in Chengdu for recruitment demand were wholesale and retail, information transmission, software and information technology services, transportation, warehousing and postal services. Since the wholesale and retail industry is closely related to national production and life, public data shows that the industry’s contribution to the national GDP in 2018 reached 9%, and it has continued to grow. Therefore, this industry has created more jobs and produced more jobs. Big recruitment demand. After experiencing the special environment of 2020, many companies have accelerated their digital transformation, and short video, live broadcast and other industries have also developed rapidly. Therefore, the demand for new infrastructure services has been increased, and the software and information technology service industries have generated more job needs. At the same time, the huge online purchasing and consumer market also provides large-scale jobs, making the transportation, warehousing and postal industry recruitment demand among the forefront.

1. The data of the Recruitment Research Institute in the same city also shows that the top three industries in Chengdu for job demand are wholesale and retail, information transmission, software and information technology services, and accommodation and catering. As Chengdu is a famous cultural and tourist city, it has many job opportunities in the accommodation and catering industry, relatively high income levels, and broad development space, so it attracts a large number of job seekers.

   Compared with February, the cultural, sports and entertainment industries in Chengdu performed outstandingly. Among them, the demand for recruitment increased by 129.64% month-on-month, and the demand for job hunting increased by 112.6% month-on-month. In recent years, Chengdu has built a cultural and creative center, built more than 60 cultural and creative industrial parks, and issued “Tianfu Cultural Assets Loan” to support the development of cultural and creative enterprises, which has stimulated the growth of employment demand. The substantial increase in the month-on-month recruitment and job hunting in the cultural, sports and entertainment industries in Chengdu also shows that the industry’s vitality has recovered rapidly after the Spring Festival, and the demand for job hunting has shown a strong trend.

   Service industry recruitment demand is booming, general worker recruitment and job hunting supply and demand are both high

2. City Recruitment Research Institute also conducted a statistical analysis of the job-hunting situation in Chengdu from the position dimension. In March this year, the top ten positions in Chengdu for recruitment demand were general workers, operators, packers, assemblers, waiters, apprentices, food delivery staff, security guards, couriers, and sales representatives. This reflects the high demand for manufacturing jobs in Chengdu, and various types of manufacturing jobs rank high in demand for recruitment.

From the perspective of job search, the top 10 jobs in Chengdu are general workers, freight drivers, shop assistants/salesmen, clerks, business drivers, waiters, security guards, sales representatives, chefs/cooks, and cashiers. It can be seen that general workers rank first in job search supply, which is consistent with recruitment needs, but other positions such as freight drivers, shop assistants/sales staff, clerks, business drivers, etc. have a large job search demand, but the job supply is relatively low, and the job demand is not complete. Adapt.

In March of this year, the demand for clerk/sales staff recruitment increased by 111.46% from the previous month, and the demand for security and waiter recruitment also increased by more than 55% from the previous month. With the resumption of work and production after the holiday, the demand for recruitment of service positions such as security guards and waiters has increased significantly. In terms of the month-on-month increase in job search demand, the demand for cashiers ranked first with a month-on-month increase of 139.11%. The growth rates of waiters, front desk/switchboard/reception, and clerk/sales all exceeded 110%. This means that after the Spring Festival, the number of job seekers entering the service industry has risen sharply.

In terms of salary, data from 58 City Recruitment Research Institute show that in March this year, Chengdu paid a monthly salary of 8,717 yuan, ranking eighth in the country. Among the top five positions in Chengdu for recruitment demand, the assembler paid the first place, reaching 8,102 yuan, and the waiter paid a monthly salary of 6,869 yuan, a higher quarter-on-quarter increase, reaching 6.22%. Compared with other types of work, assembly workers have a higher technical content and require employees to have a certain degree of manufacturing experience, so the income level is higher. At the same time, in response to the increase in demand for service jobs after the Spring Festival, many companies have increased salaries to attract talents.

