Debate about opening times Shop on Sundays until Christmas?

Status: 19.06.2021 2:58 p.m.

Brick-and-mortar retail suffered a lot in the pandemic, while online retailing gained tremendously. DIW, Städtebund and the trade association HDE are now calling for more flexible opening times to help stimulate the economy. The union ver.di warns. The President of the German Institute for Economic Research (DIW), Marcel Fratzscher, calls for opening hours to be relaxed in view of the difficult situation of many retailers. “A liberalization of the shop opening times is urgently required so that the stationary retail trade can assert itself in the competition against the online trade and secure jobs,” said Fratzscher to the “Handelsblatt”.

Flexibility required until the end of the year

The economist stood by the side of the trade association HDE. He had suggested leaving the shops open on Sundays at least until the end of the year. This gives retailers the chance to make up at least part of the sales lost during the lockdowns and would also be a signal to people that the city centers are open again. In addition, there should be more reliable rules for a legally secure occasional Sunday opening.

The Association of Towns and Municipalities also spoke out in favor of it. “We now have to do everything we can to ensure that our inner cities and town centers do not become deserted,” said managing director Gerd Landsberg to the “Handelsblatt”. “It would be a positive signal to allow additional Sunday opening hours.” Landsberg referred to the threatening situation of the trade and the danger for hundreds of thousands of jobs.

“Small but important signal”

Over 100,000 retail stores could close or not open at all, Landsberg said. This would put almost 500,000 jobs at stake. The online trade, on the other hand, was open 24 hours a day, seven days a week, and was able to increase its sales to over 72 billion euros last year due to the pandemic. Additional Sunday opening hours would therefore be “a small but important signal that the city centers and town centers have a future”.

“Development cannot be reversed”

Fratzscher explained: “Due to the pandemic, there was a massive shift towards online trading, which will not be completely reversed even after the pandemic.” However, fair competitive conditions did not mean that people could shop online 24 hours a day, seven days a week, but stationary retail trade had a “tight corset” and had to be closed on Sundays.

“Instead of sanctions or charges for online trading, politics should make stationary retailing more attractive,” said Fratzscher. In addition to more flexible shopping times, this also includes modern urban concepts that make inner cities more attractive again. “This not only has an immediate economic value, it is also very important from a social and societal perspective that people meet and come into contact with one another.”

Ver.di sees “general attack”

The FDP already supported the HDE’s advance as a suitable economic aid for the retail sector. The trade union ver.di, on the other hand, rejected him as an overly short-sighted “general attack on the trade workers, their families, but also on the Basic Law”.

WHO has issued a warning and classified 3 types of meat including grilled meat, processed meat, and moldy red meat on the list of types of meat that are likely to cause cancer for users. So if you want to be healthy, it’s best to keep your mouth shut. The first is barbecue: Grilled meat is one of the favorite dishes of many people. It is attractive not only in its sweet, attractive aroma but also because the taste is really delicious, sweet, hard to refuse. However, grilled meat is indeed one of those delicious but toxic dishes. During the roasting process, the fat flows down to create charcoal smoke, which clings to the meat surface. Furthermore, the proteins, sugars and muscle particles of the meat react with extreme heat to form benzopyrene, a type 1 carcinogen. Most notably, the burnt, burnt part of the meat contains heterocyclic amines with the highest carcinogenic potential. WHO also warns that grilled and fried meats have the potential to cause bowel cancer, stomach cancer, esophageal cancer, pancreatic cancer, and prostate cancer. The second is processed meat: Including meats such as canned meat, bacon, beef jerky, sausage… In fact, everyone knows that there are many types of additives that can be processed and adjusted. taste and prolong shelf life. However, it is not uncommon for additives that can produce harmful chemicals during processing or cooking. These chemicals can cause cancer. The WHO even classifies processed meat as a food group with a high cancer risk similar to tobacco and industrial smoke. Moldy meat, bacon, and salted meat for too long: Because of being stored for too long in a hot and humid environment, these meats are prone to mold growth. The moldy meat contains aflatoxin – the leading substance in the list of liver carcinogens. There are many people who like to eat meat to mold, according to them, the more moldy, the better, but do not know this meat contains countless dangers. WHO also emphasizes that aflatoxin is a strong carcinogen and can affect all organs in the body, especially the liver and kidneys. Consuming foods containing aflatoxin concentrations of 1mg/kg or more is more likely to cause acute poisoning. Not only that, the risk of liver cancer, aflatoxin is also linked to other types of cancer that are extremely difficult to treat.

