Wrong interest calculations BaFin is taking action

Status: 21.06.2021 5:08 p.m.

Premium savings contracts have long promised savers big money. However, in the low interest rate phase, many banks corrected the promised profit commitments downwards. BaFin is now intervening – in the interests of customers.

From Ursula Mayer, Mr

The Federal Financial Supervisory Authority BaFin obliges banks and savings banks to inform holders of premium savings contracts with a variable interest rate about ineffective interest rate adjustment clauses. To this end, the authority has published a general order – which is considered a sharp sword in the financial sector. The financial institutions must also explain to savers whether they have received too little interest as a result of the ineffective clauses. In this case, either back payments beckon or the banks can offer customers modified contracts with an effective interest rate adjustment clause. The changes apply retrospectively and also compensate for insufficiently paid interest in the past. According to BaFin, at least 247 banks and savings banks are affected. The total amount is open.

So far, banks have stood across the board

In the period between 1990 and 2010 in particular, the financial institutions offered a large number of premium savings contracts. These long-term contracts contain clauses that allow financial institutions to unilaterally change the guaranteed interest rate. They often did that in the low interest rate phase and cut savings rates, in some cases massively – at the expense of their customers. The Federal Court of Justice has meanwhile classified the clauses as ineffective.

BaFin Executive Director Thorsten Pötzsch refers to this in the general decree. He speaks of a “grievance” for consumers, which BaFin wants to remedy in terms of collective consumer protection. “We ensure that affected customers are comprehensively informed and legally treated,” says Pötzsch. Because for more than a year the supervisors have been trying to find a solution with the financial institutions in the interests of the customers, even at a round table – so far without success. The general decree shows that BaFin’s patience has come to an end.

Hundreds of thousands of customers affected

“We are assuming that banks and, above all, savings banks have concluded hundreds of thousands of premium savings contracts nationwide,” says financial expert Andrea Heyer from the consumer center in Saxony. She and her team have specialized in recalculating such contracts. More than 7700 customers from all over Germany have already contacted us.

As the consumer advocates have calculated together with experts, the financial institutions have calculated the interest rates too low for years in almost all cases. As a rule, consumers were unable to understand how they set the variable interest rate. Often the financial houses have lowered interest rates too much, in too large interest rate steps downwards. “Depending on the case, those affected are entitled to additional payments of a few hundred to over 40,000 euros in individual cases,” says Heyer. In this respect, she welcomes the fact that BaFin is now intervening – that is an important signal.

Suddenly it was 15,000 euros less

Karina Rother from Frankfurt, for example, signed such a premium savings contract at Frankfurter Sparkasse in the 1990s and wanted to do something for her retirement with it. “The Sparkasse promised me that with a term of 25 years it would really be worth it for me,” says Rother. She promised the customer steadily rising interest rates and ever higher cash rewards.

Rother assumed that she would get around 77,000 euros in the end – as it was calculated in an advertising flyer. Suddenly it should be around 15,000 euros less. In the end, she agreed with the Sparkasse on an extra payment of around 4,000 euros – but, says Rother: “It annoys me that a public institute in particular causes such trouble, even though it is in the interests of the company ‘Joe Bloggs’ should have in view. “When asked, the Sparkasse did not want to comment on the case because of banking secrecy.

Savings banks oriented towards the common good have a duty

Julian Merzbacher, consumer protection expert of the citizens’ movement Finanzwende, also sees the savings banks in particular as having an obligation to finally act and to approach customers on their own initiative. “It is a cheek that the public welfare-oriented institutes have so far mainly relied on the time factor and statutes of limitations when it comes to saving premiums”.

The general decree of BaFin also explicitly refers to contracts that have already been terminated. But the extent to which claims from customers are already statute-barred – or maybe not – is not a matter for BaFin, it says there, but the courts would have to clarify in case of doubt.

Big incomprehension among the banks

However, the credit institutions now have four weeks to appeal against the general ruling. This is currently being checked, according to the Deutsche Kreditwirtschaft, the umbrella association for the banking industry. “It is astonishing that the Federal Financial Supervisory Authority is pre-empting the courts,” said a written statement.

