At the General Meeting of Shareholders in 2021, the leader of VietinBank said, continuing to solve difficulties for businesses affected by natural disasters, epidemic COVID-19.

The results are positive

Information from the State Bank showed that: The credit flow is mainly focusing on production areas, priority areas, for example credit growth in agriculture, forestry and fisheries reached 2.42%; industry 3.04% … Credit in securities in the first quarter of 2021 reached VND 45,300 billion, down 1% compared to the end of 2020; credit in real estate reached 1.85 million billion, up 3%.

Credit growth is also evident in the business results of some banks. At the 2021 Annual General Meeting of Shareholders (AGM) of VietinBank that took place on the morning of April 16, Mr. Le Duc Tho – Member of the Party Central Committee, Chairman of VietinBank’s Board of Directors said: Quarter I / 2021, the safety and operational efficiency indicators of VietinBank are much better than the same period last year, of which the main operating income categories all grew by over 25% over the same period last year. 2020, operating costs will be managed effectively, cost-to-income (CIR) ratio will be maintained at a reasonable level; Asset quality is well managed, NPL ratio is managed below 1%.

With credit growth in the first quarter of 2021 reaching 3.69%, Vietcombank continued to lead the credit growth system. Vietcombank is assigned a credit growth limit of 10.5% in 2021. According to Mr. Nghiem Xuan Thanh, Member of the Central Committee of the Party, Chairman of the Board of Directors (BOM) of Vietcombank, the State Bank assigns a high credit target to Vietcombank based on many factors: ability to increase credit; capital is mainly poured into priority areas; low bad debt; Loan to deposit ratio (LDR) of the bank is only 71% while most other banks are over 90%. “With the result of credit increase in the first quarter of 2021, if the State Bank adjusts its growth target, Vietcombank can increase credit by 14% in this year 2021”, said Mr. Nghiem Xuan Thanh.

Representatives of LienVietPost on the morning of April 16 said: In the first quarter of 2021, Lien Viet Post Bank (stock code LPB) had a pre-tax profit of 1.112 billion dong, nearly doubling the same period last year. By the end of March 31, 2021, LienVietPostBank’s total assets reached more than 245,200 billion, an increase of over 20% over the same period last year. Capital mobilization from economic organizations and individuals continued to grow well, reaching nearly 206,300 billion VND. Market 1 outstanding loans reached over VND 183,100 billion, an increase of more than VND 6,100 billion compared to the end of 2020. Notably, the proportion of retail growth in credit growth in the first quarter of 2021 was more than 80%, shows the bank’s consistent orientation towards the retail segment.

On the HoSE stock exchange, stock LPB was in the group of stocks with the highest market price growth in the first quarter of 2021, up nearly 40%, from 12,400 VND / share in the trading session on December 31. / 2020 to 17,350 VND / share in the session on 31/03/2021. And currently reaching the price of nearly 19,000 VND / share. According to the plan on April 29, LienVietPostBank will hold an annual shareholder meeting, it is expected that this year, the bank will set a pre-tax profit target of 3,200 billion dong. Thus, with the results of the first quarter of 2021 reaching VND 1,112 billion, LienVietPostBank has completed about 35% of the profit target in this year’s business plan.

“The COVID-19 epidemic that broke out in some localities across the country continued to negatively impact production and business, especially the accommodation, catering, transportation and tourism industries; the consumption of agricultural products in some localities in epidemic areas has many difficulties …, affecting production and business, revenue and cash flow to repay debts of customers, thereby affecting bank credit activities ” , Mr. Nguyen Tuan Anh, Director of Credit Department for Economic Sectors (SBV).

In the difficult context of the economy, credit institutions (CIs) have implemented solutions to support people and businesses to overcome difficulties caused by the COVID-19 epidemic, by the end of March. / 2021 has restructured the repayment term for nearly 263 thousand customers with outstanding loans of more than VND 353 trillion; interest rate exemption, reduction and reduction for more than 660 thousand customers with outstanding debt balance of over VND 1.27 million. In particular, credit institutions have provided new loans with lower interest rates than before, with accumulated sales from January 23, 2020 up to now reaching over VND 3 million billion to over 452 thousand customers.