Dry landscape in a field in the town of Walgett, Australia. Photo: AFP/VNA Ms. Mami Mizutori, the UN Secretary-General’s special representative for disaster risk reduction, said that drought risks becoming the next great disaster and there is no cure. A United Nations report released on June 17 found that drought caused at least $124 billion in economic losses and affected more than 1.5 billion people between 1998 and 2017. United Nations, now that global warming has increased droughts in Southern Europe and West Africa and the number of victims will “increase significantly” unless the world acts, Ms. Mizutori said. Some 130 countries could face a major drought risk this century under the UN high-emissions scenario, another 23 would face water shortages because of population growth, and 38 countries are affected by both factors. Ms. Mizutori likens drought to a virus – which tends to be long-lasting, has a wide geographic range and causes severe damage. Countries are not affected by drought but are still affected indirectly through food insecurity and rising food prices.” The United Nations forecasts that droughts will be more frequent and severe in most of Africa, Central and South America, Central Asia, South Australia, Southern Europe, Mexico and the United States. More than 40% of European Union (EU) agricultural imports could be “vulnerable” to drought by mid-century due to climate change, according to a study published in Nature Communications in the journal Nature Communications. this week.

New Zealand has the most expensive housing market in the world. (Source: stuff.co.nz) According to Bloomberg Economics, real estate prices around the world is exploding strongly, from which the warning will form a real estate bubble unprecedented since the 2008 financial crisis. Based on the key indicators used in Bloomberg Economics’ calculations, New Zealand, Canada and Sweden are ranked as the top countries, respectively. Expensive housing market best of the world. Meanwhile, the UK and US are also near the top of the risk charts. Bloomberg Economics economist Niraj Shah says there are multiple factors contributing to the rise in home prices to unprecedented levels worldwide, including record low interest rates, massive fiscal stimulus packages, and massive bailouts. Backup savings can serve as a down payment, limited housing stock and expectations of a strong recovery in the global economy. Besides, the trend of working from home to avoid infection COVID-19 causing more people to need more living space and many governments giving tax incentives to homebuyers also increase the demand to buy houses. According to calculations by Bloomberg Economics, the ratio of price to rent and price to income will help assess the sustainability of housing price increases. Bloomberg Economics analyzes that even as risk indicators rise, with interest rates remaining low, lending standards generally higher than before, and macro-prudential policies in place, the cause led to the real estate market collapse is not clear. Mr. Shah said that in the coming period, it is likely that the real estate market will witness a cooling, not a collapse. As interest rates start to rise and other measures are put in place to protect financial stability, the property market will face an “important test,” Shah said.

There is a vision in the development of the insurance industry. Many consumers think that China’s insurance industry is a big pit . China’s insurance industry faces consumers with completely different attitudes. One part is people who are keen to insure themselves, and the other part is people who are not interested in insurance at all.

On the whole, people who are interested in insurance products still occupy a very small proportion. In the face of insurance products, most people’s attitudes are still relatively conservative.

In addition, the fact that middle-class families fell down a little bit without the help of insurance in the face of real disasters also warns us all the time: Do not buy insurance lightly.

Buying insurance means buying insurance clauses

Insurance is a kind of protection. Its original intention was to reduce the risks people face and to provide people with some effective protection when they face risk accidents. At the beginning of the development of the insurance industry, many insurance product designs were indeed very practical.

However, with the continuous development of society and the increasing diversification of consumer demand, there are more and more types of insurance products and more detailed divisions. In particular, the design of many insurance clauses is becoming more and more complicated, which makes people confused.

In order to reduce the pressure of life and provide an effective protection for themselves in the face of major diseases or accidents, many friends like to configure insurance for themselves and their family members, especially the middle class with a higher standard of living and a certain amount of savings. From serious illness medical treatment to weddings and funerals, as long as the financial conditions permit and the protection meets their needs, they will allocate an insurance for themselves.

But after buying insurance, can you really sit back and relax? The answer may disappoint many people.

