Energy and climate package Triple steps or big litter?

Status: 22.06.2021 4:35 p.m.

Shortly before the summer break, the Union and the SPD agreed on an energy and climate package. It is intended to help achieve the goals of the new Climate Protection Act. According to this, Germany should be greenhouse gas neutral by 2045.

From Martin Polansky, ARD capital studio

Shortly before the end of the legislative period, the Bundestag is due to pass the stricter climate protection law this week. And now the Union and the SPD have agreed on a package with initial measures on how the more ambitious climate targets are to be achieved in the coming years. The chairwoman of the Union in the Bundestag Environment Committee, Anja Weisgerber from the CSU, welcomes the agreement. “It is definitely a clear step forward. And with everything we also pay attention to the effects on the economy, on jobs and people’s acceptance.”

Expansion of renewable energies – with restrictions

The government groups have specifically agreed on additional new wind and solar systems in the coming year, on simplified repowering, in which old wind turbines will be replaced by new and higher ones. CSU environmental expert Weisgerber emphasizes that the effects on species protection and noise emissions should continue to be examined. But simplified approval procedures are necessary in order to expand renewable energies more quickly and thus achieve the climate targets. The agreement also provides financial benefits for communities that provide rural open spaces for solar systems. The Union and the SPD could not agree on a faster increase in the CO2 price or the distribution of CO2 costs between tenants and landlords each half. And solar compulsory for new buildings is also off the table. This was not feasible with the Union, says the deputy SPD parliamentary group leader Matthias Miersch: “We cannot enforce this measure in such a constellation. I believe that the next government must first and foremost conclude a future pact between the federal, state and local governments , which provides for a binding expansion path for renewable energy sources. ”

Opposition and associations disappointed

Criticism of the resolutions comes from the opposition. The FDP speaks of campaign activism by the Union and the SPD, the Left calls the resolutions a sham campaign. The environmental expert of the Greens, Oliver Krischer, speaks of small, triple steps: “That is not what we need for climate protection. That is politics with our hands in our pockets and not the answer to the climate crisis.”

The BUND and the Paritätische Wohlfahrtsverband also criticize the resolutions as half-hearted: they are not only unambitious, but there is also no social compensation for tenants, for example. The Bundestag is to adopt the package of measures on Thursday together with the new climate protection law. This provides for Germany to become greenhouse gas neutral in 2045 – five years earlier than previously planned. In addition, the Federal Cabinet wants to launch an eight billion euro immediate program tomorrow to promote investments in the energy transition. However, the immediate program can only be finally adopted by the upcoming Bundestag

Cruises start again The return of the dream ships

As of: 06/17/2021 3:52 p.m.

The cruise industry is trying to start over in small steps. Successful vaccinations and falling infection numbers are fueling hopes, but the way out of the crisis should not be an easy one.

By Thomas Spinnler, tagesschau.de

The cruise industry, along with the entire tourism sector, was one of the biggest losers in the pandemic. The entire business came to a standstill at times. The 7-day incidence values, which have recently fallen across Europe, and the vaccination campaign, the progress of which is becoming increasingly noticeable, are awakening hopes for a successful restart in 2021, both in the industry and among those interested in cruises. It is not excluded. Just yesterday, a cruise ship with guests left Hamburg for the first time in seven months . This morning went for the first time since the outbreak of the corona pandemic in front of Palma in Mallorca a cruise ship at anchor, the “Mein Schiff 2” of the German shipping company TUI Cruises. It is said to be the first of more than 20 who will be calling this port by the end of August.

“Time was used”

“The chances of a real fresh start for the cruise industry are very good due to the measures that have been taken,” said Helge Grammerstorf, National Director of the Cruise Lines International Association Germany (Clia) tagesschau.de firmly. The providers used the time to expand the security measures against Corona, to keep the ships ready for the incoming operation and to strengthen the sustainability measures.

However, the memory of what happened during the start of the pandemic last year is likely to be fresh for many. Hundreds of vacationers were stuck on board, some for weeks, ports refused entry – the sometimes dramatic images are not so easy to forget.

“Safer than in the supermarket”

That is why protection against corona remains the determining issue on cruise ships. Grammerstorf is certain that health protection on the ships is guaranteed. Individual corona cases cannot be completely ruled out. But both staff and passengers would be tested before boarding, during the trip and also at the end of the trip.

“In principle, it is safer on the ship than when shopping in the supermarket, since the ships are completely sealed off from the outside,” says the Clia director. This also applies to shore excursions, which take place in closed groups that are not allowed to be left. “In the very rare event that a person should test positive during the voyage, it is provided that all affected persons and their contacts are taken off board to protect everyone else,” says Grammerstorf.

The shipyards are also suffering

The industry is an important economic factor. In Germany alone, the ocean cruise business is worth billions. According to the association’s data, the area with around 48,000 employees generated around 6.6 billion euros in 2019. Above all, however, it represents 80 percent of orders from German shipyards.

The German shipbuilders were therefore hit hard by the crisis. Because many shipyards have specialized in the construction and maintenance of cruise ships. Jobs have also been cut, both at the shipyards and among the cruise lines.

“Offers are accepted”

According to Clia, according to the latest available figures from September 2020, around 28,000 jobs have been lost, more than half. If the industry returns to a reasonably normal and predictable course of business, many will return. No wonder, then, when the hope of a new start becomes more and more urgent.

According to Grammerstorf, the customers are very enthusiastic about the offers, there is a great demand for cruises: “Demand pressure has built up while it was not possible to travel. The pre-bookings for 2022 are also very encouraging.” A more precise forecast is currently not possible, as the countries are only gradually opening up and therefore many departures are scheduled at short notice.

High costs, hardly any income

The business will hardly be profitable at first. No income, or at best low income, is offset by high running costs. After all, the ships cannot simply be completely decommissioned when they are in ports or in roadsteads. Some of the crew must remain on board, the ships must be kept functional, which requires regular and intensive maintenance. In addition, the huge passenger capacities of the ships cannot be used to their full capacity despite the start of travel activity due to the corona-related distance rules. Higher costs, also because of the various protective measures, are offset by lower income, which would have to be offset with higher prices. “At the moment, the main thing is to show that cruises can also take place safely under Corona conditions,” emphasizes Grammerstorf. The cruise operators have to accept that it is likely to be a losing business, at least initially

