To respond well to this trend but still ensure system safety, the banking industry has made great efforts by applying a series of new technologies such as e-wallets, eKYC, multi-platform digital services, etc. Electronic Customer Identification (eKYC) The online transaction process cannot be perfect if the customer still needs to go to the transaction office to carry out the account opening procedure. Therefore, eKYC (Electronic Customer Identification) is considered a must-have piece in the digital banking picture. Pioneering this application of technology, with the new generation BIDV SmartBanking, customers can complete all registration steps at home, through BIDV’s eKYC system. Users only need to take a photo of their identification, a photo of their face, and the system will check the valid information and open an account for customers to use banking services immediately. BIDV representative – Ms. Nguyen Thi Quynh Giao – Deputy General Director in charge of Retail Banking said: eKYC is a new step in BIDV’s comprehensive digitalization strategy when investing in digital channels, digital processes as well as digital products. This development is also a testament to BIDV’s efforts to better serve customers and bring more convenient digital products. “. In just 2 months since its implementation, BIDV has recorded nearly 200,000 successful registrations via eKYC on SmartBanking. eKYC is an important step in the bank’s digitalization strategy. Cross-platform trading, following individual needs In the increasingly busy life cycle, problems such as remembering passwords, switching transaction devices, balancing revenues and expenditures, etc. also become a nuisance for many customers. Grasping that mindset, many banks are improving their services to offer effective support solutions. In the case of BIDV SmartBanking, this digital bank has expanded the application to include phones, computers, smart watches, smart keyboards, etc., helping users to make transactions anytime, anywhere. through personal devices and at the most convenient time and space. In particular, these devices use uniformly only 1 account name, 1 password for each user, minimizing inconvenience for customers. BIDV SmartBanking has also just launched a new function that allows customers to set up a revenue and expenditure plan (planning revenues, proportioning expenses for living, shopping, saving …) and closely reporting the implementation process. present. This function touches the practical needs of many young customers. Having an overview of expenses will help users monitor their personal finances, thereby balancing money sources, cutting unnecessary expenses, easily accumulating and responding to risks. risk in life. Currently, on mobile application stores, there are also some similar revenue and expenditure management support software, but most of you will have to enter information completely manually and pay to use it, not automatically and built-in on mobile devices. banking applications such as BIDV SmartBanking. Convenient banking applications such as BIDV SmartBanking allow unified login on all devices (Mobile, Laptop, PC, Apple Watch…). Electronic wallet According to a report by IDC, Vietnam has an e-wallet growth rate of 67% in the 2017-2022 period, ranking third in the Asia Pacific region, just behind China and South Korea. According to this report, the demand for e-wallets will continue to increase due to the impact of the Covid-19 epidemic along with the increasingly strong influence of the Millennials (those born after 1980 to early 2000) and GenZ (those born after 2000) (source). This demand poses a great challenge and is also a rare opportunity for financial institutions to race to break through the rankings. According to a share from BIDV, this banking giant is aiming to create a large-scale service ecosystem for BIDV SmartBanking users. Thanks to that, BIDV SmartBanking customers will be able to use all functions of e-wallets and banking services such as money transfer, savings, loan repayment… on the same application. To develop this ecosystem, BIDV has promoted links with financial institutions, signed cooperation agreements with more than 1,000 suppliers and 32/43 Fintech companies in Vietnam to provide more than 2,000 payment services on e-wallets. and continue to expand the ecosystem in the near future. Through the above examples, it can be seen that in the context of the pandemic, banks are actively turning ‘danger’ into ‘opportunity’, changing the form of product and service provision to catch up with the trend and dominate the market. New markets, new habits, new behaviors. This not only brings benefits to customers, but also promises to help Vietnam’s financial system move closer to global digital technology.

Caramel brown Caramel brown is a bright color but still very “western” and luxurious. Dyeing caramel brown, even if you have mature hairstyles, such as long hair parting, curling, you still do not look “dumb”. The actress who is applying this dye tone is the most beautiful Korean beauty in the world, Nana in the movie “Oh My Ladylord”. Nana can have straight hair or slightly wavy hair, but both exude elegance and style. This hair color is also very suitable for office girls in their 30s because even though it looks so young, caramel brown color still ensures elegance and elegance for the owner. Sepia Eugene also had a successful makeover in part 2 “Penthouse” thanks to switching from short hair to long hair. But that was not enough, it was the red-brown dye that added elegance and playfulness to Eugene, completing her strong image in the second part of the film. Red-brown is a color that is not picky about the skin, and even has the ability to make the skin brighter and more radiant, so please pay attention to this suggestion. In addition to Eugene, Jiyeon also dyed her hair auburn and had a very cold, “lemongrass” look. Flaxseed brown Flaxseed brown is a hot dye color, this dye has a bit of a smoky effect, so it looks quite fanciful and eye-catching. This is also a color that is not too difficult to conquer, women of all ages can make friends. Equally important, flaxseed brown will bring a stylish, trendy but also unique – strange look to the owner, even helping you to get the highest makeover ever. Chocolate brown Chocolate brown is the most basic and easy to conquer color. Dyeing this color, you will not need to bleach your hair, nor spend too much time at the hairdresser. Chocolate brown tones are featured in elegance and elegance but equally “western”, stylish when compared to the above colors. Finally, this is the best skin color dye, every girl’s face will become brighter, younger and more radiant if dyed chocolate brown. Photo: Internet

