According to users who have experienced ATM cash withdrawal, the overall digital renminbi cash withdrawal transaction is very convenient. First, select “digital renminbi” on the ATM machine, then enter the mobile phone number, then enter the SMS verification code sent to the mobile phone, and select “Cash back cash” , Enter the exchange amount and wallet payment password, you can get cash. The first few steps of the digital renminbi cash deposit process are the same as the cash withdrawal. After entering the mobile phone number and SMS verification code, select “Cash Exchange”, put the cash in the cash box, and enter the wallet payment password to complete the transaction. At present, the digital RMB wallet has not been promoted on a large scale, and it is still in the early stage of investment and exploration. Users in the pilot areas can “get” the digital RMB wallet through the following channels. First, it can be obtained by winning the lottery. Earlier this month, Beijing, Shanghai, Changsha and other cities successively launched the second round of digital renminbi pilot activities. Successful users download the digital renminbi APP and open personal digital wallets by themselves in accordance with the successful text messages or the registration platform guidelines. Next, the operating agency will issue digital renminbi red envelopes to the winning users’ personal digital wallets. Second, you can apply directly to the relevant bank outlets. In major banks participating in the digital renminbi test such as ICBC, Agricultural Bank, Bank of China, China Construction Bank, Bank of Communications, Postal Savings, etc., if a resident goes to a branch to apply for a digital renminbi wallet, the bank staff will show a QR code and the staff will guide the customer after scanning When you apply, you can open it at T+2 days at the latest, and some banks can open it on the spot. Some bank business departments will actively invite customers who come to this branch to handle business to open the digital renminbi authority. Third, it can be applied for on-site at the pilot activities related to digital renminbi. The fourth is to try to apply through mobile banking channels. Banks such as the Bank of China have recently sent invitation text messages to many target customers. Customers who receive the text messages can log in to the Bank of China Mobile Banking and click the “digital RMB” icon to apply for activation. It is worth mentioning that in addition to distributing red envelopes to invited test users, there are also some areas that are piloting the use of digital renminbi to pay wages. In this regard, Hainan is at the forefront. According to Nanhai.com, the Hainan Branch of the Bank of Communications has implemented digital RMB subsidies for ethnic minorities. Recently, Bank of Communications Hainan Branch has successfully completed the first wage payment service for the entire bank’s employees through digital renminbi payment, real-time payment, real-time payment to the account, and real-time query of the payment results. It is understood that the Hainan Branch of the Bank of Communications currently supports payment of bonuses, pensions, reimbursements, subsidies, etc., in addition to issuing digital renminbi wages and subsidies. Mobile payment was once regarded as one of the “Four New China Inventions”, which changed the payment habits of Chinese people. However, in recent years, there have been endless telecommunication fraud incidents, which means that traditional mobile payment still needs to be improved. Digital RMB draws on blockchain technology, and all transaction information will be recorded in the block. Even if users use offline transactions, the use of technical means can still be traced back to the circulation channels of funds, and the security is higher than that of mobile payments and banknotes. . The digital renminbi has completed pilot tests in many cities, and the test scenarios and participating institutions have continued to achieve breakthroughs, which means that the large-scale application of digital renminbi is not far away. Have you used a digital renminbi? How do you feel? (source:Cui Cui)

Mr. Vu Anh Minh, Chairman of the Board of Members Railway Corporation Vietnam (VNR) has just issued an urgent petition to the Prime Minister “calling for help” on issues related to the development of a National Project on management, use and exploitation of railway infrastructure assets. The State invests and the allocation of resources for management and maintenance of real estate assets.

From 1955 to now, VNR is the only 100% state-owned enterprise established by the State with the purpose of assigning the management, exploitation, use and direct trading of all railway infrastructure assets. (KCHTĐS) in the form of excluding capital components in the enterprise.

VNR leaders said that with 3,143 km of railways going through 34 provinces and cities, in the absence of funding for the management of real estate assets, VNR has organized an asset management system from the General level. companies to member units and joint stock companies with dominant capital contribution.

Up to this point, due to the long and unusual effects of the Covid-19 epidemic as well as the construction of an investment package of VND7,000 billion belonging to medium-term capital, in single track conditions, both train and construction. , The railway industry is in a very difficult period.

Along with that, according to Mr. Vu Anh Minh, problems with funding for the maintenance of national real estate infrastructure in 2021 have not been resolved according to the direction of the Prime Minister, 20 companies perform the task of system maintenance. The national real estate infrastructure currently does not have the budget to buy materials to put into the project, regular expenses and especially to pay employees in the first 4 months of 2021, seriously affecting the lives of nearly 25,000 workers in the VNR. .

“The high risk is that 11,315 workers on the road patrol, bridge week, tunnel patrol, guarding the crossroads … will quit their jobs because they have no income. This issue has pushed businesses to the end, difficult to sustain. until the end of April 2021 “- President of VNR stated in the petition.

According to VNR, the project on management and use of national railway infrastructure assets submitted by the Ministry of Transport (MOT) to the Prime Minister up to this point continues to create many levels of management intermediaries, many administrative procedures. in the management, maintenance and exploitation of real estate assets, increasing licensing, and approving the subproject (sub-license). In particular, it is still proposed a mechanism to assign cost estimates for maintenance to the Vietnam Railway Administration (the agency only performs the advisory function under the Ministry of Transport and does not manage the assets of the real estate infrastructure).

“The proposal of the Ministry of Transport in the Project not only fails to overcome difficulties and problems in production and business activities, but also causes a lot of stagnation and congestion for VNR, pushing businesses to the risk of bankruptcy. , the risk of eliminating railway transport in the transportation system “- VNR leader said.

According to the VNR leader, in order to manage and maintain the assets of the national real estate infrastructure, VNR must organize a comprehensive and coherent human resources system from the parent company to the base units along the railway lines with a total of 11,315 employees were employed, including: 1,241 workers in bridge, road, and tunnel patrol; 915 indirect workers; 6,278 workers perform maintenance and quality control of maintenance work and 2,881 workers guarding the crossroads to ensure safe train operation.

Meanwhile, at present, the organizational apparatus of the Vietnam Railways Administration has only over 100 staff members (most of them are officers of the railway office and the railway traffic safety inspection force), so if the plan is implemented according to the Project, the Ministry As proposed by transportation, VNR still has to fully allocate the above 11,315 human resources to perform the tasks of asset management and the maintenance of national railway infrastructure assets.

“VNR will become an intermediary agency to delay, cause congestion in the process of maintenance and operation of transportation, directly affecting train safety” – VNR leader explained.

Based on the provisions of relevant laws, international experience and especially the practice of managing and operating operations, VNR believes that the Prime Minister and Deputy Prime Minister have chaired meetings with Ministries many times. , departments to analyze the legal basis and have the conclusions and announcements. The Ministry of Justice also appraised the legality in Document No. 193 / BTP-PLDSKT dated January 22, 2021, which confirmed that the delivery of KCHTDS assets and cost estimate for maintenance to VNR Corporation is correct. current laws (including the State Budget Law).

From the above explanations, the Chairman of the Board of Members of VNR sincerely proposes to the Government, the Prime Minister to: Direct the Ministry of Transport to seriously, fully implement the direction of the Prime Minister in the document. 1956 / VPCP-CN dated March 24, 2021 on the management, use and exploitation of national real estate assets.

VNR also proposed to the Prime Minister to direct the Ministry of Transport to continue to assign estimates of economic causes for the management and maintenance of national real estate assets for the period from 2021 onwards to VNR as in previous years.