Bitter melon is a fruit that, although not beautiful in appearance, is extremely nutritious. Bitter melon can be refrigerated and then eaten raw directly with very attractive, can be steamed, fried, cooked in soup… in which stir-fry is the most popular. However, not everyone dares to eat bitter melon because the bitter taste of melon causes an unpleasant feeling. Moreover, bitter melon is not easy to stir-fry, although the frying time is fast, if you don’t know how, it will make the melon soft and lose its original green color. So how to keep the crispiness of the melon, the beautiful green color and eliminate the bitter taste of the melon after stir-frying? Some people think that blanching bitter melon before stir-frying will reduce the bitter taste, but just blanching is sour enough, needing to take another step. Some people say, you should soak the melon with salt water before cooking. But we also know that salt has a very strong dehydrating ability, if you soak bitter melon with salt first, it can indeed reduce the water in the melon and remove a small part of the bitterness. But this will also make the bitter gourd lose its crispy taste, when eating the melon it will be a bit mushy. Long-time chefs share their experience, it is not difficult to process fried bitter melon with little bitterness. You can refer to the following tips: First, when buying melon, it is necessary to wash it with clean water to remove dirt on the surface of the fruit. Then use a knife to cut off the two ends, cut / remove the intestines of the loofah. Use a spoon to scrape out the white part of the bitter gourd. This white part is the cause of the bitter taste of the melon. At this time, use a knife to cut bitter melon into thin and even slices. Put bitter melon in a large bowl, add a moderate amount of sugar, stir well and marinate for about 20 minutes. When the time is up, wash the bitter melon twice with clean water. Next, pour a sufficient amount of water into the pot, turn on the heat and bring to a boil, add bitter melon to blanch quickly, blanch until the melon turns dark green, then immediately take it out and drain. Pour a little cooking oil into the pot, turn on the stove to high heat, add minced onion and garlic and fry until fragrant. Then add bitter melon and stir-fry on high heat, stir quickly. Add a little salt and seasoning powder (optional) to taste and then turn off the heat. Only stir-fry the melon for about 2-3 minutes to keep its crisp, beautiful green color, if it takes a long time to cook, the melon loses its color and becomes soft and not delicious. So when stir-frying bitter melon, you only need to remember 2 important steps, which is marinating sugar with melon. Sugar has a weaker dehydrating property (removing water from the fruit) than salt, will not soften bitter gourd, and can remove the bitter taste. Moreover, marinating sugar makes bitter melon more crispy. The second step is that after washing, it is necessary to blanch the melon, the bitter melon is both green and crispy, the bitterness is reduced again. Good luck!

Many women have the habit of blanching beef in boiling water first before stewing. However, this is not the right way to do it. If you want delicious beef, you just need to remember the following 3 steps, the meat will be soft, not fishy and not degraded. The first step: the beef needs to be soaked in water for half an hour. At this time, fresh beef often has a lot of blood, it is best to cut it into large pieces and then soak in clean water. This process can remove the blood, making the beef stew less fishy. Step 2: Prepare a pot of water, add beef with cooking wine. Note, do not use hot water for blanching, the correct method is to use cold water to slowly heat the meat. This not only does not reduce the quality of the meat, but also helps to remove impurities and excess blood. Therefore, this step is extremely important and must not be skipped. Cooking wine has the effect of deodorizing the fishy smell of beef effectively. Blanch beef in water should not be too long, about 1 minute at most. Step 3: During the stewing process, only a sufficient amount of water should be added, not halfway, after that, add various spices, especially vinegar. Beef itself has many tendons, thick meat, adding vinegar will help stew beef more tender, very easy to eat. After high heat, turn to low heat and cook for 1 and a half hours. Beef should be put on low heat until the beef is tender. If you have a pressure cooker, you can save time, cooking for 20 minutes is enough. To enhance the taste of beef, you can also add potatoes or white radish, it can also make beef more delicious.

Stay away from smoke to help firm round 1. The latest studies have shown that smoking is an indirect cause of increasing the risk of breast cancer in women by 2 times. In addition, smoking is also the cause of decreased resistance to a variety of dangerous diseases for the body as well as other diseases. Increase fat The structure of breasts is fat tissue, so increasing the amount of fat is the fastest way to help breasts grow. This is a very simple but highly effective way to take care of small breasts. Note that the amount of fat should be balanced appropriately, avoiding fat loading in the evening. Shower with shower Showering helps to enlarge breasts. Tiny water jets from the shower help blood circulation better, helping the skin increase elasticity and rosy. Every day, while bathing, you should let the shower spray directly on your breasts. Gently massage from bottom to top with your hands, from the inside to the outside, it will help round 1 round, not sagging. If you can’t take a cold shower, you should alternate between warm water and cold water for “double mountains”. Do not take a bath that is too hot as it will soften the skin and chest muscles. Exercises for the chest Exercise 1: Stand up straight, hands on hips, tiptoes, and at the same time bring your elbows back, so that the elbows are as close to each other as possible. Do 30 times rhythmically, relax for a few minutes and then do another set. When you do pay attention to inhale through the nose, exhale through the mouth naturally. Exercise 2: Stand up straight, bend your arms at shoulder height, hands clasped together. Elbows pointing outward, hands facing chest. Squeeze 2 hands. Breathe, take a deep breath (as much as you can) and count to 100. Exercise 3: Sit up straight on a chair, shoulders relaxed, arms hanging along the body, bring your hands up to your chest and press your palms together. Hold for a few seconds and then return to the starting position. Repeat 20 times.

Here are 5 steps to help you bring home your favorite coffee shop space during the complicated epidemic situation. Rearrange the room You need to clean the room, boldly throw away unnecessary items. Rooms should have windows to take advantage of natural light. Note to avoid direct sunlight to limit adverse effects on the skin. Use essential oils and scented candles to create a pleasant smell for the workplace. Cool space, strong Wi-Fi or quiet… are factors that help you have an effective work from home day. _____ Arrange green plants Take advantage of green plants to make the room fresh and full of life, you should note the size, type of plants and the ability to survive in a closed room. Large ornamental plants such as Singapore eagle, Japanese palm, ornamental banana, South American betel nut are suitable for decoration in large, light rooms. On the contrary, with a small area working corner, use table pots, vines like Italian orchids, longevity, marble betel nut… Roses, daisies, sunflowers, carnations… are hints to make women’s space soft and full of fragrance. _____ Choose the right table and chair Should use chairs and desks of appropriate size, avoiding the case of having to stoop or stretch, causing shoulder, neck and back fatigue. Normally, a person is most comfortable sitting at a standard desk of 0.75 m high, 1-1.2 m wide and 0.6 m deep. The chair has a backrest and cushion to help you sit for many hours and still feel comfortable. Swivel or kneeling chairs are preferred by office workers because of their high flexibility. _____ Decorate the working corner Paint the walls, use utensils with your favorite color to help you feel comfortable, happy, and work more efficiently. Learning how to hang pictures, place statues, and small decorations like your favorite coffee shop will give you a new feeling and spark creativity. _____ Create a drink Most coffee shops in Ho Chi Minh City have switched to door-to-door delivery with many incentives, helping to enjoy drinks at familiar brands at home. Learning from recipes shared on culinary communities is also a way to help you create your own drinks. Don’t forget to try the cold brew coffee recipe or combine multiple fruits in one juice. If you want to save time and money, packaged coffee and bottled drinks are a reasonable suggestion for you. _____

Hot beef crab soup with rich broth, the occasional sour taste of vinegar mixed with the greasy taste of crab sauce, the sweetness of beef dipped up full of attraction. You can absolutely go to the kitchen to make a delicious, attractive hot pot dish, eating it is addicted with a simple way to make it at home. Vietnamese people will guide you how to cook super delicious beef and crab hot pot according to the following recipe: 1. Ingredients for cooking beef crab and beef hot pot: – Crushed copper crab: 1kg (pre-ground or bought to pound) – Beef, tofu – Vegetables: Sliced ​​banana flowers, split water spinach, spinach, melon, mushrooms… – Fried onion 2. Ingredients for growing beef crab hot pot: – Minced meat: 500gr – Raw spring rolls: 400gr – Shiitake mushrooms: 100gr – Wood ear: 100gr – Fish sauce: 1 tablespoon – Spice – Chopped dried onion (For a lot of raw ham, the wood ear will grow more crispy) 3. How to make beef crab hot pot: – The first is to clean the crabs, pound the crabs, filter the water, and keep the crab bricks separate. – Vegetables and mushrooms cleaned, cut and sliced ​​as shown – Tofu cut into bite-sized pieces and fry until golden brown on all sides. – Grow into small pieces according to your preference. – Boil crab water until the bricks float up, then take out all the bricks. This part will be served with fried onions, a part of yellow crab bricks, fish sauce and cashew oil to eat with vermicelli. – The remaining yellow crab bricks will be cooked with fried onions and tomatoes to create the color of the hot pot. Add vinegar, batch or berries for sourness depending on the family’s taste. – The more fried rice noodles, the more fried onions, the more delicious it is. The sweet and sour hotpot soup is very clear and delicious, dipping in vegetables and fruits. Wish you success with beef crab hot pot!