to step by step formulate many effective economic models, centralized agricultural production areas in the direction of goods, value chains linking people with enterprises.

Mr. Dang Ngoc Hoa’s family (San Que Dong village, Dong Ngu commune, Tien Yen district) changed inefficient rice area to growing fruit trees.

Mr. Dang Ngoc Hoa (San Que Dong village, Dong Ngu commune), is one of the people actively participating in the transformation of crop structure for economic development in the area. Previously, his family mainly cultivated over 5 sao of paddy field with rice and vegetable varieties, but the yield and yield were quite low, due to inadequate irrigation water. 4 years ago, having been facilitated by the commune to participate in training course on fruit growing, with knowledge and techniques learned, Mr. Hoa started to convert old rice and vegetable acreage to fruit tree cultivation. like: Na, orange …

Up to now, his family has more than 70 kernels and 40 oranges for harvesting. Mr. Hoa shared: By converting the cultivars suitable to soil, climate, so the plants grow and develop well, with high and stable fruit yields. Subtracting costs, each year my family has a revenue of hundreds of million dong, much higher than growing rice. From this background, my family continued to plant 50 more super-fruit jackfruit stumps, expected to be harvested in about 2 years …

Similarly, Mr. Nguyen Viet Phuong’s family (Tien Lang commune), is also one of the typical households, taking the lead in changing the structure of livestock in the commune. From small-scale chicken raising, he boldly invested in an integrated farming model combined with acacia plantation for wood. In particular, his farm focuses on breeding and developing native Tien Yen chickens. Currently, his family’s integrated livestock farm has a scale of over 5,000 Tien Yen chickens, nearly 100 pigs and nearly 1 ha of freshwater fish pond, each year bringing his family income from 500-700 million VND. ..

In the past time, in Tien Yen district, many agricultural production households have actively participated in converting plant varieties and animals suitable to local strengths and for high productivity and efficiency. In particular, the district has focused on effectively implementing the project of Agricultural restructuring in the direction of increasing added value and sustainable development, thereby encouraging people to implement crop restructuring. plants and animals associated with the application of science – technology, reorganizing production towards quality and efficiency, focusing on production – business associated with the value chain associated with the consumer market.

In the livestock sector, the district has focused on developing key products through production development support policies. From 2017 up to now, the district has approved and implemented more than 120 livestock support projects. As a result, it has increased from 2 chicken breeding facilities (2015) to 4 (current) facilities with a scale of 5,000 breeding chickens, the ability to provide 350,000 breeds / year. Many households in Tien Yen have gradually shifted from small to small, spontaneous, to livestock based on family size, concentration and commodity nature. Currently, the whole district has 64 certified farms, including: 15 integrated farms, 15 livestock farms, 38 aquaculture and aquaculture farms, 1 forestry farm and 1 crop farm. The whole district has 21 cooperatives, 15 enterprises operating in the agricultural sector.

Promoting the advantage of having a large area of ​​tidal flats, Tien Yen district has focused on attracting investment in the field of aquaculture, developing high-tech aquaculture models, notably the model of technology shrimp farming. . Currently, in the district, there are about 300 households raising technology shrimp, of which 15 households are applying the two-stage vannamei farming model, with concentrated farming areas in Dong Ngu and Dong Hai communes, Hai Lang and Dong Rui. With this area, the district strives for the production value of the fisheries sector to reach more than 493 billion VND, an increase of 13.6% compared to 2020.

In addition, vocational training for rural workers is also focused by the district to help people improve farming skills, as well as measures to prevent and control common diseases on plants and animals. In the 10 years 2010-2020, the whole district has provided vocational training for over 2,000 rural workers, of which 87% of post-trained workers have jobs and stable incomes. From the vocational training courses, many rural laborers in Tien Yen district have actively participated in converting and applying new plant varieties and animals into production practice. Thereby, applying flexibly to practical conditions at households for production and business, contributing to improving the efficiency of agricultural production in the area.