Insurance is a long-term consumption process. Many people only see that people pay insurance premiums on time, but they don’t see the difficulty of applying for claims after paying insurance premiums. Money given to insurance companies has always been easy to get in and hard to get out. The fact that applications for claims have been repeatedly rejected all warn us of the importance of carefully reading the insurance clauses.

The design of insurance clauses is the standard that really tests the level of an insurance company. Whether we buy insurance is useful or not depends on whether the design of the insurance clause is reasonable.

Many friends are fooled when buying insurance because they do not understand the design of the insurance clauses and blindly believe that this insurance must be able to provide appropriate compensation in the event of an accident or illness. But at the stage of claim settlement, I realized that my situation could not meet the conditions of claim settlement.

There are “pits” everywhere in insurance, so you need to be cautious when applying for insurance

Among the various insurance products, there are many insurance products with practical protection functions. Whether you can buy practical and useful insurance products depends mainly on whether you can recognize the terms of the insurance products.

There are people who blindly insure high-priced premiums and high-priced insurance products, but they forget whether the protection content of the insurance truly meets their actual needs. Sometimes, under the brainwashing of insurance salesmen, people always equip themselves with many insurance products that are completely unusable. When the disaster comes, many people find that the hedging effect of insurance companies is minimal.

The fact that many middle-class families equipped with complete insurance products have difficulty in claim settlement and gradually collapsed in the face of huge expenditures, which deeply warns us not to buy insurance lightly! If you really want to buy insurance, you have to read the insurance clauses before deciding.

There is a coverage for insurance, which needs to be kept in mind by all consumers. There are various restrictions on the scope of compensation for insurance products. The more restrictive clauses, the more difficult it is to meet the standards for compensation in case of later emergencies.

Therefore, everyone should rectify a misunderstanding: buying insurance is not buying the nominal coverage of this insurance, but buying the detailed terms of this insurance. Especially for some medical insurances, it is best to consult your doctors and friends around you and ask whether the insurance clauses are valid. Sometimes people’s lives are gone to meet the claims standard, we really don’t need to buy.

Rational allocation of insurance

Having said that, despite the chaos in the insurance industry, the existence of “insurance” is reasonable. When everyone configures insurance, You must seriously think about your physical and economic conditions, and use this as a basis to configure suitable insurance products.

Nowadays, the business atmosphere of the insurance industry is becoming stronger and stronger, and the work performance of insurance salesmen is directly linked to the total amount of insurance products they sell. Under the pressure of survival in the industry and the company’s business incentive mechanism, insurance salesmen are trying all kinds of ways to increase their sales.

Noncommittal, this marketing model has effectively promoted the expansion of insurance companies’ business and customer groups, but it has also sacrificed the interests of many customers. After all, once the salesperson’s purpose of promotion changes from recommending the right products to the right people to completing the task, the group that ultimately bears the costs and losses becomes the majority of consumers.

therefore, If you want to improve the effectiveness of insurance, consumers must improve their self-discrimination ability . To reimburse minor illness medical treatment, minor surgery and medical expenses, it is enough to configure a simple medical insurance.

If the possibility of suffering from a major disease is high, then everyone may wish to configure a targeted critical illness insurance. If there is a history of cancer in the family, then everyone can also configure a targeted anti-cancer insurance for themselves accordingly.

In short, for middle-class families with small savings, the more insurance is not the better, nor is the higher the insurance, the better. Targeted insurance configuration method is the correct method.

summary:

We must treat the insurance industry with a rational attitude. Since it exists in this society, it must have its rationality. If our ordinary consumers want to effectively avoid the pit of insurance, the most direct and effective way is to improve their understanding of the insurance industry.

In today’s era of competition for commercial interests, how consumers protect their legitimate rights and interests is a matter of concern. If we blindly follow the wishes of insurance salesmen to configure insurance, it is inevitable that the insured company will squeeze the wool. Your own rights and interests need to be guarded by yourself. You can buy insurance, but everyone must remember: The insurance clause in black and white is the top priority we should pay attention to. !