In skin care, many women often try to build a sophisticated skincare routine with dozens of steps with many specialized products. However, this is quite time-consuming and sometimes not really necessary, using too many skin care products can also make the skin secret, prone to acne, more sensitive. Then take advantage of the time you can give your skin a break by switching to a minimalist skincare routine. Especially in the current epidemic situation, many companies choose to work from home to avoid the spread of the disease. When you are lazy at home, you just need to focus on these 4 basic skin care steps. 1. Cleaning Cleansing is the first and most important step in skin care. Because only when the skin is clean can it absorb the effective care products, without acne, the skin is clear, bright and healthy. The cleansing step includes removing makeup (in the evening) and washing the face (in the morning). With makeup remover you can choose to use water, wax, makeup remover oil. Don’t think that only makeup remover needs to be used, in fact sunscreen also has the ability to stick deeply, which can clog pores. So use at home, just apply sunscreen, you also need to remove makeup regularly every night. With facial cleanser, you should use a mild cleanser to help clean up excess oil and dirt in pores without causing dryness and tightness after use. 2. Toner After washing your face, you should use a toner to balance the pH, lightly moisturize and soothe the skin. Toner is a stepping stone to help bring the skin back to balance, so don’t skip this step in your daily skin care routine. If you have dry skin, you should choose a toner with moisturizing ingredients such as HA, aloe vera extract; and if you have dull skin, you should choose a toner containing AHA, BHA or vitamin C; With acne skin, you should choose an acid toner or a toner containing green tea and tea tree extracts to fight inflammation and reduce acne. You can use a spray toner or pour it onto a cotton pad and apply it all over your face. 3. Moisturizer When it comes to minimizing your skincare routine, you only need to focus on the products you really need. And moisturizer is something you cannot ignore. Moisturizing cream has the ability to provide moisture to the skin while forming a barrier to prevent nutrients from evaporating. When applying moisturizer, you should gently massage in a circular motion, from bottom to top to avoid sagging skin. 4. Sunscreen The last but very important step in skin care is sunscreen. The negative effects from the sun will make the skin age faster, form brown spots, dark circles and increase the risk of skin cancer. Even indoors, UV rays can still penetrate windows and curtains to affect the skin. So don’t forget to apply sunscreen every morning to protect your skin effectively.

The 75 meter high eucalyptus tree includes 165 steps to challenge Australian adventurers Many visitors describe the experience of climbing the 75-meter ‘Dave Evans Bicentennial’ ancient eucalyptus tree as intimidating. Of course, the trip is not for those who are afraid of heights. Around the tall tree, people plug 165 ‘stairs’ which are iron stakes attached to the winding tree trunk. The Dave Evans Bicentennial eucalyptus tree, located inside Warren National Park, near Pemberton, West, is Australia’s highest fire observation site. The first time people inserted iron steps into a tree trunk was in 1988, marking 200 years since the arrival of British ships in Sydney in 1788. Now, this giant tree has become an attraction for adventurous tourists who want to conquer the towering tree and enjoy the panoramic view of the green national park. Adam Scott, a TikTok user shared a video of his recent conquest of a giant tree. According to Adam Scott, the only way to go up is to step on a series of iron bars hammered into the side of a tree more than 30 years ago. Adam Scott, who owns a TikTok account with more than 28,000 followers, said: “This is definitely Australia’s scariest attraction. This thing is so sketchy, how have they been around for so many years. “. In his first conquest, Adam Scott climbed to a height of about 25 meters above the ground. There are no seat belts or any instructions. On the way to climb the tree, there will be only you and the space seems to have no end under each iron stake. “If you fall, there won’t be anything to support you,” says Adam Scott. On the TripAdvisor page, many tourists who have joined the journey share that ‘if you are a thrill-seeker, you will love this adventurous tree climbing trip’, ‘Tree climbing is a great experience but sure. Not for the faint of heart’, ‘The distance between the stakes is very large so be careful’, ‘Although the distance is very large and 75 meters high, no one has actually died while climbing a tree’… To participate in this unique experience, you need to buy a Warren National Park pass, 12 USD, or about 276 thousand VND per vehicle, at the Pemberton Visitor Center. Then, traveling by car for about 15 minutes, you will see the old Dave Evans Bicentennial tree.

Wash your face with salt water to help clear acne. The effect of washing your face with salt water is that it does not harm the skin, does not cause irritation and especially washes your face with salt water to treat acne, reduce sebum, fade dark spots gently and effectively. First, salt water has high antiseptic properties, so it can kill acne-causing bacteria located on the skin while providing water to moisturize the skin and reduce irritation, blocking the activity of the oil glands that cause acne. In addition, salt water also works to gently remove darkened skin cells. From there, it helps stimulate the production of new skin cells, strengthens the texture of the skin, helps the skin to be bright. Salt water also helps balance moisture in the skin and prevents the skin from producing too much oil, which will also help you avoid acne. Besides, salt water is also a natural product that helps to exfoliate dead cells, unclog pores, keep skin clean and dry. How scientific is it to wash your face with physiological saline? Once you know the effects of physiological saline, do you know whether to wash your face with physiological saline or not? To promote all the benefits that washing your face with physiological saline brings, you need to follow the steps below: Step 1: Wash your face with clean water to remove dirt on your face. Step 2: Use a soft towel to gently pat your face dry. Step 3: Use a cotton pad or clean soft towel soaked in physiological saline and gently wipe on the face for about 1-2 minutes. Step 4: Repeat step 3 with a cotton pad or other clean towel, this step you need to focus on the T-zone and acne-prone skin areas. Step 5: Rinse with water. Many women wonder, “Does washing your face with physiological saline need to be washed again?” then the answer is “Yes”. After washing your face with physiological saline, you need to rinse it with water to remove the salt water on your face. If this salt water stays on the skin for too long, it will make the skin easy to dry, and can even cause skin irritation for sensitive skin. Therefore, you should not skip step 5 of the steps that we have instructed.

When embarking on the layout of an office, the homeowner or company owner needs to determine the best directions for the company. Feng shui expert Phung Phuong will share 3 simple steps to improve office prosperity. Step 1: Determine the best desk location for you According to Feng Shui, the year of birth of each person will correspond to one of the five destiny: Metal, Wood, Water, Fire, Earth. People with the Earth destiny are suitable for Southwest and Northeast directions. Jupiter is in harmony with the East and Southeast directions. The Fire is compatible with the South direction. Menh Kim should choose the West and Northwest directions. Meanwhile, par Thuy merges with the North direction. Step 2: Decorate the interior according to the five elements All the materials and colors of the furniture in the office evoke the energetic nature of each planet. You need to pay attention to the layout in the office, so that the Five Elements elements are always balanced. If an element is emphasized too much or too little they can affect the energies in this space. Therefore, before embarking on the design and arrangement of the office, you need to determine which category you belong to. From there you will find the most suitable materials and colors. Step 3: Activate the energy in the office Whether the company is running smoothly or not, the relationship between employees is friendly as well as how the work efficiency progresses depends in part on the circulation of qi. If you work in a space where the qi is stagnant (containing too much negative energy), you will feel tired and lack focus. In contrast, with offices with too much yang qi, you are also often angry, and it is difficult to work with associates. Let the qi be moved freely by occasionally moving tables and chairs, rearranging the office. Avoid placing too many tables and chairs because the cramped will restrict the flow of air. * The article is for reference only.

