The victim said that on June 18, 2020, he had invested in GBhub Company and was introduced to this business as a partner of… Google. The reason is that after consulting and researching, this retail investor saw that GBhub Company has a logo similar to Google’s logo, and there are many websites associated with the “giant” of technology Google. Therefore, Mr. Du trusted him, so he invested without thinking much. To open an ID (account) to log into the company’s website, Mr. Du must pay an account activation fee and receive weekly interest. CEO of GBhub . Company After officially becoming an investor of GBhub Company, Mr. Du was given a promise to make investors throughout the provinces and cities in the country more confident such as: opening a visa payment gateway in August and September 2020; open a private exchange of GBPro coin for investors to trade on the exchange quickly; opened an investment fund company, a Block Chain academy in Vietnam in October; and finally opened the “banking portal” GBCloudbank (self-proclaimed international affiliated bank; trading more than 22 different currencies around the world) in November of the same year. Through this “banking portal”, GBhub company said it will pay interest daily and withdraw money directly from USD to VND. Initially, the company paid interest for regular withdrawal so that investors had confidence in the future of the business, so some people in different provinces and cities also put their savings to invest in. However, up to now, GBhub Company has not fulfilled any promises, only opening GBCloudbank and allowing investors to withdraw money in the first month. After that, this account… does not allow withdrawal anymore. For example, investors deposit 10,000 USD, then they will receive interest of 40% of the deposited amount. The next week, they paid $6,000 again, and got a 40% interest again. The third time, they have to enter 10 thousand USD, this time they can withdraw 40% of the amount paid. The fourth time, they paid another 10 thousand USD and the company… locked the phone. GBhub . Company’s “explosive” advertisement From January 2021 up to now, virtual currency participants have not been able to withdraw a single coin from the bank portal and were also emailed by a representative of Google Vietnam “warning about abuse of power and spreading fake logo images”. by Google”. The money that they are receiving daily interest will be sold to the so-called “managers” in Vietnam at extremely low prices compared to the USD price.Currently, the company has blocked the contact of phase 1 investors. with stage 2 and lock the ID (password) so that these victims can do nothing more. According to our research, many victims have used money in savings books, even borrowed, mortgaged real estate documents… to participate in playing virtual money and “lost money”. On April 6, GBhub Company held an office opening ceremony on Le Hong Phong Street (P2Q10) but did not have… a license to operate. Then, on April 24, this business also opened an office in Nghe An, located on Nguyen Quoc Tri Street (Hung Binh Ward, Vinh City). The director of this company is both Malaysian and Vietnamese. On its website, the company advertises that “global membership will surpass one million in the next three years”. LS Nguyen Thi Sinh (Ho Chi Minh City Bar Association) said that the Ministry of Finance needs to coordinate with departments and sectors to come up with regulations to protect the rights and interests of investors when investing in the virtual currency market. Despite always being warned about potential risks, what makes virtual money still attractive to investors is the huge profit offered to attract. Not to mention, more sophisticated, many virtual currency exchanges also entice investors to buy real virtual currencies, then use these virtual currencies to buy back “junk” virtual money to make high profits, then investors lose everything. their investment amount. Currently, many people are interested in investing in GBhub, especially the elderly in rural areas. It is easy for them to lose money for real money investment games on virtual networks because the servers are located abroad. The company will call from person to person to transact with cryptocurrencies in a short period of time, to avoid statements and documents. After that, the company will close the server (server), that is, delete all original data information of customers, causing them to lose money.