Because there is still another judgment pending at the Federal Court of Justice, according to which specific criteria banks have to adjust interest rates in long-term savings contracts. When this decision will be announced is not yet known – consumer advocates are expecting the verdict in the fall. And of course the German banking industry wants to take this into account, according to its own statements.

Don’t just accept comparison offers

But just waiting until then is not an option, according to BaFin. After all, it is uncertain when a decision by the Federal Court of Justice can be expected, according to the general ruling. As a result, the situation is unnecessarily prolonged for the financial supervisors, and consumers should now be informed urgently.

With a view to the general ruling, consumers do not have to do anything at first. However, you should pay attention to whether you will soon receive mail from your house bank regarding premium savings contracts or not. If comparative offers are made, consumer advocate Heyer recommends having them checked so that no saver is taken advantage of

This is also the occasion that Duc Viet Food continues to bring to market many high-class sausage products – the original flavor of the famous German sausage line served at home to fight the epidemic. Fast, convenient and full of nutrition. Besides the familiar high-end sausage products that have captured the hearts of consumers for decades such as: Berlin Sausage, Countryside Sausage, Nurembe Sausage, Member Sausage, Beer Garden Sausage… now also have other products such as: Kielbasa Sausage, King BBQ Sausage with 5-star quality. The common feature of Duc Viet’s high-class fresh sausage line is that it is made from imported natural pig intestines, not collagen artificial intestines. So when we eat it, we will see a crispy but not very characteristic chewy taste. It is then stuffed into the main ingredients of raw ground pork or beef mixed with premium spices imported from traditional Germany. Depending on the type of sausage, the mixing of spices is also different to create a special and different flavor. All products have been changed to a luxurious and eye-catching new identity packaging. Showing the level of the famous fresh sausage product line of Duc Viet. A segment that many other products on the market today cannot match. Sausages are produced on a closed modern production line and have been steamed. Consumers only need to steam hot or fry, bake over low heat for about 2-3 minutes when the product is full of flavor and can be eaten. Served with chili sauce, ketchup, mustard, bread, shrimp noodles.

In recent years, the high-class West Lake lotus tea, priced from 7 to 10 million VND / kg, has been bought by many giants. Photo: PasGo. Tay Ho lotus tea has long been known as “the first natural tea”, is the most delicate tea of ​​Vietnam that no other country in the world has. Photo: Facebook According to the seller, the best lotus-marinated tea is usually made by traditional manual and star-dried methods. Photo: Facebook. The tea used to marinate lotus must be Tan Cuong Dinh tea (Thai Nguyen). The price for each pound of tea, unmarinated lotus is 3-5 million VND/kg, so when marinated in lotus, the price is up to 8-10 million VND/kg. Photo: Traéntayhominhcuong The tea used to marinate lotus must be Tan Cuong Dinh tea (Thai Nguyen). The price for each pound of tea, unmarinated lotus is 3-5 million VND/kg, so when marinated in lotus, the price is up to 8-10 million VND/kg. Photo: Traéntayhominhcuong The tea marinated lotus must be the lotus that grows in the lagoon of Quang Ba village, the pink flowers are just budding and the buds are still blooming, the lotus must be picked before sunrise, then brought back to a cup for rice and then marinated. Photo: Internet Not only the ingredients, the process of marinating lotus tea is also extremely meticulous. Must marinate 7 times, each time is a turn of rice (rice from lotus) and 1 turn of tea. Photo: Vietnamese people. Quality lotus tea is pure green tea when drinking, with a bitter taste then sweet with lotus flavor in the mouth. Photo: People of Vietnam Because the quantity is not much, if they run out, they have to wait until the next crop to order this “first tea”. Photo: Traminhnghia. Also because of the high price, premium lotus tea often serves rich guests, foreign guests or connoisseurs of tea who want to buy to enjoy… Photo: Internet video: It takes 1,000 lotus flowers to get 1 pound of premium lotus tea. Source: News VTV24