Illustration. This is the first point to note because the effective improvement of melasma skin and freckles treatment also depends greatly on internal factors, not simply blurring the external freckles like other skin care products. you usually think. A balanced diet is not only good for health, but it is also very useful for your skin, especially when you encounter skin problems: acne skin, melasma, freckles, … Use cosmetics to treat freckles This is not a good idea when you have freckles to visit. The application of cosmetics if not suitable for the skin easily causes skin irritation, and current cosmetics, not to mention reputable cosmetics, the floating products are countless. If you encounter a fake cream that whitens your skin quickly, it is impossible for your skin to have enough resistance to the sun. At this time, the skin has been worn away, so it is easy to catch the sun, which is an opportunity for freckles to attack more and the skin is very vulnerable to harmful UV rays. If using cosmetics, should choose quality cosmetics with clear origin. Take care of melasma skin with lemon and yogurt face masks Lemon is rich in antioxidant vitamin C, whitens skin, improves skin texture, helps to exfoliate and fade pigmentation quickly, combined with yogurt effectively moisturizes, replenishes nutrients to nourish healthy skin, Improve your melasma skin unexpectedly. Just mix 2 tablespoons of yogurt with 1 tablespoon of lemon juice, apply the mixture on your face, leave it on for 20 minutes and then wash it off with warm water. Perform 2 times a week to get rid of melasma and freckles quickly. Take care of melasma with green tea Green tea is rich in antioxidants, antiseptic, anti-wrinkle and fades pigmentation and freckles for the face, so drink and wash your face with green tea water daily, apply a mask of green tea powder mixed with honey. times a week for the best skin care.

To have a feng shui living room, we need to clear the space. The living room is one of the common areas of the house, so it needs to have a well-ventilated space. You can burn herbs, diffuse essential oils, or ring a bell to create a living room canopy. 2. Create an open space One super easy way to clean a living room is to open all the windows in the room for at least 9 minutes. Nine is the most auspicious number in feng shui. This will help the old energy to leave and make room for new energy. Don’t forget to clean the windows. Use a non-toxic cleaner or use vinegar and water. 3. Arrange furniture Many people leave too much stuff in the living room. The living room needs to be rearranged. Keep the necessary items and discard the unnecessary items. 4. Use the bagua map You need to apply the bagua map to see which of the nine areas corresponds to the location of your living room. You can then use the properties of this area to attract wealth to the living room. The easiest way is to rely on the color of that area. For example, if the living room is located in an auspicious area, you can use gray for good luck. If the living room is located in the two bagua areas, the more fortune there is. 5. Balance the five elements The Five Elements is a Taoist system that uses the cycles of nature to help balance our health and happiness. The five elements include earth, metal, water, wood, and fire. The easiest way to bring good feng shui into the living room is to include one of those five elements. Here are the characteristics of shapes and colors according to the theory of the five elements: – Earth has brown, orange, yellow and square, flat shapes. – Needles are white, gray, metallic and spherical, round shape. – Thuy has black, dark blue color and wavy, wavy shapes. – Wood is blue, green, and rectangular, column-shaped. – Fire is red and triangular in shape. 6. Choose the color of the living room Feng shui colors and symbols are related to the Bagua as well as the five elements. So colors are used in feng shui to enhance or support specific areas of your life. Choose feng shui colors and find the energy that suits your living room. Then you can choose the paint color, furniture, decoration or other accessories that match the living room. It is important to listen to your intuition. If you are attracted to a particular color, choose it. If a color doesn’t work for you, pay attention to it. 7. Create space for each person Since the living room is a common space in the house, you should weigh the furniture carefully. Make sure there is a comfortable seat for each family member. Everyone in the house feels welcome and close. For people to talk and interact, arrange chairs across from each other. If possible, avoid having chairs facing each other. 8. Decorate the living room with green plants Trees bring life energy into the house. It’s a simple way to design a feng shui living room. Do not forget to plant trees with enough light, space and water. 9. Art paintings When decorating a living room with art, keep three things in mind: – Choose pictures with meaningful colors or five elements. For example, a red painting symbolizes passion, recognition, and vision. – If possible, avoid emotional artwork or pictures that carry your memories. – Do not hang art too low, otherwise it will reduce the positive energy in the house and lead to depression. Hang art paintings at the appropriate height for the space. *This information is only for illustration purpose .