Maintain growth, support businesses

According to Governor of the State Bank of Vietnam (SBV) Nguyen Thi Hong, positive information on the first quarter business index of the banking system is the basis for forecasting credit growth this year will reach about 12%. This number will also be adjusted to suit the actual situation.

According to Dr. Vo Tri Thanh, a member of the National Financial and Monetary Policy Advisory Council, said that at present, the State Bank still operates a credit policy based on the total credit growth, but is flexible in the face of developments. try to both contribute to the economic recovery process but also have to be skillful so as not to cause “break-up” in the macro. “The credit growth rate in recent years has been slower, but the growth rate is not low compared to the previous years. The scale of credit balance / GDP is getting bigger and bigger (currently about 140%), so it is reasonable for the credit control to increase at 12% in 2021. If the economy recovers well, the credit for the whole economy can increase by 11-13% this year and is expected to grow stronger from the second quarter, “said Dr. Can Van Luc, economist. BIDV’s chief forecasted.

“VietinBank continues to proactively implement solutions to balance capital effectively, reduce capital costs to create resources to continue strongly implementing preferential policies, reducing lending interest rates and service fees, maintain the level of lending interest rates and service fees at the lowest and most reasonable level, support and accompany people and businesses affected by the COVID-19 epidemic, ”said Mr. Le Duc Tho.

Outstanding loans of VietinBank in 2021 are expected to grow by 7.5%, complying with the credit limit approved by the State Bank; capital mobilized from economic entities and individuals grew by 8-12%, adjusted in accordance with credit growth, and ensured prudential ratios as prescribed by the State Bank of Vietnam. NPL / credit balance is controlled below 1.5%.

From now to the end of the year, VietinBank continues to grow strongly in business activities, accompanied by dramatic improvements in quality and efficiency; implementing appropriate credit growth solutions while balancing effective capital sources; improving the quality of risk management, quality of growth, effectiveness and efficiency of internal control inspection; accelerating debt collection, handling risks, bad debts, improving asset quality. “Continuing to implement solutions to help remove difficulties for customers affected by natural disasters and epidemics, especially the COVID-19 epidemic under the direction of the Government and the State Bank of Vietnam,” said Mr. Le Duc Tho. .

On the morning of April 15, at the headquarters of the Government, Prime Minister Pham Minh Chinh presided over the Government meeting to deploy the work after being strengthened. This is the first meeting of the Government after consolidation, also the first meeting Prime Minister Pham Minh Chinh has chaired since taking office.

Before the meeting started, Prime Minister Pham Minh Chinh discussed some work with Deputy Prime Minister Pham Binh Minh. After consolidation, Deputy Prime Minister Pham Binh Minh is no longer concurrently holding the position of Foreign Minister.

Prime Minister Pham Minh Chinh and Governor of the State Bank Nguyen Thi Hong. Ms. Hong is one of two female government members after the apparatus was strengthened.

Transport Minister Nguyen Van The and Agriculture and Rural Development Minister Le Minh Hoan exchanged discussions before the meeting.

Deputy Prime Minister Vu Duc Dam discussed with the Minister of Labor, Invalids and Social Affairs Dao Ngoc Dung. Mr. Dam is one of the five incumbent deputy prime ministers and one of the three who has held the position since the beginning of his term.

Minister, Chairman of the Government Office Tran Van Son reports some general contents to submit to the Government.

The meeting discussed the hand-over of tasks after the Government was strengthened, points of view, direction and direction and some key contents should focus on directing the implementation in the coming time.

Prime Minister Pham Minh Chinh requested in this meeting the Government to agree on a number of views to direct the Government’s activities in the coming time; organize the implementation of the Politburo’s Notice No. 01 on April 12, 2021, notice No. 03 of the key leaders on April 12, 2021; consider and comment on a number of other important issues.