Among the top five jobs in Chengdu with job requirements, the expected salary of freight drivers ranks first, reaching 7927 yuan, which is higher than the average expected monthly salary of 7425 yuan in Chengdu. Freight drivers, as people who drive freight vehicles, transport goods and provide services, need to be accompanied by roads and cars as their homes for a long time, and expect relatively high salaries. Followed by business drivers and general workers, the expected salaries are 7915 yuan and 6,340 yuan respectively, and the expected salaries of clerks, shop assistants/sales staff are also more than 5000 yuan. This shows that the expected monthly salary of a job is closely related to its work intensity and technical requirements.

As a leader in the recruitment industry, 58.com not only relies on the advantages of big data, releases urban employment data, reflects recruitment and job search dynamics, and helps job seekers choose their industries and occupations rationally. It also organizes a series of online recruitment activities to choose ideal employers for job seekers. provide assurance. With 58.com’s high-quality and efficient recruitment services, the majority of job seekers will have a better job search experience in 2021, one step closer to their career dreams.

Hello editor, I am a fourth-level sergeant major who is going to change jobs this year. After the Veterans Protection Law was promulgated, we have been very concerned about the scope and standards of non-commissioned officers receiving retirement money after retirement. I don’t know if our military strength has the latest news. Also, when does the method of receiving retirement pensions start?

reply:

Hello comrades, regarding the issue of veterans receiving retirement money month by month, we first open the “Veterans Protection Law” that will be implemented on January 1, 2021, and it is clear in Article 2 of this law: veterans as referred to in this law, Refers to the officers, sergeants, and conscripts of the Chinese People’s Liberation Army who have retired from active service in accordance with the law. Here everyone needs to pay attention to the three main bodies in the previous military policy: officers, noncommissioned officers, and conscripts. In this law, they have become officers, sergeants, and conscripts.

Article 22 of the “Law on the Protection of Veterans” stipulates that the state adopts monthly retirement payments, independent employment, job placement, retirement, and support for retired sergeants. Those who have served the specified number of years in active service and are placed in the form of receiving retirement money monthly, shall receive retirement money monthly in accordance with relevant state regulations.

And Article 23 stipulates: The state adopts independent employment, job arrangement, support and other methods to properly arrange for retired conscripts. Here is a special distinction between the placement of sergeants and conscripts, and it is clear that retired conscripts can also choose to arrange work, which is really impressive.

Regarding the specific scope of use, standard conditions, and calculation methods of retirement payment monthly, I believe that reasonable settings will be made based on the specific distinctions in the above regulations. According to the editor, regardless of whether it is from the press conference of the Ministry of Retired Servicemen, It is the information obtained from the staff of the relevant departments, and the approximate number of years has been basically set, and I believe that some comrades in arms have also heard of it.

But before the policy documents are published, we can only wait quietly, and the wait will not be long! The new “Regulations on the Placement of Veterans” will give us a comprehensive clarification and plan.

Edit | Sun Ming

With the upsurge of cross-border “car building” by major industry giants, the past of Wuliangye cross-border car building seems to have been forgotten by the industry. Three years ago, Wuliangye invested nearly 2.5 billion yuan to take a 51% stake in Kaiyi Automobile, and announced a 3.7 billion yuan investment in a smart car factory. However, from the perspective of market performance, the projects that have been heavily invested have not been recognized by consumers.

“We are selling Geely, not Kaiyi. These are two car companies and two brands.”

“Kaiyi hasn’t been bought for a long time. If you consider Xuanjie, you can take a look at the Tiggo 5X. The two cars are basically the same.”

On the 15th, AI Finance and Economics found two dealers in the Yangtze River Delta and Beijing-Tianjin-Hebei on the official website of Kaiyi Automobile, and asked whether they could buy the Kaiyi X3, and the other party responded as above.