In fact, everyone finds themselves in a lot of trouble and the effects of summer on their skin. Meanwhile, hot weather, polluted environment and changes in the body affect hormone levels, causing oily skin and acne. So to have beautiful skin in the summer, what steps should be taken to take care of the summer facial skin? 1. Summer facial care needs to prevent ultraviolet rays tia It is known that preventing ultraviolet rays from affecting the skin is the first and most important criterion not only for girls but also for anyone who is taking care and protecting their skin even for men. gender or children. Preventing the skin from being affected by ultraviolet rays is the best way to have skin safety. Protect your skin from ultraviolet rays, do not forget to apply sunscreen 30 minutes before going out in the sun and note that you need to choose a sunscreen with an SPF of over 30 to achieve the best skin protection effect. In addition, it is necessary to apply sunscreen every 4 hours when swimming or bathing in the summer. Especially for cloudy summer days, many people mistakenly think that they don’t need to apply sunscreen. In fact, even when it is not sunny, ultraviolet rays are still very active and cause damage to the skin. The time when UV rays are most active is from 10 a.m. to 4 p.m. Therefore, this is the time to limit going out and need sunglasses, a hat or a mask and a supportive sunscreen in the summer. Going out in the sun requires sunglasses, a hat or a mask and sunscreen support in the summer – Internet Photo 2. Choose the right cleanser and shower gel People often think that cleanser only washes on the face for less than 1 minute, so it doesn’t matter too much. However, the choice of face wash and shower gel is extremely important in the summer. The hot summer weather itself and the high ambient temperature, dermatologists recommend that in the summer you should choose cleansers and shower gels specifically for oily skin such as salicylic acid. Do not forget to wash your face twice in the morning and evening because the humid environment makes the skin oily and prone to acne. In addition, do not forget to remove makeup before going to bed, at night is the time when the skin needs to “breathe” after a long day covered with lotion, sunscreen. At this time, the pores need to be clean and clear to be able to regenerate the skin to the maximum. 3. Choose cosmetics that contain less oil Dermatologists recommend that summer facial care should limit the use of cosmetics as much as possible. If you absolutely must use cosmetics, pay attention to make-up products such as creams, foundations or makeup with as little oil as possible. In particular, pay attention to the SPF to protect the skin from ultraviolet rays from the summer sun. In summer, it is necessary to pay attention to makeup cosmetics such as cream, foundation or makeup with as little oil as possible – Internet Photo 4. Don’t forget to exfoliate and nourish your skin Exfoliating is a must during the summer because a weekly exfoliation routine also helps you remove dirt, grime, and acne that are deep in your pores. After exfoliation, a nourishing mask can be applied to provide nutrients to restore healthy and beautiful skin. It should be noted that you do not have to choose too expensive cosmetics to use as a mask, you can make a simple mask with familiar fruits and vegetables that are abundant in the summer such as cucumbers. , watermelon or avocado, tomato, potato, … to combine with yogurt, fresh milk without sugar to mask. This is a natural skin mask that is not only good for the skin but also works to prevent acne as well as improve sunburned skin effectively. 5. Prevent acne in the summer Acne is the biggest enemy of the skin, especially in the summer, the appearance of acne on the skin is more common due to hot weather, sweat makes the skin oily, clogged pores cause acne. . So how to prevent acne in the summer effectively: – Fresh mint leaves can be applied to the skin in the evening, this is a way to treat acne, pimples or redness, eczema or scabies and allergic diseases on the skin. – It is necessary to apply egg white to the skin for about 20 minutes, preferably overnight, this is a way to help reduce acne. Do not touch your face or squeeze acne because your hands are the bridge for bacteria to enter the facial skin – Photo Internet – Use 100g of aloe vera leaves washed, chopped and put in a pot. Next, you need 500ml of water in a pot to boil over high heat until boiling and simmer for another 15 minutes before turning off the heat. Squeeze water mixed with honey and drink this water and apply it with aloe leaves on the face once a day to effectively treat acne. A few issues to pay attention to when treating summer acne: Absolutely do not touch your face and arbitrarily squeeze acne, this is also a bad and common habit. In fact, you should not touch your face or squeeze acne because your hands are the bridge for bacteria to enter the facial skin. In addition, do not arbitrarily use drugs to treat acne because it can cause unpredictable consequences such as dermatitis, more severe allergies. If the skin has acne, it is necessary to stop using the cosmetics you are using, avoid squeezing acne and visit a dermatologist to receive the right treatment. For men, shaving habits can also cause skin damage. Protect the skin properly, after shaving can use the sap of the aloe vera plant and apply it to the chin to reduce the burning sensation after shaving. 6. Build a healthy diet and drink enough water Build a healthy diet, add green vegetables and fruits that contain lots of healthy water in the summer. In addition, it is recommended to choose vegetable soups with cooling and tonic effects, fruits or juices because they have a large amount of antioxidants that help the human body receive good nutrients for the skin and skin. makes skin soft. Drinking enough water is an effective way to keep the skin healthy and smooth – Internet Photo Pay attention, avoid fatty foods or fried, hot spicy foods. Along with that is to minimize the use of canned soft drinks, which are drinks that have a bad effect on the skin. Especially important, summer weather causes the body to sweat a lot and lose water. Therefore, drinking enough water is an effective way to keep the skin healthy and smooth. For those involved in long-term outdoor activities, more water needs to be replenished. 7. Exercise and sports Most people mistakenly believe that hot summer weather makes you sweat a lot so you don’t need to exercise. However, regular exercise even in summer not only helps you to have good health, but also helps blood to easily circulate in the skin. There are many sports that can be practiced in the summer such as swimming, playing badminton, soccer, yoga, cycling, running, brisk walking,… However, pay attention to the practice time, absolutely do not exercise. Summer exercise is from 10 am to 4 pm because this is the time when the summer sun is the most intense and harmful to the skin.

Illustration. Here are some effective suggestions to help you lose weight, help you have a slim body and be confident with your favorite clothes. 1. Drink lots of water The human body is made up of 75% water, so a regular supply of water not only replenishes the body, moisturizes the skin, but also helps you lose weight effectively. You should drink filtered water regularly, at least 2 liters of water per day, water promotes metabolism, energy metabolism, especially water makes you feel full faster when eating, helps reduce food intake. into the body. To get effective weight loss results, in addition to drinking a lot of filtered water, you should stay away from soft drinks, milk. Ideally, choose low-fat or fat-free milk. 2. Have a reasonable diet This is a measure to help you lose weight quickly and effectively, but you should not fast because it is harmful to health. Instead, you should divide the main meal into several snacks, which can be divided into 5-7 meals a day. Those meals you should eat a lot of vegetables, salads, fruits that help you lose weight (banana, tomatoes …). A reasonable diet not only helps you get in shape, but also ensures you a good health. 3. No snacks Junk food and snacking habits are the main cause of weight gain for the body. Therefore, to eliminate the habit of increasing body weight, give up snacking, eat full at the main meal. If you have not given up the habit of snacking completely, snacking on fruits, which contain a lot of fiber and protein will help you have a slim body. These are simple but highly effective measures for girls who want to lose weight. At the same time, it is a safe and healthy method for you to get a smaller physique.

According to the South China Morning Post, men’s beauty needs are increasing, partly because of the influence of Korean idols. Meeting the needs of male readers, writer James Wong introduces 5 steps to having a handsome face like a BTS member. The first step is exfoliation. Using a granular exfoliator can help remove dead skin cells. Then, use a face wash to unclog pores. On the market, there are many types of exfoliants to choose from to suit your skin best. James Wong uses an exfoliator from Lush. After cleansing, you can apply more toner to restore the pH balance of the skin. BTS uses masks to moisturize their facial skin. There are some members who use Mediheal masks, but the author of the article thinks that the Press Refresh mask will be better for sensitive, acne-prone skin. Due to the beard, he only used the upper part of the mask. If you want to have a long-lasting makeup, everyone should use a primer. Because it was hot, he applied sunscreen with the right SPF to protect his skin. Next, James Wong applies concealer to areas with uneven skin tone or blemishes. Then apply the foundation evenly all over the face. Here, the author uses aloe vera foundation, which has the ability to moisturize. In order for the face not to be too shiny and to keep the makeup lasting, the use of more powder is necessary. The final step is to apply eyeshadow. BTS members often appear with sharp smokey eyes. So, he used two colors gray and brown to decorate the upper and lower eyelids. Besides, black eyeliner will make the eyes look longer and more attractive. You can add light lipstick if you want. This is the type of makeup that is applied by many male Korean artists.

