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| Photo by Zhou Cong |
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| Picture/Visual China |
Text / Huang Ting Zhou Cong On April 22, the Department of Human Resources and Social Security of Guangdong Province (Guangdong Province “Cantonese Cuisine Master”, “Guangdong Technician” and “Southern Guangdong Housekeeping” Three Project Leading Group Office) and the Guangdong Provincial Branch of the Bank of China jointly issued the “Boosting” Cantonese Cuisine The “Master”, “Guangdong Technician” and “Nan Yue Housekeeping” project implemented the exclusive financing service plan for promoting employment and entrepreneurship. The first 9 customers who landed signed contracts and awarded licenses on site. Comrade Chen Yiwei, Secretary of the Party Leadership Group and Director of the Department of Human Resources and Social Security of Guangdong Province, and Comrade Li Ruiqiang, Secretary of the Party Committee and President of the Bank of China Guangdong Branch, attended the meeting. The Department of Human Resources and Social Security of Guangdong Province and the Guangdong Branch of Bank of China jointly issued the “Promoting “Cantonese Cuisine Masters”, “Guangdong Technicians” and “Southern Guangdong Housekeeping” Projects to Implement Exclusive Financing Service Plans to Promote Employment and Entrepreneurship. The policies, resources and wisdom of banks, associations, leading enterprises, etc., provide precise services for skilled talents and related service organizations. Both the government and the bank will strengthen the sharing of information about skilled talents and related service organizations’ financing needs, financial rewards and qualifications, and support rapid Submit for review and approval to ensure that skilled talents and related service organizations obtain loans efficiently. The launch of the “Service Plan” will create targeted financial services for skilled talents and their service organizations, meet the funding needs of various types of high-skilled talents and related service organizations at all levels in Guangdong Province in the process of innovation and entrepreneurship, and create a “work and enjoyment” The good atmosphere of “only good use, technical expertise, and old-age care” will better promote skill innovation, skill employment, and skill enrichment. At the event site, the first nine customers who landed were invited to sign contracts and award licenses. Chen Guanzhong, an entrepreneur of the “Zhongji Yunlai” store in Zhengguo Town, Zengcheng District, Guangzhou, said that he opened a store in the town last year, but due to insufficient funds, only 1/3 of the store was used. The catering industry is operated on a small scale without mortgage. In the past, it was difficult to borrow money from the bank. Now with the exclusive financing plan jointly launched by the Human Resources and Social Security Department and the Bank of China, it will quickly receive financial support, which will further expand the store and have more confidence in future development. Yang Bo, chairman of the Guangdong Association of Elderly Service Industry, also said frankly that despite the high level of social attention in the elder care industry in recent years, financing for elder care institutions is not easy. This exclusive plan can not only solve the financing problems of the organization, but also solve the financial needs of home ownership, study and further education, and children’s education for excellent domestic employees. It is really considerate.
It is understood that the “Service Plan” has three series of exclusive financing products: “Cantonese Cuisine Master”, “Guangdong Technician” and “Nan Yue Housekeeping”, closely linking the three projects of “Cantonese Cuisine Master”, “Guangdong Technician” and “Nan Yue Housekeeping”. The service targets include not only individual skilled talents and innovative entrepreneurial entities of skilled talents, but also market entities, vocational skill training institutions, schools, etc. that establish employment relationships with skilled talents. For corporate loans, the maximum limit of a single corporate mortgage-free guarantee loan is 10 million yuan; the corporate loan period is up to 5 years, and the grace period for repayment can be set in accordance with the actual situation. The Bank of China corporate E-loan business can also be borrowed and repaid on the line. Interest is calculated on a daily basis. For personal loans, the maximum amount of personal business mortgage guaranteed loans is 10 million yuan, the maximum amount of personal business mortgage-free guaranteed loans is 2 million yuan, the maximum personal consumption mortgage-free guaranteed loan amount is 300,000 yuan, and the maximum period of personal business loans is 10 years. People who apply for personal consumption loans can also be given preferential treatment.