It took about 4 years for Huawei to launch the new Watch 3 generation, so it is not difficult to understand that this product is significantly different from the design of its predecessor Huawei Watch 2. The thick screen bezel and the 2 side buttons did not. there’s more. Instead, the 3D rotary knob looks luxurious and high-end. This dial offers more intuitive navigation, precise zooming and zooming, and is weather-resistant, working with gloves on. The body of the watch is made of stainless steel while the Pro version has some premium materials such as ceramic, titanium and sapphire glass. Watch 3 is equipped with a 1.43-inch AMOLED screen with a resolution of 466×466 and a pixel density of 326PPI, brightness up to 1000 nits, good outdoor display. The refresh rate reaches 60Hz for a smoother experience. Previously, Huawei was often criticized for using a low refresh rate screen to save battery, so it was fixed on the Watch 3. This screen is also protected by tempered glass. Huawei has created many different versions for the watch: Active (with silicone strap), Classic (leather strap), Elite (metal band) and Classic (Milanese strap). Huawei Watch 3 uses Hi6262 chipset with LTE support and Harmony 2.0 operating system, 2GB RAM, 16GB memory. Watch 3 supports eSIM, LTE, Wi-Fi and GPS along with sensors such as heart rate sensor, SpO2, and for the first time on Huawei wearables, it is a body temperature sensor, which is very necessary in this era. this disease. One of the important upgrades of the Watch 3 is the first device equipped with Harmony operating system – the operating system developed by Huawei. The first big plus is that the App Gallery is already on the watch. This means you can install standalone apps that transfer from your smartphone. Some other interesting features such as the ability to remotely control the camera on a smartphone, unlock a car or control smart home appliances. You can monitor your body temperature, heart rate, SpO2 and sleep in real time. The built-in fitness assistant supports over 100 workout modes and can also track your VO2max performance. Huawei smartwatches are famous for their long battery life, even with the addition of an eSIM and a 60Hz screen, the Watch 3 can still meet 3 days of use in 4G mode and up to 14 days in super battery life mode. long. Huawei Watch 3 Pro has a larger battery and can last 5 days on 4G and 21 days in super power saving mode. Huawei Watch 3 Series will be available on the market from June 2021, in the Chinese market, the Watch 3 will have a starting price of 407 USD and the Watch 3 Pro is 517 USD, launched on June 28. According to gizmochina, phonearena