Not only the sun or dust, but also countless other environmental factors that are always “wandering” to wreak havoc on your skin. So, whether you are enjoying the sun and wind on the beach, lounging on a street corner, or just hanging around at home, your skin needs to be taken care of. 1. Sun protection is the truth Under the hot sun with extremely high UV intensity, no matter how much you wear a mask or a hat, all your skin care efforts will be wasted if you neglect sun protection. Get in the habit of applying sunscreen to both your face and body regularly before leaving the house in the morning and reapplying it every 4 hours. In the summer, applying too many things on the face is easy to cause irritation and discomfort, so a sunscreen product with a light, fast-absorbing texture will definitely be a treat, especially for those with sensitive skin. oil. Supergoop Unseen Sunscreen SPF 40 has a light texture and is completely transparent. 2. Don’t forget to moisturize your skin A healthy skin is a well-moisturized skin, and moisturizing the skin in the summer is just as important as in the winter. However, it is not pleasant to have to apply too thick layers of moisturizer in hot weather, not to mention that it can also make the skin more easily clogged, causing acne. Therefore, it is much more effective to apply products with a light texture on the skin than a dense moisturizer. You can opt for liquid products, gels, and easily absorbed serums or essences instead of rich creams or ampoules. Dubbed the “water bomb”, Belif The True Cream Aqua Bomb moisturizing gel with a thin and light gel texture has outstanding moisturizing ability but does not clog the skin. 3. Water supply from both inside and outside Under the impact of sunlight and high temperatures, not only your body but even your skin is “thirsty”. It is very important to ensure that the skin is adequately hydrated from the inside and out. Besides drinking 8-10 glasses of water or more per day, you can “rescue” dehydrated skin with quick mineral spray products to soothe, reduce heat, and maintain the inherent coolness of the skin. . The Body Shop Vitamin C Energizing Face Mist contains Amazonian camu camu oil, known as one of nature’s highest concentrations of vitamin C, which instantly hydrates while maintaining freshness and beauty. soft to the skin. 4. Exfoliate to make the skin “breathe” more It is impossible to forget the exfoliation step in your summer skin care routine, especially when you have an oily skin. Sweat, dirt, and sunlight are all factors that cause the skin to become tight and the pores to be easily clogged. Therefore, the hot season is also the time when you should be more diligent in removing dead skin to always maintain deep clean skin, open pores, as well as radiance and smoothness of the skin. However, you should only exfoliate about twice a week to avoid skin becoming more sensitive and prone to sunburn. Tatcha The Rice Polish Enzyme Powder slowly transforms into a creamy foam when it meets water to gently remove dead skin. 5. Pamper your skin with a cooling tool Nothing is as refreshing as letting your skin relax with cooling tools like a cold roller after a long tiring day. Combined with paper masks, this is definitely an effective tool in summer beauty care. Using a cold roller when applying the mask can promote the mask’s extracts to penetrate deep into the skin as much as possible, while stimulating blood circulation and cooling the face. The Emmíe Face & Body Ice Cooler massage roller is the savior of skin damaged by the environment and temperature. 6. Light makeup Never forget the motto “less is more”. In addition to minimizing the care steps, you should also limit the application of too many makeup layers in the hot days so that the skin can “breathe”. Temporarily skip the thick foundation steps, you can still shine in the summer sun thanks to BB/CC cream or tinted and tone-enhancing sunscreens. Besides, there’s nothing worse than having your brows or liner smudged or drained by sweat and excess oil. To avoid this situation, you can use a mineral spray to keep makeup on your skin 24/7 regardless of the hot weather. With a silky texture, Chanel’s Les Beiges Healthy Glow Foundation tinted moisturizer forms a second skin-like film to help conceal imperfections. Besides, Hourglass Veil Setting Spray contains an ultra-fine mist to help protect the foundation for a smooth, even and natural radiance. 7. Eat foods with antioxidants Just taking care of your skin from the outside is not enough. Maintaining skin health from deep within through daily diet is the most remarkable thing for every woman’s beauty journey. To keep your body and skin radiant under the shimmering summer sun, you should add enough water as well as foods rich in vitamins, minerals and antioxidants such as fruits, vegetables and nutritious nuts. . Posts: Phuong Ha

1. 9 eggs 2. Seasonings include yellow mustard, black pepper, and salt Depending on your taste 3. Minced meat 400g 4. Raw vegetables: scallions, parsley, ta… 5. Bread Flour and Flour About 200g each Steps 1. Boil an egg 2. Make a cover for an egg 3. Wrap and roll the meat 4. Fry a hard-boiled egg with meat Prepare materials 1. Eggs 9 eggs 2. Seasonings include yellow mustard, black pepper, salt Depending on taste 3. Minced meat 400g 4. Raw vegetables: scallions, parsley, tamarind… Optional 5. Breadcrumbs and flour noodles About 200g eachg Eggs have many ways of processing, are nutritious and cheap. Therefore, this dish often appears on the rice tray of families. However, dare to bet many housewives have never heard of “picnic eggs”. Recently, Mr. Hoang Minh shared the recipe on Love Kitchen group and received nearly 7k likes. According to the owner, this is a dish originating from England, called Scotch Eggs. This processed egg dish is very suitable for picnics, travel… Mr. Do Minh Hoang was born in 1987. Currently, the young father is working as a Food Photographer, Designer. He has a hobby of watching videos, magazines about food, travel…, likes to take pictures, take his children out. Many times he has made this picnic egg dish to bring along on trips with his children, which is loved by the children. Let’s learn how to make meat-wrapped eggs – “picnic eggs”! Ingredients for egg wrap include meat, herbs, flour and spices. first Boil the egg – 6 boiled eggs boil for about 5 minutes. Should be kept at a level where the heart is still intact. When eating, it will not be too dry. – Eggs are cooked, take out and soak in cold water. Leave for a few minutes and then peel. 2 Create a shell for an egg – Mix the ingredients of ground meat, green onion, black pepper, salt. Add a little yellow mustard. – Divide the mixed meat evenly into 6 equal parts. 3 Wrap and roll the meat – Immediately after dividing the shell into 6 parts, proceed to wrap the egg. – 3 raw eggs, break into a bowl, beat well. Prepare 2 more bowls of flour and breadcrumbs. – Roll the eggs covered with meat in turn in the order: Flour – eggs – breadcrumbs. Roll the wrapped egg over the raw egg Then through flour And through the breadcrumbs 4 Fried boiled egg wrapped with meat At the stage of cooking, you can fry it traditionally or use an air fryer. – Traditional way: Put oil in a pan, heat it up. Next, drop the meat-wrapped egg balls in, fry until golden, then take them out. Using an oil-free fryer: Apply a layer of oil around the eggs. + Bake for 20 minutes at a temperature of 200 degrees Celsius. After 10 minutes, turn over to cook the other side. Finished Products: Eggs wrapped in meat can be eaten with yellow mustard, chili sauce, ketchup… Note: 1 egg wrapped in meat is enough for 1 person to eat 1 egg. So these 6 portions can feed 6 people when going out, picnic… The delicious taste of this egg dish promises to make the little ones like it very much. I wish you success with this meat-wrapped egg recipe! According to the Vietnamese life

Although spending many summers using sunscreen is not certain, every woman has found a product that is truly “honest”. Maybe, you have chosen a sunscreen with a great texture, applied lightly, smooth but not enough to protect the skin. Or there is a case, you believe in using a reputable and quality sunscreen but your skin is full of acne because the cream texture causes clogged pores. That’s why many women still do not stop experimenting and changing sunscreen. However, now you will not have to be confused when shopping anymore because the doctors have told you 4 steps to choose the best sunscreen for yourself. 1. Identify broad spectrum sunscreens (Broad-Spectrum) First, the American Academy of Dermatology (ADA) recommends choosing a sunscreen labeled “Broad-Spectrum,” because this means it will protect against both UVA and UVB rays. UVA rays are one of the causes of premature skin aging, causing the formation of wrinkles and brown spots. UVB rays cause sunburn, and overexposure to both can lead to skin cancer. 2. Pay attention to SPF SPF is a measure of how much UVB rays will be blocked by a sunscreen. Dermatologists recommend using a sunscreen with at least SPF 30. This is the number that New York-based Dr. Adarsh ​​Vijay Mudgil calls. “magic number” . SPF 15 will block 93% of UVB rays while SPF 30 will block 97% of UVB rays. So, using a sunscreen with at least SPF 30 is the best way to protect your skin. 3. Pay attention to your skin type “If you have acne-prone skin, make sure your sunscreen is labeled ‘non-comedogenic’ or ‘won’t cause breakout’, which means it won’t clog pores. Pores / Non-comedogenic” , according to Dr. Joshua Zeichner in New York. “If you have dry skin, you should choose a moisturizer with sunscreen, or a sunscreen that contains moisturizing ingredients such as Hyaluronic Acid, or Ceramide.” If you have sensitive skin, Dr. Emily Smith in Missouri, USA recommends choosing a physical sunscreen. This product has zinc oxide and titanium oxide that will help protect the skin, and these two ingredients will not sting or burn the skin around the eyes. Physical sunscreen will sit on the surface of your skin, creating a protective film to protect your skin from the sun. Chemical sunscreens contain ingredients such as avobenzone and oxybenzone that absorb UV rays, keeping them from penetrating the skin. These ingredients can in some cases be irritating to sensitive skin, but are easier to apply. “Chemical sunscreens are easily absorbed into the skin, leaving little white streaks” , according to Dr. David Fieleke in Missouri. 4. Is sunscreen cream, lotion, stick or spray best? Sunscreen comes in quite a few forms, and it’s up to you to choose which one: “Sunscreens come in cream, lotion, gel, spray, stick and special formulations” , according to Dr. Zeichner: “The best sunscreen is the one you can actually use” . Of course, sunscreen is only effective if you use it correctly. Dr. Zeichner recommends applying a generous amount of sunscreen with a shot of wine to all exposed areas (face, neck, hands, etc.). In addition, you also need to reapply sunscreen every 2 hours. If you use a spray sunscreen, Dr. Mudgil recommends spraying it on your hands and then using your fingers to apply it to your face to help it spread evenly. Source: NBC News Photo: Internet