“By this time, I am very tired, very tired. If this situation lasts for a few more months, I don’t know if I can stand it.” That is the situation of Mr. Le Duong Minh (SN 1980, owner of Huy Hoang cruise ship, Ha Long city, Quang Ninh province) when sharing with PV VTC News about the miserable and exhausted situation of businesses and ship owners. Ha Long tourism after many outbreaks of COVID-19 disease, causing the tourism industry here to be temporarily “closed”. Looking at the man with a wrinkled shirt, a hard face, messy hair, deep eyes, no one would have thought that this was once a famous ship owner in Ha Long just nearly 2 years ago. Lazily, Anh Minh said, this whole year, his mind is always heavy, burdened with worries and doesn’t know how to remove it. In one day, he had to sink into thought for a few hours, almost shocked and really pressured by having to take care of the expenses but the revenue was not available, the epidemic kept coming from time to time. “I’m very exhausted and almost exhausted right now,” Minh said choked. 3 cruise ships of Mr. Le Duong Minh’s family are now moored, lying dormant at the international passenger port of Ha Long without knowing when they will return to operation. Sell ​​clean to pay bank interest Mr. Le Duong Minh said, more than 20 years ago, he moved from his hometown in An Lao district (Hai Phong) to Quang Ninh to find a job, started washing dishes, carrying calves, and then fell in love with a career as a tourist service for tourists. Cruise ship owner in Ha Long. More than 10 years ago, he and his relatives contributed capital to buy cruise ships to run their own business. From the time of contributing half of the ship to a ship, so far, Minh’s family has had 3 cruise ships, including 1 wooden ship and 2 newly built steel hull ships. How much profit has accumulated so far, Minh’s family uses to reinvest in new steel hull ships. According to Mr. Minh, each new steel hull ship is about 7 billion VND, he has to borrow up to 5 billion VND. In early 2020, his family built 2 new ships, so he had to borrow 10 billion from the bank. Since then, every month Mr. Minh has to pay 100 million VND. However, before carrying any passengers, the COVID-19 epidemic suddenly appeared and continued to break out from time to time. Until now, we have been traveling, we never thought that the epidemic would last forever and be so terrible. Mr. Le Duong Minh – Ha Long cruise ship owner “Since the day of the epidemic, I have to borrow money to fight. I expect that if there is no epidemic, 3 normal ships will also earn about 150 million per month, enough to pay bank interest and also have a savings. If you don’t work now, you won’t get anything to make up for that profit. Until now, we have been traveling, we never thought that the epidemic would last forever and be so terrible. In the past, there was a SARS epidemic, it only lasted 3-4 months, and businesses stopped operating for a short time, then revived and developed steadily. But this epidemic lasted from the beginning of 2020 until now, we are out of breath.” Minh said sadly. From the beginning of 2022 until now, Minh’s monthly revenue is just zero. Meanwhile, bank interest is still payable, principal is not yet payable. In addition, they still have to pay money to hire workers to look after, maintain, operate the machine, electricity, water … “Now that I have no income, I have to borrow money. I borrowed from relatives, brothers, even sold something to get money to pay bank interest and expenses. If the epidemic is under control in 1-2 months, I will still have the opportunity to run a full-time train to earn a living and pay salaries to employees, raise my wife and children, otherwise I don’t know how.” Minh said. Running out of resources to borrow, ship owners exhausted, employees losing their jobs Sad when it comes to financial resources, Mr. Minh said that because he had no income, he had long been in a new situation of taking out a new loan to pay the old interest, leading to debt stacking, interest on top of interest, even having to borrow high interest rates. to pay low interest. “A lot of expenses, bro! Every month, you also have to borrow up to 60 million to pay interest, but from February 2020 until now, you know how much it is. In addition, each month has to maintain 1 employee for each ship, to pay salaries and meals for them has already lost 8 million, plus maintenance, operation and maintenance costs … Every 5-6 months, the ships have to be put on board for maintenance, scrubbing, repainting the hull… twice a year, costing 100 million. So, my family has 3 ships and it takes another 300 million. Due to having to borrow money from a shipbuilding bank, ship owners have to buy insurance for the loan, and each year they have to spend about 25 million money to buy insurance. If the epidemic continues from this year to next year without stopping, I really don’t have the strength to reinvest anymore.” Minh is sad. Next to Tuan Chau international passenger ship port, hundreds of cruise ships are lying motionless. Also since the COVID-19 epidemic raged, most of the employees who used to work for the ship had to find jobs by themselves to maintain their lives. Some people go to help build, others go to the market to trade errands to get through the day. “The big owner ‘died’ big, the small owner ‘died’ small. Just like myself, 3 supporting ships from last year to now, the damage is also about 2 billion. Sometimes the wife and children do not dare to eat, do not dare to wear, just worry about money for the staff to eat, look after and maintain the ships waiting for them to return to operation.” Minh said. The ships that sleep at night with tens of billions are also lying in the lock on the side of Ha Long Bay. According to Mr. Minh, if the situation of the COVID-19 epidemic continues like this, his family will only last 3-4 months. If the bank pressed too hard at that time, his family would borrow money from one place to another. “Unfortunately, I have already borrowed a lot, so there may not be another place to borrow. Maybe you have to accept the risk, borrow more high interest outside to support. Because no one buys ships now, people buy them to carry tourists, not buy them to park. Cruise ships are now almost frozen and no longer trading.” Minh commented. Now, no one buys ships even if they sell them, people buy them to carry tourists, not buy them to park. Mr. Le Duong Minh – Ha Long cruise ship owner Minh said that he, like most other ship owners, wants the bank to accompany businesses and cruise ship business households to have a debt freeze and debt extension policy, so that ship owners and businesses can strength to endure and when tourism is restored, they will repay the bank. Up to this point, according to Mr. Minh, many ship owners not only pledge assets such as houses and cars, but also have to sell them to have money to continue. “Nearly 100% of ship owners have bank loans, if this time “collapses” is to collapse, there will be a series of ship owners facing bad debts, debt squeeze… policy support from the bank and the State” , Minh predicted.