Right after the Government was consolidated, Prime Minister Pham Minh Chinh thoroughly grasped and instructed the Government members to promptly hand over, handle and immediately handle work, ensuring continuity and continuity; to soon consolidate Party committees, Party organizations and personnel work; review and amend working regulations.

Also in the first meeting, the Government will continue to review the legal system, propose amendments, supplements or new promulgation of legal documents; serving the election of deputies to the 15th National Assembly and People’s Councils at all levels for the term 2021-2026; the prevention and control of the Covid-19 epidemic and vaccination against Covid-19; promote disbursement of public investment capital.

Nam Hien and his sister Nguyen Thi Hong

On an accidental occasion, I heard about the situation of a man who is an actor club of Nhon Hung commune music club (Tinh Bien). “The song life” seems to be involved in the life of this suffering man as well! He is Nguyen Van Hien, an acquaintance or Nam Hien, who is currently suffering from a stroke, is bedridden and is trying to shake the last days of his life in solitude.

Visiting Nam Hien’s house in Tay Hung hamlet on a hot afternoon, I met with my sister who was directly nurturing. In the hospital bed, Nam Hien was thin and thin, his blank eyes occasionally glancing around. Mrs. Nguyen Thi Hong (his biological sister Nam Hien) said that Nam Hien could not speak but also had no emotional expression, so the care was very extreme. From eating to personal hygiene, Nam Hien has to rely on his sister, because he is now a plant man.

Talking about Mr. Nam Hien’s situation, Ms. Hong could not hold back tears: “When he was still strong, he ran a” motorbike taxi “to make a living and went to the party to hire a party. The income was precarious at that time, but at least I could take care of myself. I remember, at that time he only ate rice with duck seeds, meals were cooked, meals were fried, meals were boiled. The sisters’ family lived next to each other, and I asked him to come over to eat together to help relieve loneliness. Maybe because his life is poor, his wife also left without looking back at her face once! ”.

In terms of character, Nam Hien is considered a gentle and quiet person. When going to the party to hire the party, it does not require or criticize much or less remuneration. One month before Nam Hien became ill, the wife of the first few years held her arms and knees and took off her shirt. “That day, he went to the lodge for people, sitting down suddenly. Everyone gathered and drove them to the hospital, so he couldn’t speak anymore. I stayed in the hospital for a few times, and I brought her here because my illness did not go away. Afraid that I would lie alone at night, if no one would continue, I brought it over to my house to take care of. Looking at you more and more emaciated, I feel very sorry “- Mrs. Hong choked.

Currently, Ms. Hong only watches the time of feeding rice, water and personal hygiene for Nam Hien. The over-60-year-old sister tried every meal to buy some meat and fish to foster her. Occasionally someone loved her. She would drop by for a bit of money to save her to buy more food for Nam Hien. Ms. Hong’s family background is not quite well off. The husband and wife work as hired labor and send money to her every month to live. Now she redistributed a portion of it to Nam Hien. Sometimes when she ran out of money, Mrs. Hong asked people to let her buy fish in shortage, and she would send it back when she had money. Thanks to good neighbors, loving Nam Hien’s circumstances, they were willing.

“I can’t help you, my intestines are bleeding softly! I think I went to a hundred temples and left my brother suffering with this disease even more guilty. If only I try to take care of me until the last day, so that if I have the best part, she will also be happy because my sister will be by my side in the last minute. His life is now over, his wife has abandoned it, and I do not look. I am a real sister, but if not burdened anymore, how can she live! Now, I just hope that all the donors will help me to have more conditions to worry for a long-term Hien year, because my family can only eat enough ”- Ms. Hong confided.

According to the People’s Committee of Nhon Hung commune, Mr. Nguyen Van Hien is one of the near-poor households of the locality. The current situation is quite difficult because of the catastrophic disease and no money to live. We hope all the benefactors help Nam Hien have more conditions to live with the disease that pushed his life into this tragic situation!

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