The three projects of Guangdong Province’s “Cantonese Cuisine Master”, “Guangdong Technician” and “Southern Guangdong Housekeeping” are the provincial party committee and the provincial government implementing the important speech and important instructions of General Secretary Jin Ping to Guangdong, focusing on meeting the needs of the people for a better life and supporting high-quality development. Major livelihood projects deployed. The provincial party committee and the provincial government put the three projects in an important position, and made every effort to build a strategic brand in Guangdong, and achieved obvious results.
At present, there are 13.32 million skilled talents in the province, of which 4.45 million are high-skilled talents. The province’s 184 technical colleges and vocational colleges have opened Cantonese cuisine-related majors, and built 100 provincial training bases and master studios. “Cantonese cuisine masters” trained 154,000; currently, the basic information of housekeeping attendants collected on the national and provincial housekeeping platforms exceeds 700,000 person-times, four major training programs for mothers and infants, home, elderly care, and medical care have been implemented, and 696,100 person-times of “South Guangdong Housekeeping” training have been carried out. . The in-depth implementation of the three projects has provided important technical talent support for the high-quality development of Guangdong’s economy and society. This time, the Department of Human Resources and Social Security of Guangdong Province and the Guangdong Provincial Branch of the Bank of China jointly launched an exclusive financing service plan, introduced financial water, and improved preferential support policies, which will help high-skilled talents innovate and start businesses, and help build Guangdong “Cantonese cuisine master” “Guangdong Technician” and “Southern Guangdong Housekeeping” are the golden signs of the three projects.
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Features of exclusive financing services
“Promoting “Cantonese Cuisine Master”, “Guangdong Skilled Workers”, and “Southern Guangdong Housekeeping” Projects Implement Exclusive Financing Service Programs to Promote Employment and Entrepreneurship” includes a series of financing plans for “Cantonese Cuisine Master”, “Guangdong Skilled Workers” and “Southern Guangdong Housekeeping”, which brings together the government, The policies, resources and wisdom of banks, associations, leading enterprises and other parties provide precise services to skilled talents and related service organizations, which have distinct characteristics:
One, strong pertinence
The “Service Plan” uses three series of exclusive financing products: “Cantonese Cuisine Master”, “Guangdong Technician” and “Southern Guangdong Housekeeping”, closely linking the three projects of “Cantonese Cuisine Master”, “Guangdong Technician” and “Southern Guangdong Housekeeping”. The service objects include not only Individual skilled talents and innovative entrepreneurship entities of skilled talents also cover market entities that establish labor relations with skilled talents, vocational skill training institutions, schools, etc.
- Strong support
(1) Corporate loans. The maximum amount of a single enterprise mortgage-free guaranteed loan is 10 million yuan; the enterprise loan period is up to 5 years, and the grace period for repayment can be set according to the actual situation. The bank can also borrow and repay the loan on the whole line, and the interest is calculated on a daily basis. .
(2) Personal loans. Personal business mortgage guarantee loan line is up to 10 million yuan, personal business mortgage-free secured loan line is up to 2 million yuan, personal consumption mortgage-free secured loan line is up to 300,000 yuan, personal business loan line is up to 10 years, and skilled talents apply for personal consumption Loans can also be given preferential interest rates.
Guangdong Bank of China and its institutions provide green approval and fund issuance channels, and the use of funds is complete and the funds can be released within one day as soon as possible.
Wide use of funds
(1) Enterprise loan funds can be used for raw material procurement, special equipment purchase, venue rent payment, business premises renovation, brand promotion, payment of employee salaries, online and offline training platform construction, course research and development, skills training, etc.
(2) Personal business loan funds can be used for skills talents’ entrepreneurship, business turnover, skills training, and further studies; personal consumption loans can be used for personal skills training, study and further education, children’s education, etc., to support the reasonable consumption needs of skilled talents.
Multiple application channels
Eligible companies and individuals can apply for and handle corporate E loans online through Bank of China Corporate Online Banking and Bank of China Mobile Banking from institutions under the jurisdiction of Bank of China Guangdong. They can also use the Guangdong Bank of China Pratt & Whitney Network Tongbao platform, and “Xinyidai”, You can submit comprehensive loan requirements online through platforms such as “Yuexinrong” and channels such as hotlines, and you can also go to the nearest Bank of China branch for consultation. Guangdong Bank of China and its affiliated institutions will respond in a timely manner, provide green approval and fund distribution channels, and complete payment information Loan within 1 day as soon as possible.
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