Kaiyi Auto and Baoneng Auto have the same door, and both come from Chery Automobile, the former boss of independent brand auto companies. Under the drag of its diversified brand strategy, Chery has gradually fallen into the pit of losses for years. In 2017, Chery sold the Qoros car with a huge loss of 8 billion at a price of 6.5 billion. The following year, Yibin Capital, backed by Wuliangye, took over 51% of the equity of Kaiyi Auto with 2.494 billion yuan. When the trend of cross-border car building was getting stronger, it opened a prelude to the story of “drinking” and “driving”. However, the reality is not. It’s not as good as expected.

Planning for more than ten years, monthly sales of 600 units

Unlike Dong Mingzhu and Lei Jun, Wuliangye has been trying to build a car for a long time. In 2003, “Push”, a wholly-owned subsidiary of Wuliangye that produced supporting molds, began to produce automobile molds for Changan Automobile and a Japanese car company. Two years later, Push invested another 300 million yuan in Chongqing to produce automobile machinery molds and engines. Parts.

As an important piece of Wuliangye Group’s entry into the automotive market, Push Group is not content to act as a mold supplier. First, it invested in automotive engines in 2006 and purchased a 46.5% stake in Xinhua Internal Combustion Engine Group, a subsidiary of Brilliance. In 2009, it established Brilliance Mianyang as a joint venture with Brilliance and obtained the qualification for vehicle production.

The good times didn’t last long. In 2011, after the new chairman Tang Qiao took over Wang Guochun, he listed and transferred Xinhua Internal Combustion, which had been losing money for many years. Since then, Wuliangye bid farewell to automobile engines and the car manufacturing business has temporarily come to an end. But the new people and new policies. After Li Shuguang took over as the chairman of Wuliangye Group in 2017, Wuliangye announced that it would spend 2.494 billion yuan to buy 51% of Chery’s Kaiyi Automobile, and spend 3.7 billion yuan to build the Kaiyi Yibin Smart Factory.

Kaiyi, which was acquired by Wuliangye, has not been able to open the market since its birth. In the early days of its establishment in 2014, Chery packaged Kaiyi as a “crowd-sourcing car building” under the thinking of the Internet, which once attracted great attention. However, the actual sales volume in 2015 was only 24,000, 37,000 in 2016, and 41,000 in 2017, which is far from expectations.

With the blessing of leading liquor companies, Kaiyi’s annual sales volume declined instead of rising, falling to 24,000 units in 2018 and 27,000 units in 2019. In mid-2020, Kaiyi released Wuliangye’s first new car to show off the world, which is very similar to Chery Tiggo 5X. Some evaluations directly pointed out that the body proportions, waistline, and front and rear suspension lengths of Xuanjie and Tiggo 5X are almost identical, and the power system and interior configuration are also very similar.

The new model of Kaiyi will have a total sales of 33,000 units in 2020, an increase of 5,000 units year-on-year. Among them, the sales volume of Xuanjie was 21,779, and several other models all declined. Entering 2021, the monthly sales volume of Xuanjie has dropped to 1,060 units in January, and again to 634 units in February.

Although the monthly sales volume of the first car has fallen to 100 units, Kaiyi is still planning new products. Not long ago, the Kaiyi Xuandu declaration drawing was exposed. According to the data, Xuandu will be equipped with a 1498ml engine with a maximum power of 115kW. An industry insider pointed out to AI Finance and Economics that considering the current models of Kaiyi Automobile Configuration and parameter performance, this engine is expected to be the 1.5T of the Kaiyi X3.

“If the situation is true, it may be difficult for new products to achieve breakthroughs in product strength,” the person pointed out, “Except for the low-end price advantage of Kaiyi, there is not much improvement in branding, design, R&D, and marketing.”

“Drunkard” does not mean wine

As an A-share wine company that sits in the Shanghai and Shenzhen stock markets with Maotai, Wuliangye was once the top wine maker. In 2001, its revenue reached 4.742 billion yuan, almost three times that of Moutai during the same period (Moutai: 1.618 billion yuan). At that time, although the two heroes of baijiu were the best in terms of fame, Wuliangye was obviously better in terms of performance.