(Artwork. Source: bitcoinexchangeguide.com) Ransomware attacks have been on the rise in South Korea over the past year, paralyzing hospitals and shopping malls amid the COVID-19 pandemic leading to an increase in online shopping activities. . On June 3, a large plastic surgery hospital in the south of Seoul announced on its website that its server had been attacked with ransomware and that hackers appeared to have stolen data. patient’s personal data. This is the latest in a series of recently reported ransomware attacks – a tactic used by cybercriminals to infiltrate businesses’ systems and use their data to demand ransom. ransom. According to the South Korean Ministry of Science and Information Technology, last year there were 127 ransomware attacks, a threefold increase from the previous year. Since the beginning of this year, the country has recorded 65 attacks with ransomware. Malware attacks blackmail was aimed at various businesses in Korea. Last month, food delivery company Super Hero’s operations were paralyzed for hours after an attack that affected 15,000 delivery workers nationwide. Last November, local fashion and retail group E-Land was also “inquired” by hackers, forcing 23 of the 50 branches of the NC Department Store and NewCore Outlet to suspend operations. Mr. Kim Seung-joo, Professor of Cyber ​​Security at University Korea , commented that as companies are forced to choose to increase their reliance on remote work during the pandemic, cyber attacks malicious code Blackmail has become a bigger threat because they can paralyze the entire working system. This has led to many companies paying a ransom and has led hackers to carry out more attacks. He urged businesses to invest in cybersecurity to prevent the threat in the first place. In response to ransomware attacks in the near future, last month, the Korean Ministry of Information and Communications Technology set up a 24-hour monitoring group to support hacked companies. . The government is now providing assistance to affected companies in system recovery.

The Rice Trader affirmed that up to now, only Ho Quang Tri private enterprise is the first and only Vietnamese enterprise officially approved to use the unique “World’s Best Rice” award logo. rights for marketing and business purposes. According to the Rice Trader, there are about 10 Vietnamese companies that use the ST25 rice brand to print on packages and promotional materials in the country and for export without asking for permission or consent from TRT. TRT officially warns Vietnamese piracy companies about the respect needed when using the brand logo “World’s Best Rice” in their rice packages being traded in the market. Photo: TL. Through this release, TRT officially warns Vietnamese companies that infringe on piracy about the necessary respect when using the brand symbol “World’s Best Rice” in their rice packages being traded. business in the market. This is an illegal use of intellectual property rights and provisions of the “World’s Best Rice” award logo. According to TRT, contest participants acknowledge that they have no right to use the contest trademarks without permission and that the winning country is also required to abide by the contest’s commitments. Without a proper resolution to this action, those company names will be made public because of their influence on the overall direction of the industry. “In addition, our organization takes this matter seriously that the country may even lose the right to participate in this competition in the following years. We firmly believe that value creators deserve it. deserves a reward and this has always been our intention throughout the process of organizing this contest,” said a representative of TRT.

An image of polluted air was taken on February 13, following the outbreak of the Covid-19 pandemic, in Beijing, China. Photo: Reuters. On April 20, the International Energy Agency said that global CO2 emissions from electricity use will increase by nearly 5% this year. This suggests that an economic recovery from Covid-19 could bring many benefits, except for climate sustainability. The IEA’s 2021 Global Energy Assessment predicts that carbon dioxide emissions will rise to 33 billion tons this year, 1.5 billion tons higher than in 2020, the highest increase in more than a decade. IEA Executive Director Fatih Birol said this year’s increase in emissions this year could be increased by the recovery of coal use in the power sector, which is forecast to be particularly strong in Asia. It will also put pressure on governments to take action on climate change. US President Joe Biden will hold an online summit involving dozens of world leaders this week to discuss climate change ahead of global negotiations in Scotland at the end. this year. Last year, as electricity usage fell due to the Covid-19 pandemic, energy-related CO2 emissions fell 5.8% to 31.5 billion tons, after reaching a peak in 2019 of 33, 4 billion tons. The IEA’s annual review analyzed the latest country data from around the world, economic growth trends and new energy projects. Global energy demand is expected to grow 4.6 percent by 2021, led by developing economies, pushing it above 2019 levels, the report says. Demand for fossil fuels is on the rise in 2021, with both coal and gas rising above 2019 levels. IEA said more than 80% of its forecast for coal demand growth by 2021 will come from Asia, led by China. Coal use in the US and the European Union is also on the rise but will remain below pre-crisis levels.