Park Jung Ah shares a simple skin care secret, but makes netizens “tumble” to learn it When asked about her skin care secret, Park Jung Ah revealed that she has been using collagen for quite a while. But recently, she has just started switching to collagen powder instead of tablets, liquid as before. Easy to use, easy to drink is the first thing that Park Jung Ah mentioned. Because they are powdered, products are often listed in handy little packages. Every time she goes to the set, she always carries it with her, just tear it gently and put it in warm water, it’s ready to be dissolved. On days when she is a bit lazy, she can drink it directly without mixing it with water. Beauty Park Jung Ah shared in Talk Show “BEAUTY AND BOOTY”. Park Jung Ah also added, with this powdered collagen, we can also add food such as yogurt, salad, fruit, … the taste will become more wonderful. This drink pack has a very pleasant taste, not fishy and is easily tolerated by the body. In particular, this product does not contain fat, suitable for all dietary needs. Collagen powder supplemented with genuine saffron, “darling” the skin all the way Nymph “ Smile Dong-hae ” at the set mentioned the High Quality Collagen Drink Combined with Saffron from Gilaa brand and gave it to everyone at the studio to try it out. The sour taste like lemon makes the drinker feel more refreshing and delicious. Revealing more, Park Jung Ah said that this is a product containing two extremely expensive beauty ingredients: Saffron and Collagen. The “must-have-item” that Park Jung Ah always has with her is Gilaa Premium Saffron Collagen. Saffron is known as a precious material, dubbed “Iranian red gold”. To get 1kg of saffron requires tens of thousands of flowers, with about 40 hours of non-stop work. Enjoying saffron, users will feel refreshed, good for heart health and digestive system, making skin more beautiful and shiny. Saffron – Saffron is an extremely good beauty ingredient for the skin. Meanwhile, collagen is an important component that determines the rejuvenation and firmness of the skin. Using collagen helps to keep the skin supple and smooth. In particular, in the Gilaa family’s oral powder package, it contains 100% Fish Collagen Peptide imported from Italy to help absorb and synthesize collagen faster, heal skin damage caused by collagen deficiency. Fish Collagen Peptide imported from Italy helps skin stretch and elastic. In addition, Saffron Premium Collagen Drink Powder also provides the body with 120mg of vitamin C and 8 other essential mineral powders, bringing vitality to the skin, maintaining moisture from deep within. Gilaa Premium Saffron Collagen pioneers the mark for a product that has the function of both synthesizing collagen and helping to limit aging, far away from the signs of age, giving the skin a smooth, radiant glow. Gilaa Premium Saffron Collagen has achieved great success when it is loved by the Korean beauty world The quality of Gilaa Premium Saffron Collagen satisfies even the most fastidious Korean stars. In addition to receiving the love of actress Park Jung Ah, Gilaa Premium Saffron Collagen is highly appreciated by many Korean beauties. For example, Min-joon shared that: “This saffron supplement collagen powder pack is very good. Because it is supplemented with Collagen Peptide content as well as vitamin C, it is easy to drink, does not gain weight, skin improves after many weeks of use. Regarding the taste, Sung-min said: “The taste of collagen is extremely easy to drink, it tastes like salted lemon, it is very fresh to drink. Imagine drinking a collagen-fortified beverage.” “Out of her mind” with her ability to fade, Hana revealed: “Before, I didn’t like to drink collagen at all because it smelled very fishy, ​​but since I know this Gilaa Premium Saffron Collagen, the taste is much easier to drink. The darkening of the skin seems to be gone, instead, I see that the skin background is noticeably brighter.” . Being a fastidious person in choosing beauty supplements for the skin, it is not easy to win the trust of female star Park Jung Ah. It is no exaggeration to think that Gilaa is the beginning of true values, is one of the brands that bring the “ageless beauty” fever in this bustling collagen market. Premium collagen drink powder combined with Saffron purchased at:
Website: https://gilaa.vn
– Responsible for bringing products to market: OQR . Co., Ltd
– Office address: 7th floor, Bcons Building, 176/1-176/3 Nguyen Van Thuong street, ward 25, Binh Thanh district, HCMC Posts : Beautiful Online

Haute Couture is inherently a luxurious outfit, showing status. Therefore, many female stars like to wear it when attending events. During an appearance on May 7, Tong Thien put on a high-class dress from the fashion house Georges Hobeika. Despite wearing brand names, Chinese female artists are not appreciated. The button detail is changed, making the dress less beautiful. In addition, Tong Thien’s hair and shoes do not match. Image: Sohu . It’s not the first time Tong Thien has been criticized for wearing Haute Couture. She once lost points when she appeared cheesy on the red carpet of the Bazaar night. At this event, she chose the design of Giambattista Valli’s Fall 2020 collection. Photo: Sina, Giambattista Valli. Yang Mi many times wearing luxurious Haute Couture but did not receive compliments from the audience. Many people think that the actress is not suitable for this type of outfit. In the photo, she wears a Haute Couture dress by Antonio Grimaldi brand. Netizens commented that Duong Mich was not as beautiful as the model, revealing flaws and looking fit in a high-class dress. Image: Sohu . Another time, she wore a Haute Couture dress that was released in 2005. This is a design by Georges Chakra. Photo: Sohu. Duong Mi once again wore a Haute Couture dress that was released for a long time. Pictured is a design taken from Georges Chakra’s Fall – Winter 2010 collection. Moreover, this fashion house is not a member of the high-end tailoring union. Photo: Sohu. At the award ceremony Baeksang 2020, Suzy attracted attention when wearing an elegant dress in Dior’s Haute Couture Spring – Summer 2020 collection. Although it looks simple, this design is considered to be worth the price of a luxury car. However, Korean beauties were commented on faintly, not as beautiful as models. Image: Nate, Dior .