During the years when the champion jersey was added, Wuliangye gradually “expanded”, extending its capital tentacles to almost every inch of sight. In addition to the cars mentioned above, Wuliangye has also invested in CNC machine tools, real estate, hotels, plastics, medicine, import and export, environmental protection, daily chemicals, paper making, chips… But things are counterproductive, dozens of wholly-owned or controlling subsidiaries Very few companies generate revenue.

In addition to the diversified business that ended awkwardly, OEM liquor also consumed Wuliangye’s brand value. In 2006, according to statistics from an organization, Wuliangye owns more than 100 wine brands, whose prices are mainly between 30-80 yuan, and that 80% of the brand’s turnover accounts for only one-tenth of the total turnover of Wuliangye Winery.

Wuliangye, distracted from its main business, was finally overtaken by Moutai in 2008 in terms of revenue. In the following four years, although Wuliangye has turned the tide and returned to the throne of “revenue first”, the return on net assets has fallen sharply. Data show that in 2010, Wuliangye’s return on net assets was 16.996%, and Maotai was 39.677%. In 2012, Kweichow Moutai’s revenue was only a few hundred million yuan behind Wuliangye, but its net profit exceeded the latter by more than 3 billion yuan.

In 2013, the liquor industry ushered in an inflection point. Many high-end liquor companies, including Wuliangye and Shuijingfang, suffered heavy losses, but Moutai bucked the trend. From 2012 to 2014, Wuliangye’s revenue was 27.201 billion yuan, 24.719 billion yuan, and 21.011 billion yuan. Net profit attributable to its mother was 9.935 billion yuan, 7.973 billion yuan, and 5.835 billion yuan; Shuijingfang’s operating income was 1.636 billion yuan, respectively. 486 million yuan, 365 million yuan, net profit attributable to the parent of 338 million yuan, -154 million yuan, -418 million yuan. The operating income of Kweichow Moutai was RMB 26.455 billion, RMB 30.922 billion, and RMB 31.574 billion, and net profits attributable to the parent were RMB 13.308 billion, RMB 15.137 billion, and RMB 15.350 billion.

Image source: AI Finance and Economics

An industry insider who loves liquor told AI Finance and Economics that the reshuffle brought about by industry adjustments is the cause. The internal cause of Moutai’s growth against the trend is the scarcity of products and the financial attributes based on scarcity value. “Under the high-end positioning, The price difference between the market price and the ex-factory price protects Moutai’s profitability.”

Wuliangye, who was defeated, began to imitate Moutai’s high-end pace. The eighth generation of Wuliangye will be launched in 2019, and the strategic product “Super High-end 501” will be launched. In addition to the limited sale of 501 bottles each year, Wuliangye also claims to be the “Pearl in the Crown” in the advertisement. However, this has not reversed Wuliangye’s overall performance. The financial report shows that in 2019, Wuliangye’s annual revenue was 50.118 billion yuan, fulfilling the 50 billion yuan revenue target, but its sales volume was 165,100 tons, a year-on-year decrease of 13.67%, and its inventory was 15,800 tons, a year-on-year decrease. An increase of 22.06%. This means that Wuliangye, who wants to replicate Moutai’s high-end road, has fallen into a difficult situation.

In 2020, the liquor industry collectively broke out in the capital market. Kweichow Moutai once exceeded 3 trillion yuan, and currently ranks first with a market value of about 2.5 trillion yuan. Although Wuliangye is the second runner-up, its market value is only 1.1 trillion yuan, which is not as good as Maotai. half. The ambitions of the former leader come again, but the arena is no longer.

This article was originally produced by AI Finance and Economics, an account of “Finance World” Weekly. Please do not reprint it on any channel or platform without permission. Offenders must be investigated.