Not only choosing the right product, but skin care also plays a significant role in having beautiful skin. Step 1: Remove the make-up Makeup remover is the process of removing makeup, helping to unclog pores. For those who do not wear makeup, they should still remove makeup. Why? After a long day, the facial skin is affected by many factors such as dust, sebum secreted on the skin, sweat, … causing the skin to age quickly, easily forming acne. Depending on your skin condition, you can immediately choose a suitable makeup remover. Step 2: Wash your face Does makeup remover really clean the skin? In fact, removing make-up is just the first step of cleansing the skin, helping the skin to become more open, which does not mean cleaning the skin. The cleanser helps gently remove the remaining dirt and sebum in the makeup removal step, making the skin cleaner, more airy, so it is easy to absorb nutrients for the next skin care steps. Step 3: Exfoliate Not when using skin care products will be absorbed by the skin. Sometimes, what the skin cannot tolerate will form dead cells, preventing nutrients from penetrating and potentially causing skin breakouts. Therefore, exfoliating 2 – 3 times / week not only helps to remove dead cells, brightens the skin, creates advantages for the essences to be maximized. Exfoliation makes skin brighter and smoother. Step 4: Toner By adding toner to a cotton pad, this helps the skin to be deeply cleansed, balances the skin’s pH, while also helping to retain moisture and facilitate the next steps of skin care. Step 5: Serum / Essence This is a basic and important skin care step to stimulate skin regeneration, depending on the skin condition that appropriate products should be considered, maybe acne treatment serum, white skin serum, skin lightening serum, … to bring out the desired skin. Alternatively, you can use essence as it is a mildly active ingredient that is less concentrated than serum. Using essences to help create more layers of moisture to the skin, support skin cell regeneration and prevent skin aging effectively. Essence / Serum helps to regenerate the skin, effectively prevent skin aging. Step 6: Apply a mask This step helps the skin to rest and absorb moisturizers, and also helps you relax after a long tiring day, after 20 minutes you should just rinse your face with normal water. Step 7: Treatment (if any) If you have fair, smooth white skin and have no concerns, you can skip this step. Treatment is the step to use special products to treat problem areas such as acne, dark spots. freckles, dark skin, … after this step, the skin should rest for 15 – 20 minutes so that the skin can balance its natural pH. Step 8: Eye cream The eye area is the most fragile, just a small impact is enough for it to form aging, wrinkles. For those who often stay up late, often work on the computer, this is a good step in the skin care process. Step 9: Moisturizer Adding a sufficient amount of cream will help lock moisture effectively, the essence used previously is not lost, leaving the skin shiny, smooth, hydrated. Step 10: Sleep mask Finally, the sleeping mask, this step helps the skin to nourish, regenerate and hydrate the skin all night, making the skin brighter, more full in each morning. Beauty – A place to share beauty tips, skin care experiences of all women Not only a place to share beauty experiences, tips in everyday life, but Do Dieu magazine is also a place to help women catch up with world trends every day, from clothes to hairstyles updated. continuity. What creates that trust is a mindful cosmetic review. Each review of Do Dieu shows the truth, because the products are directly used by the team of editors and give detailed reviews. From there, it helps readers to choose the right products for each skin type. Putting the interests of consumers first, so Do Dieu does not favor any one brand, each product sent will be reviewed, commented, experienced and evaluated by the editorial team. You will also easily see this through reviews, each of the pros and cons that are most specific and objective for users. In general, skincare is a long process, requires a reputable place to learn, share experiences and do it. In not long time, this will soon become a popular beauty magazine.

A mask costs 15,000-30,000 VND, even up to a few hundred thousand VND, but they are only covered in about 15-20 minutes. From there, Sundaymore lists 10 steps you need to do to make the paper mask more effective. Photo: asia.be. first. Kill death celk: Do this before masking to remove excess dead cells and dirt from pores. From there, the essence in the mask is easily absorbed deeply. Image: wlooks. 2. Apply the essence before applying the mask: Even though the mask contains many essences, you can still apply a thin layer of the serum you are using first. This helps to increase the conditioning efficiency. For example, you can apply essences that work to whiten, lift muscles or moisturize. Image: Thehealthy. 3. Mask cooling: Put the mask in the refrigerator compartment overnight and then take it out. Especially, during hot summer days, a cold mask can soothe the skin, increase moisturizing effect and tighten pores. Image: Hypebae. 4. Cut the mask according to the shape of the face: Not all mask pieces can match the shape of your face perfectly. If you want the mask to embrace every part of your face better, just cut it. Focus on pruning the wings of the nose, the bridge of the nose and the middle of the nose so that the corners do not get caught. Image: fbeauty. 5. Don’t waste the cut mask part: Instead of discarding the excess, take them on the neck, knees or elbows so that the whole body can be combined. Image: Sundaymore . 6. Should not be applied for too long: When using expensive skin masks, many people want to use it for a long time because of psychological savings. In fact, the main purpose of a mask is to restore sebum to an oil-water balance. If applied too long, the skin will be drier. 10-15 minutes is the ideal time to apply. Image: Stylevana. 7. Choose the right time: The best time to apply the mask is from 9pm to 11pm. During this time, the metabolism takes place quickly, the skin recovers high, the ability to absorb strongly. If applied after bathing, the effect of the mask is even more effective. The reason is that the pores are opened after bathing, the process of circulation and absorption will be better. Image: Freepik. Beautiful hairstyles for women to welcome summer No need to spend a lot of time, these hairstyles will help you stand out when you are dating or summer travel.

Although the first anniversary of the unprecedented negative oil price “black swan” event has passed, its impact on the market has not disappeared.

Brokers China reporter noted that in recent times, many banks have adjusted their precious metal businesses one after another. For example, if they have raised investor risk tolerance limits, they have also gradually shut down and suspended their precious metal businesses.

Some senior executives close to major banks revealed to the brokerage China reporter that in the current international environment, banks’ initiatives are mostly voluntarily shrinking in response to regulatory requirements, aiming to take precautions. The reporter also learned from some large state-owned banks and joint-stock banks that current banks are putting “preventing business risks” to the forefront, and business adjustments are also out of consideration for risks and hedging responsibilities.

Zhou Maohua, an analyst at the Financial Markets Department of Everbright Bank, told reporters that the current adjustment of precious metals business has limited overall impact on domestic investors. First, domestic banks have not completely closed such business windows. Second, the domestic futures market has developed very rapidly and the market depth has increased significantly. .

Tightening of precious metals business

In fact, since March, a number of banks have announced their tightening plans for precious metals business. If there are restrictions on raising the risk tolerance of investors, there are also measures such as gradual shutdown and suspension of precious metals business.