Recently, Beck received many ads from Tinder about premium service. Beck has never paid for a dating app. He thinks paying £14.59 a month is an unreasonable price. “I just turned 28. Sometimes I wonder if I’m being charged more than young people. If you’re single at 28, do the tech giants know that many people are so scared that they might pay any price to get a date?”, Beck told The Guardian . Dating apps, make friends quite popular with young people in recent years. Photo: Ties. Beck conducted a survey with friends, relatives, and community groups and asked them to submit screenshots of the prices they pay for using dating apps. In the group of respondents who responded, there was a clear difference. Those over 30 will be charged £27.49-29.49/month, while the rest of the users only have to pay £13.99-14.49. Tinder isn’t the only dating app with paid services. Many other platforms also launch similar features besides the free version to expand the scope of searching for love for users. For example, Bumble asks members to pay £14.99/month for Bumble Boost to give them access to unlimited “swipe” (showing interest in someone) mode. With the Bumble Premium plan (£32.99/month), users can see who has liked them. This functionality is similar on the premium service of Coffee Meets Bagel (£34/month). In addition, they will also receive a large amount of information about other people such as recent activity history. Pay to find love Sophie Thomas, a dating and love expert, says everyone should buy an upgraded feature. “You can absolutely meet your ideal person by using free services. However, if you’re really serious about the big milestone in your life, it’s also a good thing to invest in dating,” says Thomas. According to Thomas, paying a fee helps users get better search engines, which can save time and effort. “Getting to know someone takes a long time, so you shouldn’t be in a hurry to make friends with a stranger. Once you’re happy with an app, buy a long-term subscription to access dating opportunities until you find the right one,” she added. James Preece, podcast host Love Machine , agree with this statement. However, he argues that it’s not simply paying more to get better results. If the profile, photos, and messages are bad, the person will still get the desired results. “If the record is good, unlocking extras can boost your chances. Some of the premium functions like on Bumble allow you to use more filters when searching. That can help you get quality ‘matches’,” Preece said. The premium features of the dating app bring unlimited modes to users. Photo: Timesnext. Besides those who agree, many argue that paying a large amount of money to find love is a waste. Kate Mansfield (from London, UK), relationship expert, is among the naysayers. According to her, people who are confident, love themselves, know what they want, will not waste money on matchmaking services or an upgrade of a dating app. They can take advantage of free platforms and find their ideal lover. “You think paying for a premium service is the right thing to do, but you’re wrong. Because you will waste it being in a group of people who are struggling with love and dating,” Mansfield asserts. Instead of using a paid app, Mansfield advises: “Invest in yourself more like attending training courses, therapy to help us be in the best position. Then use the free versions of Tinder, Hinge or Bumble to find love.”