The Vietnam Social Security Agency informed that, over the past time, due to the prolonged effect of Covid-19, many employees (employees) quit their jobs and lost their jobs, so they chose to receive social insurance once. According to the statistics of Vietnam Social Security, only in the first 3 months of 2021, the number of people enjoying one-time social insurance up to more than 226,500 people, an increase of more than 20.5% over the same period in 2020.

Many employees enjoy one-time social insurance with the desire to have an amount of money to cover their current lives. At the same time, a part of the employees still have the concept of “young depend on their father, old and trust their children”, not forming a habit when children pay social insurance so that when they get old, they can have a pension and control their own life. must depend on descendants.

The fact that an employee registers to receive social insurance once, leaves the social insurance system by himself is a worrying situation, not only directly affects the interests of employees, but also affects the socio-economic situation, as well. such as ensuring social security for the people of the Party and State.

The Vietnam Social Insurance Agency affirmed: Receiving the one-time social insurance only gives employees immediate benefits, but the employees have not fully foreseen the risks of losing many of their long-term benefits.

firstAccording to the current law, the total social insurance contribution to the retirement and survivorship fund is 22% of the monthly salary as a basis for the employee’s social insurance payment. In which, the employee pays 8% and the employer pays 14%, the total annual contribution to the social insurance fund. This specific ratio is equal to 2.64 month salary per year.

Meanwhile, if the employee is entitled to one-time social insurance, the annual entitlement rate of social insurance payment is only 1.5 months of the average monthly salary paid for social insurance for the years of payment before 2014 and equal to 2 months of the average monthly salary paid for social insurance. for the closed years from 2014 onwards.

Thus, if receiving one-time social insurance, the employee will lose about 1.14 months of salary for each year of social insurance payment before 2014 and about 0.64 months of salary for each year of social insurance payment after 2014.

Monday, When receiving one-time social insurance, employees will no longer have the opportunity to enjoy their pension, have no stable monthly income to ensure their life in old age. This is a very dangerous thing and leads to other disadvantaged consequences such as: not being granted a free health insurance card to enjoy the benefits of medical examination and treatment with health insurance, health care in old age, an age prone to difficulties. health assessment of each person. Because pensioners will be provided with free health insurance cards during the period of pension entitlement.

Moreover, the employee’s relatives are not entitled to the death benefit when the employee’s unfortunate death. Because if enjoying the pension, when unfortunately dies, the person who takes care of the funeral will receive a one-time funeral allowance equal to 10 times the base salary in the month the pensioner dies and their relatives are entitled to the death allowance. survivor monthly or once.

Ho Chi Minh City social insurance officials mobilize people to participate in social insurance to have a pension when they get old

Tuesday, the money paid to the social insurance fund is a valuable reserve of the employees themselves, it is not lost, but on the contrary, it is managed and invested by the social insurance agency.

In case, with the immediate difficulties (due to job loss, income loss), employees can completely reserve the time to pay social insurance, so that when possible, continue to participate in compulsory social insurance or participate in voluntary social insurance.

Conversely, when the employee has received one-time social insurance, if he / she participates in social insurance again, he / she will not be added to the time of previous social insurance payment, leading to when he is old enough to receive the pension, he / she may not be eligible for the time of payment to receive. pension or pay-period eligibility to receive a pension but the pension rate will not be high.

WednesdayWhen social insurance participants enjoy their pension, the pension level is adjusted periodically according to the consumer price index and economic growth (since 2003, the State has increased the pension by 17 times, with increases from about 7.5% to 9.3% for each adjustment, depending on the target group).

The total monetary benefits when enjoying the pension are much higher than when enjoying one-time social insurance

Sharing the concern about the increase in the number of employees receiving one-time social insurance, Mr. Do Ngoc Tho, Head of the Policy Implementation Department of Social Insurance and Vietnam Social Insurance, affirmed that when an employee receives one-time social insurance, the employee will suffer a lot, because Not yet at retirement age, all old pension money has been spent. When you get old, you cannot receive pension benefits and depend on children, grandchildren and the society.