As soon as she entered the clinic, the patient anxiously asked the doctor: “Why does my period come constantly?”. It is known that in the past 3 months, a woman’s menstruation has come twice a month, the amount of blood is less and less, each time she has to wear sanitary napkins to dare to go to the door. Illustration Dr. Hoang said that this phenomenon is related to the age, hormonal disorders and pathological changes of the patient’s body, typically the patient with a history of thyroid disease and difficulty absorbing. pregnancy. Usually menstruation comes once a month lasting 3-5 days. If the first day of two menstrual cycles 21-35 days apart is considered within the normal range, some women may go to menstruate twice a month. Usually, the amount of menstruation will increase on the second and third day and gradually decrease on the following days. Basically, the average total amount of blood during the menstrual cycle is 35 to 60 ml. When a pad is soaked, it can soak up 10 to 15ml of menstrual blood. When menstruation is heavy, someone will change tampons every 2 to 4 hours, using 5 to 7 pads a day. For small or dripping menstrual periods, Dr. Hoang points out that women can use 3-4 tampons per day. However, if a woman develops signs such as a lot of menstrual bleeding, a lot of tampon changes, heavy bleeding at night, or having to wear tampons at night in the morning, you are more likely to have symptoms of anemia such as dizziness should be examined by a hospital. In addition to menstruating up to 2 times per month, some women experience bleeding outside their periods, such as bleeding from ovulation or early pregnancy. In the case of bleeding during ovulation, Dr. Hoang explained, abnormal bleeding during ovulation is due to the reduction of estrogen before and after ovulation. When the amount of progesterone is insufficient to support the endometrium, the lining of the uterus falls off and there is dripping brown bleeding, which may go away in 1-3 days. Illustration In the case of early pregnancy bleeding, Dr. Hoang said most women will experience bleeding during this time. As long as the woman is of reproductive age, you need to consider the possibility that you are pregnant. Also some of the causes that cause women to bleed outside of their periods are ectopic pregnancy, cervical polyps, cervical cancer, endometrial hyperplasia, ovarian tumors, and uterine tumors. affects hormones and causes abnormal bleeding. Menstruation is okay? Dr. Hoang said that when a woman has bleeding outside her period, first consider whether you are pregnant or not, then analyze the possible causes of bleeding based on factors such as age, period. menstruation, menstrual blood color, premenstrual symptoms or menstrual discomfort. Dr. Hoang also warns that if you are going to menstruate, avoid alcohol, hot foods, foods that promote blood circulation and eliminate blood stasis. You should relax mentally, stay up late, lack sleep and stress are easy to cause hormonal disorders. At the same time you should increase the agonists, improve pelvic circulation to reduce the risk of abnormal bleeding.

“This tuning is better for the current, unpredictable and ever-evolving threat of Covid-19. We continue to recommend that US citizens reconsider traveling abroad and postpone trips if possible, ”the ministry wrote in an email. In a media statement, the agency said the change does not “imply an assessment of the current health situation in a particular country”, but rather an advice for US citizens, in addition to information from the US Centers for Disease Control and Prevention (CDC). America warns people not to move to 80% of the countries of the world. Photo: Reuters. In addition to reflecting on travel health notices issued by the CDC, US State Department advisers are looking at logistical factors, such as travel restrictions for US citizens. If the passenger decides to go to the countries with a level 4 warning, the State Department recommends that they carefully read the information about the risks of arrival. The warning comes as the number of US passengers continues to increase and many countries around the world begin to open their borders to Americans. On April 19, Greece started to allow US citizens to re-enter if they have a negative test certificate for the virus or have been vaccinated. United Airlines has also announced new flights to Greece, Iceland and Croatia, starting in July. Earlier this month, the CDC said fully vaccinated people could move, and the risk this group poses is quite low. Even so, the agency said it still discourages movement as the number of new Covid-19 infections is still increasing in the US and globally. On its website, the agency recommends that residents postpone international trips until everyone is fully vaccinated. The agency warned: “Passengers who are fully vaccinated are less likely to become infected and spread Covid-19. However, international migration is still potentially risky and even fully immunized people are at risk of catching new virus strains and spreading them to the community ”.