The bartender’s iced cocoa is one of the favorite drinks at Trong Duc Cocoa. Photo: T.Moc Each product has its own unique recipe. The interesting thing is that at the places selling these products, diners can also experience the actual experience when visiting and introducing the plants and product properties that they have used before. * Enjoy specialties at the garden The stop of Trong Duc Cocoa Co., Ltd (Dinh Quan) on the way to Suoi Mo Tourist Area (KDL) Suoi Mo (Tan Phu District) is about 7km from National Highway 20, where most of the restaurants stop. Tourist bus route at Suoi Mo KDL. The attraction of the stop is not only the purchase of cocoa products at the production site, but also the experience and discovery of the on-site cocoa garden with its characteristics, growth process, and production. cocoa fruit production. Efficiency from connecting products through travel From the fact of consuming nutritious and specialty drinks, it can be seen that, at present, tourism is one of the most effective channels to promote products for farmers. Therefore, in order to ensure the output of the product, in addition to the quality, the subjects and manufacturers must pay attention to the images, designs, and specific information on each product. Mr. Nguyen Ba Oanh, manager of Trong Duc Cocoa Co., Ltd. said that at present, the stopover has about 20 drinks made from cocoa. Recently, some new dishes have been researched and released to the market by the company, which are highly appreciated by diners after using such as tropical cocoa, iced cocoa, cocoa smoothie… These are water dishes. shop’s premium drink. In particular, many diners are quite impressed with the cocoa smoothie made from the flesh of the cocoa fruit, this smoothie has a sour taste and a lot of nutrition. Currently, Trong Duc Cocoa is continuing to research a number of new dishes made from cocoa fruit waste during cocoa processing at the factory of Trong Duc Cocoa Co., Ltd. In order to have these intensively processed products, the company must invite scientific researchers specializing in food to learn and process according to the recipe, ensuring the preservation of nutrients while still being safe for health. consumer health. Not only enjoying the drinks made from cocoa, if you have the opportunity to visit Tan Trieu pomelo village (Tan Binh commune, Vinh Cuu district), diners can also enjoy other interesting drinks. , is made from the main ingredient is grapefruit. As a famous restaurant and often very crowded on weekends, Tan Trieu pomelo village tourist attraction attracts visitors with pomelo village specialties such as pomelo salad, deep-fried pomelo peel… In addition to food and drinks at Tan pomelo village. The current dynasty is quite rich by dishes made from pomelos grown right on Tan Trieu land such as: pomelo smoothies, grapefruit juice, pomelo tea and especially recently, pomelo village also has more dishes that are very popular. Children’s favorite is grapefruit milk tea. Ms. Nguyen Thi Hoang Lan (District 12, Ho Chi Minh City), a regular customer of grapefruit village, said that every time her family comes here, her family often orders dishes made from grapefruit, in which a drink is indispensable. like grapefruit juice or smoothies. However, the last time she visited, her daughter discovered that the menu had grapefruit milk tea, so she tried it and was quite interested in this strange but familiar taste. Ms. Lan said that the dishes of pomelo village are made from fresh ingredients. In which, there are drinks with their own flavor, different from smoothie shops in other places. Ms. Lan shared: “The pomelo village has never disappointed my family for many years. Whenever I have guests from afar, I often choose the pomelo village to bring people to because it is both delicious and comfortable to visit the garden and take souvenir photos.” * Drinking water from dragon fruit Dong Nai currently has over 1.1 thousand hectares of red flesh dragon fruit. Red flesh dragon fruit used to be the top specialty fruit in terms of income because there were 15-20 harvests a year. At the time of price, dragon fruit sold at the garden can be up to 50-60 thousand VND/kg. According to many documents, red flesh dragon fruit has high quality and economic value, the amount of water in dragon fruit accounts for 90% with vitamins and minerals beneficial to health. Dragon fruit mainly exports fresh fruit, so those that do not meet export standards are often sold in the domestic market at a cheap price. There are times, when dragon fruit hits the market, farmers are struggling when the fruit is ripe but cannot be sold. Product introduction booth of Anna Dragon Fruit Wine Facility (Unification District) Understanding the consumption demand as well as the nutritional value of dragon fruit, a number of businesses and individuals in the province have researched and processed drinks from dragon fruit. Up to now, Dong Nai province has begun to produce products from dragon fruit such as wine, syrup, dried dragon fruit… creating a stable output of fresh fruit. In which, the enterprise that is currently developing a product line of red dragon fruit syrup and smoothie – Long Kim Co., Ltd (Long Tan commune, Nhon Trach district). In order to have enough raw materials to process products to supply the market, in addition to the area of ​​dragon fruit in the province, the company has to buy raw materials for processing from many other provinces and cities for production. In order to have a stable source of raw materials, over the past time, this enterprise has built fruit consumption chains for farmers. Also from the fact of market supply, in 2018 Anna Dragon Fruit Wine Facility (Thong Nhat District) cooperated to purchase a number of non-exported dragon fruits to produce fermented red flesh dragon fruit juice. . When the product has been tested, ensuring safety criteria, Anna Dragon Fruit Wine Factory has successfully registered the exclusive Anna brand of fermented dragon fruit juice in Dong Nai. By 2019, Anna’s dragon fruit wine products participated in the One Commune One Product (OCOP) program and was recognized as having a 3-star standard. Ms. Le Kim Luan, owner of the Anna Dragon Fruit Wine Facility, said that to get the dragon fruit wine like today, it took her a lot of time to experiment with batches of wine. Every time she has a new batch, she invites customers to taste it to record their opinions and gradually perfect the recipe, ensuring both the taste and quality of the product. With the traditional manual production method, completely natural fermentation, the Anna dragon fruit wine has kept the taste and quality of this nutritious fruit. Sharing production experience, Ms. Kim Luan said that brewing this wine requires a lot of work. In particular, the stage of choosing raw materials will decide the product after making the right taste and quality. If the dragon fruit has a sour taste, the sweetness is not uniform, the processing process requires more meticulousness. Dragon fruit is fermented in large earthenware jars and usually takes 6 months to produce a good batch of wine.