If they unfortunately get sick and do not have a health insurance card, they also face the risk of not being able to pay the cost of medical examination and treatment after just one illness, long hospital stay, possibly facing poverty. hunger and exhaustion become a burden on families and society.

Mr. Do Ngoc Tho analyzed and took an example of an employee who has full 20 years of social insurance payment, with the average salary of 4 million VND / month for social insurance. Assuming this employee is eligible for a pension or a lump-sum social insurance benefit in 2021, if they are entitled to a pension, the male employee may receive a pension of 1.88 million VND / month.

Based on the average life expectancy of men of 71 years (the average life expectancy of men according to the General Statistics Office 2019), the number of months enjoying pension is 129 months. The total amount of money that person is entitled to from the social insurance fund is nearly 274 million dong.

In which, the total pension received from the age of 60 years and 3 months until death is 129 months x 1.88 million dong = nearly 243 million dong; buying health insurance card (4.5%) equaling nearly 11 million dong; a funeral allowance upon death (10 months base salary), equivalent to 14.9 million dong; survivorship allowance (assuming the lowest one-time death equal to 3-month pension) is over 5.6 million dong.

Many workers in Ho Chi Minh City participate in social insurance to have pensions to help control their life in old age

For female employees, because the percentage of female employees to enjoy pensions is higher (55%) and the period of enjoying pensions of women is longer than that of men (the average life expectancy of women is 76.3 years, equivalent to that after retiring at the age of 55 years and 4 months, retirees will live 240 months), so the total amount a female employee in this example will be entitled to from the social insurance fund is nearly 573 million dong.

Meanwhile, assuming that the employee goes abroad to settle down or has a life-threatening illness such as cancer, polio, cirrhosis, leprosy, severe tuberculosis, HIV infection has turned to AIDS and other diseases. according to regulations of the Ministry of Health; If receiving one-time social insurance, for both men and women, they will follow the calculation as follows: 4 million VND x (1.5 x 13 + 2 x 7) = 134 million VND. Thus, men on pension will benefit more than receiving one-time social insurance of nearly 140 million dong.

Thus, if compared with pension entitlement, receiving one-time social insurance is very disadvantageous for the employees. Because, when social insurance participants enjoy their pension, they enjoy a lot of benefits and the fact shows that the new pension is a solid support for employees when they get old, when they no longer have the ability to generate income.

Mr. Do Ngoc Tho also emphasized that receiving social insurance once will bring many disadvantages for employees. Employees should not for immediate benefits but miss the opportunity to enjoy a pension to cover their lives, as well as to enjoy the health insurance regime to take care of their health in old age. If the same time of social insurance payment is paid, the total monetary benefits when enjoying the monthly pension will be much higher than when enjoying one-time social insurance.

Mr. Do Ngoc Tho recommends that employees consider carefully, should not decide to enjoy one-time social insurance, but should reserve the time to pay social insurance so that when possible, continue to participate in compulsory social insurance or participate in voluntary social insurance. conditions to self-guarantee and take care of their own health when they get old, and at the end of their working age.

During the period of time reservation of social insurance payment, if unfortunately the employee dies, the family is entitled to a funeral allowance equal to 10 months of base salary and their relatives depending on the conditions for monthly survivorship allowance (up to 4 people ) to adulthood (if the child) or until death (if the wife, husband or father, mother is out of working age and has no income or income but is lower than the base salary); In case of receiving one-time survivorship allowance, the allowance level is calculated as one-time social insurance.

Persons on death pension, if there is a relative who is eligible for the monthly survivorship allowance. In fact, there are fathers, mothers, spouses and children who have received a monthly survivorship allowance several decades after the death of their child, spouse or parent.