“Considering the high risk in the precious metals market, ICBC will further restrict its account-based precious metals business in the future. For customers who have account-based precious metal holding balances, it is recommended that you choose the opportunity to reduce your holdings to prevent and control your own risks.” ICBC pointed out in a recent announcement.

ICBC The official website announced on April 20 that in order to comply with the changes in the market situation, the bank will adjust the account precious metal business rules and trading system on May 23 this year, including but not limited to: raising the account precious metal product risk level to level 5 (R5), and the requirements of customer risk tolerance assessment results are adjusted to an aggressive type (C5); the account precious metal business functions are gradually closed for customers who meet certain conditions without positions.

April 9th, China Merchants Bank According to the announcement, the risk level of the two-way paper gold and silver and real paper gold and silver business has been adjusted from the original “R3 medium risk” to “R5 high risk”. Existing customers whose risk assessment results are lower than “A5 (aggressive)” cannot conduct two-way New opening transactions for paper gold and silver and new purchase transactions for real paper gold and silver. At the same time, adjustments were made to the starting point of a single transaction for related businesses.

March 30, Shanghai Pudong Development Bank The announcement stated that the account-based precious metal business will be suspended from opening trading on April 6, and the implementation of the stock precious metal fixed investment plan will be suspended. In addition, at the end of this month, the bank will collectively terminate contracts for customers who have no positions in account precious metals business and precious metals fixed investment business. Not long ago, Shanghai Pudong Development Bank also announced that it had adjusted its personal precious metal business as an agent of the Shanghai Gold Exchange, and it had tightened its position limit and contract margin ratio.

March 11, Industrial Bank The announcement also shows that the account precious metals system will stop newly opened positions starting on the 6th of this month; positions that have not been closed after September 30 will be closed by the bank.

In the announcements of the above-mentioned banks, the “prevention of business risks” has been moved to the forefront.

However, some banks stood still. A grassroots person from a major bank in East China told a brokerage China reporter that his grassroots institution has not yet received the notice of adjustment of precious metals-related businesses, but from a risk perspective, it is mainly related to the fluctuation of international gold. The employee bluntly said: “Our grassroots The bank’s business adjustment signs are not obvious, and no specific notice has been received.”

Market risk is in dynamic change, aiming to take precautions

Some senior executives close to major banks revealed to the brokerage China reporter that under the current international market environment, the bank’s initiatives are also actively shrinking in response to regulatory requirements, aiming to take precautions.

“In fact, we just think this thing is too risky and we don’t want customers to do it, but we can’t stop it directly, so we raised the risk level and suggested that they don’t move it.” The person spoke bluntly to reporters.

Why did you choose to tighten adjustments at this time? Many people in the industry said that this is actually the performance of financial institutions to guard against market volatility risks.

Zhou Maohua, an analyst at the Financial Markets Department of Everbright Bank, pointed out to reporters that since April, the overall trend of overseas markets has been “abnormal”, and the recent global epidemic has experienced repeated trends, national policies have diverged, differences in U.S. inflation expectations have been difficult to bridge, and geopolitics have emerged one after another. It indicates that the volatility of precious metals in the external market may increase, and financial institutions will tighten their account precious metal investment business and reduce their exposure to precious metal investment risks.

Some market analysts also told reporters that banks are now following up and making adjustments to avoid risks, mainly out of consideration of risks and responsibilities for hedging. In addition, the epidemic has improved, the U.S. economy has begun to recover, U.S. bond yields have risen, the Fed’s interest rate hike expectations have increased, and the U.S. dollar index has increased, which has caused a certain impact on the price of gold. To prevent it from causing losses in a fluctuating economic environment”.

Specifically, the bank’s move is to implement the appropriate management obligations of financial institutions. “Market risk is undergoing dynamic changes, and the volatility of foreign-market futures businesses is often greater. Financial institutions adjust risk ratings based on actual conditions to ensure that investors’ risk appetite and tolerance are more matched.” Zhou Maohua mentioned that the bank’s move would also help. In order to reduce some potential investment disputes in the future, and maintain its own market reputation.

Zhou Maohua further analyzed that, from some cases, banks may face risks in external disk business in several aspects: first, market risk, market risk of external disk volatility, especially commodity futures business, which is relatively more volatile; second, regulatory and reputation risk , “To attract customers” may also cause some banks to effectively perform investor suitability management obligations, and this may cause investor disputes, resulting in damage to the institutional market reputation; the third is the stability of the information system and the operational risks of traders.

The first anniversary of the negative oil price “black swan” event

Last year, the May contract price of US crude oil futures fell into a “negative value” event, which is also one year old. Judging from the intuition of industry insiders, there have been obvious changes in both the regulatory authorities’ strengthening of the protection of investors’ legal rights and the vigilance of institutions.

“The’Black Swan’ incident is very scary. As a bank, I have never encountered such a situation before.” A senior practitioner from a major industry told reporters frankly that once such a situation is encountered, whether it is personal economic or social impact At the level, banks have to bear a lot of responsibilities, “so be more careful now, and the related risks are tightly guarded.” Zhou Maohua also said that in recent months, banks have successively tightened related external disk businesses, which itself shows that institutions have significantly increased their vigilance against potential risks of similar businesses.

Some analysts said that in the short term, it will be relatively difficult to reopen new accounts for precious metals customers, and some banks will also shrink their personal account transactions.

Both investors and banks have suffered certain losses. “There is still much room for improvement in the experience and ability of Chinese banks to participate in international futures transactions. The professional quality training of relevant personnel and the design of related products by banks are in urgent need of improvement.” A senior bank practitioner told the brokerage China reporter. At the same time, the “oil treasure” incident should also be alert to domestic investor education.

From a literal perspective, “investor education” refers to the dissemination of investment knowledge and experience to individual investors by institutions, departments, etc., but investor education is also a process of investors’ self-learning, exploration, and improvement, as well as the mentality of individual investors. The process of maturing experience and ideas, but the basic requirement of institutions with relevant advantages is to perform investor suitability management obligations. Zhou Maohua predicts that before the precious metals market becomes clear, institutions will continue to be cautious about the business in the short term, and the major banks have a demonstration effect. It is not ruled out that some banks will follow up in the future, but it does not mean that institutions will completely shut down such businesses. business.

“The overall impact on domestic investors is limited. On the one hand, domestic banks have not completely closed such business windows; on the other hand, the domestic futures market has developed very rapidly. The depth is significantly enhanced.” Zhou Maohua said bluntly.

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what’s the situation? The stock market in this country suddenly plummeted, and the central bank showed an “eagle face”? Canada has taken steps to tighten, and the world is waiting with bated breath for tonight’s big show. Is it really going to change?

See also rumors that detonated the market! The two brokerage companies want to merge? The stock price rose instantly! Founder lost more than 100 people during the year. What happened?

Swipe! 3 billion market value is not accepted?The small market value is being abandoned by funds, the research cost of small-cap stocks is too high, and the fund manager: it is difficult for the black chicken to become a phoenix

What signal? Hundreds of billions of Zhang Kun increased positions against the market in the first quarter! 20 billion of funds are fully supported, continue to sweep into liquor stocks, and increase the allocation of bank stocks by 10 points

Heavy! The China Securities Regulatory Commission has clarified the nature of science and technology innovation, and financial technology and model innovation companies are restricted from listing on the science and technology innovation board!New indicators for the proportion of scientific research personnel, see the latest revision

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