The more hurried pace of work and worries, the more welcome the trend of living in green and slow to live. The “green” places have become everyone’s favorite destinations. Located on a green island, 3 sides bordering on a windy river, King Coffee shop at Diamond Island (Diamond Island) District 2 is a pioneer model in transforming a new lifestyle. This is definitely the option you cannot ignore. Here, you will have a completely different experience by being new, close to nature and cozy. Space King Coffee Diamond Island with 3 sides bordering the river, airy Premium space stands out With the standard design according to the models of Premium shops, King Coffee at Diamond Island has created a distinctive mark with the shops in the area. Exuding a luxurious, modern but equally cozy beauty, this place is a great place for you and your loved ones to have enough space for meeting, meeting and chatting. In particular, King Coffee shop in District 2 is located along the green Saigon River, is an ideal dating place for couples at night, enjoying a cool drink in shimmering, romantic light and mingle, relax with green space. Not only that, the friends can sip a cup of coffee and watch the yachts stopping by here full of steals – the hallmark of Diamond Island, and creating for yourself countless fine-smooth-looking check-in photo in any corner of the restaurant. You and your association must definitely visit the perfect space of King Coffee shop in District 2 to be immersed in the quintessence of Vietnamese coffee through each of the most characteristic coffee cups such as black coffee, iced milk coffee, coffee Coffee eggs, … okay. Luxurious display space Dedicated through each cup of coffee In addition to the attention to customer experience, King Coffee also thinks that we must always serve the best quality products. King Coffee brings a Premium experience to customers For 25 years in the coffee industry, King Coffee CEO Le Hoang Diep Thao continues his efforts to affirm the value of Vietnamese coffee in the international arena. Coming to King Coffee, you not only experience luxury and classy space. Every cup of coffee you enjoy has an international standard. Come to King Coffee store and experience it now!

(Artwork by: VNA) Up to now, Vietnam Airlines is the first and only airline operating a special economy class on these routes. With premium economy class, passengers will have their own check-in counter and priority tag baggage. Passengers will receive a service voucher at the airport restaurant before boarding time. Notably, before departure, ordinary passengers are given priority to board the train after and after landing, and have priority to get off the train first, which saves waiting time. On the flight, passengers are served snacks and drinks. Aircraft are fitted with separation curtains at the end of the aircraft to increase the sense of privacy and comfort for special Economy passengers. Lotusmiles members of Vietnam Airlines enjoy a mileage factor of up to 120% – 130%, much higher than the normal class of only 10% – 100%. Currently, Vietnam Airlines operates 80 flights / week between the city. Ho Chi Minh – Con Dao, 5 flights / week between Can Tho – Con Dao and 21 flights / week between Hanoi – Dien Bien. Flights are operated by VASCO, a member airline of Vietnam Airlines. In addition to transporting tourists, these are also Vietnam Airlines routes to ensure traffic connection, socio-economic development of mountainous and island areas.

Here, nutritious cuisine is the main direction with 6 restaurants serving unique cuisines in the world such as Vietnam and China; Oku is a combination of French – Japanese and Bar Jade. Guests can experience specially formulated drinks using local ingredients and typical Vietnamese herbs. This Regent focuses on the contrasting beauty when the rich, tranquil beauty is blended with the subtle, unobtrusive elegance of contemporary design. The iconic architectural features, from accented interior decoration to unique motifs for each resort, will bring elegant beauty, delicate elegance as well as a distinct look to each locality. Regent’s resort is located. Regent’s new design philosophy is born with the idea: each Regent resort will have a motif inspired by local legends and folk legend and symbols of luck. This animation will be produced into items such as an envelope, paper bag or pattern on an umbrella, becoming part of your local exploration experience. Regent Phu Quoc’s motifs are inspired by the legend of Tien well, also known as Ngu well, King well, in An Thoi town, Phu Quoc. Posts: Nice News

The promotion program “Enjoy the second Burger & Bread for only 10,000 VND” gives Marriott Bonvoy members the opportunity to experience the quintessence of Asian European cuisine, handcrafted from fine ingredients. blended in crispy golden bread. Diners can vary and enjoy their favorite cakes with attractive meat fillings such as Wagyu beef burger; veggie burger sandwiches; Pork burger; Traditional bread … On the anniversary of Hung Vuong’s death, Saigon Café will welcome you with a hearty party with the quintessence of attractive Vietnamese cuisine and premium seafood. The buffet party takes place from 6pm to 10pm on Wednesday April 21. The price starts from VND 1,480,000 ++ / person including unlimited wine, beer, tea and coffee. Let’s celebrate national reunification at Saigon Café and experience a memorable seafood buffet for this historic holiday. Start the party with high quality seafood such as Nha Trang lobster burned with XO sauce, premium beef tenderloin with Yorkshire pudding, uncovered raw oysters, grilled ham, whole-baked fish with onion unique and famous pan-fried foie gras with sour apricot and cranberry sauce. The buffet party takes place from 6pm to 10pm on Friday 30/4. The price starts from VND 1,480,000 ++ / person including unlimited wine, beer, tea and coffee. Experience the art of afternoon tea in the luxurious and cozy atmosphere of The Lounge which is inspired by the unique combination of green tea and new cheese. Explore ten snacks including delicately sweet and savory treats over delicious hot teas. Afternoon tea is served daily from 2-4:30 pm, priced from VND 488,000 ++ per person including unlimited tea and coffee. Posts: Nice News

Agroittica Lombarda Group in northern Italy is home to 15% of the world’s caviar. Currently, the group is keeping 7 types of sturgeon with about 28 tons of caviar produced per year. The most expensive type produced by the farm is made from eggs of the Beluga sturgeon breed for USD 5,700 / kg (VND 131 million / kg). The reason for the high price is due to the elaborate, complicated and time consuming process of making caviar. Caviar is made from unfertilized fish eggs, which are obtained from female sturgeon when they reach reproductive age after 6-25 years depending on the type. In the US, there is only one farm, Sturgeon AquaFarms, that is allowed to raise Beluga sturgeon to make caviar. Beluga sturgeon is native to the Caspian Sea and is classified as Critically Endangered by the International Union for Conservation of Nature. Surprisingly, from the time of birth, farmers have to wait about 10 years for the fish to give eggs, which is also the time to harvest to make caviar. Compared with Beluga sturgeon, the two types Sterlet and Sevruga give eggs earlier. Fish are raised in tanks, eat up to 3 times / day, feed costs 40,000 USD / month. Caviar produced at Sturgeon AquaFarms farm is sold at restaurants and stores in New York for 175 USD / 56g (4 million VND) or 1kg of the most expensive up to 35,000 USD (808 million VND). The expensive price of Beluga sturgeon eggs makes many people refer to it as “black gold”. Talking about the farming process, Mr. Kenneth Benning – who breeds sturgeon for eggs in the UK, said the water temperature at the farm was kept at 22 degrees Celsius. Water was taken from the river, ensuring there was no mixing of chemicals to help the eggs. Salted fish has a delicious taste although it takes a long time to raise sturgeon for eggs. After the eggs are separated from the female sturgeon body, they are washed, sifted by hand to choose the highest quality product, and then add sea salt. The meat of the fish taken from eggs will be delivered to the chefs for inclusion in the menu of dishes. (According to DailyMail / BI / Dan Tri)